Peoples Development Trust Fund:

A Review on the Current Policies and Trends and Action

Planning Workshop
Privato Hotel, 706 Shaw Boulevard, Pasig city

Opening Preliminaries
Moi Garcia for the opening prayer, Ms Marie acknowledged the presence of guests
and head of organizations both from NAPC & PCFC, LGUs and Basic Sectors.
Welcome Remarks
Mr Edgar Generoso, the president and CEO of PCFC gave the welcome remarks. He
recalled the Republic Act 8425 or the Social Reform Act of 1997 and gave updates
on PCFCs performance within the year 2014. 14 MFIs and 10 LGUs benefited from
the PDTF Capability Building. Next, he iterated the factors that hindered in the
efficiency of the PDTF Operations: Delays in the submission of documents, stringent
requirements, slow/delayed accreditation process.
Yesterdays solution is no longer a viable solution for todays problem.
Mainstreaming [streamlining] is important. PCFC is dedicated in building a better
Microfinance Industry with the hopes of PDTF as a [mechanism] towards sustainable
growth.
Opening Remarks
NAPC Undersecretary Florencia Oyen Dorotan acknowledged everyone and was
thankful for the opportunity for NAPC and PCFC and representatives from the Basic
Sectors to work together. First, she cited points from the RA8425 pertaining to
poverty alleviation through [microfinance] and establishing enterprises towards
sustainable development. Poverty is still a problem in our country of which we failed
to address it under the MDG 1 (halving poverty). It is to this realization that PDTFs
role is important. She recalls her past experiences as a development worker under
FSSI. FSSI is an organization that assists communities and peoples organization in
the establishment of the local enterprises.
Her experiences in Microfinance provided insights to the establishment of her
thought framework. The Microcredit summit proved the MFIs viability and
sustainability in poor countries. One of the lessons she learned is that the success
behind [most] MFIs and cooperatives are the women and the poor. It is to her
realization that the poor and the women are bankable.
She cited points [of realization]:
1. Some parts of the law/RA 8425 have already been implemented and
accomplished over the past few years.
2. Provide Funding windows for MFIs since they have high repayment rate.
However, high repayment rate doesnt relate to poverty alleviation.
Microcredit should promote gender equality and empowerment. She

emphasized that not until women have become economically empowered,

there is no end to VAW (Violence against women)
3. Promote Sustainable Self-Help Groups. It is in this idea that women
contributes to the development of the household economy. From the
household level, organized groups [of women] would significantly contribute
to the development of the local economy.
Next she identified four bottomlines:
1. Economicthe poor should have a stake (or say) and would make
participations in the planning, implementation and monitoring of povertyreducing projects. Businesses should be viable and sustainable so that the
poor could accrue value (accrue profit from value chain).
2. Socialthere should be preferential treatment for the basic sectors. An
example would be establishing partnerships and convergence with other
agencies and institutions [sharing the same vision]. Take for example
economic projects that has social protection for its workers and its families
(women and children) another is by forging partnership between the
cooperative Sector [of the Basic Sector] in generating employment.
Preferential refers to__________________
3. Environmental Integritymust be promoted among businesses. There has to
be a sustainable form of value chain among enterprises, meaning they
4. Change of Mindsetfrom micro-scale going to small-scale enterprise. There
has to be a convergence among NGAs (National Government Agencies) like
the DSWD: SEA-K (Self-Employed AssistanceKaunlaran Program), CCT (4Ps),
SLP. Usec Dorotan shared her experience of a pilot project of mobilizing CCT
beneficiaries to pool their funds (Each 4Ps beneficiary receives 10,000.00
Assistance, imagine if you could mobilize 50 households, you can pool an
amount of 500,000.00 which can be used as a start-up capital for an
enterprise). She mentioned about modified CCT, mainstreamed by partner
CSOs. They pilot-tested this in 7 municipalities in Sorsogon and they were
able to generate livelihood for the community. Each person was able to earn
200.oo per day (Bicols Minimum wage rate is 239/day).
NAPC is tasked to create the convergence
GAD Plan
Lastly, she addressed the challenges that lies ahead:
1. Revisit Policies
2. People [Enabling Agencies]
3. Strengthening: Look at the enabling mechanisms/structuresCascading
our work down to the local levels
4. Revisit the projects implemented, terms of engagement and convergence
She Congratulated the organizers for the pursuit of this endeavour. She emphasized
on the roles that will be identified during the workshop.

Rationale, Objectives and Expected Outputs

Director Rebete, welcomed participants from PCFC, NAPC, and the Basic Sector.

Ms Marie called the attention of everyone and highlighted todays activity, 1s day
will be more on inputs/presentation. Any questions must be noted down and will be
discussed on the open forum. Next, she introduced [a representative] from the Alter
trade Foundation Inc. the first presenter for the consultation/workshop. Input Alter
Trade NGO profile

Alter Trade Foundation Inc.

ATFI is a social enterprise engaged with the Agrarian Reform Beneficiaries (ARBs) of
Negros Oriental. Social enterprise is defined as a business with the poor as its
stakeholders with the framework anchored on the triple bottomline approach:
Social, Ecological and Economic. The foundation envisions of making farmers
become farmer entrepreneurs. With its agenda, Farmer Empowerment, they have
created products for capacitating farmers.
1.
2.
3.
4.
5.
6.

