The web should be fast.

Executive Summary

Performance Report for:

http://www.panin.co.id/
Report generated: Tuesday, July 9, 2013, 4:20 AM -0700
Test Server Region: Vancouver, Canada Using: Firefox (Desktop) 14.0.1, Page Speed 1.12.16, YSlow 3.1.6

Page Speed Grade:

YSlow Grade:

(48%) Avg: 78%

Page load time: 7.03s Total page size: 569KB

(66%) Avg: 78%

Total number of requests: 68

Priority Issues (Top 5)

Combine images using CSS sprites Leverage browser caching Enable gzip compression Specify a Vary: Accept-Encoding header Defer parsing of JavaScript F (0) F (6) F (38) C (73) C (79) 9 % 6 % 9 % 0 % 7 % Avg 6 Score: 69% Avg 5 Score: 56% Avg 7 Score: 79% Avg 9 Score: 90% Avg 6 Score: 67% Images Server Server Server JS Medium High High High High

How does this affect me? What do these grades mean?

Studies show that users leave a site if it hasn't loaded in 4 seconds; keep your users happy and engaged by providing a fast performing website. As if you didn't need more incentive, Google has announced that they are using page speed in their ranking algorithm. This report is an analysis of your site with Google and Yahoo!'s metrics for how to best develop a site for optimized speed. The grades you see represent how well the scanned URL adheres to those rules. Lower grades (C or lower) mean that the page can stand to be faster using better practices and optimizing your settings.

About GTmetrix
We can help you develop a faster, more efficient, and all-around improved website experience for your users. We use Google Page Speed and Yahoo! YSlow to grade your site's performance and provide actionable recommendations to fix these issues.

What's in this report?

This report covers basic to technical analyses on your page. It is categorized under many headings: Executive: Overall score information and Priority Issues

About the Developer

GTmetrix is developed by the good folks at Gossamer Threads, a Vancouver-based company with over 16 years experience in web technology. www.gossamer-threads.com

History: Graphed history of past performance Waterfall: Graph of your site's loading timeline Technical: In-depth Page Speed & YSlow information These will provide you with a snapshot of your performance.

History
Page load times
20 s

15 s

10 s

5s

0s Jun 4 Jun 7 Jun 10 Page Load Time Jun 13 Jun 16 Jun 19 Jun 22 Jun 25 Jun 28 Jul 1 Jul 4 Jul 7 HTML D/L Time

Page sizes and request counts

120

1 MB

100

977 KB 80 488 KB 60 Jun 4 Jun 7 Jun 10 HTML Size Jun 13 Jun 16 Jun 19 Jun 22 Jun 25 Jun 28 Jul 1 Jul 4 Jul 7

Total Page Elements

Total Page Size

Page Speed and YSlow scores

80% 70% 60% 50% 40% 30% Jun 4 Jun 7 Jun 10 YSlow Score Jun 13 Jun 16 Jun 19 Jun 22 Jun 25 Jun 28 Jul 1 Jul 4 Jul 7 Page Speed Score

Waterfall
The waterfall graph displays the loading behaviour of your site in Firefox. It can be used to discover simple issues such as 404's or more complex issues such as external resources blocking page rendering.
Panin Bank GET www.panin.co.id200 OK panin.co.id GET master.css GET mattkruse.css GET jquery.js GET global.js GET content.js GET home.js GET mattkruse.js 200 OK panin.co.id 200 OK panin.co.id 200 OK panin.co.id 200 OK panin.co.id 200 OK panin.co.id 200 OK panin.co.id 200 OK panin.co.id 23.1 KB 346 B 516 B 92.6 KB 3 KB 870 B 669 B 2.7 KB 448ms 468ms 641ms 653ms 1.12s 1.6s 422ms 426ms 3.23s

GET WebResource.axd?d=SfnZNq9i4hbSxzN4bzpf9w2&t=635012858541879083 200 OK panin.co.id 21.2 KB

GET ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytl-Iyg3kOOwb6LXzIg9uj_T9mbyP-pR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab238 301 Moved panin.co.id Permanently 290 B 517ms GET paninbank_logo.png 200 OK panin.co.id GET reset.css GET global.css 200 OK panin.co.id 200 OK panin.co.id 1.4 KB 674 B 484 B 986 B 423 B 1.2 KB 430 B 252 B 11.4 KB 1.6 KB 834 B 666 B 618 B 1.7 KB 379 B 321 B 909 B 141 B 862 B 64 B 965ms 1.48s 1.65s 1.69s 1.67s 1.87s 1.89s 2.89s 5.23s 3.18s 2.34s 2.58s 2.82s 2.97s 3.64s 3.8s 3.66s 268ms 338ms 382ms 513ms 1.5s 627ms 584ms 756ms 806ms 207ms 245ms 408ms 415ms 500ms 619ms 640ms 741ms 823ms 1.07s 1.28s 1.27s 1.47s 1.46s 1.48s

GET ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytl-Iyg3kOOwb6LXzIg9ujOmLyhGhETEEAzqq7K5RS1_hGgnBSKpya6VKG7EG9UW41&t=16a 200 OK panin.co.id 38.9 KB 2.36s

GET jquery.megamenu.css 200 OK panin.co.id GET tiny_slider.css 200 OK panin.co.id GET jquery.fancybox.css?v=2.0.6 200 OK panin.co.id GET css_codabubble.css 200 OK panin.co.id GET select_styled.css 200 OK panin.co.id GET style.css 200 OK panin.co.id GET tips_keamanan_bertransaksi.png 200 OK panin.co.id GET edukasi_masyarakat.gif 200 OK panin.co.id GET ayo_ke_bank.png 200 OK panin.co.id GET 3p.gif GET script.js 200 OK panin.co.id 200 OK panin.co.id

GET float_img_home.png 200 OK panin.co.id GET float_img_login.png 200 OK panin.co.id GET float_img_rate.png 200 OK panin.co.id GET float_img_calc.png 200 OK panin.co.id GET float_img_loc.png 200 OK panin.co.id GET float_bg.gif 200 OK panin.co.id

