The Qur'an Chart

The Qur'an Chart

(Ten Laws of Wealth
(Ten Laws of Wealth
in the Qur'an)
in the Qur'an)

Ahmed Alarafi
Medina Research Institute
Richardson, Texas
afar !"##
$anuar% &'!&
www(QuranChart(com
ALL RI)*T R++R,+-
A.out
A.out
the Laws/
the Laws/
Ten Laws of Wealth lead (if a00lied with sincerit%)
Ten Laws of Wealth lead (if a00lied with sincerit%)
to the 1reatest 0ri2e which is
to the 1reatest 0ri2e which is
$annah
$annah
(3aradise)4
(3aradise)4
the 0lace of ultimate wealth(
the 0lace of ultimate wealth(
5
5
Wealth is not excess 0ossessions, true wealth is
Wealth is not excess 0ossessions, true wealth is
self6content(7 A1reed u0on (
self6content(7 A1reed u0on (
8u9hari : Muslim
8u9hari : Muslim
)
)
ee9in1 wealth is encoura1ed in Islam(
ee9in1 wealth is encoura1ed in Islam(
Wealth is a 1ood thin1 in the hand of a ri1hteous
Wealth is a 1ood thin1 in the hand of a ri1hteous
0erson( (
0erson( (
*adeeth
*adeeth
hareef)
hareef)
This research too9 more than ten
This research too9 more than ten
%ears to a00ear on a sin1le 0a1e;
%ears to a00ear on a sin1le 0a1e;
It will 0ro<ide a serious student of the Qur=an more It will 0ro<ide a serious student of the Qur=an more
than ten or twent% %ears worth of ins0iration( than ten or twent% %ears worth of ins0iration(
Insha=Allah Insha=Allah( (

urat Al >atiha 6 Cha0ter !
urat Al >atiha 6 Cha0ter !
? In urat Al >atiha there are @ In urat Al >atiha there are @ a%aat a%aat (<erses)( (<erses)(
?
! !
st st
A%ah A%ah4 4

? 5 5In the Aame of Allah, the Most Merciful, the Most )racious(7 In the Aame of Allah, the Most Merciful, the Most )racious(7
? This This a%ah a%ah re0resents re0resents Remem.rance Remem.ranceB the ! B the !
st st
Law of Wealth in the Qur=an( Law of Wealth in the Qur=an(
? This law is ex0lained further in uwar4 !, !!, &!, #!, "!, C!, D!, @!, E!, F!, !'!, !!!( This law is ex0lained further in uwar4 !, !!, &!, #!, "!, C!, D!, @!, E!, F!, !'!, !!!(
? >or exam0le, in urat *ud (!!4 #), >or exam0le, in urat *ud (!!4 #), isti1hfar isti1hfar, a form of remem.rance, leads to , a form of remem.rance, leads to
wealth( wealth(
? Remem.rance of Allah which includes readin1 the Qur=an is the 1reatest form Remem.rance of Allah which includes readin1 the Qur=an is the 1reatest form
of worshi0( of worshi0(
? Teachin1 children to remem.er Allah is 9e% to ma9in1 them no.le, ha00%, and Teachin1 children to remem.er Allah is 9e% to ma9in1 them no.le, ha00%, and
successful( successful(
? It is a 1reat .lessin1 to mention Allah=s Aame( It is a 1reat .lessin1 to mention Allah=s Aame(
? A Muslim should focus on what the 3ro0het(s) tau1ht us to sa%( A Muslim should focus on what the 3ro0het(s) tau1ht us to sa%(
? Allah is the )reatest Aame of the Almi1ht%(swt)( Allah is the )reatest Aame of the Almi1ht%(swt)(
urat Al >atiha 6 Cha0ter ! continued
urat Al >atiha 6 Cha0ter ! continued
? & &
nd nd
A%ah A%ah4 4

