Issuing Office :

Iffco-Tokio General Insurance Co. Ltd.

IFFCO - TOKIO GENERAL INSURANCE CO. LTD

SCO 2 Ist FLOOR , SPECIAL HUDA MARKET

Regd. Office: IFFCO SADAN,C1 Distt Centre,Saket,New Delhi- 110017

SECTOR 19 MATHURA ROAD

NEAR BADKHAL CHOWK

Policy Schedule Cum Certificate of Insurance

FARIDABAD 121002 PHONE NO : 0129-2291616-17

Private Car Package

Insured's Name :
Address :

S.M.G PLASTICS PVT. LTD.

H.NO.-20/122 , NIT
,
FARIDABAD
HARYANA

Phone Number :

Policy No.

: 39835566

Date of Issuance
Period Of Insurance: From 0000

PinCode : 2426692

37252193

C / N No :

Agent No : 27000013

: 25/09/2008
hrs on : 22/09/2008

To Mid Night on
Geographical Area: Within India Only

27A

: 21/09/2009

Insured Motor Vehicle Details & Premium Calculation

Registration
Mark & No

Year of
Manuf.

Type of Body

HR51P5899

2005

HYUNDAI ACCENT GLE1

CC

Make of Vehicle

1495

Coverage

Engine No.

IDV in Rs

74360

275000

Comprehensive

Seating
Capacity

Chassis No.

96212

Registration Authority
Insured Declared Values ( Rs).
Trailer

Vehicle

275000

Non Electrical Acc.

Electrical Acc.

Bi-Fuel Kit

Amount Rs.

A. Own Damage
Basic Premium
Electrical Accessories (IMT 24)
Bi Fuel Kit (IMT 25)
Add:
Rallies (IMT 31)
Foreign Vehicle Loading (IMT 19)
Geographical Area Extn (IMT 1)
Trailers (IMT 30)
Usage
Less:
Voluntary Excess Less (IMT 22A)
Anti Theft Device (IMT 10)
Automobile Association (IMT 8)
Handicap Discount (IMT 12)
Vehicle Use (IMT 13)
No Claim Bonus 20.00 %
Special Discount
Any Other Loading/Discount
Net (A)

Total Value

Gross Premium Rs.

275000

6065.00
Amount Rs.

B.Third Party

800.00
-

8775.25 Basic Premium

- Trailers (IMT 30)
- Bi Fuel Kit (IMT 25)
- Add:
- Legal Liability to Driver (IMT 28)
- Legal Liabilty to Employees (IMT 29)

PA to Passengers (IMT 16)

Rallies (IMT 31)
- PA Owner:Driver CSI Rs 200000
- Geographical Area Extension (IMT 1)

1755.05
1404.04
351.00
5265.00
Name

Type

Co-insurance
Details

Less:
Third Party Property Damage ( IMT 20)
Limit of Liability Under Section II-I (ii)

750000
Any Other Loading/Discount
Net (B)
Total Preminum

800.00
6065.00
749.63

Service Tax
Premium Paid

6815

Under Hire Purchase/Hypo/ Lease Agreement with

Subject to IMT Endorsement Nos.

Printed herein / attached hereto

Driver Clause:
Any person including insured, provided that the person driver holds an effective driving license.
Provided also that the person holding an effective learner's liscense may also drive the vehicle
and that such a person satisfies the requirements of Rule 3 of The Central Motor Vehicles
Rules, 1989.
No Claim Bonus: The insured is entitled for a No Claim Bonus (NCB) on own damage section of the policy, if no claim is made or pending the preceding year(s) as per the following table:
Limitation as to use:
The policy covers use of vehicle for any purpose other than hire or reward, carriage of
goods (other than samples or personal luggage), organized racing, pace making, speed
testing, reliability trials, Use in Connection with Motor Trade..

Period of Insurance percentage of NCB on OD Premium

Under Section II-I (i) - Such amount as is necessary to meet the requirement of the Motor
The preceding Year 20%
Vehicle Act, 1988.
Preceding 2 consecutive years 25%
Under Section II-I (ii) - As per premium computation table
Preceding 3 consecutive years 35%
Under Section III - PA Owner - Driver as per premium computation table
Preceding 4 consecutive years 45%
Deductible under section I For Vehicle CC not exceeding 1500CC. Rs. 500/Preceding 5 consecutive years 50%
For Vehicle CC exceeding 1500CC. Rs. 1000/No Claim Bonus will only be allowed, provided the policy is renewed within 90 days of the expiry of the previous policy.
I/we hereby certify that the Policy to which this Certificate relates as well as this Certificate of Insurance
are issued in accordance with the provisions of Chapter X and Chapter XI of M.V.Act .1988.

For IFFCO-TOKIO General Insurance Co. Ltd.

FOR CLAIMS CALL 1800 103 5499 (Toll Free) , 0120-4082100 or SMS "CLAIM " to 6161
Service Tax No : D-III/ST/R-IV/GEN INS/01/03

Authorized Signatory
27itgi@itgi.co.in
C:/output/39835566.pdf

S.M.GNIT
PLASTICS PVT. LTD.