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(") -&TA (#) ?ATT =. 0hich of the fo o+ing taxes is a progressi$e tax1 (A) Inco!e tax (B) "usto! tax (") Sa es tax (#) -xcise duty 1@.0hen did 'egiona 'ura Banks start functioning in India1 (A) 1=<7 (B) 1=/< (") 1=79 (#) 1=9@
B. Income from stock o'tions C. Income from other a##owances D. Income from ca'ita# &ains 10. What is the fu## form for 2-S !. 2ew -ension Scheme B. 2on .o7ernment -ension Scheme C. 2ationa# -ub#ic Scheme D. 2ationa# -#annin& Ser7ice 11. What is the fu## form of I)R !. India )echno#o&+ and Research B. Income )a3 Return C. Income )a3 Re7iew D. Income )a3 Re'ort 1,. If a com'an+ issues its shares first time to the 'ub#ic, it is known as I-?. In the same wa+, when a mutua# fund issues units for the first time, what is it ca##ed !. Ri&hts Issue B. -ub#ic Issue C. 2ew Issue D. 2F? 1/. What is the fu## form of 2CD !. 2ationa# Ca'ita# District B. 2on Cumu#ati7e De'osit C. 2ationa# Crime Detection D. 2on Con7ertib#e Debentures 15. What is meant b+ Free Credit -eriod in case of credit card !. -eriod durin& which credit card ho#ders can 'urchase an+thin& free of cost B. -eriod durin& which credit card ho#ders can sho' without 'a+in& an+ finance char&es C. -eriod durin& which credit card ho#ders cannot do an+ sho''in& D. -eriod durin& which credit card ho#ders are not e#i&ib#e for an+ reward 'oints 14. What is the fu## form of !)* !. !n+ )ime *achine B. !utomated )e##er *achine C. !utomatic )ea *achine D. !7era&e )radin& *u#ti'#e 19. In the com'ound interest formu#a @ !A1 B r1mCDmn, ! is the 'rinci'a# amount, r is the rate of interest, and m is the fre%uenc+ of com'oundin&. If a bank 'a+s interest com'ounded %uarter#+, what is the 7a#ue of m !. 1, B. / C. 5 D. 9 1<. If +ou want to use +our credit card 'rudent#+, what +ou shou#d idea##+ do !. -a+ off minimum amount e7er+ month B. -a+ on#+ the finance char&es C. -a+ the tota# bi## e7er+ month in fu## D. Ro## o7er the outstandin& 'urchases unti# +ou can sa7e enou&h mone+ to c#ear a## the debt at one time 16. What is the fu## form of -!2
!. -ension !ccount 2otification B. -ermanent !ccount 2umber C. -rimar+ !ccount 2umber D. -re7ious !ccount 2umber 1=. Internationa# 'rice of &o#d is %uoted in terms of 0S Do##ar, what is its unit !. -er .ram B. -er E& C. -er 10 .rams D. -er )ro+ ?unce ,0. In India, &o#d is current#+ so#d at Rs.14,000 'er 10 &rams. What is the 'rice of 1 E& of &o#d !. 1.4 *i##ion B. 1.4 Bi##ion C. 140 )housand D. 2one of the abo7e ,1. Which of the fo##owin& #ife insurance '#ans is the chea'est in terms of 'remium !. )erm Insurance -#an B. )erm Insurance -#an with return of -remium C. ;ndowment -#an D. Who#e :ife -#an ,,. Bank !BC 'a+s 6F interest for a three +ear term de'osit with interest com'ounded annua##+. Bank GHI 'a+s 6F interest for a three +ear term de'osit with %uarter#+ com'oundin& of interest. Which bank is more attracti7e in terms of returns !. Bank !BC B. Bank GHI C. 2one D. Both ,/. ! car financin& com'an+ offers +ou a #oan of /00,000 re'a+ab#e in three +ears b+ wa+ ;*I of 10,000. What is the tota# interest out&o !. ,=0,000 B. 90,000 C. 2i# D. ,0,000 ,5. For the !ssessment Hear ,010J,011, if an indi7idua# fa##s in the hi&hest ta3 s#ab, what wi## be the rate of income ta3 for income abo7e 400,000 A;3c#udin& ;ducation CessC !. ,0F B. 10F C. /0F D. /4F ,4. What is the rate of interest on --F and what is the 'ermissib#e in7estment amount 'er +ear !. 6F, <0,000 B. 6F, 2o :imit C. 6F, 90,000 D. 6.4F, <0,000 ,9. For the Credit Card issuin& com'anies, a credit card is a t+'e of KKKKKKKKK #oan !. Secured :oan B. 0nsecured :oan C. *ort&a&e :oan
D. Housin& ,<. For o'enin& D;*!) !ccount, KKKKKKKKK is the mandator+ re%uirement !. Share )radin& !ccount B. In7estment in Shares C. -!2 Card D. !&e -roof ,6. What is the rate of ser7ice ta3 B education cess on stock brokera&e char&es !. 10F B. 10./F C. 10./9FF D. 0.1,4F ,=. What do +ou re%uire in order to withdraw cash from +our bank account throu&h !)* !. Debit card and -I2 B. !)* card and -I2 C. Credit card and -I2 D. !n+ one of ! or B /0. Ramesh wants to transfer Rs.4000 from Bank ! to Bank B b+ che%ue. Ramesh shou#d write a che%ue from the che%uebook of Bank ! and de'osit it in Bank B with a che%ue de'osit s#i'. In whose name, shou#d Ramesh write the che%ue !. Hourse#f B. Bank ! C. Bank B D. Ramesh ANSWERS
