A

PROJECT RESEARCH REPORT

ON
Topic: NON PERPOFMING ASSETS ON PUBLIC SECTOR BANK
Session 2012-14
DR.B.R.AMBEDKAR UNIVERSITY A!RA
Un"e# T$e !%i"&n'e O( SUBMITTED BY:
D#. Ni#&) !%*+& A#%n K%,&# S$&#,&
MBA -.in&n'e/
Ro00.No.04
S.P.C.J.INSTITUTE O. COMMERCE BUSINESS MANA!EMENT 1
ECONOMIC -KHANDARI CAMPUS)
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CERTIFICATE OF ORIGINALITY
I A#%n K%,&# S$&#,& Roll No.04 batch of 2012-14,a full time bonafide student of 4
th
Semester of Master Of Business dministration !MB) "ro#ramme of S.$.%.&.'nstitute
Of %ommerce, Business Mana#ement ( )conomic !*handari %am"us)
+r.B.R.mbed,ar -ni.ersit/, 0R,' hereb/ certif/ that "ro1ect research re"ort Non
$erformin# ssets on $ublic Sector Ban, submitted in "artial fulfillment of the
re2uirements of the "ro#ramme is an ori#inal 3or, of mine under the #uidance of facult/
mentor D#.Ni#&) !%*+&, and is not based or re"roduced from an/ e4itin# 3or, of an/
other "erson or on an/ earlier underta,en at an/ other time or for an/ other "ur"ose, and
has not been submitted an/3here else at an/ time.
(Students Signature) Faculty Mentor
Signature
Date:
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DECLARATION
' undersi#ned hereb/ declare that the "ro1ect entitled 2 Non $erformin# ssets on
$ublic Sector Ban, is the ori#inal "iece of 3or, submitted b/ us under the #uidance of
D#.Ni#&) !%*+& for the "artial fulfillment of the re2uirement of MB +e#ree of SETH
PADAM CHAND JAIN INSTITUTE A!RA UNIVERSITY A!RA and is
e4clusi.el/ "re"ared and conce"tuali5ed b/ us and the findin#s in this "ro1ect re"ort are
based on the data collected b/ us and to the best of our ,no3led#e and belief this re"ort
has not been co"ied from an/ research submitted b/ an/one, an/3here earlier.

Arun Kumar Sarma
Se+$ *&"&, C$&n" J&in Ins+i+%+e
A3#& Uni4e#si+5 A3#&
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PRE.ACE
6he MB is not an end in itself, but a means to an end. 't is a de#ree desi#ned to
#i.e us the abilit/ to de.elo" our career to its fullest "otential, at an accelerated "ace. 6o
become a successful mana#er in this com"etiti.e era the first and foremost tas, is to ha.e
a real life e4"erience about the cor"orate 3orld. 7e are .er/ much fortunate that in our
s/llabus there is a "ro.ision for Summer 6rainin# of ei#ht 3ee,s in the "ublic sector or
"ri.ate sector. 7e ha.e made our research "ro1ect re"ort 4
th
semester at $ublic Sector
Ban, . 'n $ublic Sector Ban, 3e ha.e come to ,no3 a lot and ' belie.e those 3ill "a.e
our 3a/ durin# our 3or,in# in the cor"orate 3orld.
' am .er/ much #lad to "resent our "ro1ect re"ort on 6Non Pe#(o#,in3 Asse+s on
*%70i' se'+o# B&n8 .
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ACKNO9:ED!EMENT
7e ta,e this o""ortunit/ to than, all the "erson 3ithout 3hose constant #uidance,
su""ort and hel", this "ro1ect 3ould not ha.e seen com"letion.
7e a.ail our self of the o""ortunit/ of offerin# our sincere than,s to all the
members of the +e"artment of Business dministration, #ra -ni.ersit/ for
or#ani5in# the research "ro1ect re"ort 4
th
semester in $ublic Sector Ban, and also for
their #enerous #uidance and hel" in the "re"aration of this re"ort.
7e 3ould li,e to e4"ress our #ratefulness to +r.Bir1esh *umar Ra3at !+irector)
for #i.in# us the chance to carr/ out our "ro1ect in his or#ani5ation.
7e ac,no3led#e our indebtedness to our "ro1ect #uide +r.Nira1 0u"ta,
$rof.S.$.%.&. 'nstitute for his insi#htful comments and #uidance re#ardin# the
manuscri"t of this re"ort.
7e also li,e to than, +r.lo, *umar Sa4sena $ro#ram %oordinator and all the
Officers and staff of 'nternal udit +e"artment, for hel"in# and su""ortin# us durin#
the research "ro1ect re"ort.
8ast but not the least, our than,s also e4tended to all the res"ondents of 'nstitute,
3ho has ta,en the "ain of fillin# u" the 2uestionnaire and hel"ed us to carr/ out the
stud/ on their in"uts.
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