ICICI Bank Services Financial Services (Wealth Management)

Banking Products

An account that delights you with

rewards, security and ease of banking.
Savings Account -

No minimum Balance Requirement

Complete waiver of charges on Demand Drafts, Pay Orders and Anywhere Banking facilities

Complimentary and personalised International Debit Card

Internet Banking Avoid the queue or delays and try our simple and secure Internet Banking
facility for an unmatched online banking experience
Customer Care Our Customer Care service is always available to address your queries
Mobile Banking A quick, simple and convenient way to take command of your bank account
securely, anytime, anywhere
Nomination Facility You may nominate a person as beneficiary to your account proceeds
My Savings Rewards Start earning PAYBACK points on a day-to-day basis that can be
redeemed against exciting rewards from our partners

Family Wealth Account - A wealth of privileges has been designed to take care of your family. We
offer you a comprehensive suite of products and services tailored for exclusive customers like
yourself. To get started, all you need to do is start a Family Banking relationship with ICICI Bank.

At least one of the members in your family should hold a Wealth Management account with ICICI
Bank and this premium service will be extended to all the members in the family*. Earn PAYBACK
points under My Savings Rewards for adding members to Family Wealth Account.

Home Loans - We understand that buying a home is one of the most important decisions in life.
ICICI Bank Home Loans with its extensive features will help you in making your dream home a reality.

Dedicated team of experts to guide you through the property purchase process

Home Loan suited as per your needs.

Home Loan tenure up to 20 years

Simplified documentation

Doorstep delivery of Home Loan papers

Loan approval even before the property is selected

Insurance options to cover your home loan at a competitive premium

Earn PAYBACK points under MySavings Rewards on every successful EMI payment through
Auto-debit mode

Car Loans - The Car Loans from ICICI Bank are designed to finance your dream car that suits your
status and taste. Enjoy the following benefits when you choose a Car Loan from us and be rest
assured of a pleasant journey.

Get loans up to 90% of the ex-showroom price of the car

Our Car Loans offer attractive interest rates to ensure you have a smooth drive

New car loans are offered with fixed interest rates during the tenure of the loan

Repayment of Car Loans tenure up to 60 months

Earn PAYBACK points under MySavings Rewards on every successful EMI payment through
Auto-debit mode

Foreign Exchange Services

Embark on hassle-free vacations with our world class Forex solutions.

Experience utmost convenience and service excellence when you choose Foreign Currency,
Travellers Cheques and Travel Card for your foreign exchange needs. Whether you travel for holiday
or for business, we offer efficient solutions with the assurance of prompt delivery of foreign exchange
at your doorstep*.

*Available in select cities through authorised service providers.

Demat Account
Enjoy 24x7 access to transfer securities through the Internet and Interactive Voice Response
(IVR). Now you can receive your account statement and bill by e-mail, and track your dividend,
interest and bonus through the account statement.

You also can seamlessly access your Demat Account by sending an SMS to enquire about your
Holdings, Transactions, Bill and ISIN details. Also receive SMS alerts for all debits/credits and benefit
from our competitive service charges that offer you value for money.

Funds & Investments

Mutual Funds -

Investing in Mutual Funds* is important for building a balanced portfolio. We

help you in identifying the appropriate Mutual Fund schemes based on your needs, risk appetite and
financial goals. To get the right mix of risk and return, avail equity funds for growth and capital
appreciation, and debt funds for capital protection.

*Mutual Funds are subject to market risks. Please read the offer documents carefully before investing.

Try the all-new and upgraded Mutual Fund Transaction Platform.

Portfolio Management Services - We will assist you with a range of specialised investment
strategies to capitalise on opportunities in the market by referring you to our partnering Asset
Management companies.

*ICICI Bank provides referral services only.

Alternative Investments - Broaden your investment avenues by diversifying your portfolio through
an extensive range of products such as Residential & Commercial Real Estate services**, Real Estate
Funds & Private Equity* made available to you from our partners.

*ICICI Bank provides referral services only

**ICICI Bank has a referral tie up with ICICI Home Finance for providing property related services.

Deposits - Get full safety for your investments along with steady growth for your portfolio with
competitively priced deposit products from ICICI Bank Wealth Management. We have designed a
gamut of deposits to cater to your unique banking needs.

