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RelianceIncreasingIncomeInsurancePlanSumAssuredToPremium

RelianceLifeInsurance
RelianceIncreasingIncomeInsurance

Plan

YourPolicyIllustration

LifeAssured

:babu

Age :41

PolicyDetails
PolicyTerm
PremiumPaymentTerm

:UIN:121N108V01

Gender :Male

: 24years

BaseSumAssured

: 12

SumAssuredonDeath

100,000

PaymentFrequency

: Yearly

ECS

: No

DeathBenefitOption
10X
GuaranteedSumAssured
200,000
onMaturity

AgeProof

: Standard

232,360

IncomewithMaturity
Benefit

IncomeOption

RiderDetails
Term

PPT

Sum
Assured

Annualised
Premium

RelianceTermLifeInsuranceBenefit
Rider

RelianceMajorSurgicalBenefitRider

BaseAnnualisedPremium:

RelianceNewCriticalConditions(25)
23,236 Rider

AnnualRiderPremium:

RelianceFamilyIncomeBenefitRider

RelianceAccidentalDeathBenefit&
TotalandPermanentDisablement
Rider(RegularPremium)

RelianceAccidentalDeathBenefit&
TotalandPermanentDisablement
Rider(LimitedPremium)

RiderName

Premium(inRs.)

Premium

BasePlan Rider NSAPExtra TotalPayable

InstallmentPremiumwithoutST

23,236

23,236

InstallmentPremiumwithST(Year1)

24,078

24,078

InstallmentPremiumwithST(Year2)Onwards 23,657

23,657

GuaranteedBenets
Policy
Annualised
Age
year
Premium

BaseSum
Assured

Death
Benet

Increasing
Maturity
IncomeBenet Benet

SpecialSurrender
Value(SSV)*

Guaranteed
SurrenderValue
(GSV)*

SurrenderBenet
(HigherofGSV&SSV)

41

23,236

100,000 232,360

42

23,236

100,000 232,360

43

23,236

100,000 232,360

20,912

15,922

20,912

44

23,236

100,000 232,360

46,472

23,952

46,472

45

23,236

100,000 232,360

58,090

33,793

58,090

46

23,236

100,000 232,360

69,708

45,791

69,708

47

23,236

100,000 232,360

81,326

60,351

81,326

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RelianceIncreasingIncomeInsurancePlanSumAssuredToPremium

