Escolar Documentos
Profissional Documentos
Cultura Documentos
PD
F T ra n sf o
rm
PD
F T ra n sf o
rm
er
er
ABB
ABB
bu
bu C lic k he re to
w
y
w.
A B B Y Y.c
3.0
3.0
lic
he
re
om
to
w.
A B B Y Y.c
om
Things You Must KNOW or HAVE Before You Start Investing in the Stock Market
Do you think youre ready to start investing? Investing is a High-Level skill in the Game of Wealth. This doesnt mean that its difficult to do. It simply means that you will have to develop a lot of OTHER money skills before you start investing. If you try investing WITHOUT these more basic skills, then investing for you could be very difficult, unsustainable or even impossible. In this article, were going to zoom out from the stock market, and look at the big picture in your path to wealth (I prefer to call it the Game of Wealth). So whether youre only starting or have been investing for a long time already, this article can serve as your checklist if you can and are able to build a good foundation on your investments. With that said, lets get started!
Mindset is all about your personal beliefs when it comes to wealth. Do you think you deserve to be wealthy? Is money important enough for you to study it? Are you afraid of having too much money? Your answers to questions like these determine your wealth mindset, and can actually determine how much success youll be welcoming into your life. One quick way of measuring ones wealth mindset is through these two questions:
PD
F T ra n sf o
rm
PD
F T ra n sf o
rm
er
er
ABB
ABB
bu
bu C lic k he re to
w
y
w.
A B B Y Y.c
3.0
3.0
lic
he
re
om
to
w.
A B B Y Y.c
om
Who are the top 3 people who have positively influenced your life over the past 3 months? (These must be people you actually like, respect and are willing to learn from). Are these 3 people more successful than you in terms of wealth?
PAUSE for 1 Minute ONLY and try to answer these questions. If you had trouble naming 3 positive influences in your life then youre in trouble of being stuck in negativity. Drop the negative people in your life and seek out positive influences that inspire and motivate you. If the people who positively influence you are NOT more successful than you, then youre lacking in having financially successful role models. The danger here is comfort in financial mediocrity. Youll have a good future, theres no doubt about that. But if you want to have a GREAT future, youll have to surround yourself with GREAT people. If you were quickly able to name 3 people, and these 3 people are wildly so much more successful than you, then youre in good company. Which could be a sign that your mindset right now is transforming to the right wealth mindset. While this quick test generalizes a lot of things, its very accurate. Birds of the same feather, flock together. If you hang-out with people who live on paycheck to paycheck, theres a HUGE chance that youre also doing the same. If you hang out with a lot of entrepreneurs, youre most likely also an entrepreneur or on your way to becoming one. If you want to have the right wealth mindset, then hang out with people who are much more successful than you. (Our discussion on mindset has been purposefully lengthy because its really that important. Anyway, the rest of the items will be much shorter).
PD
F T ra n sf o
rm
PD
F T ra n sf o
rm
er
er
ABB
ABB
bu
bu C lic k he re to
w
y
w.
A B B Y Y.c
3.0
3.0
lic
he
re
om
to
w.
A B B Y Y.c
om
If you dont have any income source, or if you think your income is too low, then your best move is to focus on increasing your income first, instead of studying the stock market. Remember that investing can only MULTIPLY what you have. If you multiply zero with 1,000,000 youll still get zero! So if you have zero right now, work on ways to ADD to your wealth first (ex. getting a job even if its part time, starting a business, etc.)
#4 Know Your Limits to How Much You Give to Friends, Relatives and Charity
We Filipinos love to help others. But sometimes, we have to LIMIT how much to give to some people. Because they can be financial sinkholes. Meaning, no matter how much money you give them, they will always, always, always need more help.
PD
F T ra n sf o
rm
PD
F T ra n sf o
rm
er
er
ABB
ABB
bu
bu C lic k he re to
w
y
w.
A B B Y Y.c
3.0
3.0
lic
he
re
om
to
w.
A B B Y Y.c
om
(Nov 11, 2013 note: If you can afford to help the victims of Typhoon Yolanda, please do as much as you can However, if you yourself are financially struggling, help yourself first before helping others.)
#6 Know the Risks You Face and Have the Appropriate Insurance Coverage
Some events in life are just too financially unbearable; for events like these (untimely death, house catching fire, or getting into a car accident) you need to know the world of insurance.
#7 Know Your Personal Financial Goals and the Appropriate Investments for those Goals
There are no best investments of all time. Even I wont say that the stock market is the best investment, because that would just be wrong. There are only best investments for your specific goals.
PD
F T ra n sf o
rm
PD
F T ra n sf o
rm
er
er
ABB
ABB
bu
bu C lic k he re to
w
y
w.
A B B Y Y.c
3.0
3.0
lic
he
re
om
to
w.
A B B Y Y.c
om
So you start with your goal, and then you select the appropriate investment, depending on your goal. Never start with the investment, then leave out your goal. Thats a recipe for disaster!
