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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

Ol pessoal, Sejam bem-vindos ao curso de ingls preparatrio para o concurso de Fiscal do Trabalho. Como j foi dito na aula demonstrativa, apresentarei de forma organizada os tpicos gramaticais cobrados nas provas recentes da ESAF com explicao objetiva em portugus, para em seguida, apresentar as questes exemplificativas nas quais a ESAF cobrou a matria. Nesta primeira aula o foco ser "tempos verbais". Para facilitar a reviso, na parte final da aula est o quadrogeral do vocabulrio-chave, os pontos gramaticais abordados e as questes resolvidas na aula. Bons estudos.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

AULA 01 - TEMPOS VERBAIS

Na nossa aula demonstrativa apresentei um quadro-resumo dos tempos verbais do ingls, o qual reproduzo abaixo para que voc possa consult-lo durante a aula.

PRINCIPAIS TEMPOS VERBAIS

I supervise

Presente simples

Ao presente, ao habitual. (Eu supervisiono) Ao em progresso, temporrio. (Eu estou supervisionando) A depender do contexto:

Presente I am contnuo supervising

I have Presente supervised Perfeito

1. Ao acontecida em algum tempo ou repetidas vezes no passado, relacionado ao presente. (Eu supervisionei) 2. Ao iniciada no passado e ainda no terminada. (Eu tenho supervisionado) Ao em progresso em um determinado momento no passado. (Eu estava supervisionando)

I was Passado supervising Contnuo

Ao passada ocorrida antes de outra I had Passado Perfeito ao. supervised (Eu tinha supervisionado) Futuro Ao futura. (Eu supervisionarei) www.pontodosconcursos.com.br

I will

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE supervise

Agora, vamos ver cada um desses tempos verbais e como eles so cobrados em prova:

PRESENTE SIMPLES E PRESENTE CONTNUO

tempo

verbal

do

ingls

denominado

'Presente

Simples'

corresponde ao Presente do Indicativo da lngua portuguesa. Os verbos no 'Presente Simples' so empregados para indicar uma ao habitual, que ocorre no momento em que enunciada. Normalmente aparece aps expresses de tempo como when, as soon as, before e after. Alguns advrbios de freqncia tambm funcionam como indicadores do 'Presente Simples', tais como always, generally, seldom e often. Afirmativa: Sujeito + Infinitivo. Para he, she, it o verbo acrescido de -s.

Negativa: Sujeito + Do/Does + Not + Verbo principal no infinitivo (sem to). Para he, she, it usa-se does; para you, they, we usa-se Do.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

'Presente

Contnuo'

um

tempo

verbal

que

mostra

movimento, algo que est acontecendo. Uma ao que ocorre no momento da construo da frase. Veja no quadro abaixo a estrutura

do 'presente simples' e do 'presente contnuo':

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

Agora veja uma questo em que aparece o presente simples:

DICA: Antes de ler o texto todo, no perca tempo, v ao enunciado da questo. Veja o que a Banca

Examinadora quer de voc.

Insolvencies/Guaranty Funds Source: www.iii.org Feb/ 2006 (Adapted)

1. function of the

The regulation of insurance company solvency is a state. The Gramm-Leach-Bliley Financial Services

Modernization Act of 1999, which allowed

banks, securities firms,

insurance companies and other financial services entities to affiliate and sell one another's products, continues this practice. State regulators monitor the financial health of companies licensed to provide insurance in their state through analysis of the detailed annual financial

statements that insurers are required to file and

periodic on-site

examinations. When a company is found to be in poor financial condition, regulators can take various actions to try to save it.

Insolvencies do occur, however, despite the best efforts of regulators.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

1.

(ESAF/SUSEP/2006)

According

to the text, "insolvencies do

occur", which means they a) actually happen. b) are undoubtedly preventable. c) hardly take place. d) do not pose a threat. e) used to be more frequent.

Comentrios: O enunciado da questo j remete o leitor expresso

"insolvencies do occur". S ser necessrio encontrar esta expresso no texto. Vejamos a ltima frase do texto: "(,..)Insolvencies do occur, however, despite the best efforts of regulators." Agora as palavras-chave e as alternativas de resposta:

PALAVRAS-CHAVE insolvencies: insolvncias occur: ocorrer, acontecer


h o w e v e r : porm, no obstante

despite: apesar de actually: efetivamente, de fato happen: acontecer undoubtedly: indubitavelmente preventable: evitvel www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE hardly: dificilmente take place: ocorrer pose a threat: representar uma ameaa used to be: costumava ser

a) actually happen. A opo A est correta. "Insolvencies do occur" uma frase que est no presente simples. O verbo 'occur' que significa ocorrer, est precedido de 'do' que o verbo auxiliar do presente simples. Ora, mas o auxiliar no usado para formar as interrogativas e negativas? Sim, mas tambm usado para dar nfase, como no presente caso. Dizer que "Insolvencies do occur" significa dizer que insolvncias

efetivamente acontecem. "Actually" significa "de fato, efetivamente".

