121.

Banking Services on the Internet over a Secure Website is referred as __

Merchant Banking
Online Banking
Mobile Banking
Retail Banking
None
122. If a Bank returns a cheque with out paying it,then the cheque has been __
Debited
Dishonoured
Credited
Certified
Discounted
123. ________ duration is considered by a Bank before declaring a loan (given
by it) as defaulted and a nonperforming
asset (NPA)
90 days
45 days
100 days
200 days
365 days
124. Generally, ________ is a temporary facility extended to bank customers at
the bank managers discretion
Overdraft
Term loans
Demand loans
All the above
Cash Credits
125. A Bank loan for the Purchase of Consumer durables,appliances is called
Commercial Credit
Overdraft
Cash Credit
Consumer Credit
None
126. The Term CASA ratio refers to __________
Recurring deposit Accounts
Current Accounts & Savings Accounts
Salary Accounts
Fixed Deposit accounts
Time deposit Accounts

127. The Basic Advantage of a Credit Card is ____________

Cashless Usage
Interestfree
Period
Safety
Style
All the above
128. For banks,Priority Sector Loans are loans given to ______________
Pharma Companies
Real Estate development projects
Farmers/Rural artisans
Large Industrial establishments
Film production companies
129. ____________ is a measure of Solvency of a Bank
Repo rate
Prime Lending Rate
Capital Adequacy Ratio
Bank rate
Cash Reserve Ratio
130. A Banking Ombudsman is appointed for ____________
Suggesting Improvement for the efficient functioning of banks
Appointment of Bank officials & Staff
Checking banks accounts
Collection of nonperforming
assets
Resolution of Customers' Complaints
131. EMI (Equated Monthly Installment) is normally calculated for the
Payment of Salaries and Wages
Repayment of a loan
Payment of credit card dues
Payment of recurring deposit
Payment of Insurance premium
132. A Bank will not open a Bank account for a ___________
Politician
Retired employee
Convict
Person whose source of income is not known
Minor
133. Process of Scanning and Mailing Cheques for clearing is called Cheque
Truncation
Cheque return
Cheque Bounce
Stop Payment

Crossing of Cheque
134. Stoppage of a Currency note or a coin from circulation by the Reserve
Bank of India is known as ___________
Depreciation
Demonetisation
Financial Inclusion
Disinvestment
Liquidity Adjustment Facility
135. Reverse Mortgage is a _____________
House loan product for Senior Citizens
None of the above
Revolving Credit
loan to pay off a mortgage loan
Overdraft against fixed deposits
136. As per the RBIs instructions,interest rate on Savings bank accounts in
banks is to be calculate on a/an ______________
Monthly basis
Annual basis
Daily Basis
Quarterly basis
Weekly basis
137. Whenever a repo rate is increased/decreased, _____________ gets
automatically adjusted with a 1% difference (less than the repo rate)
Differential rate of Interest
Reverse Repo rate
Prime lending rate
Bank rate
Base Rate
138. _____________ bank was included in the Second Schedule to the Reserve
Bank of India Act,1934 on 21st May,2014
Bharatiya Mahila Bank
Yes Bank
Axis Bank
None
IndusInd Bank
139. RBI has approved changing its board structure suggestions given by Dr.
Raghuram Rajan (Governor of RBI) that includes the appointment of fifth
Deputy Governor in RBI and the person who is likely to be the fifth Deputy
Governor of RBI is Bindu
Ananth
Nachiket Mor
Sunil Kaushal
S. S. Mundra

None
140. How many times the number of transactions are reduced Free Transactions
from ATMs of other banks by RBI ?
Two from Four in a month.
Three from Four in a month.
Three from Five in a month.
Three from Six in a month.
None
141. In the month of January,2014 _____________ bank became first Indian
Private Sector Bank to open a branch in China ?
Axis Bank
HDFC Bank
ICICI Bank
City Union Bank
None
142. ATMs that are owned and managed by non banking entities are called
__________
White Label ATMs
Black Label ATMs
Offsite ATMs
Third Party ATMs
None
143. __ bank launched Financing Scheme for Women Fashion Boutique
Owners referred as Boutique Financing on 15th April,2014?
ICICI Bank
State Bank of India (SBI)
Allahabad Bank
Bank of India
None
144. _____________ is not a member of BIMSTEC
Myanmar
China
India
Bhutan
None
145. Who won 2014 Waislitz Global Citizen Award?
H. Devaraj
Deepak Mohanty
Anoop Jain
A.K. Ganju
None

