SCHEDULE OF SERVICE CHARGES Schedule II OTHER THAN BASIC BANKING SERVICES (for both Individual & Non-Individual Customers)

) (Service charges given below are exclusive of service tax and cess, which would be levied at appropriate rates over & above the charges) (PART A DEPOSIT ACCOUNTS) Particulars 1. Folio charges for LEDGER FOLIOS used in CD/OD/CC A/CS. 2. Free ledger folios: For CD Accounts For SB Accounts For RRBs A/cs.(sponsored by our Bank)
For A/cs. Maintained on Computers 40entr ies or part thereof be treated as one ledger page.

Service Charges Rs.50/- per ledger page folio

No Free Folio No folio charges to be levied. No folio charges to be levied.

3. Other incidental charges for SB Accounts i) Upto 25 withdrawals per quarter ii) For withdrawals in excess of 25 per quarter NIL Rs.10 per withdrawal

4. Issuance of Duplicate Deposit Receipt 5. i. Collection of Deposit Receipts on Maturity

Free No charges to be levied in case of transfer of deposits within our branches. In respect of deposit with other Banks, Collecting

ii.Transf er of entire balance in Saving Bank Account

Branch need not levy any charges. However, Remitting Branch shall levy charges as applicable to remittances.

6. Standing Instructions

Rs.10/- per tr ansaction involving credit to another account within the same branch. If the tr ansaction involves an upcountry center, exchange at the pr escribed rate for remittances and postage shall be recovered additionally. Charges to be levied to the account from which the amount is transferred. No service charges for carrying out standing instructions for recovery of RDS installments, loan installm ents, credit of FDR/MMDC int. to savings Bank A/c etc. Rs.25/- for inability to carry out standing instructions due to insufficient balance in the A/c

:7: Particulars 7.1 Minimum Balance Requirement i)No Frill Account Service Charges (On Quarterly Average Bal. Basis) NIL

ii)SB A/c: Metro/Urban Semi-Urban Rural

Rs.1000/Rs.500/Rs.250/-

iii)CD A/c: Metro Urban Semi-Urban Rural

Rs.7000/Rs.5000/Rs.3000/Rs.3000/-

7.2 Charges for non-maintenance of minimum balance : i).No Frill Account ii)SB A/c. with/without chq. Bk facility i) NIL ii) For SB A/c. Rural- Rs.30/- per quarter Semi Urban- Rs.60/- per quarter Urban/Metro- Rs.75/- per quarter

iii) Current A/c.

iii) For Current A/c. Rural- Rs.150/- per quarter

NOTE: Pensioners, Staff/Retired Staff, Students & Senior Citizens above 60 years of age are exempt from Minimum Balance requirement. 8. Change of authorized signatory In respect of companies A/c. Current/CC/OD A/c.

Semi Urban Rs.225/- per quarter Urban- Rs.300/- per quarter Metro- Rs.450/- per quarter

Rs.100/- per change (In case of institutions, clubs, associations, co-op. societies, trusts also)

(PART B REMITTANCE FACILITIES)

9. 1 RTGS Inward 9.2 RTGS Outward Rs 2.00 Lacs toRs.5.00 lacs Above Rs.5.00 lacs

Free

Rs 25 + applicable time varying tariff * su bject to a maximum of Rs 30/- + service tax as applicable Rs 50 + applicable time varying tariff * su bject to a maximum of Rs 55/- + service tax as applicable

9.3 TIME VARYING TARRIF FOR RTGS

Block Time of settlement at RBI Charge per transaction From 1 2 3 4 09.00 hrs After 12.00 hrs After 15.30 hrs After 17.30 hrs to 12.00 hrs 15.30 hrs 17.30 hrs Nil 1.00 5.00 10.00 Applicant customers To be borne by

:8:
(PART C COLLECTION FACILITIES)

