Derand Walker

222 Sweetwater Circle ■ Mableton, GA. 30126 ■ 205-396-7042 ■ dwalker3102@yahoo.com

FINANCIAL SERVICES PROFESSIONAL

Detail and quality oriented management and sales professional with extensive experience providing
operational, recruiting, coaching, clerical services in banking, finance, and retail management.

EMPLOYMENT HISTORY

PARAMOUNT MORTGAGE, INC.

Senior Account Executive August 2009- Present

 Actively solicited mortgage loans through self-promotion and development of marketing

strategies in metropolitan area
 Expedited loan processes by efficiently networking key players, including processors, appraisers,
underwriters, and title companies
 Meet & Interviewed applicants to obtain relevant financial information
 Recruited and Trained new associates
 Set goals to strengthen internal and external relationships to increase mortgage production, and
ensured smooth running of the branch

FIRST NLC FINANCIAL

(Leading non-prime mortgage originator with annual sales of $76.5 M)
Branch Manager June 2006- July 2009

 Recruited, Trained and mentored a staff of 25 employees

 Established production goals, monitored performance relative to these goals, and made necessary
changes to ensure that goals were attained
 Worked with the Area Manager to develop, review and recommend overall objectives, policies
and strategies
 Generated new ideas to facilitate productivity and enhance customer service

AMERIQUEST MORTGAGE
(Held 13 percent market share in US sub-prime mortgage market.)
Branch Manager March 2003-May 2006

 Interacted with various departments within the company to foster open lines of communication
throughout the loan process, and resolved any customer conflicts
 Recruited, Trained and mentored a staff of 20 employees
 Set and established production goals, and made necessary changes to ensure goals were attained
 Performed portfolio evaluation, analysis, and oversight of clients accounts
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 Prioritized and addressed customer needs and demands in a professional manner, providing
follow-up and developing cooperative relationships

NATIONAL BANK OF COMMERCE

(Based in Birmingham, AL. NBC has assets of $1.1 billion)
Branch Manager May 2002- February
2003

 Conducted credit investigation and evaluated the credit worthiness of customers by reviewing
credit history reports, debt ratios, and discretionary income
 Exercised the usual authority of a manager concerning staffing, training, performance,
promotions, salary recommendations and terminations
 Targeted new business and acted as sales facilitator for the branch by conducting sales meeting,
coaching sales performance and leading the sales process
 Planned successful marketing and advertising strategies targeting and developing new accounts,
bringing in more business and greater economic support to the branch

COMPASS BANK
(Financial services group with more than $785 billion in total assets.)
Personal Banking Officer October 1998-March 2002

 Direct liaison to facilitate client relationships and resolve operating issues

 Assessed district market needs and developed training strategies to increase sales production
 Involved in cross-selling new products and services with an emphasis on establishing multiple
account relationships with clients
 Assisted the Branch Manager with the conception and attainment of quarterly sales and asset
goals
 Sold commercial and consumer loans as well as other various bank products

EDUCATION

Alabama State University, Montgomery, Alabama

Major: Business Management
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*References upon Request