Market Update

Index
Market Outlook
Investment Performance
Assure Fund
Income Advantage Fund
Protector Fund
Builder Fund
Balancer Fund
Enhancer Fund
Creator Fund
Magnifier Fund
Maximiser Fund
Super 20 Fund
Multiplier Fund
Platinum Plus I Fund
Platinum Plus II Fund
Platinum Plus III Fund
Platinum Plus IV Fund
Platinum Premier Fund
Platinum Advantage Fund
Foresight Single Pay
Foresight 5 Pay
Titanium I Fund
Titanium II Fund
Titanium III Fund
Pure Equity
Liquid Plus
Value & Momentum
Pg 1
Pg 3
Pg 5
Pg 6
Pg 7
Pg 8
Pg 9
Pg 10
Pg 11
Pg 12
Pg 13
Pg 14
Pg 15
Pg 16
Pg 17
Pg 18
Pg 19
Pg 20
Pg 21
Pg 22
Pg 23
Pg 24
Pg 25
Pg 26
Pg 27
Pg 28
Pg 29
Pension Growth Fund
Pension Nourish Fund
Pension Enrich Fund
Pg 30
Pg 31
Pg 32
as on 30th June 2014
Market Update
1
Economy Review
With the election results behind, the focus of the new government has now shifted to the announcement of
some important reforms to boost the economy. Railway fare hike and talks of monthly price hikes in LPG and
Kerosene (similar to Diesel) clearly indicates that government is on the path of fiscal consolidation by cutting
on the subsidies. The real challenge for the government will be to put the economy back on a growth track of 7
to 8% per cent per annum along with keeping inflation under control. Reserve Bank of India (RBI) also cut the
Statutory liquidity ratio (SLR) by 50 bps to increase bank lending and help the economy grow at faster pace,
keeping all other rates unchanged.
Inflation has started to move up led by food and energy. The wholesale price index (WPI) increased to 6.0% in
May against 5.2% in the previous month. However, Consumer price index (CPI) reduced to 8.3% in May
against 8.6% in the previous month. Food prices have started to rise in response to poor weather conditions
and in anticipation of weak monsoon. Meanwhile, administered diesel prices continue to be gradually
increased to cut the subsidy bill. The political tension in Iraq also had a negative impact on the inflation. If the
Iraq situation worsens, the impact of higher crude will increase inflation and worsen the trade deficit.
India's HSBC manufacturing Purchasing Managers Index (PMI) rose marginally from 51.4 in May to 51.5 in
June, while services PMI rose to a 17-month peak of 54.4 in June from a reading of 50.2 in May. The industrial
production (IIP) data also revealed a pick-up in manufacturing activity, electricity and capital goods sectors.
Market Update
2
Outlook for Equities
Indian equity market continued its dream bull run in June 2014 with the Sensex up 5% for the month. There
were some intra-month correction due to political tensions in Iraq and poor monsoons. It was a healthy
consolidation post the euphoria in May 2014. India continued to attract flows with FIIs deploying a further
$2.0bn in India in June, taking the YTD FII net buying to an impressive $10bn. DIIs on the other hand remained
net sellers to the tune of $775mn during the month which took their YTD sell total to $5.1bn.
At the current levels, Sensex appears attractive from a long term perspective at 14.5xFY16e earnings as we
are at the bottom of the economic cycle. The markets will take cues from the monsoon progress and the
NDA's 1st Budget announcements.
Outlook for Debt
We expect liquidity to remain comfortable with active liquidity management by RBI. Consequently, call rates
would hover around repo rate in near term. However, going forward, new government's fiscal deficit target,
re-rating by global rating agencies and inflation trajectory would weigh on long term yields. Till then, yields are
likely to be range bound as negatives are already priced in. Fall in crude oil prices and hope of better
monsoons in the future also aided the positive sentiments in the market.
30-Jun-14 30-May-14 % Change INDEX
Nifty
Sensex
BSE 100
Dow Jones
Hang Seng
Nikkei
Nasdaq
7611.35 7229.95 5.28%
25413.78 24217.34 4.94%
7742.66 7345.12 5.41%
16826.60 16717.17 0.65%
15162.10 14632.38 3.62%
23190.72 23081.65 0.47%
4408.18 4242.62 3.90%
BSE NSE
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3000
3500
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6000
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7000
7500
8000
16000
17000
18000
19000
20000
21000
22000
23000
24000
25000
26000
30-Jun-14 30-May-14 % Change Key Indices
10 year G-Sec
5 Year G-Sec
91 Day T Bill
364 day T-Bill
MIBOR
Call Rates
8.75% 8.65% 1.14%
8.64% 8.55% 1.04%
8.55% 8.52% 0.35%
8.66% 8.65% 0.12%
8.66% 8.65% 0.12%
8.10% 7.96% 1.73%
5 year AAA Corporate Bond Spread 10 Yr G-Sec Yield
p
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(
%
)
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25
50
75
100
125
150
5.0
6.0
7.0
8.0
9.0
10.0
Individual Funds
Returns
Absolute Return
CAGR
BM BM Creator BM Enhancer
1.89% 1.48%
6.15% 5.27%
9.63% 8.33%
10.93% 9.14%
11.03% 9.55%
9.27% 8.23%
7.92% 7.23%
8.70% 7.40%
10.32% 7.16%
3.33% 2.71%
9.81% 8.38%
15.01% 12.47%
19.33% 16.07%
14.22% 12.66%
9.50% 8.59%
8.12% 7.35%
10.30% 8.45%
12.89% 10.23%
9.93% 8.40%
26.45% 25.48%
41.99% 32.87%
57.26% 44.35%
26.48% 19.70%
15.54% 9.89%
10.51% 6.69%
17.37% 13.02%
9.29% 5.02%
6.08% 4.39%
14.79% 11.94%
22.33% 17.56%
33.04% 26.92%
21.51% 17.83%
12.97% 8.84%
11.30% 7.91%
- -
14.15% 10.64%
6.58% 4.81%
17.30% 13.64%
25.43% 19.62%
36.15% 29.03%
20.29% 18.15%
9.13% 9.15%
7.11% 7.54%
10.73% 10.07%
9.53% 7.67%
5.51% 4.38%
14.57% 12.42%
21.60% 17.98%
31.51% 26.89%
19.60% 17.14%
10.10% 9.12%
8.44% 7.63%
11.85% 9.82%
14.24% 6.97%
1.95% 1.66%
6.70% 5.72%
10.88% 8.89%
12.45% 10.02%
11.39% 9.82%
9.48% 8.06%
8.27% 7.03%
8.86% 7.35%
10.15% 7.03%
1.15% 1.06%
4.69% 4.22%
7.75% 6.92%
7.64% 6.77%
8.90% 8.40%
8.33% 7.96%
7.26% 7.05%
7.45% 6.91%
8.36% 6.09%
0.66% 0.59%
2.32% 2.19%
4.85% 4.47%
8.96% 7.58%
9.45% 8.14%
9.37% 8.22%
8.62% 7.45%
8.48% 6.85%
9.33% 7.35%
0.49% 0.64%
3.08% 3.18%
5.34% 5.52%
4.35% 4.44%
7.84% 7.24%
8.52% 7.67%
7.80% 6.85%
7.88% 6.39%
10.58% 7.29%
2.11% 1.87%
6.79% 6.25%
10.39% 9.60%
12.26% 11.21%
11.15% 10.39%
8.73% 8.18%
7.44% 7.11%
8.54% 7.58%
11.76% 8.27%
Builder
Period
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
Performance at a Glance as on

30th June 2014
Returns
Absolute Return
CAGR
Returns
Absolute Return
CAGR
Multiplier BM
Period
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
Magnifier BM Maximiser BM Super 20 BM
Disclaimer:
This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed herein. This document is
for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely
future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable
though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are
