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A Study On

A COMPARATIVE STUDY OF MUTUAL FUND SCHEMES IN


INDIA ( WITH REFERENCE TO GROWTH SCHEMES OF
RELIANCE AND HDFC MUTUAL FUND
A Project Report Submitted for the
Partial Fulfillment of the Requirement for Award of the Degree of
Master of Business Administration (MBA!
"uru #ambeshwar $ni%ersit& of Science ' (echnolog&) *isar
Super!"ed #y Su#$!tted %y
Mr& R'()' *'!n A#)!")e+ *'!",'-
(Pr./e"".r0 Enr.-$ent N.& 12134456723
Spe8!'-!9't!.n : F!n'n8e
Se""!.n 7112;7144
D!re8t.r'te ./ D!"t'n8e Edu8't!.n
Guru *'$#)e"),'r Un!er"!ty ./ S8!en8e <
Te8)n.-.(y= H!"'r (Ind!'0
DIRECTORATE OF DISTANCE EDUCATION
GURU *AM%HESHWAR UNIVERSITY OF SC& < TECH& HISAR
FORMATE FOR RESUME OF SUPERVISOR>GUIDE

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(Signature! with seal
5ountersigned b& Director of Stud& 5entre with S-A4
SYNOPSIS
TITLE:; A COMPARATIVE STUDY OF MUTUAL FUND SCHEMES
IN INDIA ( WITH REFERENCE TO GROWTH SCHEMES OF
RELIANCE AND HDFC MUTUAL FUND!
O%*ECTIVE OF THE STUDY :;
(o Bnown the role of mutual fund in the de%elopment of 0ndian econom&
(o Bnow the benefit of in%esting mone& in mutual funds
(o Bnow the o%erall RisB ' Return profile for the past fi%e &ears of the
selected Mutual fund
(o find out which MF should pro%ide maCimum return at a minimum risB
LITERATURE REVIEW:;
Mutual fund is a mechanism for pooling the resources b& issuing units to the
in%estors and in%esting funds in securities in accordance with objecti%es as
disclosed in offer document
A Mutual funds are as much about marBeting as in%esting in the +>>D)s which
is wh& the hoar& clichE AMutual funds are sold) not boughtF is as true as e%er
As "lorianne Stromberg once told 5anadian Business magaGine) the fund
business ma& ha%e started out in the portfolio management business) but
somewhere along the line) the marBeters got hold of it) and the ad%isor&
function has been almost superseded b& the sales functionF
?#onathan 5he%reau) the Health& Boomer
(he mutual funds normall& come out with a number of schemes with
different in%estment objecti%es which are launched from time to time
STATEMENT OF THE PRO%LEM :;
(he literature re%iew re%ealed that none of the researchers has so for done the anal&sis
of mutual funds scheme in 0ndia *ence) the present stud& is an attempt to e%aluate
the growth scheme of mutual fund in 0ndia) the polic& adopted b& the fund manager
and inherent risB taBing abilit& of the in%estor (he fund managers of these growth
schemes adopted a conser%ati%e in%estment polic& and maintained a higher portfolio
beta ' therefore) were successful in limiting losses in a rapidl& falling stocB marBet
(he eCpected output of the stud& is to anal&se the performance of the mutual fund
scheme in term of a%erage return
DATA SOURCES < METHEDOLOGY:;
Primar& ' secondar& data will be taBen ' beta will be calculated b& Sharpe
indeC ) tre&nors indeC ' #ensenIs method
RELEVANCE OF THE STUDY:;
A Mutual Fund pro%ides funds for the operations of the stocB eCchange 0t
also used as the taC sa%ing tools for indi%idual in%estors
A comparati%e stud& of Mutual Fund pro%ides an idea about which fund is
more profitable than other
(he anal&sis was done to the scores and responses pro%ided b& the respondent (he
responses and scores were tabled and added to calculate the o%erall scores and
according to the gi%en scores then 0 had carried out the anal&sis 0 had taBen utmost
care to maBe the research successful and fruitful (here are further chances of in depth
