Synopsys

Synopsys
Benefits 2014
Snapshot
Overview
As an employee of Synopsys, you have access to a comprehensive set of benefitsone that
provides you with protection from unexpected losses or medical expenses, and opportunities
for you to tailor your benefits to fit the needs of you and your family. Synopsys pays for most of
these benefits, while you share in the cost of others, depending on the choices you make.
New Hires
When you join the company, you can enroll for new coverage within 31 days of your hire date.
Enrollment instructions will be emailed to you the week of your new hire date.
To Enroll or Make Changes
From work
Visit the Synopsys World web site http://synopsysworld/Pages/default.aspx

Go to:
Self Service
Benefits
From home
Visit the benefits enrollment website https://mybenefits.adp.com

First time users must register for an account using registration code: synopsys-portal
Questions?
``
Contact Health Advocate:
call 1-866-695-8622, email

answers@healthadvocate.com
``
Contact the Employee Service Center:
call 1-650-584-7411, ext. 47411;

email employee411@synopsys.com
When Benefits Begin

Benefits begin on your first active day of employment, except for the 401(k) Plan and the
Employee Stock Purchase Plan. You must enroll in health and welfare benefits within 31 days of
your hire date or you will be given the Employee Only Default Coverage PlanSynopsys Health
Reimbursement Account (HRA) medical plan, dental, vision and group life and accidental death
& dismemberment (AD&D) insurance.
``
You can enroll in the Synopsys 401(k) Plan on the Wednesday following your first payroll-
processed paycheck.
``
You may begin participating in the Employee Stock Purchase Plan at one of the available
offering periodsMarch 1 or September 1.
Who is Eligible
``
Regular Full-time employees scheduled to work at least 30 hours a week and reside in
the U.S.
``
Regular Part-time employees scheduled to work 20-29 hours a week and reside in the U.S.
``
Spouse or Domestic Partner who reside in the U.S.*
``
Children to age 26 and reside in the U.S. Children include: unmarried and married natural or
adopted children, stepchildren, children of a qualified domestic partner or children for whom
you are a legal guardian and is your tax dependent. In some instances, children of any age if
they are dependent upon you for support due to a physical or mental disability.
* Employees who cover domestic partners are taxed on imputed income.
Making Changes
``
During the yearIf you marry, have a baby, adopt a child or experience another life event
that is considered a qualified change in status by the IRS, you must visit the Synopsys
enrollment web site within 31 days of the qualifying event to change your benefits coverage
and add or delete your dependents to your benefit plan. If you do not have a qualified change
in status, you will need to wait until the next open enrollment to make changes or enroll.
Questions?
``
call 1-866-695-8622, email

``
call 1-650-584-7411, ext. 47411;

``
Open EnrollmentEach Fall, you have the opportunity to make changes to your benefit
elections effective the following January 1.
Healthcare Benefits
Synopsys provides you with the opportunity to create a healthcare package that meets the needs of you and your family. You choose which
dependents you want to cover separately for medical and dental/vision coverage.
Comparing Your Medical Options
Synopsys
Health Reimbursement Account
(HRA)
Click Play
to view a short video

about the Plan
Synopsys
Health Savings
(HS) Plan
Kaiser Permanente Health Maintenance

Organization (HMO)
California
Oregon
General Provisions
Provider Choice
You may use any licensed provider;

however, your HRA dollars go further
because of discounted fees and the
plan pays increased benefits when you
obtain services from providers who
are members of the UnitedHealthcare
network.
You may use any licensed provider;

however, the plan pays increased
benefits when you obtain services from
providers who are members of the
UnitedHealthcare network.
All locations
All locations
California
Oregon (also
Southwest Washington)
http://welcometouhc.com/snps
http://welcometouhc.com/snps
http://my.kp.org/ca/
synopsys
www.kaiser
permanente.org
Employee Only
$26.00
$18.00
$34.22
$26.99
You & Spouse/

Domestic Partner
$64.00
$44.00
$84.40
$69.84
You & Children
$51.00
$35.00
$70.23
$54.48
You & Family
$101.00
$70.00
$138.98
$118.46
None
None
Availability
Member website
You must use the HMOs doctors and facilities to

receive covered benefits. The only exception is
an emergency situation in which a Kaiser facility
is not available.
Contributions for Coverage**
Benefit Payment Provisions