? 5 53raise .e to Allah, the Lord of the worlds(7 3raise .e to Allah, the Lord of the worlds(7
? This This a%ah a%ah re0resents re0resents hu9r hu9r 6 )ratitude 6 )ratitude, which is the & , which is the &
nd nd
Law of Wealth( Law of Wealth(
? Thi9r Thi9r G G hu9r hu9r or Remem.rance and )ratitude are the mission of the or Remem.rance and )ratitude are the mission of the
Muslim( Muslim(
? This law is ex0lained further in uwar4 &, !&, &&, #&, "&, C&, D&, @&, E&, F&, This law is ex0lained further in uwar4 &, !&, &&, #&, "&, C&, D&, @&, E&, F&,
!'&, !!&( !'&, !!&(
? >or exam0le, in urat Husuf (!&4!'!) a 1rateful $ose0h(as) states >or exam0le, in urat Husuf (!&4!'!) a 1rateful $ose0h(as) states
his wish to die as a Muslim and to .e admitted amon1 the ri1hteous( his wish to die as a Muslim and to .e admitted amon1 the ri1hteous(
? )ratitude is the most im0ortant Iualit% of a human .ein1( (urat a.a )ratitude is the most im0ortant Iualit% of a human .ein1( (urat a.a
#"4!#) #"4!#)
? alah, Ja9ah alah, Ja9ah, , awm, awm, and and *aKK *aKK are all forms of 1ratitude towards are all forms of 1ratitude towards
Allah(swt)( Allah(swt)(
urat Al >atiha 6 Cha0ter ! continued
urat Al >atiha 6 Cha0ter ! continued
?
# #
rd rd
A%ah A%ah4 4

? 5 5The Most Merciful, the Most )racious(7 The Most Merciful, the Most )racious(7
? This This a%ah a%ah re0resents re0resents uccess uccessB the #rd Law of Wealth( B the #rd Law of Wealth(
? It is throu1h the Merc% of Allah Almi1ht% that we reali2e our It is throu1h the Merc% of Allah Almi1ht% that we reali2e our
ultimate success which is enterin1 ultimate success which is enterin1 $annah $annah( (
? Islam is a success6oriented faith( Hou=re called to succeed at least #' Islam is a success6oriented faith( Hou=re called to succeed at least #'
times a da% in the times a da% in the athaan athaan and and iIamah iIamah (call to 0ra%er)( (call to 0ra%er)(
? This law is ex0lained further in uwar4 #, !#, &#, ##, "#, C#, D#, @#, This law is ex0lained further in uwar4 #, !#, &#, ##, "#, C#, D#, @#,
E#, F#, !'#, !!#( E#, F#, !'#, !!#(
? uccess is .est defined in urat Al LAsr (!'#) as4 faith, 1ood deeds, uccess is .est defined in urat Al LAsr (!'#) as4 faith, 1ood deeds,
truth, and 0erse<erance( truth, and 0erse<erance(
urat Al >atiha 6 Cha0ter ! Continued
urat Al >atiha 6 Cha0ter ! Continued
? " "
th th
A%ah A%ah4 4

? 5 5Mwner of the -a% of $ud1ment(7 Mwner of the -a% of $ud1ment(7
? This This a%ah a%ah re0resents re0resents Wisdom WisdomB which is the " B which is the "
th th
Law of Wealth Law of Wealth
? The The a%ah a%ah esta.lishes the fact that we are certainl% 1oin1 to stand .efore Allah on esta.lishes the fact that we are certainl% 1oin1 to stand .efore Allah on
the $ud1ment -a%( the $ud1ment -a%(
? This .elief creates in the heart and mind of a Muslim This .elief creates in the heart and mind of a Muslim taIwa taIwa (a fear of )od) (a fear of )od)
which is the hi1hest le<el of wisdom( To fear Allah(swt) is to run towards *im; which is the hi1hest le<el of wisdom( To fear Allah(swt) is to run towards *im;
? >earin1 )od allows 0eo0le to calculate their mo<es and what the% sa% and do( >earin1 )od allows 0eo0le to calculate their mo<es and what the% sa% and do(
? Wisdom is defined as4 5-oin1 the ri1ht thin17 Wisdom is defined as4 5-oin1 the ri1ht thin17
? This law is ex0lained further in uwar4 ", !", &", #", "", C", D", @", E", F", !'", This law is ex0lained further in uwar4 ", !", &", #", "", C", D", @", E", F", !'",
!!"( !!"(
? >or exam0le, in urat An6Aisa' ("4 !), Allah(swt) im0lies that >or exam0le, in urat An6Aisa' ("4 !), Allah(swt) im0lies that taIwa, taIwa, which leads which leads
to wisdom, is 9e% to a 1reat famil% life; to wisdom, is 9e% to a 1reat famil% life;
urat Al >atiha 6 Cha0ter ! continued
urat Al >atiha 6 Cha0ter ! continued
?
C C
th th
A%ah4 A%ah4