GET kep_07062013_070610-xxx_10062013_090713.jpg 200 OK panin.co.id 70.1 KB GET frequent-flyer-xxxxx_10062013_090056.jpg 200 OK panin.co.id 86.1 KB GET g-website-pengumuman-psb-x-2nd-h-193x106-ind_18062013_044436.jpg 200 OK panin.co.id 31.6 KB GET login-individu.jpg 200 OK panin.co.id GET login-bisnis.jpg 200 OK panin.co.id GET arrow_prev.png 200 OK panin.co.id GET arrow_next.gif GET foot_call.png 200 OK panin.co.id 200 OK panin.co.id 4.1 KB 3.6 KB 182 B 105 B 310 B 287 B 334 B 1.4 KB 3.8 KB 1.1 KB 3.8 KB 17.2 KB 3 KB 815 B 1.2 KB 1014 B 499 B 932 B

GET foot_mobile.png200 OK panin.co.id GET foot_world.png 200 OK panin.co.id GET jquery.simple-watermark.js 200 OK panin.co.id GET portamento-min.js 200 OK panin.co.id GET easytabs.js 200 OK panin.co.id GET jquery.megamenu.js 200 OK panin.co.id GET jquery.fancybox.pack.js 200 OK panin.co.id GET jquery.fancybox-media.js?v=1.0.0 200 OK panin.co.id GET codabubble.js 200 OK panin.co.id GET select_styled.js 200 OK panin.co.id GET jquery.filestyle.js200 OK panin.co.id GET src_submit.png 200 OK panin.co.id GET home_banner_line.jpg 200 OK panin.co.id

GET scriptresource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytl-Iyg3kOOwb6LXzIg9uj_T9mbyP-pR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab2387 200 OK panin.co.id 99.3 KB 3.56s

GET home_cont_bg.png 200 OK panin.co.id GET home_cont_block_bg.png 200 OK panin.co.id GET home_cont_block_news.png 200 OK panin.co.id GET bullet_home_arrow.png 200 OK panin.co.id GET home_cont_block_shadow.jpg 200 OK panin.co.id GET home_cont_block_mobile.png 200 OK panin.co.id GET home_cont_block_bg_login.jpg 200 OK panin.co.id GET home_cont_block_login.png 200 OK panin.co.id GET home_block_tab_hov.png 200 OK panin.co.id GET table_01_home_head.png 200 OK panin.co.id GET foot_call_top_left.gif 200 OK panin.co.id GET ga.js GET nav_individu_hov.png 200 OK panin.co.id GET nav_business_nor.png 200 OK panin.co.id GET nav_about_nor.png 200 OK panin.co.id 68 Requests

280 B 293 B 1.4 KB 105 B 701 B 2.3 KB 3.5 KB 1.2 KB 247 B 199 B 115 B

223ms 227ms 230ms 420ms 472ms 472ms 459ms 490ms 627ms 686ms 714ms 127ms 589ms 628ms 737ms 6.69s (onload: 7.03s)

200 OK google-analytics.com 15.2 KB 1.1 KB 1.1 KB 1.2 KB 568.9 KB

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Page 4 of 16

Page Speed Recommendations

RECOM M ENDATION Combine images using CSS sprites GRADE F (0) RELATIVE TYPE Images PRIORITY Medium Avg 6 Score: 69% 9 % The following images served from panin.co.id should be combined into as few images as possible using CSS sprites. http://www.panin.co.id//app_themes/images/buttons/3p.gif http://www.panin.co.id//app_themes/images/buttons/ayo_ke_bank.png http://www.panin.co.id//app_themes/images/buttons/edukasi_masyarakat.gif http://www.panin.co.id//app_themes/images/buttons/tips_keamanan_bertransaksi.png http://www.panin.co.id//app_themes/images/icons/foot_call.png http://www.panin.co.id//app_themes/images/icons/foot_mobile.png http://www.panin.co.id//app_themes/images/icons/foot_world.png http://www.panin.co.id/app_themes/images/backgrounds/float_bg.gif http://www.panin.co.id/app_themes/images/backgrounds/foot_call_top_left.gif http://www.panin.co.id/app_themes/images/backgrounds/home_block_tab_hov.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_bg.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg.png http://www.panin.co.id/app_themes/images/backgrounds/table_01_home_head.png http://www.panin.co.id/app_themes/images/buttons/arrow_next.gif http://www.panin.co.id/app_themes/images/buttons/arrow_prev.png http://www.panin.co.id/app_themes/images/buttons/float_img_calc.png http://www.panin.co.id/app_themes/images/buttons/float_img_home.png http://www.panin.co.id/app_themes/images/buttons/float_img_loc.png http://www.panin.co.id/app_themes/images/buttons/float_img_login.png http://www.panin.co.id/app_themes/images/buttons/float_img_rate.png http://www.panin.co.id/app_themes/images/buttons/nav_about_nor.png http://www.panin.co.id/app_themes/images/buttons/nav_business_nor.png http://www.panin.co.id/app_themes/images/buttons/nav_individu_hov.png http://www.panin.co.id/app_themes/images/buttons/src_submit.png http://www.panin.co.id/app_themes/images/icons/home_cont_block_login.png http://www.panin.co.id/app_themes/images/icons/home_cont_block_news.png http://www.panin.co.id/app_themes/images/others/bullet_home_arrow.png Leverage browser caching Avg Server High 5 Score: 56% 6 % The following cacheable resources have a short freshness lifetime. Specify an expiration at least one week in the future for the following resources: http://www.panin.co.id//app_themes/images/buttons/3p.gif (expiration not specified) http://www.panin.co.id//app_themes/images/buttons/ayo_ke_bank.png (expiration not specified) http://www.panin.co.id//app_themes/images/buttons/edukasi_masyarakat.gif (expiration not specified) http://www.panin.co.id//app_themes/images/buttons/tips_keamanan_bertransaksi.png (expiration not specified) http://www.panin.co.id//app_themes/images/icons/foot_call.png (expiration not specified) http://www.panin.co.id//app_themes/images/icons/foot_mobile.png (expiration not specified) http://www.panin.co.id//app_themes/images/icons/foot_world.png (expiration not specified) http://www.panin.co.id//app_themes/images/others/paninbank_logo.png (expiration not specified) http://www.panin.co.id/app_themes/images/backgrounds/float_bg.gif (expiration not specified) http://www.panin.co.id/app_themes/images/backgrounds/foot_call_top_left.gif (expiration not specified) http://www.panin.co.id/app_themes/images/backgrounds/home_banner_line.jpg (expiration not specified) http://www.panin.co.id/app_themes/images/backgrounds/home_block_tab_hov.png (expiration not specified) http://www.panin.co.id/app_themes/images/backgrounds/home_cont_bg.png (expiration not specified) http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg.png (expiration not specified) http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg_login.jpg (expiration not specified) http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_shadow.jpg (expiration not specified) http://www.panin.co.id/app_themes/images/backgrounds/table_01_home_head.png (expiration not specified) F (6)

