Single

Married
Others (Specify)
Marital Status Date of Birth
E-mail Address
Residential
Address
Mobile Phone
ID Issue Date
Self Employed Employed
Mode of Identification ID No.
City State
Country
Diamond Bank Plc. RC.161996
PERSONAL ACCOUNT OPENING FORM
Account Information
Name
Mr. Title Male Female Mrs.
(Surname) (First Name) (Other Names)
Account Name
SavingsXtra Current A/C Kiddies HIDA
Type of Account
(Kindly Tick where applicable)
Individual
Joint (Please fill additional personal information form if joint account)
Employers
Address
City State Country
Motherss
Maiden Name
Relationship
Mobile Phone
Name
(Surname) (First Name) (Other Names)
Residential
Address
City State
Country
Y Y M M D D Y Y
ID Expiry Date Y Y M M D D Y Y Y Y M M D D Y Y
Others (pleasespecify)
Others (pleasespecify)
Applicable only
to Domiciliary A/C
USD $ GBP EURO
Passport No.
Visa Or Resident
Permit No.
Issue Date Y Y M M D D Y Y
Expiry Date Y Y M M D D Y Y
Expiry Date
Issue Date Y Y M M D D Y Y
Y Y M M D D Y Y
Occupation
Employers Name
Favourite Colour
Term Deposit
Customer Information
Next of Kin
Foreigners Only
Nationality
Place of Issuance
Issuing Authority
(E.gFRSC)
State of Origin
L.G.A
Tax Identification Number
Religion Christian Muslim Others
Pleasecompletein BLOCK LETTERS.
L.G.A
L.G.A
Others (Specify)
Pleaseaffix
passport photo
Account Holders Signature
Second Signatory
(For Joint Account Only)
Pleaseaffix
passport photo
Account Opening Undertaking /Agreement
Account Officer Account No.
Cust. ID No. Cust. IC No.
Document
Received By
Name Date Signature
Y Y M M D D Y Y
Approval
To Open
Y Y M M D D Y Y
Opened By Y Y M M D D Y Y
Verified By Y Y M M D D Y Y
Documentation
Confirmed
Complete By
Control Officer
Y Y M M D D Y Y
I/WehavereadandunderstoodtheDiamondBankaccount openingtermsandconditionsstatedabove. I/Weaccept andagreetobeboundbythesaidtermsandconditionsincludingthoseexcluding/limitingthebank'sliability/I/Weagreethat thebankmaydebit my/our
account for theservicechargesasapplicablefromtimetotime.
Bank Use Only
Check List
To: Diamond Bank(''theBank'')
I/WE HEREBYREQUEST AND AUTHORIZE YOU:
1) To open theaccount specified overleaf and such other account (s) as I/Wemayfurther direct.
2) To honour all cheques or others which maybedrawn on thesaid account provided such cheques or orders aresigned
byme/us and to debit such cheques or orders to thesaid account provided such account is for thetimebeingin
sufficient credit to cover theamount stated thereon.
3) To issueDebit card(s) whereapplicablefor useat anyDiamond BankATM, and anyother Bank's ATM on theValuCard network
within Nigeriafor: cash withdrawal frommy/our account, BalanceEnquiry, Fast Cash, Mini Statement Printout, Full Statement
Request, Funds, Transfer, chequeBookrequest, Changeof Personal Identification Number and other services that maybeadded in
thefutureat anyDiamondbackATM.
4) To avail me/us Electronic Bankingchannels includingbut not limited to: Diamond Bankmobileservices; Diamond Connect/Dial
Account service; diamond onlineservice.
5) I/Weagreeto at all times keep my/our password/login ID or phonemessages confidential, as Whereathird partyobtains and
consequentlymakes useof theservicewith themy/our Password, PIN and/or Login ID thethird partyshall bedeemed to bethe
my/our dulyauthorised agent or assignee, irrespectiveof themanner in which thethird partyobtained theconfidential details of
thecustomer. In such circumstances thecustomer herebyirrevocablyaffirms that theBankshall not beheld liableto himor any
third party.