stud& on the topic and elaborate anal&sis can be done (he anal&sis was done using
simple tabulation Hhile doing anal&sis the following pie chart and other graphical
techniques has been used
?ue"t!.nn'!re
A COMPARATIVE STUDY OF MUTUAL FUND SCHEMES IN INDIA (
WITH REFERENCE TO GROWTH SCHEMES OF RELIANCE AND HDFC
MUTUAL FUND!
4& W)'t +!nd ./ !ne"t$ent" y.u pre/er $."t@ P-"& t!8+ (A0& A-- 'pp-!8'#-e
a Sa%ing account b FiCed deposits c 0nsurance d Mutual Fund
e Post 1ffice?,S5)etc f Shares@Debentures g "old@Sil%er h Real -state
i PPF j PF
7& W)!-e !ne"t!n( y.ur $.ney= ,)!8) /'8t.r y.u pre/er$."t@ Any .ne
4iquidit& 4ow RisB *igh Return 5ompan& reputation
B& H'e y.u eer !ne"ted y.ur $.ney !n $utu'- /und@
Jes ,o
I/ ye"=
'0 W)ere d. y.u /!nd y.ur"e-/ '" ' $utu'- /und !ne"t.r@
(otall& ignorant K L
Partial Bnowledge of mutual funds K L
Aware onl& of an& specific scheme in which &ou in%ested K L
Full& aware K L
#0 In ,)!8) +!nd ./ $utu'- y.u ,.u-d -!+e t. !ne"t@
Public K L Pri%ate K L
80 )., d. y.u 8.$e t. +n., '#.ut Mutu'- Fund@
a Ad%ertisement b Peer "roup c BanBs d Financial Ad%isors
d0 W)!8) $utu'- /und "8)e$e )'e y.u u"ed@
1pen?ended 5lose?ended
4iquid fund Mid?5ap
"rowth fund Regular 0ncome fund
4ong?5ap Sector fund
I/ n.=
a! I/ n.t !ne"ted !n Mutu'- Fund t)en ,)y@
,ot aware of MF *igher risB ,ot an& specific reason
5& ,)!8) /e'ture ./ t)e $utu'- /und" '--ure y.u $."t@
Di%ersification K L
Better return and safet& K L
Reduction in risB and transaction cost K L
Regular 0ncome K L
(aC benefit K L
C& In ,)!8) Mutu'- Fund y.u )'e !ne"ted@ P-e'"e t!8+ (A0& A-- 'pp-!8'#-e&
a SB0MF
b $(0
c *DF5
d Reliance
e 05050 prudential funds
f #M mutual fund
g 1ther Specif&
3& W)en y.u !ne"t !n Mutu'- Fund" ,)!8) $.de ./ !ne"t$ent ,!-- y.u
pre/er@
a 1ne (ime 0n%estment b S&stematic 0n%estment Plan (S0P!
D& W)ere /r.$ y.u pur8)'"e $utu'- /und"@
Directl& from the AM5s K L
BroBers onl& K L
BroBers@ sub?broBers K L
1ther sources K L
6& W)!8) AMC ,!-- y.u pre/er t. !ne"t@
Assets Mangement 5o
a SB0MF
b $(0
c Reliance
d *DF5
e MotaB
f 05050
g #M finance
2& W)!8) "e8t.r 're y.u !ne"t!n( !n $utu'- /und "e8t.r@
a "enerel +st
b 1il and petroleum
c "old fund
d Di%ersified equit& fund
e Power sector
f Debt fund
g BanBing fund
h Real -state fund
41& H., ,.u-d y.u -!+e t. re8e!e t)e return" eery ye'r@
a Di%idend pa&out b Di%idend re?in%estment c "rowth in ,AN
44 Per".n'- Det'!-":
(a! ,ame.?
(b! Add. ? 5ontact ,o.?
(c! Age.?
(d! 3ualification.?
"raduation@P" $nder "raduate 1thers
e! 1ccupation Pl ticB (O!
"o%t Sec P%t Sec Business Agriculture 1thers
(g! Hhat is &our monthl& famil& income approCimatel&P Pl ticB (O!
$pto
Rs+D)DDD
Rs+D)DD+ to
+8)DDD
Rs+8DD+ to
/D)DDD
Rs/D)DD+ to
2D)DDD
Rs2D)DD+ and
abo%e
REFERENCE
,5FM Stud& Material (AMF0 Mutual Fund "uide!
-conomic (imes annual report on in%estments /DD2
1utlooB?Mone&) Februar& +8) /DD2) A Best Mutual Funds of /DD/F
0tIs all about Mone&) *one& ? A handbooB on Mutual Funds
(B& 0ndiainfoline in association with BS-) Mumbai!
0ndiainfolinecom
M&iriscom
Mone&controlcom
AMF0 (amfiindiacom!
-conomictimescom
-quit&mastercom
Nalueresearchonlinecom
C)'pter P-'n
C)'pter: ; 4 INTRODUCTION
C)'pter: ; 7 HISTORY OF MUTUAL FUND
C)'pter: ; B STRUCTURE OF MUTUAL FUND
C)'pter: ; 5 ANALYSIS OF MUTUAL FUND SCHEMES&
C)'pter: ; C CONCLUSION < SUGGESTION

Super!"ed #y Su#$!tted %y
Mr& R'()' *'!n A#)!")e+ *'!",'-
(Pr./e"".r0 Enr.-$ent N.& 12134456723
Spe8!'-!9't!.n : F!n'n8e
Se""!.n 7112;7144
D!re8t.r'te ./ D!"t'n8e Edu8't!.n
Guru *'$#)e"),'r Un!er"!ty ./ S8!en8e <
Te8)n.-.(y= H!"'r (Ind!'0