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE b) are undoubtedly preventable. A opo B est incorreta. Da leitura da frase "Insolvencies do occur, however, despite the best efforts of regulators." percebe-se que apesar dos esforos dos reguladores (despite efforts), as insolvncias efetivamente ocorrem. Logo, no se pode afirmar que insolvncia seja indubitavelmente evitvel (preventable).

c) hardly take place. A opo C est incorreta. O texto no diz que insolvncia

dificilmente (hardly) ocorre (take place), apenas afirma que ela ocorre.

d) do not pose a threat. A opo D est incorreta. "Insolvencies do occur" no quer dizer que insolvncias Perceba no que representam o (do da not pose) uma ameaa o

(threat).

enunciado

questo

quer

apenas

significado da expresso, no quer sua interpretao para insolvncias, se elas so ou no ameaas.

e) used to be more frequent. A opo E est incorreta. A opo afirma que insolvncias

costumavam ser (used to be) mais freqentes. Esta frase est no passado e o texto est no presente.

Logo, a resposta para esta questo a letra A.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

Agora, novamente sem ler os textos, v direto para as prximas pginas e veja duas questes em que aparece o presente contnuo:

Companies in the rich world are confronted with a rapidly ageing workforce. Nearly one in three American workers will be over 50 by 2012, and America is a young country compared with Japan and Germany. China is also ageing rapidly, thanks to its one-child policy. This means that companies will have to learn how to manage older workers better. Most companies are remarkably ill-prepared. There was a flicker of interest in the problem a few years ago but it was snuffed out by the recession. The management literature on older workers is a mere molehill compared with the mountain devoted to recruiting and retaining the young. Companies are still stuck with an antiquated model for dealing with ageing, which assumes that people should get pay rises and promotions on the basis of age. They have dealt with the burdens of this model by periodically

"downsizing" older workers or encouraging them to take early retirement. This has created a dual labour market for older workers, of cosseted insiders on the one hand and unemployed or retired outsiders on the other. But this model cannot last. The number of young people, particularly those with valuable science and

engineering skills, is shrinking. And governments are raising retirement ages and making it more difficult for companies

www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE to shed older workers, in a desperate attempt to cope with their underfunded pension systems. Feb 4th 2010 | [adapted] From The Economist print edition

2. (ESAF/AFT/2010)

The text suggests that the governments of

industrialized countries are a) trying workforce. b) refusing to employ younger workers because of their expensive pensions. c) cutting the retirement pensions of valuable workers on the basis of age. d) making desperate attempts to cope with an inefficient labour market. e) regretting their generosity to workers who have taken early to stop companies dismissing older members of their

retirement.

Comentrios:

a) trying to stop companies dismissing older members of their workforce. A opo A est correta. A questo trata da atuao dos governos dos pases industrializados face ao problema da fora de trabalho envelhecida. Esta alternativa afirma que os governos esto tentando (are trying) impedir que empresas demitam os trabalhadores mais velhos. Nesse sentido, analisando a frase "And governments are

raising retirement ages and making it more difficult for companies to shed older workers, in a desperate attempt to cope with www.pontodosconcursos.com.br their

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE underfunded pension systems." percebemos que exatamente isso o que o texto diz, que os governos esto dificultando que estes

trabalhadores sejam demitidos (making it more difficult for companies to shed older workers). Logo, correta.

b)

refusing

to

employ

younger

workers

because

of

their

expensive pensions. A opo B est incorreta. O texto no diz os governos esto evitando (refusing) empregar trabalhadores jovens. Logo, incorreta.

c) cutting the retirement pensions of valuable workers on the basis of age. A opo C est incorreta. A alternativa afirma que os governos esto promovendo cortes nas penses dos trabalhadores (cutting) com base no critrio de idade. No, observe que o texto fala em "raising retirement ages", ou seja, aumentar o limite de idade para a

aposentadoria, mas no cortar aposentadorias j efetivadas.

d) making desperate attempts to cope with an inefficient labour market. A opo D est incorreta. O item fala que o governo est fazendo tentativas desesperadas (making desperate attempts) para lidar com um mercado de trabalho ineficiente, enquanto o texto fala de tentativa desesperada para lidar com o problema do financiamento do sistema de penso.

e) regretting their generosity to workers who have taken early retirement.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE A opo E est incorreta. O texto no afirma que o governo est arrependido (regreting, regreted) de sua generosidade para com aqueles que se aposentaram mais cedo.

VOCABULARIO-CHAVE governments: governos industrialized countries: pases industrializados are trying: esto tentando to stop: parar companies: empresas dismissing: demitindo older: mais velhos workforce: fora de trabalho refusing: negando to employ: empregar younger workers: trabalhadores jovens expensive pensions: penses caras cutting: cortando retirement: aposentadorias valuable workers: trabalhadores ativos age: idade making: fazendo attempts: enforos inefficient: ineficiente labour market: mercado de trabalho

Logo, a resposta para esta questo a letra A.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

Faith-based politics Source: Newsweek Magazine (Adapted) May 25th 2009

Tony Blair, Britain's longest-serving Labour Prime Minister, left office in 2007 as a relatively young man of 54. At his office in London, Blair spoke to NEWSWEEK's Stryker McGuire. Excerpts: Question 1: There's much evidence that religious beliefs have been a force for evil in the world. How do you persuade people to put faith in faith? Many people do see faith as a source of division and conflict. There is another side that the world of faith isn't often good enough at putting forward which is about compassion,

solidarity, social justice. Question 2: How do you think President Barack Obama is doing as a leader and healer on the world scene? He's created a situation where there is a possibility of a

completely different form of engagement with the world of Islam and with the outside world. The single most important thing for him is that his decision to reach out is answered by the rest of the world by a decision to reach back. As I keep saying to people, he doesn't want cheerleaders; he wants partners. You know, he doesn't want people to tell him how great he is; he's perfectly well aware of the transient nature of all that fluff, as it were, www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE around the new president and the first hundred days. He's trying to change the world in partnership, and he needs partners to do

3. (ESAF/EPPGG/2009) Obama

In Mr Blair's view, President Barack

a) ought to have sought partnership. b) wants to be approved and praised. c) should consider building partnerships. d) must prioritise some religious issues. e) is seeking partnership.