So there you have it! The 7 things that will enable you to build a solid financial foundation. How did you do? If you already have and know these 7 things, then congratulations! Youre perfectly fit to start investing in the stock market. From : stockmarketforpinoys by j3 Patino
PD
F T ra n sf o
rm
PD
F T ra n sf o
rm
er
er
ABB
ABB
bu
bu C lic k he re to
w
y
w.
A B B Y Y.c
3.0
3.0
lic
he
re
om
to
w.
A B B Y Y.c
om
Magkano ang kikitain ko dyan? Hindi ko alam dahil walang fixed na kita. Ang kita mo at kung gaano ka kabilis kumita ay nakadepende sa (1)performance ng company na binilhan mo ng stocks, (2)perfomance ng ekonomiya, (3)market prices. Magkano ang kita pag may na-refer? WALA PO. Hindi po referral system ang Philippine Stock Market. May possibility ba na malugi? Meron lalo na kung (1) sa mga hindi kilalang negosyo ka nag-invest, (2) nagbenta ka ng stocks at when the price are low (example, crisis. Dapat pag bagsak presyo, wag ka mag-panic. Normal lang yan. Dapat nga mas bumili ka ng stocks kasi mura lang ang presyo. Eventually the market will recover naman and ang trend ng ekonomiya ay palaging pataas) Normal lang ba na pabago-bago ang presyo ng stocks? Oo. Minsan mataas, minsan mababa. Hindi mo mahuhulaan kung kelan tataas or bababa. Pero ang trend naman nyan palagi ay pataas. Pag bumaba ang presyo ng binili kong stocks, lugi na ba ako? Hindi. Pag bumaba ang presyo ng binili kong stocks tapos binenta ko, lugi na ba ako? Oo. Kaya dapat wag kang magbebenta pag mababa ang presyo. Dapat nga mas bumili ka dahil pag nagrecover ang prices at marami kang nabiling stocks when the prices were low, malaki gains mo. Kailangan ba P5,000 every month? Hindi. Pwede ka mag open ng account w/ P5,000 tapos ANY AMOUNT pwede mo i-add sa funds mo ANY BANKING DAY you want. May maintaining balance ba? Wala. Paano pag nakalimutan ko mag-deposit o kung wala akong pera for a particular month? Ok lang, walang kaso yun. Walang fees or charges at wala rin account closure. Depende kasi sayo kung kelan at kung magkano mo gusto mag-deposit or withdraw. Anong stocks ang magandang bilihin? May mga recommended stocks for investment sa Easy Investment Program ng COL Financial. pero para mas ma-maximize ang earning potential ng pera ninyo, I suggest mag-member kayo sa Truly Rich Club (TRC) to receive exclusive Stocks Updates every month. Ano yung Truly Rich Club? Ang Truly Rich Club ay isang group na binuo ni Bro. Bo Sanchez (siya yung nasa episode 1 ng Pesos and Sense). OPTIONAL lang naman ito, pwede ka mag invest sa stock market w/o TRC. May membership fee dito P495/month. Pero sulit naman dahil sa TRC, may Stocks Update na ginagawa ang mga stock analysts nila para i-guide ka which stocks to buy or sell and at what particular time. Ano ang advantage pag TRC member ka? Pag TRC member ka, mas guided ang pag-i-invest mo sa stock market. And dito gumagamit ng Strategic Averaging Method (SAM). Ito yung combination ng Peso-Cost Averaging at Trading. So kung combined ang Peso-Cost averaging, mas mataas ang magiging kita mo compared to EIP only, and mas safe ang pag-iinvest mo compared to Stock Trading only. Paano mag-member sa Truly Rich Club para mas ma-maximize ko ang kikitain ng pera ko?
PD
F T ra n sf o
rm
PD
F T ra n sf o
rm
er
er
ABB
ABB
bu
bu C lic k he re to
w
y
w.
A B B Y Y.c
3.0
3.0
lic
he
re
om
to
w.
