Balance Sheet

------------------- in Rs. Cr. ------------------Mar '15

Mar '14

Mar '13

Mar '12

Mar '11

12 mths

12 mths

12 mths

12 mths

12 mths

Capital and Liabilities:

Total Share Capital
746.57
746.57
684.03
671.04
635.00
Equity Share Capital
746.57
746.57
684.03
671.04
635.00
Share Application
0.00
0.00
0.00
0.00
0.00
Money
Preference Share
0.00
0.00
0.00
0.00
0.00
Capital
Reserves
127,691.65 117,535.68
98,199.65
83,280.16
64,351.04
Net Worth
128,438.22 118,282.25
98,883.68
83,951.20
64,986.04
Deposits
1,576,793.24 1,394,408.51 1,202,739.57 1,043,647.36 933,932.81
Borrowings
205,150.29 183,130.88 169,182.71 127,005.57 119,568.96
Total Debt
1,781,943.53 1,577,539.39 1,371,922.28 1,170,652.93 1,053,501.77
Other Liabilities &
137,698.05
96,412.96
95,455.07
80,915.09 105,248.39
Provisions
Total Liabilities
2,048,079.80 1,792,234.60 1,566,261.03 1,335,519.22 1,223,736.20
Mar '15
Mar '14
Mar '13
Mar '12
Mar '11
12 mths

12 mths

12 mths

12 mths

12 mths

Assets
Cash & Balances with
115,883.84
84,955.66
65,830.41
54,075.94
94,395.50
RBI
Balance with Banks,
58,977.46
47,593.97
48,989.75
43,087.23
28,478.65
Money at Call
Advances
1,300,026.39 1,209,828.72 1,045,616.55 867,578.89 756,719.45
Investments
495,027.40 398,308.19 350,927.27 312,197.61 295,600.57
Gross Block
9,329.16
8,002.16
6,595.71
5,133.87
4,431.96
Revaluation
0.00
0.00
0.00
0.00
0.00
Reserves
Accumulated
0.00
0.00
0.00
0.00
0.00
Depreciation
Net Block
9,329.16
8,002.16
6,595.71
5,133.87
4,431.96
Capital Work In
0.00
0.00
409.31
332.68
332.23
Progress
Other Assets
68,835.55
43,545.90
47,892.03
53,113.02
43,777.85
Total Assets
2,048,079.80 1,792,234.60 1,566,261.03 1,335,519.24 1,223,736.21

Contingent Liabilities
Bills for collection
Book Value (Rs)

1,093,422.51 1,091,358.37
0.00
0.00
172.04
1,584.34

Profit & Loss account

993,018.45
0.00
1,445.60

899,565.18
0.00
1,251.05

790,389.59
0.00
1,023.40

------------------- in Rs. Cr. ------------------Mar '15

Mar '14
Mar '13
Mar '12
12 mths

12 mths

12 mths

12 mths

Mar '11
12 mths

Income
Interest Earned
152,397.07 136,350.80 119,657.10 106,521.45 81,394.36
Other Income
22,575.89 18,552.92 16,034.84 14,351.45 14,930.42
Total Income
174,972.96 154,903.72 135,691.94 120,872.90 96,324.78
Expenditure
Interest expended
97,381.82 87,068.63 75,325.80 63,230.37 48,867.96
Employee Cost
23,537.07 22,504.28 18,380.90 16,974.04 15,211.62
Selling, Admin & Misc Expenses 39,836.01 33,105.70 26,740.65 27,954.03 23,884.37
Depreciation
1,116.49
1,333.94
1,139.61
1,007.17
990.50
Preoperative Exp Capitalised
0.00
0.00
0.00
0.00
0.00
Operating Expenses
38,677.64 35,725.85 29,284.42 26,068.99 23,015.44
Provisions & Contingencies
25,811.93 21,218.07 16,976.74 19,866.25 17,071.05
Total Expenses
161,871.39 144,012.55 121,586.96 109,165.61 88,954.45
Mar '15
Mar '14
Mar '13
Mar '12
Mar '11

