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What is Bitcoin?
Bitcoin is a consensus network that enables a new payment system and a completely
digital money. It is the first decentralized peer-to-peer payment network that is powered by its users with no
central authority or middlemen. From a user perspective, Bitcoin is pretty much like cash for the Internet. Bitcoin
can also be seen as the most prominent triple entry bookkeeping system in existence
What is SEZ?
A: SEZ means Special Economic Zone is the one of the part of governments policies in India. A special Economic
zone is a geographical region that economic laws which are more liberal than the usual economic laws in the
country. The basic motto behind this is to increase foreign investment, development of infrastructure, job
opportunities and increase the income level of the people.
What is E-Governance?
E-Governance is the public sectors use of information and communication technologies with the aim of improving
information and service delivery, encouraging citizen participation in the decision-making process and making
government more accountable, transparent and effective.
What is NASSCOM?
The National Association of Software and Services Companies (NASSCOM), the Indian chamber of commerce is a
consortium that serves as an interface to the Indian software industry and Indian BPO industry. Maintaining close
interaction with the Government of India in formulating National IT policies with specific focus on IT software and
services maintaining a state of the art information database of IT software and services related activities for use of
both the software developers as well as interested companies overseas.
What is FCCB?
A Foreign Currency Convertible Bond (FCCB) is a type of convertible bond issued in a currency different than the
issuers domestic currency. In other words, the money being raised by the issuing company is in the form of a
foreign currency. A company may issue an FCCB if it intends to make a large investment in a country using that
foreign currency.
iii. The currency chest branches are expected to distribute banknotes and rupee coins to other bank branches in their
area of operation.
Agriculture- 0%
Civil Aviation - 49%
Agri Services Horticulture- 100%
Stock Exchange & Depositories- 49%
Insurance- 49%
Power Exchange-49%
Banking (Pvt)- 74%
Tea Plantation-49%
Banking (Govt) - 20%
Petroleum Refining - 49%
Single Brand Retail - 100%
Credit Information Company-74%
Multi Brand Retail - 51%
Telecom-100%
Defense - 49%
Courier Service-100%
NBFC - 100%
Asset Reconstruction - 100%
MSME - Investments are allowed but where capital requirement >24% through such investment, industrial
license is mandatory with a pre-clause of exporting 50% of such product produced. Pension - 49%
What is Fiscal Responsibility and Budget Management Act?
The Fiscal Responsibility and Budget Management (FRBM) Act was legislated by the Parliament in the year 2003.
Its objectives can be identified as:
To institutionalize fiscal discipline;
Reduce Fiscal Deficit;
*Improve Macroeconomic Management.
*The law aims at promoting Fiscal Stability for the country on a long-term basis.
*It emphasize Transparent Fiscal Management System and a more equitable distribution of debts over
the years.
* Flexibility to the Reserve Bank of India to undertake monetary policy to tackle inflation and take corrective
measures in order to give an impetus to the economic environment.
*In 2012, the FRBM Act was amended and it was decided that the FRBM Act would target Effective Revenue
Deficit in place of Revenue Deficit.
Hundis: - Hundis refer to financial instruments evolved on the Indian sub-continent used in trade and credit
transactions. They were used as remittance instruments (to transfer funds from one place to another),as credit
instruments (to borrow money [IOUs]),for trade transactions (as bills of exchange).Technically, a Hundi is an
unconditional order in writing made by a person directing another to pay a certain sum of money to a person named
in the order. Hundis, being a part of the informal system have no legal status and are not covered under the
Negotiable Instruments Act, 1881.
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Technology that consists of electromagnetic devices and systems for communicating over long distances is known
as Communications Technology
- What is the name given to specialized phones which allow users to make phone calls as well as browse the World
Wide Web? Smartphones
- High-capacity computers with hundreds of thousands of processors that can perform more than one trillion
calculations per second are called Supercomputers
- Embedded computers are known as Microcontrollers
- A communications system connecting two or more computers is called a Network
- Which toolbar provides access to file management and editing commands, in addition to special features?