Answe r C D D D C D D & D D
C & C D D
Downloaded'(rom:'http://www.bankpoclerk.com/ ) *'+rade', ,o--icer.'/ol0ed'paper:'2%11 ) *1')e.er0e' ank'o-'*ndia1'conducted'+rade'2 3'4--icer.'56am.'7/tage'18'on'69292%11' and' here'i.'-uly'.ol0ed'paper'o-'+eneral'&warene...':he.e';ue.tion.'are'al.o'help-ul'-or' //C1' ank ' <41 ' clerk.1 ' &rmy1 ' +roup ' =1 ' &(C&:1 ' ></C ' and ' many ' more ' .uch ' competiti0e' e6am.. 1.'?hat'role'do'@icro1'/mall'and'@edium'5nterpri.e.'7@/@5.8'play'in'a'country3.' economic'and'indu.trial'de0elopment'? 1.':hey'ha0e'the'capacity'to'ab.orb'.killed'and'un.killed'labour'a0ailable'in'the'country. 2.'/uch'in.titution.'help'in'di.tribution'o-'income'in'a'wide'.pectrum'and'do'not'allow'it' to'get'' concentrated'in'-ew'hand.'or'in'-ew'area.. 3.':hey'help'in'eradication'o-'po0erty'by'pro0iding'.el-'employment'opportunitie.. 7&8'4nly'1 7 8'4nly'2 7C8'4nly'3 7D8'4nly'1'and'3 758'&ll'11'2'and'3 2.'?hich'o-'the'-ollowing'.tatement.'about'the'*ndian'5conomy'i.'correct'? 7&8'*ndian'economy'i.'a.'de0eloped'a.'that'o-'China 7 8'&bout'7%A'*ndian.'are'in0ol0ed'in'.ome'type'o-'.el-'employment'and'are'the'owner.' o-'.ome' or'the'other'micro'or'.mall'enterpri.e 7C8'*n'*ndia'.ingle'bigge.t'employment'i.'agriculture'and'allied'acti0itie. 7D8 '&bout '"!A'*ndian 'work-orce 'i.'employed ' in'-oreign 'countrie.' or 'in'organiBation.' a..i.ted'by' -oreign'capital 758'Cone'o-'the.e 3.'?hich'o-'the'-ollowing'i./are'correct'about'the'problem.'o-'*ndian'&griculture'? 1.'Darge'agricultural'.ub.idie.'are'hampering'producti0ityEenhancing'in0e.tment.. 2.'*rrigation'in-ra.tructure'i.'in'bad'.hape'and'need.'immediate'impro0ement'. 3.'(re;uent'takeo0er.'o-'-ertile'land'by'pri0ate'companie.'and'multinational.'to'launch' big' bu.ine..'comple6e.. 7&8'4nly'1 7 8'4nly'1'and'2 7C8'4nly'1'and'3 7D8'&ll'11'2'and'3 758'Cone'o-'the.e ".'&.'per'new.'in'0ariou.'Fournal.1'many'bank.'ha0e'-ailed'to'achie0e'agri9loan'target' -i6ed'
by'the') *'-or'the'year'2%1%911.'?hat'wa.'the'target'-i6ed'-or'the'year'? 7&8'1%A 7 8'1$A 7C8'1!A Downloaded ' (rom: ' http://www.bankpoclerk.com/Downloaded ' (rom:' http://www.bankpoclerk.com/ 7D8'2"A 758'3%A $.'?hich'o-'the'-ollowing'.tatement.'about'&gro'and'&llied'acti0itie.'i.'not'correct'? 7&8'(armer.'do'not'get'ade;uate'credit'-or'purcha.e'o-'cattle 7 8':here'i.'a'need'to'impro0e'breed'and'genetic'characteri.tic.'o-'the'cattle'-olk 7C8'*ndia'ha.'huge'-ore.t'co0er'and'al.o'degraded'and'mar.hy'land'which'can'be'u.ed' -or' producti0e'purpo.e. 7D8'*ndia'i.'the'1%th'large.t'producer'o-'medicinal'and'aromatic'plant..' ut'the'product.' are'not'o-' commercial'0alue 758'&nimal'hu.bandry'play.'an'important'role'in'pro0iding'.u.tainability'under')ain'-ed' condition. 6.'?hich'o-'the'-ollowing'.cheme.'launched'by'the'+o0t.'o-'*ndia'aim.'at'enhancing'the' li0elihood ' .ecurity ' o- ' the ' people ' in ' rural ' area. ' by ' guaranteeing ' hundred ' day. ' o-' employment' in'a'-inancial'year'to'a'rural'hou.ehold'who.e'adult'member.'0olunteer'to'do'un.killed' manual'work'? 7&8':)G/5@ 7 8'<radhan'@antri'+ram'/adak'GoFana 7C8'Hutir'Iyoti'/cheme 7D8'&/J& 758'@+C)5+& 7.'*n'.ome'part.'o-'*ndia1'-armer.'-ace'acute'di.tre..'becau.e'o-'hea0y'burden'o-'debt' -rom' non9in.titutional'lender..'?ho'can'be'called'a'non9in.titutional'lender'? 7&8'/mall' ank. 7 8'+rameen' ank. 7C8'Credit'Cooperati0e'/ocietie. 7D8'@icro'(inance'*n.titution. 758'@oney'Dender. !. ' :he ' /outh ' &.ian ' (ree ' :rade ' &greement ' 7/&(:&8 ' wa. ' introduced ' with ' a ' 0iew ' o-' le0ying' how'much'cu.tom'duty'-or'trading'any'product'within'the'/&&)C'Bone'? 7&8'$A 7 8'"A 7C8'2A 7D8'1A
