About Standard Chartered Bank

THE SCOOP
A truly international investment bank
Standard Chartered PLC was created in 1969 by the merger of the Standard Bank of British South
Africa and the Chartered Bank of India, Australia, and China. Both banks trace their roots to the
1800s, when British trade activities created a need for banking and financial institutions throughout
the far reaches of the British Empire. A period of peaceful growth lasted into modern times-until
1986-when Britain's Lloyds Bank attempted a hostile takeover. Standard Chartered is listed on the
London and Hong Kong stock exchanges. The London-headquartered group derives more than 90
per cent of its operating profits from Asia, Africa, and the Middle East. The bank's European
operations serve as a bridge to emerging markets. It has more than 1,600 branches in over 70
countries and employs nearly 49,000 people.

Our History
Standard Chartered Bank was formed in 1969 through the merger of two separate banks, the
Standard Bank of British South Africa and the Chartered Bank of
India, Australia and China.
These banks had capitalised on the expansion of trade between
Europe, Asia and Africa.
The Chartered Bank
The Chartered Bank was founded by James Wilson following the grant of a Royal Charter by
Queen Victoria in 1853.
The bank opened in Mumbai (Bombay), Kolkata and Shanghai in 1858, followed by Hong Kong
and Singapore in 1859.
The traditional trade was in cotton from Mumbai, indigo and tea from Kolkata, rice from Burma,
sugar from Java, tobacco from Sumatra, hemp from Manila and silk from Yokohama.
The bank played a major role in the development of trade with the East following the opening of
the Suez Canal in 1869 and the extension of the telegraph to China in 1871.
In 1957 Chartered Bank bought the Eastern Bank, together with the Ionian Bank's Cyprus
Branches and established a presence in the Gulf.
The Standard Bank
The Standard Bank was founded in London in 1862 by John Paterson from the Cape Colony in
South Africa, and started business in Port Elizabeth in the following year.

The bank was prominent in financing the development of the diamond fields of Kimberley from
the 1870s. It later extended its network further north to the new town of Johannesburg when gold
was discovered there in 1886.
The bank expanded in Southern, Central and Eastern Africa and had 600 offices by 1953.
In 1965, it merged with the Bank of West Africa, expanding its operations into Cameroon,
Gambia, Ghana, Nigeria and Sierra Leone.
In 1987 Standard Chartered Bank sold its stake in the Standard Bank, which now operates as a
separate entity.

Standard Chartered locations worldwide

Were one of the world's most international banks, with over 1,200 branches, offices and
outlets in 71 countries across the globe.
Select a region or click on the map below to learn about our locations, services and
contact details.
Philippines

Our footprint:

5 branches

12 ATMS

512 employees
We opened our office in Philippines in 1872 and now employ more than 500 staff.

Were the oldest international bank operating in the Philippines and one of the first to launch premium currency investments
onshore.
Our business banking business has built a solid track record as leaders in client-focused services, offering a wide range of
tailored solutions for our global and local corporate.
Were also endorsed by the country's national hero, Jose Rizal, as the bank of choice for his family.

Services available in the Philippines

Corporate Finance

Employee Banking

Financial Markets

Islamic Banking

Personal Banking

Priority & International Banking

Private Banking

SME Banking

Transaction Banking

Project & export finance

Our project finance solutions include financial advisory, valuation and modeling,
structuring and underwriting of financing solutions, usually on a limited or nonrecourse basis. We utilise our full suite of products to structure optimum
solutions, working with colleagues across the bank to integrate risk strategies,
including hedging and credit guarantees, and to mitigate commodity, interest rate
and foreign exchange risks.
We are one of only a handful of international banks which can offer you access to
over 25 export credit and multilateral agencies including Sinosure from China, K-

sure and Kexim from Korea, US EX-IM, ECGC, EKN, COFACE, SACE, Hermes
and NEXI.
Our commitment to sustainability

