3 products in the price for 1

Sample of our one policy-

Age-30 year

Just invest 23650 as premium every year you will get-

policy term-25 year

Premium-38976 payment term-25 year

1. Protection for your family and a peace to your mind for next 25
years
If I say its not a life insurance I would recall it as a Family future insurance for your family.
It basically ensures your family as still a good future or life style even if you are one. Our life is
uncertain if unfortunately you die people who are dependent upon your income will loose tat
financial support.
Even you dont want that the loan mortgage and bill you have taken , youre family have to pay for it
after your death.
Double sum assured (10/14/16 lakhs) + return on sum assured till that period.( for starting of 5 years
return will be 5% of sum assured(5/7/8 lakhs)every year
from 6th year reurn will be 8% of sum assured (5/7/8) lakhs every year.
2. Investment with return on sum assuredfor starting of 5 years return will be 5% of sum assured 5/7/8 lakhs
from 6t year return will be 8% of sum assured 5/7/8lakh every year.
+ sum assured(5 lakh)
If you invest Premium in other investment option you will get return on Premium amount only but
here return will be on sum assured 5/7/8 lakhs.
3. Three layers income tax free1. First of all you are savings taxes on premium for 25 years
2.Tax savings on return every year, if you invest in other investment option and its giving 8% return
Tax slab
Return percentage
Deduction
Post tax return

2,00,000-5,00,000
(10% tax deduct)
8%
8%-0.1*8%
7.2%

5,00,000-10,00,000
(20% Tax deduct)
8%
8%-0.2*8%
6.4%

More than 10,00,000

(30% tax deduct)
8%
8%-0.3*8%
5.6%

Age-30 year

policy term-25 year

Premium-23,650 payment term-25 year

3. Tax savings on lump some maturity benefit and death
benefit
year Death benefit benefit
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25

525000
550000
575000
600000
625000
625000
625000
625000
625000
625000
625000
625000
625000
625000
625000
625000
625000
625000
625000
625000
646042
670853
695665
720476
745288

0
0
0
0
0
32600
65200
97800
13040
16300
19560
22820
26080
29340
32600
35860
39120
42380
45640
48900
52160
55420
58680
61940
65200

Sum assured-5,00,000

Maturity benefit accidental benefit total death benefit

525000
550000
575000
600000
625000
657600
690200
722800
755400
788000
820600
853200
885800
918400
951000
983600
1016200
1048800
1081400
1114000
1167642
1225053
1282465
1339876

1397288

500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000
500000

1025000
1050000
1075000
1100000
1125000
1157600
1190200
1222800
1255400
1288000
1320600
1353200
1385800
1418400
1451000
1483600
1516200
1548800
1581400
1614000
1667642
1725053
1782465
1839876

1897288

Please just spend your 15 minutes, you will get cleared every doubts related to family protection and
investment scheme. u can get policy according to yours need.
Contact no.-09866209535 animesh raj facebook id - animesh.r.pathak@facebook.com

Age-30 year

policy term-25 year

Premium-37,950 payment term-25 year

Sum assured-8,00,000

YEAR
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25

Death benefit maturity benefit

840,000
880,000
920,000
960,000
1,000,000
1,000,000
52,160
1,000,000
104,320
1,000,000
156,480
1,000,000
208,640
1,000,000
260,800
1,000,000
312,960
1,000,000
365,120
1,000,000
417,280
1,000,000
469,440
1,000,000
521,600
1,000,000
573,760
1,000,000
625,920
1,000,000
678,080
1,000,000
730,240
1,000,000
782,400
1,033,666
834,560
1,073,365
886,720
1,113,063
938,880
1,152,762
991,040
1,192,460
1,043,200

ADB
Total death benefit
800,000
840,000
800,000
880,000
800,000
920,000
800,000
960,000
800,000
1,000,000
800,000
1,052,160
800,000
1,104,320
800,000
1,156,480
800,000
1,208,640
800,000
1,260,800
800,000
1,312,960
800,000
1,365,120
800,000
1,417,280
800,000
1,469,440
800,000
1,521,600
800,000
1,573,760
800,000
1,625,920
800,000
1,678,080
800,000
1,730,240
800,000
1,782,400
800,000
1,868,226
800,000
1,960,085
800,000
2,051,943
800,000
2,143,802
800,000
2,235,660

Age-30 year

policy term-25 year

Premium-33,950 payment term-25 year

Sum assured-7,00,000

year
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25

Death
Benefit
735,000
770000
805000
840000
875000
875000
875000
875000
875000
875000
875000
875000
875000
875000
875000
875000
875000
875000
875000
875000
904458
939194
973930
1008666
1043403

Benefit(8%)
0
0
0
0
0
45640
91280
136920
182560
228200
273840
319480
365120
410760
456400
502040
547680
593320
638960
684600
730240
775880
821520
867160
912800

Total
Benefit
735000
770000
805000
840000
875000
920640
966280
1011920
1057560
1103200
1148840
1194480
1240120
1285760
1331400
1377040
1422680
1468320
1513960
1559600
1634698
1715074
1795450
1875826
1956203

Total+ Accidental death beefit

1435000
1470000
1505000
1540000
1575000
1620640
1666280
1711920
1757560
1803200
1848840
1894480
1940120
1985760
2031400
2077040
2122680
2168320
2213960
2259600
2334698
2415074
2495450
2575826
2656203