Now, earn attractive interest for various tenures on your deposits.

Banking Services
Mutual Fund Transaction Platform - Now investing in Mutual Funds is as easy as it can get!
Our upgraded Mutual Fund Transaction Platform offers a wide bouquet of features that make
investing in Mutual Funds even more easy and worry-free.

Features

Investment Cart: You can now add multiple transactions to Investment Cart and execute all
orders in one go with a one-time Grid Card authentication.

Flexible Investment Plan: You can choose to invest in a fund systematically, on a date and
frequency of your choice.

STP/SWP Transactions: Now carry out STP and SWP transactions through the platform

Lockers

Features & Benefits of Safe Deposit Locker

Wide availability of lockers in various sizes and at various locations

Extended banking hours for accessing lockers

Minimum period for renting out a locker is one year

Lockers can be hired by individuals, limited companies, associations, clubs and trusts

Nomination facility available

Hassle-free payment option through standing Instructions.

Book our safe deposit lockers to keep your jewellery, important documents and other valuables.

iWealth

iWealth brings to you a host of services:

Viewpoint : Get access to video interviews of Industry experts on Equity, Fixed Income,
Economy, Products and much more

Speak of the Week : Get latest weekly updates on Global Markets, Economy and much more

My Portfolio : You can view your Mutual Fund Portfolio and execute transactions

Transaction Platform : You can execute the following Mutual Fund transactions

1.

Buy/SIP/FIP

2.

Redeem/Switch/SWP/STP

3.

Stop SIP/Stop SWP/Stop FIP/Stop STP

Risk Profile : You can view and update your Risk Profile

Relationship Team : You can view the contact details of your mapped Relationship Team
comprising a Relationship Manager and a Client Service Manager
Click to Call : Connect directly with an officer at Customer Care

iMobile

Services offered on iMobile:

Banking at Your Fingertips : You can check balances of last 5 transactions, transfer funds,
pay bills, and open a fixed and recurring deposit and much more.

Bill Payments Anytime, Anywhere : With iMobile you can pay bills without having to wait in
queues. Choose from any bill payment option from bills presentment, bill pay and quick pay

Service At Your Convenience : Avail banking services from the comfort of your home. You
can locate an ATM, stop or check the status of your cheque, order a cheque book, track your service
requests and much more

More on the go : iMobile takes banking to the next level by providing you with an opportunity
to make secure payments while booking your tickets. Now be able to book tickets for movies and
travel; recharge your phone/ DTH and do a lot more, all from the comfort of your mobile

Link Accounts : Get complete control and seamless access to your loan, demat and credit
card accounts held with ICICI Bank by linking them with iMobile

Smart Vault

Smart Vault
Welcome to the most advanced, first-of-its-kind locker service in India, the 'Smart Vault'. Now you can
safeguard your valuables while enjoying the convenience of accessing them any time, any day.

To provide you the best in convenience and safety, the Smart Vault is designed with state-of-the-art
robotic technology and high-end security.

e-Locker
ICICI e-Locker is an online document storage facility to store all your valuable documents at one
central secure location. Be it your birth or marriage certificate, passbook statement, life insurance
policy, PAN card copy or any other prized document, access all your documents anytime conveniently.

Secure and Accessible : Documents are stored in a secure manner and accessible only to
you via a secured login

Anywhere, Anytime Access : Documents are accessible anywhere, anytime through ICICI
Bank Internet Banking or ICICI Direct account login

Safety and Longevity : Documents are stored online safely, which facilitates future retrieval
in an easy manner

No charges for storage : This facility is free of charge for customers

iTrack

iTrack Features:

Search based on Account Number or Courier Airway Bill Number

Facility to add a deliverable as Favourite in the App to track the status in future

Facility provided to view previously searched deliverables in the App through the History
option

Save the iTrack link to your Favorites search

Direct access to ICICI Bank Customer Care numbers

iTrack" is ICICI Bank's official deliverable status tracking application. The deliverable status can be
tracked either through the iTrack Mobile App or the iTrack link on www.icicibank.com.
Easy and convenient to use, "iTrack" lets you know the status of deliverables dispatched to you by
ICICI Bank like Cheque Book, Debit/ ATM Card, Bank Statements, etc.

