ZANER GROUP

Precious Metals Solutions

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

Global Expertise And Brokerage

Zaner is a boutique brokerage firm located in
Chicago.

For over 30 years, Zaner has provided advice and

brokerage services to participants worldwide in the
metals, futures, commodities, currencies, energies
and forex markets.
Accurate risk-management, technology, top-notch
research & strategy, trading insights, reliable
clearing and impeccable support define our
services.

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

Zaner Fast Facts

Family owned and operated

CFTC registered
NFA member
NIBA member
Certified Coin Exchange member
American Numismatic member
Illinois Chamber of Commerce member
Better Business Bureau A+ accredited business

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

ZPM Back Story

At our core, we are precious metals dealers. We
became involved in the software development side
of the PM business only because the applications
that we believed we required to support our own
business did not exist. So we decided to build the
applications ourselves.
We never intended to become a software solutions
provider, but once industry participants became
aware of our solutions, a new business was born.

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

Tornado
Tornado is the name of our suite of precious metals
technology.

Since we created and own all the technology, you are not
hiring an IT company, you are partnering with a precious
metals dealer who gets it. There is no learning curve with us.
Everything we offer was built out of need for our precious
metals business.
As we were one of the first to create ecommerce solutions for
the precious metals industry, everything we do has been time
tested. We can save you time and money because we have
already built it.

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

Tornado Products
Metals shopping cart
E- Commerce website A full white label or customize your own. Includes a fully
functional and controllable shopping cart with your logo, colors, look, and feel.
Complete back end (products, pricing, inventory, invoices, images)
Fully controllable back office to keep track of your products, content, pricing, images,
customers, categories, inventory, and invoices.
Fulfillment
Drop shipments available with your invoice.

Tornado Precious Metals hedging system. (PC, Tablet, Phone)

Online proprietary hedging platform for Gold, Silver, Platinum, and Palladium on your
PC, IPhone, IPad, Blackberry, or any Android device.

Inventory management
Online system accessible from tablets, computers, phones anywhere. Purchase orders,
sales either manual or automated online. Tracking of all costs and sales including metals
positions, tracking trading positions against inventory, customer management, invoice
management, shipping integrated worldwide.
Multi-tiered pricing
Live pricing on your website that offers discounts for larger quantities purchased.
Newsletter sign up
Customers and potential customers will be able to sign up for commentary on the
precious metals market directly on your website. Stay in front of your customer on a
regular basis.

Daily Commentary
Outside Market developments, Gold & Silver, Platinum, Todays market ideas.
Auto hedge
Hedge or lock in your customers prices at the time of purchase automatically 24 hours a
day when your customers completes a transaction. We also offer manual hedging
Live EBay spot metals pricing
through our proprietary platform tornadobullion.com.
Never again update your EBay store with fresh pricing. Our system will automatically
adjust the pricing based on the live spot market.
API
Dealers call the API using the HTTP protocol. Data are formatted using JSON. JSON
Price alerts emailed and text
over HTTP is a simple and popular technology that is widely supported and extremely
Your customers can set live email and text price alerts to their email or other devices to
easy to work with in a wide variety of programming environments
notify them when its time to buy.
Live Spot pricing
Live OTC precious metals spot pricing Spot pricing 24 hours a day provided by the
largest metals trading banks in the world. Customize all of your product pricing by spot
plus a $ amount or spot plus a percentage amount. Automatically add credit card,
PayPal, shipping cost, and taxes where applicable.

Metals IRAs
Precious metals are often touted as a hedge against market instability and inflation. You
can also purchase gold and silver bullion, as well as American eagle gold and silver
coins. The same commodities introduce unique requirements when assets are
purchased for inclusion within your self-directed retirement portfolio.

Charting packages
Retail, Dealer and Preferred Website Logins
Live Gold, Silver, Platinum, and Palladium charting that will help drive traffic to your site Categorize your E- Commerce website logins by designating clients as retail, dealer or
preferred. Each category may see different products and pricing. Combine your
websites and focus on building one brand.
Hosting
You have the option of hosting your site on one of the most reliable Colocation facilities
in the world. All of our sites are hosted at the Chicago Equinix Data Center with over
190,000 square feet of colocation space.
SEO
Professional keyword analysis, clean promotion, Delivering content to your website,
external blogs, articles, social websites. Pay per click specialists. General Search,
relevant social websites, paid advertisement.

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

Tornado Features
Tight spreads-aggregated liquidity provided by Global banks
through our Dynamic Quoting Engine
Live streaming tradable pricing
Central point of price discovery, price transparency and risk
management all in one place
Gives participants the ability to lock in spreads on inventory or
product you dont own but have orders for
Hedge to the exact ounce 24 hours a day
Auto-execute hedges on your e-commerce site
Offers hedging via London Spot prices
Can provide real-time spot price dissemination under your private
label
Platform is free, and margin requirements are low
Simple to use
Available 24/6

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

Tornado Benefits

Makes the banks compete on pricing for

your business, which means you save

money
You can buy or sell on the price

instantaneously, which eliminates costly

delays
Everything required for price mitigation is in
one place, which means you save time

Largely eliminates price risk thus protecting

profit margins

Gives unlimited flexibility in tailoring risk

management needs, which allows
heightened hedging granularity, which
means there is no tail to manage, which
lessens risk

