Summary Reports of Motor Data of M/s. Cholamandalam MS General Insurance Co.

- 2007-08

Report MR1 - Vehicle Class wise - Number of Policies, Total Premium, Total Number of Claims, Total Claims Paid and Total Incurred Claims

Amount in Rs (Crores) Amount in Rs (Crores)

Class
Class Description No of Policies Total Premium Total No of Claims Total Claims Paid Total Incurred Claims
Code
11 Private Car 119404 167.7115 27390 43.6490 59.6833
14 Two wheeler 8378 0.6753 291 0.0898 -0.1200
17 Goods Carrying Public (other than 3 wheelers) 0 0.0000 0 0.0000 0.0000
18 Goods Carrying Private (other than 3 wheelers) 8 0.0000 32 0.0337 -0.0220
19 Goods Carrying Public (3 wheelers) 0 0.0000 0 0.0000 0.0000
20 Goods Carrying Private (3 wheelers) 0 0.0000 0 0.0000 0.0000
21 Passengers Carrying 4 wheeler 34 -0.0025 257 0.8893 0.9860
22 Passengers Carrying 3 wheeler 0 0.0000 0 0.0000 0.0000
23 Special Type of Vehicle 81 -0.0067 58 0.0978 0.1429
24 Two Wheeler (hire or reward) 0 0.0000 0 0.0000 0.0000
28 Standalone Trailor 0 0.0000 0 0.0000 0.0000
99 Others 87515 92.9808 4098 6.0166 16.5124
Total 215420 261.3584 32126 50.7762 77.1827

Summary Reports of Motor Data of M/s. Cholamandalam MS General Insurance Co. - 2007-08

Report MR2 - Vehicle Class wise - OD Premium, TP Premium, Total OD Claims Paid, Total TP Claims Paid, OD Incurred Claims and TP Incurred Claims

Amount in Rs (Crores)
Class
Class Description OD Premium TP Premium Total OD Claims Paid Total TP Claims Paid OD Incurred Claims TP Incurred Claims
Code
11 Private Car 151.7083 16.0032 43.5562 0.0929 59.1640 0.5193
14 Two wheeler 0.3872 0.2881 0.0813 0.0085 0.1526 -0.2726
17 Goods Carrying Public (other than 3 wheelers) 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
18 Goods Carrying Private (other than 3 wheelers) 0.0000 0.0000 0.0307 0.0031 0.0407 -0.0626
19 Goods Carrying Public (3 wheelers) 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
20 Goods Carrying Private (3 wheelers) 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
21 Passengers Carrying 4 wheeler -0.0017 -0.0008 0.8888 0.0005 1.2125 -0.2265
22 Passengers Carrying 3 wheeler 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
23 Special Type of Vehicle -0.0042 -0.0024 0.0971 0.0007 0.2404 -0.0976
24 Two Wheeler (hire or reward) 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
28 Standalone Trailor 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
99 Others 61.8048 31.1760 5.9845 0.0321 11.4903 5.0222
Total 213.8943 47.4641 50.6385 0.1377 72.3005 4.8822

Summary Reports of Motor Data of M/s. Cholamandalam MS General Insurance Co. - 2007-08

Report MR3 - Vehicle Class wise - OD Claims Paid Ratio ,OD Incurred Claims Ratio ,TP Claims Paid Ratio ,TP Incurred Claims Ratio ,Total Claims Paid Ratio and Total Incurred
Claims Ratio

Percentage
Class OD Incurred Claims TP Incurred Claims Total Claims Paid Total Incurred Claims
Class Description OD Claims Paid Ratio TP Claims Paid Ratio
Code Ratio Ratio Ratio Ratio
11 Private Car 28.71 39.00 0.58 3.25 26.03 35.59
14 Two wheeler 21.00 39.42 2.93 -94.62 13.29 -17.77
17 Goods Carrying Public (other than 3 wheelers) 0.00 0.00 0.00 0.00 0.00 0.00
18 Goods Carrying Private (other than 3 wheelers) 0.00 0.00 0.00 0.00 0.00 0.00
19 Goods Carrying Public (3 wheelers) 0.00 0.00 0.00 0.00 0.00 0.00
20 Goods Carrying Private (3 wheelers) 0.00 0.00 0.00 0.00 0.00 0.00
21 Passengers Carrying 4 wheeler -51377.35 -70090.25 -68.39 28585.29 -35256.85 -39087.88
22 Passengers Carrying 3 wheeler 0.00 0.00 0.00 0.00 0.00 0.00
23 Special Type of Vehicle -2290.67 -5673.16 -29.23 4005.01 -1465.31 -2140.92
24 Two Wheeler (hire or reward) 0.00 0.00 0.00 0.00 0.00 0.00
28 Standalone Trailor 0.00 0.00 0.00 0.00 0.00 0.00
99 Others 9.68 18.59 0.10 16.11 6.47 17.76
Total 23.67 33.80 0.29 10.29 19.43 29.53
Source IRDA Data Repository

Note : 1 The figures are worked out on written premium basis.

Note : 2 The following Class Codes having insignificant number of records are included in 'Others' (12 - Pvt. Car (only 3 wheelers with 750 - 1000 CC),13 - Pvt. Car (only 3 wheelers with less than 750 CC)15
- Two wheeler (with side car), 16-Three Wheeler invalid carriage with side car-treated as two wheeler,25 -Motor Trade (Road Transit Risk only),26-Motor Trade (Road Risk only,27 - Motor Trade (Internal Risk
only)))

Note : 3 The above statements reflect the summary of data received by TAC from respective companies. The summarised statements have been duly verified and validated by the company concerned.