Comentrios: Na viso de Blair (in Blair's view), Barack Obama...

a) ought to have sought partnership. A opo A est incorreta. No texto, a palavra partnership

(parceria) aparece na frase: " H e ' s trying to change the world in partnership, and he needs partners to do it." Blair afirma, com isso, que Obama est tentando mudar o mundo em parceria e no que Obama deveria (ought to have sought) ter buscado parceira. A frase no texto est no presente contnuo e da alternativa est no passado (sought passado do verbo seek).

b) wants to be approved and praised. A opo B est incorreta. Apesar da frase desta alternativa estar no presente simples, Blair no diz que Obama quer (wants) ser www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE aprovado (approved) e elogiado (praised). Como vimos, a resposta est no texto na frase: "He's trying to change the world in

partnership, and he needs partners to do it."

c) should consider building partnerships. A opo C est incorreta. Blair afirma que Obama est tentando mudar o mundo em parceria e no que Obama deveria (should) considerar construir parcerias.

d) must prioritise some religious issues. A opo D est incorreta. Blair no diz que Obama deve (must) priorizar questes religiosas (religious issues).

e) is seeking partnership. A opo E est correta. No texto, Blair afirma que Obama est tentando (is trying) mudar o mundo em parceria e a alternativa diz o mesmo: Obama est buscando (is seeking) parcerias. Observe que esta a nica alternativa que est, assim como a frase do texto, no presente contnuo: He 's trying to change the world in partnership... He is seeking partnership.

PRESENTE CONTNUO

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE am is are + verbo + ING (He's trying = He is trying)

VOCABULRIO-CHAVE view: viso ought: dever sought: buscou, buscado, passado do verbo seek partnership: parceria want: querer be approved: ser aprovado praised: aplaudido, elogiado should: deveria consider: considerar building partnerships: construir parcerias must: dever, obrigao prioritise: priorizar religious issues: questes religiosas seeking partnership: buscar parcerias

Logo, a resposta para esta questo a letra E.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

PASSADO SIMPLES E PRESENTE PERFEITO

O 'Passado Simples' o tempo verbal em ingls que equivale ao pretrito perfeito do indicativo do portugus, indicando uma ao j concluda. Os verbos em ingls so divididos entre regulares e

irregulares. Os regulares so conjugados da mesma maneira para todas as pessoas, apenas com o acrscimo de -ED para formao do passado. Os irregulares tambm so conjugados da mesma maneira para todas as pessoas quando esto no passado (com exceo do verbo be que pode ser was ou were), mas no so formados apenas com o acrscimo de -ED (exemplos: write, wrote; have, had; be, was/were)

PASSADO VERBOS REGULARES ANNOUNCE (ANUNCIAR) I announced I

PASSADO VERBOS IRREGULARES THINK (PENSAR) thought

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

Como

vocs

observaram,

os

verbos

regulares

recebem

acrscimo de -ed ao infinitivo para formar o passado simples (simple past) e o particpio passado (past participle). Nos verbos irregulares, no h nenhum tipo de regra que estabelea como ser formado o passado. necessrio decorar o passado dos verbos irregulares mais www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE importantes, aqueles que realmente caem em prova, tais como o verbo be.

O 'Presente Perfeito' o tempo verbal mais recorrente em provas de concursos, portanto, ateno. Este um tempo verbal que no tem um equivalente em

portugus. Normalmente, indica aes que ocorreram no passado e perduram at o presente, aes de um passado indeterminado e aes recentemente concludas.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE composto por dois verbos: um auxiliar e outro principal. O auxiliar o verbo have (no presente simples), ou seja: have (para: I, you, we, they) ou has (para: he, she, it). O verbo principal sempre deve estar no particpio (passado particpio). So trs as situaes em que o 'Presente Perfeito' pode aparecer:

a) Aes iniciadas que ocorreram em um tempo passado, sendo que suas conseqncias perduram at o tempo presente. Neste caso, o Present Perfect geralmente utilizado com: since, for, lately, recently, up to now; b) Pode indicar aes passadas, em um tempo desconhecido, indeterminado; c) Em aes recentemente concludas o Present Perfect usado, geralmente, com a palavra 'just'.

Importante observar que o 'been' pode ser usado ou no. Veja o quadro abaixo:

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE They (dealt)

O USO DESSE TEMPO VERBAL (tanto no 1 quanto no 2 modelo) PODE TER DOIS SIGNIFICADOS DIFERENTES: Acontecido em algum momento indeterminado no passado (foram tratados). Repetidas vezes no passado ou iniciado no passado e ainda no terminado (tem sido tratados).

Agora, verbais:

vejamos

questes

que

cobraram

esses

dois

tempos

Lembre-se de no ler o texto. V para direto s para depois as questes as

buscar

palavras-chave no texto.