? 5 5We worshi0 onl% %ou M Allah, and Hour aid we see9(7 We worshi0 onl% %ou M Allah, and Hour aid we see9(7
? This This a%ah a%ah re0resents re0resents $ustice $usticeB B which is the >ifth Law of Wealth( which is the >ifth Law of Wealth(
? The The a%ah a%ah mentions a relationshi0B a co<enant .etween the ser<ant and the mentions a relationshi0B a co<enant .etween the ser<ant and the
Almi1ht%(swt), in which the aid of Allah is maximi2ed when a human .ein1 Almi1ht%(swt), in which the aid of Allah is maximi2ed when a human .ein1
ser<es Allah( ser<es Allah(
? Allah(swt) will fulfill *is end of the contract if we fulfill ours( Allah(swt) will fulfill *is end of the contract if we fulfill ours(
? This law is ex0lained further in uwar4 C, !C, &C, #C, "C, CC, DC, @C, EC, FC, !'C( This law is ex0lained further in uwar4 C, !C, &C, #C, "C, CC, DC, @C, EC, FC, !'C(
? >or exam0le, in urat Al Maida (C4 E) the .elie<ers are admonished to stand >or exam0le, in urat Al Maida (C4 E) the .elie<ers are admonished to stand
for the sa9e of Allah as Kust witnesses( for the sa9e of Allah as Kust witnesses(
? A Kust nation will .e <ictorious re1ardless of its faith( (I.n Ta%mi%%ah(ra)) A Kust nation will .e <ictorious re1ardless of its faith( (I.n Ta%mi%%ah(ra))
urat Al >atiha 6 Cha0ter ! continued
urat Al >atiha 6 Cha0ter ! continued
? D D
th th
A%ah A%ah4 4

=' -

=' -

? 5 5)uide us to the strai1ht 0ath(7 )uide us to the strai1ht 0ath(7

? This This a%ah a%ah re0resents re0resents Nnowled1e Nnowled1eB B which is The ixth Law of Wealth( which is The ixth Law of Wealth(
? This This dua= dua= (su000lication) is the most im0ortant in the Qur=an( That=s wh% (su000lication) is the most im0ortant in the Qur=an( That=s wh%
it is in urat Al >atiha( it is in urat Al >atiha(
? This law is ex0lained further in uwar4 D, !D, &D, #D, "D, CD, DD, @D, ED, This law is ex0lained further in uwar4 D, !D, &D, #D, "D, CD, DD, @D, ED,
FD, !'D( FD, !'D(
? >or exam0le, in urat Al An=am (D4 E#6F') Allah(swt) mentions some of >or exam0le, in urat Al An=am (D4 E#6F') Allah(swt) mentions some of
the 3ro0hets that *e chose, 1uided to the strai1ht 0ath, fa<ored with the 3ro0hets that *e chose, 1uided to the strai1ht 0ath, fa<ored with
re<elations, authorit%, and 3ro0hethood( re<elations, authorit%, and 3ro0hethood(
? +<er%thin1 that is 1ood in the world toda% is the fruit of +<er%thin1 that is 1ood in the world toda% is the fruit of followin1 followin1
3ro0hets= 9nowled1e and instructions( +<er% e<il is due to the lac9 3ro0hets= 9nowled1e and instructions( +<er% e<il is due to the lac9
thereof( thereof(
? We need Allah=s 1uidance in the hundreds of decisions we ma9e e<er%da%( We need Allah=s 1uidance in the hundreds of decisions we ma9e e<er%da%(
It is essential to remem.er this when we recite this It is essential to remem.er this when we recite this a%ah( a%ah(
urat Al >atiha 6 Cha0ter ! continued
urat Al >atiha 6 Cha0ter ! continued
? @ @
th th
A A%ah %ah4 4

= -

= -

'

='

= -

= -

'

='