758'Co'cu.tom'duty #.'?hich'o-'the'-ollowing'organi.ation'prepare.'rural'credit'plan.'on'annual'ba.i.'-or'all' di.trict.'in'*ndia1'which'in'turn'-rom'the'ba.e'-or'annual'credit'plan.'o-'all'rural'-inancial' in.titution.'? 7&8'/*D * 7 8'C& &)D 7C8') * 7D8'*ndian' ank3.'&..ociation 758'C** 1%.'?hich'o-'the'-ollowing'i.':)>5'about'the'current'population'trend7.8'in'*ndia'? 1.'50ery'year'*ndia'add.'more'people'to'the'world3.'population'than'any'other'country. 2.'Currently'*ndia'ha.'a'young'population'which'will'grow'.omewhat'older'largely'a.'a' re.ult'o-' Downloaded ' (rom: ' http://www.bankpoclerk.com/Downloaded ' (rom:' http://www.bankpoclerk.com/ decline'in'-ertility. 3. ' :he ' Cational ' (amily ' <lanning ' <rogramme ' did ' not ' contribute ' much ' in ' controlling' -ertility'rate 7&8'4nly'1 7 8'4nly'2 7C8'4nly'3 7D8'4nly'1'and'2 758'&ll'11'2'and'3 11.'*n'economic'term.1'which'o-'the'-ollowing'-actor.'determine'the'2*ndi0idual3.'demand3' o-' a'product/commodity'? 1.'<rice'o-'a'commodity. 2.'*ncome'o-'the'indi0idual. 3.'>tility'and';uality'o-'a'commodity. 7&8'4nly'1 7 8'4nly'2 7C8'4nly'3 7D8'4nly'1'and'3 758'&ll'11'2'and'3 12.'?hich'o-'the'-ollowing'term.'i.'u.ed'in'the'-ield'o-'economic.'? 7&8'&diabatic 7 8' ohr':heory 7C8'<la.ma 7D8' arter'/y.tem 758'Ki.co.ity 13.'L<a.cal'Damy'call.'on'trade'negotiator.'to'mo0e'out'o-'their'com-ort'Bone.'toward.' agreement.M1'wa.'the'headline'in'.ome'maFor'new.paper..':hi.'new.'i.'a..ociated'with' which'o-'the'-ollowing'organiBation./agencie.'? 7&8'?orld':rade'4rganiBation
7 8'*nternational'@onetary'(und 7C8'?orld' ank 7D8'>nited'Cation.'4rgani.ation. 758'Corth'&tlantic':reaty'4rgani.ation 1".'?hich'o-'the'-ollowing'i.'not'a'-unction'o-'the'<lanning'Commi..ion'o-'*ndia'? 7&8'&..e..ment'o-'the'material1'capital'and'human're.ource.'o-'the'country 7 8 ' (ormulation ' o- ' plan. ' -or ' the ' mo.t ' e--ecti0e ' and ' balanced ' utiliBation ' o- ' country3.' re.ource. 7C8'<ublic'cooperation'in'national'de0elopment 7D8'<reparation'o-'annual'budget'o-'the'country'and'collection'o-'ta6e.'to'rai.e'capital'-or' the' implementation'o-'the'plan. 758'Determination'o-'.tage.'in'which'the'plan'.hould'be'carried'out 7&8'1#"!'N'$3 7 8'1#"7'N'$2 7C8'1#$2'N'$7 7D8'1#$%'N'$$ 758'1#$1'N'$6 16.'?hich'o-'the'-ollowing'i.'the'name'o-'the'proce..'a0ailable'to'common'people'to' .eek' Downloaded ' (rom: ' http://www.bankpoclerk.com/Downloaded ' (rom:' http://www.bankpoclerk.com/ court3.'inter0ention'in'matter.'o-'public'intere.t'? 7&8'<ublic'*ntere.t'Ditigation'7<*D8 7 8'Jabea.'Corpu. 7C8'4rdinance 7D8')e.iduary'power 758'Cone'o-'the.e 17.'*ndia3.'-oreign'policy'i.'ba.ed'on'.e0eral'principle.1'one'o-'which'i.E 7&8'<anch.heel 7 8'/atyame0'Iayat'e 7C8'Di0e'and'Det'Di0e 7D8'Ka.udhai0'Hutumbkam 758'Cone'o-'the.e 1!.'&.'we'know'thou.and.'o-'tonne.'o-'-ood'grain'wa.'wa.hed'away'in'the'-lood.'in' Jaryana' and'<unFab'a'-ew'month.'back.':hi.'incident'i.'an'e6ample'which'indicate.'that'there'i.' a' .cope'-or'impro0ement'in'our'machinery'controlling'ourE 7&8'@id'Day'@eal'/cheme 7 8'<ublic'Di.tribution'/y.tem 7C8'(ood'-or'?ork'<rogramme 7D8'Killage'+rain' ank'/cheme 758'4peration'(lood'/cheme
1#.'<re.ident' arack'4bama'wa.'on'a'0i.it'to'*ndia'a'-ew'month.'back.'Ji.'0i.it'i.'.aid' to' ha0e'-orged'both'the'nation.'into'a'new'era'o-'relation..'*ndia'managed'to'.ign'a'.pecial' agreement'with'>/'in'which'o-'the'-ollowing'-ield./area.'a.'a'byproduct'o-'the'0i.it'o-' 4bama' ? 1.'5nergy'.ector'and'Cuclear'energy'a.'>/'ha.'li-ted'.anction.'on'.upply'o-'high'tech' machine.. 2.'/kill'De0elopment'<rogramme.'in'*:'.ector'in'which'>/'ha.'.uper9.peciali.ation. 3.':raining'in'management'o-'@icro'-inance'*n.titution.. 7&8'4nly'1 7 8'4nly'2 7C8'4nly'1'and'3 7D8'4nly'2'and'3 758'4nly'1'and'2 2%.'@any'time.'we'read'a'term'2:a6'Ja0en3'in'0ariou.'new.paper..'?hat'doe.'it'mean'? 1.'*t'i.'a'country'where'certain'ta6e.'are'le0ied'at'a'0ery'low'rate. 2.'*t'i.'a'country'where'people'can'dump'their'illegal'money'without'any'problem. 3.'*t'i.'a'place'where'-oreigner.'can'work'without'paying'any'ta6'on'their'income. 7&8'4nly'1'and'2 7 8'4nly'2 7C8'4nly'2'and'3 7D8'4nly'1 758'&ll'11'2'and'3 21.'&.'per'e6i.ting'law1'what'i.'the'minimum'per'day'wage.'paid'to'a'worker'-rom' unorgani.ed'.ector'in'*ndia'? 7&8'$% 7 8'7$ Downloaded ' (rom: ' http://www.bankpoclerk.com/Downloaded ' (rom:' http://www.bankpoclerk.com/ 7C8'1%% 7D8'12$ 758'Co'.uch'law'i.'there 22.'?ho'among.t'the'-ollowing'wa.'awarded'the'L*ndira'+andhi'<eace'<riBeM'-or'2%1%'? 7&8')onald'Coble 7 8'DuiB'*nacio'Dula'D3/il0a 7C8'@ohammed'5lbaradei 7D8'&ung'/an'/u'Hyi 758'Cone'o-'the.e 23. '?hich' o-' the' -ollowing ' i.'not 'a' <o0erty' 5radication' <rogramme' launched 'by'the' +o0t.'o-' *ndia'? 7&8'/warnFayanti'+ram'/waroBgar'GoFana 7 8'Iawahar'+ram'/amridhi'GoFana
