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Configuration of FICO Modules

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Confidential

Page 1

Configuration of FICO Modules

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Confidential

Page 2

Configuration of FICO Modules

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Confidential

Page 3

Configuration of FICO Modules

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Confidential

Page 4

Configuration of FICO Modules

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Chart of Accounts

Group Chart of Accounts


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Confidential

Operational Chart of Accounts


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Company

Page 5

Country Specific Chart of


Accounts According to the
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Configuration of FICO Modules

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Confidential

Page 6

Configuration of FICO Modules

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Confidential

Page 7

Configuration of FICO Modules

#
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Confidential

Page 8

*0'1+/%
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Configuration of FICO Modules

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Confidential

Page 9

Configuration of FICO Modules

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Confidential

>),(3+/%;)?)/%

Page 10

Configuration of FICO Modules

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Confidential

Page 11

Configuration of FICO Modules

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Confidential

Page 12

Configuration of FICO Modules

50'./+&:%>8+,6)'%(2%9;%0+'()3%9)123-'%+*!35-%
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),(3&%<4,1(02,%<23%9:;%+1124,(')%*23%+'')(''%&24%1+,%2,/&%),()3%+1>40'0(02,')%,,%+--0(02,'%&24%1+,%.+32%
(+7%0,<23*+(02,%+,-%'.)10+/%9:;%0,-01+(23''%+/(82468%&24%1+,,2(%.+32%'.)10+/%9:;%0,-01+(23'%<23%=0//'%
2<%)718+,6)%+,-%-2 ,%.+&*),('%
%
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(3+,'+1(02,%+<,H2&-)%
5214*),(%.+320,6%0'%/0,2)-%(2%(8)%+1124,(%-0'./+&%+,-%3).23(0,6%<4,1(02,'%0,% *0,+,10+/%"1124,(0,6)%
?24%1+,$%

50'./+&%.+32)-%-214*),('%0,%(8)%-214*),(%H243,+/%%
50'./+&%.+32)-%-214*),('%0,%(8)%/0,)%0()*%-0'./+&%

#+320,6%+%9;%5214*),(%+*
#+320,6%+%9;%5214*),(%+*4
%+*4=6-%
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%9),)3+/%;)-6)3%"%5214*),(%<,(3&%"
%5214*),(%<,(3&%"%#+32)-%5214*),(%
%#+32)-%5214*),(%
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,.9%%
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90?)%"*24,($%,.9%#33333%
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%%<,()3%%
%%<,()3%%
*32*%0),4%"
*32*%0),4%"%5214*),(%"
%5214*),(%"%#+320,6%%
%#+320,6%%
%
%
Confidential

Page 13

Configuration of FICO Modules

50'./+&%#+32)-%5214*),('%.),-0,6%<23%+..32?+/%+,-%3)/)+')%+*/@;-%
50'./+&%#+32)-%5214*),('%.),-0,6%<23%+..32?+/%+,-%3)/)+')%+*/@;-%
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50'./+&%
50'./+&%

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#2'(:5)/)()%#+32)-%5214*),('%.),-0,6%<23%+..32?+/%+,-%3)/)+')%+*/@3-%
"1124,(0,6% "% *0,+,10+/% "1124,(0,6"
"1124,(0,6"% 9),)3+/% ;)-6)3% "% 5214*),(% "% #+32)-% 5214*),('% "%
#2'(:5)/)()%
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9)?)3'+/'%
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"//%),()3)-%?+/4)'%+'418%+'%=4'0,)''%+3)+'%12'(%1),()3'%+,-%(+7%12-)-%+3)%'(0//%?+/0-%

5214*),('% <32*% !5% 1+,% =)% 3)?)3')-% 0(8% +% 13)-0(% *)*2)% 5214*),('% <32*% 00% *4'(% =)% 3)?)3')-%
0(8%<4,1(02,'%0,%(8+(%12*.2,),(%=)1+4')%(8)%3)?)3'+/%<4,1(02,%0,%*,%-2)'%,2(%3)?)3')%+//%(8)%?+/4)'%
3)>403)-)% *23% *23)% 0,<23*+(02,% 2,% 3)?)3'+/'% 0,% !5% +,-% 00'% '))% (8)% -214*),(+(02,% <23% (82')%
+../01+(02,')%
?24% 6),)3+//&% .2'(% (8)% 3)?)3'+/% -214*),(% 0,% (8)% '+*)% .2'(0,6% .)302-% +'% (8)% 1233)'.2,-0,6% 23060,+/%
-214*),()%,<%(8)%.2'(0,6%.)302-%2<%(8)%'2431)%-214*),(%8+'%+/3)+-&%=)),%1/2')-'%&24%8+?)%(2%),()3%+%
-+()%(8+(%<+//'%0,%+,%2.),%.2'(0,6%.)302-%+<23%)7+*./)'%(8)%1433),(%2,)-%0,%(8)%#2'(0,6%-+()%<0)/-)%

Reversal
Individual Reversal

Reversal
Reversal

of

Mass Reversal

%
%
Confidential

Page 14

Cleared
Reversal

Item

Accrual/Deferral
Reversal

Configuration of FICO Modules

>3)+(02,%2<%9)?)3'+/%9)+'2,%<23%,,-0?0-4+/%9)?)3'+/%
>3)+(02,%2<%9)?)3'+/%9)+'2,%<23%,,-0?0-4+/%9)?)3'+/%
!#9:%"
!#9:%"%*0,+,10+/%"1124,(0,6%"
%*0,+,10+/%"1124,(0,6%"%9),)3+/%;)-6)3%"1124,(0,6%"
%9),)3+/%;)-6)3%"1124,(0,6%"%/4'0,)''%!3+,'+1(02,'%
%/4'0,)''%!3+,'+1(02,'%"
'0,)''%!3+,'+1(02,'%"%5214*),(%
9)?)3'+/%"
9)?)3'+/%"%5)<0,)%9)+'2,'%<23%9)?)3'+/%
%5)<0,)%9)+'2,'%<23%9)?)3'+/%
%
+9)?)3'+/%9)+'2,%0'%I3;E%I"1(4+/%9)?)3'+/%0,%>433),(%#)302-E%(%!)/)1(%"/()3,+(0?)%#2'(0,6%5+()-%
%
!8)%3)?)3'+/%9)+'2,% 0//%'.)10<&%(8)% 8&%(8)%-214*),(%0'%3)?)3'0,6%%%
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5214*),(%9)?)3'+/%1
5214*),(%9)?)3'+/%1%,,-0?0-4+/%9)?)3'+/%+*/3J-%
%,,-0?0-4+/%9)?)3'+/%+*/3J-%
%
"1124,(0,6% "% *0,+,10+/% "1124,(0,6% "% 9),)3+/% ;)-6)3% "% 5214*),(% "% 9)?)3')% "% ,,-0?0-4+/%
9)?)3'+/%
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9)?)3'+/%2<%9)?)3'+/%+*4
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0+''%9)?)3'+/%+*)J3-%
"1124,(0,6%"%*0,+,10+/%"1124,(0,6%"%9),)3+/%;)-6)3%"%5214*),(%"%9)?)3')%"%0+''%9)?)3'+/%
%
>/)+3)-%,()*%9)?)3'+/%1
>/)+3)-%,()*%9)?)3'+/%1%9)')(%(%9)?)3')%+*/9"-%
%9)')(%(%9)?)3')%+*/9"-%
"1124,(0,6%"%*0,+,10+/%"1124,(0,6%"%9),)3+/%;)-6)3%"%5214*),(%"%9)')(%>/)+3)-%,()*'%
+!)/)1(%I9)')((0,6%(%9)?)3')E-%
%
%
Confidential

Page 15

Configuration of FICO Modules

*23)06,%>433),1&%!)((0,6'%
*23)06,%>433),1&%!)((0,6'%
>433),10)'$%
,,% *0,+,10+/% "1124,(0,6'% )% 8+?)% (2% '.)10<&% <23% )+18% 2<% (8)% 12*.+,&% 12-)''% 0,% 8018% 1433),1&%
/)-6)3'%'824/-%=)%*+,+6)-)%!80'%1433),1&%0'%(8)%,+(02,+/%1433),1&%2<%(8)%12*.+,&%12-)'%(8+(%0''%(8)%
/21+/%1433),1&%+23%12*.+,&%12-)%1433),1&-)%%*32*%+%12*.+,&%12-)%?0) '%+//%2(8)3%1433),10)'%+3)%(8),%
<23)06,%1433),10)')%%
!8)%/)-6)3'%1+,%=)%*+,+6)-%0,%( 2%.+3+//)/%1433),10)'%0,%+--0(02,%(2%(8)%/21+/%1433),1&'%<23%)7+*./)'%
6324.% 1433),1&% 23% 8+3-% 1433),1&)% 9324.% 1433),1&% 0'% 4')-% 0,% (8)% 12,'2/0-+()-% <0,+,10+/% '(+()*),(')%
"+3-%>433),1&%23%>24,(3&4'.)10<01%')12,-%1433),1&%4')-%0,%124,(30)'% 0(8%8068%3+()'%2<%0,</+(02,)%
9/2=+/%12*.+,&%>433),1&$%>433),1&%4')-%<23%+,%0,()3,+/%(3+-0,6%.+3(,)3)%
9/2=+/% 12*.+,&% 1433),1&% 0'% -)<0,)-% 8),% -)<0,0,6% (8)% 12*.+,&% (8+(% 0'% +''06,)-% (2% (8)% 12*.+,&%
12-))%%
%
%
<718+,6)%9+()%!&.)'%+:/3%-%
<718+,6)%9+()%!&.)'%+:/3%-%
!#9:%"
!#9:%"%9),)3+/%!)((0,6'%
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6'%"%>433),10)'%"
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%>8)12%<718+,6)%9+()%!&.)'%
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*23%)+18%1433),1&%.+03% )%1+,%-)<0,)%-0<<)3),(%)718+,6)%3+()')%%
!8)% -0<<)3),(% )718+,6)% 3+()'% +3)% 4')-% <23% (8)% .43.2')'% 2<% @+/4+(02,'% >2,?)3'02,'% !3+,'/+(02,'%
#/+,,0,6%)(1)%
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!(+,-+3-%!3+,'/+(02,%+(%/+,2%')//0,6%3+()%1%/%!&.)%
"?)3+6)%3+()%1%0%!&.)%
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5)<0,)%!3+,'/+(02,%9+(02'%<23%>433),1&%!3+,'+1(02,'%+://!-%
5)<0,)%!3+,'/+(02,%9+(02'%<23%>433),1&%!3+,'+1(02,'%+://!-%
!#9:%"%9),)3+/%!)((0,6'%"%>433),10)'%"%5)<0,)%!3+,'/+(02,%9+(02'%<23%>433),1&%!3+,'+1(02,'%
+5)<0,)%9+(02'%<23%9%!&.)'%/%!&.)%+,-%0%!&.)-%
!3+,'/+(02,% 9+(02$% !8)% +12,'0'(),(-% 3)/+(02,'80.% =)( )),% (8)% *2,)(+3&% 4,0('% 2<% ( 2% <23)06,%
1433),10)')%
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%
!)(%5)<+4/(%<718+,6)%9+()%!&.)%<23%5214*),(%!&.)%!"%+:/"%-%
!)(%5)<+4/(%<718+,6)%9+()%!&.)%<23%5214*),(%!&.)%!"%+:/"%-%
!#9:%"
!#9:%"%*0,+,10+/%"1124,(0,6%"
%*0,+,10+/%"1124,(0,6%"%*"9!%"
%*"9!%"%5214*),(%"
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%
*23)06,%<718+,6)%9)?+/4+(02,%
*23)06,%<718+,6)%9)?+/4+(02,%
9%!&.)%1%/+,2%/4&0,6%
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7)%1+,%13)+()%-0<<)3),(%?+/4+(02,%*)(82-'%<23%?+/40,6%<23)06,%1433),1&)%%*23%)+18%?+/4+(02,%*)(82-'%
)%8+?)%(2%-)<0,)$%
#+3+*)()3'%<23%(8)%?+/4+(02,%.321)-43)%
#+3+*)()3'%<23%)718+,6)%3+()%-)()3*0,+(02,%
Confidential

Page 16

Configuration of FICO Modules

%
5)<0,)%@+/4+(02,%0)(82-'%+:/6$-%
5)<0,)%@+/4+(02,%0)(82-'%+:/6$-%
!#9:%"
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%*0,+,10+/%"1124,(0,6% "%9;%"1124,('%"
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%>/2'0,6% "%@+/4+(0,6%"
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!&.)%.2,%:.),%,()*%(%!)/)1(%I<718+,6)%9+()%!&.)%<32*%,,?201)%9)<)3),1)E%<23%:.),%,()*%!&.)%(%
!)/)1(%I5)()3*0,)%9+()%!&.)%<32*%"1124,(%/+/+,1)E%<23%.2,%:.),%,()*%!&.)-%
@+/4+(02,%0)(82-%
$%
%"%4,0>4)%2)&%-)()3*0,0,6%<23)06,%1433),1&%?+/4+(02,%*)(82-)%
%
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#3).+3)%"4(2*+(01%#2'(0,6'%<23%*23)06,%>433),1&%@+/4+(02,%+:/"#-%
%
!#9:% "% *0,+,10+/% "1124,(0,6% "% 9;% "1124,('% "% /4'0,)''% !3+,'+1(02,'% ">/2'0,6% K% @+/4+(0,6% K%
*23)06,%>433),1&%@+/4+(02,%K%#3).+3)%"4(2*+(01%#2'(0,6'%<23%*23)06,%>433),1&%@+/4+(02,%
*23)06,%>433),1&%@+/4+(02,%K%#3).+3)%"4(2*+(01%#2'(0,6'%<23%*23)06,%>433),1&%@+/4+(02,%
%
+!.)10<&% (8)% 9;% "1124,('% 2<% *>% ;2+,'% *23)7% ;2''% +,-% *23)7% 9+0,% 0,% I<718+,6)% 9+()% -0<<)3),1)% 0,%
:.),%,()*'E%F5*%+'% )//%+'%0,%I<718+,6)%9+()%-0<<)3),1)%0,%*>%/+/+,1)'E%F5/%+,-%!.)10<&%I<718+,6)%
9+()%50<<)3),1)%F)&E%(2%=)%+((+18)-%(2%(8)%*>%;2+,%"1124,(%0,%(8)%,)7(%'().-%
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0,()3)'(%3+()%<23%+%'.)10<0)-%.)302-%2<%(0*)%
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o ,,()3)'(% 2,% +33)+3'% 0'% +../0)-% (2% 0,-0?0-4+/% 0()*'% 0,% +1124,('% 3)1)0?+=/)% 23% +1124,('%
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0,1/4-)% (8)% 0,()3)'(% 1+/14/+(02,% 0,-01+(23% (8+(% +../0)')% % <+18% 0,()3)'(% ,5% *4'(% =)%
+''06,)-%+,%0,()3)'(%1+/14/+(02,%(&.)'%0,-01+(0,6% 8)(8)3%0(%0'%4')-%<23%=+/+,1)%0,()3)'(%
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9),)3+/%()3*'%
9),)3+/%()3*'%
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o ")3)% )% '.)10<&% 0,()3)'(% 1+/14/+(02,% ,5'% 0,()3)'(% 1+/14/+(02,% <3)>4),1&'% ')((/)*),(%
-+&'%1+/),-+3%(&.)%+9%(&.)%<23%34.))%/2+,'%(%*%(&.)%<23%*>%/2+,'-)%
5)<0,)%3)<)3),1)%0,()3)'(%3+()'%
5)<0,)%3)<)3),1)%0,()3)'(%3+()'%
Confidential

Page 17

Configuration of FICO Modules

o 5)<0,)%3)<)3),1)%0,()3)'(%3+()%,5'%I)<<)1(%<32*%-+()E%+,-%I1433),1&E%
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Configuration of FICO Modules

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Configuration of FICO Modules

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Page 20

Configuration of FICO Modules

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Configuration of FICO Modules

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Configuration of FICO Modules

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!2/)3+,1)%9324.%(2%)+18%@),-23%?0+%(8)%*+'()3%3)123-)%%*23%)+18%!2/)3+,1)%9324.% )%'.)10<&$%
#) !2/)3+,1)'% 4.% (2% 8018% -0<<)3),1)'% 0,% .+&*),(% +3)% .2'()-% +4(2*+(01+//&% (2% )7.),')% 23%
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<23%.2'(0,6%.321)-43)'%+#2'(0,6%"4(82308+(02,'-%+,-%#)3*0(()-%#+&*),(%50<<)3),1)')%%780/)%1/)+30,6'%
(8)%/2 )3%/0*0(%2<%(8)%&% 0//%=)%(+2),)%
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Confidential

Page 23

Configuration of FICO Modules

"%12*./)()%@),-23%"1124,(%12,'0'('%2<%;%')6*),('%1%#)%9),)3+/%5+(+%+(%(8)%1/0),(%/)?)/%&)%>2*.+,&%
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+''06,)-%(2%(8)%@),-23%+(%(8)%1/0),(%/)?)/)%%!80'%),'43)'%(8+(%(8)%+1124,(%,4*=)3%<23%+%@),-23%0'%(8)%
'+*)%<23%+//%12*.+,&%12-)'%+,-%'+/)'%+3)+')%
%
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%
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*+'()3% 3)123-'% (8)3)% 0'% (8)% 30'2% 2<% 13)+(0,6% 0,12*./)()% 23% -4./01+()% *+'()3% 3)123-')% % !2% <0,-% +,-%
1233)1(% (8)')% 0,12*./)()% +1124,(''% )% 1+,% 34,% 3).23(% 9*FF"933% +,-% *+2)% (8)% ,)1)''+3&%
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! 0(180,6%2,%+4(2*+(01%-4./01+(02,%18)12%
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34/)':-)'03)')%%",%+--0(02,+/%')+318%<0)/-%+/'2%1+,%=)%<0//)-%4.)%
9324.%F)&$%@),-23'% 82%=)/2,6%(2%2,)%123.23+()%6324.%1+,%=)%=4,-/)-%(26)(8)3%=&%+%4')34
-)<0,)-%6324.%2)&)%%!80'%6324.%2)&%1+,%=)%4')-%<23%34,,0,6%3).23(''%(3+,'+1(02,%.321)''0,6%23%
<23%*+(18%12-)')%
"1124,(0,6%1/)32$%!8)%+1124,(0,6%1/)32E'%,+*)%8+'%(2%=)%'(23)-%4,-)3%+,%,5%+,-%(80'%,5%1+,%
=)% ),()3)-% 0,% (8)% ?),-23% *+'()3% 3)123-% 2<% (8)% +1124,(% 8)% 23% '8)% 0'% 3)'.2,'0=/)% <23)% % !8)%
+1124,(0,6% 1/)32E'% ,+*)% 0'% (8),% .30,()-% 2,% 1233)'.2,-),1)% +,-% (80'% ,5% 0'% 4')-% (2% '23(%
-4,,0,6%+,-%.+&*),(%.32.2'+/%/0'(')%
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5214*),(%!&.)'%(%.4*=)3%9+,6)'%+:/"%-%
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!)/)1(%(8)%-214*),(%(&.)%$%F9%%
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90?)%(8)%>2*.+,&%>2-)$%,/!%%
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!+*)% +&%<23%+//%(8)%.4*=)3%3+6)'%%
+5)<0,)%5214*),(%.4*=)3%9+,6)'%<23%521%!&.)'%F9'%FM%(%F"-%
%
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#4318+')%,,?201)%#2'(0,6%+*4
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5;-%
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9),)3+/%
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#2'(0,6%F)&$%;#%%
90?)%(8)%@),-23%"1124,('%.4*=)3$%#33333#%
<,()3%
Confidential

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Configuration of FICO Modules

90?)%(8)%"*24,($%#33333%
!)7($%@),-23%,,?201)%.2'(0,6%%
#2'(0,6%2)&%53%%
"1124,('%.4*=)3$%&33#33%+,,?),(23&%9+ %0+()30+/-%
"*24,(%G%!)7(%D%
5214*),(%"%'0*4/+()%+,-%!+?)%
%
%
@),-23%"1124,(%50'./+&%+*/;#.-% 0(8%:.),%,()*'%>/)+3)-%,()*%+,-%!.)10+/%9;%,()*%-)(+0/'%
0(8%:.),%,()*'%>/)+3)-%,()*%+,-%!.)10+/%9;%,()*%-)(+0/'%
%
"1124,(0,6%"%*0,+,10+/%"1124,(0,6%"%"1124,('%#+&+=/)%"%"1124,(%"%50'./+&:>8+,6)%;0,)%,()*'%
%

Confidential

Page 25

Configuration of FICO Modules

%
%
%
%
%
@),-23%"1124,(%50'./+&%+*F#3.-%
@),-23%"1124,(%50'./+&%+*F#3.-%

90?)%(8)%@),-23%.4*=)3$%&3333#%
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<7)14()%%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Confidential

Page 26

Configuration of FICO Modules

:4(620,6%#+&*),('%
:4(620,6%#+&*),('%
5)<0,)%"24')%/+,2%+,-%"''06,%9;%"1124,(%.4*=)3%<23%(8)%"1124,(%,5%+*,#&5)<0,)%"24')%/+,2%+,-%"''06,%9;%"1124,(%.4*=)3%<23%(8)%"1124,(%,5%+*,#&-%
%+*,#&-%
!#9:%"%*0,+,10+/%"1124,(0,6%"%/+,2%"1124,(0,6%"%/+,2%"1124,('%"%5)<0,)%"24')%/+,2'%
90?)%(8)%>2*.+,&%>2-)%PP%

%
"24')%/+,2'$%/+,2%,5'%/+,2%"1124,('%"1124,(%,5%+,-%9;%"1124,(%.4*=)3%%
!+?)%
%
>3)+(02,%2<%>8)12%;2('%+*>",-%
>3)+(02,%2<%>8)12%;2('%+*>",-%
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"1124,(0,6% "% "1124,('% #+&+=/)% "% #)302-01% #321)''0,6% "% #+&*),('% "%
+'4=%*),4-%"
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%<,?032,*),(%"%>8)12%,,<23*+(02,%"
%>8)12%,,<23*+(02,%"%.4*=)3%9+,6)'%
%.4*=)3%9+,6)'%

%
90?)%(8)%#+&0,6%>2*.+,&%>2-)$%,/!%
90?)%(8)%"24')%/+,2%% %
$%!/,%
Confidential

Page 27

Configuration of FICO Modules

90?)%(8)%"24')%/+,2%"1124,(%,5$%!/,>>%
!)/)1(%18+,6)%=4((2,%+,-%!)/)1(%>3)+()%=4((2,%%
90?)%(8)%>8)12%/2(%.4*=)3$%#3#%
90?)%(8)%>8)12%.4*=)3'$%#33333%(2%&33333%
!+?)%
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+!)/)1(%I.2,4!)>4),(0+/E%<23%*+,4+/%.+&*),('%(%-2,E(%')/)1(%<23%"4(2*+(01%#+&*),(%#3263+*-%
%
:4(620,6%#+&*),(% 0(8%1/)+30,6%+*4
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%*0,+,10+/%"1124,(0,6% "%"1124,('%#+&+=/)%
%"1124,('%#+&+=/)%"
1124,('%#+&+=/)% "%5214*),(%<,(3&%"
%5214*),(%<,(3&% "%:4(620,6%#+&*),(%
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0+,4+/%>8)12%C.-+(0,6%+*>"6-%
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%"1124,('%#+&+=/)% "%<,?032,*),(%"
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90?)%(8)%>8)12%.4*=)3%+,-%!+?)
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50'./+&%>8)12%9)60'()3%+*>".-%
50'./+&%>8)12%9)60'()3%+*>".-%
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%<,?032,*),(% "%>8)12%,,<23*+(02,%"
%>8)12%,,<23*+(02,% "%
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5)<0,)%@20-%9)+'2,%>2-)'%+*>"@-%
5)<0,)%@20-%9)+'2,%>2-)'%+*>"@-%
%
!#9:% "% *0,+,10+/% "1124,(0,6% "% "1124,('% 9)1)0?+=/)% +,-% "1124,('% #+&+=/)% "% /4'0,)''%
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%:4(620,6%#+&*),('% "%"4(2*+(01%:4(620,6%#+&*),('%
%"4(2*+(01%:4(620,6% #+&*),('%"
#+&*),('% "%#+&*),(%0)-0+%"
%#+&*),(%0)-0+% "%>8)12%
0+,+6)*),(%"
0+,+6)*),(%"%5)<0,)%@20-%9)+'2,%>2-)'%
%5)<0,)%@20-%9)+'2,%>2-)'%

Confidential

Page 28

Configuration of FICO Modules

%
90?)%(8)%9)+'2,$%3#%
90?)%(8)%@20-%9)+'2,%>2-)$%90..)-%-430,6%#30,(0,6%%
9)')3?)-%<23%#30,(%#3263+*'$%#+6)%2?)3</2 %
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%
C,4')-%>8)12'%>+,1)//+(02,%+*>";-%
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%
"1124,(0,6%"
"1124,(0,6% "%*0,+,10+/%"1124,(0,6%
%*0,+,10+/%"1124,(0,6%"
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%"1124,('%#+&+=/)% "%<,?032,*),(%"
%<,?032,*),(% "%>8)12%,,<23*+(02,%"
%>8)12%,,<23*+(02,% "%
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52 ,%#+&*),('%(2%@),-23'%
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3)1)0?)- +<()3% (8)% +*24,(% 0'% -)=0()-% 23%
13)-0()-%(2%&243%=+,2%+1124,(%+,-%0'%'82 ,%2,%&243%=+,2%'(+()*),()%
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#2'(0,6%+%52 ,%#+&*),(% 0(824(%+%52 ,%#+&*),(%9)>4)'('%#2'(0,6%+%52 ,%#+&*),(% 0(8%+%52 ,%
#+&*),(%9)>4)'(%+,-%:(8)3%*4,1(02,'$%52 ,%#+&*),('%
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!.)10+/%9:;%(3+,'+1(02,'%+3)%'.)10+/%(3+,'+1(02,'%0,%+1124,('%3)1)0?+=/)%+,-%+1124,('%.+&+=/)%(8+(%+3)%
-0'./+&)-%').+3+()/&%0,%(8)%6),)3+/%/)-6)3%+,-%(8)%'4=%/)-6)3)%!80'%*+&%=)%,)1)''+3&%<23%3).23(0,6%23%
<23% 0,()3,+/% 3)+'2,')% *23% )7+*./)'% -2 ,% .+&*),('% *4'(% ,2(% =)% =+/+,1)-% 0(8% 3)1)0?+=/)'% +,-%
.+&+=/)'% <23% 622-'% +,-% ')3?01)')% >2,')>4),(/&'% (8)&% +3)% (3)+()-% +'% '.)10+/% 9:;% (3+,'+1(02,'% 0,% (8)%
9),)3+/% ;)-6)3% +*,49;-% "1124,('% #+&+=/)% +*,4"#-% +,-% "1124,('% 9)1)0?+=/)% +*,4"9-% +../01+(02,%
12*.2,),(')%%

Confidential

Page 29

Configuration of FICO Modules

!.)10+/%9:;%(3+,'+1(02,'%+3)%'.)10+/%(3+,'+1(02,'%0,%+1124,('%3)1)0?+=/)%+,-%+1124,('%.+&+=/)%(8+(%+3)%
-0'./+&)-% ').+3+()/&% 0,% (8)% 6),)3+/% /)-6)3% +,-% (8)% '4=% /)-6)3)% !80'% 0'% +180)?)-% =&% .2'(0,6% (2%
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+,-%.+&+=/)')%
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;) /+,2%=0//''%#+&*),(%3)>4)'(''%94+3+,())''%9)')3?)'%<23%=+-%-)=(%+,-%!)1430(&%-).2'0('%
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,%#+&*),(%<32*%!.)10+/%9;%(2%.23*+/%0()*%=&%1/)+30,6%!.)10+/%9;%"1124,(%
>/)+30,6%2<%.23*+/%,()*
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9)12,10/0+(02,%"1124,($%4%@),-23''
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!#9:% "% *0,+,10+/% "1124,(0,6% "% "1124,('% 9)1)0?+=/)% +,-% "1124,('% #+&+=/)% "% /4'0,)''%
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%

+
%

Confidential

Page 30

Configuration of FICO Modules

%
%
!)(4.% >2*.+,&% >2-)% <23% #+&*),(% !3+,'+1(02,% +!2% +?20-% !823(% 54*.% <3323% 80/)% .2'(0,6% 52 ,%
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"*24,($%#33333%+,-%"%90?)%(8)%@),-23%,4*=)3%&3333#%
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9),)3+/%
9),)3+/%
Confidential

Page 31

Configuration of FICO Modules

90?)%(8)%521)%5+()'%>2*.+,&%>2-)$%,/!%+,-%>433),1&%,.9%
#2'(0,6%F)&$%;#%%
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"%!0*4/+()%+,-%'+?)%%
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%
%
%
%
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Confidential

Page 32

Configuration of FICO Modules

<7(),-)-%70(882/-0,6%!+7%+!5!-%
<7(),-)-%70(882/-0,6%!+7%+!5!-%
%
,,%"1124,('%#+&+=/)'%(8)%?),-23%0'%(8)%.)3'2,%'4=H)1(%(2%(+7'%+,-%(8)%12*.+,&%12-)%0'%2=/06+()-%(2%
-)-41(% 0(882/-0,6%(+7%+,-%.+&%(80'%2?)3%(2%(8)%(+7%+4(8230(0)'%2,%(8)03%+(8)%?),-23E'-%=)8+/<)%%
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-)-41(% 0(882/-0,6%(+7%+,-%.+&%(80'%2?)3%(2%(8)%(+7%+4(8230(0)'%2,%(8)%?),-23E'%=)8+/<)%,,%"1124,('%
9)1)0?+=/)'% (8)% 12*.+,&% 12-)% 0(')/<% 0'% '4=H)1(% (2% (+7'% +,-% (8)% 14'(2*)3'% (8+(% -2% =4'0,)''% 0(8% (80'%
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23%0,12*0,6%.+&*),(%+"1124,('%9)1)0?+=/)-'%0'%3)-41)-%=&%(8)% 0(882/-0,6%(+7%+*24,()%
>/+''01%+,-%<7(),-)-%70(882/-0,6%!+7%*4,1(02,'%
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%%
Confidential

Page 33

<7(),-)-%
70(882/-0,6%!+7%
70(882/-0,6%!+7
B%
B%
B%
B%
B%
!)?)3+/%
!)?)3+/
B%
B%
B%
B%
B%
B%
B%
B%

Configuration of FICO Modules

,,-0?0-4+/%*4,1(02,'%
,,-0?0-4+/%*4,1(02,'

>/+''01%
70(882/-0,6%!+7%
70(882/-0,6%!+7
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%>24,(3&
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)7(),-)-% 0(882/-0,6%(+7$%
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924,-0,6%94/)'%"%!)/)1(%I70(882/-0,6%!+7%>2**)310+/%924,-0,6E%
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"114*4/+(02,%!&.)%"%!)/)1(%I.2%"114*4/+(02,E%
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924,-0,6%94/)'%"%!)/)1(%I70(882/-0,6%!+7%>2**)310+/%924,-0,6E%
Confidential

Page 34

Configuration of FICO Modules

>+'8%50'124,(%"%%

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Configuration of FICO Modules

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Configuration of FICO Modules

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Configuration of FICO Modules

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Configuration of FICO Modules

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Configuration of FICO Modules

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Page 40

Configuration of FICO Modules

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Configuration of FICO Modules

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Configuration of FICO Modules

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Configuration of FICO Modules

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00,0*4*%+*24,('%<23%0,12*0,6%+,-%24(620,6%.+&*),('%
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0)(82-'%2<%.+&*),('%'418%+'%>8)>4)'%/+,2%!3+,'<)3%)(1)%
5)<0,)%(8)%=+'01%3)>403)*),('%+,-%'.)10<01+(02,'%<23%)+18%.+&*),(%*)(82-%
>3)+()%+%>8)>4)'%=+,2%(3+,'<)3'%=0//%2<%)718+,6)'%)(1)%
0+'()3%3)123-%3)>403)*),(''%0)))%+--3)''%3)>403)-%
5214*),(%(&.)'%<23%.2'(0,6'%
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00,0*4*%+,-%*+70*4*%.+&*),(%+*24,('%
78)(8)3%.+&*),('%+=32+-%+,-%<23)06,%1433),10)'%+3)%+//2 )-%
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9+,20,6% 23-)3% +.)3% .*(% *)(82-'% -)<0,)'% #)% 8018% 824')% =+,2% '824/-% =)% 12,'0-)3)-% <23%
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+?+0/+=/)%+*24,(%2<%<4,-'%0,%)+18%=+,2-%
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2<%)718+,6)'%"--0(02,+/%+4(2*+(01%.2'(0,6%12,<0643+(02,-%
@+/4)%-+()%+.)3%824')%=+,2%+,-%.+&*),(%*)(82-%12*=0,+(02,'%?+/4)%-+()%0'%P%#)%C')-% 0(8%
1+'8%*+,+6)*),(%+,-%<23)1+'(%&)%!8)%,4*=)3%2<%N-+&'%4,(0/%?+/4)%-+()O%./4'%(8)%.2'(0,6%-+()-%
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!)(%4.%#+&*),('%<23%>24,(3&%<23%.+&*),(%!3+,'+1(02,'%
!)(%4.%#+&*),(%*)(82-'%<23%>2*.+,&%>2-)%%
!)(%4.%/+,2'%5)()3*0,+(02,%<23%#+&*),(%!3+,'+1(02,'%
%
!)(%4.%+//%12*.+,&%>2-)'%<23%.+&*),(%!3+,'+1(02,'%%
!)(%4.%+//%12*.+,&%>2-)'%<23%.+&*),(%!3+,'+1(02,'%%
%

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Page 44

Configuration of FICO Modules

%
90?)%(8)%!),-0,6%(8)%>2*.+,&%>2-)%%
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%

Confidential

Page 45

Configuration of FICO Modules

%
00,0*4*%+*24,(%<23%0,12*0,6%.+&*),(%
00,0*4*%+*24,(%<23%24(620,6%.+&*),(%
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78),%-0?0-0,6%4.%.+&*),('%=&%3)<)3),1)%,4*=)3'%&24%'824/-%,2()%(8+(%+,%24(620,6%.+&*),(%1+,,2(%
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78),%.+&*),('%+3)%*+-)%=&%.+&*),(%3)<)3),1)'%2<<')((0,6%=)( )),%14'(2*)3'%+,-%?),-23'%-2)'%,2(%
4'4+//&%21143'%4,/)''%(8)%.+&*),(%3)<)3),1)%0,%+%14'(2*)3%/0,)%0()*%=)12*)'%(8)%'+*)%+'%(8)%.+&*),(%
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%
%
%
%
%
%
%
%
Confidential

Page 46

Configuration of FICO Modules

%
%
%
%
%
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.+&*),()%
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Configuration of FICO Modules

C')%
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%
%

Confidential

Page 48

Configuration of FICO Modules

%
%
%
>3)+(02,%2<%>8)12%;2('%+*>",-%
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Configuration of FICO Modules

"1124,(0,6%"%*0,+,10+/%"1124,(0,6%"%"1124,('%#+&+=/)%"%#)302-01%#321)''0,6%"%#+&*),('%%
+5%'().'%(2%(8)%.+&*),(%.321)''$%
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Confidential

Page 50

Configuration of FICO Modules

/4'0,)''%"3)+$%B?M"%
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Confidential

Page 51

Configuration of FICO Modules

3)'4/(% 2<% 0('% 1/2')% 0,()63+(02,% 0(8% (8)% !+/)'% +,-% 50'(30=4(02,% 12*.2,),(-'% +'% )//% +'% 0*.23(+,(%
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Configuration of FICO Modules

!)/)1(%(8)%>8+,6)%,,()3?+/'%=4((2,%%
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Configuration of FICO Modules

%
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Configuration of FICO Modules

%
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Page 55

Configuration of FICO Modules

"1124,(0,6%"
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Configuration of FICO Modules

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o 54,,0,6%18+36)'%1+,%=)%)0(8)3%+%<07)-%+*24,(%23%+%.)31),(+6)%2<%(8)%-4,,)-%+*24,(%
o "%*0,0*4*%+*24,(%<23%(8)%-4,,0,6%18+36)'%1+,%=)%')(%
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o 00,0*4*%+*24,(%(2%=)%3)+18)-%0,%23-)3%(2%1+/14/+()%0,()3)'(%.)3%-4,,0,6%/)?)/%
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-4,,0,6% 2)&'% (2% 1)3(+0,% 0()*'% )% 1+,% .3)?),(% (8)')% 0()*'% <32*% )71))-0,6% +% 1)3(+0,%
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o 54,,0,6%=/212%3)+'2,'%+%"%-4,,0,6%=/212%.3)?),('%+1124,('%+,-%0()*'%(2%=)%-4,,)--%
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54,,0,6%K%/+'01%!)((0,6'%<23%54,,0,6%K%5)<0,)%54,,0,6%"3)+'%
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54,,0,6%K%54,,0,6%#321)-43)%K%5)<0,)%54,,0,6%#321)-43)'%
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9)<)3),1)%54,,0,6%#321)-43)$%B?M%
9)<)3),1)%,,()3)'(%,,-01+(23$%,()*%,,()3)'(%1+/14/+(02,%2)&%0<%+,&%
%
!)/)1(%I54,,0,6%!)7(E%/4((2,%+06,23)%(8)% +3,0,6%*)''+6)%(%),()3-%
>2)%>2-)$%B?M%
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90?)$%B?M%(%<,()3%
!)/)1(%I!).+3+()%.2(01)%.)3%54,,0,6%;)?)/E%
Confidential

Page 57

Configuration of FICO Modules

/+12%+332 %( 01)%(%'+&%I?)'E%(2%(8)%*)''+6)%I5+(+%(2%=)%'+?)-TE%
%
!)/)1(%I54,,0,6%!)7(E%/4((2,%2,1)%+6+0,%
>2)%>2-)$%B?M%
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!)/)1(%I54,,0,6%!)7(E%/4((2,%+,-%60?)%>2)%>2-)$%333#%
!)/)1(%I>4'(2*)3E%(%<,()3W%
>2.&%(8)%*23*'%<32*%8)3)%+,-%#+'()%0,%B?ME'%*/0#%
!)/)1(%/+12%"332 %
!)/)1(%I54,,0,6%;)?)/'E%/4((2,%(%'.)10<&%0,()3)'(%')((0,6'%0<%+,&%
!)/)1(%I>8+36)'E%/4((2,%(2%'.)10<&%54,,0,6%>8+36)'%0<%+,&%
!+?)'%,6,23)%(8)% +3,0,6%*)''+6)%(%<,()3-%
%
"''06,*),(%2<%54,,0,6%#321)-43)%0,%(8)%>4'(2*)3%0+'()3%+B53&-%
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%
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54,,0,6%94,%+*#63-%
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%
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!0//%&24%6)(%12*./)()%*)''+6)%2)).%2,%),()30,6%
%
Confidential

Page 58

Configuration of FICO Modules

!)/)1(%I,,-0?0-4+/%54,,0,6%.2(01)E%/4((2,%
:4(.4(%5)?01)$%;#3#%(%!)/)1(%>2,(0,4)%/4((2,%
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!#9:%K%*0,+,10+/%"1124,(0,6%K%*"9!%K%!+7%2,%!+/)':#4318+')'%K%>+/14/+(02,%K%5)<0,)%!+7%>2-)'%<23%
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Confidential

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Configuration of FICO Modules

!+7%!&.)$%I@E%,,.4(%!+7%(%<,()3%
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Confidential

Page 60

Configuration of FICO Modules

0,?2/?)-% 0,% >4'(2*080,6'% 124,(3&4'.)10<01% -)<+4/('% +3)% .32?0-)-% 0,% (8)% '(+,-+3-% '&'()*%
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,,<23*+(02,%!&'()*%

Confidential

Page 61

Configuration of FICO Modules

!3+-0(02,+/%+'')(%+1124,(0,6%),12*.+'')'%(8)%),(03)%/0<)(0*)%2<%(8)%+'')(%<32*%.4318+')%23-)3%23%(8)%
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Confidential

Page 62

Configuration of FICO Modules

%
%
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Confidential

Page 63

Configuration of FICO Modules

%
%
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Confidential

Page 64

Configuration of FICO Modules

%
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Confidential

Page 65

!>$%*!B#%
!>$%*!B#%

Configuration of FICO Modules

#+(8$% % !.32% "% *0,+,10+/% "1124,(0,6% "% *0,+,10+/% "1124,(0,6% 9/2=+/% !)((0,6'% "% !+7% 2,% !+/)'% :%
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Confidential

Page 66

Configuration of FICO Modules

%
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Confidential

Page 67

Configuration of FICO Modules

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Confidential

Page 68

Configuration of FICO Modules

%
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Confidential

Page 69

Configuration of FICO Modules

%
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Confidential

Page 70

Configuration of FICO Modules

%
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Confidential

Page 71

Configuration of FICO Modules

%
*23%"//%(8)%"'')(%>/+''%&24%8+?)%13)+()%+'')(%>/+''%%
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%
%
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Confidential

Page 72

Configuration of FICO Modules

%
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Confidential

Page 73

Configuration of FICO Modules

!#9:% "%*0,+,10+/%"1124,(0,6% "%"'')(%"1124,(0,6% "%@+/4+(02,% "%5)()3*0,)%5).3)10+(02,%"3)+'%


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Confidential

Page 74

Configuration of FICO Modules

%
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Confidential

$%

*0)/-%!(+(4'%9324.$%936&%+9324.$%:(8)3%,,12*)-%
Page 75

Configuration of FICO Modules

#32<0(%2,%"'')(%!+/)'%% %

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%
%
%
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Confidential

Page 76

Configuration of FICO Modules

Confidential

Page 77

Configuration of FICO Modules

%
%
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Confidential

Page 78

Configuration of FICO Modules

!.32%"
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Confidential

Page 79

Configuration of FICO Modules

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Confidential

Page 80

Configuration of FICO Modules

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Confidential

Page 81

Configuration of FICO Modules

%
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Confidential

Page 82

Configuration of FICO Modules

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Confidential

Page 83

Configuration of FICO Modules

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Confidential

Page 84

Configuration of FICO Modules

%
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Confidential

Page 85

Configuration of FICO Modules

%
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Confidential

Page 86

Configuration of FICO Modules

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Confidential

Page 87

Configuration of FICO Modules

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Confidential

Page 88

Configuration of FICO Modules

5) 0+0,(+0,%#)302-%>2,(32/%0)(82-'%
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Confidential

Page 89

Configuration of FICO Modules

%
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Confidential

Page 90

Configuration of FICO Modules

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Confidential

Page 91

Configuration of FICO Modules

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Confidential

Page 92

Configuration of FICO Modules

5)<0,)%*4/(0/)?)/%*)(82-%%
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Confidential

Page 93

Configuration of FICO Modules

%
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Confidential

Page 94

Configuration of FICO Modules

#+(8$%"1124,(0,6%"%*0,+,10+/%"1124,(0,6%"%*07)-%"'')('%"%>3)+()%"%"'')('%%
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Confidential

Page 95

Configuration of FICO Modules

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Confidential

Page 96

Configuration of FICO Modules

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Confidential

Page 97

Configuration of FICO Modules

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Confidential

Page 98

Configuration of FICO Modules

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Confidential

Page 99

Configuration of FICO Modules

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Page 100

Configuration of FICO Modules

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Page 101

Configuration of FICO Modules

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Confidential

Page 102

Configuration of FICO Modules

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Confidential

Page 103

Configuration of FICO Modules

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Confidential

Page 104

Configuration of FICO Modules

*23%0,<23*+(02,%2,%+%'.)10<01%<0)/-'%=4(%(8)%143'23%2,%(80'%<0)/-%+,-%1/012%*#%
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Confidential

Page 105

Configuration of FICO Modules

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Confidential

Page 106

Configuration of FICO Modules

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Confidential

Page 107

Configuration of FICO Modules

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Confidential

Page 108

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Configuration of FICO Modules

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Confidential

5214*),(% ,4*=)3% 2<% (8)% :%


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Page 109

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Configuration of FICO Modules

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Confidential

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Page 110

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Confidential

)%

Page 111

Configuration of FICO Modules

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Page 112

Configuration of FICO Modules

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Confidential

Page 113

Configuration of FICO Modules

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Confidential

Page 114

Configuration of FICO Modules

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Confidential

Page 115

Configuration of FICO Modules

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Confidential

Page 116

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Configuration of FICO Modules

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Confidential

Page 117

Configuration of FICO Modules

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Page 118

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Page 119

Configuration of FICO Modules

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Confidential

Page 120

Configuration of FICO Modules

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Page 121

Configuration of FICO Modules

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Page 122

Configuration of FICO Modules

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Page 123

Configuration of FICO Modules

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Confidential

Page 124

Configuration of FICO Modules

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Confidential

Page 125

Configuration of FICO Modules

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Confidential

Page 126

Configuration of FICO Modules

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Confidential

Page 127

Configuration of FICO Modules

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Confidential

Page 128

Configuration of FICO Modules

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Page 129

Configuration of FICO Modules

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?)+34
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Configuration of FICO Modules

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Configuration of FICO Modules

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Confidential

Page 136

Configuration of FICO Modules

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Confidential

Page 137

Configuration of FICO Modules

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Confidential

Page 138

Configuration of FICO Modules

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Confidential

Page 139

Configuration of FICO Modules

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Confidential

Page 140

Configuration of FICO Modules

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(3+0/% % "//% +1124,('% % *32*% =+/+,1)%
%
+4-0(%(3+0/%%<7(3+1(%<23%(8)%"114*4/+()-%

"0'(2301+/%/+/+,1)%"4-0(%!3+0/%
"0'(2301+/%/+/+,1)%"4-0(%!3+0/%

;3) 94,% "114*4/+()-% /+/+,1)% "4-0(% "1124,(0,6% % *0,+,10+/% +1124,(0,6% % %


!3+0/%<23%:(8)3%"1124,('%
9),)3+/% /)-6)3%
/)-6)3% % #)302-01% .321)''0,6% %
>/2'0,6% % 5214*),(% % /+/+,1)% +4-0(%
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+4-0(% (3+0/% % "1124,(% 5)(+0/'% <32*%

"0'(2301+/% "114*4/+()-% /+/+,1)% "4-0(%


!3+0/%
!3+0/%
%
%
%
%
%
%
%
%
Confidential

Page 141

Configuration of FICO Modules

>32''%>2*.+,&%>2-)%!3+,'+1(02,'%
>32''%>2*.+,&%>2-)%!3+,'+1(02,'%
%
"%132''%12*.+,&%12-)%(3+,'+1(02,%0,?2/?)'%&%23%*23)%12*.+,&%12-)'%0,%2,)%=4'0,)''%(3+,'+1(02,)%%*23%
+%132''%12*.+,&%12-)%(3+,'+1(02,'%(8)%'&'()*% 0//%.2'(%+%').+3+()%-214*),(%0,%)+18%2<%(8)%12*.+,&%
12-)'%0,?2/?)-)%
%
<7+*./)'%<23%132''%12*.+,&%12-)%(3+,'+1(02,'%+3)$%
:,)%12*.+,&%12-)%*+2)'%.4318+')'%<23%2(8)3%12*.+,&%12-)'%+>),(3+/%#32143)*),(-%
:,)%12*.+,&%12-)%.+&'%<23%2(8)3%12*.+,&%12-)'%+>),(3+/%#+&*),(-%
:,)%12*.+,&%12-)%')//'%622-'%(2%2(8)3%12*.+,&%12-)%
%
!().'$%
>3)+()%>/)+30,6%"1124,('%0,%)+18%2<%(8)%12*.+,&%12-)')%%!8)%>/)+30,6%"1124,('%*+&%=)%9;%
"1124,(''%>4'(2*)3%23%@),-23%"1124,(')%
>2,<0643)% (8)% "4(2*+(01% #2'(0,6'% <23% >32''% >2*.+,&% >2-)% !3+,'+1(02,'% =&% +''06,0,6%
>/)+30,6%"1124,('%<23%=2(8%(8)%12*.+,&%12-)')%
%
>3)+(02,%2<%>/)+30,6%"1124,('%0,%=2(8%(8)%>2*.+,&%>2-)'%+*!33-%
%
,,%>2*.+,&%>2-)%[%#%
,,%>2*.+,&%>2-)%[%&%
"1124,(%9324.%
>433),(%"'')('%
>433),(%;0+=0/0(0)'%
%
/+/+,1)%!8))(%"1124,(%
/+/+,1)%!8))(%"1124,(%
!823(%!)7(%
>/)+30,6% 0(8%>>&%
>/)+30,6% 0(8%>>#%
;2,6%!)7(%
>/)+30,6% 0(8%>2*.+,&%>2-)%&%
>/)+30,6% 0(8%>2*.+,&%>2-)%#%
"1124,(%>433),1&%
,.9%
,.9%
%
:,/&%/+/%0,%;21+/%>433),1&%
:,/&%/+/%0,%;21+/%>433),1&%
%
;0,)%,()*%50'./+&%
;0,)%,()*%50'./+&%
!23(%F)&%
33#%
33#%
*0)/-%!(+(4'%9324.%
933#%
933#%
%
#2'(%"4(2*+(01+//&%:,/&%
#2'(%"4(2*+(01+//&%:,/&%
%
>2,<0643)%"4(2*+(01%#2'(0,6'%<23%>32''%>2*.+,&%>2-)%!3+,'+1(02,'%+:/?">2,<0643)%"4(2*+(01%#2'(0,6'%<23%>32''%>2*.+,&%>2-)%!3+,'+1(02,'%+:/?"-%
1(02,'%+:/?"-%
%
!#9:%K%*0,+,10+/%"1124,(0,6%K%9),)3+/%;)-6)3%"1124,(0,6%K%/4'0,)''%!3+,'+1(02,'%K%#3).+3)%>32''%
>2*.+,&%>2-)%!3+,'+1(02,'%
%
>2*.+,&%>2-)%#$%90?)%>>#%
>2*.+,&%>2-)%&$%90?)%>>&%% %
(%
<,()3%
%
C,-)3%% #2'()-%0,$%>2*.+,&%>2-)%#% >/)+3)-%+6+0,'($%>2*.+,&%>2-)%&%
9)1)0?+=/)%"% %
%
%
%
#+&+=/)%"%
5)=0(%#2'(0,6%F)&$%53% %
%
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>3)-0(%#2'(0,6%F)&$%63%
"1124,(%5)=0($%>/)+30,6%":1% 0(8%>>&%"1124,(%>3)-0($%>/)+30,6%":1% 0(8%>>&%
%
C,-)3%% #2'()-%0,$%>2*.+,&%>2-)%&% >/)+3)-%+6+0,'($%>2*.+,&%>2-)%#%
9)1)0?+=/)%"% %
%
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5)=0(%#2'(0,6%F)&$%53% %
%
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"1124,(%5)=0($%>/)+30,6%":1% 0(8%>>#%"1124,(%>3)-0($%>/)+30,6%":1% 0(8%>>#%
%
>32''%>2*.+,&%>2-)%,,?201)%#2'(0,6%+*/=3-%
>32''%>2*.+,&%>2-)%,,?201)%#2'(0,6%+*/=3-%
Confidential

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Configuration of FICO Modules

"1124,(0,6%K%*0,+,10+/%"1124,(0,6%K%"1124,('%#+&+=/)%K%5214*),(%<,(3&%K%,,?201)%
%
50'./+&%>32''%>2*.+,&%>2-)%5214*),(%+*/C;50'./+&%>32''%>2*.+,&%>2-)%5214*),(%+*/C;-%
>2*.+,&%>2-)%5214*),(%+*/C;-%
"1124,(0,6% K% *0,+,10+/% "1124,(0,6% K% "1124,('% #+&+=/)% K% 5214*),(% K% >32''% >>% !3+,'+1(02,% K%
50'./+&%
%
9)?)3')%>32''%>2*.+,&%>2-)%5214*),(%+*/CJ-%
9)?)3')%>32''%>2*.+,&%>2-)%5214*),(%+*/CJ-%
"1124,(0,6% K% *0,+,10+/% "1124,(0,6% K% "1124,('% #+&+=/)% K% 5214*),(% K% >32''% >>% !3+,'+1(02,% K%
9)?)3')%

%
,,()63+(02,%
,,()63+(02,%
%
00%*,%,,()63+(02,%
00%*,%,,()63+(02,%
0+()30+/%0+,+6)*),(%(2%*0,+,1)%%
0+()30+/%0+,+6)*),(%(2%*0,+,1)%%
,,% (80'% '().'% &24% ),()3% (8)% '&'()*% ')((0,6'% <23% ,,?),(23&% 0+,+6)*),(% +,-% ,,?201)% @)30<01+(02,%
(3+,'+1(02,'%<23%+4(2*+(01%.2'(0,6'%(2%9:;%+1124,(')%
?24%1+,%(8),%18)12%&243%')((0,6'%4'0,6%+%'0*4/+(02,%<4,1(02,)%
C,-)3% *43(8)3% 0,<23*+(02,%
0,<23*+(02, (8)3)% 0'% +% /0'(% 2<% (3+,'+1(02,'% 0,% 0+()30+/'% 0+,+6)*),(% +,-% (8)03%
-)<0,0(02,')%
78+(%+3)%+4(2*+(01%.2'(0,6'T%
78+(%+3)%+4(2*+(01%.2'(0,6'T
#2'(0,6'% +3)% *+-)% (2% 9:;% +1124,('% +4(2*+(01+//&% 0,% (8)% 1+')% 2<% ,,?201)% @)30<01+(02,% +,-% ,,?),(23&%
0+,+6)*),(%(3+,'+1(02,'%3)/)?+,(%(2%*0,+,10+/%+,-%>2'(%"1124,(0,6)%
<7+*./)$%
#2'(0,6%/0,)'%+3)%13)+()-%0,%(8)%<2//2 0,6%+1124,('%0,%(8)%1+')%2<%+%622-'%0''4)%<23%+%12'(%1),()3$%
!(212%+1124,(%
>2,'4*.(02,%+1124,(%
"2 %-2)'%(8)%'&'()*%<0,-%(8)%3)/)?+,(%+1124,('T%
%-2)'%(8)%'&'()*%<0,-%(8)%3)/)?+,(%+1124,('T
78),% ),()30,6% (8)% 622-'% *2?)*),('% (8)% 4')3% -2)'% ,2(% 8+?)% (2% ),()3% +% 9:;% +1124,('% '0,1)% (8)% 9:;%
!&'()*%+4(2*+(01+//&%<0,-'%(8)%+1124,('%(2% 8018%.2'(0,6'%+3)%(2%=)%*+-)%4'0,6%(8)%<2//2 0,6%-+(+$%
>8+3(%2<%+1124,('%2<%(8)%12*.+,&%12-)%
>8+3(%2<%+1124,('%2<%(8)%12*.+,&%12-)
,<% (8)% 4')3% ),()3'% +% 12*.+,&% 12-)% 23% +% ./+,(% 8),% ),()30,6% +% (3+,'+1(02,'% (8)% 9:;% !&'()*%
-)()3*0,)'%(8)%18+3(%2<%+1124,('% 8018%0'%?+/0-%<23%(8)%12*.+,&%12-))%
?24%*4'(%-)<0,)%(8)%+4(2*+(01%+1124,(%-)()3*0,+(02,%0,-0?0-4+//&%<23%)+18%18+3(%2<%+1124,(')%
@+/4+(02,%6324.0,6%12-)%2<%(8)%?+/4+(02,%+3)+%
@+/4+(02,%6324.0,6%12-)%2<%(8)%?+/4+(02,%+3)+
,<%(8)%+4(2*+(01%+1124,(%-)()3*0,+(02,% 0(80,%+%18+3(%2<%+1124,('%0'%(2%34,%-0<<)3),(/&%<23%1)3(+0,%
12*.+,&% 12-)'% 23% ./+,('% +?+/4+(02,% +3)+'-'% +''06,% -0<<)3),(% ?+/4+(02,% 6324.0,6% 12-)'% (2% (8)')%
?+/4+(02,%+3)+')%
?24%*4'(%-)<0,)%(8)%+4(2*+(01%+1124,(%-)()3*0,+(02,%0,-0?0-4+//&%<23%)?)3&%?+/4+(02,%6324.0,6%
12-)% 0(80,% +% 18+3(% 2<% +1124,(')% ,(% +../0)'% (2% +//% ?+/4+(02,% +3)+'% 8018% +3)% +''06,)-% (2% (80'%
?+/4+(02,%6324.0,6%12-))%
,<%(8)%4')3%),()3'%+%12*.+,&%12-)%23%+%./+,(% 8),%),()30,6%+%(3+,'+1(02,'%(8)%'&'()*%-)()3*0,)'%
(8)%?+/4+(02,%+3)+%+,-%(8)%?+/4+(02,%6324.0,6%12-))%
!3+,'+1(02,:)?),(%2)&%+0,()3,+/%.321)''0,6%2)&-%
!3+,'+1(02,:)?),(%2)&%+0,()3,+/%.321)''0,6%2)&-

Confidential

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Configuration of FICO Modules

#2'(0,6% (3+,'+1(02,'% +3)% .3)-)<0,)-% <23% (82')% 0,?),(23&% *+,+6)*),(% +,-% 0,?201)% ?)30<01+(02,%
(3+,'+1(02,'% 3)/)?+,(% (2% +1124,(0,6)% #2'(0,6% 3)123-''% 8018% +3)% 6),)3+/08)-% 0,% (8)% ?+/4)% '(30,6'%
+3)%+''06,)-%(2%)+18%3)/)?+,(%*2?)*),(%(&.)%0,%0,?),(23&%*+,+6)*),(%+,-%)+18%(3+,'+1(02,%0,%
0,?201)% ?)30<01+(02,)% !8)')% 12,(+0,% 2)&'% <23% (8)% 3)/)?+,(% .2'(0,6% (3+,'+1(02,% +<23% )7+*./)'%
0,?),(23&%.2'(0,6%+,-%12,'4*.(02,%.2'(0,6-%0,'()+-%2<%+1(4+/%9:;%+1124,(%,4*=)3')%
?24% -2% ,2(% 8+?)% (2% -)<0,)% (8)')% (3+,'+1(02,% 2)&''% (8)&% +3)% -)()3*0,)-% +4(2*+(01+//&% <32*% (8)%
(3+,'+1(02,%+0,?201)%?)30<01+(02,-%23%(8)%*2?)*),(%(&.)%+0,?),(23&%*+,+6)*),(-)%"//%&24%8+?)%(2%
-2%0'%+''06,%(8)%3)/)?+,(%9:;%+1124,(%(2%)+18%.2'(0,6%(3+,'+1(02,)%
"1124,(%6324.0,6%+2,/&%<23%2<<')((0,6%),(30)''%12,'06,*),(%/0+=0/0(0)''%+,-%.301)%-0<<)3),1)'-%
"1124,(%6324.0,6
!0,1)% (8)% .2'(0,6% (3+,'+1(02,% Q:<<')((0,6% ),(3&% <23% 0,?),(23&% .2'(0,6Q% 0'% 4')-% <23% -0<<)3),(%
(3+,'+1(02,'% +<23% )7+*./)'% 622-'% 0''4)'% '13+..0,6'% .8&'01+/% 0,?),(23&-'% 8018% +3)% +''06,)-% (2%
-0<<)3),(%+1124,('%+<23%)7+*./)'%12,'4*.(02,%+1124,('%'13+..0,6'%)7.),'):0,12*)%<32*%0,?),(23&%
-0<<)3),1)'-'%0(%0'%,)1)''+3&%(2%-0?0-)%(8)%.2'(0,6%(3+,'+1(02,%+1123-0,6%(2%+%<43(8)3%2)&$%+1124,(%
6324.0,6%12-))%
",% +1124,(% 6324.0,6% 0'% +''06,)-% (2% )+18% *2?)*),(% (&.)% 0,% 0,?),(23&% *+,+6)*),(% 8018% 4')'%
(8)%.2'(0,6%(3+,'+1(02,%Q:<<')((0,6%),(3&%<23%0,?),(23&%.2'(0,6Q)%
C,-)3% (8)% .2'(0,6% (3+,'+1(02,% Q:<<')((0,6% ),(3&% <23% 0,?),(23&% .2'(0,6Q'% &24% *4'(% +''06,% 9:;%
+1124,('%<23%)?)3&%+1124,(%6324.0,6'%(8+(%0''%+''06,%9:;%+1124,(')%
,<% &24% 0'8% (2% .2'(% .301)% -0<<)3),1)'% (2% -0<<)3),(% .301)% -0<<)3),1)% +1124,('% 0,% (8)% 1+')% 2<% 622-'%
3)1)0.('% <23% .4318+')% 23-)3''% 622-'% 3)1)0.('% <23% 23-)3''% 23% 2(8)3% *2?)*),(''% &24% 1+,% -)<0,)%
-0<<)3),(%+1124,(%6324.0,6%12-)'%<23%(8)%(3+,'+1(02,%2)&)%
C'0,6%(8)%+1124,(%6324.0,6'%&24%1+,%+/'2%8+?)%-0<<)3),(%+1124,('%<23%12,'06,*),(%/0+=0/0(0)'%+,-%
.0.)/0,)%/0+=0/0(0)')%
@+/4+(02,%1/+''%2<%*+()30+/%23%+0,%1+')%2<%'./0(%?+/4+(02,-%(8)%?+/4+(02,%(&.)%
@+/4+(02,%1/+''%2<%*+()30+/%23%+0,%1+')%2<%'./0(%?+/4+(02,-%(8)%?+/4+(02,%(&.)
!8)% ?+/4+(02,% 1/+''% +//2 '% &24% (2% -)<0,)% +4(2*+(01%+1124,(% -)()3*0,+(02,% (8+(% 0'% -).),-),(% 2,%
(8)%*+()30+/)%<23%)7+*./)$%&24%.2'(%+%622-'%3)1)0.(%2<%+%3+ %*+()30+/%(2%+%-0<<)3),(%'(212%+1124,(%
(8+,%0<%(8)%622-'%3)1)0.(% )3)%<23%(3+-0,6%622-''%)?),%(82468%(8)%4')3%),()3'%(8)%'+*)%(3+,'+1(02,%
<23%=2(8%*+()30+/')%
?24% 1+,% +180)?)% (80'% =&% +''06,0,6% -0<<)3),(% ?+/4+(02,% 1/+'')'% (2% (8)% *+()30+/'% +,-% =&% +''06,0,6%
-0<<)3),(%9:;%+1124,('%(2%(8)%.2'(0,6%(3+,'+1(02,%<23%)?)3&%?+/4+(02,%1/+'')%
,<%&24%-2%,2(% +,(%(2%-0<<)3),(0+()%+1123-0,6%(2%?+/4+(02,%1/+'')'%&24%-2%,2(%8+?)%(2%*+0,(+0,%+%
?+/4+(02,%1/+''%<23%+%(3+,'+1(02,)%
9)>403)*),('%
9)>403)*),('
/)<23)%&24%*+0,(+0,%+4(2*+(01%.2'(0,6''%&24%*4'(%2=(+0,%(8)%<2//2 0,6%0,<23*+(02,$%
#)%@+/4+(02,%/)?)/%+%./+,(
./+,(%23%12*.+,&%12-)
./+,( 12*.+,&%12-)-%
12*.+,&%12-)
<'(+=/0'8% 8)(8)3%(8)%*+()30+/'%+3)%?+/4+()-%+(%./+,(%23%+(%12*.+,&%12-)%/)?)/%
78),%?+/4+(02,%0'%+(%./+,(%/)?)/'%(8)%?+/4+(02,%+3)+
?+/4+(02,%+3)+%1233)'.2,-'%(2%+%./+,()%
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78),%?+/4+(02,%0'%+(%12*.+,&%12-)%/)?)/'%(8)%?+/4+(02,%+3)+%1233)'.2,-'%(2%+%12*.+,&%12-))%
5)<0,)%?+/4+(02,%/)?)/%
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&)%>8+3(%2<%+1124,('%+,-%?+/4+(02,%6324.0,6%12-)%.)3%?+/4+(02,%+3)+%
*0,-%24(% 8)(8)3%(8)%?+/4+(02,%6324.0,6%12-)%0'%+1(0?))%
"1(0?+()%'./0(%?+/4+(02,%
"1(0?+()%'./0(%?+/4+(02,

Confidential

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Configuration of FICO Modules

,<% 0(% 0'% ,2(% +1(0?)'% -)()3*0,)% (8)% 18+3(% 2<% +1124,('% +''06,)-% (2% )+18% ?+/4+(02,% +3)+% +?0+% (8)%
12*.+,&%12-)-)%
,<%0(%0'%+1(0?)'%-)()3*0,)%(8)%18+3(%2<%+1124,('%+,-%(8)%?+/4+(02,%6324.0,6%12-)%+''06,)-%(2%)+18%
?+/4+(02,%+3)+)%
9324.%?+/4+(02,%+3)+'%
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?+/4+(02,%6324.0,6%12-))%
;)%@+/4+(02,%1/+''%.)3%*+()30+/%(&.)%
,<%&24% 0'8%(2%-0<<)3),(0+()%(8)%+1124,(%-)()3*0,+(02,%.321)''%<23%'.)10<01%(3+,'+1(02,'%+1123-0,6%
(2%?+/4+(02,%1/+'')''%<0,-%24(% 8018%?+/4+(02,%1/+'')'%+3)%.2''0=/)%<23%)+18%*+()30+/%(&.))%
5)<0,)%?+/4+(02,%1/+'')'%
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C,-)3% 5)<0,)% +1124,(% 6324.0,6% <23% *2?)*),(% (&.)''%
(&.)' -)()3*0,)% <23% 8018% *2?)*),(% (&.)'% +,%
+1124,(% 6324.0,6% 0'% -)<0,)-% <23% (8)% (3+,'+1(02,:)?),(% 2)&'% 99/% +2<<')((0,6% ),(3&% (2% '(212%
.2'(0,6-'%F:.%+12,'06,*),(%/0+=0/0(0)'-%+,-%#95%+.301)%-0<<)3),1)'-)%
5)<+4/(%')((0,6'%
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,.! +,-% (8)% ?+/4+(02,% 6324.0,6% 12-)% 333#%
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0,-0?0-4+/%.2'(0,6%(3+,'+1(02,')%!2%-2%'2'%.321))-%+'%<2//2 '$%
+-%>+//%4.%(8)%+1(0?0(&%>2,<0643)%"4(2*+(01%#2'(0,6'
>2,<0643)%"4(2*+(01%#2'(0,6')%
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!8)%9:;%'&'()*%<03'(%18)12'% 8)(8)3%(8)%?+/4+(02,%+3)+'%+3)%1233)1(/&%*+0,(+0,)-)%,<'%<23%
)7+*./)'% +% ./+,(% 0'% ,2(% +''06,)-% (2% +% 12*.+,&% 12-)'% +% -0+/26% =27% +,-% +,% )3323% *)''+6)%
+..)+3)%
*32*%(80'%=27'%1822')%>2,(0,4)%+,)7(%),(3&-%(2%12,(0,4)%(8)%18)12)%
>822')%>+,1)/%(2%),-%(8)%18)12)%
!8)%12,<0643+(02,%*),4%"4(2*+(01%.2'(0,6'%+..)+3')%
=-%>822')%92(2%4K%"1124,(%+''06,*),()%
"%/0'(%2<%.2'(0,6%(3+,'+1(02,'%0,%0+()30+/'%0+,+6)*),(%+..)+3')%*23%<43(8)3%-)(+0/'%2<%(8)%
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-).),-$%
4%-)=0(:13)-0(%0,-01+(23%
4%6),)3+/%6324.0,6%+\%+1124,(%6324.0,6-%

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Configuration of FICO Modules

4%?+/4+(02,%6324.0,6%
4%?+/4+(02,%1/+''%
#2'(0,6%2)&'%<23%(8)%.2'(0,6%/0,)'%
.23*+//&% &24% -2% ,2(% 8+?)% (2% 18+,6)% (8)% .2'(0,6% 2)&')% ,<% &24% 0'8% (2% 4')% ,) % .2'(0,6%
2)&''%&24%8+?)%(2%-)<0,)%(8)*%0,%(8)%>4'(2*080,6%'&'()*%2<%*0,+,10+/%"1124,(0,6)%
"1124,(%,4*=)3%+''06,*),('%
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+''06,%(8)')%+1124,('%*+,4+//&%23%12.&%(8)*%<32*%+,2(8)3%18+3(%2<%+1124,('%?0+% <-0(%4K%
>2.&)%
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?+/4+(02,%1/+'')''%&24%*4'(%*+2)%+,%+1124,(%+''06,*),(%<23%)+18%?+/4+(02,%1/+'')%
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*4'(%13)+()%(83))%+1124,(%+''06,*),('$%
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'&'()*%18)12'% 8)(8)3%(8)%9:;%+1124,(%)70'('%
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'0*4/+(02,%
-)<+4/('%
<23%
23% ,,?),(23&% 0+,+6)*),(-%
23%
?+/4+(02,%
1/+''-%

Configuration of FICO Modules

1-%5).),-0,6%2,%(8)%?+/4+(02,%/)?)/'%),()3%+%./+,(%23%+%12*.+,&%12-)%2,%(8)%'13)),)%
--% 78),% &24% '0*4/+()% ,,?),(23&% 0+,+6)*),(% (3+,'+1(02,''% 622-'% *2?)*),('% +3)%
'0*4/+()-)% !8)% 9:;% '&'()*% '466)'('% (8)% <03'(% *2?)*),(% (&.)% <23% '0*4/+(02,)% ,<% ')?)3+/%
*2?)*),('%+3)%.2''0=/)% 0(8%(80'%*2?)*),(%(&.)'%&24%1+,%')/)1(%+%/0,))%
78),%&24%'0*4/+()%,,?201)%@)30<01+(02,%(3+,'+1(02,''%+%/0'(%+..)+3'%2,%(8)%'13)),%2<%(8)%
.2''0=/)%(3+,'+1(02,%(&.)')%!)/)1(%+%/0,))%
)-%!8),%1822')%92(2%4K%"1124,(%+''06,*),(')%
"%/0'(%+..)+3'%2<%(8)%.2'(0,6%/0,)'% 8018%1+,%=)%13)+()-%=&%(8)%')/)1()-%(3+,'+1(02,)%*23%
)+18%.2'(0,6%/0,)'%(8)%9:;%+1124,(%<23%(8)%-)=0(%.2'(0,6%+'% )//%+'%(8)%9:;%+1124,(%<23%(8)%
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+1(0?+()-%0,%>4'(2*080,6%<23%(8)%.+&*),(%(&.)')%!8)%+1124,(%2)&%0'%'.)10<0)-%0,%>4'(2*080,6%<23%
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'(212% ?+/4)% =)12*)'% 4,3)+/0'(01% +'% +% 3)'4/(% 2<% (8)% .2'(0,6)% !3+,'+1(02,% "C0% 1+,% =)% 4')-%
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Configuration of FICO Modules

033)'.)1(0?)% 2<% 8)(8)3% (8)% (3+,'<)3% .2'(0,6% 0,?2/?)'% +% (3+,'<)3% =)( )),% ./+,(')% !8)%
)7.),-0(43):0,12*)%0'%+--)-%(2%(8)%3)1)0?0,6%*+()30+/)%
#32?0'02,'%<23%'4=')>4),(%+),-4
#32?0'02,'%<23%'4=')>4),(%+),-42<4
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?2/4*)4=+')-%3)=+()'-'%.32?0'02,'%<23%+1134)-%0,12*)%+3)%')(%4.% 8),%622-'%3)1)0.('%+3)%3)123-)-%
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Configuration of FICO Modules

!8)%+1124,(%0'%,2(%18+,6)-%0,%(8)%.32-41(0?)%'&'()*%=)<23)%+//%'(212%8+'%=)),%=222)-%24(%
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+>4'(2*080,6% <23% >2,(32//0,6-% 0,% 23-)3% (2% =)% +=/)% (2% .2'(% 622-'% 3)1)0.('% +6+0,'(% '4=12,(3+1(%
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>+4(02,%
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+.301)%

-0<<)3),1)'%

0,%

Configuration of FICO Modules

#301)%50<<)3),1)'%+0+()30+/%;)-6)3'%"@9-%+#99-%
#301)%50<<)3),1)'%+0+()30+/%;)-6)3'%"@9-%+#9978),%&24%1+33&%24(%+%3)?+/4+(02,%2<%'0,6/)4/)?)/%12,'4*.(02,%0,%(8)%*+()30+/%/)-6)3%-430,6%(8)%
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Q<7.),')% <32*% 9)?+/4+(02,Q% 23% Q9)?),4)% <32*% 9)?+/4+(02,Q% +1124,()% !8)% 2<<')((0,6% +12,(3+-%
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!80'% (3+,'+1(02,% 0'% 4')-% <23% (8)% 3)1)0?0,6% ./+,('% 8)3)+'% (3+,'+1(02,% 79,% +622-'% 3)1)0.('%
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"'% )//%+'%-214*),(0,6% +1(4+/%)?),(''% (8)%*+0,%(+'2% 2<%12,(32//0,6%0'%./+,,0,6)% ?24% 1+,%-)()3*0,)%


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Over view of Controlling

Confidential

Owner of the document :


Srinivasa Rao Thotakura

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!/0-)%&%
%
Controlling
Controlling provides you with information for management
decision-making. It facilitates coordination, monitoring and
optimization of all processes in an organization. This involves
recording both the consumption of production factors and the
services provided by an organization.
As well as documenting actual events, the main task of controlling
is planning. You can determine variances by comparing actual data
with plan data. These variance calculations enable you to control
business flows.
Income statements such as, contribution margin accounting, are
used to control the cost efficiency of individual areas of an
organization, as well as the entire organization.
Integration
Controlling (CO) and Financial Accounting (FI) are independent
components in the SAP system. The data flow between the two
components takes place on a regular basis.

Over view of Controlling

Owner of the document :


Srinivasa Rao Thotakura

%
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%
Scope of Modules

Basic Settings
Cost Centre Accounting
Internal Order
Profit Centre Accounting
Profitability Analysis
Overview of Product Costing

Over view of Controlling

Owner of the document :


Srinivasa Rao Thotakura

%
%

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!/0-)%5%
%

Flow Chart of Controlling


Company

Company. Code

Cost Centre
Accounting

Internal Order

Over view of Controlling

Controlling Area

Controlling Area

Profit Centre
Accounting

Profitability Analysis

Product Costing

Owner of the document :


Srinivasa Rao Thotakura

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Cost Centre Accounting
Cost Centre Accounting is used to analyze the overhead costs
according to where they were incurred with the organization
Purpose
You use Cost Center Accounting for controlling purposes within
your organization. The costs incurred by your organization should
be transparent. This enables you to check the profitability of
individual functional areas and provide decision-making data for
management. This requires that all costs be assigned according to
their source. However, source-related assignment is especially
difficult for overhead costs. Cost Center Accounting lets you
analyze the overhead costs according to where they were incurred
within the organization
Dividing an organization into cost centers allows you to follow
several goals, depending on the cost accounting method.

Over view of Controlling

Owner of the document :


Srinivasa Rao Thotakura

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Internal Orders
Purpose
Internal orders are normally used to plan, collect, and settle the costs of
internal jobs and tasks. The SAP system enables you to monitor your
internal orders throughout their entire life-cycle; from initial creation,
through the planning and posting of all the actual costs, to the final
settlement and archiving
Internal order management is the most detailed operational level of cost
and activity accounting. It can be used for:
Cost monitoring, for example, where costs need to be looked at from
object-related aspects, unlike in Cost Element Accounting or Cost Center
Accounting
Assisting decision-making, when you need to decide between in-house
production and external procurement

Over view of Controlling

Owner of the document :


Srinivasa Rao Thotakura

%
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Profit Center Accounting
Profit Center Accounting (EC-PCA) lets you determine profits and
losses by profit center using either period accounting or the
cost-of-sales approach. It also lets you analyze fixed capital and
so-called statistical key figures (number of employees, square
meters, and so on) by profit center. Consequently, you can calculate
all key figures commonly used in cost accounting (return on
investment, cash flow, sales per employee, and so on).
A profit center is a management-oriented organizational unit used
for internal controlling purposes. Dividing your company up into
profit centers allows you to analyze areas of responsibility and to
delegate responsibility to decentralized units, thus treating them as
companies within the company
The profit center differs from a cost center in that cost centers
merely represent the units in which capacity costs arise, whereas the
person in charge of the profit center is responsible for its balance of
costs and revenues.
Over view of Controlling

Owner of the document :


Srinivasa Rao Thotakura

%
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Profitability Analysis
Profitability Analysis (CO-PA) enables you to evaluate market segments,
which can be classified according to products, customers, orders or any
combination of these, or strategic business units, such as sales
organizations or business areas, with respect to your company's profit or
contribution margin.
The aim of the system is to provide your sales, marketing, product
management and corporate planning departments with information to
support internal accounting and decision-making.
Two forms of Profitability Analysis are supported: costing-based and
account-based.
Costing-based Profitability Analysis is the form of profitability analysis
that groups costs and revenues according to value fields and costing-based
valuation approaches, both of which you can define yourself. It guarantees
you access at all times to a complete, short-term profitability report.
Account-based Profitability Analysis is a form of profitability analysis
organized in accounts and using an account-based valuation approach.
The distinguishing characteristic of this form is its use of cost and revenue
elements. It provides you with a profitability report that is permanently
reconciled with financial accounting.
Over view of Controlling

Owner of the document :


Srinivasa Rao Thotakura

%
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2

Profitability Analysis

You can also use both of these types of CO-PA simultaneously.

Over view of Controlling

Owner of the document :


Srinivasa Rao Thotakura

%
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Product Cost Controlling


Purpose
The component CO-PC-IS (Product Cost Controlling Information System)
provides an extensive and powerful range of reports for the
following areas:
Product Cost Planning
Cost Object Controlling with the subcomponents
Product Cost by Period
Product Cost by Order
Product Cost by Sales Order
Costs for Intangible Goods and Services
Actual Costing / Material Ledger
You can use the Information System to evaluate the data generated in
the respective components. The information system provides reports
for both standard and specialized analysis purposes.
Integration
The information system is a part of Product Cost Planning, the application
component Cost Object Controlling, and Actual Costing / Material Ledger.
Over view of Controlling

Owner of the document :


Srinivasa Rao Thotakura

10

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Purpose of Product Cost Planning
You can use Product Cost Planning to do the following:
To calculate the non-order-related cost of goods manufactured and
cost of goods sold for each product unit
To establish how the costs are broken down for each product, and to
calculate the value added for each step of the production process (
Concept of Cost Rollup)
To optimize the cost of goods manufactured through comparison
costing ( Product Cost Controlling Information System)
To provide basic information for other R/3 applications, for
example:
To establish standards with which to assess production
efficiency in Cost Object Controlling
To update prices in the material master record and in
Profitability analysis
Lower price limits for Sales and Distribution

Over view of Controlling

Owner of the document :


Srinivasa Rao Thotakura

11

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Features -of Product Cost Planning


The following graphic illustrates the aims of Product Cost Planning,
which are:

Calculation of the cost of goods manufactured (COGM) and the cost of goods sold (COGS)
of a product
Analysis of the costing results using the various reports available
Provision of information for other SAP applications

Over view of Controlling

Owner of the document :


Srinivasa Rao Thotakura

12

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Configuration of FICO Modules

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Configuration of FICO Modules

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Configuration of FICO Modules

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Configuration of FICO Modules

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+'')''*),(%+1124,(% 23% +,%+'')''*),(%12'(%)/)*),()%!8)%0,<23*+(02,% 2<%(8)% 23060,+/% +1124,(:23060,+/%


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Internal order

Real Orders (Settlement Profile will be required


only for Real Orders) which we cab settle against
the cost objective)

Statistical Orders: Statistical Orders

only for

Information purposes

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:3-)3$%90?)%+%@)801/)%.4*=)3%
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!().'$%
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Company

Company Code

Business Area

Profit Centre 1

Profit Centre 2

Profit Centre 3

Cost Centre

Cost Centre

Cost Centre

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%
Confidential

Page 184

Configuration of FICO Modules

%
Company

Company Code

Business Area as Profit Centre

Business Area as Profit Centre

Business Area as Profit Centre

Cost Centre1

Cost Centre2

Cost Centre3

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Confidential

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Configuration of FICO Modules

%
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Confidential

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Configuration of FICO Modules

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Configuration of FICO Modules

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0+0,(+0,0,6%18+3+1()30'(01%?+/4)'%+,-%18+3+1()30'(01'%80)3+3180)'%%
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%#32<0(+=0/0(&%",+/&'0'%+>:4
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Confidential

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Configuration of FICO Modules

"% .32<0(+=0/0(&% ')6*),(% 1233)'.2,-'% (2% +% *+32)(% ')6*),()% ?24% 1+,% 1+/14/+()% (8)% .32<0(+=0/0(&% 2<% +%
.32<0(+=0/0(&%')6*),(%=&%12*.+30,6%0('%'+/)'%3)?),4)'%+6+0,'(%0('%12'(')%
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236+,08+(02,+/% 4,0('% '418% +'% 12*.+,&% 12-)'% 23% =4'0,)''% +3)+')% !8)% +0*% 0'% (2% .32?0-)% &243% '+/)''%
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<7+*./)%
<7+*./)
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0+0,(+0,%#"%!3+,'<)3%!(341(43)%<23%503)1(%#2'(0,6'%
>8+,6)%*0)/-%!(+(4'%9324.%(2%*+2)%#32<0(+=0/0(&%!)6*),(%*+,-+(23&%
5)<0,)%*23*%<23%#32<0(+=0/0(&%9).23('%
>3)+()%#32<0(+=0/0(&%9).23(%

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Configuration of FICO Modules

%
%
:.)3+(0,6%>2,1)3,%%
:.)3+(0,6%>2,1)3,%%
",%2.)3+(0,6%12,1)3,%3).3)'),('%+,%236+,08+(02,+/%4,0(%0,%&243%12*.+,&%<23% 8018%(8)%'+/)'%*+32)(%
8+'%+%4,0<23*%'(341(43))%,(%0'%(8)%?+/4+(02,%/)?)/%<23%#32<0(+=0/0(&%",+/&'0'%+>:4#"-)%

Operating Concern

Characteristics-(for Accounting based


Profitability Analysis)

Value fields Costing Based


Profitability Analysis

!8)%2.)3+(0,6%>2,1)3,%>2,'0'(%2<%>8+3+1()30'(01'%+,-%@+/4)%<0)/-'%%
>8+3+1()30'(01'
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>8+3+1()30'(01'%+3)%(8)%130()30+%0,%#32<0(+=0/0(&%",+/&'0'%+>:4#"-%+1123-0,6%(2% 8018%&24%1+,%+,+/&8)%
&243%2.)3+(0,6%3)'4/('%+,-%.)3<23*%-0<<)3),(0+()-%'+/)'%+,-%.32<0(%./+,,0,6)%!8)%12*=0,+(02,%2<%(8)%
?+/4)'%<23%(8)%18+3+1()30'(01'%0,%+,%2.)3+(0,6%12,1)3,%0'%1+//)-%+%#32<0(+=0/0(&%!)6*),()%@+/4)%%

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(8)% 1433),1&% +*24,('% +,-% >4+,(0(0)'% (8+(% &24% +,(% (2% +,+/&8)% 0,% >:4#")% !8)&% 3).3)'),(% (8)%
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+*24,(%<0)/-'%0,%+%'0,6/)%/0,)%0()*%4')%(8)%'+*)%1433),1&)%%

Confidential

Page 191

Configuration of FICO Modules

@+/4)%<0)/-'%(8+(%12,(+0,%>4+,(0(0)'%+3)%3)<)33)-%(2%+'%Q>4+,(0(&%<0)/-'Q)%
<+18% >4+,(0(&% <0)/-% 0'% +''06,)-% +% <0)/-% 12,(+0,0,6% +% 4,0(% 2<% *)+'43))% >2,')>4),(/&'% )+18%
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')/)1(%(82')%.3)-)<0,)-%?+/4)%<0)/-'%(8+(%&24% 0'8%(2%(3+,'<)3%0,(2%&243%2 ,%2.)3+(0,6%12,1)3,)%

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/+()3% +--% (8)*% (2% &243% 2.)3+(0,6% 12,1)3,')% ?24% 13)+()% ?+/4)% <0)/-'% 0,% >4'(2*080,6% 4,-)3%
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"% .32<0(+=0/0(&% ')6*),(% 1233)'.2,-'% (2% +% *+32)(% ')6*),()% ?24% 1+,% 1+/14/+()% (8)% .32<0(+=0/0(&% 2<% +%
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.43.2')%2<%'+/)'%*+,+6)*),()%,('%*+0,%<)+(43)'%+3)'%<03'(/&'%(8)%4')%2<%?+/4)%<0)/-'%(2%6324.%12'(%+,-%
3)?),4)%)/)*),(''%+,-'%')12,-/&'%+4(2*+(01%1+/14/+(02,%2<%+,(010.+()-%23%+1134+/%-+(+%+?+/4+(02,-)%!8)%
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0,'(34*),(%<23%12,(32//0,6%'+/)')%
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!80'%(&.)%2<%#32<0(+=0/0(&%",+/&'0'%),+=/)'%&24%(2%3)12,10/)%12'(%+,-%<0,+,10+/%+1124,(0,6%+(%+,&%(0*)%
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)/)*),(''% 8018%60?)'%&24%+%4,0<0)-%'(341(43)%<23%+//%2<%+1124,(0,6)%
!8)%'&'()*%.2'('%+//%3)?),4)'%+,-%12'('%(2%=2(8%*0,+,10+/%"1124,(0,6%+,-%#32<0(+=0/0(&%",+/&'0'%+(%(8)%
'+*)% (0*)% +,-% 4'0,6% (8)% '+*)% ?+/4+(02,% *)(82-)% !80'% *)+,'% (8+(% (8)% 12'(% 2<% '+/)'% 0'% .2'()-% (2%
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%
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>3)+()%:.)3+(0,6%>2,1)3,%+F<"3-%
Confidential

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Configuration of FICO Modules

!#9:% K% >2,(32//0,6% K% #32<0(+=0/0(&% ",+/&'0'% K% !(341(43)'% K% 5)<0,)% :.)3+(0,6% >2,1)3,% K% 0+0,(+0,%


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,,%@+/4)%*0)/-'%!+=%"%
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!#9:%K%>2,(32//0,6%K%#32<0(+=0/0(&%",+/&'0'%K%*/2 '%2<%"1(4+/%@+/4)'%K%"1(0?+()%#32<0(+=0/0(&%",+/&'0'%
92% (2% >2,(32//0,6% "3)+% B?M% +,-% 60?)% "1(0?)% !(+(4'$% 5% +>2*.2,),(% "1(0?)% <23% /2(8% !&.)'% 2<%
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!)/)1(%I6%1%!+/)'E%
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524=/)%1/012%@+/4)%*0)/-'%(%!)/)1(%.) %<,(30)'%
Confidential

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Configuration of FICO Modules

X4+,(0(&:@+/4)%*0)/-$%@+/4)%*0)/-$%@@3#3%
*07)-:@+30+=/)$%I&E%@+30+=/)%+*24,('%% (%
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:,1)% (8)% 12*.+,&% 12-)% 0'% /0?)% (80'% 18)12% =27% 8)/.'% .3)?),(% -)/)(02,% 2<% *+,&% .3263+**)'%
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0*.+1(%2,%(8)%2/-%=+/+,1)T%%
%

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9)12,10/0+(02,% +1124,(% 1+,% =)% 18+,6)-% 0,% (8)% ?),-23% *+'()3% .32?0-)-% (8+(% +4(8230(&% (2%
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232'T%%

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%
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%
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%

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!84'% .2'(0,6% 2<% !+/)'% ,,?201)'% 0,(2% *,% +3)% +<<)1()-% 2,% (8)% =+'0'% 2<% +% 12*=0,+(02,% 2<% !+/)'%
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Configuration of FICO Modules

%
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,,% './0(% ?+/4+(02,'% (8)% *+()30+/% 0(8% ?+/4+(02,% 8)+-)3% 3)123-% 0//% 8+?)% I?E% *2?0,6% +?)3+6)%
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6=-% 78+(% 0'% (8)% +1124,(0,6% ),(3&% 0,% (8)% <0,+,10+/% =222'% 2<% +1124,('% 8),% (8)% 622-'% +3)%
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:,% 3)1)0.(% 2<% (8)% 622-'% 0,% 4,3)'(301()-44')% '(212'% (8)% ,,?),(23&% +1124,(% 0'% -)=0()-% +,-% (8)%
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,<%+%*+()30+/%8+'%,2%*+()30+/%12-)%0,%!"#'% )%1+,%'(0//'%-)<+4/(%(8)%9:;%+1124,(% 0(8%(8)%8)/.%
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6%-%78+(%0'%(8)%.321)-43)%0,%!"#%<23%0,0(0+/%'(212%4./2+-0,6T%0),(02,%(8)%+1124,(0,6%),(30)'%
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+/'2)%%
%

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Configuration of FICO Modules

,,0(0+/%'(212%4./2+-0,6%0,%!"#%<32*%(8)%/)6+1&%'&'()*%0'%-2,)% 0(8%0,?),(23&%*2?)*),(%(&.)%
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0+()30+/%?+/4+()-%+(%'(+,-+3-%.301)$%*23%+%*+()30+/%?+/4+()-%+(%'(+,-+3-%.301)'%(8)%0,0(0+/%),(3&%
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Configuration of FICO Modules

%
,,?201)% .+320,6$% !8)% <4,1(02,+/0(&% 8)3)0,% )% 1+,% '+?)% (8)% ;,@% +;260'(01'% ,,?201)% @)30<01+(02,-%
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Configuration of FICO Modules

1-%94,%(8)%/+(18%,,.4(%!)''02,%%
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%

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Configuration of FICO Modules

"-%*!@%0'%=4,-/)%2<%<0)/-%'(+(4'%6324.')%*!9%0'%=4,-/)%2<%.3)-)<0,)-%3)>403)*),('%+(%(8)%(0*)%2<%-214*),(%
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%+&&-%*032%44K%;260'(01'%,,?201)%@)30<01+(02,%44K 8+(%<23%)3'))%
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Configuration of FICO Modules

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Configuration of FICO Modules

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Configuration of FICO Modules

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Configuration of FICO Modules

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Page 220

Configuration of FICO Modules

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Page 221

Configuration of FICO Modules

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Page 222

Configuration of FICO Modules

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