CHERYL RUBIN

CHATSWORTH, CA 91311
818-326-8999

cherylrubin@hotmail.com
www.linkedIn.com/pub/cheryl-rubin/31/402/701/

Credit & Collections Director

I am an accomplished Credit and Collections Director with over two decades of experience in a range of industries
including Healthcare, Consumer, Distribution, and Manufacturing. I have a proven track record, exhibiting the
highest levels of effective communication, organizational leadership, and the ability to leverage expert financial
knowledge and team management skills to improve processes, exceed company goals and ensure operational
excellence.
My Core Competencies Include:
\

Credit & Collections

Account Reconciliations
Payment Plans & Scheduling
Legal Document Preparation
Team Goal Setting & Incentives
Fraud Prevention
Regulatory Compliance
Conflict Resolution
Meeting & Exceeding Deadlines

Standard Practice Development

A/R Processing & Invoicing
DSO & Debt Reduction Strategies
Contract Negotiation & Review
Performance Evaluation & Metrics
Loss Mitigation & Risk Management
Customer Service & Client Relations
Inter-Departmental Communications
Workflow Process Improvement

Operations Management
Credit Reports & Analysis
Budgeting & Forecasts
Policies & Procedure Design
Staff Hire, Training & Development
Financial Data Analysis
Quality Control
Team Leadership
Computer Skills (Microsoft Office)

Professional Progression
CJR Consulting
Owner / Consultant

Chatsworth, CA
03/2014 Present

Debt Recovery services in addition to experience in analyzing clients accounts for credit worthiness, reconcile accounts,
accounts receivable, approving orders, billing and training staff.

Classic Party Rentals

Director of Corporate Credit & Collections

Inglewood, CA
12/2012 3/2014

Successfully oversaw the Credit and Collection Department for 29 branches within the United States with yearly sales totaling
$230M. Established and maintained all policies and procedures within the department and aligned all branches to be uniform
within the corporation. Provided weekly reporting updates to upper management. Reviewed cash receipts and applications,
established payment plans, account reconciliations, maintained the weekly, monthly and quarterly cash forecast. Reviewed
all company contracts (customer or vendor) for terms and conditions.
Achievements:

Successfully reduced receivables to fewer than 3% or $570K in 120 days from previous $17M in receivables over 60
days (with more than half in 120 days or more) at start of role.
Accomplished reductions through the successful implementation of policies and procedures, requesting the field to
tighten up until accounts were current and placing many accounts on a payment plan through my approval without
placing them on credit hold.

Ryan Herco Flow Solutions

Director of Credit & Collections

Burbank, CA
4/2009 10/2012

Primary responsible for overseeing Credit and Collections for a multinational leading industrial distribution company with
yearly sales of $210M. Managed a staff of 11 employees while reporting to the Chief Financial Officer. Established various
credit and collection policies aligning with the companys core values and expectations. Developed standard practices that
improved and maintained cash flow in a commodity-based transaction business model. Establishing payment plans, reviewed
cash receipts and applications, invoicing, customer charge-backs, account reconciliations, monthly and quarterly forecasts,
and all monthly reports. Reviewed all company contracts, customer purchase orders and generated legal documents used to
facilitate timely payments. Maintained bad debt, identified problem accounts and provided updates to upper management.

Continued

818-326-8999

Cheryl Rubin

Ryan Herco Flow Solutions Continued

Director of Credit & Collections

cherylrubin@hotmail.com

Burbank, CA

Achievements:

Successfully reduced receivables from $4.5M in 90 days to just under $400K by designing policies and procedures that
Accounting (CFO), Upper Management and the Sales Team could accept, then discussing, training and implementing
them within my team

DSO started at 55 days and ended at 42 days.

Effectively transformed the department through the development of staffing model which implemented processes
and an A/R performance metric designed to accommodate the companys long-standing customer centric culture.

Cohr dba Masterplan, Inc.

Vice President of Credit & Collections

Chatsworth, CA
7/1997 9/2008

Accountable for granting credit limits on new and existing customers, with a customer base of approximately 500 accounts
including 250 Major Hospital in the United States. Effectively managed a staff of 3-8 employees. Established, maintained and
enhanced the complete process of credit and collections for 3 subsidiary companies. Developed policies and procedures,
filing of UCCs, review of cash receipts and applications, invoicing, customer charge-backs, account reconciliations, monthly
and quarterly forecasts, and all monthly reports. Reviewed all legal contracts for terms and conditions.
Achievements:
Maintained 88% of customers at Net 30 days.
Effectively filled in as Accounts Payable Manager when position was vacant for 6 months.

Superior Industries International, Inc.

Corporate Credit & Collections Supervisor

Van Nuys, CA
5/1991 4/1997

Assumed complete control of credit and collections for 5 subsidiary companies and OEM accounts reporting to the Controller
and Chief Financial Officer. Supervised 3 employees and developed policies and procedures, processed all UCCs filings,
reviewed cash receipts and applications, invoicing, customer charge-backs, advertising, account reconciliations, monthly and
quarterly forecasts, and all monthly reports. Filed all NAFTA guidelines and reports.

Education
UNIVERSITY OF NEVADA, LAS VEGAS:
Bachelors Degree: Criminal Justice (Emphasis on Accounting, Business Administration & Management)