We have developed environmental and social standards which guide all debt,
equity and advisory products and services. Our project and export finance team,
together with our banks environmental and social risk management team,
reviews your projects compliance with international environmental and social
standards, to help achieve standards which will allow access to the widest range
of funding markets.
To support this focus, we have been a signatory to the Equator Principles
(Principles) since 2003. The Principles are a set of standards which help in
determining, assessing and managing environmental and social risks in the
development of any project. Compliance with the Principles forms a key decision
making component in the majority of international project financing.
The Equator Principles provide project sponsors with a clear framework to:

identify the environmental and social impact of a project

propose measures to manage any negative impact

develop an action plan to manage any gaps in alignment with international

standards

monitor ongoing project impact and progress against the action plan
With a strong environmental and social risk management in projects, we seek for
a better stakeholder engagement, clear demonstration of a social license to
operate and enhanced regulatory relationships.

Mergers & acquisitions advisory

Whatever you require access to new markets, products, technologies, investors
or business partners or a restructuring through asset sales our Mergers and
Acquisitions teams are well positioned to assist you. We can:

identify and evaluate potential targets, sellers or investors, through

leveraging our extensive network;

perform strategic and financial valuation analysis;

identify and value potential synergies; and

coordinate with legal, accounting and tax consultants

Our Capabilities
Our services include:

buy-side and sell-side advisory

equity advisory

leveraged buyouts

joint ventures and strategic partnerships

corporate valuations

financial structuring

Structured trade finance & financing solutions

Our Structured Trade Finance and Financing Solutions team help corporations
and institutions raise funds for capital expenditure or for working capital
requirements.

When evaluating risk, we focus more on your track record, current performance
and collateral valuation than on company financials.

Comprehensive solutions
We leverage creative structuring capabilities to provide innovative, tailor-made
solutions for your business, meeting your needs for short to medium-term
financing, such as pre-export financing, future receivables financing and projectrelated financing.
Our aim is to be your preferred business partner, achieving an optimal structure
which meets the objectives of all parties and delivering these potential benefits:

Improved cash flow and liquidity

Transfer of payment risk

Flexible tenor short to medium-term financing

Limited or non-recourse financing possibilities

Risk evaluation based on performance track record and collateral valuation

Leverage our reach and distribution capabilities

Our vast network of relationships with both emerging markets and OECD
suppliers and buyers spans over 70 countries, helping us find the right partner for
domestic and cross-border deals.
Our extensive footprint, as well as deep market penetration, gives us the capacity
to syndicate financings globally and take on large transactions where the ability
to syndicate is critical.

Leveraged finance
Our Leveraged Finance teams arrange and structure financing for a variety of
strategic transactions. Our comprehensive financial solutions include:

Acquisition financing

Mezzanine/Subordinated loans

Leveraged recapitalisations; and

Promoter financing

Bridge to capital markets issuances

Event based financing

Proven track record
We have established our reputation in our key markets across Asia, Africa and
the Middle-East, and have built a strong track record of providing valuable advice
on structuring and financing innovative award-winning deals.
We have been rated "Best Leveraged Finance/Structured Finance House" by
The Asset magazine for seven consecutive years since 2008.
b. Employee

Banking

We offer solutions to your organisation so you can give your staff something to
smile about.
At the heart of our employee banking proposition is understanding employers'
requirements to provide and implement structured domestic and regional staff
benefits programmes.
Your dedicated relationship manager will help provide you with world class
services and solutions to meet your employees financial needs.
If the country where you are operating isn't listed below, please contact your local
customer service team for more information. Their details can be found on
your local country website.