Particulars 10. Collection of Bills: 1. Up to Rs. 10000 Rs.100/- per bill

Service Charges

2. Above Rs.10000 upto Rs.1 lac

Rs.250/- per bill

3. Above Rs.1 lac

Rs.6 per 1000 or part thereof Min. Rs.600/per bill Max. Rs.25000/- per bill

Schedule of collection of cheques applicable to bills will apply to supply bills also 1.Charges for presentation of Usance Bill for acceptance Rs.100/- per bill

2. Change of Original Instructions.

Rs.100/- per request

3. Post parcel for collection

Usual collection charges + storage charges @Rs.5/-per day

(Local & Outstation) Bills f or Collection Returned Unpaid

Local Rs.100/- per bill Outstation 50% of collection charges subject to minimum of Rs.100/-

NOTE: 1. For cash transactions additional charges of 25% over the rates mentioned to be levied. 2. In case of SIBC additional charges of 25% over the rates mentioned under (bills) to be levied. 3. Postage at prescribed rate would be levied in addition to above service charges.

11. QCC for selected Centres Credit on 7 t h working day i. ii. Credit on 4
th

i) Rs.4/- per thousand or part thereof min Rs.20/-, Max.Rs.20000/-per cheque

working day

ii) Rs.5/- per thousand or part thereof min. Rs.40/- Max. Rs.20000/- per cheque

iii.

Immediate credit

iii) Rs.4/- per thousand or part thereof min. Rs.20/-, Max.Rs.20000/- + int. @ PLR for 9 days

iv.

Return of cheques

iv) 50% of usual commission with a min. Rs.100 per chq.+int @PLR.

Note- For QCC Services postage/courier charges at prescribed rate would be levied in addition to above service charges.

:9: (PART D ANCILLARY SERVICES)

Particulars 12. SAFE CUSTODY CHARGES : i. Account opening charges Free

Service Charges

ii. Sealed Covers iii. Sealed Boxes i) Small boxes(upto 1000cub.cm.) ii) Medium boxes(upto 8000cub.cm.) iii) Large boxes(abv.8000cub.cm.)

Rs.250/- per cover p.a.

Rs.500/- p.a. Per box Rs.1000/- p.a. per box Rs.2500/- p.a. per box

iv. Banks Own Deposit Receipts 13. I) Gift Cheques ii). Rupee Travellers Cheques 14. Loss of Token 15.1Charges f or issue of solvency certificate a) Upto Rs.5 lac b) Above Rs. 5 lac to Rs.10 lacs

Free Free Free Rs.100/- per token

Rs.500/Rs.200/- per lac or part thereof. Max. Rs.1500/-

c) Above Rs.10 lacs to Rs.50 lacs d) Above Rs. 50 lacs 15.2 Enquiry relating to old records (if the enquiry is for an item m ore than 12 months old) 15.3 Providing Credit/conf idential Report 15.4 Postal Tariff i. Ordinary Post ii. By Registered post/Speed Post/Courier iii. Telegrams/Fax

Rs.150/- per lac. Min.Rs.3000/Flat rate of Rs.12000/Upto 36 m onths- Rs.50/- per record Beyond 36 months Rs.100/- per record

Free

Free Rs.50/Rs.100/Note : Actual charges to be levied for bulk items/ text/International Couriers.

15.5 At Par Dividend/Interest/ Redemption Warrants and Refund Orders i. ii. iii. iv. Handling charges per warrant issued Processing charges Communication charges Interest for delayed funding Rs.10/Rs.5000/Rs.600/- per paying center PLR+4%

:10:

(PART E FOREIGN EXCHANGE)

Particulars 16. Foreign Exchange Transactions: Remittance outward - On all foreign currency, outward remittances not being proceeds of import bills 17 Rem ittance inward 17.1 Encashment of TTs/ purchase of MTs/ DDs in respect of which cover has been received in Nostro Accounts 17.2 Encashment of TTs/ purchase of MTs/ DDs in respect of which cover has not been received in nostro accounts

Service Charges

0.10% min.Rs.100/-

Current T.T. buying rates. No exchange margin or interest charged.