advised to make your own independent judgment with respect to any matter contained herein. The investment risk in investment portfolio is borne by the policyholder. The name of the funds do not in any way indicate
their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on
the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale of any kind of insurance or financial
products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
Fund Name Benchmark Composition
Assure
Income Advantage
Protector
Builder
Balancer
Enhancer
Creator
Magnifier
Maximiser
Multiplier
Super 20
Liquid Plus
Pure Equity
Value & Momentum
-
-
BSE 100
BSE 100
BSE 100
BSE 100
BSE 100
BSE 100
BSE 100
CNX Midcap
BSE Sensex
-
BSE 100
Crisil Short Term Bond Index
Crisil Composite Bond Index
-
-
-
-
-
-
-
-
Crisil Liquid Fund Index
-
-
ULIF01008/07/05ASSURE109
ULIF01507/08/08INCOMEADV109
ULIF00313/03/01BSLPROTECT109
ULIF00113/03/01BUILDER109
ULIF00931/05/05BALANCER109
ULIF00213/03/01ENHANCER109
ULIF00704/02/04CREATOR109
ULIF00826/06/04MAGNIFIER109
ULIF01101/06/07MAXIMISER109
ULIF01217/10/07MULTIPLIER109
ULIF01723/06/09SUPER20109
ULIF02807/10/11BSLLIQPLUS109
ULIF02707/10/11BSLIPUREEQ109
ULIF02907/10/11BSLIVALUEM109
SFIN
3
BM Assure
BM Protector BM Balancer
Period
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
BM Income Advantage
Pure Equity
11.66%
20.57%
26.56%
42.45%
26.75%
-
-
-
23.16%
BM
0.71% 0.60%
2.13% 1.93%
4.40% 4.07%
8.77% 8.45%
8.42% 7.99%
- -
- -
- -
8.05% 8.05%
Liquid Plus
Value Momentum BM
10.55%
31.62%
47.51%
56.10%
23.40%
-
-
-
21.54%
4.81%
13.64%
19.62%
29.03%
18.14%
-
-
-
16.52%
Guaranteed Nav Funds
Pension Funds
Returns
Absolute Return
CAGR
Platinum Plus
3.90%
10.94
17.41
21.87
15.55
7.57
7.50
9.97
6.55
%
%
%
%
%
%
%
%
Platinum Plus II
4.23
11.85
18.90
23.66
16.33
7.83
7.96
10.79
14.01
%
%
%
%
%
%
%
%
%
Platinum Plus III
4.60
12.11%
19.09%
24.38%
17.00%
8.35%
8.21%
10.36%
10.31%
%
Platinum Plus IV
4.82
12.63%
19.83%
25.24%
17.03%
8.13%
8.43%
-
8.51%
%
Platinum Premier
5.02
13.32
20.73
26.41
17.98
8.85
8.59
-
9.36
%
%
%
%
%
%
%
%
Period
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
Platinum Advantage
%
%
%
%
%
%
%
5.20
14.52
22.19
30.12
19.85
11.20
-
-
7.32
Returns
Absolute Return
CAGR
Disclaimer:
This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed herein. This document is
for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely
future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable
though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are
advised to make your own independent judgment with respect to any matter contained herein. The investment risk in investment portfolio is borne by the policyholder. The name of the funds do not in any way indicate
their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on
the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale of any kind of insurance or financial
products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
Platinum Plus I Platinum
Plus II
Platinum Plus III Platinum
Plus IV Platinum Premier
Platinum Advantage
Titanium I
Titanium II
Titanium III
Pension Nourish
Pension Growth
Pension Enrich
Foresight - Single Pay
Foresight - 5 Pay
-
-
-
-
-
-
-
-
-
BSE 100
BSE 100
BSE 100
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
ULIF01325/02/08PLAT1109
ULIF01425/02/08PLAT2109
ULIF01628/04/09PLAT3109
ULIF01816/09/09PLAT4109
ULIF02203/02/10PLATPR1109
ULIF02408/09/10PLATADV109
ULIF01911/12/09TITANIUM1109
ULIF00604/03/03NOURISH109
ULIF00504/03/03GROWTH109
ULIF00404/03/03ENRICH109
ULIF02610/02/11FORSIT-SP1109
ULIF02510/02/11FORSIT-FP1109
Fund Name Benchmark Composition SFIN
4
Returns
Absolute Return
CAGR
Period
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
1.75% 1.48%
6.08% 5.27%
9.54% 8.33%
10.91% 9.14%
10.75% 9.55%
8.98% 8.23%
7.73% 7.23%
8.39% 7.40%
10.29% 7.16%
2.59% 2.08%
7.85% 6.78%
12.19% 10.31%
14.07% 12.42%
11.73% 10.96%
8.85% 8.29%
7.58% 7.18%
9.10% 7.81%
11.87% 8.57%
1.32% 1.06%
4.93% 4.22%
7.90% 6.92%
7.05% 6.77%
8.63% 8.40%
8.12% 7.96%
7.01% 7.05%
7.19% 6.91%
8.10% 6.09%
Pension Growth Pension - Enrich Pension - Nourish BM BM BM
Period
1 month
3 months
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
Titanium II
4.57
13.08
19.75
25.25
17.32
9.57
9.09
-
9.00
Titanium I
4.53%
13.29%
20.12%
25.56%
17.48%
9.42%
9.10%
-
9.02%
Titanium III
3.54
10.32
15.93
20.78
14.89
9.02
6.55
-
6.57
Foresight - 5 Pay
3.56%
9.76%
15.49%
18.24%
14.06%
7.44%
-
-
7.44%
Foresight - Single Pay
5.01%
13.22%
20.50%
28.74%
19.41%
11.08%
-
-
10.59%

Performance at a Glance as on 30th June 2014
8.83% National Bank For Agri. And Rural Development 2015 5.41%
9.62% LIC Housing Finance Ltd. 2015 4.72%
8.97% EID-Parry (India) Ltd. 2016 2.97%
8.6% Bharat Aluminium Company Limited 2016 2.95%
9.75% Housing Development Finance Corpn. Ltd. 2016 2.92%
9.81% Power Finance Corpn. Ltd. 2018 2.46%
10.1% HDB Financial Services Ltd 2015 1.83%
8.8% Financial Services Ltd 2016 1.80%
Other Corporate Debt 4.35%
HDB
OBJECTIVE:
STRATEGY: Generate better return with low level of risk through investment into fixed interest securities having short-term maturity profile.
To provide Capital Protection, at a high level of safety and liquidity through judicious investments in high quality short-term debt.
About The Fund
CORPORATE DEBT
Asset Allocation
Rating Profile
36.13%
63.87%
1.18
NAV as on 30th June 2014: 21.92 BENCHMARK: CRISIL Short Term Bond Index `
Assure Fund
SFIN No.ULIF01008/07/05ASSURE109
Fund Update:
The average maturity of the fund has slightly
decreased to 1.18 years from years in the
previous month. Assure fund continues to be
predominantly invested in highest rated fixed
income instruments.
1.23
Maturity Profile
Maturity (in years)
SECURITIES
Holding
5
MMI, Deposits, CBLO & Others
Asset held as on ` 166.12 Cr FUND MANAGER: Mr. Ajit Kumar PPB (Debt) 30th June 2014:
BM Assure
AA-
AA
10.87%
1.66%
A1+
33.58%
53.90%
AAA
NCD
36.13%
63.87%
MMI, Deposits,
CBLO & Others
81.58%
18.42%
Less than 2 years 2 to 7 years
S
e
p
-
0
9
D
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c
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9
M
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Date of Inception: 12-Sep-05
OBJECTIVE:
quality debt instruments.
STRATEGY: To actively manage the fund by building a portfolio of fixed income instruments with medium term duration. The fund will invest in
government securities, high rated corporate bonds, high quality money market instruments and other fixed income securities. The quality of
the assets purchased would aim to minimize the credit risk and liquidity risk of the portfolio. The fund will maintain reasonable level of liquidity.