A B B Y Y.c
om
: http://bosanchezmembers.com/amember/go.php?r=46551
Click here Scroll down, click "Philippine Residents" Enter nickname and email and click "JOIN NOW" Choose "No, I'll pass up this great offer." (But if you're willing to pay for SuperGold membership, you may click "Yes...") Fill out the form. (Do not choose credit card if you don't have any. But if you have one, do not select it unless you are "READY" to start investing in the stock market.) Just click continue. Copy the details. You may use this as a reference if you want to pay later when you are "READY" for the stock market. Paano pag nagsara ang broker ko, lugi na ba ako? Hindi. Regulated ang participants sa stock market ng Philippine Stock Exchange, Inc. (PSE). In case magsara ang broker pwede mo makuha ang stocks certificate mo sa PSE at pwede mo ito ilipat sa ibang broker. Ano ang advantage ng Stock Market? Sa stock market, sure yan na hindi scam, basta sa brokers ka lang na naka-list sa www.pse.com.ph mag-oopen ng account. Mas kikita ang pera mo kumpara sa kung pinatulog mo lang ito sa bangko. Mas nakakasigurado na lalago ang pera mo at hindi maglalaho kumpara sa mga networking sa tabi-tabi. Ano ang disadvantage ng Stock Market? Volatile - o mabilis mag fluctuate ang presyo ng stocks. Kailangan ng PASENSYA dito dahil pang LONG TERM ito, kaya bawal ito sa mga taong nagmamadaling kumita. Tandaan ang stock market ay para sa pera mo na pang "Savings". Wag mo i-invest dito yung pera mo for your "cost of living". Paano pag na-dedo ako? Yung stocks mo ay magiging parte ng estate properties mo na pwede manahin ng asawa mo or ng mga anak mo. Pwede mo rin maging ka-joint account ang asawa mo sa account mo kung gusto mo. Kailangan ba tutok ka sa pag mo-monitor ng stocks mo? Hindi naman. Pwede mo i-check ang stocks mo anytime you want. Kahit nga once a month lang ok lang or kung kelan ka lang bibili ng stocks. Paano pag may account na ako tapos ayaw ko na mag stock market, pwede ko ba kuhanin yung pera ko? Oo pwede yan. Ibenta mo lang stocks mo tapos fill out ka ng withdrawal form para ideposit ng COL Financial sa bank account mo yung pera. Pero hindi ibig sabihin nun ay pwede mo makuha ng buo yung pera mo. Mas recommended kung hintayin mo muna mag kulay green yung portfolio mo bago mo ilabas yung pera mo para buo o mas mataas pa yung pera na mailalabas mo mula sa account mo. Ano ang kaibahan ng MUTUAL FUNDS at STOCK MARKET? Sa Mutual Fund, may FUND MANAGER na humahawak ng pondo mo. May mga rules siya na dapat mo sundin at siya ang nagdedesisyon kung saan iinvest ang pera mo. Siyempre, dahil expert sila at sila nagmamanage sa pagpapalago ng pera mo, less risk pero mas malaki ang charges. Kung ihahalintulad sa biyahe, nagko-commute ka lang at nagbabayad sa driver para makarating sa pupuntahan mo. Kahit ZERO knowledge ka sa stocks/mutual funds, ok lang dahil may fund manager ka. Sa Stock Market, ikaw ang bahala sa lahat. You make your own rules. Ikaw bahala sa kung magkano ipopondo mo at kung saan mo ito iinvest. Kung ihahalintulad sa biyahe, you drive your own car and you plan your own route para makarating sa pupuntahan mo. Risky ito KUNG HINDI KA PROPERLY EDUCATED sa stock market kasi baka magpadala ka lang sa takot mo ibenta mo lahat ang stocks mo pag nagcrash ang
PD
F T ra n sf o
rm
PD
F T ra n sf o
rm
er
er
ABB
ABB
bu
bu C lic k he re to
w
y
w.
A B B Y Y.c
3.0
3.0
lic
he
re
om
to
w.
A B B Y Y.c
om
market. Pero kung nauunawaan mo naman ang behavior ng stocks, less risk rin ito. Investor education plays an important role. Ano ang mas maganda MUTUAL FUNDS o STOCK MARKET? Ikaw lang ang makakasagot niyan kung ano ang mas maganda sa palagay mo. May seminar ba para dito? Meron. pwede kayo magpa-register sa: https://www.colfinancial.com/ape/Final2/home/investor_education.asp Mas detalyado ang paliwanag sa mga episodes ng Pesos and Sense kumpara sa 2-hour seminar ng COL Financial. Pero maganda rin kung aattend ka ng seminar sakaling may mga tanong ka pa. Pwede rin kayo mag-apply ng account on the spot after the seminar. Saang stock broker maganda mag-open ng investment account? #1 Online Stock Broker ang COL Financial as ranked by PSE. Performance wise, lamang siya sa ibang online stock brokers like BPI Trade and others.
. Join ka sa group namin: https://www.facebook.com/groups/372835159483562/ at Check mo lang sa group files, marami downloadables dun.. Thanks
COMPLETE GUIDE TO HOW TO BUY STOCKS-COLFINANCIAL ;; http://www.scribd.com/doc/154874621/Complete-Guide-to-How-to-Buy-Stocks-colfinancial How to check your portfolio http://www.scribd.com/doc/154870302/How-to-Check-Your-Portfolio How you sell your stocks col financial http://www.scribd.com/doc/154874232/How-You-Sell-Your-Stocks-Col-Financial How to withdraw funds from your col account http://www.scribd.com/doc/154875141/how-to-withdraw-funds-from-your-col-account INVEST EASILY WITH THE TRULY RICH CLUB http://www.scribd.com/doc/154875790/Invest-Easily-With-the-Truly-Rich-Club paki like po https://www.facebook.com/trulyrichclubmember