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There are two principle business credit reporting agencies in the United States that lenders and
financial institutions rely on for information to grant credit, D&B®* and Experian Business.
D&B®* Facts
Over 150 million businesses are registered with D&B®*.
The credit profile created by D&B®* uses information provided by the business owners and vendors of the business.
Grants a PAYDEX® score to businesses based on payment experiences of the business.
Issues a D-U-N-S® Rating based on the financial statements of the business.
Has a high risk status that will destroy a company’s ability to obtain credit.
Business credit scores from D&B®* and Experian are the primary criteria that lenders and financial
institutions utilize when determining your business’ ability to obtain credit.
PAYDEX® Score*
Paydex scores range from 0 to 100.
A Paydex score of 75+ is considered good.
Paydex scores are based on payment experiences reported by vendors.
Paydex scores require at least 5 trade references who report to D&B®* .
INTELLISCORE
Intelliscores range from 0 to 100.
An Intelliscore of 75+ is considered good.
Intelliscores are based on payment experiences reported by vendors
Intelliscores require at least 2 trade references who report to Experian
D-U-N-S® Rating*
Various rating schedules.
Based on employee size and financial statements.
Also takes into account payment history.
IVD Credit...
Our information will prepare your business to obtain credit, loans or leases.
The Goal:
…All lenders and credit bureau requirements of a business will be reviewed and put in place.
…Create a new credit profile without creating a new identity.
…Save money by bettering your credit score and lowering interest rates.
…Obtain a favorable Credit Score of 75+* based on your companies payment experiences.
…Obtaining a Credit Rating.
…Developing a credit profile.
…Apply for 3-5 business retail credit cards with no personal guarantees.
…Provide resources for vehicle leases, equipment financing or loans under the corporation's
name.
…To keep your business out of the No Credit, High Risk status.
Here are some of the APPROVAL’s that some of our clients have
received!
$40K LOC, $19K Credit Line, Staples $2k, Office Depot $4k, Sears Commercial $6500, Amazon $2k,
Target $4k, Comp. Lease $25k, Home Depot Expo $4k, Dell $5k, Dell $10k, Arco $500, Home Depot
$7500, Home Depot $4k, MC $5k, Kinko’s $500, Visa Business $12k, Sunoco $3k, Sam's Club $3k,
Wal-Mart $2500, Business MC $10k, Lowe's $10k, Union 76 $3k, Biz MC $4k, Biz MC $10k, Biz MC
$6k, $12K LOC, Business Auto Leases.. (2) Ford Excursions, 05' BMW 5-series, 05' Cargo Van, (3)
05' Ford Pickups, $10.7k micro loan, $21k Biz Loan.