Health Account
Health Reimbursement Account:

Synopsys funds $1,000 Employee only;
$2,000 Employee +1 or more family
member.
Note: Unused HRA dollars roll over to the next years
health fund balance. Rollover limited to two times (2x)
annual Synopsys contribution.
Health Savings Account (HSA) with

Fidelity: Annual Synopsys contribution
to your Fidelity HSA $500 Employee
only; $1,000 Employee +1
or more family members.
Note: contributions are made bi-weekly ($19.23 for
Employee only; $38.46 for Employee+1 or more family
members.) Please see Fidelity HSA guide for more
information about the HSA.
continued...
4
Health Benefits continued...

Click Play

about the Plan
Synopsys
(HRA)
Synopsys
Health Savings
(HS) Plan
Annual Deductible
(Employee
responsibility)
Network: $1,500 individual ; $3,000

family
Coinsurance
Network: Plan pays 90% and

You pay 10%
Network: Plan pays 90% and

You pay 10%
Non-Network: Plan pays 70% and You

pay 30%
Non-Network: Plan pays 70% and You

pay 30%
Network: $3,000 per individual; $6,000

family
Network: $3,000 individual coverage;

$6,000 family coverage
Non-Network: $6,000 per individual;

$12,000 family
Non-Network: $6,000 individual

coverge; $12,000 family coverage
Annual Out-of-Pocket
Maximum
Lifetime Maximum
Non-Network: $4,500 per individual;

$9,000 family
Unlimited
Network and Non-Network: $1,500

individual coverage; $3,000 family
coverage
Unlimited

Organization (HMO)
California
Oregon
None
None
Plan pays 100% after

You pay applicable
copayment
Plan pays 100% after

You pay applicable
copayment
$1,500 individual;
$3,000 family
$750 individual;
$1,500 family
Unlimited
Unlimited
Plan pays 100%
Plan pays 100%
You pay $30

copayment
You pay $20

copayment
You pay $45

copayment
You pay $25

copayment
You pay $30

copayment
You pay $35

copayment
Routine Care
Preventive Care
Network: Plan pays 100%
Network: Plan pays 100%
Non-Network: Plan pays 70% after

deductible

deductible
Specialist Office Visits
Network: Plan pays 90% after

deductible

deductible
Urgent Care

deductible

deductible
Doctors Office Visits

(Primary Care)
continued...

Click Play

about the Plan
Synopsys
(HRA)
Synopsys
Health Savings
(HS) Plan

Organization (HMO)
California
Oregon
Hospital Care
Inpatient Care
Outpatient Care
Emergency Room

deductible

deductible

deductible

deductible
Must notify UHCnon-notification

penalty is $500/incident
Must notify UHCnon-notification

penalty is $500/incident

deductible

deductible

deductible

deductible
Some non-notification penalties apply

for outpatient surgery. Call to verify.
Some non-notification penalties apply

for outpatient surgery. Call to verify.
Emergency: Plan pays 90% after

deductible
Emergency: Plan pays 90% after

deductible
Non-Emergency: Plan pays 70% after

deductible
Non-Emergency: Plan pays 70% after

deductible

deductible

deductible

deductible

deductible

deductible

deductible

deductible

deductible
You pay $400

copayment per
admission
You pay $200

copayment per
admission
You pay $30

copayment
You pay $25

copayment
You pay $125

copayment, waived if
admitted to hospital
You pay $100

copayment, waived if
admitted to hospital
Plan pays 100%
Plan pays 100%
Plan pays 100%
Plan pays 100%
Other Medical Care

Maternity Care
X-ray and Lab Services
continued...

Click Play

about the Plan
Synopsys
(HRA)
Synopsys
Health Savings
(HS) Plan

Organization (HMO)
California
Chiropractic Care
Acupuncture
You pay $15

copayment
Oregon

deductible

deductible
You pay $15

copayment

deductible

deductible
Maximum of 20 visits/calendar year,

combined in- and out-of-network
Maximum of 20 visits/calendar year,

combined in- and out-of-network
Plan pays 80% after deductible;

20 visits/year, combined in- and
out-of-network
Plan pays 80% after deductible;

20 visits/year, combined in- and
out-of-network
Not available
Not available
Network: 31-day supply: You pay $10