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Page 5 of 16

http://www.panin.co.id/app_themes/images/buttons/arrow_next.gif (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/arrow_prev.png (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/float_img_calc.png (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/float_img_home.png (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/float_img_loc.png (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/float_img_login.png (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/float_img_rate.png (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/login-bisnis.jpg (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/login-individu.jpg (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/nav_about_nor.png (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/nav_business_nor.png (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/nav_individu_hov.png (expiration not specified) http://www.panin.co.id/app_themes/images/buttons/src_submit.png (expiration not specified) http://www.panin.co.id/app_themes/images/icons/home_cont_block_login.png (expiration not specified) http://www.panin.co.id/app_themes/images/icons/home_cont_block_mobile.png (expiration not specified) http://www.panin.co.id/app_themes/images/icons/home_cont_block_news.png (expiration not specified) http://www.panin.co.id/app_themes/images/others/bullet_home_arrow.png (expiration not specified) http://www.panin.co.id/app_themes/style/css/global.css (expiration not specified) http://www.panin.co.id/app_themes/style/css/master.css (expiration not specified) http://www.panin.co.id/app_themes/style/css/reset.css (expiration not specified) http://www.panin.co.id/app_themes/style/css/style.css (expiration not specified) http://www.panin.co.id/app_themes/style/js/content.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/global.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/home.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.css (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/floating_content/portamento/portamento-min.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.css (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/jquery/jquery.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.pack.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/script.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/tiny_slider.css (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/tabs/easytabs/easytabs.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/codabubble.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/css_codabubble.css (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.css (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/upload_customize/jquery.filestyle.js (expiration not specified) http://www.panin.co.id/app_themes/style/js/lib/watermark/jquery.simple-watermark.js (expiration not specified) http://www.panin.co.id/doc/image/banner/frequent-flyer-xxxxx_10062013_090056.jpg (expiration not specified) http://www.panin.co.id/doc/image/banner/g-website-pengumuman-psb-x-2nd-h-193x106-ind_18062013_044436.jpg (expiration not specified) http://www.panin.co.id/doc/image/banner/kep_07062013_070610-xxx_10062013_090713.jpg (expiration not specified) Enable gzip compression Avg 7 Score: 79% 9 % Compressing the following resources with gzip could reduce their transfer size by 207.1KiB (70% reduction). F (38) Server High

Compressing http://www.panin.co.id/scriptresource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytlIyg3kOOwb6LXzIg9uj_T9mbyP-pR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab2387 could save 74.5KiB (75% reduction). Compressing http://www.panin.co.id/app_themes/style/js/lib/jquery/jquery.js could save 59.7KiB (64% reduction). Compressing http://www.panin.co.id/ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytlIyg3kOOwb6LXzIg9ujOmLyhGhETEEAzqq7K5RS1_hGgnBSKpya6VKG7EG9UW41&t=16ab2387 could save 29.4KiB (75% reduction). Compressing http://www.panin.co.id/WebResource.axd?d=SfnZNq9i4hbSxzN4bzpf9w2&t=635012858541879083 could save 17.1KiB (80% reduction). Compressing http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.pack.js could save 10.8KiB (62% reduction). Compressing http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.js could save 2.7KiB (72% reduction). Compressing http://www.panin.co.id/app_themes/style/js/lib/floating_content/portamento/portamento-min.js could save 2.5KiB (64% reduction). Compressing http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.js could save 1.9KiB (69% reduction). Compressing http://www.panin.co.id/app_themes/style/js/global.js could save 1.9KiB (62% reduction). Compressing http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/helpers/jquery.fancybox-media.js?v=1.0.0 could save 1.8KiB (59% reduction). Compressing http://www.panin.co.id/app_themes/style/js/lib/watermark/jquery.simple-watermark.js could save 1.0KiB (73% reduction).

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Compressing Compressing Compressing Compressing Compressing Compressing Compressing

http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/script.js could save 939B (54% reduction). http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.js could save 706B (58% reduction). http://www.panin.co.id/app_themes/style/js/lib/tabs/easytabs/easytabs.js could save 626B (57% reduction). http://www.panin.co.id/app_themes/style/js/lib/upload_customize/jquery.filestyle.js could save 536B (52% reduction). http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/codabubble.js could save 447B (54% reduction). http://www.panin.co.id/app_themes/style/js/content.js could save 405B (47% reduction). http://www.panin.co.id/app_themes/style/js/home.js could save 341B (50% reduction). C (73) Server High

Specify a Vary: Accept-Encoding header

Avg 9 Score: 90% 0 % The following publicly cacheable, compressible resources should have a "Vary: Accept-Encoding" header:

http://www.panin.co.id/ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytlIyg3kOOwb6LXzIg9ujOmLyhGhETEEAzqq7K5RS1_hGgnBSKpya6VKG7EG9UW41&t=16ab2387 http://www.panin.co.id/WebResource.axd?d=SfnZNq9i4hbSxzN4bzpf9w2&t=635012858541879083 http://www.panin.co.id/app_themes/style/js/content.js http://www.panin.co.id/app_themes/style/js/global.js http://www.panin.co.id/app_themes/style/js/home.js http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.js http://www.panin.co.id/app_themes/style/js/lib/floating_content/portamento/portamento-min.js http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.js http://www.panin.co.id/app_themes/style/js/lib/jquery/jquery.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.pack.js http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/script.js http://www.panin.co.id/app_themes/style/js/lib/tabs/easytabs/easytabs.js http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/codabubble.js http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.js http://www.panin.co.id/app_themes/style/js/lib/upload_customize/jquery.filestyle.js http://www.panin.co.id/app_themes/style/js/lib/watermark/jquery.simple-watermark.js http://www.panin.co.id/scriptresource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytl-Iyg3kOOwb6LXzIg9uj_T9mbyPpR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab2387 Defer parsing of JavaScript Avg JS 6 Score: 67% 7 % 145.3KiB of JavaScript is parsed during initial page load. Defer parsing JavaScript to reduce blocking of page rendering. http://www.panin.co.id/app_themes/style/js/lib/jquery/jquery.js (86.0KiB) http://www.panin.co.id/ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytlIyg3kOOwb6LXzIg9ujOmLyhGhETEEAzqq7K5RS1_hGgnBSKpya6VKG7EG9UW41&t=16ab2387 (35.8KiB) http://www.panin.co.id/WebResource.axd?d=SfnZNq9i4hbSxzN4bzpf9w2&t=635012858541879083 (14.2KiB) http://www.panin.co.id/ (3.3KiB of inline JavaScript) http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.js (2.6KiB) http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/script.js (1.5KiB) http://www.panin.co.id/app_themes/style/js/global.js (1.2KiB) http://www.panin.co.id/app_themes/style/js/home.js (442B) http://www.panin.co.id/app_themes/style/js/content.js (296B) Avoid CSS @import Avg CSS 9 Score: 96% 6 % The following external stylesheets were included in http://www.panin.co.id/app_themes/style/css/master.css using @import. http://www.panin.co.id/app_themes/style/css/global.css http://www.panin.co.id/app_themes/style/css/reset.css http://www.panin.co.id/app_themes/style/css/style.css http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.css http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.css http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.css?v=2.0.6 http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/tiny_slider.css http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/css_codabubble.css M inify CSS B (89) 1 % Avg 8 Score: 81% CSS High B (85) Medium C (79) High

Minifying the following CSS resources could reduce their size by 2.3KiB (15% reduction).

Minifying http://www.panin.co.id/app_themes/style/css/style.css could save 1.7KiB (17% reduction) after compression. See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.css?v=2.0.6 could save 150B (13% reduction) after compression. See optimized version Minifying http://www.panin.co.id/app_themes/style/css/master.css could save 144B (42% reduction) after compression. See optimized version Minifying http://www.panin.co.id/app_themes/style/css/reset.css could save 87B (14% reduction) after compression. See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/css_codabubble.css could save 51B (12% reduction) after compression. See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.css could save 46B (10% reduction) after compression. See optimized version Minifying http://www.panin.co.id/app_themes/style/css/global.css could save 44B (10% reduction) after compression. See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/tiny_slider.css could save 36B (9% reduction) after compression. See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.css could save 16B (7% reduction) after compression. See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.css could save 5B (1% reduction) after compression. See optimized version M inify JavaScript B (89) 9 % Avg 8 Score: 89% JS High

Minifying the following JavaScript resources could reduce their size by 10.4KiB (4% reduction).

Minifying http://www.panin.co.id/WebResource.axd?d=SfnZNq9i4hbSxzN4bzpf9w2&t=635012858541879083 could save 6.1KiB (29% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/helpers/jquery.fancybox-media.js?v=1.0.0 could save 1.5KiB (51% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/global.js could save 930B (31% reduction). See optimized version Minifying http://www.panin.co.id/scriptresource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytlIyg3kOOwb6LXzIg9uj_T9mbyP-pR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab2387 could save 393B (1% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/floating_content/portamento/portamento-min.js could save 299B (8% reduction). See optimized version Minifying http://www.panin.co.id/ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytlIyg3kOOwb6LXzIg9ujOmLyhGhETEEAzqq7K5RS1_hGgnBSKpya6VKG7EG9UW41&t=16ab2387 could save 250B (1% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/content.js could save 233B (27% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.js could save 169B (14% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/home.js could save 146B (22% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/script.js could save 120B (8% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.pack.js could save 116B (1% reduction). See optimized version Minifying http://www.google-analytics.com/ga.js could save 99B (1% reduction) after compression. See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/jquery/jquery.js could save 56B (1% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.js could save 19B (1% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/tabs/easytabs/easytabs.js could save 6B (1% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.js could save 5B (1% reduction). See optimized version Minifying http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/codabubble.js could save 1B (1% reduction). See optimized version Inline small CSS Avg CSS High 9 Score: 93% 3 % The following external resources have small response bodies. Inlining the response in HTML can reduce blocking of page rendering. http://www.panin.co.id/ should inline the following small resources: http://www.panin.co.id/app_themes/style/css/master.css Inline small JavaScript A (90) 7 % Avg 9 Score: 97% JS High A (90)

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The following external resources have small response bodies. Inlining the response in HTML can reduce blocking of page rendering. http://www.panin.co.id/ should inline the following small resources: http://www.panin.co.id/app_themes/style/js/content.js http://www.panin.co.id/app_themes/style/js/home.js M inimize redirects Remove the following redirect chain if possible: A (92) 1 % Avg 9 Score: 91% Content High

http://www.panin.co.id/ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytl-Iyg3kOOwb6LXzIg9uj_T9mbyPpR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab2387 http://www.panin.co.id/scriptresource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytl-Iyg3kOOwb6LXzIg9uj_T9mbyPpR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab2387 Remove query strings from static resources Avg Content High 9 Score: 91% 1 % Resources with a "?" in the URL are not cached by some proxy caching servers. Remove the query string and encode the parameters into the URL for the following resources: http://www.panin.co.id/ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytlIyg3kOOwb6LXzIg9ujOmLyhGhETEEAzqq7K5RS1_hGgnBSKpya6VKG7EG9UW41&t=16ab2387 http://www.panin.co.id/WebResource.axd?d=SfnZNq9i4hbSxzN4bzpf9w2&t=635012858541879083 http://www.panin.co.id/scriptresource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytl-Iyg3kOOwb6LXzIg9uj_T9mbyPpR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab2387 M inify HTM L A (97) 3 % Avg 9 Score: 93% Content High A (95)

Minifying the following HTML resources could reduce their size by 1.1KiB (6% reduction).