-
? 5 5The 0ath of those on whom Hou .estowed Hour )race, not those The 0ath of those on whom Hou .estowed Hour )race, not those
who earned Hour Wrath, nor those who 1o astra%(7 who earned Hour Wrath, nor those who 1o astra%(7
? This This a%ah a%ah re0resents the @ re0resents the @
th th
, E , E
th th
, F , F
th th
, and !' , and !'
th th
Laws of Wealth( Laws of Wealth(
? The @ The @
th th
Law of Wealth is Law of Wealth is Worshi0 Worshi0( (
? The wa% of those Allah 8estowed *is 8lessin1s u0on, is continuous The wa% of those Allah 8estowed *is 8lessin1s u0on, is continuous
worshi0 of Allah( worshi0 of Allah(
? The 3ro0hets, the ri1hteous, and the no.le ser<ants of Allah The 3ro0hets, the ri1hteous, and the no.le ser<ants of Allah
Almi1ht% throu1hout the histor% of humanit%, ser<ed Allah(swt) Almi1ht% throu1hout the histor% of humanit%, ser<ed Allah(swt)
with total de<otion and sacrifice( with total de<otion and sacrifice(
? This law is ex0lained further in uwar4 @, !@, &@, #@, "@, C@, D@, @@, This law is ex0lained further in uwar4 @, !@, &@, #@, "@, C@, D@, @@,
E@, F@, !'@( E@, F@, !'@(
? >or exam0le, in urat Al LIsra (!@4#) Allah(swt) mentioned Aoah(as) >or exam0le, in urat Al LIsra (!@4#) Allah(swt) mentioned Aoah(as)
as a 1rateful ser<ant of Allah( as a 1rateful ser<ant of Allah(
urat Al >atiha 6 Cha0ter ! continued
urat Al >atiha 6 Cha0ter ! continued
?
The @
The @
th th
A%ah
A%ah
continued( ( (
continued( ( (
?
5
5
Those on whom %ou 8estowed %our )race(7
Those on whom %ou 8estowed %our )race(7
?
This 0ortion of the
This 0ortion of the
a%ah
a%ah
re0resents the E
re0resents the E
th th
Law of Wealth
Law of Wealth
which is4
which is4
A.undance
A.undance
(
(
?
A.undance is the foundation of Islamic +conomics(
A.undance is the foundation of Islamic +conomics(


ee4 (&4&F), (@4FD), (!D4FD), (@&4!D)
ee4 (&4&F), (@4FD), (!D4FD), (@&4!D)
?
This law is ex0lained further in uwar4 E, !E, &E, #E, "E,
This law is ex0lained further in uwar4 E, !E, &E, #E, "E,
CE, DE, @E, EE, FE, !'E(
CE, DE, @E, EE, FE, !'E(
?
>or exam0le, in urat Al Nahf (!E) we see four stories of
>or exam0le, in urat Al Nahf (!E) we see four stories of
a.undance4 faith, wealth, 9nowled1e, and 0ower(
a.undance4 faith, wealth, 9nowled1e, and 0ower(
urat Al >atiha 6 Cha0ter ! continued
urat Al >atiha 6 Cha0ter ! continued
? @ @
th th
A%ah A%ah continued( ( ( continued( ( (
? The The a%ah a%ah descri.es a descri.es a siraat siraat (0ath) that has .een trodden u0on .% (0ath) that has .een trodden u0on .%
leaders( leaders(
? The leaders ha<e .een descri.ed in urat An6Aisa' ("4 DF)( The leaders ha<e .een descri.ed in urat An6Aisa' ("4 DF)(
? The F The F
th th
Law of Wealth is4 Law of Wealth is4 Leadershi0 Leadershi0( (
? Leadershi0 is to .e res0onsi.le; Leadershi0 is to .e res0onsi.le;
? This law is ex0lained further in uwar4 F, !F, &F, #F, "F, CF, DF, @F, This law is ex0lained further in uwar4 F, !F, &F, #F, "F, CF, DF, @F,
EF, FF, !'F( EF, FF, !'F(
? The .est definition of a leader is mentioned in urat At6Tau.ah The .est definition of a leader is mentioned in urat At6Tau.ah
(F4!&E)( (F4!&E)(
? 3ersonal leadershi0 is defined in urat A26Jal2alah (FF4 @6E)4 ta9in1 3ersonal leadershi0 is defined in urat A26Jal2alah (FF4 @6E)4 ta9in1
one ste0 towards 1oodness, and one ste0 awa% from e<il, e<er%da%( one ste0 towards 1oodness, and one ste0 awa% from e<il, e<er%da%(