7C8'Cational'/ocial'&..i.tance'<rogramme 7D8'&DJ&) 758'Cational'(amily' ene-it'/cheme 2". ' &ccording ' to ' the ' ?orld ' ank ' e.timate ' about ' "%A ' *ndian. ' are ' li0ing ' below' *nternational' <o0erty'line'o-'>/'O'E 7&8'1'per'day 7 8'1P2$'per'day 7C8'2'per'day 7D8'2P$'per'day 758'3'per'day 2$.':he'1%th':rilateral'@ini.terial'@eeting' o-')*C'group'wa. 'organiBed'in'Co0ember' 2%1%.' ?ho'are'the'member.'o-'the')*C'? 7&8')u..iaE*ranEChina 7 8')u..iaE*ndiaEChina 7C8')omaniaE*ranECanada 7D8')omaniaE*.raelEChile 758')u..iaE*ndiaECroatia 26.'*ndia'and'/yria'recently'decided'to'double'their'trade'in'ne6t'2'year..'*ndian'+o0t.' ha.' decided'to'e6port'which'o-'the'-ollowing'commoditie.'to'/yria'? 7&8'Catural'ga. 7 8'@ilk 7C8'4il 7D8'?heat 758'&ll'o-'the.e 27.'*ndia'ha.'.anctioned'a'26'million'grant'to'which'o-'the'-ollowing'countrie.'-or' de0elopment'o-'tube'well.'? 7&8'@yanmar 7 8' anglade.h 7C8'Cepal 7D8'<aki.tan 758'/ri'Danka Downloaded ' (rom: ' http://www.bankpoclerk.com/Downloaded ' (rom:' http://www.bankpoclerk.com/ 2!.'?hich'o-'the'-ollowing'i.'the'name'o-'the'.cheme'launched'by'the'+o0t.'o-'*ndia'-or' adole.cent'girl.'?'7Daunched'in'Co0ember'2%1%8 7&8'/wawlamban 7 8'/& &D& 7C8'&adhar 7D8'&/J& 758'Cone'o-'the.e 2#.'@any'time.'we'.ee'in'-inancial'Fournal./bulletin.'a'term'@3.'?hat'i.'@3'?
7&8'Currency'in'circulation'on'a'particular'day 7 8':otal'0alue'o-'the'-oreign'e6change'on'a'particular'day 7C8':otal'0alue'o-'e6port'credit'on'a'gi0en'date 7D8':otal'0alue'o-'the'ta6'collected'in'a'year 758'Cone'o-'the.e 3%.'&.'per'new.'in'0ariou.'new.paper.1'+o0t.'ha.'allocated'a'huge'.um'o-'311%%%'crore' -or' 2):53.'?hat'i.'-ull'-orm'o-'):5'? 7&8')ight'o-'5ducation 7 8')e-orm.'in':echnical'5ducation 7C8')eturn'to'5mpowerment 7D8')ight'to'5mpowerment 758')enewable':echnology'-or'5nergy 31.'?hich'o-'the'-ollowing'i.'not'a'maFor'-unction'o-'the') *'in'*ndia'? 7&8'*..uance'o-'currency'note. 7 8':o'-acilitate'e6ternal'trade'and'payment'and'de0eloping'a'-oreign'e6change'market' in'*ndia 7C8'@aintaining'price'.tability'and'en.uring'ade;uate'-low'o-'credit'to'producti0e'.ector. 7D8 ' :aking ' loan./credit ' -rom ' ?orld ' ank/*@( ' and ' &D ' etc.1 ' and ' reallocating ' it ' -or' 0ariou.' acti0itie.'decided'by'the'+o0t.'o-'*ndia 758'(ormulation'and'monitoring'the'monetary'and'credit'policy 32.':he') *'ha.'regional'o--ice.'at'0ariou.'place..'&t'which'o-'the'-ollowing'place.'it' doe.'not' ha0e'an'o--ice'? 7&8'Hota 7 8'/himla 7C8'Ducknow 7D8'<anaFi 758'+uwahat'i 33.'?hich'o-'the'-ollowing'organiBation./agencie.'ha.'gi0en'a'>/'O'"%7'billion'loan'to' *ndia'to' boo.t'up'it.'micro'-inance'.er0ice.'in'nonbanked'area.'? 7&8'*@( 7 8'?orld' ank 7C8' ank'o-'Iapan 7D8'&D 758'Iointly'by'*@('and'&D 3".':he'<rime'@ini.ter3.'5conomic'&d0i.ory'Council'7<@5&C8'ha.'proFected'that'the' *ndian'56port.'will'grow'by'what'percentage'during'2%1%911'? Downloaded ' (rom: ' http://www.bankpoclerk.com/Downloaded ' (rom:' http://www.bankpoclerk.com/ 7&8'1$A 7 8'1!A
7C8'22A 7D8'2"A 758'2!A 3$.'?hich'o-'the'-ollowing'organi.ation./agencie.'ha.'gi0en'the'e.timate'that'the'*ndia' will'be' third'large.t'(D*'recipient'in'2%1%N12'? 7&8'>CC:&D 7 8'?:4 7C8'?orld' ank 7D8'*@( 758'Cone'o-'the.e 36.':he'per-ormance'o-'which'o-'the'-ollowing'indu.trie.'i.'con.idered'per-ormance'o-'a' core' indu.try'? 7&8'+arment'. 7 8'Deather 7C8'*: 7D8'4il'and'<etroleum 758'Jandicra-t'. 37.'?ho'among.t'the'-ollowing'i.'not'a'recipient'o-'Cobel'<riBe'in'economic.'? 7&8'<eter'&.'Diamond 7 8'Dale':.'@orten.en 7C8'&martya'/en 7D8'<aul'Hrugman 758')obert'+.'5dward. 3!.' a.el'Committee'ha.'gi0en'it.'recommendation.'on'which'o-'the'-ollowing'a.pect.' o-' banking'operation.'? 7&8'@arketing'o-'bank'product'. 7 8'<riority'.ector'lending 7C8')i.k'@anagement 7D8'@icro'-inancing 758'&ll'o-'the.e 3#.'?hich'o-'the'-ollowing'i.'the'rank'o-'*ndia'in'Juman'De0elopment')eport'2%1%' prepared'by'the'>C4'? 7&8'## 7 8'1%% 7C8'11$ 7D8'11# 758'Cone'o-'the.e "%.'?hich'o-'the'-ollowing'wa./where'the'key'obFecti0e.'o-'the') *3.'re0iew'o-'@onetary' and' Credit'<olicy'2%1%911'which'wa.'re0iewed'again'on'2nd'Co0ember'2%1%'? 1.':o'.u.tain'the'anti'in-lationary'thru.t'.
