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Internship Report

On
Analysis of the Investment Modes of
First Security Islamic Bank Ltd

Prepared by Md. Hasibul Islam

IUBAT- International University of Business Agriculture


and Technology

Internship Report
on
Analysis of the Investment Modes of First Security
Islami Bank Ltd

Prepared to:
Prof. Dr. M Alimullah Miyan
Chair, College of Business Administration
International University of Business Agriculture and Technology

Prepared by:
Md. Hasibul Islam
ID: 11102098
Program: BBA

Date of Submission:
December 15, 2014

IUBAT- International University of Business Agriculture and Technology

Letter of Transmittal
December 15, 2014
Prof. Dr. M Alimullah Miyan
Chair, College of Business Administration
IUBAT- International University of Business Agriculture and Technology
4, Embankment Drive Road, Uttara Model Town
Sector # 10, Dhaka-1230, Bangladesh

Subject: Submission of Internship Report


Dear Sir,
Here is my internship report on Analysis the Investment Modes of First Security Islamic
Bank Ltd that you have assigned me to submit as a partial requirement for the course BBA
Internship.
This course gave me an opportunity to have an exposure to the working experience of First
Security Islamic Bank Limited. I have acquired a good understanding on operational
performance activities of First Security Islami Bank Limited.
I have tried my best level to put careful effort for the preparation of this report. Any
shortcomings or fault may arise as my unintentional mistakes; I will wholeheartedly welcome
any clarification and suggestion about any view and conception disseminated through this
report.

May I, therefore, wish and hope that you would be gracious enough to accept my effort and
oblige thereby.

Sincerely Yours,

Md. Hasibul Islam


ID #11102098
Program: BBA

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Supervisors Certificate
This is to certify that the Internship Report on Analysis of the Investment Modes of First
Security Islamic Bank Limited is prepared by Md. Hasibul Islam ID: 11102098
Department of CBA, as a mandatory requirement of Bachelor of Business
Administration (BBA) from IUBAT. This report is an original work completed under my
supervision.
He is permitted to submit the Internship Report.

------------------------------------------------Anika Khurshid
Faculty
College of Business Administration (CBA)
IUBAT International University of Business Agriculture and Technology
Uttara, Dhaka

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Student Declaration

I, am a student of Bachelor of Business Administration (BBA) the College of Business


Administration (CBA) at the IUBAT-International University of Business Agriculture and
Technology and declaring that, this practicum report on the topic of Analysis of the
Investment Modes of First Security Islami Bank Limited has only been prepared for the
fulfillment of the course of BUS 490 Practicum as the partial requirement of Bachelor of
Business Administration (BBA).
It has not been prepared for any other purpose, reward, or presentation.

Md. Hasibul Islam


ID:11102098
Program: BBA
Major in Finance &Banking

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ACKNOWLEDGEMENT
For making a study report, a sincere supervision, and guidance of expert and experienced
professionals are required. I have received sincere co-operation, valuable suggestions,
inspirations, and references from my respected Teachers & the Officers of FSIB Ltd. First of
all, my deepest gratitude goes to Almighty Allah for giving me the ability to complete this
task.
I like to express my thanks and deepest gratitude to First Security Islamic Bank Ltd HRD for
giving me the opportunity, appointment and lastly for certification for the internship program
that I have completed. I also want to acknowledge the guidance of the Manager and all
Officers and staffs of First Security Islamic Bank Ltd, Savar branch, who spared their
valuable time for me. I will never forget their kind and friendly behavior.

I am thankful to my friend and fellow internship students whose are continuing internship
program besides me who helped me to complete this report been a great experience to work
as an intern in an organization like First Security Islamic Bank Ltd. To prepare this particular
paper, I had to go through all type of accounts, which gave me a good idea about that. I got
full support from the all staffs of the First Security Islamic Bank Ltd (Savar branch).
Specially, I express my gratitude towards Md. Mizanur Rahman, (First Assistant and Vice
President); Md Saiful Islam(Assistant Vice President and second manager); MD. Monir
Hossain (Officer); Md. Sumon Miah (Officer) of Savar branch, who gave me all the support
that I needed to prepare the report.

Table of Content
Preparatory Part
Page No.

Particular
Title Fly
Title Page
Letter of Transmittal
Supervisors Certificate
Declaration
Acknowledgement
Table of Content & Table of Figure
Executive Summary

I
II
III
IV
V
VI-VIII
IX

Chapter1 Introduction Part


SL
1.1
1.2
1.3
1.4
1.5
1.5.1
1.6
1.7

Particular
Introduction of the topic
Background of the Report
Objective of the Report
Methodology
Collection of Data
Data Analysis & Reporting

Page No.
2
2
3
3
4
4
4
5

Scope of the Report


Limitation of the Study

Chapter 2 Organizational Part


SL
2.1
2.2
2.3

Particular
Organizational Profile
Concept of Modern Islami banking
Historical Background of First Security Islamic Bank Limited

Page No.
7
7
7

2.4
2.5.
2.6
2.7
2.8

Vision
Mission
Objective of the bank
Strategies of FSIBL
Corporate Social Responsibility (CSR)

8
8
8
9
9

2.9
2.10
2.11
2.12
2.13
2.14
2.15
2.16
2.17
2.18
2.19
2.20
2.21

Capital and Reserves


Branch Network of FSIBL
FSIBL at a Glance
Board of Directors
Organ gram of FSIBL
Senior Management
Internal Control and Compliance
Corporate Governance
Executive Committee
Audit Committee
Human Resources
Risk Management
Technology

9
10
10
13
14
15
15
15
16
16
16
17
19

vi

2.22
2.23

Human Resources Development


Deposition Section

19
20

2.24

Accounts Section

21

2.25

A Brief Profile of Savar branch

21

2.26

Working Department of Bank

22

2.27
2.28

Products & Services of FSIBL


Operational Area of FSIBL

22
24

2.28.1

General Banking

24

2.28.1.1
2.28.2
2.29
2.30

Organ gram of Savar Branch


Loans advance
Corporate Culture
Graphical Analysis of Financial Position

26
27
30
30

Chapter3 investment Modes Analysis


SL
3.1
3.2
3.3
3.4
3.5
3.6
3.7
3.7.1
3.7.2
3.7.3

Particular
Investment
Investment Divisions
Principles of Investment
Investment Processing of FSIBL

Investment Modes of FSIBL


Bai-Murabaha Mode of Investment
Bai-Muajja l Mode of Investment
HPSM Mode of Investment

P age No.
36
36
37
37
40
41
41
42
47
49

3.7.4
3.7.5
3.8
3.9
3.10

Musharaka (Joint-Venture Profit-Sharing)


Mudaraba (Trustee Profit-Sharing)
Other types of investment of FSIBL
Objectives and principles of investment operation of FSIBL
Analysis of Investment Modes

51
51
52
53
54

Risk management/Investment Risk Assessment


Investment Management

Chapter 4 Actual Task Part


SL
4.1

Particular
Internship job and duties

Page No.
66

Chapter 5 Project Part


SL
5.1
5.2
5.3

Particular
Define the Research Problem/ Topic
Project Duration
Cost & Budgeting

vii

Page No.
69
69
69

5.4
5.4.1
5.4.2
5.4.3
5.4.4
5.4.5
5.5
5.6
5.7
5.8
5.9

Methodology of the study


Sources and collection of data
Population Size
Sample frame
Sample Size
Analysis of data
Developing Hypothesis
Hypothesis Testing
Finding
Recommendation
Conclusion
Appendix
Bibliography
Abbreviation
Questionnaire

70
70
70
70
70
70
71
71
78
79
80

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Executive Summary
Internship training refers to a joint program in which business schools and business house cooperate. The prime objective of such program is to provide students on the job exposure and
the opportunity to translate the bookish knowledge in real life situation. Furthermore, this
internship assignment is a vital requirement for obtaining Bachelor of Business
Administration (BBA) program. So I was supposed to work in First Security Islami Bank
Ltd.- Savar Branch, Savar.
In the first part, I have discussed about topic. Also I have discussed about the title of the
report, objective of the study, data analysis instrument, methodology, scope and limitation of
the study.
In the second part, I have discussed about the First Security Islami Bank Ltd. This part is
mainly focused on Islami concept of banking, background, vision, mission and total overview
of bank.
In the third part, I have discussed about the Investment System of First Security Islami Bank
Ltd. This part is mainly focused on Analysis of investment modes of this Bank, Savar
Branch.
In the fourth part, I mention actual task done by me. Here, I shared all experience during
Intern period in First Security Islami Bank Ltd. - Savar Branch, Savar.
In the last part, I try to define the research problem. Then I was tried to find out the business
research based actual situation and problems. After that I gave the methodology of the study
and hypothesis testing. At the end of the study I have presented finding, conclusion and
recommendations of First Security Islami Bank Ltd.

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