Net Profit for the Year

Extraordinary Items
Profit brought forward
Total
Preference Dividend
Equity Dividend
Corporate Dividend Tax
Per share data (annualised)
Earning Per Share (Rs)
Equity Dividend (%)
Book Value (Rs)
Appropriations

12 mths

12 mths

12 mths

12 mths

12 mths

13,101.57
0.00
0.32
13,101.89
0.00
2,557.28
520.65

10,891.17
0.00
0.34
10,891.51
0.00
2,239.71
298.45

14,104.98
0.00
0.34
14,105.32
0.00
2,838.74
375.95

11,707.29
0.00
6.05
11,713.34
0.00
2,348.66
296.49

7,370.35
0.00
0.34
7,370.69
0.00
1,905.00
246.52

17.55
350.00
172.04

145.88
300.00
1,584.34

206.20
415.00
1,445.60

174.46
350.00
1,251.05

116.07
300.00
1,023.40

Transfer to Statutory Reserves

Transfer to Other Reserves

10,023.64
0.00

8,353.03
0.00

10,890.29
0.00

9,067.85
0.00

5,218.83
0.00

anking - Balance sheet and income statement

(Balance sheet)
2010

2011

2012

2013

2014

Balance sheet
$ millions
Assets

2,591,998

2,996,96
5

3,140,62
1

3,264,89
5

3,454,305

99,665

73,859

88,478

70,336

67,812

9,311

10,986

6,911

6,363

6,624

Investments and accounts

with affiliates

138,551

120,031

135,473

155,447

146,870

Portfolio investments

557,150

489,341

508,048

546,649

558,917

1,464,919

1,924,533

2,039,848

2,171,567

2,310,896

Mortgage

704,177

1,067,494

1,127,466

1,181,922

1,239,613

Non-mortgage

760,741

857,039

912,382

989,645

1,071,283

Allowance for losses on

investments and loans

-8,022

-7,622

-7,388

-7,246

-9,395

Bank customers' liabilities

under acceptances

46,737

50,373

55,908

59,093

66,510

9,385

11,752

11,309

10,937

10,480

274,302

323,714

302,034

251,744

295,590

2,392,355

2,794,48
0

2,917,18
4

3,026,77
3

3,196,091

1,673,799

1,850,131

1,961,319

2,101,437

2,234,739

15,234

15,742

14,939

13,891

12,689

Cash and deposits

Accounts receivable and
accrued revenue

Loans

Net capital assets

Other assets
Liabilities
Deposits
Actuarial liabilities of insurers
Accounts payable and
accrued liabilities

Loans and accounts with

affiliates

19,193

19,934

21,765

28,732

37,328

Borrowings

59,718

188,721

223,896

198,545

193,605

Loans and other borrowings

18,696

40,289

45,245

43,515

48,330

41,019

145,827

176,549

153,639

142,055

2,606

2,102

1,391

3,220

Future income tax

-1,874

-3,116

-3,348

-3,828

-4,334

Bank customers' liabilities

under acceptances

46,781

50,421

55,859

59,113

66,571

579,505

672,648

642,753

628,883

655,492

199,643

202,485

223,438

238,122

258,215

83,995

93,264

99,083

100,255

99,903

6,447

5,935

6,932

6,989

6,639

..

1,634

5,067

4,258

8,478

109,200

101,653

112,356

126,620

143,194

Bankers' acceptances and

paper
Bonds and debentures
Mortgages

Other liabilities
Equity
Share capital
Contributed surplus and
other
Accumulated other
comprehensive income
Retained earnings