c. Corporate

access

Linking CEOs and CFOs with investors through Corporate Access, is a key
differentiator and one that is highly valued. Our Corporate Access team offers
investors the opportunity to interact with company leaders across a broad range
of geographies and sectors through non-deal roadshows, corporate days,
targeted conferences, site visits as well as reverse roadshows. In addition, our
investor education programme provides further insight and information to aid
investors in making better informed decisions.
C1. Equity

derivatives

We integrate the financial strength of our international business with in-depth

knowledge of our footprint markets to offer a full suite of equity derivative
products tailored to serving clients' needs.
Our expert team of sales, trading and structuring professionals based in Hong
Kong, Singapore and Seoul, enable our clients to access new markets, leverage
opportunities, mitigate risk and maximise returns.
We deliver innovative, customised solutions with core expertise in:
Structured products
We facilitate highly tailored solutions to meet our clients specific investment
objectives. Our product offerings include over-the-counter products, notes,
certificates and structured deposits built around innovative structures involving
vanilla and exotic options on liquid equity underlying (stocks, indices and ETFs)
as well as bespoke thematic strategies. We cover a wide variety of markets with
a focus on our footprint markets of Hong Kong, Korea, Singapore and India.
Listed Warrants
Our Listed Warrant offerings on various stock exchanges provide clients with
simple structured, highly liquid and efficiently executed solutions for risk
management and leveraging on stocks and indices.
Market access products
Our expert team assists in diversifying, enhancing portfolio returns and
management of risk exposure through an array of derivatives securities which

provide synthetic exposure to underlying securities including Exchange Traded

Funds (ETFs), equity swaps and warrants.
Financing products
Closely collaborating with our clients, we help optimise portfolio management
and balance sheets via securities lending and borrowing, financing against share
collateral and equity swaps.
C2. Convertible

bonds

We offer a full suite of convertible bond structuring, distribution and secondary

trading capabilities. Our team acts as the bridge between issuers and the
investor community.
Our convertible bond sales and trading teams are based in Hong Kong.
The sales team covers an extensive client base including: pension funds,
dedicated convertible bond funds, convertible arbitrage funds, credit funds, equity
income funds and mutual funds. The trading team makes markets in over 70
names across more than 10 countries, and has a deep knowledge of the
convertible market. In addition, they trade in asset swaps and credit default
swaps.

Commodities

Our origins began in the commodities business more than 150 years ago, when
we started financing our clients' trade business throughout Asia, Africa and the
Middle East. Today our strength in commodity risk management builds on that
history helping us to become the right partner for hedging, commodity-linked
finance and investor products.

Award-Winning Expertise
Leverage our strengths for risk management needs.

Asia Risk Awards 2013

Commodity Derivatives House of the Year

We cover a broad range of commodities and offer solutions from basic forwards
to tailored solutions for clients. We offer specialised solutions to clients looking to
manage their commodity price risk, raise commodity-linked finance or invest in
commodities.

Commodities traded
We offer a variety of commodities including precious and base metals, a broad
cross-section of energy products and many agricultural products. We are
constantly expanding our commodity offering in response to our clients' needs.
Precious Metals
Base Metals
Energy
Agricultural

Gold
Silver
Platinum
Palladium
Rhodium
Copper
Aluminium
Nickel
Lead
Zinc
Tin
Coal
Crude Oil
Fuel Oil
Gas Oil
Kerosene
Gasoline
Naphtha
LPG
PetChems
Carbon
Freight
Palm oil
Cotton
Sugar
Wheat
Corn
Cocoa
Soy Complex

Pulp & Paper

Coffee

OUR BRAND AND VALUES

Everything we do is about being Here for good in business, through life,
and when it matters most for our clients.

As we strive to be the worlds best international bank, its important that we conduct our business to the highest
standards and are guided by our core values. In doing so, we act in an open, innovative and collaborative manner
to advance the best interests of our clients.
Our brand promise, here for good, underpins everything we do. It guides how we do business and the decisions
we make.

Our people

Meet our senior management team, who lead our 90,000 plus staff.