Standard Toolbar
- The cut, copy, and paste buttons are normally located on which toolbar? Standard Toolbar
- When conducting a Spelling and Grammar check, potential spelling errors are shown in which color? Red
- Which is the popular term for connecting to a network? Log-on
- What consists of hardware and software and allows voice, video, and data to be communicated over traditional
copper-wire telephone lines? ISDN
- An expression for how much data can be sent through a communications channel in a given amount of time is
referred to as? Bandwidth
- The communications rules or protocols that allow browsers to connect with web servers is HTTP
- The internet connection that uses regular phone lines to transmit data in megabits per second is DSL
- Bps stands for Bits per second
- If text was highlighted and Edit Copy was clicked, what would happen - Text would be copied from the
document and placed in the clipboard
- The blinking point which shows your position in the text is calledCursor
For seeing the output, you use Monitor
- A directory within in directory is called Sub Directory
- For opening and closing of the file in Excel, you can use which bar Title Bar
- In many MS Office applications, You click at B to make the text Bold
- A disks content that is recorded at the time of manufacture and that cannot be changed or erased by the user is
Read Only Memory
- Data that is copied from an application is stored in the Clipboard
- Changing an existing document is called Editing the Document
- Preparing any document for the first time is called Creating the Document
- In a spreadsheet program the contains related worksheets and documents Workbook
- A central computer that holds collections of data and programs for many PCs, workstations, and other computers is
a Server
- A Compiler is - A program which translates from one high-level to a machine level
- When a key is pressed on the keyboard, which standard is used for converting the keystroke into the corresponding
bits ANSI
- A Pixel is - The smallest resolvable part of a picture
- Which device is used as the standard pointing device in a Graphical User Environment Mouse
- Which number system is usually followed in a typical 32-bit computer 2
- The memory location address are limited to - 00000 to 9ffff(16)
- The programs which are as permanent as hardware and stored in ROM is known as Firmware
- Which technology is used in Compact disks Laser or Optical
- EPROM can be used for doing what - Erasing and reconstructing the contents of ROM
- The contents of information are stored in which type of register Memory Data Register
- Algorithm and Flow chart help us to - Specify the problem completely and clearly
- The process of a computer receiving information from a server on the Internet is known as Downloading
- The process of a computer sending information to a server on the Internet is known as Uploading
- is the process of carrying out commands Executing
- An error is also known as Bug
- The rectangular area of the screen that displays a program, data, and/or information is a Window
- A series of instructions that tells a computer what to do and how to do it is called aProgram
- Collection of many commands is a Program
- Collection of many programs is a Software
- Collection of many software is a Package
- Collection of many software to achieve a common or homogeneous goal is a Suit (such as MS Office)
- CAD stands for Computer Aided Design
- DTP stands for DeskTop Publishing
- Which type of printer cannot print graphics Dot matrix
- The father of Modern Computer is Charles Babbage
- Memory which forgets every thing when you switch off the power is known as Volatile Memory
- The linking of computers with a communication system is called Networking
- Information travels between components on the mother board through Buses
- How are data organized in a spreadsheet In rows and Columns
- Worlds most famous spreadsheet program is MS Excel
- How many options does a BINARY choice offer two
- IBM stands for - International Business Machines
- What is also known as brain of computer CPU (Central Processing Unit)
- A _______ is a bi-stable electronic circuit that has two stable states Flip Flop
- Unwanted repetitious messages, such as unsolicited bulk e-mail is known as Spam
- DOS stands for Disk Operating System
- ___________ translates and executes program at run time line by line Interpreter
- What is meaning of OOP Object Oriented Programming
- What are the basic principles of OOP Inheritance and Polymorphism
- COBOL is used in which types of applications Commercial Applications
************************************************************************************************************************
The population of the country as per the provisional figures of Census 2011 is 1210.19 million of which 623.7
million (51.54%) are males and 586.46 million (48.46%) are females
Percentage growth in 2001-2011 is 17.64; males 17.19 and females 18.12.
*2001-2011 is the first decade (with the exception of 1911-1921) which has actually added lesser population
compared to the previous decade.
*Uttar Pradesh (199.5 million) is the most populous State in the country followed by Maharashtra with 112 million.
*The percentage decadal growth rates of the six most populous States have declined during 2001-2011 compared to
1991-2001:
-Uttar Pradesh (25.85% to 20.09%)
-Maharashtra (22.73% to 15.99%)
-Bihar (28.62% to 25.07%)
-West Bengal (17.77 % to 13.93%)
-Andhra Pradesh (14.59% to 11.10%)
-Madhya Pradesh (24.26% to 20.30%)
*During 2001-2011, as many as 25 States/UTs with a share of about 85% of the country's population registered an
annual growth rate of less than 2% as compared to, 15 States/UTs with a share of about 42% during the period 19912001.
*15 States/UTs have grown by less than 1.5 per cent per annum during 2001-2011, while the number of such
States/UTs was only 4 during the previous decade.
*The total number of children in the age-group 0-6 is 158.8 million (-5 million since 2001)
*Twenty States and Union Territories now have over one million children in the age group 0-6 years. On the other
extreme, there are five States and Union Territories in the country that are yet to reach the one hundred thousand
mark.
*Uttar Pradesh (29.7 million), Bihar (18.6 million), Maharashtra (12.8 million), Madhya Pradesh (10.5 million) and
Rajasthan (10.5 million) constitute 52% children in the age group of 0-6 years.
*Population (0-6 years) 2001-2011 registered minus (-)3.08 percent growth with minus (-)2.42 for males and -3.80
for females.
*The proportion of Child Population in the age group of 0-6 years to total population is 13.1 percent while the
corresponding figure in 2001 was 15.9 percent. The decline has been to the extent of 2.8 points.
*Overall sex ratio at the national level has increased by 7 points to reach 940 at Census 2011 as against 933 in
Census 2001. This is the highest sex ratio recorded since Census 1971 and a shade lower than 1961. Increase in sex
ratio is observed in 29 States/UTs.
*Three major States (J&K, Bihar & Gujarat) have shown decline in sex ratio as compared to Census 2001.
*Kerala with 1084 has the highest sex ratio followed by Puducherry with 1038, Daman & Diu has the lowest sex
ratio of 618.
*Child sex ratio (0-6 years) is 914. Increasing trend in the child sex ratio (0-6) seen in Punjab, Haryana, Himachal
Pradesh, Gujarat, Tamil Nadu, Mizoram and A&N Islands. In all remaining 27 States/UTs, the child sex ratio show
decline over Census 2001.