Minifying http://www.panin.co.id/ could save 1.1KiB (6% reduction) after compression. See optimized version Optimize images Optimizing the following images could reduce their size by 1.9KiB (2% reduction). A (97) 5 % Avg 7 Score: 75% Images High

Losslessly compressing http://www.panin.co.id/doc/image/banner/frequent-flyer-xxxxx_10062013_090056.jpg could save 967B (2% reduction). See optimized version Losslessly compressing http://www.panin.co.id/doc/image/banner/kep_07062013_070610-xxx_10062013_090713.jpg could save 931B (2% reduction). See optimized version Losslessly compressing http://www.panin.co.id/doc/image/banner/g-website-pengumuman-psb-x-2nd-h-193x106ind_18062013_044436.jpg could save 40B (1% reduction). See optimized version Serve scaled images Avg 8 Score: 88% 8 % The following images are resized in HTML or CSS. Serving scaled images could save 4B (7% reduction). A (99) Images High

http://www.panin.co.id/app_themes/images/backgrounds/float_bg.gif is resized in HTML or CSS from 50x5 to 47x5. Serving a scaled image could save 4B (7% reduction). Avoid bad requests You scored 100% on this suggestion - nothing to do here! Avoid a character set in the meta tag You scored 100% on this suggestion - nothing to do here! Avoid landing page redirects You scored 100% on this suggestion - nothing to do here! Enable Keep-Alive A (100) A (100) 7 % Avg Score: 95% Server High A (100) 5 % Avg 9 Score: 97% Server High A (100) 7 % Avg 9 Score: 95% Content High Avg 9 Score: 97% Content High

Enable Keep-Alive You scored 100% on this suggestion - nothing to do here! M inimize request size You scored 100% on this suggestion - nothing to do here! Optimize the order of styles and scripts You scored 100% on this suggestion - nothing to do here! Put CSS in the document head You scored 100% on this suggestion - nothing to do here! Serve resources from a consistent URL You scored 100% on this suggestion - nothing to do here! Specify a cache validator You scored 100% on this suggestion - nothing to do here! Specify a character set early You scored 100% on this suggestion - nothing to do here! Specify image dimensions You scored 100% on this suggestion - nothing to do here! Prefer asynchronous resources You scored 100% on this suggestion - nothing to do here!

A (100) 5 % A (100) 9 % A (100) 4 % A (100) 00 % A (100) 4 % A (100) 5 % A (100) 7 % A (100) 1 % A (100) 3 %

Avg 9 Score: 95%

Server

High

Avg 9 Score: 99%

Content

High

Avg 9 Score: 94%

CSS/JS

High

Avg 1 Score: 100%

CSS

High

Avg 9 Score: 94%

Content

High

Avg 9 Score: 95%

Server

High

Avg 9 Score: 97%

Content

High

Avg 5 Score: 51%

Images

High

Avg 9 Score: 93%

JS

Medium

YSlow Recommendations
RECOM M ENDATION Add Expires headers There are 63 static components without a far-future expiration date. GRADE F (0) 3 % RELATIVE Avg 2 Score: 23% TYPE Server PRIORITY High

http://www.panin.co.id/app_themes/style/css/master.css http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.css http://www.panin.co.id/app_themes/style/js/lib/jquery/jquery.js http://www.panin.co.id/app_themes/style/js/global.js http://www.panin.co.id/app_themes/style/js/content.js http://www.panin.co.id/app_themes/style/js/home.js http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.js http://www.panin.co.id//app_themes/images/others/paninbank_logo.png http://www.panin.co.id/app_themes/style/css/reset.css http://www.panin.co.id/app_themes/style/css/global.css http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.css http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/tiny_slider.css http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.css?v=2.0.6 http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/css_codabubble.css http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.css http://www.panin.co.id/app_themes/style/css/style.css http://www.panin.co.id//app_themes/images/buttons/tips_keamanan_bertransaksi.png http://www.panin.co.id//app_themes/images/buttons/edukasi_masyarakat.gif http://www.panin.co.id//app_themes/images/buttons/ayo_ke_bank.png http://www.panin.co.id//app_themes/images/buttons/3p.gif http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/script.js http://www.panin.co.id/app_themes/images/buttons/float_img_home.png http://www.panin.co.id/app_themes/images/buttons/float_img_login.png http://www.panin.co.id/app_themes/images/buttons/float_img_rate.png http://www.panin.co.id/app_themes/images/buttons/float_img_calc.png http://www.panin.co.id/app_themes/images/buttons/float_img_loc.png http://www.panin.co.id/app_themes/images/backgrounds/float_bg.gif http://www.panin.co.id/doc/image/banner/kep_07062013_070610-xxx_10062013_090713.jpg http://www.panin.co.id/doc/image/banner/frequent-flyer-xxxxx_10062013_090056.jpg http://www.panin.co.id/doc/image/banner/g-website-pengumuman-psb-x-2nd-h-193x106-ind_18062013_044436.jpg http://www.panin.co.id/app_themes/images/buttons/login-individu.jpg http://www.panin.co.id/app_themes/images/buttons/login-bisnis.jpg http://www.panin.co.id/app_themes/images/buttons/arrow_prev.png http://www.panin.co.id/app_themes/images/buttons/arrow_next.gif http://www.panin.co.id//app_themes/images/icons/foot_call.png http://www.panin.co.id//app_themes/images/icons/foot_mobile.png http://www.panin.co.id//app_themes/images/icons/foot_world.png http://www.panin.co.id/app_themes/style/js/lib/watermark/jquery.simple-watermark.js http://www.panin.co.id/app_themes/style/js/lib/floating_content/portamento/portamento-min.js http://www.panin.co.id/app_themes/style/js/lib/tabs/easytabs/easytabs.js http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.pack.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/helpers/jquery.fancybox-media.js?v=1.0.0 http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/codabubble.js http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.js http://www.panin.co.id/app_themes/style/js/lib/upload_customize/jquery.filestyle.js http://www.panin.co.id/app_themes/images/buttons/src_submit.png http://www.panin.co.id/app_themes/images/backgrounds/home_banner_line.jpg http://www.panin.co.id/app_themes/images/backgrounds/home_cont_bg.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg.png http://www.panin.co.id/app_themes/images/icons/home_cont_block_news.png