To provide capital preservation and regular income, at a high level of safety over a medium term horizon by investing in high
About The Fund
Income Advantage Fund
SFIN No.ULIF01507/08/08BSLIINCADV109
BM Income Advantage
8.83% Government Of India 2023 16.12%
Other Government Securities 4.31%
9.75% Tata Motors Ltd. 2020 1.86%
9.65% Kotak Mahindra Prime Ltd. 2016 1.76%
9.55% Hindalco Industries Ltd. 2022 1.61%
8.83% Export Import Bank Of India 2023 1.50%
2% Tata Steel Ltd. 2022 1.43%
9.95% Food Corporation Of India 2022 1.14%
10.05% Can Fin Homes Ltd. 2017 1.11%
GOVERNMENT SECURITIES
CORPORATE DEBT
SECURITIES
Asset Allocation
Rating Profile
49.28%
Holding
33.96%
8.08
16.76%
NAV as on 18.03 BENCHMARK: 30th June 2014: ` Crisil Composite Bond index & Crisil Liquid Fund Index
Asset held as on ` 456.56 Cr FUND MANAGER: Mr. Ajit Kumar PPB (Debt) 30th June 2014:
Fund Update:
Exposure to Corporate Debt has increased to
49.28% from 38.61% while that to MMI has
decreased to 16.76% from 29.42% on a MOM basis.
Income Advantage fund conti nues to be
predominantly invested in highest rated fixed
income instruments.
Maturity Profile
Maturity (in years)
6
Income Advantage BM
AA
AA+
AA-
1.29%
AAA
8.14%
5.16% 26.20%
59.21%
Sovereign
33.96%
G-Secs
49.28%
NCD
16.76%
MMI, Deposits,
CBLO & Others
18.73%
23.08%
58.18%
Less than 2 years 2 to 7 years 7 years & above
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Date of Inception: 22-Aug-08
10.85% Rural Electrification Corpn. Ltd. 2018 2.78%
9.57% Indian Railway Finance Corpn. Ltd. 2021 2.47%
9.55% Mahindra And Mahindra Financial Services Ltd. 2014 2.28%
8.64% Power Grid Corpn. Of India Ltd. 2014 1.92%
8.9% Steel Authority Of India Ltd. 2019 1.90%
ICICI Bank Ltd. 0.63%
HDFC Bank Ltd. 0.59%
Reliance Industries Ltd. 0.58%
ITC Ltd. 0.52%
Larsen And Toubro Ltd. 0.50%
Housing Development Finance Corpn. Ltd. 0.44%
Infosys Ltd. 0.41%
Tata Consultancy Services Ltd. 0.33%
Oil And Natural Gas Corpn. Ltd. 0.33%
State Bank Of India 0.31%
Other Equity 5.47%
OBJECTIVE:
portfolio, which will enhance yield of composite portfolio with minimum risk appetite.
STRATEGY: To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk. This fund is suitable for those
who want to protect their capital and earn steady return on investment through higher exposure to debt securities.
To generate persistent return through active management of fixed income portfolio and focus on creating long-term equity
About The Fund
Protector Fund
SFIN No.ULIF00313/03/01PROTECTOR109
CORPORATE DEBT
EQUITY
SECURITIES
Asset Allocation
Rating Profile
41.89%
Holding
40.37%
7.59
10.10%
7.63%
NAV as on 29.05 BENCHMARK: 30th June 2014: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on ` 417.19 Cr FUND MANAGER: Mr. 30th June 2014: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to G-secs has remain unchanged to
37.60% while that to MMI has remain unchanged
14.56% from 14.56% on a MOM basis.
Protector fund continues to be predominantly
invested in highest rated fixed income instruments.
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
7
Maturity Profile
Protector BM
AA
2.67%
AA+
AAA
7.64%
A1+
2.55%
1.40%
AA-
36.12%
49.63%
Sovereign
MMI, Deposits,
CBLO & Others
7.63%
40.37%
41.89%
NCD
G-Secs
3.81%
4.70%
4.86%
5.93%
6.94%
7.38%
10.33%
10.41%
12.45%
21.39%
OTHERS
METAL
PHARMACEUTICALS
FMCG
CAPITAL GOODS
AUTOMOBILE
SOFTWARE / IT
FINANCIAL SERVICES
OIL AND GAS
BANKING
22.15%
24.73%
53.12%
Equities
10.10%
F
e
b
-
0
6
J
u
l
-
0
6
D
e
c
-
0
6
M
a
y
-
0
7
O
c
t
-
0
7
M
a
r
-
0
8
A
u
g
-
0
8
J
a
n
-
0
9
J
u
n
-
0
9
N
o
v
-
0
9
A
p
r
-
1
0
S
e
p
-
1
0
F
e
b
-
1
1
J
u
l
-
1
1
D
e
c
-
1
1
M
a
y
-
1
2
O
c
t
-
1
2
M
a
r
-
1
3
A
u
g
-
1
3
J
a
n
-
1
4
J
u
n
-
1
4
Date of Inception: 22-Mar-01
2% Indian Hotels Co. Ltd. 2014 1.23%
ITC Ltd. 0.92%
Bharat Electronics Ltd. 0.73%
Maruti Suzuki India Ltd. 0.68%
Sun Pharmaceutical Inds. Ltd. 0.58%
Other Equity 11.97%
OBJECTIVE:
of investment in equity and debt.
STRATEGY: Generate better return with moderate level of risk through active management of fixed income portfolio and focus on creating
long equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.
To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance
About The Fund
Builder Fund
SFIN No.ULIF00113/03/01BSLBUILDER109
CORPORATE DEBT
EQUITY
SECURITIES
Asset Allocation
Rating Profile
42.13%
Holding
29.85%
7.81
20.15%
7.88%
Asset held as on ` 281.40 Cr FUND MANAGER: Mr. 30th June 2014: Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to NCD has slightly increased to 29.85%
from 29.63% while that to MMI has decreased to
Builder fund continues to be predominantly invested
in highest rated fixed income instruments.
Maturity Profile
Maturity (in years)
8
BM Builder
AAA
AA
34.85%
AA+
0.99%
5.63%
58.53%
Sovereign
MMI, Deposits,
CBLO & Others
Equities
20.15%
7.88%
29.85%
NCD
42.13%
G-Secs
3.03%
3.88%
5.49%
6.98%
7.52%
7.86%
9.19%
9.59%
10.00%
23.34%
AGRI RELATED
AUTO ANCILLIARY
FMCG
CAPITAL GOODS
PHARMACEUTICALS
AUTOMOBILE
FINANCIAL SERVICES
SOFTWARE / IT
OIL AND GAS
BANKING
17.82%
30.88%
51.30%
F
e
b
-
0
5
J
u
n
-
0
5
O
c
t
-
0
5
F
e
b
-
0
6
J
u
n
-
0
6
O
c
t
-
0
6
F
e
b
-
0
7
J
u
n
-
0
7
O
c
t
-
0
7
F
e
b
-
0
8
J
u
n
-
0
8
O
c
t
-
0
8
F
e
b
-
0
9
J
u
n
-
0
9
O
c
t
-
0
9
F
e
b
-
1
0
J
u
n
-
1
0
O
c
t
-
1
0
F
e
b
-
1
1
J
u
n
-
1
1
O
c
t
-
1
1
F
e
b
-
1
2
J
u
n
-
1
2
O
c
t
-
1
2
F
e
b
-
1
3
J
u
n
-
1
3
O
c
t
-
1
3
F
e
b
-
1
4
J
u
n
-
1
4
OBJECTIVE:
STRATEGY: The strategy is to invest predominantly in debt securities with an additional exposure to equity, maintaining medium term
duration profile of the portfolio.
The objective of this fund is to achieve value creation of the policyholder at an average risk level over medium to long-term period.
About The Fund
Balancer Fund
SFIN No.ULIF00931/05/05BSLBALANCE109
9.6% L And T Finance Ltd. 2016 4.71%
9% Export Import Bank Of India 2019 4.07%
ITC Ltd. 1.19%
Infosys Ltd. 0.77%
Other Equity 14.14%
CORPORATE DEBT
Equity
SECURITIES
35.00%
Holding
26.35%
25.14%
13.51%
NAV as on 23.77 30th June 2014: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on ` 31.94 Cr FUND MANAGER: Mr. 30th June 2014: Sunil Kumar (Equity), Mr. Deven Sangoi (Debt)
Fund Update:
Exposure to Equities has increased to 25.14% from
24.36% while that to MMI has decreased to 13.51%
from 15.11% on a MOM basis.
