PROTECTION PLANS

1. Tata aia life insurance Maha Raksha Supreme (new launched):

Pure Protection Cover - the simplest form of life insurance cover
Choose an option to enhance your protection cover in the future
o With Life Stage Plus Option, you can increase cover at future milestone events in your life
without the hassles of fresh medical underwriting
Inbuilt Payout Accelerator Benefit advances 50% of Basic Sum Assured in the event of a
Terminal Illness diagnosis, to help with expenses when needed most
Pay as Single Premium or as Regular premiums to suit your convenience
Discounted rates for female lives
Discounted rates for a non-smoking lifestyle
Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961.
2. Tata aia life insurance Secure 7:
Pay for just 7 years and receive a Guaranteed Annual Income* for the next 7 years
Protection against uncertainties of life for the entire policy term
Protection of the Guaranteed Annual Income against erosion due to inflation
On maturity, 25% of the Basic Sum Assured is payable
Tax Benefits available under Section 80C and 10 (10D)
*Guaranteed Annual Income payment will begin from the 8th policy anniversary and will
continue till the 14th policy anniversary, provided the policy is in force and all due premiums
have been paid.
3. Tata aia life insurance MahaLife Supreme endowment insurance plan:
Limited premium payment endowment plan with Guaranteed Annual Income ^
Choose between 2 options - based on Policy Term and Premium Payment Term as per your
requirement of savings outflow and required income inflow
Steady and Guaranteed Annual Income^ to provide a regular inflow of funds
On maturity, lump sum amount payable as a percentage of Basic Sum Assured as well as
applicable Guaranteed Annual Income^
Tax Benefits available under Section 80C and 10 (10D)

^Guaranteed Annual Income will start from the end of 16th policy year for option A and from
the end of 13th policy year for option B. Option A and Option B are based on Policy Term and
Premium Payment Term.


4. Tata aia life insurance iRaksha TROP term insurance plan:
One plan- two benefits
o Protection - life insurance coverage against unfortunate demise
o Return of Premium in case of survival till maturity, returns Total Premiums Paid
1

Choice of premium payment to suit your convenience
o Regular Pay pay premium till end of chosen policy term
o Limited Pay pay premium for a limited period of 5 or 10 years and stay covered for a longer
period
o Single Pay pay premium once for coverage over the entire policy term chosen
Benefit from a healthier lifestyle through preferential Premium Rates for Non-Smokers.
Female customers can avail the benefit of lower rates
Discount on rates for customers opting for higher level of protection
Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961
1
Total Premiums Paid means amount equal to the total premiums paid during the premium
paying term of the policy. Such amount should be excluding interest, tax, underwriting extra
premium and loading for modal premiums, if any.
5. Tata aia life insurance iRaksha Supreme term insurance plan:
Life Protection provides financial protection against unfortunate demise of the insured
Choice of premium payment to suit your convenience
Regular Pay pay premium till the end of chosen policy term
Limited Pay pay premium for a limited period of 5 or 10 years and stay covered for a longer
period
Single Pay pay premium once for coverage over the entire policy term chosen
Benefit from a healthier lifestyle through preferential Premium Rates for non-smokers.
Female customers can avail the benefit of lower rates
Rate benefits for customers opting for higher level of protection (Sum Assured of 75 Lacs &
above)
Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961






SAVINGS PLANS
1. Tata AIA Life Insurance MahaLife Gold Plus (new launch):
Enjoy a lifelong coverage up to age 85 by paying premium only for 15 years
Added benefit of enhancement in your protection by way of an Inflation Protection Cover during
the policy term
Plan your legacy by ensuring regular income for yourself and your family for a long period of
time
Guaranteed Annual Coupons* from 10
th
to 30
th
policy anniversary
Non Guaranteed Cash Dividends annually from 6
th
policy anniversary till maturity
Receive a lump sum at maturity in addition to the regular income
*Guaranteed Annual Coupons
Guaranteed Annual Coupons will be payable at every policy anniversary starting from the 10th
policy anniversary till 30th policy anniversary or till death of Insured, whichever is earlier,
provided the policy then is in force. The rate of these coupons is based on the Basic Sum
Assured chosen by you.
Basic Sum Assured ( )
Guaranteed Annual Coupon Rate
(per 1,000 Basic Sum Assured)
Less than 5,00,000 55
5,00,000 to 9,99,999 60
10,00,000 and above 65

2. Tata AIA Life Insurance MahaLife Gold (new launch):
Enjoy a life long coverage up to age 85 by paying premium only for 15 years
Plan your legacy by ensuring regular income for yourself and your family for a long
period of time
Guaranteed Annual Coupons starting from 10th policy anniversary till maturity
Non Guaranteed Cash Dividends annually from 6th policy anniversary till maturity
Receive a lump sum at maturity in addition to the regular income
Tax benefits u/s 80C and 10 (10D) of the Income -Tax Act, 1961
3. Tata AIA Life Insurance MahaLife Magic:
Pay for just 9 years and receive a lump sum amount at maturity
Bonuses to augment your maturity amount
Potential for upside with the bonus components
Protection against uncertainties of life for the entire policy term
Tax Benefits available under Section 80C and 10 (10D) of the Income-Tax Act, 1961

4. Tata AIA Life Insurance Money Maxima:
Flexible policy terms to achieve specific time bound goals
Guaranteed Loyalty Addition to further augment your savings
Life coverage throughout the policy term
Maturity Benefit of Basic Sum Assured along with Bonuses and Guaranteed Loyalty
Addition
Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961
























GROUP INSURANCE
1. Tata AIA Life Insurance Group Total Suraksha
Insurance Cover for death of Insured Member
Reducing Sum Assured or Level Sum Assured options
Attractive group premium rates
Simple enrollment process
Single premium payment
Insurance coverage linked to the loan amount
Option to offer coverage for co-borrower of loan
24/7 worldwide coverage
No waiting period - Coverage from day one
Tax exemption under section 80 C of Income Tax Act 1961
Simple & Faster Claim Process
2. Tata AIA Life Insurance Group Term Life
Protection against unforeseen and unfortunate event of death
Simple enrolment: Easy to fill enrolment form, no extra documents
Easy premium payment
Simple and faster claim processing
Coverage 24-hours-a-day, 7-days-a-week, anywhere in the world
Tax exemption for premium paid under Section 80C of the Income Tax act, 1961 for
individual group members