urat Al >atiha 6 Cha0ter ! continued
urat Al >atiha 6 Cha0ter ! continued
? @ @
th th
A%ah A%ah
? The The a%ah a%ah mentions three 1rou0s4 mentions three 1rou0s4
? Mne that is fa<ored .% Allah(swt)( The% are the ones who 9now and 0ut their Mne that is fa<ored .% Allah(swt)( The% are the ones who 9now and 0ut their
9nowled1e to action( 9nowled1e to action(
? Mne that has earned *is an1er( The% are the ones who 9now .ut do not a00l%( Mne that has earned *is an1er( The% are the ones who 9now .ut do not a00l%(
? Mne that 1oes astra%( The% do not ta9e time to learn, and insist on i1norin1 the Mne that 1oes astra%( The% do not ta9e time to learn, and insist on i1norin1 the
si1ns of Allah(swt)( si1ns of Allah(swt)(
? In stud%in1 histor% we find that unit% has alwa%s .een a determinin1 factor for In stud%in1 histor% we find that unit% has alwa%s .een a determinin1 factor for
an% 1rou0 of 0eo0le .ecomin1 influential( an% 1rou0 of 0eo0le .ecomin1 influential(
? A disunited nation will not .e a.le to attain 1reatness or maintain it( A disunited nation will not .e a.le to attain 1reatness or maintain it(
? Therefore Therefore Onit% Onit% is the !' is the !'
th th
Law of Wealth( Law of Wealth(
? It is further ex0lained in uwar4 !', &', #', "', C', D', @', E', F', !'', !!'( It is further ex0lained in uwar4 !', &', #', "', C', D', @', E', F', !'', !!'(
? >or exam0le, in urat Hunus !'4 E@, Allah(swt) instructs Moses(as) and his >or exam0le, in urat Hunus !'4 E@, Allah(swt) instructs Moses(as) and his
.rother *arun(as) (Aaron) to esta.lish a communit% in +1%0t for their 0eo0le, to .rother *arun(as) (Aaron) to esta.lish a communit% in +1%0t for their 0eo0le, to
unite and share resources, to re<i<e the s0irit of 0ra%er in their homes, and to unite and share resources, to re<i<e the s0irit of 0ra%er in their homes, and to
remain o0timistic( remain o0timistic(
urat Al >atiha 6 Cha0ter ! continued
urat Al >atiha 6 Cha0ter ! continued
?
urat Al >atiha summari2es the whole Qur=an(
urat Al >atiha summari2es the whole Qur=an(
This has .een 0ro<en in this research,
This has .een 0ro<en in this research,
al
al
hamdulillah(
hamdulillah(
?
The !
The !
st st
a%ah
a%ah
summari2es urat Al >atiha( This is an
summari2es urat Al >atiha( This is an
u0comin1 research to0ic,
u0comin1 research to0ic,
insha=Allah
insha=Allah
(
(
Ten Laws of Wealth
Ten Laws of Wealth
?
!
!
st st
Remem.rance
Remem.rance
?
&
&
nd nd
)ratitude
)ratitude
?
#
#
rd rd
uccess
uccess
?
"
"
th th
Wisdom
Wisdom
?
C
C
th th
$ustice
$ustice
?
D
D
th th
Nnowled1e
Nnowled1e
?
@
@
th th
Worshi0
Worshi0
?
E
E
th th
A.undance
A.undance
?
F
F
th th
Leadershi0
Leadershi0
?
!'
!'
th th
Onit%
Onit%
A ,er% Im0ortant M.ser<ation;
A ,er% Im0ortant M.ser<ation;
? Aot onl% do the Aot onl% do the suwar suwar (cha0ters) of the Qur=an follow this order of (cha0ters) of the Qur=an follow this order of
the ten laws( ( ( the ten laws( ( (
? The The a%aat a%aat (<erses) also follow the same order; (<erses) also follow the same order;
? o in an% 1i<en surah, %ou will see that( ( ( o in an% 1i<en surah, %ou will see that( ( (