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http://www.panin.co.id/app_themes/images/others/bullet_home_arrow.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_shadow.jpg http://www.panin.co.id/app_themes/images/icons/home_cont_block_mobile.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg_login.jpg http://www.panin.co.id/app_themes/images/icons/home_cont_block_login.png http://www.panin.co.id/app_themes/images/backgrounds/home_block_tab_hov.png http://www.panin.co.id/app_themes/images/backgrounds/table_01_home_head.png http://www.panin.co.id/app_themes/images/backgrounds/foot_call_top_left.gif http://www.google-analytics.com/ga.js http://www.panin.co.id/app_themes/images/buttons/nav_individu_hov.png http://www.panin.co.id/app_themes/images/buttons/nav_business_nor.png http://www.panin.co.id/app_themes/images/buttons/nav_about_nor.png M ake fewer HTTP requests Avg Content High 4 Score: 43% 3 This page has 19 external Javascript scripts. Try combining them into one. This page has 10 external stylesheets. Try combining them into % one. This page has 16 external background images. Try combining them with CSS sprites. Compress components with gzip There are 18 plain text components that should be sent compressed F (0) 6 % Avg 6 Score: 66% Server High F (0)

http://www.panin.co.id/app_themes/style/js/lib/jquery/jquery.js http://www.panin.co.id/app_themes/style/js/global.js http://www.panin.co.id/app_themes/style/js/content.js http://www.panin.co.id/app_themes/style/js/home.js http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.js http://www.panin.co.id/WebResource.axd?d=SfnZNq9i4hbSxzN4bzpf9w2&t=635012858541879083 http://www.panin.co.id/ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytlIyg3kOOwb6LXzIg9ujOmLyhGhETEEAzqq7K5RS1_hGgnBSKpya6VKG7EG9UW41&t=16ab2387 http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/script.js http://www.panin.co.id/scriptresource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytl-Iyg3kOOwb6LXzIg9uj_T9mbyPpR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab2387 http://www.panin.co.id/app_themes/style/js/lib/watermark/jquery.simple-watermark.js http://www.panin.co.id/app_themes/style/js/lib/floating_content/portamento/portamento-min.js http://www.panin.co.id/app_themes/style/js/lib/tabs/easytabs/easytabs.js http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.pack.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/helpers/jquery.fancybox-media.js?v=1.0.0 http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/codabubble.js http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.js http://www.panin.co.id/app_themes/style/js/lib/upload_customize/jquery.filestyle.js Use a Content Delivery Network (CDN) F (0) % Using a CDN YSlow doesn't recognize? Specify your CDNs in your User Settings. There are 65 static components that are not on CDN. http://www.panin.co.id/app_themes/style/css/master.css http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.css http://www.panin.co.id/app_themes/style/js/lib/jquery/jquery.js http://www.panin.co.id/app_themes/style/js/global.js http://www.panin.co.id/app_themes/style/js/content.js http://www.panin.co.id/app_themes/style/js/home.js http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.js http://www.panin.co.id/WebResource.axd?d=SfnZNq9i4hbSxzN4bzpf9w2&t=635012858541879083 http://www.panin.co.id/ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytlIyg3kOOwb6LXzIg9ujOmLyhGhETEEAzqq7K5RS1_hGgnBSKpya6VKG7EG9UW41&t=16ab2387 http://www.panin.co.id//app_themes/images/others/paninbank_logo.png http://www.panin.co.id/app_themes/style/css/reset.css http://www.panin.co.id/app_themes/style/css/global.css http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.css http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/tiny_slider.css http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.css?v=2.0.6 http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/css_codabubble.css http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.css Avg 8 Score: 8% Server Medium

http://www.panin.co.id/app_themes/style/css/style.css http://www.panin.co.id//app_themes/images/buttons/tips_keamanan_bertransaksi.png http://www.panin.co.id//app_themes/images/buttons/edukasi_masyarakat.gif http://www.panin.co.id//app_themes/images/buttons/ayo_ke_bank.png http://www.panin.co.id//app_themes/images/buttons/3p.gif http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/script.js http://www.panin.co.id/app_themes/images/buttons/float_img_home.png http://www.panin.co.id/app_themes/images/buttons/float_img_login.png http://www.panin.co.id/app_themes/images/buttons/float_img_rate.png http://www.panin.co.id/app_themes/images/buttons/float_img_calc.png http://www.panin.co.id/app_themes/images/buttons/float_img_loc.png http://www.panin.co.id/app_themes/images/backgrounds/float_bg.gif http://www.panin.co.id/doc/image/banner/kep_07062013_070610-xxx_10062013_090713.jpg http://www.panin.co.id/doc/image/banner/frequent-flyer-xxxxx_10062013_090056.jpg http://www.panin.co.id/doc/image/banner/g-website-pengumuman-psb-x-2nd-h-193x106-ind_18062013_044436.jpg http://www.panin.co.id/app_themes/images/buttons/login-individu.jpg http://www.panin.co.id/app_themes/images/buttons/login-bisnis.jpg http://www.panin.co.id/app_themes/images/buttons/arrow_prev.png http://www.panin.co.id/app_themes/images/buttons/arrow_next.gif http://www.panin.co.id//app_themes/images/icons/foot_call.png http://www.panin.co.id//app_themes/images/icons/foot_mobile.png http://www.panin.co.id//app_themes/images/icons/foot_world.png http://www.panin.co.id/scriptresource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytl-Iyg3kOOwb6LXzIg9uj_T9mbyPpR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab2387 http://www.panin.co.id/app_themes/style/js/lib/watermark/jquery.simple-watermark.js http://www.panin.co.id/app_themes/style/js/lib/floating_content/portamento/portamento-min.js http://www.panin.co.id/app_themes/style/js/lib/tabs/easytabs/easytabs.js http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.pack.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/helpers/jquery.fancybox-media.js?v=1.0.0 http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/codabubble.js http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.js http://www.panin.co.id/app_themes/style/js/lib/upload_customize/jquery.filestyle.js http://www.panin.co.id/app_themes/images/buttons/src_submit.png http://www.panin.co.id/app_themes/images/backgrounds/home_banner_line.jpg http://www.panin.co.id/app_themes/images/backgrounds/home_cont_bg.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg.png http://www.panin.co.id/app_themes/images/icons/home_cont_block_news.png http://www.panin.co.id/app_themes/images/others/bullet_home_arrow.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_shadow.jpg http://www.panin.co.id/app_themes/images/icons/home_cont_block_mobile.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg_login.jpg http://www.panin.co.id/app_themes/images/icons/home_cont_block_login.png http://www.panin.co.id/app_themes/images/backgrounds/home_block_tab_hov.png http://www.panin.co.id/app_themes/images/backgrounds/table_01_home_head.png http://www.panin.co.id/app_themes/images/backgrounds/foot_call_top_left.gif http://www.panin.co.id/app_themes/images/buttons/nav_individu_hov.png http://www.panin.co.id/app_themes/images/buttons/nav_business_nor.png http://www.panin.co.id/app_themes/images/buttons/nav_about_nor.png Use cookie-free domains There are 65 components that are not cookie-free F (0) 3 % Avg 4 Score: 43% Cookie Low