Asset Allocation
Rating Profile
9
7.54 Maturity (in years)
BM Balancer
Maturity Profile
MMI, Deposits,
CBLO & Others
Equities
25.14% 13.51%
26.35%
NCD
35.00%
G-sec
3.74%
4.09%
4.75%
5.69%
5.75%
7.65%
7.89%
11.06%
13.81%
20.61%
METAL
AUTO ANCILLIARY
CAPITAL GOODS
PHARMACEUTICALS
FINANCIAL SERVICES
FMCG
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
28.07%
30.09%
41.83%
56.21%
AAA A1+ AA+
34.73% 1.49% 7.57%
Sovereign
F
e
b
-
1
0
J
u
n
-
1
0
O
c
t
-
1
0
F
e
b
-
1
1
J
u
n
-
1
1
O
c
t
-
1
1
F
e
b
-
1
2
J
u
n
-
1
2
O
c
t
-
1
2
F
e
b
-
1
3
J
u
n
-
1
3
O
c
t
-
1
3
F
e
b
-
1
4
J
u
n
-
1
4
Date of Inception: 18-Jul-05
10.75% Reliance Industries Ltd. 2018 0.84%
10.2% Tata Steel Ltd. 2015 0.73%
9.05% State Bank Of India 2020 0.69%
2% Indian Hotels Co. Ltd. 2014 0.54%
9.1% State Bank Of Mysore 2019 0.44%
Securitised Debt 0.45%
ITC Ltd. 1.66%
Infosys Ltd. 1.34%
Other Equity 13.86%
OBJECTIVE:
debt instruments, thereby providing a good balance between risk and return.
STRATEGY: To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio
by active management resulting in wealth creation for policy holders.
Helps you to grow your capital through enhanced returns over a medium to long term period through investments in equity and
About The Fund
Enhancer Fund
SFIN No.ULIF00213/03/01ENHANCER109
CORPORATE DEBT
Securitised Debt
Equity
SECURITIES
26.98%
Holding
34.71%
6.51
0.45%
28.90%
8.97%
Asset held as on ` 6822.11 Cr FUND MANAGER: Mr. 30th June 2014: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to Equities has decreased to 28.90% from
Enhancer fund continues to be predominantly
Maturity Profile
Maturity (in years)
BM
10
Asset Allocation
Rating Profile
Enhancer
AA
AA+
43.12%
A+
0.75%
0.88%
AA-
Sovereign
0.94%
A1+
4.07%
4.69%
45.55%
AAA
2.64%
5.02%
6.36%
6.63%
6.75%
7.78%
8.22%
11.66%
13.00%
20.91%
POWER
METAL
FMCG
PHARMACEUTICALS
CAPITAL GOODS
AUTOMOBILE
FINANCIAL SERVICES
SOFTWARE / IT
OIL AND GAS
BANKING
21.55%
41.96%
36.49%
MMI, Deposits,
CBLO & Others
G-Sec
26.98% Securitised
Debt
8.97%
0.45%
28.90%
34.71%
Equities
NCD
F
e
b
-
0
6
J
u
l
-
0
6
D
e
c
-
0
6
M
a
y
-
0
7
O
c
t
-
0
7
M
a
r
-
0
8
A
u
g
-
0
8
J
a
n
-
0
9
J
u
n
-
0
9
N
o
v
-
0
9
A
p
r
-
1
0
S
e
p
-
1
0
F
e
b
-
1
1
J
u
l
-
1
1
D
e
c
-
1
1
M
a
y
-
1
2
O
c
t
-
1
2
M
a
r
-
1
3
A
u
g
-
1
3
J
a
n
-
1
4
J
u
n
-
1
4
11% Power Finance Corpn. Ltd. 2018 1.51%
9.7% Sundaram Finance Ltd. 2014 1.29%
9.7% Cadila Healthcare Ltd. 2016 0.78%
8.95% HDFC Bank Ltd. 2022 0.77%
ITC Ltd. 2.42%
Infosys Ltd. 2.04%
Other Equity 26.84%
OBJECTIVE:
by investing in fixed income securities and high quality equity security.
STRATEGY: To ensure capital appreciation by simultaneously investing into fixed income securities and maintaining diversified equity
portfolio. Active fund management is carried out to enhance policyholder's wealth in long run.
To achieve optimum balance between growth and stability to provide long - term capital appreciation with balanced level of risk
About The Fund
Creator Fund
SFIN No.ULIF00704/02/04CREATOR109
CORPORATE DEBT
EQUITY
SECURITIES
24.58%
Holding
16.69%
8.01
49.67%
9.05%
Asset held as on ` 386.09 Cr FUND MANAGER: Mr. 30th June 2014: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Creator fund continues to be predominantly
Maturity Profile
Maturity (in years)
Asset Allocation
Rating Profile
11
Creator BM
AA
AA+ AA-
5.02%
4.36%
1.59%
59.56%
Sovereign
MMI, Deposits,
CBLO & Others
3.69%
4.59%
5.68%
5.68%
7.29%
7.67%
10.19%
10.54%
12.36%
20.75%
OTHERS
METAL
PHARMACEUTICALS
FMCG
CAPITAL GOODS
AUTOMOBILE
FINANCIAL SERVICES
SOFTWARE / IT
OIL AND GAS
BANKING
27.25%
17.77%
54.99%
AAA
29.48%
9.05% 16.69%
NCD
24.58%
49.67%
G-Secs
Equities
J
u
l
-
0
6
D
e
c
-
0
6
M
a
y
-
0
7
O
c
t
-
0
7
M
a
r
-
0
8
A
u
g
-
0
8
J
a
n
-
0
9
J
u
n
-
0
9
N
o
v
-
0
9
A
p
r
-
1
0
S
e
p
-
1
0
F
e
b
-
1
1
J
u
l
-
1
1
D
e
c
-
1
1
M
a
y
-
1
2
O
c
t
-
1
2
M
a
r
-
1
3
A
u
g
-
1
3
J
a
n
-
1
4
J
u
n
-
1
4
Date of Inception: 23-Feb-04
8.2% Ashok Leyland Ltd. 2014 0.28%
9.25% ICICI Home Finance Co. Ltd. 2014 0.14%
9.2% IDFC Ltd 2015 0.07%
ITC Ltd. 4.92%
Infosys Ltd. 3.74%
Other Equity 45.10%
OBJECTIVE:
STRATEGY: To invest in high quality equity security to provide long term capital appreciation with high level of risk. This fund is suitable for
those who want to have wealth maximization over long-term period with equity market dynamics.
To maximize wealth by actively managing a diversified equity portfolio.
About The Fund
Magnifier Fund
SFIN No.ULIF00826/06/04MAGNIFIER109
CORPORATE DEBT
EQUITY
SECURITIES
Asset Allocation
Rating Profile
0.73%
Holding
88.98%
1.13
10.22%
NAV as on 37.30 BENCHMARK: 30th June 2014: ` BSE 100 & Crisil Liquid Fund Index
Asset held as on ` 1074.98 Cr FUND MANAGER: Mr. 30th June 2014: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
89.22% while that to MMI has increased to 10.22%
from 9.94% on a MOM basis
Magnifier fund continues to be predominantly
invested in large cap stocks and maintains a well
diversified portfolio with investments made across
various sectors.
Maturity Profile
Maturity (in years)
12
GOVERNMENT SECURITIES 0.07%
Magnifier BM
MMI, Deposits,
CBLO & Others
10.22%
NCD
0.73%
G-Secs
0.07%
88.98%
Equities
3.56%
5.46%
6.33%
6.36%
6.70%
7.36%
7.88%
11.47%
13.05%
19.87%
POWER
METAL
FMCG
CAPITAL GOODS
PHARMACEUTICALS
AUTOMOBILE
FINANCIAL SERVICES
SOFTWARE / IT
OIL AND GAS
BANKING
99.32%
0.68%
Less than 2 years 7 years & above
Sovereign
A+
14.24%
10.62%
52.30%
A1+
AAA
22.84%
M
a
r
-
1
0
J
u
n
-
1
0
S
e
p
-
1
0
D
e
c
-
1
0
M
a
r
-
1
1
J
u
n
-
1
1
S
e
p
-
1
1
D
e
c
-
1
1
M
a
r
-
1
2
J
u
n
-
1
2
S
e
p
-
1
2
D
e
c
-
1
2
M
a
r
-
1
3
J
u
n
-
1
3
S
e
p
-
1
3
D
e
c
-
1
3
M
a
r
-
1
4
J
u
n
-
1
4
Date of Inception: 12-Aug-04
ITC Ltd. 4.85%
Infosys Ltd. 3.98%
Other Equity 51.68%
OBJECTIVE:
chip companies and provide a cushion against the volatility in the equities through investment in money market instruments.