Current T.T. buying rates + exchange margin @ 0.125% interest @ dom estic commercial rate f or a transit period of 15 days.

17.3 Encashment of customers personal chq.s, DDs, international money orders, Bankers Pay Orders payable abroad.

Current T.T. buying rates + exchange margin @ 0.125% interest @ dom estic commercial rate f or a transit period of 15 days

17.4 Clean payments ef fected under instruction from foreign correspondent 17.5 Clean payments where the inward remittance has been execut ed in foreign currency by issuing Demand Draft/ Pay order/ Telegraphic Transfer 17.6 Traveller cheques (foreign currency) For Rupee equivalent payable by customer

Rs.100/- flat

0.10% min. Rs.50/-

0.10% Min. Rs. 100/-

Where f oreign currency payable by customer

0.25%

Issuance of foreign currency

0.25%

:11: PART F : SERVICE CHARGES FOR NON-PRIORITY SECTOR ADVANCES AND PRIORITY SECTOR ADVANCES OTHER THAN AGRICULTURE (For both Individual and Non-Individual Customers) Particulars 18. Processing charges for advances (including TL and Non-fund based facilities) i) Upto Rs.25000 ii) Above Rs.25000 to Rs. 2 lac iii) Above Rs. 2 lac to Rs. 5 lacs iv) Above Rs. 5 lacs to Rs. 50 lacs NIL Rs.500/Rs.500/-250 per lac or part thereof @0.25% of sanction amount (min.Rs.1250/MaxRs.12500/-) @0.30% of sanction amount (min.Rs.15000/MaxRs.30000/-) @0.40% of sanction amount (min.Rs.40000/Max Rs.20 lac/-)
The Above Charges will be Appplicable for Renewal also. In Case of Non Fund Based limits 50% of above mentioned charges Note-No processing charges in case of bank guarantee secured by 100% cash/or banks time deposit In case of consortium/cs as agreed in the consortium

Service Charges

v) Above Rs. 50 lacs to Rs.100 lac Vi) Above Rs.100 lac

19. Adhoc sanctions :

Nor mal processing char ges for the period of sanction on pr o-rata basis or till adjustment whichever is later subject to Min of Rs.1000/-for loans upto Rs10 Lac, M in of Rs5000/- for loans above Rs 10 lac and upto Ra 100 lac and @.04% of sanctioned limit for loans over Rs.100Lac

20. Advance against units of LIC/ Mutual Funds/NSCs i) Upto Rs. 25000/ii) Above Rs. 25000 to Rs. 1 lac iii) Above Rs. 1 lac to Rs. 2 lacs iv) Above Rs. 2 lacs Nil Rs.750/Rs.2000/1% of sanction amt. Max. Rs.15000/-

21. Advance against banks own time deposit receipts

NO charges

:12: Particulars 22.ADVANCES AGAINST SHARES 23. Handling charges for advances against shares and units of LIC Mutual Fund and UTI Deleted Service Charges 1% of am ount sanctioned (Min. Rs.500/-)

24. Inspection charges NIL Rs.250/- per inspection Rs1000/ - per inspection Rs.1500/- per inspection Rs.5000/- per inspection Rs.10000/- per inspection

i)Upto Rs.50000 i) AboveRs5000to Rs.2 lakh ii) Above Rs.2 lakh to Rs.25 lakh iii) Above Rs.25 lakh to Rs.50 lakh iv) Above Rs.50 lakh to Rs.1 crore v) Above Rs.1 crore

26. SUPERVISION CHARGES Deleted

27. COMMISSION ON BANK GAURANTEE Perf ormance Guarantee (P) Guarantee Financial (F) 1. Upto Rs.1.00 crore 2. Above Rs.1.00 crore to Rs.10.00 cr