http://www.panin.co.id/app_themes/style/css/master.css http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.css http://www.panin.co.id/app_themes/style/js/lib/jquery/jquery.js http://www.panin.co.id/app_themes/style/js/global.js http://www.panin.co.id/app_themes/style/js/content.js http://www.panin.co.id/app_themes/style/js/home.js http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.js http://www.panin.co.id/WebResource.axd?d=SfnZNq9i4hbSxzN4bzpf9w2&t=635012858541879083 http://www.panin.co.id/ScriptResource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytlIyg3kOOwb6LXzIg9ujOmLyhGhETEEAzqq7K5RS1_hGgnBSKpya6VKG7EG9UW41&t=16ab2387 http://www.panin.co.id//app_themes/images/others/paninbank_logo.png http://www.panin.co.id/app_themes/style/css/reset.css http://www.panin.co.id/app_themes/style/css/global.css http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.css

http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/tiny_slider.css http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.css?v=2.0.6 http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/css_codabubble.css http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.css http://www.panin.co.id/app_themes/style/css/style.css http://www.panin.co.id//app_themes/images/buttons/tips_keamanan_bertransaksi.png http://www.panin.co.id//app_themes/images/buttons/edukasi_masyarakat.gif http://www.panin.co.id//app_themes/images/buttons/ayo_ke_bank.png http://www.panin.co.id//app_themes/images/buttons/3p.gif http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/script.js http://www.panin.co.id/app_themes/images/buttons/float_img_home.png http://www.panin.co.id/app_themes/images/buttons/float_img_login.png http://www.panin.co.id/app_themes/images/buttons/float_img_rate.png http://www.panin.co.id/app_themes/images/buttons/float_img_calc.png http://www.panin.co.id/app_themes/images/buttons/float_img_loc.png http://www.panin.co.id/app_themes/images/backgrounds/float_bg.gif http://www.panin.co.id/doc/image/banner/kep_07062013_070610-xxx_10062013_090713.jpg http://www.panin.co.id/doc/image/banner/frequent-flyer-xxxxx_10062013_090056.jpg http://www.panin.co.id/doc/image/banner/g-website-pengumuman-psb-x-2nd-h-193x106-ind_18062013_044436.jpg http://www.panin.co.id/app_themes/images/buttons/login-individu.jpg http://www.panin.co.id/app_themes/images/buttons/login-bisnis.jpg http://www.panin.co.id/app_themes/images/buttons/arrow_prev.png http://www.panin.co.id/app_themes/images/buttons/arrow_next.gif http://www.panin.co.id//app_themes/images/icons/foot_call.png http://www.panin.co.id//app_themes/images/icons/foot_mobile.png http://www.panin.co.id//app_themes/images/icons/foot_world.png http://www.panin.co.id/scriptresource.axd?d=etCYiUw0tpws5AaLNZ0ZhcVn6v4iYWb8LkS6O5BMKRytl-Iyg3kOOwb6LXzIg9uj_T9mbyPpR_6S8-UHe7Oyn_6lWyRrXzRqB0K2K4Q9ts1&t=16ab2387 http://www.panin.co.id/app_themes/style/js/lib/watermark/jquery.simple-watermark.js http://www.panin.co.id/app_themes/style/js/lib/floating_content/portamento/portamento-min.js http://www.panin.co.id/app_themes/style/js/lib/tabs/easytabs/easytabs.js http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.pack.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/helpers/jquery.fancybox-media.js?v=1.0.0 http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/codabubble.js http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.js http://www.panin.co.id/app_themes/style/js/lib/upload_customize/jquery.filestyle.js http://www.panin.co.id/app_themes/images/buttons/src_submit.png http://www.panin.co.id/app_themes/images/backgrounds/home_banner_line.jpg http://www.panin.co.id/app_themes/images/backgrounds/home_cont_bg.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg.png http://www.panin.co.id/app_themes/images/icons/home_cont_block_news.png http://www.panin.co.id/app_themes/images/others/bullet_home_arrow.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_shadow.jpg http://www.panin.co.id/app_themes/images/icons/home_cont_block_mobile.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg_login.jpg http://www.panin.co.id/app_themes/images/icons/home_cont_block_login.png http://www.panin.co.id/app_themes/images/backgrounds/home_block_tab_hov.png http://www.panin.co.id/app_themes/images/backgrounds/table_01_home_head.png http://www.panin.co.id/app_themes/images/backgrounds/foot_call_top_left.gif http://www.panin.co.id/app_themes/images/buttons/nav_individu_hov.png http://www.panin.co.id/app_themes/images/buttons/nav_business_nor.png http://www.panin.co.id/app_themes/images/buttons/nav_about_nor.png M inify JavaScript and CSS There are 7 components that can be minified F (30) 6 % Avg 7 Score: 76% CSS/JS Medium

http://www.panin.co.id/WebResource.axd?d=SfnZNq9i4hbSxzN4bzpf9w2&t=635012858541879083 inline <style> tag #1 inline <script> tag #1 inline <script> tag #4 inline <script> tag #5 inline <script> tag #6 inline <script> tag #7 Configure entity tags (ETags) F (0) Avg 5 Score: 54% Server Low