STRATEGY: Active Fund Management with potentially 100% equity exposure. Maintaining High Quality Diversified Portfolio with Dynamic
blend of Growth and Value Stocks- so that portfolio does not suffer from style bias. Focus on large-caps and quality mid-caps to ensure
liquidity and reduce risk.
To provide long-term capital appreciation by actively managing a well-diversified equity portfolio of fundamentally strong blue
About The Fund
Maximiser Fund
SFIN No.ULIF01101/06/07MAXIMISER109
EQUITY
SECURITIES
99.52%
Holding
0.48%
NAV as on 19.01 BENCHMARK: 30th June 2014: ` BSE 100 & Crisil Liquid Fund Index
Asset held as on ` 2282.86 Cr FUND MANAGER: Mr. 30th June 2014: Sameer Mistry
Fund Update:
Exposure to Equities has slightly decreased to
99.52% from 99.53% while that to MMI has slightly
increased to 0.48% from 0.47% on a MOM basis.
Maximiser fund is predominantly invested in large
cap stocks and maintains a well diversified portfolio
with investments made across various sectors.
Maturity Profile
Asset Allocation Rating Profile
13
2.13 Maturity (in years) Maturity (in years)
Maximiser BM
MMI, Deposits,
CBLO & Others
0.48%
99.52%
Equities
3.67%
5.57%
6.14%
6.58%
6.79%
7.54%
7.83%
10.63%
13.71%
20.28%
POWER
METAL
FMCG
PHARMACEUTICALS
CAPITAL GOODS
AUTOMOBILE
FINANCIAL SERVICES
SOFTWARE / IT
OIL AND GAS
BANKING
78.94%
21.06%
Sovereign
100.00%
M
a
r
-
0
9
J
u
n
-
0
9
S
e
p
-
0
9
D
e
c
-
0
9
M
a
r
-
1
0
J
u
n
-
1
0
S
e
p
-
1
0
D
e
c
-
1
0
M
a
r
-
1
1
J
u
n
-
1
1
S
e
p
-
1
1
D
e
c
-
1
1
M
a
r
-
1
2
J
u
n
-
1
2
S
e
p
-
1
2
D
e
c
-
1
2
M
a
r
-
1
3
J
u
n
-
1
3
S
e
p
-
1
3
D
e
c
-
1
3
M
a
r
-
1
4
J
u
n
-
1
4
Date of Inception: 12-Jun-07
ITC Ltd. 7.65%
Infosys Ltd. 5.19%
Other Equity 32.04%
OBJECTIVE:
cap companies.
STRATEGY: To build and manage a concentrated equity portfolio of 20 fundamentally strong large cap stocks in terms of market capitalization
by following an in depth research-focused investment approach. The fund will attempt diversify across sectors and will invest in companies
having financial strength, robust, efficient & visionary management & adequate market liquidity. It will adopt a disciplined and flexible
approach towards investing with a focus on generating long-term capital appreciation. The non-equity portion of the fund will be invested in
highly rated money market instruments and fixed deposits.
To generate long-term capital appreciation for policyholders by making investments in fundamentally strong and liquid large
About The Fund
Super 20 Fund
SFIN No.ULIF01723/06/09SUPER20109
Equity
SECURITIES
97.30%
Holding
2.70%
NAV as on 19.35 BENCHMARK: Sensex & 30th June 2014: ` Crisil Liquid Fund Index
Asset held as on ` 455.12 Cr FUND MANAGER: Mr. 30th June 2014: Sameer Mistry
Fund Update:
Super 20 fund is predominantly invested in large cap
stocks and maintains a concentrated portfolio.
14
100.00%
Less than 2 years
Super 20 BM
Asset Allocation
Maturity Profile
Sovereign
100.00%
Rating Profile
MMI, Deposits,
CBLO & Others
2.70%
97.30%
Equities
4.05%
4.27%
4.85%
5.99%
6.28%
7.86%
8.01%
10.02%
14.90%
24.57%
CEMENT
FINANCIAL SERVICES
METAL
AUTOMOBILE
POWER
FMCG
CAPITAL GOODS
SOFTWARE / IT
OIL AND GAS
BANKING
A
p
r
-
1
1
J
u
n
-
1
1
A
u
g
-
1
1
O
c
t
-
1
1
D
e
c
-
1
1
F
e
b
-
1
2
A
p
r
-
1
2
J
u
n
-
1
2
A
u
g
-
1
2
O
c
t
-
1
2
D
e
c
-
1
2
F
e
b
-
1
3
A
p
r
-
1
3
J
u
n
-
1
3
A
u
g
-
1
3
O
c
t
-
1
3
D
e
c
-
1
3
F
e
b
-
1
4
A
p
r
-
1
4
J
u
n
-
1
4
Date of Inception: 06-Jul-09
Jagran Prakashan Ltd. 6.76%
Gujarat Mineral Develpmenmt Corportaion 5.28%
Divis Laboratories Ltd. 4.39%
Engineers India Ltd. 4.01%
Container Corpn. Of India Ltd. 3.83%
Yes Bank Ltd. 3.31%
Mahindra And Mahindra Financial Services Ltd. 3.29%
Sun Tv Network Ltd. 3.09%
Britannia Industries Ltd. 2.87%
Muthoot Finance Ltd. 2.84%
Other Equity 55.90%
OBJECTIVE:
companies whose market capitalization is between Rs. 10 billion to Rs.250 billion. Further, the fund would also seek to provide a cushion
against the sudden volatility in the equities through some investments in short-term money market instruments.
STRATEGY: Active Fund Management with potentially 100% equity Exposure Research based investment approach with a dedicated &
experienced in-house research team. Identify undervalued Stocks in the growth phase. Focus on niche players with competitive advantage, in
the sunrise industry & potential of being tomorrow's large cap. Emphasis on early identification of stocks.
To provide long-term wealth maximization by actively managing a well-diversified equity portfolio, predominantly comprising of
About The Fund
Multiplier Fund
SFIN No.ULIF01217/10/07MULTIPLIER109
Equity
SECURITIES
Asset Allocation
Rating Profile
95.56%
Holding
4.44%
NAV as on 18.09 BENCHMARK: CNX Midcap & 30th June 2014: ` Crisil Liquid Fund Index
Asset held as on ` 430.31 Cr FUND MANAGER: Mr. Sumit Mangal 30th June 2014:
Fund Update:
99.61% MMI has increased to 4.44% from 0.34% on
MOM basis.
Multiplier fund is predominantly invested in high
quality mid cap stocks and maintains a well
diversified portfolio with investments made across
various sectors.
Maturity Profile
Multiplier BM
15
100.00%
Less than 2 years
MMI, Deposits,
CBLO & Others
4.44%
95.56%
Equities
Sovereign
100.00%
3.78%
4.01%
6.64%
7.07%
7.11%
7.49%
8.45%
8.91%
14.60%
15.81%
OTHERS
LOGISTICS
METAL
OIL AND GAS
PHARMACEUTICALS
AUTO ANCILLIARY
CAPITAL GOODS
FINANCIAL SERVICES
MEDIA AND ENTERTAINMENT
BANKING
D
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Date of Inception: 30-Oct-07
OBJECTIVE:
companies while using debt instruments & derivatives to lock-in capital appreciations.
STRATEGY: The strategy of the fund is to have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both
equities & fixed income assets & up to 40% in Money Market instruments.