Companies in the rich world are confronted with a rapidly ageing workforce. Nearly one in three American workers will be over 50 by 2012, and America is a young country compared with Japan and Germany. China is also ageing rapidly, thanks to its one-child policy. This means that companies will have to learn how to manage older workers better. Most companies are remarkably ill-prepared. There was a flicker of interest in the problem a few years ago but it was snuffed out by the recession. The management literature on older workers is a mere molehill compared with the mountain devoted to recruiting and retaining the young. Companies are still stuck with an antiquated model for www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE dealing with ageing, which assumes that people should get pay rises and promotions on the basis of age. They have dealt with the burdens of this model by periodically

"downsizing" older workers or encouraging them to take early retirement. This has created a dual labour market for older workers, of cosseted insiders on the one hand and unemployed or retired outsiders on the other. But this model cannot last. The number of young people, particularly those with valuable science and

engineering skills, is shrinking. And governments are raising retirement ages and making it more difficult for companies to shed older workers, in a desperate attempt to cope with their underfunded pension systems. Feb 4th 2010 | From The Economist print edition [adapted]

4. (ESAF/AFT/2010)

In paragraph 2, the author claims that the

recent economic recession has a) awakened an interest in science and engineering among younger workers. b) caused the number of young people seeking jobs in business to increase. c) extinguished what little interest firms had shown in how to manage an older staff. d) made a mountain of business management out of a managerial molehill. e) led many firms to dismiss older workers in their periodic staff reductions. www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

Comentrios: Esta foi uma questo totalmente no 'Passado Simples'.

a) awakened an interest in science and engineering among younger workers. A opo A est incorreta. A questo faz remisso ao pargrafo 2 e recente recesso econmica. A alternativa afirma que a recesso enfraqueceu (awakened, passado de awake, verbo regular) o interesse em cincia e engenharia. Observe que no texto, especificamente na frase "There was a flicker of interest in the problem a few years ago but it was snuffed out by the recession." no mencionado nada disso. A frase fala em problema (fora de trabalho envelhecida) e que houve interesse no problema at que ocorreu a recesso, que acabou com o interesse no problema. b) caused the number of young people seeking jobs in business to increase. A opo B est incorreta. O texto no diz que a recesso elevou a procura dos jovens por empregos nas empresas. Pode at ser que isso tenha acontecido, mas o texto no diz. O verbo caused passado de cause. Observe que um verbo regular.

c) extinguished what little interest firms had shown in how to manage an older staff. A opo C est correta. A alternativa acompanha o texto ao afirmar que a recesso extinguiu o interesse das firmas em como lidar com funcionrios idosos ("There was a flicker of interest in the problem a few years ago but it was snuffed out by the recession."). www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

d)

made

mountain

of

business

management

out

of

managerial molehill. A opo D est incorreta. De acordo com a alternativa, a

recesso teria transformado (made, passado de make) uma montanha de negcios em um pequeno monte, ou seja, teria reduzido os

negcios. O texto no diz isso.

e) led many firms to dismiss older workers in their periodic staff reductions. A opo E est incorreta. A alternativa afirma que a recesso levou (led, passado de lead) as empresas a demitir os trabalhadores mais velhos. O texto no diz isso.

VOCABULRIO-CHAVE awakened :acordou, passado do verbo awaken caused: causou, passado do verbo cause extinguished: extinguiu, passado do verbo extinguish made: fez, passado do verbo make led: levou, conduziu, passado do verbo lead www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

Logo, a resposta para esta questo a letra C.

Agora veja o 'Presente Perfeito' em provas de concursos da ESAF:

Insolvencies/Guaranty Funds Source: www.iii.org Feb/ 2OO6 (Adapted)

1. function of the

The regulation of insurance company solvency is a state. The Gramm-Leach-Bliley Financial Services

Modernization Act of 1999, which allowed

banks, securities firms,

insurance companies and other financial services entities to affiliate and sell one another's products, continues this practice. State regulators monitor the financial health of companies licensed to provide insurance in their state through analysis of the detailed annual financial

statements that insurers are required to file and

periodic on-site

examinations. When a company is found to be in poor financial www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE condition, regulators can take various actions to try to save it.

Insolvencies do occur, however, despite the best efforts of regulators.

5. (ESAF/SUSEP/2006) insurance company solvency

According to the text, the regulation of

a) should be in the state's hands. b) has been proposed by the private sector. c) would have to be one of the state's functions. d) has not been within the scope of the state. e) is clearly one of the state's liabilities.

Comentrios: No necessrio ler o texto todo para responder esta primeira questo. Veja que o enunciado da questo trata da regulamentao da solvncia das companhias de seguro. Agora leia a primeira frase do texto: "The regulation of insurance company solvency is a function of the state. (...)" DICA: Quando se deparar com

palavras desconhecidas, no desista, v em frente. lendo Tente as resolver a e

questo tendo chave. agarrar

alternativas outras medo que

como No s

foco

palavrasde se

tenha palavras

paream

com o portugus. www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE PALAVRAS-CHAVE regulation: regulamentao insurance: seguro company: companhia solvency: solvncia, solvibilidade function: funo state: Estado propose: proposto should be: deveria ser would have to be: deveria ser scope: ambito, alada clearly: claramente state's liabilities: responsabilidades de Estado

O que podemos extrair deste pargrafo, observando as palavraschave em destaque : "A regulamentao da solvncia das companhias de seguro funo do Estado". Vejamos as opes de resposta:

a) should be in the state's hands. A opo A est incorreta. O texto no diz que a funo de regulamentar a solvncia deveria (should) estar nas mos do Estado e sim que regulamentar funo do Estado.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE IMPORTANTE