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There are 60 components with misconfigured ETags http://www.panin.co.id/app_themes/style/css/master.css http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.css http://www.panin.co.id/app_themes/style/js/lib/jquery/jquery.js http://www.panin.co.id/app_themes/style/js/global.js http://www.panin.co.id/app_themes/style/js/content.js http://www.panin.co.id/app_themes/style/js/home.js http://www.panin.co.id/app_themes/style/js/lib/tree/mattkruse/mattkruse.js http://www.panin.co.id//app_themes/images/others/paninbank_logo.png http://www.panin.co.id/app_themes/style/css/reset.css http://www.panin.co.id/app_themes/style/css/global.css http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.css http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/tiny_slider.css http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.css?v=2.0.6 http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/css_codabubble.css http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.css http://www.panin.co.id/app_themes/style/css/style.css http://www.panin.co.id//app_themes/images/buttons/tips_keamanan_bertransaksi.png http://www.panin.co.id//app_themes/images/buttons/edukasi_masyarakat.gif http://www.panin.co.id//app_themes/images/buttons/ayo_ke_bank.png http://www.panin.co.id//app_themes/images/buttons/3p.gif http://www.panin.co.id/app_themes/style/js/lib/slider/tiny_slider/script.js http://www.panin.co.id/app_themes/images/buttons/float_img_home.png http://www.panin.co.id/app_themes/images/buttons/float_img_login.png http://www.panin.co.id/app_themes/images/buttons/float_img_rate.png http://www.panin.co.id/app_themes/images/buttons/float_img_calc.png http://www.panin.co.id/app_themes/images/buttons/float_img_loc.png http://www.panin.co.id/app_themes/images/backgrounds/float_bg.gif http://www.panin.co.id/doc/image/banner/frequent-flyer-xxxxx_10062013_090056.jpg http://www.panin.co.id/app_themes/images/buttons/login-individu.jpg http://www.panin.co.id/app_themes/images/buttons/login-bisnis.jpg http://www.panin.co.id/app_themes/images/buttons/arrow_prev.png http://www.panin.co.id/app_themes/images/buttons/arrow_next.gif http://www.panin.co.id//app_themes/images/icons/foot_call.png http://www.panin.co.id//app_themes/images/icons/foot_mobile.png http://www.panin.co.id//app_themes/images/icons/foot_world.png http://www.panin.co.id/app_themes/style/js/lib/watermark/jquery.simple-watermark.js http://www.panin.co.id/app_themes/style/js/lib/floating_content/portamento/portamento-min.js http://www.panin.co.id/app_themes/style/js/lib/tabs/easytabs/easytabs.js http://www.panin.co.id/app_themes/style/js/lib/dropdown/geektantra/jquery.megamenu.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/jquery.fancybox.pack.js http://www.panin.co.id/app_themes/style/js/lib/lightbox/fancybox/helpers/jquery.fancybox-media.js?v=1.0.0 http://www.panin.co.id/app_themes/style/js/lib/tooltip/codabubble/codabubble.js http://www.panin.co.id/app_themes/style/js/lib/form_customize/select_styled.js http://www.panin.co.id/app_themes/style/js/lib/upload_customize/jquery.filestyle.js http://www.panin.co.id/app_themes/images/buttons/src_submit.png http://www.panin.co.id/app_themes/images/backgrounds/home_banner_line.jpg http://www.panin.co.id/app_themes/images/backgrounds/home_cont_bg.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg.png http://www.panin.co.id/app_themes/images/icons/home_cont_block_news.png http://www.panin.co.id/app_themes/images/others/bullet_home_arrow.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_shadow.jpg http://www.panin.co.id/app_themes/images/icons/home_cont_block_mobile.png http://www.panin.co.id/app_themes/images/backgrounds/home_cont_block_bg_login.jpg http://www.panin.co.id/app_themes/images/icons/home_cont_block_login.png http://www.panin.co.id/app_themes/images/backgrounds/home_block_tab_hov.png http://www.panin.co.id/app_themes/images/backgrounds/table_01_home_head.png http://www.panin.co.id/app_themes/images/backgrounds/foot_call_top_left.gif http://www.panin.co.id/app_themes/images/buttons/nav_individu_hov.png http://www.panin.co.id/app_themes/images/buttons/nav_business_nor.png http://www.panin.co.id/app_themes/images/buttons/nav_about_nor.png Avoid URL redirects There is 1 redirect A (90) 6 % Avg 8 Score: 86% Content Medium

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http://www.panin.co.id/ScriptResource.axd?... redirects to http://www.panin.co.id/scriptresource.axd?... Avoid empty src or href You scored 100% on this suggestion - nothing to do here! M ake AJAX cacheable You scored 100% on this suggestion - nothing to do here! Put CSS at the top You scored 100% on this suggestion - nothing to do here! Remove duplicate JavaScript and CSS You scored 100% on this suggestion - nothing to do here! Put JavaScript at bottom You scored 100% on this suggestion - nothing to do here! Avoid AlphaImageLoader filter You scored 100% on this suggestion - nothing to do here! Avoid HTTP 404 (Not Found) error You scored 100% on this suggestion - nothing to do here! Reduce the number of DOM elements You scored 100% on this suggestion - nothing to do here! Do not scale images in HTM L You scored 100% on this suggestion - nothing to do here! Use GET for AJAX requests You scored 100% on this suggestion - nothing to do here! Avoid CSS expressions You scored 100% on this suggestion - nothing to do here! Reduce DNS lookups www.panin.co.id: 67 components, 667.1K (40.7K GZip) www.google-analytics.com: 1 component, 39.7K (15.6K GZip) Reduce cookie size You scored 100% on this suggestion - nothing to do here! M ake favicon small and cacheable You scored 100% on this suggestion - nothing to do here! M ake JavaScript and CSS external Only consider this if your property is a common user home page. There is a total of 1 inline css There is a total of 8 inline scripts (n/a) A (100) 00 % CSS/JS Medium A (100) 00 % Avg 1 Score: 100% Images Low A (100) 2 % A (100) 7 % Avg 7 Score: 72% Content Low A (100) 00 % Avg 9 Score: 97% CSS Low A (100) 00 % Avg 1 Score: 100% JS Low A (100) 3 % Avg 1 Score: 100% Images Low A (100) 00 % Avg 9 Score: 93% Content Low A (100) 5 % Avg 1 Score: 100% Content Medium A (100) 00 % Avg 9 Score: 95% CSS Medium A (100) 00 % Avg 1 Score: 100% JS Medium A (100) 00 % Avg 1 Score: 100% CSS/JS Medium A (100) 00 % Avg 1 Score: 100% CSS Medium A (100) 00 % Avg 1 Score: 100% JS Medium Avg 1 Score: 100% Content High

Avg 1 Score: 100%

Cookie

Low

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