6) I/Weconsent to thetransmission of communications through theMobilePhone/Internet and acknowledgethat theserviceis not
necessarilyasecurecommunications and deliverysystem, and understand theconfidentialityand risks associated with same. In
furtheranceto this, I/Weherebyindemnifyand hold thebankharmless fromliabilityfor anyloss or damagethat maybeincurred
arisingfrommy/our useof theservice. Also I/Weunderstand that thebankreserves theright to changeor discontinue, temporarily
or permanently, thetelephonyand internet service(s) at anytimewithout notice. In order to maintain thesecurityand integrityof
theservice(s) thebankmayalso suspend my/our access to theservice(s) at anytimewithout notice. I/Weagreethat thebankwill
not beliableto thecustomer or anythird partyfor anymodification or discontinuanceof theservice(s).
7) I/Weherebygrant consent to Diamond Bankto shareall my/our credit related information with credit referenceagencies (credit
bureau). I/Weunderstand that theBank(and credit referenceagencies/credit bureau) will ensuretheprivacyand securityof any
information so provided and (the bank) shall not be held liable for misrepresentation of such information arising fromany
misinformation on my/our part.
8) I/Weagreethat theBankreserves theright to at anytimeamend its rates and fees and shall not hold themliablefor samewhere
such amendment is communicated to me30 days fromdateof amendment.
9) Termination /Variation
Diamond Bank Plc reserves the right to terminate and or amend this agreement and shall dulynotifythe customer of its
intention to do so. Theagreement mayalso beterminated if either partygives awritten noticeto theother to that effect and you
havereturned all Cards and madeall outstandingpayments dueunder this scheme.
Consequently, I/Weagree:
a) To assumefull responsibilityfor thegenuineness or correctness and validityof all endorsements appearingon all cheques,
orders, bills notes, negotiableinstruments, receipts and / or other documents deposited in my/our account.
b) To absolve''theBank'' of anyresponsibilityfor anyloss of funds deposited with ''theBank'' dueto anyfutureGovernment
order, law, levy, tax, embargo, moratorium, exchangerestriction and / or all other causes beyond ''theBanks''' control.
c) That all funds standingto my/our credit arepayableon demand onlyin such local currencyas maybein circulation.
d) To bebound byanynotification of chargein conditions governingtheaccount directed to my/our last known address and any
noticeor letter sent to my/our last known address shall beconsidered as dulydelivered and received byme/us at thetimeit
would bedelivered in theordinarycourseof post.
e) That whereachequecredited to my/our account is returned dishonored; thesamemaybetransmitted to me/us or bypost.
f) That ''theBank'' will bear no liabilitywhatsoever for funds handed to members of its staff outsidebankinghours or outsidethe
Bank's premises.
g) That my/our attention has been fullydrawn to thenecessityof safeguardingmy/our cheques bookso that unauthorized
persons areunableto gain access to it and to thefact that neglect of this precaution maybeaground for anyconsequential
loss beingcharged to my/our account.
h) That ''theBank'' is under no obligation to honour anychequedrawn on this account unless therearesufficient funds in the
account to cover thevalueof thesaid chequeand I/WE understand and agreethat I/ Weareobliged to repay''theBank'' on
demand and theaccount shall beliableto interest charges for theperiod this debit balanceis maintained at aratefixed by
''theBank'' fromtimeto time.
I) That anynoticeof disagreements with entries on my/our bankstatements will bemadebyme/us within 15days of the
dispatch of thestatement. Failureto givesuch noticewithin 15days fromthedateof dispatch of my/our bankstatement shall
bedeemed my/our irrevocableacceptanceof thestatement and theentries therein.
j) That ''theBank'' is authorized to debit frommy/our account anybankcharges, commissions and servicecharges by''the
Bank'' fromtimeto time.
k) That in theevent of loss, theft or damageof thedebit card (s) issued by''theBank'', I/weagreeto payre-issuancefees for
another as maybefixed by''the Bank'' fromtimeto time.