Chairman

Sir John Peace

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 Group Chief Executive

Dr Lars Thunell

Bill Winters

Group Finance
Director

Paul Skinner

Andy Halford

Executive Director

Ruth Markland

Mike Rees

Simon Lowth

Independent NonExecutive Directors

Jasmine Whitbread

Naguib Kheraj

View profile

Om Bhatt

Christine Hodgson

View profile

View profile

Gay Huey Evans

Dr Kurt Campbell

View profile

Dr Louis Cheung

View profile

Group Company Secretary

Dr Byron Grote

View profile

Dr Han Seung-soo

View profile

Annemarie Durbin

Tracy Clarke

View profile

Andy Halford

View profile

Mike Rees

Senior Management

Bill Winters

View profile

DIVERSITY AND INCLUSION

Our approach to diversity and inclusion is fundamental to who we are as
an organisation, and a key aspect of our brand promise, Here for good.
In the workplace
As an international bank, we have a naturally diverse workforce. We employ more than 90,000 people nearly half of whom
are women representing 133 nationalities worldwide. This provides us with a strong competitive advantage, enabling us to
understand better the needs of those who bank with us.

Diversity and inclusion in the workplace

Our aim is to ensure that our employees are representative of our markets and
client profile. We consider diversity in all its facets, including gender, nationality,
(dis)ability,age, sexual orientation and identity.

Diversity and inclusion for our customers

We're continually developing products and services that are aimed at meeting the
needs of our diverse customer base. In some cases, this involves tailoring them
to make them more appropriate and accessible.

Diversity and inclusion in the community

In the community, we work with local organisations and community partners to
empower, educate and engage diverse groups of people.
Through our employee volunteering programme, we aim to
facilitate a culture of inclusion in the markets where we
operate.
We offer a range of advice, support and training for women setting up or
expanding their business.
Here are some of the way we're supporting women entrepreneurs across our
markets,

Working with the Bangladesh Federation of Women Entrepreneurs to

deliver training and development

Supporting war widows in Sri Lankas Jaffna peninsula with microfinance

loans. Interest from the repayments are targeted at being fed back into the
Seeing is Believing fund for the region

Offering our Diva account which caters specifically to womens needs

through customised debit cards, discounts, benefits, and membership to the Diva
club

Creating networking opportunities and development seminars for our

women clients and business owners, such as roundtable breakfasts, health and
wellbeing events, and financial literacy training

Launching our Care4Ladies insurance plan in Ghana, which is tailored

specifically to provide coverage on the specific health needs of our women
customers

Offering our women entrepreneurs in India a bundled Business Installment

Loan with preferential pricing and features

Offering partially secured loans with lower interest rates to women

entrepreneurs in Bangladesh and Malaysia

Opening all-women branches in India and Sri Lanka, providing customers

with a safe and comfortable environment in which to discuss their financial
matters.

Standard Chartered: a short history

Bank operates more than 1,700 branches, offices and outlets in 70 markets but mainly targets
the fast-growing markets of Asia, Africa and the Middle East

Standard Chartered First Bank in Seoul. Photograph: Jo YongHak/REUTERS

Press Association
Tuesday 7 August 201211.43 BSTLast modified on Thursday 19 June
201408.41 BST

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0
London-based Standard Chartered is one of the biggest companies in the
FTSE 100 although the group is relatively unknown in the UK.
Here are some key facts:

The bank operates more than 1,700 branches, offices and outlets in 70
markets but mainly targets the fast-growing markets of Asia, Africa and the
Middle East, where it derives more than 90% of its income and profits.
It has no branches in the UK but its headquarters are in London and it
employs 2,100 staff in this country.
London is a key hub for its wholesale banking business and carries out
significant private banking and international banking operations.
It sponsors Liverpool FC.
Standard Chartered bank was formed in 1969 through the merger of two
separate banks the Standard bank of British South Africa and the Chartered
bank of India, Australia and China. These banks had capitalised on the
expansion of trade between Europe, Asia and Africa.
Its history dates back more than 150 years.