Should: poderia ou deveria Ought: poderia ou deveria

Obrigao Sugesto

Must: dever Must not

Obrigao Proibio

Have to: ter que fazer algo

Obrigao

b) has been proposed by the private sector. A opo B est incorreta. O texto no afirma que a

regulamentao foi proposta (has been proposed) pelo setor privado, mas sim pelo Estado. IMPORTANTE

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

c) would have to be one of the state's functions. A opo C est incorreta. A opo diz que deveria ser uma das funes do Estado. Observe que o texto afirma que a regulamentao funo do Estado e no que deveria ser. be = should be = deveria ser. ATENO: Would have to

d) has not been within the scope of the state. A opo D est incorreta, pois o texto no nega (has not been) que a regulamentao da solvncia das companhias de seguro seja funo do Estado. Pelo contrrio, afirma que ela funo do Estado, est no mbito ou alada (scope) do Estado.

e) is clearly one of the state's liabilities. A opo E est correta. Pode-se dizer que a regulamentao da solvncia das companhias de seguro uma das funes do Estado (The regulation of insurance company solvency is a function of the state.).

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

Logo, a resposta para esta questo a letra E.

FUTURO

www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE O futuro no ingls basicamente formado pelo verbo auxiliar 'will'. O 'will' + verbo no infinitivo usado para expressar ao futura, que pode tambm ser identificada pela expresses: Tomorrow - amanh The day after tomorrow - depois de amanh Next week - prxima semana Next weekend - prximo final de semana Next month - prximo ms Next year - prximo ano

Vale lembrar que o futuro tambm feito com a expresso 'going to'. Be going to uma estrutura que pode ser usada para falarmos de planos futuros de forma informal. Going to enfatiza a idia de inteno, de uma deciso que j foi tomada. Ex.: Mark is going to cross Ireland.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE His friends are going to help him. Seus amigos iro ajud-lo). (Marcos ir atravessar a Irlanda.

Agora vejamos uma questo de prova:

The long climb Source: www.economist.com www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE st Oct, 2009 (Adapted) 1. The world economy is fitfully getting back to normal,

but it will be a "new normal". This phrase has caught on, even if people disagree about what it means. In the new normal, as defined subdued by Pimco's CEO, and Mohamed El-Erian, growth will high. "The be

unemployment will

remain

banking

system will be a shadow of its former self," and the securitization markets, which buy and sell marketable bundles of debt, will presumably be a shadow of a shadow. Finance will be costlier and investment weak, so the stock of physical capital, on which prosperity depends, will erode. 2. several of The crisis invited a forceful government entry into capitalism's inner sanctums, such as banking,

American carmaking and the commercial-paper market. Mr ElErian worries that the state may overstay its welcome. In

addition, national exchequers may start to feel some measure of the fiscal strain now hobbling California. America's Treasury, in particular, must demonstrate that it is still a "responsible

shepherd of other countries' savings."

6. (ESAF/ AFRFB/2009) defined as a) both real and active.

In paragraph 1, growth in the new order is

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE b) absolutely extraordinary. c) not very active or busy. d) sustainable and rapid. e) unpredictable.

Comentrios: A questo nos remete ao Pargrafo 1 e expresso "growth in the new order". Voc dever escolher a opo que mais se assemelha definio de "growth in the new order" dada pelo texto. Vejamos como o texto trata do assunto: "The world economy is fitfully getting back to normal, but it will be a "new normal". This phrase has caught on, even if people disagree about what it means. Pimco's CEO, Mohamed In the new normal, as defined by growth will be subdued and

El-Erian,

unemployment will remain high."

PALAVRAS-CHAVE growth: crescimento new order: nova ordem world economy: economia mundial getting back to normal: voltando ao normal will be: futuro do verbo be (ser) - ser subdued: passado do verbo subdue (reduzir) - reduzido, reduziu unemployment: desemprego will remain: futuro do verbo remain (continuar) - continur high: alto

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE Qual a opo que mais retrata o crescimento econmico (growth) na nova ordem mundial:

a) both real and active. A opo A est incorreta. A alternativa caracteriza a nova ordem como real e active (ativa, rpida, vigorosa). A definio positiva e est errada. Veja que o texto fala em alto desemprego (high

unemployment) e crescimento reduzido (subdued).

b) absolutely extraordinary. A opo B est incorreta. Assim como a alternativa "a", a alternativa "b" traz uma definio positiva da nova ordem: absolutamente extraordinria (absolutely extraordinary).

c) not very active or busy. A opo C est correta. O texto define o crescimento na nova ordem como: " (...) growth will be subdued and unemployment will remain high."Temos aqui que o crescimento ser reduzido e desemprego continuar alto, logo, pode-se dizer que o crescimento no ser muito vigoroso, ativo (active, busy).

d) sustainable and rapid. A opo D est incorreta. Aqui a definio de crescimento tambm positiva, sustainable e rapid (sustentvel e rpido).

e) unpredictable. A opo E est incorreta. O texto no diz que o crescimento na nova ordem mundial inprevisvel (unpredictable). www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

DICA:

Apenas para

na a

alternativa "c", questo, foi

resposta

apresentada uma definio negativa para o crescimento na nova ordem mundial. definio Mesmo de sem saber a

subdued daria

para

acertar a questo.

Logo, a resposta para esta questo a letra C.