2.':o'maintain'an'intere.t'rate'regime'con.i.tent'with'price. 3. ' :o ' pro0ide ' e6tra ' ta6 ' incenti0e. ' to ' e6porter. ' who ' were ' in ' .tre.. ' due ' to ' market' -luctuation.. Downloaded ' (rom: ' http://www.bankpoclerk.com/Downloaded ' (rom:' http://www.bankpoclerk.com/ 7&8'4nly'1 7 8'4nly'2 7C8'4nly'1'and'2 7D8'&ll'11'2'and'3 758'Cone'o-'the.e "1.'<**+/'i.'the'group'o-'nation.'-alling'underE 7&8'5uro'Bone 7 8'&.ia'<aci-ic 7C8'/&&)C 7D8'C&:4 758'Commonwealth "2.'?hich'o-'the'-ollowing'i./are'the'precondition.1'the'*@('ha.'put'to'pro0ide'bail'out' package'to'*reland'? 1.'*t'.hould'gradually'lower'down'unemployment'bene-it.. 2.'*t'.hould'bring'down'the'minimum'wage.'in'order'to'boo.t'employment'. 3. ' *t ' .hould ' import ' .ome ' o- ' the ' crucial ' commoditie. ' -rom ' non ' euro ' countrie. ' a. ' an' immediate' mea.ure'to'impro0e'.hortage'o-'the'.ame. 7&8'4nly'1'and'2 7 8'4nly'2'and'3 7C8'4nly'1'and'3 7D8'4nly'1 758'&ll'11'2'and'3 "3.'*ndia'i.'.el-9.u--icient'in'production'o-'which'o-'the'-ollowing'commoditie.'? 7&8'5dible'oil 7 8'@ilk 7C8'<ul.e. 7D8'Catural'ga. 758'&ll'o-'the.e "".'?hich'o-'the'-ollowing'i.'u.ed'a.'a'-uel'in'Cuclear'power'.tation.'in'*ndia'? 7&8':horium 7 8'Copper 7C8':in 7D8'Chromium 758'&ll'o-'the.e "$.'?hich'o-'the'-ollowing'/tate.'ha.'taken'up'the'Fob'o-'impro0ing'Dam.'with'the'help' o-' the'?orld' ank3.'Dam')ehabilitation'and'*mpro0ement'proFect'? 7&8'Herala
7 8'+uFarat 7C8':amil'Cadu 7D8'>ttar'<rade.h 758'+uwahat'i "6.'Citi.h'Humar'led'Cational'Democratic'&lliance'won'how'many'.eat.'in'recently'held' a..embly'election.'in' ihar'? 7&8'1$% Downloaded ' (rom: ' http://www.bankpoclerk.com/Downloaded ' (rom:' http://www.bankpoclerk.com/ 7 8'2"3 7C8'2%% 7D8'2%6 758'Cone'o-'the.e "7.'?ho'among.t'the'-ollowing'i.'the'author'o-'the'book'LDe0elopment'a.'(reedomM'? 7&8'@.'/.'/waminathan 7 8'C.')angaraFan 7C8'@anmohan'/ingh 7D8'G.'K.')eddy 758'&martya'/en "!.'?hich'o-'the'-ollowing'term.'i.'u.ed'in'(inance'and' anking'? 7&8'Dine'o-'/ight 7 8'/cat'tering'lo.. 7C8')e0enue 7D8'4.cillation 758'/hielding "#.'?ho'among.t'the'-ollowing'i.'a'-amou.'economi.t'? 7&8')ichard'Dawkin. 7 8'&lan'+reen.pan 7C8'Kernon'Jeywood 7D8'4li0ar'/ach. 758'/tephan'Jawking $%.'?ho'among.t'the'-ollowing'ha.'ne0er'held'po.t'o-'the'+o0ernor'o-'the') *'? 7&8'C.')angaraFan 7 8'D.'H.'Iha 7C8'@anmohan'/ingh 7D8' imal'Ialan 758'>.ha':horat &n.wer.:' 1.'e1'2.'c1'3.'d1'".'c1'$.'c1'6.'e1'7.'e1'!.'e1'#.'b1'1%.'d1'11.'e1'12.'d1'13.'a1'1".'d1'1$.'e1'16.'a1 ' 17.'a1' 1!.'b1'1#.'a1'2%.'e1'21.'c1'22.'b1'23.'d1'2".'b1'2$.'b1'26.'e1'27.'c1'2!.'b1'2#.'e1'3%.'a1'31.'c1' 32.'c1'33.' b1'3".'b1'3$.'a1'36.'d1'37.'e1'3!.'c1'3#.'d1'"%.'a1'"1.'a1'"2.'b1'"3.'b1'"".'a1'"$.'a1'"6.'d1'"7. ' e1'"!.'a1'
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1. Which o the ollowin! "epartments o the #o$t. o %ndia is helpin! &anks in dis&'rsement o r'ral credit &( the &ank ) (A) 'ai +ays (B) State 'oad Transports (") 8ost and Te egraph (#) .inistry of Aea th (-) :one of these Ans* (-) 2. Which o the ollowin! or!ani+ation,a!encies has esta&lished a 'nd known as - in$estor prod'ction 'nd- ) (A) S-BI (B) :ABA'# (") Bo!bay stock exchange (#) A.&I (-) :one of these Ans* (") ..Who amon!st the ollowin! is the /ead o the 0B% at present ) (A) .r. ..B.2a!ath (B) .r. 3.B.'eddy (") .r. :.'.:arayan!urthy (#) .r.;.8.Bhatt (-) :one of these Ans* (B) 1. 23orit( o r'ral people still pre er to !o to which o the ollowin! or their credit needs ) (A) .oney enders (B) &oreign Bankers (") :ABA'# (#) 'BI (-) :one of these Ans* (A) 4. %ndia has di erent cate!ories o commercial &anks. Which o the ollowin! is 567 one s'ch cate!ories ) (A) 8ri$ate Banks (B) "o!!odities Banks (") :ationa i6ed Banks (#) "ooperati$e Banks (-) &oreign Banks Ans* (B) 8.Which o the ollowin! t(pes o Banks are allowed to operate orei!n c'rrenc( acco'nts ) (1) &oreign Banks (%) 'egiona 'ura Banks (() :ationa i6ed Banks (A) ;n y i (B) ;n y % (") ;n y ( (#) A 1,%and ( (-) :one of these Ans* (")