(Tier 1), 30% with $20 minimum/$50
maximum (Tier 2), or 50% with $45
minimum/$75 maximum (Tier 3)
After deductible*:
31-day supply: You pay $5 (Tier 1),
10% with no minimum/$50 maximum
(Tier 2), or 10% with no minimum/$75
maximum (Tier 3)
Up to 30-day supply:
You pay $10 (generic)
or $30 (brand)
30-day supply:
You pay $5 (generic) or
$20 (brand)

(Tier 1), 10% with no minimum/$100
maximum (Tier 2), or 10% with no
Up to 100-day supply:
or $30 (brand)
90-day supply:
or $40 (brand)
Maximum of 20 visits/year
Prescription Drugs
Retail
Note: HRA fund is not used toward prescription

expenses.

deductible
Mail Order

(Tier 1), 30% with $40 minimum/$100
maximum (Tier 2), or 50% with $90
Note: HRA fund is not used toward prescription
expenses.
Non-Network: Not available
Non-Network: Not available
* The deductible does not apply to preventive care drugs listed in the UHC Preventive Drug List.
** The combined amount you and the Company can contribute in 2013 is $3,250 for employee only coverage and $6,450 for family coverage.
Under the HRA plan, individual refers per person and under the HS plan individual refers to employee only coverage.
Some states, like California, will tax contributions.
Key Terms
Annual DeductibleThe annual deductible
is the amount of covered expenses you
must pay first each year before the plan
pays benefits. Once a covered individual
has satisfied the individual deductible, the
plan will begin to pay a percent of that
persons expenses (coinsurance). Once the
total expenses for 2 or more people reach
the family deductible, the plan will begin to
pay the appropriate coinsurance level for all
covered family members.
CoinsuranceCoinsurance is the percent of

covered expenses paid by the plan after you
meet the deductible.
CopaymentA copayment is a flat dollar
amount (as opposed to a percentage) that you
pay toward a covered expense, such as for an
office visit or a prescription.
Health Reimbursement AccountThe
Synopsys HRA plan includes a health
reimbursement account (HRA) funded by
Synopsys. The HRA is used to pay your
deductible and member co-insurance if
additional HRA funds are available. If you
have a balance leftover in your HRA at the
end of the year, it rolls over to the next year
and is added to that years contribution from
Synopsys. You forfeit your HRA balance if you
change plans or leave Synopsys.
Out-of-Pocket MaximumThe out-ofpocket maximum is the most youll pay in
coinsurance toward covered expenses each
year. After you pay the deductible then reach
the out-of-pocket maximum for coinsurance,
the plan will pay 100% coinsurance for the
remainder of the year. Also, the out-of-pocket
maximum does not apply to prescription drug
copaymentsor coinsurance (except in the
Health Savings medical plan)youll continue
to pay these amounts after you reach the outof-pocket maximum.
Preventive CarePreventive care is

medical services aimed at early detection
and intervention. It focuses on wellness,
health promotion, and other activities that
reduce the likelihood of illness or injury.
Under the Synopsys HRA and Health
Savings medical plans, preventive care
guidelines around age and frequency
of preventive services are based on
guidelines provided by United States
Preventive Task force. (You can learn more
about these guidelines at the AMA web site
at http://www.ahrq.gov/clinic/prevenix.htm)
If youre enrolled in the Kaiser
Permanente HMO, visit the Kaiser website
www.kaiserpermanente.org for more
information about their preventive care
guidelines.
Questions?
``
call 1-866-695-8622, email

``
call 1-650-584-7411, ext. 47411;

The Dental Plan

Provided through the Delta Dental Preferred Option (PPO) Plan. You can visit any licensed
dentist, but the plan pays increased benefits when you use a Delta Dental PPO dentist. For a
list of Delta Dental PPO providers, visit www.deltadentalins.com or call 1-800-765-6003.
``
Network dentist: No deductible; 100% preventive care; 90% basic care; 60% major care;
50% orthodontia.
``
Non-network dentist: $50/individual, $100/family deductible; 100% preventive care (the
deductible does not apply); 80% basic care; 50% major care; 50% orthodontia.
Regardless of whether you use network or non-network dentists, there is a $1,500 calendar
year dental benefit maximum and a $2,000 lifetime orthodontia benefit for each covered
individual.
Contribution for Dental Coverage
You Only
You & Spouse/

