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1. What Should I Know about Tools? 2. What Should I Know about Rigging? 3. What is the Radio Alphabet? 4. What are the Symbols in the Greek Alphabet? 5. Why this Simple Loan Payment Calculator is so helpful? 6. What are Some Great Tricks and Techniques to Defend Myself? 7. Tricks of the Trade & Rules of Thumb for Misc Helpful Info:
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ADS
M - Mike (MIKE) | aiff | wav | snd N - November (no VEM ber) | aiff | wav | snd O - Oscar (OSS cah) | aiff | wav | snd P - Papa (pah PAH) (NOTE STRESS IS ON THE 2ND SYLLABLE) | aiff | wav | snd Q - Quebec (keh BECK) | aiff | wav | snd R - Romeo (ROW me oh) | aiff | wav | snd S - Sierra (see AIR rah) | aiff | wav | snd T - Tango (TANG go) | aiff | wav | snd U - Uniform (YOU nee form *or* OO nee form) | aiff | wav | snd V - Victor (VIK tah) | aiff | wav | snd W - Whiskey (WISS key) | aiff | wav | snd X - X-ray (ECKS ray) | aiff | wav | snd Y - Yankee (YANG kee) | aiff | wav | snd Z - Zulu (ZOO loo) | aiff | wav | snd
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Upper Case
Lower Case
English Name alpha beta gamma delta epsilon zeta eta theta iota kappa lambda mu nu xi omicron pi rho sigma tau upsilon phi chi psi omega
Capitol Letter A B G D E Z H Q I K L M N C O P R S T U F X Y W
Normal Letter a b g d e z h q i k l m n c o p r s t u f x y w
Sound a b g d e dz th i k l m n ks o p r s t u ph/f kh ps
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probably about $800 per month, right?" And I am forever more considered real smart by that Owner (at least until I say something really stupid and make him reconsider). Loan Term Loan Interest Monthly Payment Multiplier (in years) (in % per year) 30 years 12% APR .0102861say 1.0% 30 years 10% APR .0087757 say 0.9% 30 years 8% APR .0073376 say 0.7% 30 years 6 % APR .0059955 say 0.6% 20 years 12% APR .0110109 say 1.1% 20 years 10% APR .0096502 say 1.0% 20 years 8% APR .0083644 say 0.8% 20 years 6% APR .0071643 say 0.7% 15 years 12% APR .0120017 say 1.2% 15 years 10% APR .0107461 say 1.1% 15 years 8% APR .0095565 say 1.0% 15 years 6% APR .0084386 say 0.8% So memorizing a couple of numbers from this table, or remembering to come back here to look for them, may be useful for you. You need to pay attention to the range of interest rates for the projects you work on and can usually assume that banks mostly do 20 year mortgages. So with interest low at this time, I'd probably just remember that 20 year loan at 6% has a multiplication factor of about 0.7%. So if an Owner does a $2,000,000 project, the monthly payment will be $14,000. Just remember that loans include only the loan amount, the term (years) and the interest rate (annual percentage rate). You can also use the loan calculator at http://calculators.interest.com/index.asp find find more options.
Tricks of the Trade & Rules of Thumb for Misc Helpful Info:
1. Learn the radio alphabet (alpha, beta, charley, delta, etc) to communicate clearly 2. To find the monthly payment on a 20 year loan at 6%, multiply the loan amount by .007
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