To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip
About The Fund
Platinum Plus I Fund
SFIN No.ULIF01325/02/08PLAT1109
National Bank For Agri. And Rural Development 2017 4.37%
8.85% NHPC Ltd. 2018 1.50%
ITC Ltd. 4.26%
Infosys Ltd. 2.50%
Other Equity 28.19%
CORPORATE DEBT
Equity
SECURITIES
4.93%
Holding
16.27%
62.61%
16.19%
NAV as on 14.90 30th June 2014: `
Asset held as on ` 330.19 Cr FUND MANAGER: Mr. 30th June 2014: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Platinum Plus I fund continues to be predominantly
diversified portfolio.

Asset Allocation
Rating Profile
Maturity Profile
16
MMI, Deposits,
CBLO & Others
Sovereign
32.99%
67.01%
AAA
G-Secs
16.19%
62.61%
Equities
3.64%
3.76%
6.50%
6.95%
7.80%
8.22%
8.60%
13.05%
13.60%
21.53%
POWER
METAL
CAPITAL GOODS
PHARMACEUTICALS
FINANCIAL SERVICES
FMCG
AUTOMOBILE
SOFTWARE / IT
OIL AND GAS
BANKING
34.72%
65.17%
0.11%
4.93%
NCD
16.27%
OBJECTIVE:
companies while using debt instruments & derivatives to lock-in capital appreciations.
STRATEGY: The strategy of the fund is to have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both
equities & fixed income assets & up to 40% in Money Market instruments.
To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip
About The Fund
Platinum Plus II Fund
National Housing Bank 2018 2.38%
ITC Ltd. 4.23%
Infosys Ltd. 3.35%
Other Equity 30.63%
CORPORATE DEBT
Equity
SECURITIES
3.76%
Holding
15.71%
69.89%
10.65%
NAV as on 21.43 30th June 2014: `
Asset held as on ` 594.91 Cr FUND MANAGER: Mr. 30th June 2014: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Platinum Plus II fund is predominantly invested in
large cap stocks and maintains a well diversified
portfolio.
Maturity Profile
Asset Allocation
Rating Profile
17
Sovereign
24.74%
75.26%
AAA
MMI, Deposits,
CBLO & Others
NCD
15.71%
G-Secs
3.76%
69.89%
Equities
3.38%
3.57%
6.33%
6.66%
7.72%
7.88%
8.76%
13.89%
13.99%
21.71%
TELECOMMUNICATION
POWER
PHARMACEUTICALS
CAPITAL GOODS
FMCG
FINANCIAL SERVICES
AUTOMOBILE
SOFTWARE / IT
OIL AND GAS
BANKING
30.16%
69.70%
0.15%
10.65%
OBJECTIVE:
companies while using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes &
and as approved by the IRDA.
STRATEGY: To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets
& up to 40% in Money Market.
To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip
About The Fund
Platinum Plus III Fund
SFIN No. ULIF01628/04/09PLAT3109
National Housing Bank 2019 2.32%
ITC Ltd. 4.72%
Infosys Ltd. 3.54%
Other Equity 33.83%
CORPORATE DEBT
Equity
SECURITIES
6.90%
Holding
9.49%
77.44%
6.17%
NAV as on 16.54 30th June 2014: `
Fund Update:
Platinum Plus III fund continues to be predominantly
diversified portfolio.
Maturity Profile
Asset Allocation
Rating Profile
18
Sovereign
43.35%
56.65%
AAA
NCD
6.90%
9.49%
G-Secs
77.44%
Equities
3.28%
3.45%
6.62%
7.04%
7.59%
7.60%
8.79%
13.43%
13.76%
22.40%
TELECOMMUNICATION
POWER
CAPITAL GOODS
FINANCIAL SERVICES
FMCG
PHARMACEUTICALS
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
21.81%
76.37%
1.83%
6.17%
MMI, Deposits,
CBLO & Others
Date of Inception: 15-May-09
OBJECTIVE:
companies while using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes &
and as approved by the IRDA
STRATEGY: To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets
& up to 40% in Money Market instruments.
About The Fund
Platinum Plus IV Fund
9.15% Larsen And Toubro Ltd. 2019 1.87%
8.85% NHPC Ltd. 2019 0.26%
ITC Ltd. 4.96%
Infosys Ltd. 3.73%
Other Equity 35.80%
CORPORATE DEBT
Equity
SECURITIES
3.74%
Holding
7.93%
81.55%
6.78%
NAV as on 14.79 30th June 2014: `
Fund Update:
Platinum Plus IV fund is predominantly invested in
portfolio.
Maturity Profile
Asset Allocation
Rating Profile
19
MMI, Deposits,
CBLO & Others
G-Secs
3.74%
7.93%
NCD
6.78%
81.55%
Equities
Sovereign
36.75%
63.25%
AAA
38.50%
55.93%
5.57%
FINANCIAL SERVICES
3.34%
3.40%
6.24%
7.05%
7.23%
7.49%
8.70%
13.27%
13.98%
22.04%
METAL
POWER
PHARMACEUTICALS
CAPITAL GOODS
FMCG
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
OBJECTIVE:
companies while using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes
only and as approved by the IRDA
STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary
and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity
portfolio of value & growth driven fundamentally strong blue chip companies by following a research-focused investment approach. On the
fixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip
About The Fund
Platinum Premier Fund
SFIN No.ULIF02203/02/10PLATPR1109
8.85% NHPC Ltd. 2020 0.54%
Rural Electrification Corpn. Ltd. 2020 0.43%
8.85% NHPC Ltd. 2019 0.18%
ITC Ltd. 5.26%
Infosys Ltd. 4.36%
Other Equity 37.23%
CORPORATE DEBT
Equity
SECURITIES
5.21%
Holding
2.59%
86.79%
5.41%
NAV as on 14.79 30th June 2014: `
Fund Update:
90.31% while that to MMI has slightly increased to
Platinum Premier fund is predominantly invested in
portfolio.
Maturity Profile
Asset Allocation
Rating Profile
20
MMI, Deposits,
CBLO & Others
NCD
G-Secs
2.59%
5.21%
5.41%
86.79%
Equities
AAA
31.49%
68.51%
Sovereign
42.29%
52.59%
5.12%
3.34%
3.40%
6.24%
7.05%
7.23%
7.49%
8.70%
13.27%
13.98%
22.04%
METAL
POWER
PHARMACEUTICALS
CAPITAL GOODS
FINANCIAL SERVICES
FMCG
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
OBJECTIVE:
only and as approved by the IRDA.
portfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the
About The Fund
Platinum Advantage Fund
SFIN No.ULIF02408/09/10BSLPLATADV109
ITC Ltd. 6.07%
Infosys Ltd. 4.60%
Other Equity 45.70%
CORPORATE DEBT
Equity
SECURITIES
0.19%
Holding
0.12%
99.19%
0.51%
NAV as on 13.06 30th June 2014: `
Fund Update:

Maturity Profile
Asset Allocation
Rating Profile
21
G-Secs
0.19%
MMI, Deposits,
CBLO & Others
0.51%
NCD
0.12%
99.19%
Equities
Sovereign
67.26%
32.74%
AAA
3.85%
4.37%
5.93%
6.39%
6.90%
7.48%
8.51%
13.82%
14.51%
19.33%
METAL
POWER
PHARMACEUTICALS
CAPITAL GOODS
FINANCIAL SERVICES
FMCG
AUTOMOBILE
SOFTWARE / IT
OIL AND GAS
BANKING
77.82%
19.34%
2.84%
OBJECTIVE:
About The Fund
Foresight Single Pay
SFIN No.ULIF02610/02/11BSLFSITSP1109
ITC Ltd. 6.38%
Infosys Ltd. 4.68%
Other Equity 40.88%
CORPORATE DEBT
Equity
SECURITIES
1.20%
Holding
1.14%
94.40%
3.26%
NAV as on 14.02 30th June 2014: `
Asset held as on ` 88.05 Cr FUND MANAGER: Mr. 30th June 2014: Dhrumil Shah (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has slightly increased to
Maturity Profile
Asset Allocation
Rating Profile
22
MMI, Deposits,
CBLO & Others
3.26%
NCD
1.14%
1.20%
G-Secs
94.40%
Equities
AAA
25.57%
74.43%
Sovereign
3.14%
4.23%
5.62%
6.67%
7.34%
8.59%
9.80%
14.27%
14.38%
19.96%
METAL
POWER
PHARMACEUTICALS
CAPITAL GOODS
FINANCIAL SERVICES
FMCG
AUTOMOBILE
SOFTWARE / IT
OIL AND GAS
BANKING
62.01%
4.25%
33.74%
OBJECTIVE:
About The Fund
Foresight 5 Pay
SFIN No.ULIF02510/02/11BSLFSIT5P1109
ITC Ltd. 4.22%
Infosys Ltd. 2.84%
Other Equity 26.33%
CORPORATE DEBT
Equity
SECURITIES
9.83%
Holding
20.64%
63.68%
5.86%
NAV as on 12.72 30th June 2014: `
Fund Update:
Maturity Profile
Asset Allocation
Rating Profile
23
G-Secs
NCD
20.64%
MMI, Deposits,
CBLO & Others
5.86%
9.83%
63.68%
Equities
Sovereign
A1+
32.50%
AAA
62.83%
2.77%
3.57%
6.77%
6.85%
8.07%
8.24%
9.63%
12.28%
14.73%
21.19%
METAL
POWER
CAPITAL GOODS
PHARMACEUTICALS
FMCG
AUTOMOBILE
FINANCIAL SERVICES
SOFTWARE / IT
OIL AND GAS
BANKING
15.19%
51.55%
33.26%
4.67%
OBJECTIVE:
investments in high quality short-term debt.
