A Great Product For Many Needs !!

For Internal Training and Circulation Only

MNYL's Life Partner Plus Offers Three Benefits

1. Guaranteed financial protection for life; Guaranteed money back for 15 years. 2. Bonus declared every year from 3rd policy year onwards. 3. Additional protection through various riders.

Life Partner Plus at a Glance

For Internal Training and Circulation Only

Life Partner Plus A Plan For 3 Generations

Mr Ashok Gupta, age 35yrs, is the payor and his son Arvind, age 2 yrs, is the life to be insured
Customer gets Tax Benefit u/s 80 C Mr. .Gupta pays for 10years Additional flow of income every year till age 74 Arvind has opportunity to withdraw every year from age 33-74 Phase IV 41 yrs At Maturity Arvind has opportunity to get approx equal amount of the money he has withdrawn in Phase IV

Phase II 10 yrs

Mr. .Gupta waits for the next 10 years Phase III 10 yrs

Phase I 10 yrs

Mr. Gupta withdraws for the next 10 years Tax-free withdrawal

Mr. Ashok Gupta (1st Generation) pays premium for 10 years and gets tax benefit u/s 80 C Mr. Ashok Gupta can withdraw total premium paid in the next 10 years - Tax free Mr. Ashok Gupta waits for the next 10 years. When Arvind (2nd Generation) is 33 yrs old, he has the opportunity to withdraw (approx double of what Mr. Gupta (1st Generation) has paid as premium every year ) till he is 74 yrs (useful addl. income while he is working & on retirement). When Arvind is 75 yrs old, he can gift the maturity value (approx. equal amount of money withdrawn by him from age 33 to 74) to his son Amar Gupta (3rd Generation).
Above example is based on of illustration @ 10%

For Internal Training and Circulation Only

Life Partner Plus A Perfect Retirement Plan

Mr. Mahesh Sharma, age 35 yrs, is the Life to be insured and has taken LPP to take care of his retirement needs

Customer gets tax benefit u/s 80C

Mr. Sharma pays for 10 years

At Maturity Mr. Mahesh has the opportunity to get approx 1.5 times of the base SA Phase II 10 yrs Phase III Mr. Sharma has the opportunity to withdraw approx twice the premium he had paid every year till he is 74 years

Phase I 10 yrs

Mr. Sharma waits for the next 10 years

Mr. Mahesh Sharma pays premium for 10 years (From age 35 to 44) Mr. Sharma waits for the next 10 years (From Age 45 to 54) When Mr. Sharma is age 55 he has the opportunity to withdraw (approx twice the amount of premium he invested every year) till age 74 and take care of his retirement needs At age 75 Mr. Sharma can get a maturity that is equal to approx thrice the amount of the base Sum Assured & this can be used for legacy planning.

Above example is based on of illustration @ 10%

For Internal Training and Circulation Only

Life Partner Plus A Perfect Gift For The Child

Mr. Hitesh Shah, age 35yrs, is the payor and his son Jignesh, age 2 yrs is the life to be insured
Gets tax benefit u/s 80C Mr. Shah pays for 7 years

At Maturity Jignesh has a opportunity to get approx 200 times of premium Invested per month Phase II 21 yrs Mr. Shah waits for the next 21 years Jignesh wait till he is 60 years Phase III 30 yrs Phase IV 15 yrs Jignesh has the opportunity to withdraw amount equal to the total premium invested in 7 years from age 61 to 74 yrs An Option at the beginning of Phase IV : Jignesh at age 60 has an opportunities to withdraw approx 6 times of the total premium invested by Mr. Shah in the initial 7 years

Phase I 7 yrs

An Option at the End of Phase II : Mr. Shah has the Opportunity to withdraws approx 4 times of the total premium he had invested in the first 7 years

Mr. Shah pays premium for 7 years Mr. Shah waits for the next 21 years Mr. Shah has the opportunity to withdraw approx 4 times of the premium invested in the first 7 yrs Jignesh waits till he is of age 60 yrs Jignesh has the opportunity to withdraw (equal to approx the premium invested In the first 7 yrs) every year from age 61 to 74. At maturity, Jignesh has the opportunity to get approx 200 times of premium invested /month by Mr. Shah

Above example is based on of illustration @ 10%

For Internal Training and Circulation Only

Life Partner Plus A Comparison

Above comparison is based on features available in competition brochures and websites.

For Internal Training and Circulation Only