48

23,236

100,000 232,360

96,513

77,957

96,513

49

23,236

100,000 232,360

112,760

99,179

112,760

10

50

23,236

100,000 243,978

130,122

124,697

130,122

11

51

23,236

100,000 268,376

148,629

155,318

155,318

12

52

23,236

100,000 292,774

168,387

192,002

192,002

13

53

100,000 292,774

12,000

162,856

204,979

204,979

14

54

100,000 292,774

15,000

154,603

216,599

216,599

15

55

100,000 292,774

18,000

143,574

226,681

226,681

16

56

100,000 292,774

21,000

129,824

235,016

235,016

17

57

100,000 292,774

24,000

113,380

241,366

241,366

18

58

100,000 292,774

27,000

94,187

245,450

245,450

19

59

100,000 292,774

30,000

72,329

246,946

246,946

20

60

100,000 292,774

33,000

47,750

245,479

245,479

21

61

100,000 292,774

36,000

20,533

240,611

240,611

22

62

100,000 292,774

39,000

231,829

231,829

23

63

100,000 292,774

42,000

218,529

218,529

24

64

100,000 292,774

45,000

200,000

Disclaimers:
1.RelianceLifeInsuranceCompanyLimitedisafullylicensedlifeinsurancecompanyregisteredwiththeInsuranceRegulatoryand
DevelopmentAuthority(RegistrationNo:121).
inaccordancewiththeprovisionsoftheInsuranceAct1938.
2.Totalinstallmentpremiumpayableisinclusiveofservicetax&cess,riderpremiumandextrapremiumfornonstandardageproof
(NSAP),ifany.ThepremiumamountshownaboveiscalculatedassumingthattheLifeAssured/Proposerisanormalhealthy
person.
3.Thispremiumquotationisindicative.Thepremiumratechargedtothecustomersmaybedifferentdependinguponthefactors
suchashealth,occupationofthecustomerandotherintrinsicfactorssuchasnonsubmissionofdocumentaryevidenceslikeage
proof.
4.IntheeventtheLifeAssured/Proposerissufferingfromanysickness/medicalproblemsorintheeventofanypastmedical
history,thepremiumwillbeadjustedaccordingly,
aspertheunderwritingguidelinesofRelianceLifeInsuranceCompanyLimited.
5.Themainobjectiveoftheillustrationisthattheclientisabletoappreciatethefeaturesoftheproductandtheflowofbenefitsin
differentcircumstanceswithsomelevelofquantification.
6.ServiceTaxalongwithCess,ifany,asapplicable,isleviedonfirstyearandrenewalpremiumsonbasepolicypremiumandon
riderpremiums.TheServiceTaxrateandCess,ifany,willberevisedasandwhennotifiedbytheGovernment.Taxes,dutiesor
surchargesofwhateverdescriptionleviedbyanystatutoryauthoritywillbeapplicable.
7.Riderpremiumrates,(ifapplicable)havenotbeentakenintoaccountincalculatingthebasepremium.
8.Somebenefitsareguaranteedandsomebenefitsarevariablewithreturnsbasedonthefutureperformanceofyourlifeinsurance
company.Ifyourpolicyoffersguaranteedreturnsthenthesewillbeclearlymarkedguaranteedintheillustrationtableonthis
page.Ifyourpolicyoffersvariablereturnsthentheillustrationsonthispagewillshowtwodifferentratesofassumedfuture
investmentreturns.Theseassumedratesofreturnarenotguaranteedandtheyarenotupperorlowerlimitsofwhatyoumight
getbackasthevalueofyourpolicyisdependentonanumberoffactorsincludingfutureinvestmentperformance.
9.Theaboveamountsassumethatallpremiumsarepaidwhendue.Further,theabovedeathandsurrendervaluesareillustrated
assumingthatallthemodal/installmentpremiumpayableinapolicyyeararepaid(i.e.theeventoccursattheendofthepolicy
year).Ifdeathorsurrenderoccurandonlysomeofthemodal/installmentpremiumarepaid,thenthedeathorsurrendervalues
willonlyconsistofthatpremiumthathasbeenpaid.Thedeathorsurrendervaluesatatimeotherthanattheendofthepolicy
yearwillbelowerthanthoseillustratedabove.
10.Forauthoritativedetailsoftheratesandthetermsandconditionsapplicabletotheparticularperson/policy,kindlyrefertothe
specificationsinthepolicydocumentafterissuance.
11.Incaseofanyconflictbetweenthisbenefitillustrationandyourpolicydocument,thelattershallprevail.
12.Formoredetailsonriskfactor,termsandconditions,pleasereadSalesbrochureoftheparticularplancarefullybeforeconcluding
asale.
13.Ifpremiumpaymenttermislessthan10years,thepolicyacquiresSurrenderValue/Paidupvalueaftertwoyearsfullpremiums
arepaidandifpremiumpaymenttermisgreaterthanorequalto10years,thepolicyacquiresSurrenderValue/PaidupValue
afterthreeyearsfullpremiumsarepaid.
14.SpecialSurrenderValue(SSV)isanonguaranteedbenefit.ThecompanyreservestherightstochangetheSSVFactorfromtime
totimedependingontheeconomicenvironment,experienceandotherfactors,subjecttoIRDAapproval.
15.Thefollowingridersareavailablealongwiththisplan:RelianceTermLifeInsuranceBenefitRider:(UIN:121B009V02),Reliance
MajorSurgicalBenefitRider:(UIN:121B014V02),RelianceCriticalConditions(25)Rider:(UIN:121B012V02),RelianceFamily
IncomeBenefitRider:(UIN:121B015V02),RelianceAccidentalDeathBenefit&TotalandPermanentDisablementRider(Regular
Premium):(UIN:121B001V02),RelianceAccidentalDeathBenefit&TotalandPermanentDisablementRider(LimitedPremium):
(UIN:121B002V02).Pleasereadthesalesbrochureoftheridersforfurtherdetails.
16.Insuranceisthesubjectmatterofthesolicitation.
Ipavan,haveexplainedtheinformationwithrespectto
theabove,totheprospectbeforeenteringintothe

Ibabu,havingreceivedtheinformationwithrespectto
theabove,haveunderstoodtheabovestatementbefore

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contract.
Intermediary'sSignature:
Place:
Date:

RelianceIncreasingIncomeInsurancePlanSumAssuredToPremium

enteringintothecontract.
Policyholders'Signature:
Place:
Date:

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