*Mizoram has the highest child sex ratio (0-6 years) of 971 followed by Meghalaya with 970. Haryana is at the
bottom with ratio of 830 followed by Punjab with 846.
*Literacy rate has gone up from 64.83 per cent in 2001 to 74.04 per cent in 2011 showing an increase of 9.21
percentage points.
*Percentage growth in literacy during 2001-2011 is 38.82; males : 31.98% & females : 49.10%.
*Literates constitute 74 per cent of the total population aged seven and above and illiterates form 26 per cent.
*Meghalaya has highest fertility rate.
*Highest urban population in Maharashtra and Highest rural population in Uttar Pradesh.
*Lowest urban population ---Sikkim
*Lowest rural population---Sikkim
*Density of population in India -382sq.km
*100% banking state Kerala
*100% banking district-Palakkad (Kerala)
*Highest populous district-Thane (Mumbai)
*Total District-640but now 642
*Lowest density of population Arunanchal Pradesh (17)
*Highest Density of population Bihar (1102)
*Least literate State Bihar (63.82%)
3.
1.
2.
3.
4.
2 RBI
3 Friend of purchaser
4 Guarantor
5
None
If the Original Demand Draft is lost, the bank issues duplicate Demand Draft, by taking __________?
1. Permission from RBI
2. Assurance form the purchaser of Draft on white paper
3. Rs. 50 as simply penalty
2. Indemnity bond from the purchaser of Draft
4. Permission from district authorities of state government
Unsigned Demand Draft is presented for payment, then drawee branch should?
1. Dishonor it, since it does not have a mandate of the drawer bank to pay.
2. Honor it as it is a negotiable instrument
3. Honor it after seeking complaint from the collecting bank.
4. Pay simply as it is issued by another bank
5. None of these
Shivani deposited Rs. 10000 in Union Bank of India and got Demand Draft. He wants to cancel the
Demand Draft. Then ?
1. Once Demand Draft issued, it cannot be cancelled
2. Demand Draft can be cancelled by Union Bank of India. However the cancellation charges
may be there.
3. He can approach any public sector bank to cancel the Demand Draft, as Union Bnak of India is
also a Public Sector Bank.
4. Only after 90 days the Demand Draft can be cancelled, as the Demand Drafts cannot be cancelled
during the valid date period.
5. Shivani should get permission form RBI to get the cancellation of Demand Draft.
1.
2.
3.
4.
5.
5.
6.
7.
8.
9.
Bharath has an account in Punjab National Bank. He issued a cheque of Rs. 1000 to Raghu. Who is
the drawee in the above case ?
1. Bharath
2. Punjab National Bank
3. Raghu
4. Bharath and Raghu
5. Raghu and Punjab National Bank
Amar has an account in State Bank of India. He issued a crossed cheque to Satish. Then sathish ___
1. Should deposit cheque in his bank account.
2. Can go to bank counter and get money directly
3. Can ask the bank to change crossed cheque in to bearer cheque to get cash
4. Satish can cancel the crossing to get cash
5. Satish can change the crossed cheque in to bearer cheque by putting his signature on reverse side.
Narasimhan deposited Rs. 10000/- in his savings account and got counterfoil. In his pass book, the
deposit entry made and his present balance is Rs. 15,000/-. Later he got mobile alert that he
deposited Rs. 1000/- only. Then __________
1. Narasimhan is eligible to withdraw Rs. 10000 only.
2. Mobile alert resembles the balance and his present balance is Rs. 11,000/- only
3. Bank asks Naraimhan to deposit Rs. 4000 again
4. He need not worry because mobile alerts need not resemble the accurate balance in account.
His balance stands at Rs. 15,000/5. None of the above statement applicable
If the point of sales terminals are non complaint of the fraud card transaction, issuing bank should
pay the disputed amount to the customer within __________ working days.
1. 10
2. 20
3. 40
4. 7
5.
5. None
11. The reason to say Mutual Funds (MF) safer than share trading because ?
1.
2.
3.
4.
Professionally Managed
Tax Saving Option
Diversified Portfolio
Transparent Dealings
2. SEBI
TROY
None
Unit Trust of India was the first mutual fund set up in India in the year ?
0. 1963
1971
1981
1991
1997
Usually, the performance of a particular scheme of a mutual fund is denoted by NAV. NAV means ?
A mutual fund is set up in the form of a trust, which has sponsor, trustees, AMC and custodian.
AMC means ?
India is one of the founding members of Kimberley Process Certification Scheme (KPCS). KPCS is
related to ?
Import and Export fo Rice
Import and Export of Computers
Import and Export of Home Appliances
Import and Export of Rough Diamonds
None
17. Which of the following carries out 'Open Market Operations' ?
1.
Stock Exchanges in India
2.
Indian Banks' Association
3.
Securities and Exchange Board of India
4.
Planning Commission
5.
RBI
For the ATM's in India, the most commonly used network communication mode is ?
1. Very Small Aperture Terminal (VSAT)
2. Dial-in Connection
3. Code Division Multiple Access (CDMA)
4. Network of Computers
5. None of these
Which was the first bank to receive approval for getting full bank license in Singapore ?
