Escolar Documentos
Profissional Documentos
Cultura Documentos
iefectivo (1
Perodos
1
2
4
6
12
48
360
infinito
60% anual
inominal nperiodo
)
1
nperiodo
Capitalizacin
anual
semestral
trimestral
bimestral
mensual
semanal
diario
continuo
1
anual
60.00%
69.00%
74.90%
77.16%
79.59%
81.54%
82.12%
82.21%
i subperiodo
2
semestral
30.00%
30.00%
32.25%
33.10%
34.01%
34.74%
34.95%
34.99%
Tasa de inters
4
6
trimestral
bimestral
15.00%
10.00%
15.00%
10.00%
15.00%
10.00%
15.37%
10.00%
15.76%
10.25%
16.08%
10.45%
16.17%
10.51%
16.18%
10.52%
do
(1 i efectivoPe
de inters
12
mensual
5.00%
5.00%
5.00%
5.00%
5.00%
5.09%
5.12%
5.13%
48
semanal
1.25%
1.25%
1.25%
1.25%
1.25%
1.25%
1.257%
1.258%
360
diario
0.17%
0.17%
0.17%
0.17%
0.17%
0.17%
0.167%
0.167%
rodo
) 1 / n subperiodo
riodo
50000
24
12%
0.949%
Pago mensual
-2,339.38
Perodo
Deuda
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
50000
48,135.06
46,252.43
44,351.94
42,433.41
40,496.67
38,541.56
36,567.90
34,575.51
32,564.22
30,533.84
28,484.19
26,415.09
24,326.37
22,217.82
20,089.26
17,940.51
15,771.37
13,581.65
11,371.14
9,139.67
6,887.02
4,612.99
2,317.39
-0.00
Amortizacin
Interes
Total
-1,864.94
-1,882.63
-1,900.50
-1,918.53
-1,936.73
-1,955.11
-1,973.66
-1,992.39
-2,011.30
-2,030.38
-2,049.65
-2,069.09
-2,088.73
-2,108.55
-2,128.56
-2,148.75
-2,169.14
-2,189.72
-2,210.50
-2,231.48
-2,252.65
-2,274.03
-2,295.60
-2,317.39
-50,000.00
-474.44
-456.74
-438.88
-420.85
-402.64
-384.26
-365.71
-346.99
-328.08
-309.00
-289.73
-270.28
-250.65
-230.83
-210.82
-190.62
-170.23
-149.65
-128.87
-107.90
-86.72
-65.35
-43.77
-21.99
-6,145.01
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-2,339.38
-56,145.01
474.4396467
456.7436579
10%
1000
4
(315.47)
Perodo
0
1
2
3
4
Flujos corrientes
1000
(315.47)
(315.47)
(315.47)
(315.47)
Interpretacin
Flujo del ao 1 expresado en moneda corriente
Flujo del ao 2 expresado en moneda corriente
Flujo del ao 3 expresado en moneda corriente
Flujo del ao 4 expresado en moneda corriente
10%
5%
Perodo
0
1
2
3
4
Flujos corrientes
1000
(315.47)
(315.47)
(315.47)
(315.47)
Inflacin acumulada
5.00%
10.25%
15.76%
21.55%
Tasa de inters real
1000
4.76%
(1 i ) (1 i )
(1 i )
(1 i )
2
Flujos reales1
1000
(300.45)
(286.14)
(272.52)
(259.54)
Flujos corrientes
1000
(315.47)
(315.47)
(315.47)
(315.47)
Inflacin
Inflacin acumulada
5%
7.50%
4.50%
6.60%
5.00%
12.88%
17.95%
25.74%
Tasa de inters real
1000
(1 i ) (1 i )
(1 i )
(1 i )
2
Interpretacin
Flujo del ao 1 expresado en moneda constante del ao 0
Flujo del ao 2 expresado en moneda constante del ao 0
Flujo del ao 3 expresado en moneda constante del ao 0
Flujo del ao 4 expresado en moneda constante del ao 0
Comprobacin
Flujos reales1
1000
(300.45)
(279.49)
(267.45)
(250.89)
3.98%
1000
Interpretacin
Flujo del ao 1 expresado en moneda constante del ao 0
Flujo del ao 2 expresado en moneda constante del ao 0
Flujo del ao 3 expresado en moneda constante del ao 0
Flujo del ao 4 expresado en moneda constante del ao 0
10%
1000
4
(315.47)
Tasa de devaluacin
Tasa cambio perodo 0
4%
2.65
Perodo
Flujos corrientes
0
1
2
3
4
1000
(315.47)
(315.47)
(315.47)
(315.47)
soles / dlar
devaluacin
acumulada
Tipo de cambio
2.65
2.76
2.87
2.98
3.10
4.00%
8.16%
12.49%
16.99%
(1 i ) (1 i )
(1 i )
(1 i )
2
Flujos corrientes
0
1
2
3
4
1000
(315.47)
(315.47)
(315.47)
(315.47)
devaluacin
Tipo de cambio
4%
5.50%
3.80%
6.00%
2.65
2.76
2.91
3.02
3.20
Tasa de inters en dlares
(1 i ) (1 i ) (1 i ) (1 i )
2
Flujo dlares
corrientes
377.36
(114.47)
(110.06)
(105.83)
(101.76)
5.77%
Comprobacin
377.36
Comprobacin
377.36
Flujo dlares
corrientes
377.36
(114.47)
(108.50)
(104.53)
(98.61)
5.17%