Domestic Partner
You & Child(ren)
You & Family
$5.29
$9.53
$9.53
$16.94
Questions?
``
call 1-866-695-8622, email

``
call 1-650-584-7411, ext. 47411;

The Vision Plan

Administered by Vision Service Plan (VSP). You can use any optometrist or ophthalmologist you
want; out-of-pocket costs are less when you use VSP doctors. For a list of VSP providers, visit
www.VSP.com or call 1-800-877-7195.
``
VSP doctors: $10 for examinations; $25 for materials (lenses or frames, up to plan limits), plus
any charges for cosmetic extras.

``
Non-VSP doctors: you pay the provider in full and submit your itemized receipts to VSP for
reimbursement. You will be reimbursed according to a schedule of benefits. If the scheduled

benefit is not enough to cover the entire cost of the services, you pay the remaining charges.
Regardless of which provider you use, vision expenses for exams and lenses are covered every
12 months and frames are covered every 24 months.
Contribution for Vision Coverage
You Only
You & Spouse/

Domestic Partner
You & Child(ren)
You & Family
$3.00
$4.00
$3.00
$6.00
Questions?
``
call 1-866-695-8622, email

``
call 1-650-584-7411, ext. 47411;

10
Health Care Flexible Spending Account

Synopsys offers two types of Health Care Flexible Spending Accounts (FSAs) to help you
budget for certain health care expenses while reducing the amount of taxes you pay.
``
Traditional Health Care FSAMedical, dental and vision expenses. Available if you are enrolled
in the Synopsys HRA or Kaiser medical plans.

``
Limited Purpose FSADental and vision expenses only. Available only if you are enrolled in
the Synopsys Health Savings medical plan.

You may contribute up to $2,500 to the Health Care FSA on a pre-tax basis and use this tax-free
money to pay for eligible health care expenses. An FSA debit card is available for the Health
Care FSA. The card can be used to pay for certain eligible expenses at the time expenses are
incurred.
For additional information about FSA including a list of eligible expenses
and new reimbursement requirements for over-the-counter medicines visit
http://www.spendingaccounts.info/
Please see the Work/Life section located on the back of this brochure for Dependent Day Care
FSA information.
NurseLine
Registered nurses are available 24 hours a day, seven days a week to assist you and your family
with a wide range of health care questions and concerns.
``
For the UHC Optum Nurseline call 1-800-401-7396.
``
For the Kaiser Nurseline contact your local appointment centers and choose the option to
speak with an Advice Nurse.
Questions?
``
call 1-866-695-8622, email

``
call 1-650-584-7411, ext. 47411;

11
Other Healthcare Benefits

Health Care Resources
Best Doctors
When you or a covered family member is diagnosed with a medical condition, or facing a
treatment decision, Best Doctors offers a convenient way to get an expert second opinion.
Best Doctors can help you with a wide range of medical conditions that may require
specialized or complex treatment.
Based on the information you and/or your health providers supply, Best Doctors can deliver
a comprehensive evaluation of a medical condition, confirm your diagnosis, and help you
understand treatment options.
Through a Member Advocate assigned to your case, you will have access to Best Doctors
physicians who are best-in-class specialists as selected by their clinical peers.
Health Advocate
Health Advocate is Americas leading health care advocacy and assistance company. They
can help you and your family navigate through the health care system.
One of the unique features of Health Advocate is that your entire family will be able to use their
services. In addition to you, your spouse and children, your parents and the parents of your
spouse will also be covered under this program.
The Health Advocate team of health professionalsincluding nurses, coaches, dieticians,
clinicians and counselorscan:
``
Help with insurance claims and billing issues
``
Locate medical or dental providers that are in your area, who accept your health insurance,
and are taking new patients

``
Identify alternative resources for health care-related services that might not be covered by
your Synopsys health benefits or your parents health benefits
Questions?
``
call 1-866-695-8622, email

``
call 1-650-584-7411, ext. 47411;

``
Assist with senior care issues, including Medicare and related issues for parents and
parents-in-law.
12
Wealth Benefits
Long-range vision and planning are the key to Synopsys successand to your own well-being.
The Synopsys benefits program gives you two tools to help you build your and your familys
financial wealth:
The 401(k) Saving Plans

Save for retirement by enrolling in the Synopsys Traditional 401(k) Plan and/or the Roth 401(k)
Plan and reap the advantages of Synopsys matching contributions.
``
You may contribute to one or both plans from 1% to 60% of your compensation. Your
combined contributions to both plans cannot exceed the IRS limits.