 Chartered bank was founded by James Wilson following the grant of a royal
charter by Queen Victoria in 1853. After opening branches in Mumbai,
Kolkata, Shanghai, Hong Kong and Singapore over the next decade, it traded
in cotton from Mumbai, indigo and tea from Kolkata, rice from Burma, sugar
from Java, tobacco from Sumatra, hemp from Manila and silk from
Yokohama.
Standard bank was founded in the Cape province of South Africa in 1862 by
John Paterson, and started business in Port Elizabeth in the following year. It
helped finance the development of the Kimberley diamond fields from 1867
and extended its network further north to the new town of Johannesburg
when gold was discovered there in 1885. The bank had 600 offices across
southern, central and eastern Africa by 1953.
Standard Chartered today employs 87,000 staff across the world,
representing 130 nationalities.
It reported its ninth year in a row of record profit and income growth in 2011.
Pre-tax profits rose 11% to $6.8bn (4.3 billion), while operating income rose
10% to $17.6bn.
The revelations come days after the group reassured investors that it was not
involved in the Libor rate-rigging scandal.
Its chief executive, Peter Sands, said: "It may seem boring in contrast to what
is going on elsewhere, but we see some virtue in being boring."
Banking services

Savings & accounts

We offer a wide choice of savings accounts with competitive interest rates and
the option to save in local or foreign currencies.
You also have the added convenience of getting easy access to your money
when you're abroad.

Loans
Whether you're planning a vacation, redecorating your home or supporting your
child through college, a personal loan will give you the extra funds you need. You
can even use it as a standby line of credit for unforeseen expenses.
Depending on your specific credit needs, you can take out an instalment loan or
a revolving loan without any guarantee or collateral.
Whichever option you choose, we'll help you stay in control of your finances and
make the most of life's opportunities and experiences.

Mortgages
Are you about to buy your first home or move to a new place? Maybe you're
investing in property or looking to switch to a better deal.
Wherever you are on the property ladder, we can help you choose the right
mortgage for you.
By combining award-winning mortgages with our local and international
experience, we're in a strong position to help homebuyers and property investors
across the world. In fact, we've won awards as a leading mortgage bank in most
of the countries in which we do business.

Credit cards
Our credit cards are accepted at outlets across the world and are designed to
give you greater flexibility and round-the-clock convenience.
Whether you're looking for extended repayment terms, special cardholder
privileges or an attractive rewards programme, we have the ideal credit card to
suit you and your lifestyle.

Insurance
You've worked hard to get where you are today and it's important to safeguard
your assets - now and for the future.

We partner with leading insurance providers to help protect you and the people
you love so you can enjoy life without worrying about the 'what ifs'.
Our insurance solutions include:

Life insurance

Savings and retirement planning insurance

Health and medical insurance

Home insurance

Motor insurance

Travel insurance

Investments
To help you manage your wealth and plan for the future, we offer a
comprehensive range of advisory services.
Investment advisory services
From financial reviews and health checks to evaluating your risk profile and
customising an asset allocation plan that suits your individual objectives.
Retail FX products
If you're looking to capitalise on opportunities in the currency markets, we can
offer you a number of easy and flexible ways to invest in foreign currencies.
These include:

FX margin trading

Currency trading

Premium currency deposits

Principal protected currency deposits

Mutual funds
Our fund families offer a broad range of mutual funds designed to match your risk
tolerance and management style.

Our funds include highly diversified portfolios that:

actively allocate across a full range of major asset classes and geographic
markets

offer absolute returns, with potentially higher yields than a typical liquidity
portfolio, while managing short-term risk

provide consistent return and capital appreciation, regardless of market

direction, but with greater emphasis on returns superior to those offered by
traditional cash offerings.

BANKING SERVICES
We combine global capabilities with deep local knowledge to provide
innovative products and services to meet the needs of our customers and
clients.
PRIVATE BANKING
Creating partnerships that go beyond the purely financial.

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