. (P) :Rs.200 + 2% p.a (F) :Rs.200 +3% p.a

(P):Rs.200 +1.5% p.a (F) :Rs200 +2.5% p.a (P): Rs.200 +1.% p.a (F) :Rs200 + 2.% p.a

3. Above Rs.10.00 crore to Rs.50.00 cr

:13: Particulars 4.Above Rs.50.00 crore Service Charges (P):Rs.200 +.75% p.a (F):Rs.200 + 1.5% p.a

v. Refund of Guarantee CommissionIn case of guarantees tendered for cancellation bef ore the date of expiry, only a portion of guarantee commission be refunded. Accordingly, an amount computed at half the original rate f or unexpired period of guarantee less three months ensuring that the commission for minimum period as applicable is recovered

Guarantee Commission @25% of norm al charges on guarantee backed by 100% cash margin/deposits.

Renewal of Guarantee: Same as applicable f or issuance of fresh guarantee except that the claim period be not charged if that renewal is affected before the expiry date of the original guarantee

29. COMMITTMENET CHARGES

The Commitment charges are applicable to all borrowers enjoying working capital limit of Rs.1 crore and above. The commitment charges are to be levied @0.25%p.a. on the unavailed portion of operating/drawing limit. Tolerance level 25% of quarterly operating limit is permissible

30. UPFRONT FEES FOR TERM LOANS

Upfront fees be recovered in case of all term loans, over Rs.2 lakhs at the following rates: i) Above Rs.2.0 lacs to Rs.50 lacs - 1% ii) Above Rs.50 lacs - 0.50% subject to Minimum of Rs.50,000/Exempted categories: Other priority sector advances, government sponsored schemes, agriculture advances, export oriented units, retail lending scheme including car loans, direct housing finance.

31 .LEAD BANK CHGS. On Fund Based working Capital Limits 1. Upto Rs.10 crore 2. Above Rs.10 crore to Rs.50 cr 3. Above Rs.50 cr

@0.30% @.25% subject to Min of Rs.3.00 lac @.25% maximum of Rs.40 lac ( Charges are per annum and to be recovered on totalconsortium limits)

:14: Particulars 31.1 PREPAYMENT CHARGES Service Charges

Prepayment penalty @1% of amount prepaid in all Term Loan accounts o f Rs.20 lac and abo ve.

31.2 No Objection Certificate (NOC) for raising of funds, creation of charge etc.: For borrowers availing limits i) Upto Rs.10 lacs ii) Above Rs.10 lacs to Rs.50 lacs iii) Above Rs.50 lacs to Rs.100 lacs iv) Above Rs.100 lacs Rs.1000/- per certificate Rs.2000/- per certificate Rs.3000/- per certificate Rs.10,000/- per certificate

31.3 Restructuring of Accounts : a) Above Rs.2 lac and upto Rs.300 lac - @0.02% of the amount restructured with minimum of Rs.500/- & Max of Rs. 5,000/b) Above Rs.300 lac and upto Rs.600 lac - @0.03% of the amount restructured with Maximum of Rs.15,000/c) Above Rs.600 lac- @0.05% of the amount restructured with Maximum of Rs.10 lacs

31.4 FCNR (B) LOANS a) For Sanction of FCNR(B) Loans- Usual upf ront fee of term loan to be recovered Plus Usual arranagement fee of Rs25,000/- (as per IDs Circulars ) to be recovered. b) For Conversion of sanctioned Rupee lim it into FCNR(B) loan- Usual arrangement fee of Rs.25,000/-(as per IDs Circular) +conversion fee on case to case basis.