Insurance and Risk Protection

Life Insurance
Life insurance is one of the important elements of any financial planning endeavour. Our wealth plans
offer you multiple opportunities to safeguard the financial stability of your family and grow your money
in a systematic manner to achieve your financial goals.

General Insurance
There are certain risks and unforeseen events in life such as illnesses, accident, damage to vehicle,
burglary at home or natural calamities causing destruction of property that can impact your life
adversely.

Our range of general insurance solutions ensures that the financial impact of these risks is mitigated.

Credit Cards

ICICI Bank Diamant Credit Card

Get access to private islands, yachts, jets and super cars, along with benefits across
categories like golf, travel and entertainment, each designed in an endeavour to bring
you a memorable experience.

ICICI Bank Sapphiro Credit Card

Enjoy the benefits of 2 cards with the convenience of 1 account. Get access to some of
the finest lifestyle privileges across travel, dining, entertainment and golf.

Jet Airways ICICI Bank Sapphiro Credit Card

Best suited for frequent flyers, the Jet Airways ICICI Bank Sapphiro Credit Card comes
with a powerful array of benefits.

Business Banking

Current Account - At ICICI Bank Wealth Management, we understand that your banking requirements
change with growth and evolution of your business. Our Current Account is designed keeping your
business requirement in consideration and offer special privileges, free services, customised offerings
and higher free limits for your daily transaction needs.

Key Features:

No non maintenance charges on Monthly Average Balance (MAB)

Unlimited free cash deposits and withdrawals

Unlimited free cheque deposits and payments

Free corporate internet banking facility through which you can bank 24X7

Free mobile alerts for receiving information related to your account

Free Platinum Debit Card

Faster processing of your requests across branches and other channels

Free RTGS and NEFT transactions

Trade Services - Our Trade services help you focus on your business and compete in global markets.
Whether you are an importer or exporter, our correspondent network of over 440 foreign banks across
over 60 countries, and foreign currency Nostro accounts in more than 26 currencies will ensure that
we meet all your international / domestic trade requirements.

Services Offered:

Trade Variant Current Account A unique combination of HNI Current Account features and
customised solutions for your global trade services requirement

Fx-online : A portal to help you book conversion rates for your foreign currency remittances at
your fingertips

Preferential foreign exchange pricing to help you compete in the international market

Letter of Credit : Obtain accurate and on-time payments from your sellers

Export Finance : Obtain pre and post shipment credit for your export business

Import Finance : Get the best priced solutions for your import business

Import Bill for collection: Facilitates your trade activities with our efficient documentary
collection services
Bank Guarantee : Avail bank guarantee in INR as well as foreign currency

Export Bill Collection : Facilitates your trade activities by converting your assets into cash
immediately

Remittances : Ensures Efficient and Prompt trade transactions with your global trade partners

Inland Bill Discounting: Client-centric treasury offers fully integrated services through state-ofthe-art dealing rooms

Bill for Collection : Obtain financing by virtue of discounting your bills

FX-On-Call : It is a facility to help you connect with our experts that helps in deal booking and
sharing of market rates
Business Loans - Get loans to match your specific business needs. Our tailor made loans let you
choose the option most convenient and suitable for your business.

Key Features

Quick processing and disbursal of loans

Loan documentation at your location for ease and flexibility

Attractive interest rates and commission charges

Easy switch-over of banking limits

Hassle-free renewals with minimum documentation

Facilities Offered

Cash Credit/ Overdraft for working capital requirement

Export credit such as pre and post-shipment limits

Term loans for purchase of commercial assets and business expansion

Letters of Credit Inland & Foreign

Bank guarantees for performance and financial obligations

Our Business Loan Expert with assist you in identifying the appropriate loans for your business, based
on your needs, your credit rating, industry norms and the impact on your balance sheet. You can rely
on us to get the best for your business

Business Insurance

Manage Business Risk effectively

The key to a successful business is effective risk management. Uncertainty, risk and insecurity are
incidental to any form of business. This makes insurance indispensable for a business organisation.
We offer products that match your personal and business needs and provide you the perfect
protection cover. Business Insurance is available from ICICI Lombard General Insurance Co. Ltd.

Fire Insurance

Marine Insurance

Industrial Insurance

Corporate Insurance

Liability Insurance

Shop Insurance