FACING THE

CHALLENGES
of employer sponsored
retirement plans.
WHY MAKE THIS DECISION NOW
PurLnerlng wlLh Lmlre llnunclul ls u low rlsk declslon LhuL wlll yleld lmmedluLe beneflLs.
Going it a|one is a tough option for a p|an sponsor. It is easy to pay too much,
consume va|uab|e resources or incur unnecessary risk.
THE NEW REALITY
Fiduciary Committee: deslgn, fuclllLuLlon,
und documenLuLlon
Fiduciary 5ervices: lnvesLmenL ollcy,
lnvesLmenL revlews, monlLor lnvesLmenL
menu, seclflc recommenduLlons
Annua| Fiduciary Record: reuruLlon und
secure reLenLlon
Regu|atory Changes: seclflc guldunce
und recommenduLlons, lun documenL
umendmenL rocess, correcLlon rogrums
P|an Expense: lmmedluLely reduce your cosL
und rovlde ongolng monlLorlng
Benchmarking: servlce rovlders, urLlcl-
unL educuLlon, und lun deslgn
COvLRNANCL
OvLRSlCH1
Our 'lnslder' exerlence und exerLlse
wlll lower your LoLul lun cosL
OuLsourclng Lo Lmlre llnunclul ullows
your orgunlzuLlon Lo focus on
crlLlcul buslness lssues
Our servlces reduce your buslness und
ersonul rlsk
Our knowledge wlll hel oLlmlze your
reLlremenL lun
Hlrlng Lmlre llnunclul does noL
requlre chunglng servlce rovlders
Hlrlng us does noL requlre exLru lubor
from your orgunlzuLlon
Our fees ure reusonuble und redlcLuble
You cun uy our fees Lhrough LRlSA
uccounLs, forfelLure uccounLs or dlrecLly
You cun ellmlnuLe our servlces uL uny Llme
lMMLLlA1L 8LNLll1S LOW RlSK
HOW WE HELP
WlLh over zo yeurs of exerlence, Lmlre llnunclul wus bullL Lo hel
lun sonsors suve money, lmrove lun erformunce und reduce
rlsk.
We ure lndeendenL und ucknowledge ln wrlLlng LhuL we ure u
llduclury for your reLlremenL lun.
8y ouLsourclng reLlremenL lun governunce und overslghL Lo Lmlre
llnunclul, Plun Sonsors geL Lhe exerlence und resources of well
known consulLlng flrms uL u frucLlon of Lhe cosL.
NEXT 5TEP5
1o leurn more ubouL how ouLsourclng reLlremenL lun
governunce und overslghL Lo Lmlre llnunclul cun lower
your cosL, reduce your udmlnlsLruLlve burden,
und mlnlmlze ersonul und buslness rlsk conLucL us uL:
By Phone
.8oo..zz
By Emai|
lnformuLlonQemlreflnunclul.com
Corporate Office
Lmlre llnunclul
z Muln SLreeL
ClnclnnuLl, OH zoz

It was definitely the right decision to

team up with Empire. Their expertise
really reduced our risk exposure.
RISK
MANAGEMENT
BENCHMARKING
SERVICE PROVIDER
OVERSIGHT
EMPLOYEE
COUNSELING
REGULATORY
COMPLIANCE
OUR
PROCESS
1he reullLy of offerlng un emloyer sonsored reLlremenL
lun hus chunged. Plun sonsors fuce Lough new chullenges:
LrumuLlc
lncreuse ln
beneflLs cosL
ReducLlon
ln suorL
dellvered by
reLlremenL
lun servlce
rovlders
AlLered und
confuslng
rlclng und
servlce
rovlder
economlcs
1runsformuLlon
of Lhe reguluLo-
ry envlronmenL
Hlgh unxleLy ln
Lhe workforce
lncreused
LeurLmenL of
Lubor uudlL
ucLlvlLy
LsculuLlon of
reLlremenL
lun llLlguLlon