ISSUANCE OF SOLVENCY CERTIFICATE Solvency Certificate a) Up to Rs.10 Lac-Rs600/b) Above Rs.10 lac to Rs.50 lac- @Rs.250 per lac or part thereof Max Rs.5000 c) Above Rs.50 lac to Rs.100 lacRs.10,000 d) Above Rs.100 lac-Rs.15,000

:15: PART G : RETAIL LOANS

Particulars 32.1 Loan processing charges i) Housing Loan

Service Charges

1% of loan amount with a minimum of Rs.1000/ (excluding loan sanctioned under group housing scheme) subject to waiver given by C.O. from time to time.

ii) Centbuy

Rs.200/- per proposal.

iii) Cent Trade Upto Rs.25000/Above Rs.25000/- upto Rs.2 lacs Above Rs.2 lacs upto Rs.50 lacs Nil Rs.250/- per proposal. 0.5% of loan amount.

iv) Cent Mortgage

0.5% of loan amount

v) Cent Rental

0.5% of loan amount

vi) Cent Vyapari

Rs. 1000/- per proposal

vii) Cent Computer

Rs.100/- per proposal

viii) Cent Vidyarthi

Nil

ix) Loans to pensioners

Nil

x) Cent Multipurpose (Combination of Housing loan with Consumer loan &/or Personal Loan)

50% of processing charges as applicable for the particular scheme

xi) Personal Loan Scheme to Corporate Employees

Rs.500/- per proposal

xii) Personal Loan Scheme to other than Corporate Employees

Rs.500/- per proposal

xiii) Loans to Teachers

Rs.500/- per proposal

xiv) Cent Vehicle

2-W heelers Rs.500/- per proposal 4- Wheelers- Rs. 2000/- per proposal

:16: Particulars xv) Cent Jewel Service Charges Rs.500/- per proposal

xvi) Cent Vivah

NIL

xvii) Cent Safar 32.2 Other charges for Retail Loans: i) Prepayment charges

Rs.1000/- per proposal

Nil in case borrower repays entire loan amount out of his own sources 1% of outstanding amount if account is taken over by ot her banks/FIs.

ii) Charges for late payment of EMI

Additional 2% penal interest on applicable rate of interest

iii) Charges for changing from fixed to floating rates of interest (Housing Loan) iv) Charges for changing from floating to fixed rates of interest (Housing Loan)

1% service charges on the balance outstanding as on the date of changeover 1% service charges on the balance outstanding as on the date of changeover.

NOTE: Charges for Retail Loans are subject to change from tim e to tim e, looking to the market conditions. As such, latest charges of the individual schemes, as notified by Credit Dept., should be consulted.

PART H: SERVICE CHARGES FOR PRIORITY SECTOR ADVANCES

(For both

Individual and Non-Individual Customers)

Particulars 33. Processing charges

Service Charges Processing charges will be the same as applicable to non-priority sector advances.

34. Adhoc sanctions

Adhoc sanction charges will be the same as applicable to non-priority sector advances

35. Inspection Charges

Inspection charges will be the same as applicable to non-priority sector advances

Exempted Categories:

Loans allowed under Govt. sponsored Schemes viz. SJSRY, PMRY, SGSY, Educational Loans

:17:

PART I: AGRICULTURAL ADVANCE DIRECT AND INDIRECT

(For both Individual

and Non-Individual Custom ers) Particulars 36. Processing, Inspection and Incidental charges (on Short Term loans & Term loans) : Upto Rs. 50000 Nil Service Charges

Above Rs. 50000 to Rs. 2 lacs

Rs.500/-

Above Rs. 2 lacs to Rs. 5 lacs

Rs.1000/-

Above Rs. 5 lacs Above charges to be levied per borrower per annum Exempted Categories

Rs. 200 per lac max. Rs. 1 lac

SHG, Swarozgaris under SGSY, all weaker section borrowers, PACS and FSS

PART J- SERVICE CHARGES FOR INLAND LETTER OF CREDIT

37.1.GENERAL:

(A) (i)Commission must be charged when a L.C. is opened OR amended and no refund may be allowed in any circumstances whatsoever, whether a credit is cancelled, is only partly availed of or expires wholly availed of. (ii) All charges in respect of advance bills and/or bills under Letter of Credit are for the account of applicant. (iii) The charges made under these rules shall be levied irrespective of whether a margin is obtained or not and shall not be refunded in any event except a genuine mistake in collection them on the part of the bank. (iv) Out of pocket expenses such as postage, telegram, telexes, cables shall be collected in addition to the charges detailed below: (B) For the purpose of this rule an irrevocable credit constitutes a definite undertaking of the issuing bank, to honour documents strictly drawn in Terms and conditions of the credit which cannot be amended or cancelled without the agreement of the issuing bank, the confirming bank(if any) and the benef iciary, whereas a confirmed letter of credit is one which carries the confirmation of an advising bank and such confirmation constitutes a definite undertaking of such bank (the confirming bank) in addition to that of issuing bank. (C) W hen the Inland Let ter of Credit opened by the bank is advised/confirmed by its own branch, the advising/confirming branch of that bank. Will not be entitled to the advising/conf irming commission.

:18:

37.2(A) On the inland letter of credit, the following charges, with a minimum of Rs.100/shall be collected: (a) A Usance charge accounting to the trainer of the bill @ (i) 2.30% p.a for the usance period for complete month or part thereof. In case of sight bills/usance for less than 1 month, minimum one month charges as given below 2.05% Min-Rs 500/(b) A commitment charge : @1.03% with m in f or a period of 1 month or part thereof For extension:@1.03% For Increase in amount: Usance & Commitment charges shall be applicable with min of Rs.500/And

37.3 Revolving Letters of Credit: Sam e as LC opening charges + oneach reinstatement usance charges @2.30% p.a according to tenor and commitment charge of 1.10% p.a on reinstated amount Min Rs.500/-

:19: 37.4 Advising Inland Letters of Credit: @.05% with minimum of Rs.500/- without adding confirmation. Further commission of Rs.300/- f or advising each am endment

37.5 Confirmation of Inland Letters of Credit: As applicable to LC opening charges

37.6 Transferable Letters of Credit Rs.500/- per transfer

( The transfer charges shall be levied on the acco unt of first beneficiary o f the cr edit unless otherwise specified)

On all letters of credit calling f or Usance drafts to be drawn on and accepted by banks, an acceptance commission shall be charges at the rate of 2..30% p.a. with a minimum of Rs.500/-p.a.

If a charge is to be collected from the beneficiary and he ref uses to pay the charges. It must be collected from the opener (applicant for the credit).

37.7 Negotiation Charges: The negotiating bank/branch shall levy negotiating charges at the following rates: For bills upto Rs.2.50 lakh: @0.40% with a minimum of Rs.500/-.

For bills over Rs.2.50 lakh, @0.26% with a minimum of Rs.1000/- plus discount at applicable rate of interest from the date of negotiation to the date of reimbursement.

37.8 Out of Pocket Expenses: All out of pocket expenses such as postages, telegrams, telexes, cables shall be collected from the benef iciary unless otherwise specified.

:20: 37.9 Guarantees on accounts of discrepancies in documents: A commission 0.25% with a minimum of Rs.500/- shall be charged for joining in customers guarantee and for giving guarantees on behalf of customers to other banks in respect of discrepancies in documents negotiated under letters of credit, when payment received under reserve is credited to the beneficiarys account. However, no such charge should be recovered if money received under reserve at the request of the customer is not parted with.

When called upon to ref und payment made under reserve (general or specific reserve), bank will pay to the negotiating bank (in case of restricted LCs) the face value of the bill together with interest at the commercial rate of negotiating bank plus charges, Interest/charge, if any. W ould be for customers account.

37.10 Clean payment received under letter of credit: A f lat charge of Rs.250/- will be levied by the beneficiarys bank for receiving clean paym ent and crediting beneficiarys account.