1. Punjab National Bank
2. Bank of India
3. State Bank of India
4. Bank of Baroda
5. Syndicate Bank
Who among the following is India's current Minister of State (Expenditure & Financial Services) ?
1. S. S. Palanimanickam
2. Namo Narain Meena
3. Dinsha J. Patel
4. Jitin Prasada
5. None of these
What is a "Soft Currency"
1. A currency whose exchange rate has tendency to fluctuate
2. A currency which can be easily used for settling any International transactions
3. A currency which cannot be used for setting international transactions because it does not command
a value in the International market
4. A currency which is available by way of soft loans from international agencies
5. None of these
Foreign Exchange Rates in India are determined by
1. RBI
2. SEBI
3. Planning Commission
4. Market Forces of Demand / Supply
5. None of these
The system of Note Issue followed by Reserve Bank of India is ?
1. Proportaional Reserve System
2. Minimum Reserve System
3. Minimum Fiduciary System
4. Maximum Fiduciary System
5. None of these
Which of the following is the purpose owing to which banks have created Investment Fluctuation Reserves
(IFR) ? This will hep them in managing?
1. Interest Rate Risk
1. CRR
2. SLR
3. Foreign Currency Account
4. None of these
Many banks have adopted / launched 'Core Banking Solutions' (CBS). Core Banking solution is ?
1. A marketing strategy adopted by the banks
2. A new type of ATM useful for rural population
3. A delivery channel for quick and fast delivery
4. A new product launched to help senior citizens only as they are not able to visit branches / ATMs
frequently.
5. None of these
(a) Steave Russell (b) Konard Zuse (c) Alan Emtage (d) Tim Berners-Lee
Answer : A
Q2. Who is known as the father of supercomputing
(a) David J. Brown (b) Gene Amdahl (c) Adam Dunkels (d) Seymour Cray
Answer : D
Q3. Who created the C programming Language
(a) Ken Thompson (b) Dennis Ritchie (c) Robin Milner (d) Frieder Nake
Answer :: B
Q4. When NASSCOM (National Association of fSoftware and Services Companies) waseastablished
(a) 1988 (b) 1997 (c) 1993 (d) 1882
Answer : A
Q5. Who is known as the father of internet
(a) Alan Perlis (b) Jean E. Sammet (c) Vint Cerf (d) Steve Lawrence
Answer : C
Q6. Which one is the first high level programming language
(a) C (b) COBOL (c) FORTRAN (d) C++
Answer : C
Q7. Which one is the first word processor application
(a) MS Word (b) Apple i Work (c) Sun StarOffice (d) WordStar
Answer : D
Q8. Which one is the current fastest Supercomputer in India
(a) PARAM Padma (b) SAGA-220 (c) PARAM YUVA II (d) EKA
Answer : C
Q9. India's first Super Computer PARAM 8000 was installed in
(a) 1988 (b) 1991 (c) 1995 (d) 1982
Answer : B
Q10. Who developed Java Programming Language
(a) James Gosling (b) Douglas Engelbart (c) Edmund M. Clarke (d) James D. Foley
Answer : A
Q11. Which one is volatile memory in a computer system
(a) HardDisk (b) RAM (c) ROM (d) Optical Drive
Answer : B
Q12. One Terabyte (1 TB) is equal to
(a) 1028 GB (b) 1012GB (c) 1000 GB (d) 1024 GB
Answer : D
Q13. Who first developed QWERTY keyboard used in omputers and phones
(a) Raphael Finkel (b) Wim Ebbinkhuijsen (c) Shafi Goldwasser (d) Christopher Latham Sholes
Answer : D
Q14. Which operating system is developed and used by pple nc
(a) Windows (b) Android (c) iOS (d) UNIX
Answer : C
(b) Mac
Answer : C
Q25. Which of the following is not a database management Software
(a) MySQL (b) Oracle (c) Sybase (d) COBOL
Answer : D
Q26. Number of layers in the OSI (Open Systems Interconnection) Model
(a) 9 (b) 3 (c) 7 (d) 11
Answer : C
Q27. 1024 bit is equal to how many byte
(a) 1 Byte (b) 128 Byte (c) 32 Byte (d) 64 Byte
Answer : B
Q28. Mac Operating System is developed by which company
(a) IBM (b) Apple (c) Microsoft (d) Samsung
Answer : B
Q29. Where is the headquter of Microsoft office located
(a) Texas (b) NewYork (c) California (d) Washington
Answer : D
Q30. .gif is an extension of
(a) Image file (b) Video file (c) Audio file (d) Word file
Answer : A
Q31. Which one is the first fully supported 64-bit operating System
(a) Windows Vista (b) Mac (c) Linux (d) Windows XP
Answer : C
Q32. Computer Hard Disk was first introduced in 1956 by
(a) Dell (b) Apple (c) Microsoft (d) IBM
Answer : D
Q33. Which of the following is not a web browser
(a) MOSAIC (b) Chrome (c) WWW (d) Netscape navigator
Answer : C
Q34. In computer world, Trojan refer to
(a) Virus (b) Malware (c) Worm (d) Spyware
Answer : B
Q35. Which of the following is a programming language
(a) HTTP (b) HTML (c) HPML (d) FTP
Answer : C
Q36. Which protocol is used to received e-mail
(a) SMTP (b) POP3 (c) HTTP (d) FTP
Answer : B
Q37. Which protocol is used to send e-mail
(a) HTTP (b) POP3 (c) SMTP (d) SSH
Answer : C
Q39. Which computer program converts assembly language to machine language