146. Who is Mark Zuckerberg?

Founder of Facebook
F1
driver
Alibaba Founder
NASA scientist
None
147. How much amount union government of India has declared for Deen
Dayal Antyodaya Yojana on skill development of urban poor?
Rs 2000 crore
Rs 500 crore
Rs 100 crore
Rs 1000 crore
None
148. With which country India concluded a joint military exercise Surya
KiranVII
at Pithoragarh?
Singapore
France
Nepal
Russia
None
149. Indias first National AntiTuberculosis
Drug Resistance Survey launched by Health Minister Harsh Vardhan in which
city of India?
Delhi
Hyderabad
Mumbai
Bangalore
None
150. Who won the womens singles of US Open 2014?
Caroline Wozniacki
Li Na
Serena Williams
Petra Kvitova
None
151. In the 56th Annual Grammy Awards, who was the winner of Album of the
year award?
Radioactive
Locked Out Of Heaven
Daft Punk
Blurred Lines
None

152. Which film won the Best Picture award in the 86th Oscar Academy
Awards 2014?
Gravity
12 years a Salve
Frozen
Dallas Buyers Club
None
153. Who has been nominated to a key administration post as Alternative
Executive Director at the International Monetary Fund (IMF) by US President
Barack Obama?
Sunil Sabharwal
Rajeev Shukla
Ranee Narah
Suresh Kodikunnil
None
154. Where the third regional summit of the BIMSTEC was held in the first
week of March 2014?
Bronte
Nay Pyi Taw
Colombo
India
None
155. In which State or Union Territory election of India, None of the Above
(NOTA) was first used by Election commission of India?
Mizoram
Delhi
Karnataka
Rajasthan
None
156. Deen Dayal Upadhyaya Antyodaya Yojana launched on 25 September
2014 is related to
Rural sanitation program
Urban Sanitation program
Rural and Urban skill development program
Rural and Urban infrastructure development Program
None
157. The Central Bank of which country recently unveiled the plan to introduce
worlds first digital currency?
Norway
Ecuador
Japan
Brazil
None

158. India and Vietnam signed seven pacts to further strengthen their strategic
partnership in key sectors. Which of the following is not a part of the
signed pact between the two countries?
I. On Cooperation and Mutual Assistance in Customs Matters
II. On 100 million dollar Line of Credit for Defence Procurement
III. In the field of Human Health
IV. On Cooperation in the Field of Setting up of Pangasius Breeding and
Farming in India
V. On Cooperation in Youth Affairs
Statement I is not the part of the signed pact
Statement III is not the part of the signed pact
Statement I and III is not the part of the signed pact
Statement III and V is not the part of the signed pact
None
159. The present rate of Repo Rate?
7%
7.25%
8%
8.50%
9%
160. Which of the following is the Negotiable Instrument?
Bank draft, Bill of exchange, Bill of lading, Certificate of deposit, Cheque,
Commercial paper, Dock warrant, Government promissory note, Hundi,
Treasury bills, Warehouse receipt, Railway receipt and Railway reservation
ticket
Aeroplane ticket, Indian rail ticket, Bank draft, Bill of lading, Certificate of
deposit, Commercial paper, Dock warrant, Government promissory
note, Hundi, Treasury bills, Warehouse receipt, Railway ticket
Bank draft, Bill of exchange, Bill of lading, Certificate of deposit, Cheque,
Commercial paper, Dock warrant, Promissory note, Hundi, Treasury
bills and Warehouse receipt
Bank draft, Bill of exchange, Bill of lading, Certificate of deposit, Cheque,
Commercial paper, Dock warrant, Government promissory note, Hundi,
Treasury bills, Lorry receipt and Court order
None