9. Which o the ollowin! co'ntries does not pla( %nternational :ricket ) (A) 'ussia (B) -ng and (") South Africa (#) 8akistan (-) India Ans* (A) ;. 7he mone( which #o$t. o %ndia spends on the de$elopment o in rastr'ct're in co'ntr( comes rom the which o the ollowin! so'rces ) C8ick up the correct State!ent (s)D (1) )oan fro! 0or d Bank,A#B etc (%) Tax+s co ected fro! the peop e (() )oan fro! the 'BI (A) ;n y 1 (B) ;n y % (") ;n y ( (#) Both 1 and % (-) A 1,% and ( Ans* (-) 9. 7he <ec'rities and Exchan!e Board 6 %ndia (<EB%) recentl( imposed a restriction on mone( low in e='it( thro'!h >P 5otes?. What is the 'll orm o >P 5otes? ) (A) 8er!anent :otes (B) 8urchase :otes (") 8articipatoryE:otes (#) 8ri$ate :otes (-) :one of these Ans* (") 10. Who amon!st the ollowin! was the captain o the %ndia cricket team who won thw 7went(@20 World :'p@2009 ) (A) 3u$ra4 Singh (B) ..S.#honi (") 'ahu #ra$id (#) Saura$ ?angu y (-) :one of these Ans* (B) 11. 2an( times we read in inancial news paper a&o't >F%%?. What is the 'll orm o >F%%?) (A) &ina In$est!ent in India (B) &oreign In$est!ent in India (") &or!a In$est!ent in India (#) &air Institutiona In$est!ent (-) &oreign Institutiona In$est!ent Ans* (-) 12. Bena+ir Bh'tto %s associated with which o the ollowin! parties (A) .us i! )eague (B) 8akistan 8eop es 8arty (") 8akistan :ationa "ongress (#) Is a!ic .o$e!ent of 8akistan (-) :one of these Ans* (B) 1.. 6ne o the ormer prime ministers o which o the ollowin! co'ntries was detained in ho'se arrest or a short period a ter his,her ret'rns rom a lon! exile ) (A) ?er!any
(B) &rance (") 8akistan (#) Bra6i (-) :one of these Ans* (") 11. Who amon!st the ollowin! leaders rom A<A $isited %sarael and Palestinian West Bank so that a sol'tion to the %sarael and palestinian pro&lem can &e worked o't ) (A) ?eorge Bush (B) A ?ore (") Bi " inton (#) "onde ee6a 'ice (-) :one of these Ans* (A) 14. B'stine /enin Won the women?s sin!les A< 6pen 7ennis :hampionship@2009 A ter de eatin! @ (A) S+et ana 2u6netso$a (B) Sania .ir6a (") #inara Safina (#) .atha ie #echy (-) :one of these Ans* (A) 18. As reported in papers the A5 World Food Pro!rammes stopped distri&'tin! ood in 2o!adish' 7own a ter its local head was a&d'cted &( the #o$t. soldiers o the co'ntr(. 2o!adish' is the capital town o @ (A) Tan6ania (B) Turkey (") "uba (#) )ibya (-) So!a ia Ans* (-) 19. 7he inancial markets o the which o the ollowin! co'ntries were &adl( a ected &( s'&@prime crisis ) (A) 'ussia (B) Bra6i (") F2 (#) FSA (-) :one of these Ans* (#) 1;. which o the ollowin! co'ntries in the world is the &i!!est cons'mer o !old ) (A) FSA (B) Bang adesh (") 'ussia (#) India (-) :one of these Ans* (#) 19. which o the ollowin! co'ntries is 567 happ( with the A<A?s decision to award a con!ressional 2edal to "alai Cama 6o 7i&et ) (A) India (B) 8akistan (") :epa (#) .yan!ar
(-) "hina Ans* (-) 20. which o the ollowin! co'ntries recentl( decided to la'nch a militar( action in 5orthern %ra= where man( D'rdish PDD i!hters are &ased and the( are killed people rom that co'ntr( ) (A) India (B) Afghanistan (") 8akistan (#) Bang adesh (-) Turkey Ans* (-) 21. "r. 2namohan <Ain!h called #eor!e B'sh to explain the di ic'lties he is ha$in! in implementin! a!reements related with which o the ollowin! with A<A ) (A) Supp y of sugar (B) "i$i ian nuc ear "oEoperation (") 8urchase of fighter p anes (#) 8urchase of ?as , 8etro eu! (-) :one of these Ans* (B) 22. which o the ollowin! co'ntries is acin! a pro&lem o strike &( the workers o the transport Eelectricit( and !as companies as the present !o$t. o the co'ntr( has decided to end the pension to these workers ) (A) FSA (B) &rance (") "hina (#) :epa (-) :one of these Ans* (B) 2.. Who amon!st the ollowin! is the <ecretar( #eneral 6 A56 ) (A) A ?ore (B) Shashi Tharoor (") ?ordon #ro+n (#) Augo "ha$e6 (-) :one of these Ans* (-) 21. 7he F6ran!e :oalition #o$t- was ormed once a!ain in which o the ollowin! co'ntries ) (A) 'ussia (B) Fkraine (") &rance (#) ?er!any (-) :one of these Ans* (B) 24. which o the ollowin! co'ntries is 567 elected &( the the A5 !eneral assem&l( on the non@ pa(ment seats o A5 sec'rit( co'ncil w.e. . Ban'ar( 200; ) (A) )ibya (B) Bietna! (") "roatia (#) "osta 'ica (-) 8akistan Ans* (-)