``
Employees who are age 50+ (or turning 50 during the year) can make an additional catch up
contribution to one or both plans. Your 50+ contributions to both plans cannot exceed the
IRS limits.
``
When you contribute, Synopsys will match your contribution$0.40 for every dollar you
contribute, up to a combined maximum of $1,500 annually.
The Employee Stock Purchase Plan (ESPP)

ESPP enables you to buy shares of Synopsys common stock at a discount of at least 15% off
the market price, without incurring brokerage or administrative fees. The Synopsys ESPP offers
6-month purchase periods with a maximum 24-month lookback.
Income Protection and Survivor Benefits

The Synopsys benefits package includes insurance programs designed to help protect you and
your family in the event of an extended illness or injury, death or a disabling accident.
Short-Term Disability (STD) Coverage

``
Plan provides 75% of salary, tax-free, for up to 180 days. Contribution rates and limits vary
depending on which state you work in.
Questions?
``
call 1-866-695-8622, email

``
call 1-650-584-7411, ext. 47411;

``
Every Synopsys employee is automatically enrolled in the Short-Term Disability plan.
13
Long-Term Disability (LTD) Coverage

``
Coverage provided by Synopsys at no cost to you.
``
After a 180-day waiting period, benefit equals 60% of income, up to a monthly tax-free benefit
maximum of $15,000.
``
Pre-existing conditions exclusion applies; see benefits web site for more information.
Basic Life and Accidental Death & Dismemberment (AD&D) Insurance

``
Coverage provided by Synopsys at no cost.
``
Basic Life coverage equal to two times earnings, up to a maximum of $1,000,000.
``
Basic AD&D coverage is $50,000.
Supplemental Life and AD&D Coverage

``
You can purchase Supplemental Life coverage for yourself up to $1,000,000 not to exceed
eight times your earnings, your spouse or domestic partner up to $250,000 not to exceed 50%
of your coverage amount, and/or your children in amounts of $1,000, $5,000 and $10,000.
``
You can purchase up to $950,000 in additional Supplemental AD&D coverage not to exceed
ten times your earnings for yourself and your family. Each family members coverage is a
percentage of the benefit amount you select.
Business Travel Accident (BTA) Coverage

This coverage protects you when you travel on authorized company business. Synopsys
provides all employees with BTA coverage equal to two times your annual earnings, up to a
maximum coverage amount of $1,000,000. This coverage is in addition to the AD&D and Life
Insurance coverage described earlier.
Questions?
Time-off Benefits
``
Company-paid Holidays
``
call 1-866-695-8622, email

call 1-650-584-7411, ext. 47411;
``
Synopsys recognizes various holidays throughout the year. Intended to give each employee
the occasional break we all need, while recognizing important holidays.
14
Flexible Time-Off (FTO)

``
Accrue FTO based on years of service starting with 18 days of FTO in first year.
Leaves of Absence
``
Synopsys offers a variety of extended paid or unpaid leaves of absence, including paid
paternity and adoption leave of up to 10 consecutive days off.
Work/Life Benefits
Synopsys believes in the value of seeking support when you need it, learning new things,
pursuing your interests, and spending time with your colleagues. The following benefits can help.
The Employee Assistance Program (EAP)

``
Professional counselors available 24/7 to assist you and refer you to resources in your area for
work, family, or personal problems.

``
Eight free counseling visits a year, per covered family member.
``
Life Resources counselors also available for help with child & elder care, wellness, and legal &
financial issues.
Educational Assistance
``
Up to $5,250/year to continue your education in areas that will enhance your job performance
and career growth.

``
Synopsys also supports the Stanford NDO and HCP courses through Stanford Center for
Professional Development (SCPD).
The Dependent Day Care Flexible Spending Account (FSA)

``
Allows you to pay for certain daycare expenses on a pre-tax basis. You can contribute up to
$5,000 per household to the Dependent Day Care FSA and use it to pay for eligible child or
elder daycare expenses.
Questions?
``
call 1-866-695-8622, email

``
call 1-650-584-7411, ext. 47411;

Telecommuting or Flex Time

``
May be an option; see your manager for details.
15
Voluntary Group Insurance

``
Group rates on pet insurance, auto and home insurance and group legal coverage provided
through MetLife. Visit www.metlife.com/mybenefits for more information.