121. The Tamilnadu Cricket Association Club in Chennai came under fire
for________
Banning meat in the cateen
Asking women not to wear short skrits
Turning away a dhoticlad

judge
Airing the Football World Cup Finds
None
122. Which of the following is/are the measure(s) taken by the Reserve Bank of
India (RBI) to ease the liquidity crunch in the country?
A. Cut in Cash Reserve Ratio and Statutory Liquidity Ratio.
B. Increase the flow of foreign direct investment.
C. SuddIv of additional currencv notes in the market.
Only (A)
Only (B)
Only (C)
All (A), (B) and (C)
None of these
123. Who won the first gold medal for India at the 20th Common Wealth
Games being held at Glassgow, Scotland?
Sanjitha Chanu
Heena Sindhu
Chanu SaiKhom
Likmabam
None
124. Who amongst the following has suggested to the banks in India to give
details of fund transfers to customers via SMS/Emails?
Reserve Bank of India (RBI)
India Banks Association (IBA)
Indian Institute of Banking and Finance
Securities and Exchange Board of India
None of these
125. Bashar alAssad
is the president of which of the following countries?
Iran
Syria
Afghanistan
Canada
None
126. Which of the following is NOT a part of Indias Money Market?
Bill Markets
Call Money Market
Banks
Mutual Funds
Indian Gold Council
127. Who designed the Indian Parliament in New Delhi?
Gustave Eiffel
Le Corbusier

Edwin Landseer Lutyens

Bonannopisano
None
128. Which of the following services is NOT provided by the post offices of
India?
Savings Bank Scheme
Retailing of Mutual Funds
Sale of Stamp Papers (Judicial)
Issuance of Demand Drafts
Life Insurance Cover
129. The Economic and Social Commission for Asia and Pacific (ESCAP) is
located at ________
Manila
Singapore
Kuala Lumpur
Bangkok
None
130. Federal Reserve is the financial organisation of the _.
USA
Britain
France
Japan
Germany
131. The book titled A Tale of Two Drops has been authored by who among
the following?
APJ Abdul Kalam
Arundhati Roy
Gulam Nabi Azad
Harsh Vardhan
None
132. The short term loans given to the farmers are the loans given normally for
a period of
three months
six months
nine months
one year
fifteen months
133. Malaika Goel excelled in which of the following sports?
Shooting
Weightlifting
Squash player
Table Tennis
None

134. Almost all the major banks who allow NonResident

Indian Accounts or NonResident
Ordinary Accounts offer lower tax rate to those customers
who give a proof that they are from a region that has a DTAA with India. What
is the full form of DTAA ?
Double Taxation Avoidance Agreement.
Duty and Taxation Avoidance Agreement.
Duty and Tax on Actual Amount.
Declaration of Tax on Actual Amount
None
135. Which of the following organisations is known as Market Regulator in
India?
IBA
SEBI
AMFI
NSDL
None of these
136. Which of the following is India's new rating index developed by Ministry
of Finance ?
CECA
CRIS
SENSEX
TIEA
RTGS
137. With which game is Uber Cup associated?
Foot Ball
Table Tennis
Cricket
Badminton
None
138. Very often we read terms 'Perform, Achieve and Trade' (PAT) in
newspapers/magazines these days. PAT is related to which of the following
fields
?
Energy Efficiency
Indira Awas Yojana
Mid Day Meal Scheme
Bharat Nirman
National Old Age Pension Scheme
139. Which country uses the currency Dirham?
Libya
UAE
Kuwait

Saudi
Arabia
140. Which of the following organizations/agencies has decided to establish a
National Innovation Foundation (NIF) to encourage early stage
innovations in India ?
University Grants Commission
Confederation of Indian Industry (CII)
Department of Science & Technology, Government of India
Atomic Energy Commission (AEC)
Council for Industrial and Scientific Research (CSIR)
141. Which city will host the 2018 Common Wealth Games?
Hambantota (Srilanka)
Gold Coast (Australia)
Wellington (New Zealand)
London (UK)
None
142. Which among the following is the Highlevel
committee that went into the Commonwealth Games related projects, has
suggested changes in the
functioning and structure of top audit and vigilance bodies like the Comptroller
and Auditor General making it a threemember
body ?
U.C. Banerjee Committee.
Shunglu Committee .
PalekarCommittee
A Ghosh Committee
None
143. Which is least literate state in India?
U.P
Bihar
MP
Assam
None
144. Which of the following is NOT a Government sponsored organisation?
Small Industries Development Bank of India
NABARD
National Housing Bank
ICICI Bank
All are government sponsored
145. SubPrime
lending refers to :
lending to the customers who are most value for the banks .
lending to the customers who visit bank for the very first time.