37.11 Certificates:

When the beneficiary asks for attestation of commercial invoice at the time of negotiation/collection, such attestation, may be done f ree of charge but should the beneficiary ask for attestation of invoices on a subsequent occasion, then charge of Rs.25/- per invoice. In case of LCs backed by 100% cash m argin , charges at 25% of normal charges to be levied subject to a min of Rs 500/-

37.12. Documentation Charges a) Up to Rs. 2 Lacs- NIL b) Above Rs. 2 lacs to Rs. 10 lacs c) Above Rs. 10 lacs to Rs. 50 lacs d) Above Rs. 50 lacs

- Rs. 250 per lac Max Rs. 2500/- Rs. 230 per lac Min Rs2500/- Max Rs. 11,500/- Rs. 200 per lac Min Rs11,500/- Max Rs. 20,000/-

:21: Schedule III- SPECIALISED CORE BANKING SERVICES BY CBS BRANCHES (For both Individual and Non-Individual Customers) Type of Transaction / Branch 1. Cost of MCC Cheque Book S/B accounts, C/D,C/C & O/D accounts (As per eligibility criteria under Para 3 above) 2. Cash Withdrawals At Home Branch No restriction on amount. Free Rs. 3.00 per leaf Rs. 6.00 per leaf Restrictions Charges

At any non-home CBS branch

Upto Rs.25000/-

Free

Above Rs. 25,000/- to Rs. 50,000/- f or both intra-city and intercity.

Rs. 2.00 per thousand with minimum charge of Rs. 25/-

Max Rs. 50,000/- per day only.

3. Cash Deposits

At Home Branch

No restriction on amount.

Free

At any non-home CBS branch.

No restriction on amount

Free

4. Clearing Credits

(i.e. cheque drawn on Nonhome city bank/branch and presented there, to be credited in the customer A/c at home branch).

At Home Branch

NIL

At any CBS Branch in the same city At any outstation CBS Branch

NIL

NIL

:22:

5.Clearing Debits

At Home Branch

NIL

NIL

At any CBS Branch in the same city

NIL

NIL

At any outstation CBS branch Only Multicity Cheques are permitted. -Rs. 50,000/- per transaction. Rs.2.50 per Rs.1000/or part thereof -do-

-Rs. 5.00 lakhs per day at RBI centres -Rs. 2.00 lakhs per day at non RBI centres. 6. Transfer transactions

(Min Rs.150/- & Max Rs.2000/-).

From Home Branch to any CBS Branch in the same city or vice versa

For transfer between own A/c between two CBS branches.

Free

From Home Branch to any outstation CBS Branch or vice versa

For transfer between two different A/cs of different customers between two CBS branches, whether intra-city or intercity, and for intercity transf er between own accounts.

Rs.25/- for upto Rs.5.00 lacs Rs.50/- for above Rs.5.00 lacs (for both local & outstation)

:23:

(7) QUARTERLY AVERAGE MINIMUM BALANCE REQUIREMENT AND INCIDENTAL CHARGES FOR NON MAINTAINANCE OF THE SAME A. FOR SAVING BANK ACCOUNTS (CBS BRANCH) AREA OF BRANCH MINIMUM QAB REQUIREMENTS QUARTERLY INCIDENTAL CHARGES FOR NONMAINTENANCE OF QAB Rural Semi-urban Urban/Metro 250/500/1000/Rs.30/Rs.60/Rs.75/-

B. FOR CURRENT ACCOUNTS (CBS BRANCH) AREA OF BRANCH MINIMUM QAB REQUIREMENTS QUARTERLY INCIDENTAL CHARGES FOR NONMAINTENANCE OF QAB Rural Semi-urban Urban Metro 3000/3000/5000/7000/Rs.150/Rs.225/Rs.300/Rs.450/-

(Note:- i) Charges for services other than those mentioned hereinabove will remain same for both CBS and non-CBS branches ii) Pensioners, Staff/Retired Staff, Students & Senior Citizens above 70 years of age are exempt from Minimum balance requirement)