A%ah A%ah ! has remem.rance as a theme( >or exam0le when we recite ! has remem.rance as a theme( >or exam0le when we recite
5Alif6Lam6Meem7, we 1ain #' 5Alif6Lam6Meem7, we 1ain #' hasanat hasanat as our 3ro0het(s) said( as our 3ro0het(s) said(
imilarl%, imilarl%, A%ah A%ah & has 1ratitude as a theme, & has 1ratitude as a theme, A%ah A%ah # has success as a # has success as a
theme, and so on till theme, and so on till A%ah A%ah !' !', , which is unit%( which is unit%(
? The 0attern can .e found in all su.seIuent The 0attern can .e found in all su.seIuent a%aat a%aat (i(e(, !!6&', &!6 #', (i(e(, !!6&', &!6 #',
E!6F', &'!6&!') and so on( E!6F', &'!6&!') and so on(
Another Im0ortant M.ser<ation ( ( (
Another Im0ortant M.ser<ation ( ( (
?
ince the Qur=an is essentiall% a .oo9 of .lessin1s, eternal
ince the Qur=an is essentiall% a .oo9 of .lessin1s, eternal
life, 1oodness, and merc%, it also includes warnin1s a1ainst
life, 1oodness, and merc%, it also includes warnin1s a1ainst
dis.elief, e<il, and lac9 of com0assion(
dis.elief, e<il, and lac9 of com0assion(
?
We see the laws (themes) and their o00osites ex0lained(
We see the laws (themes) and their o00osites ex0lained(
?
!
!
st st
Remem.rance !
Remem.rance !
st st
Ae1li1ence
Ae1li1ence
?
&
&
nd nd
)ratitude &
)ratitude &
nd nd
In1ratitude
In1ratitude
?
#
#
rd rd
uccess #
uccess #
rd rd
>ailure
>ailure
?
"
"
th th
Wisdom "
Wisdom "
th th
>oolishness
>oolishness
?
C
C
th th
$ustice C
$ustice C
th th
M00ression
M00ression
M00osin1 themes continued( ( (
M00osin1 themes continued( ( (
?
D
D
th th
Nnowled1e D
Nnowled1e D
th th
I1norance
I1norance
?
@
@
th th
Worshi0 @
Worshi0 @
th th
Idolatr%
Idolatr%
?
E
E
th th
A.undance E
A.undance E
th th
carcit%
carcit%
?
F
F
th th
Leadershi0 F
Leadershi0 F
th th
Irres0onsi.ilit%
Irres0onsi.ilit%
?
!'
!'
th th
Onit% !'
Onit% !'
th th
-isunit%
-isunit%
Ten Laws of Wealth
Ten Laws of Wealth
? Remem.er Allah(swt) at all times( Remem.er Allah(swt) at all times(
? 8e 1rateful e<en for the smallest fa<ors( 8e 1rateful e<en for the smallest fa<ors(
? Thin9 success; >ailure is not an o0tion( Thin9 success; >ailure is not an o0tion(
? Wisdom is doin1 the ri1ht thin1( Wisdom is doin1 the ri1ht thin1(
? 8e $ust; Wor9 towards Kustice for e<er%one re1ardless of creed( 8e $ust; Wor9 towards Kustice for e<er%one re1ardless of creed(
? ee9 9nowled1e e<er% da%( ee9 9nowled1e e<er% da%(
? Worshi0 Allah(swt) .% followin1 the Worshi0 Allah(swt) .% followin1 the unnah unnah of the 3ro0het(s)( of the 3ro0het(s)(
? Thin9 a.undance; 8e 1enerous( 8eware of scarcit% mentalit%( Thin9 a.undance; 8e 1enerous( 8eware of scarcit% mentalit%(
? Leadershi0 is .ein1 res0onsi.le( Leadershi0 is .ein1 res0onsi.le(
? Wor9 towards unit%( 8uild consensus( Wor9 towards unit%( 8uild consensus(
' '
' '
Richardson, Texas
Richardson, Texas
afar !"##
afar !"##
$anuar% &'!&
$anuar% &'!&
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0lease <isit4
www(QuranChart(com
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