A premium package with

premium privileges
2
Honda Insurance Package.
A package made exclusively for Honda owners.
And it covers more than just your car.
As a Honda owner, you deserve more than just basic car
insurance. Because as our customer for life, your peace-of-mind
and a joyful driving experience matters just as much as having
coverage to fall back on in any eventuality.
Honda Insurance Package (HIP) is designed to fulfil just that.
Created in collaboration with the country's top insurers, HIP
provides more-than-usual coverage for your car. It also includes a
long list of privileges which act as an assuring, reliable helping
hand when you need it most.
Because with HIP, we are beyond car insurance.
How is HIP different from ordinary car
insurance packages:
HIP gives you the pay-back you deserve
Compared to ordinary car insurance packages, HIP has less
limiting claim terms. For the first 5 years, HIP covers 100% of your
Sum Insured in the event of total loss or theft.
Comprises of a trusted panel of insurers
HIP is designed in collaboration with some of the most trusted
insurers in the country, namely MSIG Insurance (Malaysia) Bhd,
Tokio Marine Insurans (Malaysia) Berhad, Berjaya Sompo
Insurance Berhad and Uni Asia General Insurance Berhad.
Truly beyond car insurance
Beyond covering your car, it is your total peace-of-mind that HIP
essentially covers. The assurance of being a HIP member starts
with its comprehensive car coverage and extends to thoughtful
emergency and medical assistance; even lifestyle privileges such
as flight arrangements and more.
Honda-endorsed repairs & genuine parts used only
With HIP, restoration and repairs are taken care of by a panel of
workshops endorsed by Honda. These panel workshops comply
with Hondas quality standards, and only genuine parts are used.
So rest assured that your car will always be in good hands.
Personal accident coverage option
For greater assurance, you can also opt to include Personal
Accident Coverage to your HIP membership. This plan covers
you, your passengers and the expenses incurred after an
accident. Handy privileges such as hotel arrangements are also
provided to help make an inconvenient experience a little more
comforting.

About Honda Insurance Package 2
Car lnsurance 3
Emergency Assistance 7
Medical Assistance & Lifestyle Privileges 9
About HIP Car Personal Accident (PA) Coverage 11
Personal Accident Coverage 13
Reimbursements & Annual Premium 15
HlP Car Personal Accident (PAj Coverage Misc. lnfo 17
3
Enjoy better protection terms -
minus the extra costs!
With HIP, traditional terms and conditions which limit your
protection have been re-written to provide you with a
minimum-risk, maximum peace-of-mind experience.
1) Coverage of loss for first 5 years
In the event of Theft & Total Loss, the claims applicable are
as per the scale below:
1st Year - 100% of Sum lnsured (based on Purchase Price)
2nd Year - 100% of Sum lnsured
3rd Year - 100% of Sum lnsured
4th Year - 100% of Sum lnsured
5th Year - 100% of Sum lnsured
(For 2nd to 5th Year Sum Insured is based on recommended ISM Valuation price)
2) No premium loading
HIP guarantees that there will not be a premium loading
charged for vehicles up to 10 years old. However, loading may
be applied at the discretion of the HIP Insurance Panel only IF
insurance claims have been made two times or more from the
same policy.
3) No policy excess in the event of loss
In the event of an accident, NO excess will apply for any repair
work except for Compulsory Excess. This applies when the
driver involved is:
a) Not a named driver
b) Holder of L license
cj Holder of P license with less than 2 years driving experience
dj Less than 21 years old
4) No Betterment
This advantage applies to all Honda vehicles distributed by
Honda Malaysia including those up to 10 years old. This
means, you will not be charged for any new franchise parts
changed or replaced except for wear and tear parts.
5) Speedy claim approval process
lf your repair claims are valued at under RM10,000, you may
just hear from us sooner than expected. With HIP, we do what
we can to speed up your claim approvals so that repair works
can commence sooner, and your recovery process too.

Note: In order to enjoy No Betterment and speedy claim approval, vehicles must be
repaired at Honda Authorised B&P Dealers or Honda Panel Insurers Workshops.