(a) Interpreter (b) Compiler (c) Assembler (d) Comparator
Answer : C
Q40. In which year '@' sign was first chosen for its use in e-mail Address
(a) 1976 (b) 1980 (c) 1977 (d) 1972
Answer : D
Q41. Which one is the latest one from PARAM SuperSries Computers
(a) PARAM Yuva II (b) PARAM 10000 (c) PARAM Padma (d) PARAMnet
Answer : A
Q42. Who is know as the father of Indian Supercomputing
(a) Ragunath Mashelkar
Answer : B
Q43. A folder in windows computer can't be made with the name
Answer : B
Q44. A computer use which type of number system to calculate and to store data
(a) decimal (b) octal (c) binary (d) hexadecimal
Answer : C
Q45. What is the extension type of the excel 2007 files
(a) .xls (b) .xlsx (c) .xsl (d) None of the above
Answer : B
Q46. The basic units of a excel spreedsheet where we enter data is called
(a) Tab (b) Box (c) Cell (d) None of the above
Answer : C
Q47. The maximum number of rows supported by Excel 2003 spreadsheet is
(a) 10,000 (b) 35,356 (c) 55,782 (d) 65,536
Answer : D
Q48. The maximum number of rows supported by Excel 2007 spreadsheet is
(a) 9,68,576 (b) 12,15,857 (c) 13,42,554 (d) 10,48,576
Answer : D
Q49. Which one is a 'text editor' for Microsoft Windows
(a) MS Word (b) Ms Excel (c) WordPad (d) Notepad
Answer : D
Q50. Which one is the default 'Word Processor' for Microsoft Windows
(a) MS Word (b) Ms Paint (c) WordPad (d) Notepad
Answer : C
Q51. What is the maximum size of a word document created
(a) 1 MB (b) 32 MB c) 16MB (d) 999KB
Answer : B
Q52. What is the maximum number of Primary Partitions that can be created on a Hard-disk
(a) 2 (b) 3 (c) 4 (d) 1
Answer : C
Q53. How many layers in the TCP/IP protocol layers
(a) 7 (b) 5 (c) 4 (d) 11
Answer : C
Q54. What is the binary value of 'A'
(a) 01000100 (b) 11000001 (c) 01100001 (d) 01000001
Answer : D
Q55. Which key combination is used to minimize all open windows and displays in the screen
(a) Alt+M (b) Shift+M (c) Windows Key+D (d) CTRL+D
Answer : C
Q56. How many users can access a share folder simultaneously from a Windows XP machine
(a) 20 (b) 10 (c) 15 (d) Unlimited
Answer : B
Q57. How many users can access a share folder simultaneously from a Windows 7 machine
(a) 10 (b) 15 (c) 20 (d) 50
Answer : C
Q58. Which key combination is used to close a open application in Windows machine
(a) Alt+F8 (b) CTRL+X (c) Alt+F4 (d) Shift+P
Answer : C
Q59. Total number of function keys in a computer keyboard
(a) 10 (b) 12 (c) 14 (d) 8
Answer : B
Q60. Which one is the latest release of Windows Client Operating System
(a) Windows XP (b) Windows 7 (c) Windows Me (d) Windows 8.1 or 8
Answer : D
Q61. Which function key needs to be press during reboot to enter in Safe Mode of a Windows machine
(a) F8 (b) F2 (c) F1 (d) F9
Answer : A
Q65. Which one is an example of connectionless protocols
(a) TCP (b) IPX/SPX (c) Frame Relay (d) UDP
Answer : D
Q66. A common boundary between two computer systems is known as
(a) Intradiction (b) Surface (c) Interface (d) None of the above
Answer : C
Q67. Which one of the following is not a computer language
(a) BASIC (b) LOTUS (c) C++ (d) JAVA
Answer : B
Q69. Network Interface Card (NIC) is generally used for
(a) Connectivity (b) Programming (c) Printing (d) None of the above
Answer : A
Q70. Total number of pins in a traditional parallel port is
(a) 5 (b) 14 (c) 25 (d) 27
Answer : C
Q73. Which company first developed the Java programming anguage
(a) Microsoft (b) Google
Answer : C
Q74. Which company bought the popular video teleconferencing software 'Skype'
(a) Google (b) Accenture
Answer : D
UNO (United Nations Org) -------------New
York
UNICEF -------------New York
UNCTAD -------------New York
WHO (World Health Org) -------------Geneva
Geneva
International Standards Org. ------------Geneva
IMF (International Monetary Fund) ---------Washington DC
World Bank -------------Washington DC
UNESCO -------------Paris
OECD -------------Paris
UNIDO (United Nations Industrial Dev. Org)
-------------Vienna
IAEA -------------Vienna
OPEC -------------Vienna
Amnesty International -------------London
Commonwealth of Nations -------------London
IMO -------------London
ICJ (International Court of Justice) ------------IMPORTANT GOVERNMENT SCHEMES
The Hague
FAO (Food and Agricultural Organization) ------------Rome
NATO -------------Brussels
Transparency International -------------Berlin
SAARC -------------Kathmandu
ASEAN -------------Jakarta
APEC (Asia Pacific Economic Forum) ------------Singapore
Organization of Islamic Cooperation ------------Jeddah
OPCW (Organisation for Prohibition of
Chemical Weapon -----Hague
1. BHARAT NIRMAN:
It was implemented and extended in three phases i.e., from (2005 - 2009), (2009 - 2012), (2012- 2014)
It is centrally sponsored scheme for the rural development of India started in September 2005.