FUTURO DO PRETRITO www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE E PRETRITO MAIS-QUE-PERFEITO DO SUBJUNTIVO

Os tempos verbais do futuro do pretrito e do pretrito mais-queperfeito so formados em ingls com o uso do 'would', um verbo auxiliar. Veja o quadro abaixo:

Agora, uma questo de prova para vocs ficarem afiados:

7. (ESAF/IPEA/2004) "Os ltimos indicadores de atividades tm sido mais favorveis". a) Have been more sensible. www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE b) Had been more optimistic. c) Would be absolutely gloomy. d) Have been more favourable. e) Will be less pessimistic.

Comentrios: A questo exige que o candidato conhea quase todos os tempos verbais em ingls.

As alternativas "a" e "d" esto no presente perfeito: a) Have been more sensible. (tm sido mais perceptveis) d) Have been more favourable. (tm sido mais favorveis)

A alternativa "b" est no passado perfeito: b) Had been more optimistic. (tinham sido mais otimistas)

A alternativa "c" est no pretrito mais-que-perfeito: c) Would be absolutely gloomy. (seriam absolutamente sombrios)

A alternativa "e" est no futuro: e) Will be less pessimistic. (sero menos pessimistas)

PALAVRAS-CHAVE GDP (Gross Domestic Product): PIB (Produto Interno Bruto) www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE fell: caiu (passado do verbo fall) went up: subiu, aumentou (passado do verbo go up) prevented: impedido, evitado (passado do verbo prevent) increasing: aumento recession: recesso remained: mantido (passado do verbo remain) less: menos, mnimo, inferior severe: severo, rigoroso kept: mantido (passado do verbo keep) deepening: aprofundando continued: continuou (passado do verbo continue) lower: abaixar, diminuir fought: combateu (passado do verbo fight) sensible: perceptvel optimistic: otimista absolutely: absolutamente gloomy: pessimista favourable: favorvel less: menos pessimistic: pessimista

Logo, a resposta para esta questo a letra D.

While Rome burns Source: www.economist.co.uk www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE Sep 25th, 2008 (Adapted)

1.

American plans to buy up assets that are clogging the

financial system lack detail but no one doubts that a massive government intervention is coming. In Europe jittery investors have no such reassurance. European governments have yet to respond publicly to calls from Hank Paulson, the treasury

secretary, to follow his lead. They look set to keep faith with the approach that they have used to handle the crisis so far - staving off liquidity worries by allowing banks to use facilities at central banks to swap their assets in exchange for ready cash. 2. That makes many watchers nervous. The crisis in

America has dramatically grown from one of liquidity to one of solvency as well. Lehman Brothers had access to the Federal Reserve's discount window, after all, but still went under. The burning question now is whether banks have enough capital. On some measures, European banks look pretty well capitalized. The average tier-one ratio, which measures capital based on the riskiness of bank assets, stood at 8% in the first half of the year. That looks solid enough, if you assume that banks have a good handle on risk.

www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE 8. (ESAF/ STN/2008) In paragraph 1, the author refers to a

massive government intervention which a) would worsen the scenario. b) is presently out of the question. c) would provoke constraints. d) is certainly on the way. e) seems highly questionable.

Comentrios: No pargrafo 1, o autor se refere (refers) interveno

governamental massiva

(massive government intervention) que

est se aproximando, chegando (is coming).

"(...) a massive government intervention is coming."

a) would worsen the scenario. A opo A est incorreta. A alternativa afirma que a interveno governamental pioraria (would worsen) o cenrio. O texto no diz isso.

b) is presently out of the question. A opo B est incorreta. Enquanto o texto diz que a interveno governamental massiva (massive government intervention) est se aproximando (in coming), aqui est sendo afirmado que a interveno governamental est fora de questo (out of the question).

c) would provoke constraints. www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE A opo C est incorreta. O texto no diz que a interveno provocaria (would provoke) constrangimento (constraints).

d) is certainly on the way. A opo D est correta. "A interveno certamente est a caminho (on the way)" o mesmo que dizer "a interveno est se aproximando (in coming)"

e) seems highly questionable. A opo E est incorreta. No h no texto qualquer indicao de que a interveno parece (seems) altamente questionvel, duvidosa (questionable).

VOCABULRIO-CHAVE refer: referir-se massive: massiva/o government intervention: interveno would worsen: pioraria scenario: cenrio presently: agora, logo out of the question: fora de questo would provoke: provocaria www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE constraints: constrangimento certainly: certamente, seguramente on the way: a caminho seem: parecer highly: altamente questionable: questionvel

Logo, a resposta para esta questo a letra D.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

REVISO DO VOCABULRIO-CHAVE

A partir deste momento vamos revisar a aula por meio do quadro do vocabulrio-chave.

