Escolar Documentos
Profissional Documentos
Cultura Documentos
Breach of Duty
Covers any breach of duty (including breach of duty of confidentiality), in the provision by the insured of the professional services stated in the policy schedule. Example: A management consultant advising on implementation of accreditation management systems for nursing homes, whose client failed to obtain nursing home accreditation following inadequate recommendations.
Dishonesty or Fraud
Covers claims by a third party for loss alleged to have resulted from a dishonest, fraudulent, criminal or malicious act or any breach of fiduciary duty committed by any person entitled to indemnity under this policy. No cover is intended for a loss suffered by the insured. Example: An accounting firms staff member was found to be stealing money from the firms clients, to support a gambling addiction.
Enquiry Costs
Covers legal costs and expenses for representation of the insured, regarding any legal or quasi legal enquiry the insured is legally required to participate by reason. The body conducting the enquiry (including regulatory, licensing or statutory body) has legal jurisdiction over the insured. Example: A veterinary clinic was requested to attend disciplinary proceedings of professional misconduct for allegedly killing the claimant's dog. The insured was able to receive assistance with the conduct of the investigation.
Unintentional Defamation
Covers unintentional defamation, whether libel (written or published) or slander (spoken) committed by an insured person. Example: Professor of a University issued a memo describing an associate professor as professionally incompetent. This was passed to the associate professor and several others.
Online Application Businesss exceeding to $2million turnover, please complete the online proposal form. This will enable a quotation to be provided based on your specific business needs.
In most circumstances we are able to provide an quote over the phone. If you would like to discuss your needs further, contact us on 1300 739 861.
Contact Us
Phone Fax Hours Email Website +61 1300 739 861 +61 1300 732 225 9.00am to 5.00pm (EST) Monday Friday service@optimuminsurance.com.au www.it.optimuminsurance.com.au
Presentation Disclaimer This material contains general information only and may not suit your particular circumstances. To decide if a policy is right for you please carefully read the relevant Product Disclosure Statement (PDS) and/or Policy wording. A copy of the PDS or policy wording is available by contacting our office on 1300 739 861; Disclosure Statement Optimum Insurance Services Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services Licence No 240549, ABN 15 003 886 687.