2014 Budget

In come per month 4.Loan Payments 0-10% 295 7. Household/Person 5-22% $680.00 Income VS Expense :
Salary ( Mike ) Net 2,930.00 fransCar Paymt 250 Food 400 $5,178.00
Salary (Fran ) Net 2,073.00 Household items 100 Less Total Expenses $5,089.41
Other ( Net Take Home ) 400 Master Card Mikes Cosmetics
TOTAL MONTHLY IN COME 5,403.00 Sears Mastercard 45 Barder Income Over (Under) $88.59
% Guide* Sears other Laundry / cleaning 60 Expenses
1. Giving 10% Books 120 Frans Car insurance Pymt is very
Tith 200 Wells Frago Gifts 3 Months
Other Contrib Bank Loans Eucation We could save $500 MTH if Even
World Vission 25 Cerdit Union Clothing and Eric paid ins and cell phone
NET SPENDABLE INCOME $5,178.00 Family Friends Allowances Food and Gas are conservative
(Total Income less Giving ) Other Other estimates
% Guide* 5. Auto/Transportation 5% $300.00 8. Professional Servise 5-15% $140.00
Licences Dental
2.savings 2.Savings 5-10% $500.00 Gas 300 Medical/ Presc 30
Oil/Lube Legal
3. Housing 3.Housing 25-38% 1,752.26 Repairs Union Dues
Mortgage 1,200.00 Parking Evans BracesPymt 110
Taxes Registration
Insurance other Other
Maintaince 6. Insurance 5% $662.15 9. Entertainment 5-10% $760.00
Electrical 77.94 Life 57.48 Dinning Out 100
Derrells Storage 152.5 Medical Lunches 40
House Phone 33.08 Dental Movies/Events 100
Franc Car Insur 230 Vacation Trips 500
Mike & Fran Cell 74.73 Evans Car Insur 155.67
Evan Cell 53.17 Erics Mercury Insu 219 Health Club
Erics Cell 65.79 Mikes Truck Insu Hobbies 20
Comcast Cable 95.05 Other Other
2.Savings
3.Housing
4.Loan Payments
5. Auto/Transportation
6. Insurance
7. Household/Person
8. Professional Servise
9. Entertainment
$0.00
$200.00
$400.00
$600.00
$800.00
$1,000.00
$1,200.00
$1,400.00
$1,600.00
$1,800.00
1
2.Savings 3.Housing
4.Loan Payments 5. Auto/Transportation
6. Insurance 7. Household/Person
8. Professional Servise 9. Entertainment