lending to the people with less than standard credit status.

lending to the people who live a substandard life
None
146. Unique Identification Authority of India (UIDAI), which provides
AADHAAR is a part of which among the following?
National Development Council
Planning Commission
Ministry of Home Affairs
Ministry of Planning and Implementation
None
147. Which of the following statements is True about Rashtriya Swasthya Bima
Yojana launched by the Govt. of India ?
This scheme is only for children upto 14 years of age
Scheme was launched in 1983 but was withdrawn in 2000
In 12th Five Year Plan about 7 crore families will be provided insurance
cover under the scheme
All those who are above 60 will got an insurance cover of Rs. 10 lakh
None
148. Sumitra Mahajan is a member from which Loksabha constituency?
Ujjain
Bhopal
Indore
Vidisha
None
149. Name the oldest paint company in South East Asia which supplied paints
for Rashtrapathi Bhavan and Howrah Bridge. Its Howra Plant is closing.
Shalimar paints
Dulux Paints
Asian paints
Berger paints
None
150. Which of the following is the deadline set by RBI for Indian Banks to
complete their conformation to the BaselIII
norms ?
March 2020
March 2016
March 2018
March 2014
None
151. Certificates of Deposits have a minimum value of: ?
Rs. 1 lakh
Rs. 10 lakhs
Rs. 25 lakhs

Rs. 1 crore
None
152. An Air Algerie passenger aircraft enroute
from Ouagadougou in Burkina Faso to Algiere crashed on 24 July 2014 killing
116 people onboard.
This crash tool palces in desert of which country?
Mauritaina
Mali
Algeria
Western Sahara
None
153. Many times we read in financial newspapers/magazines about Systematic
Investment Plans (SIPs). SIPs are an investment option also operated
in the mode of_
Mutual Funds
Small Savings Schemes in Post Offices
National Pension Fund
National Saving Certificates
None of these
154. What is the capital of Thailand?
Sofia
Bangkok
Abuja
Bogata
None
155. Which countrys lower house of parliament is called Wolesi Jirga?
Russia
Bangladesh
Afghanistan
Pakistan
None
156. Which flim was selected as the Best Feature Film?
Ship of Theseus
Bhaag Milkha Bhaag
Rangbhoomi
Liars Dice
None
157. Which of the following organizations was specially established to operate
in Gramin areas by design itself?
Commercial Banks
Central Financial Institutes
Private Banks
Regional Rural Banks

None of these
158. World Health Day 2014 was observed across the world
April 7
September 8
April 8
September 7
None
159. CAP ART is associated with which of the following ?
Energy Sector
Rural Development
Infrastructure
Foreign trade
None
121. Which company has bagged a Rs 7,800 crore contract recently for setting
up a 1,320 MW thermal power project in Tamil Nadu?
Reliance
BHEL
Tata group
ONGC
None
122. Consider the following with respect to the foreign exchange reserves of
India:
A) Foreign Currency Reserves
B) Special Drawing Rights
C) Foreign Institutional Investments
Which of the above comes under the foreign exchange reserve of the country?
Only A
Only B
Only C
Both A and B
Both B and C
123. We notice the trend of many banks entering into insurance business
nowadays. Which of the following reasons are responsible for banks entering
into this sector, particularly when many insurance companies are already there
in India?
A) Banks are earning additional revenue in terms of fee/commission by selling
insurance products.
B) With their huge customer base, banks are leveraging on their existing
relationship to convert customers into policy holders.
C) With ever-growing health problems, everybody wants insurance cover and
banks are bringing in many attractive offers to cash in on this trend.
Only A