28. 7he #o$t. o %ndia p't a &an on export o which o the ollowin! commodities at the price &elow the price o the same in domestic market ) (A) Stee (B) "he!ica &erti i6er (") 8har!a 8roducts (#) - ectronic ?oods (-) :one of these Ans* (-) 29. %ndia Ca'nched which o the ollowin! <atellites in <eptem&er 2009 ) (A) -#FSAT (B) .ATSAT (") "';SATEIIB (#) I:SATE/"' (-) :one of these Ans* (#) 2;. As per the recent a!reement &etween %ndia and one o other co'ntr( the i5dia 0'pee can &e easil( swapped with @ (A) Tak (B) 'ia (") 2yat (#) 3en (-) 'ubbe Ans* (-) 29. %ndia won the 65#: :'p Foot&all 7o'nament 2009 &( &eatin!@ (A) Syria (B) 8akistan (") Britain (#) &rance (-) :one of these Ans* (A) .0. A&d'llah #'l?s name was in news recentl( as he he has taken o$er as the president o @ (A) Turkey (B) Sudan (") Afghanistan (#) 8akistan (-) :one of these Ans* (A) .1. /em "'tta who was hono'red !( the presti!io's 0a3i$ #andhi 5ational <ad&hawana Award 2009 is amo's@ (A) Author (B) Socia Acti$ist (") 8 ayer (#) &i ! 8roducer (-) Scientist Ans* (B) .2. Who amon!st the ollowin! is selected or Basawa Award (2008@09) &( the Darnataka #o$ernment ) (A) #r. .an!ohan Singh (B) A.8.5.Abdu 2a a! (") Sonia ?andhi (#) 8ratibha 8ati
(-) :one of these Ans* (B) ... Asia Paci ic Economic B'siness meet was or!ani+ed in <eptem&er 2009 in @ (A) :e+ #e hi (B) Bei4ing (") Tokyo (#) )ondon (-) Sydney Ans* (-) .1. 7he World Athletics :hampionship@2009 was or!ani+ed in @ (A) Bei4ing (B) :e+ #e hi (") ;saka (#) #haka (-) )ondon Ans* (") .4. Who amon!st the ollowin! was the captain o the %ndian /ocke( 7eam who won Asia :'p 2009 held in :hennai ) (A) Baichung Bhutia (B) #i ip Tirkey (") 8nka4 Ad+ani (#) .ana$4eet Singh Sandhu (-) :one of these Ans* (-) .8. Which o the ollowin! is a P'&lic <ector Anit ) (A) T"S (B) I"I"I Bank (") T-S"; (#) BA-) (-) A of these Ans* (#) .9. %ndia?s orei!n exchan!e reser$e declined sharpl( in recent past. What was the main reason or the same ) (A) Aea$y de!and of the sa!e by foreign tourists (B) I!port of 0heat fro! 8akistan and S.2orea (") Appreciation of 'upee Ba ue (#) Instabi ity in coa ition ?o$t. in centre (-) :one of these Ans* (") .;. <in+o A&e who was on $isit to %ndia in recent past is the @ (A) 8ri!e .inister of South 2orea (B) 8ri!e .inister of :orth 2orea (") 8ri!e .inister of 5apan (#) 8resident of South 2orea (-) :one of these Ans* (") .9. Asa a Powel who created a new world record in 100 metres race is a citi+en o @ (A) 5a!aica (B) South Africa (") India
(#) FSA (-) south 2orea Ans* (A) 10. Who amon!st the ollowin! !ot third position in lon! B'mp e$ent o the Ba(er %nternational Athletics held in #erman( in 2009 ) (A) Shiny 0i son (B) An4u Bobby ?eorge (") :eha San+a (#) 8ra4akta Sa+ant (-) :one of these Ans* (B)
1. When did 0e!ional 0'ral Banks start 'nctionin! in %ndia) (A) 1994 (B) 1=/< (") 1=79 (#) 1=9@ 2. Who was the :hairman o the <ixth :entral Pa( :ommission) (A) B'stice B. 5. <rikrishna (B) 8rof. 'a$indra #ho akia (") 5. S. .athur (#) Sush!a :ath .. 7he 11th Fi$e Gear Plan is termed as plan or. (A) IndiaGs Aea th (B) -radication of po$erty fro! India (:) %ndia?s Ed'cation (#) #e$e op!ent of 'ura India 1. Which o the ollowin! correctl( descri&es what s'&@prime lendin! is) (1) )ending to the peop e +ith ess than idea credit status. (%) )ending to the peop e +ho are high $a ue custo!ers of the banks. (() )ending to those +ho are not a regu ar custo!er (A) 6nl( 1 (B) ;n y % (") ;n y ( (#) A 4. 7he act'al ret'rn o an in$estor is red'ced sometimes as the prices o the commodities !o 'p all o a s'dden. %n inancial sector this t(pe o phenomenon is known as* (A) Pro&a&ilit( risk (B) .arket risk (") Inf ation risk (#) "redit risk 8. Which o the ollowin! is the limitation o the A72s owin! to which people are re='ired to $isit &ranches o the &ank) (1) It does not accept deposits. (%) It has a i!ited cash disburse!ent capacity. (() )ack of hu!an interface. (A) ;n y (1) (B) ;n y (%) (") ;n y (() (") All 9. 7he World "e$elopment 0eport 2009 is released &( which o the ollowin! 6r!anisations) (A) F:-S"; (B) A#B (") I.& (#) World Bank ;. Which o the ollowin! statements is,are 70AE a&o't the Cehman Brothers /oldin!s %nc. which was in news sometimes &ack) (1) The FS go$ern!ent pro$ided a FSH <@@@ !i ion bai out package to the co!pany. (%) The co!pany fi ed for bankruptcy in a court in :e+ 3ork. (() The co!pany is no+ out of financia crisis and is busy in its restructuring so that it can start afresh. (A) ;n y (1) (B) 6nl( (2) (") ;n y (() (#) A