The primary objective of the fund is to provide Capital Protection, at a high level of safety and liquidity through judicious
About The Fund
Titanium I Fund
SFIN No.ULIF01911/12/09TITANIUM1109
9.37% National Housing Bank 2015 4.04%
9.2% IDFC Ltd 2015 3.63%
ITC Ltd. 4.02%
Infosys Ltd. 3.29%
Mahindra And Mahindra Ltd. 3.24%
Other Equity 42.91%
CORPORATE DEBT
Equity
SECURITIES
3.60%
Holding
10.49%
84.07%
NAV as on 14.80 30th June 2014: `
Fund Update:
83.56%
Titanium I fund is predominantly invested in large
cap stocks and maintains a well diversified portfolio.
Maturity Profile
Asset Allocation
Rating Profile
24
MMI, Deposits, CBLO & Others 1.84%
G-Secs
NCD
3.60%
1.84%
10.49%
84.07%
Equities
MMI, Deposits,
CBLO & Others
99.49%
0.51%
Sovereign
27.53%
72.47%
AAA
3.91%
4.89%
5.82%
5.85%
5.92%
8.16%
11.70%
12.29%
15.72%
20.37%
METAL
POWER
FMCG
PHARMACEUTICALS
CAPITAL GOODS
FINANCIAL SERVICES
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
Date of Inception: 16-Dec-09
OBJECTIVE:
About The Fund
Titanium II Fund
SFIN No.ULIF02011/12/09BSLITITAN2109
9.2% IDFC Ltd 2015 3.58%
ITC Ltd. 4.09%
Infosys Ltd. 3.36%
Other Equity 42.79%
CORPORATE DEBT
Equity
SECURITIES
6.03%
Holding
6.43%
84.34%
3.21%
NAV as on 14.48 30th June 2014: `
Asset held as on ` 13.99 Cr FUND MANAGER: 30th June 2014: Mr. Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
83.06%while that to MMI has slightly decreased to
Titanium II fund is predominantly invested in large
Maturity Profile
Asset Allocation
Rating Profile
25
MMI, Deposits,
CBLO & Others
G-Secs
6.43%
NCD
6.03%
3.21%
84.34%
Equities
46.53%
AAA
53.47%
Sovereign
99.42%
0.58%
4.00%
5.03%
5.92%
5.93%
5.98%
8.22%
11.86%
12.06%
15.92%
20.57%
METAL
POWER
FMCG
CAPITAL GOODS
PHARMACEUTICALS
FINANCIAL SERVICES
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
OBJECTIVE:
About The Fund
Titanium III Fund
SFIN No.ULIF02111/12/09BSLITITAN3109
9.37% National Housing Bank 2015 5.17%
ITC Ltd. 3.78%
Tata Motors Ltd. 3.44%
Other Equity 37.14%
CORPORATE DEBT
Equity
SECURITIES
8.52%
Holding
13.21%
75.55%
2.72%
NAV as on 12.93 30th June 2014: `
Asset held as on ` Cr FUND MANAGER: 30th June 2014: 7.74 Mr. Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
68.54% while that to MMI has slightly increased to
Titanium III fund is predominantly invested in large
Maturity Profile
Asset Allocation
Rating Profile
26
8.52%
G-Secs NCD
13.21%
MMI, Deposits,
CBLO & Others
2.72%
75.55%
Equities
Sovereign
39.19%
60.81%
AAA
99.73%
0.27%
4.04%
4.35%
5.99%
6.11%
6.55%
7.18%
13.12%
13.29%
13.30%
20.44%
METAL
POWER
FMCG
PHARMACEUTICALS
CAPITAL GOODS
FINANCIAL SERVICES
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
Date of Inception: 16-Jun-10
OBJECTIVE: The objective of the fund is to provide long-term wealth creation by actively managing portfolio through investment in selective
businesses. Fund will not invest in businesses that provide goods or services in gambling, lottery/contests, animal produce, liquor, tobacco,
entertainment like films or hotels, banks and financial institutions
STRATEGY: The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value &
growth driven fundamentally strong companies by following a research-focused investment approach. Equity investments will be made
based on the following criteria: Investment in companies will be made in strict compliance with the objective of the fund, Fund will not invest in
banks and financial institutions and companies whose interest income exceeds 3% of total revenues, Investing in leveraged-firms is restrained
on the provision that heavily indebted companies ought to serve a considerable amount of their revenue in interest payments.
About The Fund
Pure Equity
SFIN No.ULIF02707/10/11BSLIPUREEQ109
NAV as on 16.18 30th June 2014: `
Asset held as on ` 7.25 Cr FUND MANAGER: Mr. 30th June 2014: Praful Kumar
Fund Update:
Exposure to Equities has slightly decreased to
SECURITIES
Holding
Exide Industries Ltd. 4.69%
ACC Ltd. 4.62%
Cummins India Ltd. 4.60%
Wabco India Limited 4.51%
Cipla Ltd. 4.24%
Britannia Industries Ltd. 4.13%
Gujarat Mineral Develpmenmt Corportaion 4.05%
Bata India Ltd. 3.94%
Grasim Industries Ltd. 3.85%
Other Equity 56.04%
Equity 99.13%
Asset Allocation
27
MMI, Deposits,
CBLO & Others
0.87%
99.13%
Equities
3.98%
4.66%
4.88%
6.06%
7.11%
9.40%
9.64%
10.50%
11.07%
14.50%
RETAILING
CEMENT
AGRI RELATED
AUTOMOBILE
METAL
OIL AND GAS
PHARMACEUTICALS
CAPITAL GOODS
AUTO ANCILLIARY
FMCG
OBJECTIVE: To provide superior risk-adjusted returns with low volatility at a high level of safety and liquidity through investments in high
quality short term fixed income instruments - upto1 year maturity
STRATEGY: The fund will invest in high quality short-term fixed income instruments upto 1-year maturity. The endeavor will be to optimize
returns while providing liquidity and safety with very low risk profile.
About The Fund
Liquid Plus
SFIN No.ULIF02807/10/11BSLLIQPLUS109
SECURITIES
Holding
100.00%
NAV as on 11.96 BENCHMARK: 30th June 2014: ` Crisil Liquid Index
Asset held as on ` 34.25 Cr FUND MANAGER : Mr. 30th June 2014: Ajit Kumar PPB (Debt)
Fund Update:
The average maturity of the fund has slightly
decreased to 0.60 years from 0.66 years in the
previous month.
Asset Allocation
Rating Profile
Maturity Profile
28
100.00%
Less than 2 years
MMI, Deposits,
CBLO & Others
100.00%
100.00%
A1+
OBJECTIVE: The objective of the fund is to provide long-term wealth maximization by managing a well diversified equity portfolio
predominantly comprising of deep value stocks with strong momentum.