There are 6 objectives in this scheme
Objectives:
a) To provide all weather road connectivity to the village which have more than 1000 population in plain areas and
500 population in hilly areas.
b) To bring 10 million hectares of land under irrigation facility and to make 1.4 million hectares of additional land
for arable land (for the use of agriculture).
c) To provide clean drinking water to all villages by the end of 2012 under Rajiv Gandhi payjal yojana.
d) To electrify 1, 76,000 villages by the end of 2012 under Rajiv Gandhi Vidyutikaran yojna.
e) To construct Pakka houses for BPL house- holds under Indira Awas Yojana (Now from April 1st 2013 cash
assistance Rs. 70000 for plain areas and Rs. 75000 for hilly areas) previously it was Rs. 40000 for plain areas and
Rs. 45000 for hilly areas.
f) To provide telephone connectivity to all villages and all BPL holders by 2012.
g) Note: All these objectives are extended till 2014.
2. JNNURM: Jawaharlal Nehru National Urban Renewal Mission
It was implemented and extended in two phases i.e., (2005 - 2012), (2012 - 2014)
Started in the year 2005 to make million plus cities squatter (Slam area) free.
There are 2 components
a) To construct pakka houses for urban poor dwelling in squatter under Rajiv Awas yojana.
b) To make transportation system faster and greener.
3. NRHM: National Rural Health Mission
It was started on 12th April 2005 to enhance the health facilities in rural areas.
The appointment of ASHA workers (Accredited social health activist) in Angonwadi Kendra to provide basic
information on health and hygiene conditions as well as to guide people regarding conservation of water.
4. MGNREGA: Mahatma Gandhi National Rural Employment Guarantee Act
It was on started on 2nd Feb 2006 to provide minimum 150 days from 1st April 2013 (previously its is 100 days)
of employment to BPL house hold.
This scheme is both for Urban and Rural areas.
The old name of this scheme is NREGA and it was changed to MGNREGA on 2nd Oct 2009.
The wages under the scheme is fixed on the basis of CPI-AL (Consumer Price Index for Agricultural Labourers)
which is calculated by the state government on the basis of their Per capita Income.
5. UIDAI: Unique Identification Authority of India.
It was started in the year 2010 to provide multipurpose national identity card (MNIC) to every citizen aged above 5
years.
Its name has been changed to Aadhar.
Its model state was Karnataka (started)
The retinal identification is taken from the age group of 14 and above.
Scheme has 7 components like address, PAN no., Passport no., retinal identity etc, It consists of 12 digit number.
Chairman: Nandan Nilkani
6. NFSM: National Food Security Mission
This scheme is to reduce the poverty in India under national social assistance programme.
Under Public Distribution System (PDS), government will provide rice @ Rs. 3/kg, wheat @ Rs. 2/kg to the BPL
households.
7. IGNOAPS: Indira Gandhi National Old age Pension Scheme
This Scheme is for the people who aged above 65 years.
The amount of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be provided by both Central
government and State government who aged between 65 80 years.
Rs. 500 per month (Central govt + State govt = Rs. 250 + Rs. 250) for the people who aged more than 80 years.
8. IGNWPS: Indira Gandhi National Widow Pension Scheme
The beneficiary is in between age group of 40-64 years in this scheme.
Assistance of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be given to particular
person.
9. NFBS: National Family Benefit Scheme
Under this scheme a grant of Rs. 10000 is given in case of natural and accidental death of the primarily
breadwinner of the family (he/she) of BPL households.
10. ANNAPURNA:
Under this scheme 10 kg of food grains are provided to BPL households free of cost every month.
But for this scheme the particular beneficiary shouldnt be registered with IGNOAPS.
Pradhanmantri Jan-Dhan Yojana : To provide bank accounts, insurance cover and a debit card
to all the citizens of the country.
Pradhan Mantri Gram Sinchai Yojana : To boost agricultual yield, Govt launched "Pradhan
Mantri Gram Sinchai Yojana".
Krishi Amdani Beema Yojana : To help the farmers dont bear any financial burden if their
produce gets destroyed due to unexpected weather or for any other reason.
Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) : This schem eis a pension and life
insurance scheme and is recoghnised by th eIndian governement. This scheme was launched in
the UAE. A leading Indian financial and health care service player has tied up with the UAE
Exchange to offer MGPSY in the Gulf country.