PALAVRAS-CHAVE insolvencies: insolvncias occur: ocorrer, acontecer however: porm, no obstante despite: apesar de actually: efetivamente, de fato happen: acontecer undoubtedly: indubitavelmente preventable: evitvel hardly: dificilmente take place: ocorrer pose a threat: representar uma ameaa used to be: costumava ser governments: governos industrialized countries: pases industrializados are trying: esto tentando to stop: parar companies: empresas dismissing: demitindo www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE older: mais velhos workforce: fora de trabalho refusing: negando to employ: empregar younger workers: trabalhadores jovens expensive pensions: penses caras cutting: cortando retirement: aposentadorias valuable workers: trabalhadores ativos age: idade making: fazendo attempts: enforos inefficient: ineficiente labour market: mercado de trabalho view: viso ought: dever sought: buscou, buscado, passado do verbo seek partnership: parceria want: querer be approved: ser aprovado praised: aplaudido, elogiado should: deveria consider: considerar building partnerships: construir parcerias must: dever, obrigao prioritise: priorizar religious issues: questes religiosas seeking partnership: buscar parcerias awakened:acordou, passado do verbo awaken www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE caused: causou, passado do verbo cause extinguished: extinguiu, passado do verbo extinguish made: fez, passado do verbo make led: levou, conduziu, passado do verbo lead regulation: regulamentao insurance: seguro company: companhia solvency: solvncia, solvibilidade function: funo state: Estado propose: proposto should be: deveria ser would have to be: deveria ser scope: mbito, alada clearly: claramente state's liabilities: responsabilidades de Estado growth: crescimento new order: nova ordem world economy: economia mundial getting back to normal: voltando ao normal will be: futuro do verbo be (ser) - ser subdued: passado do verbo subdue (reduzir) - reduzido, reduziu unemployment: desemprego will remain: futuro do verbo remain (continuar) - continur high: alto GDP (Gross Domestic Product): PIB (Produto Interno Bruto) fell: caiu (passado do verbo fall) went up: subiu, aumentou (passado do verbo go up) prevented: impedido, evitado (passado do verbo prevent) www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE increasing: aumento recession: recesso remained: mantido (passado do verbo remain) less: menos, mnimo, inferior severe: severo, rigoroso kept: mantido (passado do verbo keep) deepening: aprofundando continued: continuou (passado do verbo continue) lower: abaixar, diminuir fought: combateu (passado do verbo fight) sensible: perceptvel optimistic: otimista absolutely: absolutamente gloomy: pessimista favourable: favorvel less: menos pessimistic: pessimista refer: referir-se massive: massiva/o government intervention: interveno would worsen: pioraria scenario: cenrio presently: agora, logo out of the question: fora de questo would provoke: provocaria constraints: constrangimento certainly: certamente, seguramente on the way: a caminho seem: parecer www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE highly: altamente questionable: questionvel

QUESTES DA AULA Insolvencies/Guaranty Funds Source: www.iii.org Feb/ 2006 (Adapted)

1.

The regulation of insurance company solvency is a function of

the state. The Gramm-Leach-Bliley Financial Services Modernization Act of 1999, which allowed banks, securities firms, insurance companies and other financial services entities to affiliate and sell one another's

products, continues this practice. State regulators monitor the financial health of companies licensed to provide insurance in their state through analysis of the detailed annual financial statements that insurers are required to file and periodic on-site examinations. When a company is found to be in poor financial condition, regulators can take various actions to try to save it. Insolvencies do occur, however, despite the best efforts of regulators.

1.

(ESAF/SUSEP/2006)

According

to

the text, "insolvencies

do

occur", which means they a) actually happen. b) are undoubtedly preventable. www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE c) hardly take place. d) do not pose a threat. e) used to be more frequent.

Companies in the rich world are confronted with a rapidly ageing workforce. Nearly one in three American workers will be over 50 by 2012, and America is a young country compared with Japan and Germany. China is also ageing rapidly, thanks to its one-child policy. This means that companies will have to learn how to manage older workers better. Most companies are remarkably ill-prepared. There was a flicker of interest in the problem a few years ago but it was snuffed out by the recession. The management literature on older workers is a mere molehill compared with the mountain devoted to recruiting and retaining the young. Companies are still stuck with an antiquated model for dealing with ageing, which assumes that people should get pay rises and promotions on the basis of age. They have dealt with the burdens of this model by periodically "downsizing" older workers or encouraging them to take early retirement. This has created a dual labour market for older workers, of cosseted insiders on the one hand and

unemployed or retired outsiders on the other. But this model cannot last. The number of young people, particularly those with valuable science and engineering skills, is

shrinking. And governments are raising retirement ages and making it more difficult for companies to shed older workers, in a desperate attempt to cope with their underfunded pension systems. Feb 4th 2010 | From The Economist print edition

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE [adapted]

2. (ESAF/AFT/2010)

The text suggests that the governments of

industrialized countries are a) trying to stop companies dismissing older members of their

workforce. b) refusing to employ younger workers because of their expensive pensions. c) cutting the retirement pensions of valuable workers on the basis of age. d) making desperate attempts to cope with an inefficient labour market. e) regretting their generosity to workers who have taken early

retirement.

Faith-based politics Source: Newsweek Magazine (Adapted) May 25th 2009

Tony Blair, Britain's longest-serving Labour Prime Minister, left office in 2007 as a relatively young man of 54. At his office in London, Blair spoke to NEWSWEEK's Stryker McGuire. Excerpts: Question 1: There's much evidence that religious beliefs have www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE been a force for evil in the world. How do you persuade people to put faith in faith? Many people do see faith as a source of division and conflict. There is another side that the world of faith isn't often good enough at putting forward - which is about compassion, solidarity, social justice. Question 2: How do you think President Barack Obama is doing as a leader and healer on the world scene? He's created a situation where there is a possibility of a completely different form of engagement with the world of Islam and with the outside world. The single most important thing for him is that his decision to reach out is answered by the rest of the world by a decision to reach back. As I keep saying to people, he doesn't want

cheerleaders; he wants partners. You know, he doesn't want people to tell him how great he is; he's perfectly well aware of the transient nature of all that fluff, as it were, around the new president and the first hundred days. He's trying to change the world in partnership, and he needs partners to do it.

