November 2014

Sunday

Monday

Tuesday

Wednesday

Thursday

Friday

Saturday
1

All Saints Day

(Hungarian National Holiday: a day to remember
those who have passed away). Please pray for those
who are mourning the loss of loved ones today.

2 Praise the Lord for 3 Pray for the

the opportunity to
escort Dr. Ron Allen
to a Hungarian
church today where
he will be the guest
preacher.

guest teacher this

week from Dallas
Theo. Seminary,
Dr. Ron Allen, as
he teaches The
Life of David.

4 Jill is preparing

5 Pray for our one

6 Fellowship at the

7 Pray for the

dinner for Dr. Allen

tonight in our home.
Pray for a blessed
evening of fellowship.

Ukrainian student this

year as she studies the
Scriptures and prepares
for ministry. Only 3.2%
of Ukrainians profess to
be born-again believers.

Weaver house
tonight with our
mentorship small
group. Pray for an
encouraging evening
together.

organization of the 25
anniversary celebration
of WOL Hungary
tomorrow at the castle.
We hope it will be an
encouraging day for the
staff, students, and
outside guests.

th

8 Today we celebrate
th

the 25 anniversary of
WOL Hungary. Pray for
a great day of fellowship
with our guests and
staff as we celebrate
and give thanks to the
Lord.

9 Praise the Lord for 10 Pray for the

11 Pray for the staff 12 Pray for Paul as

13 Mentorship

14 Bible Club in our 15 Pray for a fun

the work team here

this week from The
Chapel in Michigan.
They have come to
renovate one of the
dorm rooms. What a
blessing!

guest teacher this

week from The
Chapel in MI, Pastor
Phil Bubar, as he
teaches Zechariah.

ladies fellowship
tonight and our
special guest
speaker, Lisa Bubar.

he teaches
Comparative
Theology this
semester.

Chapel today. Pray

for a fruitful time
together as we meet
with our small groups
this morning.

home today. Pray

that we will be a good
testimony to our
neighborhood as they
see kids shuffling in
and out each week.

16 Pray for Paul as

17 Pray for the

18 Praise the Lord

19 Pray for the two

20 Fellowship at the 21 Pray for our

22 Pray that the

he preaches in the
St. Mrtonkta
Baptist Church this
morning.

guest teacher this

week from WOL
Floridas Bible
Institute, Dr. Marshall
Wicks. He will teach
the book of Genesis.

for the freedom to

preach the gospel in
Hungary without fear
of persecution.

students this year from

the Czech Republic.
Czech is one of the
least reached places in
the world, with less than
0.5% of born again
believers.

Weaver house
tonight with our
mentorship small
group. Pray for an
encouraging evening
together.

Open Air Evangelism

team as they share
the Gospel on the
streets of Budapest
this afternoon.

Hungarian and US
governments would
come to an
agreement before
Dec. 31 so we would
not be double-taxed
starting in January.

23 Jill is preparing

24 Pray for the

25 Pray for Paul as

26 Christmas Break 27 Thanksgiving

28 Final exams are

29 Pray for traveling

dinner for our two

guest teachers
tonight in our home.
Pray for a blessed
evening of fellowship.

guest teacher this

week from WOL
Poland, Tim Good.
He will teach the
course Bible Clubs.

he personally
mentors three
students this year.

starts in just two

days! Pray that the
students will remain
focused and finish
well.

taken today! Pray for

the students during
this time.

mercies as most of
the students head
home today for the
Christmas Break.

30 Pray that God

might bless us with a
child in the near future.

Day: Pray for

American students
who will be homesick
today for family and
turkey.

and safe day as we

take Pastor Phil and
Lisa Bubar
sightseeing in
Budapest.

December 2014
Sunday

Monday

Tuesday

1 Praise the Lord for 2 Pray for our

Wednesday

Thursday

Friday

Saturday

3 Pray for Jill as she 4 Pray for witnessing 5 Bible Club in our

6 Saint Nicholas Day:

personally mentors
three female students
this year and one
intern as well.

opportunities for the

students during the
Christmas Break.

home today! Pray

that we would have at
least one new visitor
who will hear the
gospel and respond.

The Hungarian holiday

when children put shoes in
the window in hopes that
St. Nicholas will stuff them
with candy overnight. Pray
for those children who are
not fortunate enough to
experience this holiday.

8 Praise the Lord for 9 Pray for safety as

10 Pray for our

11 Pray for those

12 Praise the Lord

13 Pray for spiritual

shoebox ministry at
our church. We are
collecting toys and
small gifts inside
each box to give to
needy children in the
village.

our many prayer

partners and
supporters. We are
blessed to have such
an encouraging team.

we travel on the
treacherous
Hungarian roads
during this time of
year.

next-door neighbors
salvation: Laci, Ildik,
Nomi, and Lacika.

students who could not

make it home for the
Christmas Break; that
they will not be too
homesick, and the Lord
will help them with
contentment.

for the opportunity to

get away for a few
days and take a mini
vacation over the
Christmas Break.

revival in Europe. In
22 of Europe's 36
countries, less than 1
percent profess to be
born-again
Christians.

14 Pray for Paul as

15 Pray for the

16 Eight years of

17 Pray for our one 18 Pray for our

19 The church will

20 Pray for Paul as

he preaches in the
St. Mrtonkta
Baptist Church this
morning.

extreme
discrimination that
the gypsy and Jewish
community faces
from Hungarians.

being married today.

Praise the Lord!

Serbian student this

year as she studies
the Scriptures and
prepares for ministry.
Only 0.7% of
Serbians are bornagain believers.

Field Director, Csiks

Gbor, as he leads
the ministry of Word
of Life Hungary.

distribute the
shoebox gifts to
village children this
weekend. Pray that
the gospel will be
shared many times.

he invites guest
teachers for next
school year and
organizes the
academic calendar. It
can turn into quite a
puzzle!

21 Pray that God will

22 Pray for Paul as

23 Pray for our

24 Christmas Eve:

25 Merry Christmas! 26 Merry Christmas 27 Praise the Lord

intervene in order that

the US and Hungarian
governments will come
to a totalization
agreement so we will
not be double taxed in
2015.

he continues with his

PhD studies.
Hopefully he is
getting a lot of work
done during the
Christmas Break!

Childrens Ministry
Team as they
perform their last
evangelistic puppet
show today for the
Christmas season.

Pray that we have

new visitors in church
today so they can
hear the gospel
clearly and respond.

Praise the Lord for

the gift of His Son,
our Savior, Jesus
Christ! Anyone
staying in Talms is
welcome over to our
house today!

28 Pray for the

29 Pray for the

30 Pray for

31 Annual staff New

many details and final

arrangements to be
made for the Winter
Camp starting
tomorrow.

Winter Camp which

will take place on
campus over the next
couple of days.
Winter Camp

salvation decisions
and rededications
amongst the young
people at camp.

Years Eve potluck.

Pray for a fun
evening with blessed
fellowship.

the Christmas Break

and the opportunity to
catch up in the office
and at home.

7 Pray for the

Childrens Ministry
Team as they prepare
for their annual
Christmas puppet show.
It is a great opportunity
to share the gospel with
children.

again! Christmas is
two days long in
Hungary. Lets count
our blessings today!

for the many Bible

Institute alumni who
are serving the Lord
around the world.

January 2015
Sunday

Monday

Tuesday

Wednesday

Thursday

Friday

Saturday

1 The new

2 Praise the Lord for 3 Pray for traveling

Hungarian social
security tax law
comes into effect
today. Please pray
for our personal
support which is
lacking.

the Hungarian
government and the
authorities he has set
before us, even when
its difficult.

mercies as the
students return back
to Hungary after
Christmas Break.

4 Pray for the 13 new 5 Pray for the guest

6 Classes start today! 7Pray for Pauls

8 Pray for Paul as he 9 Pray that the new

10 Praise the Lord

Brazilian students who

will be starting the BI
in a couple of days.
We are having a miniorientation meeting
with them today.

teacher this week from

The Jerusalem
Assembly in Israel,
Pastor Meno Kalisher,
as he teaches Isaiah
over the next two
weeks.

Pray for the students

as they transition back
into the schools
schedule and recover
from jet-lag.

continues to teach
Introduction to Greek
this semester.

Brazilian students are

transitioning well and
are beginning to feel at
home at the Bible
Institute.

that He has placed us

in Hungary with this
ministry. We feel
privileged to serve
Him every day.

11 Pray for Paul as

12 Jill is preparing

13 Pray for diligence 14 Praise the Lord

15 Pray for our

16 Opening meeting 17 Pray that the

he preaches in the St.

Mrtonkta Baptist
Church this morning.

dinner for Pastor Meno

Kalisher tonight in our
home. Pray for a
blessed evening of
fellowship.

for those Hungarian

students who have
dual enrollment at
WOL and the Baptist
Seminary in Budapest.

for generous
donations to the
Scholarship Fund for
our Eastern
European students.

Missions Conference
speaker, Pastor Randy
Gilmore, as he
prepares his
messages for the
weekend ahead.

of the Missions
conference attendees
Conference. Pray for
are challenged to fullPaul as he leads the
time mission work.
meeting tonight.
Missions Conference

18 Pray that the

19 Pray for the

20 Pray for more

21 Jill is preparing

22 Mentorship

23 Pray for those

24 Praise the Lord

conference attendees
would give
generously to the
Faith Promise
Offering.

guest teacher this

week from Center
Barnstead Church in
NH, Pastor Brian
Gower, as he teaches
Spiritual Leadership.

Hungarian nationals
who would join the
staff of Word of Life
and reach their
country for Christ.

dinner for Pastor

Brian and Judy
Gower tonight in our
home. Pray for a
blessed evening of
fellowship.

Chapel today. Pray

for a fruitful time
together as we meet
with our small groups
this morning.

students who made a

dedication to the Lord
at the Missions
Conference last
weekend.

for our Sports

Evangelism Team as
they share the
gospel during a
soccer tournament
today.

27 Pray for the

28 Praise the Lord

29 Fellowship at the 30 Pray for the

31 Pray for

students as they
begin to make
arrangements for
their various summer
ministries across the
world.

for the changes He is

making in the
students hearts this
year.

Weaver house tonight

with our mentorship
small group. Pray for
an encouraging
evening together.

students as they
share the love of
Christ to the
homeless today
in Budapest.

25 Pray for Paul as 26 Pray for Paul as

he preaches in the
Talms Evangelical
Church this morning.

he teaches Biblical
Archaeology this
semester. This is a
brand new course for
him and much prep
work is required.

brother and sister-inlaw as they prepare

for a new edition to
their family, coming
this Spring!

finances to renovate
one of the old dorms
into a multipurpose
building with
additional office
space.

The tax deadline is looming

By the time you receive this newsletter, there will be approximately eight weeks left until the new Hungarian social security tax goes into effect.
Starting January 1, 2015, all non-European Union residents will be responsible to pay social security tax to the Hungarian government. This includes
foreigners who are business executives, educators, and all missionaries. Moreover, not only are we responsible to pay both sides of the social security
tax in Hungary, but we are also obligated to pay social security in the United States because there is no Totalization Agreement between our two
countries.
Starting January 1st, our tax situation will be the following:
US ss tax (both employer and employee):
12.4%
Hungarian ss tax (both employer and employee): 38%
+ Hungarian income tax:
16%
Total Taxes:
66.4%
The Lord has been faithful to provide us with new support from several generous resources. However, we are still $1,000 short of our monthly need.

Will you please pray with us? Please pray specifically for the following:
First and foremost, pray that the Lord will intercede and a Totalization Agreement will be made between the US and Hungarian
governments. This would allow us to pay social security tax to one country, and not both (meaning the percentage lacking in our
support would be considerably less). It is very possible that this could still happen yet this calendar year. This would be the
ideal solution! If the Totalization Agreement is not made before December 31, we will indeed be obligated to pay taxes in both
countries. In this case, please pray for the following:
1)
2)
3)
4)

Generous supporters who will join our team so we can continue serving the Lord in Hungary.
Wisdom as we decide what cuts are possible to make to our ministry budget and personal budget if need be.
Gods providence as we plan our next furlough for the summer of 2015.
Praise the Lord for this trial because we know that He is refining us through the fire to be more like HIM!

We will be sure and keep you updated on what God is doing through this situation. Thank you sincerely for your prayers.