Free CFL bulb Scheme (Tamil Nadu) : Tamil Nadu governement launched free CFL bulb scheme
under this scheme state government will provide free compact fluorescent light bulbs to over 14
lakh hut dwellers in the state, an energy saving measure aimed at saving 40 mw of power.
e-inclusion project : Centre recently launched e-inclusion project to spread e literacy. This
project is an initiative to make at least one individual in every household e-literate, under the
project, economically weaker sections of the society including rural SC, ST and women will
receive IT training.
Project Uddan : The project, an initiative of the Prime Minsiter, the National Skills Development
Corporation and the Ministry of Home Affairs and industry, was startyed with the aim of
providing skills to 40,000 youth over a period of five years.
Rani Laxmi Bai Pension Scheme : 'Special pension' would be given to Muzaffarnagar riot victims
by U.P. Govt. The pension, which would be anywhere between Rs. 400 and Rs. 500, would be
givne under this scheme.
Bhagat Puran Singh Sehat Beema Yojana (BPSSBY) : Health care scheme for BPL families
launched in Punjab.
'Roshini' Scheme : Centre launched this scheme for skill development and job placement for
rural youth and women in maoist affected 24 districts in 9 states.
Rajiv Gandhi Jeevandayee Arogya Yojana : This is a Health Insurance scheme. This was
launched in Maharashtra.
The Vikram Unyogpuri (Delhi-Mumbai industrial Corridor) project : This was launched in
Madhya Pradesh.
Golden Girl (Bangaru Talli) Scheme : A unique scheme, launched in Andhra Pradesh, to protect
girl child and ensure her education.
Anna Bhagya : A programme launched in Karnataka. The programme entitles distribution of 30
kg rice at one rupee per Kg to over 98 lakh BPL and Antyodaya card holders in the state.
Annapurna : Under this scheme. 10 kg of food grains are provided to BPL households free of
cost every month.
Amma Cement Scheme : Tamil Nadu Government launched this scheme. Under this scheme, it
will procure cement from private manufacturers and sell them at Rs 190 per bag in the wake of
possible increase in rates of the key construction component.
Swavlamban Abhiyan : Prime Minister Narendra Modi launched 11 welfare schems of Gujarat
government under the title of Swavlamban Abhiyan. The schemes are;
1. Aid to milk producing cattle and equipments to tribal women,
2. Distribution of milking machines and chaff cutters among cooperative rural milk
producing women groups,
3. Assistance to cooperative milk producing women groups to build dudh ghar,
4. Mukhyamantri Amrutam Maa Vatsalya Yojana,
5. Assistance for health care to construction labors suffering from occupational health
diseases,
6. Interest benefit to farmers to build warehouse in farm, tablet distribution to ITI
apprentice studying computer courses,
7. Pandit Dindayal Upadhyaya young entrepreneurs scheme,
8. Benefit in interest on self employment loan to ITI passed apprentice,
9. Shri Nanaji Deshmukh housing scheme,
10. Dattopant Thengdi labor interest assistance scheme for construction laborers,
11. Impex-Bs formation to expand employment oriented services and middle class oriented
schemes.
Pradhan Mantiri Krishi Sinchayee Yojana for assured irrigation.. Shyam Prasad Mukherji urban mission
for integrated project based infrastructure in rural.. Deen Dayal Upadhyaya Gram Jyothi Yojana power
supply in rural area.. Neerachal for watershed development. Pradhan Mantri Gram Sadak Yojana for
road connectivity to unconnected villages. Swachh Bharat Abhiyan to cover every household with
sanitation facility by 2019. Rural housing scheme to cover all homeless by 2022(National Gramin Awas
Mission).It is changed from Indira Gandhi Awas Yojna .
1. M.P. Bezbaruah: to suggest suitable remedial measures to address concerns regarding security of people from
North East.
2. B. Sambamurthy: panel favours single mobile banking app on all SIMs. Panel recommended that customers
should not be required to visit the bank branch for mobile number registration.
3. Vijay Kelkar Committee was appointed by the Petroleum and Natural Gas Ministry to prepare a road map to
make India self-sufficient in oil and natural gas by 2030.
4. Deepak Mohanty Committee: on Data and Information Management in the Reserve Bank of India
5. K. K. Mehrotra Committee: to inquire gas leakage in Bhilai Steel Plant.
6. P.J. Nayak: to review Governance of Boards of Banks in India. The committee was constituted under the
chairmanship of P. J. Nayak. He is a former Chairman and CEO of Axis Bank.
7. Nachiket Mor Committee: to permits NBFCs to work as Business Correspondents of banks.
8. Vishnu Sahay committee: look probe into the Muzaffarnagar communal violence.
9. Urjit Patel Committee : to examine the current monetary policy framework.
10. Mukul Mudgal member panel to probe IPL spotfixing.
11. Nachiket Mor : committee on comprehensive financial services for small businesses and lowincome
households.
12. Justice A.P. Shah committee : to head panel on road safety
13. Anil Kaushal committee: to examine the recommendations made by the TRAI on pricing of Spectrum.
14. Bimal Jalan panel : to scrutinize applications for new bank licenses.
15. Parthasarathi Shome. for Tax Administration Reform Commission (TARC), Suggest a system to enforce better
tax compliance
16. Kirit Parikh panel : on fuel pricing has suggested that the diesel prices should be increased by Rs.1-1.50 a litre
every month as against the 45-50 paise monthly hike followed currently.
