o.

1
2
3
4
5
6
7
8
9
10
11

12
13
14
15
16
17
18
19
20
21
22
23
24
25

Particulars
Share Capital
Total reserves
Free reserves
Own Fund ( 1 + 3)
NPA provisions
Deposits
Total borrowing
Investment
Loans issued
Loans & advances
% of recovery (June )
A) Agril
B) Non-agril
C) Total
% of total over dues to total o/s
Working capital
Working profit
Per branches business
Per employee Business
Net worth
Total Branches
Total employees
CD Ratio ( % )
Dependency ( % )
Liquidity ( % )
Accumulated losses
NPA % to total loans o/s
A- Standard Assets

As on 31-3-2011
Ason 31-3-2012
6447.83
7596.56
19763.48
22668.69
16404.63
18252.34
22852.46
25848.9
1460.31
1491.97
257494.23
289434.37
15780.45
24089.94
134684.8
141008
154563.24
197362.82
157231.86
193530.22
--100
100
90.07
83.23
99.03
99.31
1.19
0.89
316437.29
360934.43
1331
1600
1406.83
1668.33
216.7
269.99
27008.6
31297.69
250
251
1623
1551
53.8
56.71
6.13
8.32
64.70%
59.60%
--0%
0%
155716.94
192000.27

B- Sub Std. Assets

238.06

222.91

C- Doubtful Assets

1276.86

1312.21

D- Loss Assets
26 Total NPA

--

-1536.67

1535.12

27 Book Value of Assets

315077.49

359844.24

28 Realiable Value of Assets

313245.12

358159.01

29 Outside Liabilities

287327.69

317067.49

30 Imbalance Soci.

--

--

31 Imbalance Amounts

--

--

32 Current Deposits

43623.35

44072.76

33 Saving Deposits

95680.32

104040.17

34 Fixed Deposits

118190.56

141321.44

35 21. NPA Gross

0.97%

0.79%

0%

0%

7.45
4.27
3.18
2.42
0.2
0.14
0.7
5.06
11.64
216.7
1406.83
2.81
5.32
6
735
208

8.67
4.85
3.82
2.74
0.24
0.14
0.98
5.73
10.79
269.99
1668.33
3.3
6.37
6
743
202

Net
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52

Yield on Funds
Cost of Funds
Financial Margin ( * ) 1
Cost of Management to Working funds (*) 4
Risk Cost (*) 3
Misc. income to working Funds (*)2
Net Margin
Cost of Deposits
C.R.A.R.
Pert Staff Deposit + Adv
Per Branch Dep.+Adv.
Salary per Staff
Profit per Branch
Staff per Branch
PACS in profit
PACS in loss
Audit Class
A

As on 31-3-2013
9568.97
24525.59
19383.55
28952.52
1481.82
350731.77
29656.35
141300.95
256171.96
264909.65
-100
--432575.33
429970.7
1900
2030.65
339.98
35408.06
257
1535
75.53
8.46
40.70%
-0%
264909.65
184.92
1305.86
-1490.78
432575.33
429970.7
395876.14

Sr. No.
2009-10
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17

Particular
Year
2010-11
2009-10
2010-11
Average yield on Assets (Lending 7.94
Rate)
7.45
Average cost of Funds (Borrowing4.84
Rate )
4.27
Financial Margins (1 -2 )
3.1
3.18
Cost of Management to working capital
1.79 as on 31st1.76
March (%)
Risk Cost
0.03
0.2
Salary as % to total exp.
22.06
24.47
Interest paid as % to total exp. 63.68
61.76
Salary as % to Income
20.73
22.24
Borrowing as % to Advances
3.35
5.23
C. D. Ratio (%)
39.28
53.8
C.R.A.R.
13.86
11.64
Cost of Deposit
5.74
5.06
N.P.A. (Gross)
1.23
0.97
N.P.A. (Net )
0
0
Yield on Advances
7.94
7.45
Spread
3.1
3.18
Net Interest Margin (NIM)
0.63
0.7

--48065.37
114866.05
187800.35
0.56%
0%
9.09
5.96
3.13
1.81
0.03
0.12
1.41
7.03
12.34
339.98
2030.65
3.36
7.39
6
--A

2011-12
8.67
4.85
3.82
1.85
0.24
19.82
58.41
18.66
9.26
66.86
10.79
5.73
0.79
0
8.67
3.82
0.98