BalanceSheet - Indian Bank

Rs (in Crores)
Particulars

Mar'15

Mar'14

Mar'13

Mar'12

Mar'11

12 Months

12 Months

12 Months

12 Months

12 Months

480.29

464.85

829.77

829.77

829.77

Reserves & Surplus

12077.45

11070.73

10009.07

8807.63

7496.77

Net Worth

14833.26

13871.04

11972.43

10801.44

9521.10

2646.09

4963.87

2862.56

4872.86

2100.37

Unsecured Loan

169225.27

162274.82

141980.15

120803.80

105804.18

TOTAL LIABILITIES

186704.62

181109.73

156815.14

136478.10

117425.66

2963.49

2929.40

1689.99

1625.42

1550.73

.00

.00

.00

.00

.00

687.97

593.94

556.40

461.39

356.17

5.24

2.78

.52

5.27

55.31

45898.61

46910.42

41804.98

37976.03

34783.76

Inventories

.00

.00

.00

.00

.00

Sundry Debtors

.00

.00

.00

.00

.00

Cash and Bank

13081.17

10490.54

9638.68

8813.36

8562.31

Loans and Advances

130887.46

126993.56

109688.43

92999.12

76766.20

Total Current Assets

143968.64

137484.10

119327.11

101812.48

85328.51

6131.35

6216.97

6007.46

4941.10

4292.65

.00

.00

.00

.00

.00

6131.35

6216.97

6007.46

4941.10

4292.65

137837.28

131267.13

113319.65

96871.38

81035.86

.00

.00

.00

.00

.00

186704.62

181109.73

156815.14

136478.10

117425.66

Liabilities
Share Capital

Secured Loan

Assets
Gross Block
(-) Acc. Depreciation
Net Block
Capital Work in Progress
Investments

Current Liabilities
Provisions
Total Current Liabilities
NET CURRENT ASSETS
Misc. Expenses
TOTAL ASSETS(A+B+C+D+E)
Rs (in Crores)

Balance sheet
(Rs crore)
Mar ' 15

Mar ' 14

Mar ' 13

Mar ' 12

Mar ' 11

Sources of funds
Owner's fund
Equity share capital

3,236.00

3,232.00

3,229.00

3,271.00

3,273.00

Share application money

17.00

17.00

25.00

9.00

Preference share capital

2,12,923.00

1,93,842.00

1,76,766.00

1,59,698.00

1,42,800.00

2,036.00

10,744.00

2,422.00

6,949.00

10,104.00

87,105.00

74,737.00

52,101.00

51,678.00

53,324.00

3,05,317.00

2,82,572.00

2,34,543.00

2,21,596.00

2,09,510.00

2,05,638.00

1,94,793.00

1,87,607.00

1,82,946.00

2,03,686.00

3,127.00

5,467.00

91,075.00

85,387.00

77,859.00

69,223.00

60,979.00

1,14,563.00

1,09,406.00

1,09,748.00

1,10,596.00

1,37,240.00

75,753.00

41,716.00

19,116.00

7,754.00

12,228.00

1,12,573.00

86,062.00

52,509.00

54,008.00

37,652.00

Current assets, loans & advances

94,896.00

1,30,399.00

1,37,138.00

1,19,655.00

92,132.00

Less : current liabilities & provisions

92,468.00

85,011.00

83,968.00

70,417.00

69,742.00

2,428.00

45,388.00

53,170.00

49,238.00

22,390.00

3,05,317.00

2,82,572.00

2,34,543.00

2,21,596.00

2,09,510.00

Reserves & surplus

Loan funds
Secured loans
Unsecured loans
Total
Uses of funds
Fixed assets
Gross block
Less : revaluation reserve
Less : accumulated depreciation
Net block
Capital work-in-progress
Investments
Net current assets

Total net current assets

Miscellaneous expenses not written
Total
Notes:

Book value of unquoted investments

78,085.00

47,561.00

32,551.00

23,339.00

22,378.00

Market value of quoted investments

36,108.00

39,694.00

20,789.00

31,439.00

15,839.00

Contingent liabilities

80,641.00

77,162.00

54,600.00

54,075.00

56,305.00

Number of equity sharesoutstanding (Lacs)

32356.89

32319.02

32286.63

32710.59

32733.74