17. K U.B. Rao : the idea of setting up Bullion Bank or Bullion Corporation of India
18. Arvind Mayaram Panel: report on the alleged irregularities at the National Spot Exchange Ltd (NSEL)
19. Arvind Mayaram Committee for giving clear definitions to Foreign Direct Investment (FDI) and Foreign
Institutional Investment (FII)
20. Suma Verma Committee : to update, and revise the Banking Ombudsman Scheme, 2006
21. Damodran Committee: on improvement of customer services in banks
22. Shri M. Narasimham Committee: on Banking Sector Reforms
23. Shri K.U.B. Rao Committee: recommended aligning gold import regulations
24. K M Chandrasekhar committee : for rationalization of foreign investment norms
25. Shri Pulak Kumar Sinha Committee: to study the feasibility of Aadhaar as an additional factor for authentication
of card present transactions.
26. Mukul Mudgal Committee: looking into US giant Walmart's lobbying activities to enter India.
27. Shri Raghuram Rajan Committee: on Financial Sector Reforms
28. Shri B. Mahapatra Committee: to review the existing prudential guidelines on restructuring of advances by
banks/financial institutions.
29. Shri Aditya Puri Committee: Dissemination of Credit Information
30. MBN Rao Committee: to prepare the blueprint of Indias first womens bank.
1.Union Budget of India is referred to as the Annual Financial Statement in which ariticle of the Constitution of
India ?
Ans : Article 112
2.Which Finance Minister presented the budget ten times, the most by any in Parliament ?
Ans : Morrji Desai (8 Budgets and 2 Interims)
5.Who has presented the First Union Budget of Independent India on 26th November 1947 ?
S.No.
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Grand Prix
Australian grand prix
Austrian grand prix
Monaco grand prix
German grand prix
Malaysian grand prix
Baharain grand prix
Chinese grand prix
Spanish grand prix
British grand prix
Italian grand prix
Canadian grand prix
Hungarian grand prix
Belgian grand prix
Winner
Nico Rosberg, Germany
Nico Rosberg, Germany
Nico Rosberg, Germany
Nico Rosberg, Germany
Lewis Hamilton, UK
Lewis Hamilton, UK
Lewis Hamilton, UK
Lewis Hamilton, UK
Lewis Hamilton, UK
Lewis Hamilton, UK
Daniel Ricciardo
Daniel Ricciardo
Daniel Ricciardo
Team
Mercedes
Mercedes
Mercedes
Mercedes
Mercedes
Mercedes
Mercedes
Mercedes
Mercedes
Mercedes
Red Bull
Red Bull
Red Bull
1. Capital Of Bhutan-Thimphu
2. Italy Currency- Euro
3. Current CRR- 4%
4. World habitat day- October 6(observed every year on the first Monday of October throughout the world)
5. Minimum limit for RTGS-2 lakh
6. Boeing plane crashed down in which country- Ukraine
7. Current foreign minister- Sushma Swaraj
8. rural population as per census 2011- 68.84 %
9. Length of railway tracks as per railway budget -115,000 km
Headquarters in Chennai
M. Narendra(chairman & MD)
In 1937, Thiru.M. Ct. M. Chidambaram
Chettyar established the Indian
Overseas Bank (IOB) to encourage
overseas banking and foreign
exchange operations.
Tagline- Good People To Grow With
-----------------------------------------------14. Oriental Bank of Commerce
Headquarters in Gurgaon, Haryana
S.L.Bansal(Chairman & MD)
established in Lahore in 1943
Tagline- Where Every Individual is
Committed
-----------------------------------------------15. Punjab National Bank
Headquarters in New Delhi, India
K R Kamath (Chairman & MD)
founded in 1895
PNB has had the privilege of
maintaining accounts of national
leaders such as Mahatma Gandhi,
Jawahar Lal Nehru, Lal Bahadur
Shastri, Indira Gandhi, as well as the
account of the famous Jalianwala
Bagh Committee.
Tagline-The name you can BANK
upon!
-----------------------------------------------16. Punjab & Sind Bank
Headquarters in New Delhi, India
S. JATINDER BIR SINGH,I.A.S(C.M.D.)
founded in 24 June 1908
Setluj Gramin Bank is a sponsored
bank by Punjab & Sind Bank.
Tagline- Where Series Is A Way Of Life
-----------------------------------------------17. Syndicate Bank
Headquarters in Manipal, Karnataka,
India
Founded in Udupi, 1925 (as Canara
Industrial and Banking Syndicate
Limited)
Shri Sudhir Kumar Jain(Chairman &
MD)
Exide Life Insurance India Company (Earlier Known as ING Vysya Life Insurance India
Company)
11. To Revise and Strengthen the Monetary Policy Framework----- Jan 2014---- Dr. Urjit
Patel
12. Comprehensive Financial Services for Small Businesses and Low Income
Households -----Jan2014-------- Dr. Nachiket Mor
13. Draft Report of the Committee on Financial Benchmarks--- Jan 2014---- Shri P.
Vijaya Bhaskar
14. Committee to review the form of presentation of the Balance Sheet and Profit and
Loss Account-----June 2013------ Shri Y. H. Malegam
Function Keys