Only B
Only C
Only A and B
Only B and C
124. A major Public Sector Bank raised interest rates on loans by 25 basis
points was news in some major financial newspapers recently. This
means bank has raised interest by 25 basis points of ___________
savings bank interest rate
base lending rate
repo rates
present rates on deposits
discounted rates of interest
125. Which of the following is not one of the major functions of the National
Bank for Agricultural and Rural Development(NABARD)?
Acting as a regulator for cooperative banks and RRBs
Extending assistance to the government and others in matters related to rural
development.
Providing refinance to lending institutions in rural areas.
Acting as a coordinator in the operations of rural credit institutions
Review of monetary and credit policy
126. Who among the following is the author of the book Half a Life ?
Mark Tully
Deepak Chopra
Chetan Bhagat
Ved Mehta
V . S . Naipaul
127. Which one of the following decisions has been taken by Govt. in respect of
MGNREGA?
The wages should be revised by the State Governments
The wages are to be revised by the Planning Commission
The District Authorities who allot work can give differential wages
The wages shall be linked to inflation
None
128. What is the full form of LIBOR as used in financial / Banking sectors ?
Local Indian Bank Offered Rate
London India Bureau of Regulations
Liberal International Bank Official Ratio
London Inter Bank Offered Rate
None
129. Which one of the following has decided to give guarantee for infra loans ?
IDBI
SBI
IIFCL

SIDBI
None
130. Which of the following awards is given to a sports coach?
arjuna award
khel ratna puraskar
sportsman of the year award
dronacharya award
None
131. An individual going to Kuwait will have to make all his / her payments in
which of the following currencies?
Pula
Pula
Curo
Lari
Dinar
132. Eleanor Catton who is Booker Prize winner for 2013 writes in _______
Spanish
German
Russian
French
English
133. Vijay Hazare Trophy is associated with the game of
Badminton
Football
Hockey
Cricket
None
134. The Shome committee which was appointed to look into the guidelines of
General Anti Avoidance Rules (GAAR) has recommended retrospective
application of tax law only in rarest of rare cases. Which of the following
recommendation/s is/are made by this panel ?
1.To correct anomalies in the statues of Tax laws,
2.To protect the tax base from abusive tax planning schemes with a purpose to
avoid tax
3.To correct technical/procedural defects that impairs a substantive law
Choose the correct option from the codes given below:
1 only
2 only
3 only
1, 2 and 3
None
135. The Reserve Bank of India (RBI) cancelled licences of five non-banking
financial companies (NBFCs) on 2 September 2014. These NBFCs

include Unichem Finance & Enterprises Pvt., Shimansu Vyaparik Kendra Ltd.,
Shree Bhagwati Marketing Private Ltd. and Sureka Teknik Private
Limited. All these NBFCs are based in same city. Which city is this?
Chennai
Kolkata
Mumbai
Delhi
None
136. Which professional services firm was hired by the Union Finance Ministry
to undertake a validation exercise of the number of basic bank accounts
opened by the banks under the Pradhan Mantri Jan Dhan Yojana (PMJDY)?
KPMG
Deloitte
PwC
EY
None
137. The Union Government during September 2014 asked Expenditure
Management Commission (EMC) to suggest an effective strategy for meeting
reasonable proportion of expenditure on services through user charges. The
newly set up EMC will have to review the major areas of Central
Government expenditure and suggest ways for creating fiscal space required to
meet developmental expenditure needs. Who is heading EMC?
R N Malhotra
S Venkitaramanan
Dr. C Rangarajan
Dr. Bimal Jalan
Dr. Y V Reddy
138. State Bank of India (SBI) on 8 September 2014 launched its first multicurrency international debit card to allow consumers to use a single card to
pay in multiple currencies. This card launched in a tie-up with MasterCard
would, at present, enable customers to load how many international
currencies in this card?
Two (US dollar, euro)
Three (US dollar, euro, Great Britain pound )
Four (US dollar, euro, Great Britain pound and Singapore dollar)
Five (US dollar, euro, Great Britain pound ,Singapore dollar and Yen currency
None
139. 2nd Summer Youth Olympics concluded at Chinas Nanjing city on 28
August 2014. Which country topped the medals tally at these games?
Russia
United States (USA)
Mixed-NOCs (MIX)
China

