Brokerage World Solutions Ltd.

(BWS), a Maltese registered insurance group holding company with a rapidly growing international footprint, is the parent company formed following the merger of Insure Direct, a Dubai-based insurance broker with offices across the Middle East region, and Independent Risk Solutions BV of Rotterdam, the Netherlands. BWS brings under one roof more than 200 years of combined top-level insurance management experience and expertise honed in diverse markets. The group provides end-to-end insurance solutions to key industrial sectors, including marine, oil & gas, on- and offshore construction projects, aviation, financial institutions, professional and specialist risks, as well as individual personal protection. By working in partnership with reputed global networks and specialist reinsurance providers, BWS enables clients to benefit from competitive premium levels, with the assurance of appropriate international support that is so essential in todays globalised business environment. The group provides and administers insurance solutions and services tailored to specific geographic locations and local requirements.

Financial, Professional and Specialist Risks

nsurance risk management for banks, exchange houses, stock exchanges and other financial services providers has become a reality today, particularly with increasing crime exposures relative to fraudulent computer transactions and other acts of dishonesty. Professional and specialist risks cover a wide area of exposures from Accounting Practices, Brokers, Lawyers, Medical Providers, Governments, Sporting Bodies and other similar organisations. These institutions require additional attention for specific risks for which BWS experts have developed dedicated solutions.

Financial:

Bankers Blanket Bonds Computer Crime Professional Liability Money/Bullion Transportation & Storage Safety Deposit Boxes Valuables Plastic Cards

Professional & Specialist:

Professional Indemnity Medical Malpractice Directors and Officers Liability Contingency Risks Key Man Insurance Kidnap and Ransom

Liability and Construction

Liability insurance protects the insured from risks imposed by lawsuits and similar claims. BWS offers broking and consultancy services for a wide variety of liability insurances. We have successfully transformed complicated liability issues into international liability programmes, multi-line liability programmes, single project liability insurances and excess liability insurances for a range of marine & energy businesses. BWS specialises in broking and consultancy services for major onshore and offshore construction projects, and offers annual programmes to the largest marine and energy contractors, principals and owners.

Liability:
Employers Liability Products Liability and Completed Operations Cover Contractual Liabilities Director & Officers (D&O) Liability Professional Indemnity (PI) for design, engineering and construction. Umbrella Liabilities Specialist Operations Charterers Liability Crew Liabilities Dredging & reclamation contracts Construction of breakwaters Revetments works Quay wall and jetty constructions Sub-sea pipelines Offshore outfall pipelines Offshore telecom and high voltage cables Other specialist marine & energy construction Contractors all-risks insurance Delay in start-up (DSU) Inherent defects insurance (IDI) Other specific construction/project related insurances

Vessel related programmes:

Construction:

Specific policies for:

Aviation

Risk management services for the aviation and aerospace industry has come a long way since that uninsured craft flew over Kitty Hawk in the US more than a century ago. At BWS we take our commitment to address the risks associated with flight as seriously as those daring pioneers did with flying itself. We offer insurance solutions to a broad range of flight-related activities to ensure you always land softly when it comes to risk management:

Airlines Fixed and Rotor Wing Aircraft Aviation Product Liability Aviation Parts and Accessories

Manufacturers' Cover Aircraft Management Airport Operators Liability Charterers Liability Freight Forwarders Liability Pilots Loss of License

Trading and Industry

Having a well-structured and competitively-priced insurance programme is a standard requirement for all corporate entities, from the largest industrial giant to the single business unit. Insurance is an annual expense that needs to be constantly monitored, with policies regularly updated to keep pace with growth. Based on the type of business and management requirements you have, the BWS group ensures that the right cover is put in place so you can run your operations with peace of mind:

Property All Risks Business Interruption Machinery Breakdown Commercial Motors Fleets Public & Products Liability Employers Liability/Workmen's Compensation Employee Benefits (Life/Accident & Medical) Inland Goods in Transit Marine Cargo (Imports / Exports) Credit & Political Risk Construction Plant & Machinery Financial Risks & Guarantees Livestock

Marine and Energy

The Marine & Energy industries are often the driving forces of global business today and for BWS providing risk solutions to them is like insuring the welfare of every economy around the world. BWS enjoys a proven track record in this core sector, which encompasses a wide range of businesses including the traditional oil & gas industry, as well as the emerging renewable resources such as wind, solar and others. In addition, our maritime transport industry portfolio includes ship owners, ports, agents and consignees, as well as offshore production facilities, to name a few. Our expertise extends to areas that demand specific policies tailor-made for the purpose.

Marine
Hull & Machinery Increased Value War Risks Piracy / Kidnap & Ransom Protection & Indemnity Loss of Hire Mortgagees Interest Towage Contracts Project cargoes Equipment, Owned or Hired Shipbuilding / Conversion Delay in delivery Land-based assets and equipment Umbrella Liabilities

Energy
Floating and Fixed Production units Sub-Sea Installations & Pipelines Operation & Exploration Construction & Engineering Drilling & Production units Loss of Hire / Business Interruption Owner's interest Tows War & Terrorism Named windstorm Transport