4
Car
Insurance
6
Car
Insurance
5
Note: The HIP policy excludes the following: own death or bodily injury, liability
against claim from your passengers; theft of non-factory fitted vehicle accessories
unless otherwise declared; consequential loss, depreciation, wear & tear,
mechanical or technical breakdown failures; loss/damage arising from an act of
nature (e.g. flood, landslide). Kindly refer to policy documents for more info.
The above benefits and services are subject to eligibility and acceptance by
Hondas panel of licensed insurers. It will automatically cease if the insurance
policy lapses for any reason whatsoever. The above benefits and services will also
be terminated if you are found by the HIP Call Centre (in its sole discretion) to be
abusing its services. Honda Malaysia Sdn Bhd reserves the right to terminate,
cancel, cease, suspend, delete or amend any and/or all of the stated benefits and
services related to the Honda Insurance Package without prior notice to its
members. The Honda Insurance Package is arranged/underwritten by Hondas
panel of licensed insurers comprising MSIG Insurance (Malaysia) Bhd (46983-W),
Tokio Marine Insurans (Malaysia) Berhad (149520-U), Berjaya Sompo Insurance
Berhad (62605-U) and Uni Asia General Insurance (16688-K). Insurance coverage
is subject to the standard motor insurance policy terms and conditions and tariff
rates. Honda Malaysia is not an agent of the licensed insurers.
8
Emergency
Assistance
7
Reliable and speedy assistance
when you need it most
In the event of emergencies, rest assured that help is on the way,
wherever you may be. Just call the HIP Call Centre at
1-800-18-1177 and we will take care of the rest for you. The
hotline is available 24 hours a day.
Here are the Emergency Assistance offered with HIP:
1) 24-Hour HIP Call Centre
Free Towing & Roadside Repair Services
In case of a breakdown or accident, you are just a phone call
away from road assistance. Should towing be required, your
car will be brought to the nearest Honda Panel Insurers'
Workshop. HIP will bear the towing costs up to a maximum of
RM400.00. All toll charges and cost of spare parts (in the case
of roadside repair) are to be borne by the member involved.
2) Car Rental Assistance
A temporary car can be arranged at a cost borne by the
member.
3) Arrangement for Hotel Accommodation
Should the need arise, our Call Centre can also locate the
nearest hotel and make a reservation for you.
4) Emergency Message Transmissions
You may need to get in touch with loved ones to let them know
that you are safe. If you cannot reach them, we will gladly help
to inform them for you.
5) Honda Panel Insurers Workshops**
These workshops have been inspected by Honda Malaysia and
are required to comply with Hondas standards - thus, ensuring
the highest quality of restoration and repair works.

The parts and workmanship come with a 6-month or 10,000km
service warranty, whichever comes first.
**Members have the right to appoint any PIAM authorised workshop of their choice
if they wish