STRATEGY: To build & manage a diversified equity portfolio of value and momentum driven stocks by following a prudent mix of qualitative &
quantitative investment factors. This strategy has outperformed the broader market indices over long-term. The fund would seek to identify
companies which have attractive business fundamentals, competent management and prospects of robust future growth and are yet
available at a discount to their intrinsic value and display good momentum. The fund will also maintain reasonable level of liquidity.
About The Fund
Value & Momentum
SFIN No.ULIF02907/10/11BSLIVALUEM109
NAV as on 15.69 BENCHMARK: 30th June 2014: ` BSE 100
Asset held as on ` 21.38 Cr FUND MANAGER: Mr. 30th June 2014: Sunil Kumar
Fund Update:
SECURITIES
Holding
Hero Motocorp Limited 4.95%
Syndicate Bank 4.10%
Chambal Fertilisers And Chemicals Ltd. 4.01%
ACC Ltd. 3.99%
Union Bank Of India 3.86%
Federal Bank Ltd. 3.86%
GAIL (India) Ltd. 3.63%
Muthoot Finance Ltd. 3.36%
Oriental Bank Of Commerce 2.98%
Oil India Ltd. 2.87%
Other Equity 57.72%
Equity
95.34%
Asset Allocation
Rating Profile
29
Maturity Profile
100.00%
Less than 2 years
Sovereign
100.00%
MMI, Deposits,
CBLO & Others
4.66%
95.34%
Equities
4.90%
5.19%
5.24%
5.68%
5.98%
6.87%
8.06%
8.31%
15.56%
21.40%
POWER
AUTOMOBILE
MEDIA
METAL
FERTILISERS
CEMENT
CAPITAL GOODS
FINANCIAL SERVICES
OIL AND GAS
BANKING
OBJECTIVE:
portfolio, which will enhance yield of composite portfolio with minimum risk appetite.
STRATEGY: To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk. This fund is suitable for those
who want to protect their capital and earn steady return on investment through higher exposure to debt securities.
To generate persistent return through active management of fixed income portfolio and focus on creating long-term equity
About The Fund
Pension Nourish Fund
SFIN No.ULIF00604/03/03BSLNOURISH109
9.6% L&T Finance Ltd. 2016 3.80%
9.74% Tata Sons Ltd. 2024 2.35%
ITC Ltd. 0.49%
Infosys Ltd. 0.42%
Axis Bank Ltd. 0.28%
Other Equity 5.75%
CORPORATE DEBT
Equity
SECURITIES
35.37%
Holding
41.20%
10.04%
13.39%
Asset held as on ` 13.21 Cr FUND MANAGER: Mr. 30th June 2014: Praful Kumar (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:

Maturity Profile
Asset Allocation
Rating Profile
30
Nourish BM
MMI, Deposits,
CBLO & Others
Equities
10.04%
13.39%
35.37%
NCD
41.20%
G-sec
3.06%
4.55%
4.55%
7.70%
7.78%
7.79%
9.38%
9.45%
11.57%
23.13%
POWER
PHARMACEUTICALS
METAL
AUTOMOBILE
FINANCIAL SERVICES
FMCG
CAPITAL GOODS
SOFTWARE / IT
OIL AND GAS
BANKING
23.72%
22.03%
54.25%
AA+
AA-
42.09%
6.75%
1.94%
AA
1.33%
AAA
Sovereign
47.89%
F
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0
9
O
c
t
-
0
9
F
e
b
-
1
0
J
u
n
-
1
0
O
c
t
-
1
0
F
e
b
-
1
1
J
u
n
-
1
1
O
c
t
-
1
1
F
e
b
-
1
2
J
u
n
-
1
2
O
c
t
-
1
2
F
e
b
-
1
3
J
u
n
-
1
3
O
c
t
-
1
3
F
e
b
-
1
4
J
u
n
-
1
4
OBJECTIVE:
period through a balance of investment in equity and debt.
STRATEGY: Generate better return with moderate level of risk through active management of fixed income portfolio and focus on creating
long term equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.
This fund option helps build your capital and generate better returns at moderate level of risk, over a medium or long-term
About The Fund
Pension Growth Fund
SFIN No.ULIF00504/03/03BSLIGROWTH109
9.95% Family Credit Limited 2016 2.66%
9.6% L&T Finance Ltd. 2016 2.65%
9.65% Cholamandalam Investment And Finance Co. Ltd. 2018 2.63%
ITC Ltd. 1.21%
Infosys Ltd. 0.75%
Other Equity 9.15%
CORPORATE DEBT
Equity
SECURITIES
25.08%
Holding
39.89%
18.95%
16.08%
Asset held as on ` 37.87 Cr FUND MANAGER: Mr. 30th June 2014: Devendra Singhvi
Fund Update:
Maturity Profile
Asset Allocation
Rating Profile
31
Pension Growth BM
AA
AAA
AA+
41.12%
12.11%
8.16%
38.60%
Sovereign
MMI, Deposits,
CBLO & Others
Equities
18.95%
16.08%
39.89% 25.08%
NCD G-sec
2.63%
4.77%
6.33%
6.37%
7.07%
8.42%
10.01%
11.16%
11.86%
21.85%
MEDIA
METAL
PHARMACEUTICALS
FMCG
CAPITAL GOODS
AUTOMOBILE
SOFTWARE / IT
FINANCIAL SERVICES
OIL AND GAS
BANKING
19.09%
35.49%
45.43%
F
e
b
-
0
6
J
u
l
-
0
6
D
e
c
-
0
6
M
a
y
-
0
7
O
c
t
-
0
7
M
a
r
-
0
8
A
u
g
-
0
8
J
a
n
-
0
9
J
u
n
-
0
9
N
o
v
-
0
9
A
p
r
-
1
0
S
e
p
-
1
0
F
e
b
-
1
1
J
u
l
-
1
1
D
e
c
-
1
1
M
a
y
-
1
2
O
c
t
-
1
2
M
a
r
-
1
3
A
u
g
-
1
3
J
a
n
-
1
4
J
u
n
-
1
4
OBJECTIVE:
debt instruments, thereby providing a good balance between risk and return.
STRATEGY: To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio
by active management resulting in wealth creation for policyholders.
Helps you grow your capital through enhanced returns over a medium to long term period through investments in equity and
About The Fund
Pension Enrich Fund
SFIN No.ULIF00404/03/03BSLIENRICH109
ITC Ltd. 1.73%
Infosys Ltd. 1.03%
Other Equity 19.18%
CORPORATE DEBT
Equity
SECURITIES
36.58%
Holding
21.98%
35.15%
6.29%
Asset held as on ` 169.71 Cr FUND MANAGER: 30th June 2014: Mr. Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Maturity Profile
Asset Allocation
Rating Profile
32
Sovereign
AA+
AAA
30.51%
4.06%
62.47%
Enrich BM
MMI, Deposits,
CBLO & Others NCD
21.98% 6.29%
36.58%
G-sec Equities
35.15%
3.50%
4.21%
5.50%
5.87%
6.78%
7.49%
9.93%
9.97%
11.81%
24.48%
MEDIA
METAL
FMCG
CAPITAL GOODS
PHARMACEUTICALS
AUTOMOBILE
SOFTWARE / IT
FINANCIAL SERVICES
OIL AND GAS
BANKING
9.25%
22.92%
67.83%
AA
2.96%
F
e
b
-
0
6
J
u
l
-
0
6
D
e
c
-
0
6
M
a
y
-
0
7
O
c
t
-
0
7
M
a
r
-
0
8
A
u
g
-
0
8
J
a
n
-
0
9
J
u
n
-
0
9
N
o
v
-
0
9
A
p
r
-
1
0
S
e
p
-
1
0
F
e
b
-
1
1
J
u
l
-
1
1
D
e
c
-
1
1
M
a
y
-
1
2
O
c
t
-
1
2
M
a
r
-
1
3
A
u
g
-
1
3
J
a
n
-
1
4
J
u
n
-
1
4

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