``
Group rates on Long-Term Care Insurance provided through Genworth. Available to members
of your family such as parents, grandparents, and siblings. Visit www.genworth.com/groupltc

for more information (username: synopsys/password: groupltc).
Adoption Benefits
``
Up to $2,000/year to help defray the cost of adopting a child (up to 10 days paid leave is also
available).
Discount Shopping Program

``
Visit www.BeyondWork.com for access to discounts on everything from clothing and sporting
goods, to movie tickets and travel packages.
Employee Referrals
``
Company-paid cash bonuses for each employee referral hired. For more information, please
visit http://teamhr/staffing/erp/Pages/home.aspx on Synopsys World.
Questions?
``
call 1-866-695-8622, email

``
call 1-650-584-7411, ext. 47411;

16
Important Notices
Know your rightsreview these important notices today.
Notice of Special
Enrollment Rights
for Medical
Coverage
Womens Health
and Cancer
Rights Act
Newborns and
Mothers Health
Protection Act
Medicaid and
the Childrens
Health Insurance
Program (CHIP)
The Health
Insurance Portability
and Accountability
Act (HIPAA) 1996
Privacy Practices
Provider Choice
Notice for Kaiser
Medical Plans
About This Summary

Synopsys may terminate, withdraw or modify any benefit described in this newsletter, in
whole or in part, at any time and for any reason. In addition, the descriptions of the benefits
are not a guarantee of current or future employment or benefits. If there is a conflict between
this newsletter and the official plan documents, the official plan documents will govern.
2013 Synopsys, Inc. All rights reserved. Synopsys is a trademark of Synopsys,

Inc. in the United States and other countries. A list of Synopsys trademarks is
available at http://www.synopsys.com/copyright.html. Healthyroads Coach is a
federally registered trademark of American Specialty Health Incorporated and
used with permission herein. All other names mentioned herein are trademarks or
registered trademarks of their respective owners.
17
11/13.TT.CS3496

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Synopsys

Visit the Synopsys World web site http://synopsysworld/Pages/default.aspx

Visit the benefits enrollment website https://mybenefits.adp.com

call 1-866-695-8622, email

call 1-650-584-7411, ext. 47411;

When Benefits Begin

offering periodsMarch 1 or September 1.

call 1-866-695-8622, email

call 1-650-584-7411, ext. 47411;

elections effective the following January 1.

to view a short video

Kaiser Permanente Health Maintenance

You may use any licensed provider;

You may use any licensed provider;

You & Spouse/

You & Children

You & Family

You must use the HMOs doctors and facilities to

Contributions for Coverage**

Benefit Payment Provisions

Health Reimbursement Account:

Health Savings Account (HSA) with

Health Benefits continued...

to view a short video

Network: $1,500 individual ; $3,000

Network: Plan pays 90% and

Network: Plan pays 90% and

Non-Network: Plan pays 70% and You

Non-Network: Plan pays 70% and You

Network: $3,000 per individual; $6,000

Network: $3,000 individual coverage;

Non-Network: $6,000 per individual;

Non-Network: $6,000 individual

Non-Network: $4,500 per individual;

Network and Non-Network: $1,500

Kaiser Permanente Health Maintenance

Plan pays 100% after

Plan pays 100% after

Plan pays 100%

Plan pays 100%

You pay $30

You pay $20

You pay $45

You pay $25

You pay $30

You pay $35

Network: Plan pays 100%

Network: Plan pays 100%

Non-Network: Plan pays 70% after

Non-Network: Plan pays 70% after

Specialist Office Visits

Network: Plan pays 90% after

Network: Plan pays 90% after

Non-Network: Plan pays 70% after

Non-Network: Plan pays 70% after

Doctors Office Visits

Health Benefits continued...

to view a short video

Kaiser Permanente Health Maintenance

Network: Plan pays 90% after

Network: Plan pays 90% after

Non-Network: Plan pays 70% after

Non-Network: Plan pays 70% after

Must notify UHCnon-notification