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A Guide to Zakat
The Islamic Religious Council of Singapore (Muis)
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Those who believe, and do
deeds of righteousness, and
establish regular prayers
and Zakat,

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will have their reward with
their Lord: on them shall be
no fear nor shall they grieve.

(Surah Al-Baqarah: 277)


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(The superstructure of ) Islam is
raised on ve (pillars): to utter
an attestation of faith,
performance of prayer, payment
of Zakat, fast of Ramadan and
pilgrimage (to Makkah).

Narrated by Ibnu Umar R.A.


What is the difference between
Zakat & Sadaqah?
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Zakat Sadaqah
Wajib Sunnat
Pillar of Islam Not a Pillar of Islam
Has specic rates and
amount (Nisab)
No specic rates and
amount
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Zakat Sadaqah
Specic time / period
(Haul)
Not time specic
Given to specied
recipients
May be given to whoever
the giver wishes
Those who do not give
Zakat are punished
Those who do not give
sadaqah are not
punished
Meaning of Zakat
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Meaning of Zakat
In Language
Growth, multiplicity, fertile, cleanse
and full of berkah
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In Context
Wealth that is

taken from specic groups

to be given to specic groups

at specic rates

when the stipulated period is met


Meaning of Zakat
Obligatory Conditions for
Zakat on Wealth
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Obligatory Conditions for Zakat on Wealth
Muslim
Full ownership of assets
Nisab
Market value of 86 gram of gold
Completion of Haul
Possession of the assets for one Hijrah year = 355 days
=
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$
Benets of Zakat
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Benets of Zakat
!
For the Society
Strengthens the bond between Muslims
Improves the societys standard of living
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Benets of Zakat
For the Zakat Payer
Increases awareness and empathy towards
those in need
Encourages the spirit of giving and caring
Discourages one from being greedy and miserly
Builds a sense of gratitude towards Allah
(S.W.T)
!
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Benets of Zakat
For the Zakat Recipient
Assists in providing work-life support
Discourages ill feelings among the rich
Instills a sense of respect and care
towards those blessed with wealth
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For the Wealth
Puries the wealth
Increases the multiplicity
of wealth
Benets of Zakat
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Types of Zakat
Zakat
Zakat on Wealth
Zakat Fitrah
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Zakat on Savings
Zakat on CPF
Zakat on Business
Zakat on Gold
Zakat on Shares
Zakat on Insurance
Types of Zakat
Zakat on Wealth
What is the difference between
Zakat Fitrah & Zakat on Wealth?
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Zakat Fitrah Zakat on Wealth
Alms on every person Alms on wealth
Paid within stipulated
time
No stipulated time
Amount is low and all
Muslims are required to
pay the same amount
Dependent on the
amount of wealth the
giver has
Zakat Recipients
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Zakah expenditures are only
for the poor, the needy, those
employed to collect (Zakat),
bringing hearts together (for
Islam),

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freeing captives (or slaves),
those in debt, for the cause of
Allah and for the (stranded)
traveler.

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An obligation (imposed) by
Allah. And Allah is Knowing
and Wise.

(Surah At-Taubah: 60)


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8 Asnaf Zakat Recipients
Fakir
Amil
Muallaf
Riqab
Gharimin
Fisabilillah
Ibnussabil
Miskin
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Fakir
One who has neither material
possession nor means of livelihood; one
who suffers, and has no means to
sustain his/her daily needs.
Muis Disburses Your Zakat to All 8 Asnaf
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One with insufcient means of
livelihood to meet his/her basic needs.
Miskin
Muis Disburses Your Zakat to All 8 Asnaf
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Amil
One who is appointed to collect
Zakat and the expenses incurred in
the administration of Zakat.
Muis Disburses Your Zakat to All 8 Asnaf
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Muallaf
One who recently embraced Islam.
Muis Disburses Your Zakat to All 8 Asnaf
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Riqab
One who wants to free himself from the
bondage or shackles of slavery. In Singapore,
this category of recipients is spent to those who
need help to pursue their education.
Muis Disburses Your Zakat to All 8 Asnaf
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Gharimin
One who is in debt but needs
assistance to meet his/her basic needs.
Muis Disburses Your Zakat to All 8 Asnaf
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Fisabilillah
Those who strive in the cause of
Allah for the betterment of the
community.
Muis Disburses Your Zakat to All 8 Asnaf
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Ibnussabil
Stranded travellers on a
permissible journey.
Muis Disburses Your Zakat to All 8 Asnaf
Issues on Zakat
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!
When the conditions for haul and nisab
are met, it is not only the savings
account which remains stable that is
required for Zakat.
Other types include
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!
Did you know...
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Savings which uctuate in amount
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Savings for the Haj Pilgrimage
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Savings for childrens account
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Savings for purchase of luxury
items like automobiles and houses
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Meaning of Zakat Fitrah
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Known as Zakat on the Person, Zakat of Ramadan or
Zakat Fitri
Meaning of Zakat Fitrah
Act as a purication for our fast
Payment can be made throughout the month of
Ramadan but must be before the start of Eidul
Fitri prayers
Obligatory Conditions for
Zakat Fitrah
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Obligatory Conditions for Zakat Fitrah
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Obligatory for every Muslim (man, woman, child, infant)
Owns more than 2.3 kilogram of staple food (rice)
Meets Ramadan and Syawal
Must be performed before takbiratul ihram solat Eid
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For more information, visit our websites
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www.zakat.sg
facebook.com/zakat.sg
twitter.com/zakat_sg
youtube.com/zakatsg
slideshare.net/zakatsg
issuu.com/zakatsg