9. 7he 0eser$e Bank o %ndia has recentl( iss'ed !'idelines to &anks on Pillar 2 o Basel %% ramework. Pillar 2 deals with which o the ollowin!) (1) Better hu!an resource !anage!ent (%) Ade*uate capita to support risks (() Better profitabi ity +ith !ini!u! nu!ber of e!p oyees (A) ;n y (1) (B) ;n y (%) (") ;n y (() (") 5one o these 10.7he World %n$estment 0eport 200; was released in <eptem&er 207his report is p'&lished e$er( (ear &(* (A) ?o$ern!ent of India (B) 0or d Trade ;rganisation (0T;) (") Asian #e$e op!ent Bank (A#B) (") Anited 5ations :on erence on 7rade and "e$elopment (A5:7A") 11. As we all know some new initiati$es were introd'ced in the area o Fiscal 2ana!ement &( the !o$ernment o %ndia. Which o the ollowin! acts was passed a ew (ears &ack to keep a check on the iscal indiscipline on macroeconomic parameters) (A) &-'A (B) F0B2A (") &-.A (#) 8ub ic #ebt Act 12. Which o the ollowin! has the sole ri!ht o iss'in! paper notes in %ndia) (A) Fnion ?o$ern!ent (B) 0eser$e Bank o %ndia (") .inistry of &inance (#) Supre!e "ourt 1.. "ecision taken at Bretton Woods :on erence led to the ormation o (A) I#A (B) %2F (") A#B (#) I&" 11. Which o the ollowin! is known as plastic mone() (A) bearer che*ues (B) credit cards (") de!and drafts (#) gift che*ues 14. E'ro is the c'rrenc( o E'ropean Anion. When did it come into &ein!) (A) 1999 (B) 1==7 (") %@@@ (#) %@@1 18. Which is the lar!est commercial &ank in %ndia) (A) 'eser$e Bank of India (B) <tate Bank o %ndia (") I"I"I Bank (#) Bank of India 19. 7he Bank o :alc'ttaE Bank o Bom&a( and Bank o 2adras were mer!ed in 1921 to orm (A) 'eser$e Bank of India (B) %mperial Bank o %ndia (") Bank of India (#) Fnion Bank of India 1;.%n %ndiaE income tax is le$ied &( (A) Anion #o$ernment (B) State ?o$ern!ents
(") .inistry of &inance (#) 'BI 19. 7he 0eser$e Bank o %ndia was nationali+ed in) (A) 1=/< (B) 191; (") 1=7@ (#) 1=79 20. What is a Bank which has capital and reser$es o o$er Rs. 4 lakhs called) (A) :ationa Bank (B) "ooperati$e Bank (:) <ched'led Bank (#) Fnschedu ed Bank
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the
fo o+ing drafts
is
as gift
p astic che*ues
!oney1 :one
che*ues
de!and
11. 0hich of the fo o+ing state!ents best describes the concept of in$o $e!ent in the context of buyer beha$iour1 The ength of ti!e in$o $ed in the buying process on an indi$idua Js se fEidentity unit The co!p exity The potentia i!pact of a product
1%. Buying decisions genera y fo o+ a pattern of o$er apping stages. 0hich of the fo o+ing best describes the typica stages of the buying process1 :eed recognition K Infor!ation search K -$a uation K #ecision K 8ost purchase e$a uation :eed recognition K -$a uation K Infor!ation search K #ecision K 8ost Infor!ation search K :eed recognition K -$a uation K #ecision K :eed recognition K Infor!ation search K #ecision K 8ost purchase e$a uation :one
1(.
:eeds
differ
fro!
+ants
because:
!anifest :eeds are historica L +ants are about the futuretation of under ying +ants :eeds are historica L +ants are about the future sa!e :one :eeds and +ants are exact y the
1/. 0hich of the fo o+ing e$e s of .as o+Js Aierarchy of :eeds is !ost ike y to be associated +ith consu!ersJ purchase of goods +hich appea to their inner sense of peace of !ind (e.g. art c asses)1 Se fEactua i6ation )o$e Security 8hysio ogica :one
17. An indi$idua is considering buying a ne+ !icro+a$e cooker and is faced +ith the possibi ity of se$era !ode s. 0hich of the fo o+ing describes the +idest range of !icro+a$e cookers, +hich the buyer considers in so!e for!1 The a+areness set set :one The tota set The preEe$a uation set The choice
19. A co!pany uses The "oors to endorse its range of snack foods. This endorse!ent is ike y to be particu ar y effecti$e if the "oors are seen by )arge nu!bers of the co!panyJs target !arket as: A pri!ary reference group. group. A A tertiary reference group. nonEreference A secondary reference group. :one
#o
you
ha$e
b og1
?et
extre!e y
usefu
b ogger
tips
here.
1<. 0hich of the fo o+ing consu!er responses is )-AST ike y to o$erco!e cogniti$e dissonance experienced by a consu!er +ho is dissatisfied +ith their purchase1 'ationa i6ing to ourse $es that a product is actua y *uite good Seeing the product Seeing the
product in a different ight so that +e e!phasi6e the good aspects of a product "o!p aining and returning goods to the supp ier :one
1>. 0hich of the fo o+ing abe s is :;T associated +ith a ro e in a buying #ecision .aking Fnit1 Supp ier #ecision !aker ?atekeeper Fser :one
1=. A secretary +ho ans+ers ca s for a co!pany buyer !ay be taking on +hich ro e +ithin the co!panyJs decisionE!aking unit1 Fser Buyer Inf uencer ?atekeeper :one
%@. 0hich of the fo o+ing is :;T an e e!ent of a .arketing Infor!ation Syste!1 .arketing syste! A research :one #ecision support syste! 8roduction !onitoring