3. (ESAF/EPPGG/2009) Obama

In Mr Blair's view, President Barack

a) ought to have sought partnership. b) wants to be approved and praised. c) should consider building partnerships. d) must prioritise some religious issues. e) is seeking partnership.

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CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

Companies in the rich world are confronted with a rapidly ageing workforce. Nearly one in three American workers will be over 50 by 2012, and America is a young country compared with Japan and Germany. China is also ageing rapidly, thanks to its one-child policy. This means that companies will have to learn how to manage older workers better. Most companies are remarkably ill-prepared. There was a flicker of interest in the problem a few years ago but it was snuffed out by the recession. The management literature on older workers is a mere molehill compared with the mountain devoted to recruiting and retaining the young. Companies are still stuck with an antiquated model for dealing with ageing, which assumes that people should get pay rises and promotions on the basis of age. They have dealt with the burdens of this model by periodically "downsizing" older workers or encouraging them to take early retirement. This has created a dual labour market for older workers, of cosseted insiders on the one hand and

unemployed or retired outsiders on the other. But this model cannot last. The number of young people, www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE particularly those with valuable science and engineering skills, is

shrinking. And governments are raising retirement ages and making it more difficult for companies to shed older workers, in a desperate attempt to cope with their underfunded pension systems. Feb 4th 2010 | From The Economist print edition [adapted]

4. (ESAF/AFT/2010)

In paragraph 2, the author claims that the

recent economic recession has a) awakened an interest in science and engineering among younger workers. b) caused the number of young people seeking jobs in business to increase. c) extinguished what little interest firms had shown in how to manage an older staff. d) made a mountain of business management out of a managerial molehill. e) led many firms to dismiss older workers in their periodic staff reductions.

www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

Insolvencies/Guaranty Funds Source: www.iii.org Feb/ 2OO6 (Adapted)

1.

The regulation of insurance company solvency is a function of

the state. The Gramm-Leach-Bliley Financial Services Modernization Act of 1999, which allowed banks, securities firms, insurance companies and other financial services entities to affiliate and sell one another's

products, continues this practice. State regulators monitor the financial health of companies licensed to provide insurance in their state through analysis of the detailed annual financial statements that insurers are required to file and periodic on-site examinations. When a company is found to be in poor financial condition, regulators can take various actions to try to save it. Insolvencies do occur, however, despite the best efforts of regulators.

www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE 5. (ESAF/SUSEP/2006) insurance company solvency According to the text, the regulation of

a) should be in the state's hands. b) has been proposed by the private sector. c) would have to be one of the state's functions. d) has not been within the scope of the state. e) is clearly one of the state's liabilities.

The long climb Source: www.economist.com st Oct, 2009 (Adapted) 1. The world economy is fitfully getting back to normal, but it

will be a "new normal". This phrase has caught on, even if people disagree about what it means. In the new normal, as defined by Pimco's CEO, Mohamed El-Erian, growth will be subdued and

unemployment will remain high. "The banking system will be a shadow of its former self," and the securitization markets, which buy and sell marketable bundles of debt, will presumably be a shadow of a shadow. Finance will be costlier and investment weak, so the stock of physical capital, on which prosperity depends, will erode. 2. The crisis invited a forceful government entry into several of

capitalism's inner sanctums, such as banking, American carmaking and the commercial-paper market. Mr El-Erian worries that the state may overstay its welcome. In addition, national exchequers may start to feel

www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE some measure of the fiscal strain now hobbling California. America's Treasury, in particular, must demonstrate that it is still a "responsible shepherd of other countries' savings."

6. (ESAF/ AFRFB/2009) defined as a) both real and active. b) absolutely extraordinary. c) not very active or busy. d) sustainable and rapid. e) unpredictable

In paragraph 1, growth in the new order is

7. (ESAF/IPEA/2004) "Os ltimos indicadores de atividades tm sido mais favorveis". a) Have been more sensible. b) Had been more optimistic. c) Would be absolutely gloomy. www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE d) Have been more favourable. e) Will be less pessimistic.

While Rome burns Source: www.economist.co.uk Sep 25th, 2008 (Adapted)

1. financial

American plans to buy up assets that are clogging the system lack detail but no one doubts that a massive

government intervention is coming. In Europe jittery investors have no such reassurance. European governments have yet to respond publicly to calls from Hank Paulson, the treasury secretary, to follow his lead. They look set to keep faith with the approach that they have used to handle the crisis so far - staving off liquidity worries by allowing banks to use facilities at central banks to swap their assets in exchange for ready cash. 2. That makes many watchers nervous. The crisis in America

has dramatically grown from one of liquidity to one of solvency as well. Lehman Brothers had access to the Federal Reserve's discount window,

www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE after all, but still went under. The burning question now is whether banks have enough capital. On some measures, European banks look pretty well capitalized. The average tier-one ratio, which measures capital based on the riskiness of bank assets, stood at 8% in the first half of the year. That looks solid enough, if you assume that banks have a good handle on risk.

8. (ESAF/ STN/2008)

In paragraph 1, the author refers to a massive

government intervention which a) would worsen the scenario. b) is presently out of the question. c) would provoke constraints. d) is certainly on the way. e) seems highly questionable.

www.pontodosconcursos.com.br

CURSO ON LINE CURSO DE INGLS - AFT TEORIA E EXERCCIOS AULA 01 PROFESSORA: ALINE ANDRADE

GABARITO

1-A 6-C

2-A 7-D

3-E 8-D

4-C

5-E

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