No loss of sync between physicals price risk

origination and the time the hedge is placed

No last trading days or deliveries, which

means you can focus on hedging instead of
futures norms
Disseminate real-time pricing to your clients
providing an enhanced product suite while
improving client retention and attracting
new clients all with a quick market entrance
Leverage at 100:1 for gold, silver, platinum
and palladium enables a lower start up cost
for your hedge program
Easily deployed to your sales force or retail
outlets-private label versions available,
which means your team can hedge at the
point of sale under your own logo
Trade from your desktop or iPad or from
your iPhone, Blackberry or Samsung, which
allows you to hedge from your office or on
the road, which means added convenience

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

Auto Hedge
Historically, we carried a substantial amount of inventory and assumed a lot of price risk. About 10
years ago, we considered hedging our inventory so we could concentrate solely on our premiums and
not have to worry about the bottom dropping out of the market. We talked to many CCE members who
felt the same way. We looked around for a hedge tool but didn't see one that was right for us, so
we began the process of building our own hedge application. After a development period, we launched
our electronic manual Tornado product eight years ago, which remains widely used and very popular
today. Tornado's aggregated liquidity is provided by the biggest metals trading banks in the world.
Once we launched Tornado, we customized Magento (the back-end database) to strengthen our own
PM inventory management needs.
As a response to the risk we experienced on our eCommerce sites during evening/night hours, we
built the Tornado auto-hedge product that operates 24-5. Once a client submits their purchase on our
eCommerce site, our auto-hedge product immediately and hands-free, lifts the hedge to the exact
ounce.

Auto-hedge also works on e-Bay stores.

Plus, we have now developed the technology to integrate Tornado auto-hedge to ERP (Enterprise
Resource Planning) applications. As an example, we connected Tornado auto-hedge to a clients ERP
which encompasses their eCommerce sites, eBay stores and their 45 person sales team. All of
their production is now hedged hands-free.

Additionally, our ERP clients tell us that Tornado auto-hedge has allowed them to add additional
products, it has changed the way they buy product, it has reduced their risk profile and it provides
them with the scalability needed to grow their business.
2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

Auto Hedge Highlights

Automatic monitoring of your business lines for potential netting
opportunities and hedge reduction. Reduces cost as staffing is reduced
or eliminated.
Improves hedge accuracy. Auto Hedge is more efficient and precise
than humans.
Increases discipline. There is no loss of concentration or fatigue with
Auto Hedge.
Fast. Trades are placed within a fraction of a second.
Secure. Tornado products are hosted on dedicated servers at the
Chicago Equinix Data Center.
Hedge fractional purchases. Auto Hedge was designed to accumulate
fractional positions until one ounce is achieved.
Substantial reporting capabilities. Your trades, positions, cash balances,
available margin and account value displayed in real-time.
Hedge to the exact ounce 24 hours a day. Gives unlimited flexibility in
tailoring risk management need, which allows heightened hedging
granularity, which means there is no tail to manage, which lessens risk.
Auto execute hedges from your ERP application. No loss of sync
between physical price risk origination and the time the hedge is placed.
2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

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Cost Savings
1)

Our margin policy mandates that our clients post initial margin of 1% of the notional value of the
hedge amount though we advise clients to keep an additional 2% to 3% buffer in their account.
In most cases, our margin policy compares very favorably with our competitors. The margins
savings allow our customers to deploy the capital savings elsewhere in their business.

2)

Our clients do not have to wait two days for trade settlement to request funds. Funds can be
repatriated at any time.

3)

Live OTC Spot Pricing. For our clients, we allow them to use our OTC spot pricing. As an
example, we have numerous bullion dealers who use Tornado auto-hedge to mitigate price risk
on their eCommerce site(s). We allow these bullion dealers to use our spot pricing
to dynamically update their gold, silver, platinum and palladium products on their sites. We don't
charge clients for this service but if there is developmental time associated with integrating our
pricing to their inventory management systems, we pass along the cost to the client.
Perhaps, there will be instances where you can use our live spot pricing.

4)

The netting effect. We have built a gateway which allows Tornado auto-hedge to talk to your
ERP. A netting example would be if you had a division that owns PM inventory and hedges the
inventory as a natural short. Also, you may have another division who requires inventory for
forward production needs and is a natural long hedge. Consider the short hedge to be 500,000
oz. of silver while the long hedge is 600,000 oz of silver. We can program auto-hedge to hedge
only the 100,000 net exposure instead of hedging oz. for oz.

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

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Tornado Screen Shots

A Screenshot of our quotes/spreads. We have

clients trading 400,000 oz. of silver at a pop, all filled
at one price which likely couldn't be done in the
futures market.

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

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Tornado Screen Shots

Trade blotter

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

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Tornado Screen Shots

You have multiple business lines too,

right? You have your trade desk,
dealer portal and scrap business. You
could run these separate business
lines through your ERP and hedge
them all hands free.

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

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Tornado Screen Shots

Use Tornado on your iPad, iphone, or any Galaxy device.

(Picture was taken from demo mode, so cut some slack on the spreads please )
2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

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Contact Us
Zaner Group LLC
150 S Wacker Dr, Suite 2350
Chicago IL 60606
312-277-0120
preciousmetals@zaner.com

2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

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Risk Warning
Trading futures, off-exchange retail foreign
currency (fx) and options involves substantial risk
of loss and may not be suitable for all people. You
should carefully consider whether trading is
suitable for you in light of your circumstances,
knowledge, and financial resources. Opinions are
subject to change at any time, and are not a
solicitation or recommendation to buy or sell
commodity futures or commodity options. Past
performance is not indicative of future results.
2011 Currensee, Inc. | Currensee is member #0403251 of the National Futures Association (NFA)

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