I) To irrevocablyensurethesafetyof theDebit card(s) in my/our possession and not disclosethePersonal Identification
Number to anyother party.
m)To formallynotify''theBank'' of theloss, theft or damageof thedebit card(s) and to provideall information in my/our
possession regardingsuch theft, loss or damage.
n) That theBankis authorized to providethepolicewith anyinformation it considers necessaryand relevant in theevent of
loss, misuseor theft of thedebit card(s).
o) That theBankreserves theright at anytimeto suspend or cancel thecardholder's right to usetheDebit card(s) entirelyor
in respect to specific facilities or refuseto re-issue, renewor replacetheDebit card(s) without affectinganyoutstanding
obligation thecardholder mayhaveunder this agreement.
p) That theDebit card(s) remain(s) thepropertyof Diamond BankPlc at all times and upon request anyor all Debit card(s)
issued must bereturned to Diamond BankPlc within 48hours or to anyperson actingon behalf of Diamond BankPlc.
q) To unsubscribeto thedebit card(s) bywritingtheBank. However this agreement will onlyterminateafter I/wehavesent
backto theBankall Debit \card(s) in my/our possession and settled all outstandingobligations under this agreement.
r) That at all times, I/Weconsent to thetransmission of communication though theElectronic BankingChannels and
acknowledge that the Electronic Channels are not necessarily secure communication and delivery system and
understand theconfidentialityassociated with same.
s) And accept that anyactivityperformed on my/our account through theElectronic BankingChannels shall bedeemed to
havebeen performed byme/us or my/our authorized representatives or assigns and dulyapproved bytheauthorized
signatories to theaccount
t) To indemnity''theBank' and keep fullyindemnified against anyloss or damageto me/us or to ''theBank'' that maybe
incurred arisingfor theuseof theElectronic BankingChannels.
u) That whereapplicableand whereI/WerequireaManager's chequeor draft to beissued frommy/our account, the
normalCommission on turnover (COT) payablebycurrent account holders as well as theCurrent Feeon MC issuanceas
maybefixed by''theBank'' fromtimeto timeshall becharged to my/our account.
v) To idemnify''theBank'' against anyloss whatsoever that mayarisefromtransactions carried out on my/our account
through theelectronic channels(s).
w) That ''theBank'' mayat its discretion closemy/our account(s) in theevent that it is dissatisfied in anywaywith the
operation thereof.
x) That whereI/We maintain alocal currencyaccount, anyforeign currencyinflow into my/our account shall beconverted
and credited to my/our account at theprevailingexchangerateas at thedayand timeof receipt of such inflow.
y) I/Weherebyagreethat in theunlikelyevent of my/our death, thebeneficiaries of my/our will or theHolders of theLetter of
Administration over my/our estateshall beentitled to alifeinsuranceclaimof thetotal sumof N50,000.00 if theclaimis
brought within within threemonths of my/our death, this shall however besubject to if I/weopen asavingsXtraAccount
andmaintain aminimumbalanceof thesumof N1000.00 in my/our account for aperiod of onemonth prior to my/our
death.
I) I/We agree that the bank may hold, process and disseminate using the electronic media or any other means,
information obtained about Me/Us, in consequence of the savingsXtra scheme to: a. The Public: (For DB Plc's
publicityand promotion purposes) b. Anyrelevant partyinvolved in theprocessingof this schemec. Anyperson who
mayassumeDB Plc's right under this agreement d. Anyparty, if permitted or compelled to do so byacourt of law. e. Any
Regulatory Authourity. I hereby agree that Diamond Bank shall not be held liable in anyway for the
abovementioned disclosure
I/Wealso agreethat in addition to anygeneral lien or similar right to which you as Banker maybeentitled bylawyou
mayat anytimeand without noticeto me/us combineor consolidateall or anyof my/our account without liabilities to
and set off or transfer any sumor sums standingto duecredit of anyoneor moresuch account or anyother credit, , be
it cash, cheues, valuables, deposits, securities, negotiableinstruments or other assets belongingto me/us with you in
or towards satisfaction of anyof my/our liabilities to you or anyother account or in anyother respect whether such
liabilities beactual or contingent, primaryor collateral and several or joint.
Account Opening Form
duly completed
Specimen signature card
duly completed by each signatory
to the account
Resident Permit
(Where applicable)
Utility Bill, rental receipt or lease
agreement issued by estate agent
Letter of Administration/ Will (for
account of the Estate of a deceased)
Two clear passport photographs
of each signatory with name written
on reverse
Two independent and satisfactory
references (if referee maintains accounts
with DB the account must be at least
six months old); are needed.
Satisfactory evidence of identity of
applicant or signatory to the accounts
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
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10) I/Weagreethat thebankshall onlybeobliged to send mystatement of account to me/us electronically