France (FRA)
140. Renowned Actor-Director Sir Richard Attenborough passed away at the
age of 90 on 24 August 2014. As the Director of much-lauded Gandhi
he became an unflagging pillar to British cinema. In which year his film
Gandhi won 8 Oscar awards to etch its name in the history of film making?
1980
1981
1982
1983
None
141. Electronic fund transfers like RTGS and NEFT are operated and
maintained by
National Payments Corporation of India (NPCI)
Bharat Bill Payment System (BBPS)
Reserve Bank of India (RBI)
Clearing Corporation of India Limited (CCIL)
None
142. Which of the following guidelines are applicable in connection with short
fall in lending to priority sector?
Equivalent amount of shortfall under agriculture sector should be invested with
RIDF
Any shortfall in achieving sub-target under SSI sector, an equivalent amount
should be invested with SIDBI
The interest rates on banks' contribution to RIDF shall be fixed by Reserve
Bank of India from Time to time.
The foreign banks having shortfall in lending to stipulated priority sector target/
subtargets will Be required to contribute to Small Enterprises
Development Fund (SEDF)
All of the above
143. Which of the following awards is given for exemplary contribution in the
area of science & technology?
Arjun award
Kalidas Samman
Dronacharya Award
Dada Saheb Phalke Award
Shanti Swarup Bhatngar Award
144. Which of the following combinations of players and the games they play is
NOT correct ?
V V S Laxman-Cricket
Saina Nehwal-Badminton
Sania Mirza-Golf
Abhinav Bindra-Shooting
Vishwanathan Anand-Chess

145. Which of the following is NOT a Financial Institute/Agency?

IRDA
BCCI
FPSB
SEBI
CAG
146. Which of the following is Indias new rating index developed by Ministry
of Finance?
CECA
CRIS
SENSEX
TIEA
RTGS
147. Which of the following books is written by Satish Gujral?
A General and His Army
A Bend in the River
A Secular Agenda
A Brush with Life
Best and the Brightest
148. Uhuru Kenyatta is the present President of ________
Norway
Nicaragua
Thailand
Belarus
Kenya
149. The Reserve Bank of India does NOT decide the ___________
Rate of Repo and Reverse Repo
Marginal Standing Facility Rates
Bank Rate
Rate of Dearness Allowance to Govt.Employees
Statutory Liquidity Ratio
150. Which of the following will be the venue of the World Athletic
Championship to be organized in 2017?
Tokyo
Paris
New York
London
Mumbai
151. As decided by UNESCO the International Literacy Day is observed on
which of the following days every year?
8th September
18th March
28th March

18th September
None
152. The Currency of Bulgaria is _____________
Bulgaria
Forint
Lev
Krona
Zolty
153. World bank helps countries with loans for the purpose of _____________
Reconstruction and Development
Meeting Deficits in Government Budget
Tackling Foreign Exchange Crises
Stimulating Private Investment
None
154. ________________ Film won at the 61st National Film Awards
announced on 16th April,2014 the best popular film providing wholesome
entertainment
Yeh Jawaani Hai Deewani
Chennai Express
Aashiqui-2
Bhaag Milkha Bhaag
None
155. Global Competitiveness Report (GCR) is an annual Report published by
the _______
World Bank
WTO
IMF
WEF
None
156. The present rate of CRR?
8%
4%
7%
9%
None
157. The Indian Newspaper Society (INS) is an Organization that plays a major
role in protecting the freedom of Press in India.It was founded in 1939
with headquarters in _______
New Delhi
Kolkata
Chennai
Jaipur
Mumbai

158. Anandiben Patel took charge as the first women Chief Minister of
___________ state on 22nd May,2014
Rajasthan
Maharashtra
Goa
Andhra Pradesh
Gujarat
159. Central Government has started Jan Dhan Yojna. What are the key points
of this scheme launched by Union Government ?
A.It is a major step towards Financial Inclusion in India
B. It has the target to open 15 crore bank accounts by August 2018
C. It gives overdraft facility of Rs. 5000/- for those people who successfully
operate the account with enough flexibility for continuously 6 months.
D. It gives Accidental Insurance of Rs. 1,00,000.
A Only
B Only
A & B Only
All of the above
None
160. Who won the Best Actress Award in the 86th Annual Academy Oscar
Award 2014?
Mila Kunis
Charlize Theron
Marion Cotillard
Cate Blanchett
None