10 9
Medical
Assistance
Lifestyle
Privileges
Getting you on the road
to a speedy recovery!
HIP also comes inclusive of medical assistance privileges. These
privileges ensure that you have the right kind of care and comfort
needed to get back on your feet.
1. Medical Referral and Arrangement of Medical Appointments
Upon your request, the HIP Call Centre will arrange for
appointments with physicians, hospitals or even dentists.
2. Despatch of Medication Which Are Not Available Locally
Should you have problems obtaining a prescription which is not
available locally, we can assist in having them sent over to you.
3. Medical Evacuation/Repatriation
Upon receiving approval from your treating doctor/physician,
we can arrange for a hospital transfer to one that is closer to
home.
4. Medically-Supervised Repatriation
A medically-supervised transfer to the next best hospital can
also be arranged, if your current hospitals facility is
inadequate to cater to your medical condition.
Value-added perks for worry-free
road trips & ease of travel
Exclusive only to Honda owners, these lifestyle perks are the
difference between a stressful affair and a hassle-free experience.
By calling the HIP Call Centre at 1-800-18-1177, we can even
make necessary travel arrangements for you - instead of you
having to contact the relevant parties yourself!
1. Visa, Passport and Inoculation Requirements
Got enquiries regarding your travel documents before
departing? We will do our best to answer them!
2. Arrangement of Flights
Upon request, HIP will assist in making return-flight
arrangements for you.
3. Return of Children Travelling with the Member
In the event that you are hospitalised and unable to care for
your children, HIP Call Centre is able to arrange for their safe
return home.
4. Location of Lost Items
Lost a luggage, document or personal item in transit? No
worries, we are here to lend a hand.
5. Legal Referral
With HIP, we can also refer you to local legal advisors should
you need legal assistance while on a trip.
6. Referral to Interpreter/Translator
At times of emergencies, we can refer you to a local translator
to ease the entire process.
7. Home Assist Services
For members residing in the Klang Valley, HIP can even
provide referrals for home repair services such as plumbing,
electrical wiring and more!
8. Other Lifestyle Services
All services shall be provided purely on a referral arrangement
and coordination basis within Malaysia only.
All cost incurred for all the abovementioned services shall be borne by the member.
Getting
12
HIP Car Personal
Accident (PA)
Coverage
11
OPTIONAL COVERAGE
HIP Car Personal Accident (PA) Coverage.
Comprehensive protection
for you & your passengers.
In the event of a road accident, nothing is more important than the
lives inside the car. Under HIP, you have the option of adding on a
comprehensive Personal Accident Coverage to your package.
We may not be able to avoid the unforeseen from happening. But
when it does happen, it is good to know that a plan like HIP Car
Personal Accident (PA) Coverage offers deserving reimbursements,
comfort and peace-of-mind when you need it most.
OPT
14
Personal
Accident
Coverage
13
OPTIONAL COVERAGE
Why should you opt for
personal accident coverage:
1) It Covers Death or Permanent Disability
a) The plan covers death or permanent disability whilst
driving, riding as a passenger, boarding or alighting from
the vehicle.
2) Enjoy Medical Reimbursement
a) The plan also covers medical and hospital expenses up to
RM1,250 for Plan 1 and up to RM1,800 for Plan 2 per
person.
3) Car Rental Reimbursement and Car Allowance
a) In the event of an accident, we will:
- reimburse your Car Rental from a licensed car rental
company up to the amount of the plan applied for OR,
- pay Car Allowance up to the amount of the plan applied
for (when car rental is not taken up)
b) Optional cover extension up to 20 days is available
c) Car Rental Reimbursement and Car Allowance are not
payable for the first two (2) days while your vehicle is under
repair
d) Car must be sent to Honda Authorised B&P Dealers or
Honda Panel Insurers Workshops within seven (7) days
from the day of the accident
e) Car Rental Reimbursement or Car Allowance applies to
one accident claim only
f) Reinstatement of cover is subject to additional premium
4) Hotel Accommodation Reimbursement
a) In the event of an accident, we will reimburse you for the
Hotel Accommodation up to the amount of the plan
applied for, provided:
i. The Hotel must be the one nearest to the site of the
accident
ii. The accident site must be more than 100km away from
the registered address in the policy
iii. The car must be immobilised after the accident
b) Hotel reimbursement applies to one accident claim only
c) Reinstatement of cover is subject to additional premiums
5) Coverage for Loss of Contents
a) The plan also covers loss of contents in the car, arising
from an accident. This is a special benefit developed to
protect your belongings.
OPT
16
Reimbursements
Annual Premium
15
Death
Loss of both hands or feet
Loss of one eye and
one hand / one foot
Total paralysis
Loss of sight of both eyes
Loss of one hand / foot
Loss of sight of one eye
Loss of 4 fingers and
thumb of one hand
Loss of hearing of both ears
Loss of speech
Loss of all toes
Medical reimbursement
(per person)
Car Rental*
Car Allowance*
Hotel Accommodation
Loss of contents
50,000
50,000
50,000
50,000
50,000
25,000
25,000
25,000
25,000
25,000
7,500
1,250
75 per day up
to 10 days
20 per day up
to 10 days
75 per day up
to 1 day
500
1,800
100 per day
up to 10 days
30 per day up
to 10 days
100 per day
up to 1 day
750
5-Seater
7-Seater
With optional extension
from 10 days to 20 days
Stamp Duty
150
190
25
10
225
275
30
10
75,000
75,000
75,000
75,000
75,000
37,500
37,500
37,500
37,500
37,500
11,250
OPTIONAL COVERAGE OPT
17
OPTIONAL COVERAGE
Other important information
you should know about:
Applicable only to private registered vehicles which are insured
under comprehensive motor cover with Honda lnsurance
Package Panel of lnsurers
lnsured maximum age limit is up to 75 years old
Coverage of the number of passengers is based on seating
capacity of the vehicle
Territorial Limits is within Malaysia only
For cancellation of policy, a minimum premium of RM35.00 is
applicable, excluding stamp duty
Compensation will be made in addition to other policies
Compensation will be made whether the driver is negligent or not
lf this insurance policy covers the personal interest of the policy
holder, this insurance shall not be effective unless the premium
due has been paid
Note: The PA policy excludes the following: war and related risks; Government
Regulations or Acts or Authorities; hazardous sports including parachuting, hang
gliding, mountaineering, potholing or rock climbing; suicide, self-inflicted injury or willful
exposure to peril; pregnancy, childbirth, physical or mental defect or infirmity; AIDS,
AIDS-related complex or sexually-transmitted disease; influence of alcohol unless
alcohol was not a factor contributing to the happening of the injury; vehicle used for
racing, speed-testing, hire, road-rallying; accidents outside the Territorial
Limit/Geographical Area; drivers who do not hold a valid drivers license; acts of
terrorism. Kindly refer to policy documents for more info.
Getting insured with HIP is easy!
Just contact 1-800-18-1177 or make an
appointment with your nearest Honda Authorised
Dealer!
OPT
18
HIP Car
Personal
Accident (PA)
Coverage
Misc. Info
Honda Malaysia Sdn Bhd reserves the right to terminate, cancel, cease,
suspend, delete or amend any and/or all of the stated benefits and services
related to the Honda Insurance Package without prior notice to its members.
24-Hour HIP Call Centre:
1-800-18-1177 / 03-7628 3927
Insured/Underwritten by Hondas Panel of Licensed Insurers: