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SalesFinancial Plan

Totalbalance savingsinCPFOrdinaryAccountforall

$69000

AdditionalCPFHousingGrantyouintendto take

$25000

SpecialCPFHousing Grantyouintendtotake

$0

Step-UpCPFHousing Grantyouintendtotake

$0

CPFrefundfrom existingflat/immediatepastflatsold

$0

$297700

applicants(rounddowntonearesthundredth dollar)

PaymentsRequiredfor PurchaseofHDBFlat

PurchasePriceofFlat
Add0%premium onpurchaseprice(ifany)

$0

--------

Totalpurchasepriceofflatplus premium

$297700

AttimeofSigning AgreementforLease

10%Downpayment

$29770

Stampfees

Conveyancingfees

Totalfees

$4359.40

----------

Totalamountpayable

$34129.40

DeductionfromCPFOrdinaryAccounts(inclusive ofAHGandSHG,ifany) $34129.40

Cashtopup

$0.00

$267930

$870.85

4154.00

205.40

----------

AttimeofCollecting Keys

Balance90%ofpurchaseprice
Add

Fees payable

Lease in-escrow/Registrationfees

$ 38.30

Mortgage stampfees

$500.00

Mortgage in-escrow/Registrationfees

$ 38.30

Survey fees

$294.25

----------

Totalfees

TotalCPF balanceinallapplicants'OrdinaryAccountafter
Less

deducting downpayment&stampfees(rounddowntonearest
dollar)

Less

CPF refundfromexistingflat/immediatepastflatsold

AmountPayablebefore mortgageloanisgranted(rounddowntonearestdollar)

$59870

$0
---------$208930


MortgageLoanforPurchase ofHDBFlat

Repaymentperiod

15year(s)

Yourestimatedmonthly householdexpenses(S$)

$0

Yourpreferredpercentageofgrossmonthlyincome spentonhousingloan

MaximumloanthatHDBcangrantunderCredit Assessment

$150000

$150000

$58930

$0

Mortgageloaneligible (rounddowntonearesthundredthdollar)
Cashtop-up(Thisamountinclude*CashProceeds,if applicable)
(rounddowntonearestdollar)
*Cash Proceeds[Estimatedfiguresbasedonyourinputsonthe
existing flattobesold/previousflatsold:

Estimated SellingPrice

$0

Outstanding loan

$0

CPF refund(withinterest)

$0

$1008

MonthlyMortgageLoan Installment

At2.6% forrepaymentperiodof15 year(s)

Within3monthsofselectingyour flat,youwillbeaskedtosigntheAgreementforLeasewith HDB.Atthesametime,youwillberequiredtomake

thedownpayment andpaythestampandconveyancingfeesusingCPFsavingsand/or cash.IfyoudonothavesufficientCPFmoney,youwillneed
tomake upthepaymentsincash.Theestimatedpaymentsrequiredareworked outbasedontheinformationprovidedbyyou.Theactualloan
amount givenissubjecttofullutilisationofCPFsavingsintheOrdinary AccountandHDB'sprevailingmortgageloanpolicy.

*Ifyouaretakingasecondconcessionaryinterestrate loan,thecashproceedsfromthesaleofyourandyourspouses previousflatswillbe

factoredintothecomputationoftheloanto begrantedtoyou.Ifthereis/areexistingflatstobesold/ disposedof,theCPFrefundandcash
proceedswillbeusedtoreduce thesecondloangranted.Formoredetails,pleaserefertoyourHLE letter.

Note:Theaboveisanestimated computationbasedontheinformation(includingmonthlyincome,age andavailableCPFOrdinaryAccountbalance)

providedbyyouasat13 JAN201509:48:06PM.Thiscomputationofloanistobeusedonlyas aguideastherecouldbeotherconsiderations
besideincomethat woulddeterminetheactualloanamountyoucanbeeligiblefor.This isnottobetakenasanapprovalbyHDBtobuyanHDBflat
orto grantahousingloan,AdditionalCPFHousingGrantorSpecialCPF HousingGrant.

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