CREDIT-PLUS
CRASP (Credit Access and Savings Program)
HOEHolistic Organizational Enterprise
SPADESustainable Production and Area Development Enterprises
Advocacy and Claim Making
Fair Trade Value-Chain

Learnings:
Negross Cycle of Misery
There has been a recurring cycle of misery that happening again and again
in the peoples of Negros. The poor who does not have access to wealthcreating assets like land end up in the cycle of misery. People with no access
to land, technology, capital and market end up in low productivity, which
yields low income. People with low income end up getting impoverished,
affecting their health, access to education and standards of living. Poor
people tend to have low working capacity, low capability or ending up
getting sick.
Asset Conversion
Asset conversion is a short term loan by liquidating an asset, usually in the
form of inventory or receivables. It is self-liquidating in nature and is repaid
from operating cash flow. Repayment Schedule is designed to match up with

the receipt of the anticipated income. This type of loan applies for seasonal
businesses such as farming sugarcane and cassava.
Production and Marketing are essential for Asset-Conversion

Organized Producers to Organized Consumers

This idea was exhibited by the Fairtrade movement. Fairtrade movement
started during the 1950s which calls for responsible consumerism. Through
the Fairtrade Value Chain, farmers were given premiums.

Holistic Approach
Every team under the ATFI is composed of a technician, finance & admin
officer and a community organizer. Solutions are tailor-fit or streamlined
based on the need. Project planning addresses the type of intervention
needed for a specific problem.

Presentation 1: Open Forum

ReactorParticipant

Ms Babes

Question/Reacti
on
Plans for Social
Insurance/Protecti
on

Response
Negros FirstProvincial
Health Insurance
They have conducted a
study on their engagement
with the community and
they learned that the rate of
hospitalization has lowered.
It is worth noting that
improvement in diet (food
consumption) has decreased
the rate of hospitalization
ATFI does not have the
competency to engage in
insurance (micro-insurance)
services. The beneficiaries
[and stakeholders] can
access government services
like PhilHealth, GSIS, SSS

Respondent
RP

RP

RP

USec
Florencia
Dorotan

Are there any

alternative
livelihood for the
sugarcane
farmers?
Are there any
Conditional Cash
Transfer (CCT)
beneficiaries
among the
Agrarian Reform
Beneficiaries
(ARBs)?
How do we really
link the poor
[farmers] and the
market? How can
the poor benefit
from the value
chain, accruing
value in the
process

Do you really have

a baseline study
for the foodpoverty level?

Dir. Jhecy
Rebete

Have you
accessed PDTF?
How do you fund
your activities?

and SRA Policies

There were crops which
were recommended for
them depending on the soil
type and conditions

RP

Some

The farmer could become the

consolidator, processor or even
trader.

RP cited a situationer where

a farmer can become the
consolidator, processor or
even become a trader. He
shared his experiences
abroad where a family-run
farm did the processing,
consolidation and even the
packaging of their produce.
They do even deliver their
products in a cooperative.
Alter Trade conducted
Baseline Study every year.
As for the recent survey,
there are 452 out of 653
ARB Household who are now
food-sufficient, that is 69%.
211 ARB Households (or
31%) are still moving
towards the poverty line
NO. Study the different
needs of the people. Social
Enterprise will have an
impact on the poor,
particularly in the value
chain. Look into aspects of
business start-ups or the
ones under incubation. We
need to look at the market

RP

Pat
Sarenas

How much is your

interest rate?
Would you engage
as a partner of the
Department of
Social Welfare and
Development or
DSWD in their
Conditional Cash
transfer Program
otherwise known
as 4Ps?
Are currently
involved with any
Disaster Risk
Councils?

by conducting a market
research.
Sustainability of the funds
(operating capital) depends
on the success of the
production
Most of the farmers have a
hard time accessing funds
and scaling up [from micro
to small enterprise]
Asset Conversion
Credit Program is tailor-fit
according to the type of
livelihood of the farmer
15-17% per annum.
Need to assess the capacity
of AFTI to handle such
programs

Peoples Bank of Caraga

PBC or the Peoples Bank of Caraga started way back in the 1970s. It started as a
small savings bank in the small town of Talacogon. PBC is represented by Ms
Epifania Bulaon, Microfinance Project Director. Her presentation will feature the
financial and the non-financial programs of PBC.
Financial Programs
Financial programs include loans and enterprise development projects. One of which
is Project Abante Barangay para sa Kauswagan otherwise known as PABK. It is an
initiative where the bank offers small amount of non-collaterized loans ranging from
PhP 500.00 to PhP 3,000.00. PBC employs Grameen system for its loan process flow.

Another is the Isa-Isa, Sama-Samang Pag-unlad Pangsakahan at Pala-isdaan Project

(ISAPA Plus). It is a type of Microfinance Service catering to the Agricultural sector
(farmers and fisherfolks). Borrowers were encouraged to apply Integrated Farming
system or IFS.
Non-Financial Programs
Non-financial programs include:
A.
B.
C.
D.
E.
F.
G.
H.
I.
J.

Continuous Education for Members (CEM) during Center Meetings

Livelihood Skills Trainings
Micro-Negosyo Fairs
Financial Education
Entrepreneurship Trainings
Leadership & Community Development Trainings
Market Linkages for the members (SMC, Kennemer)
Lakbay-Aral/Exposure Program
Family Life Enhancement Seminars
Scholarships

PDTF-assisted projects
Basic Dress-making Course
Financial Management Course for Microenterprise

Learnings
Do not settle for just one Income-generating activity (IGP). Try to diversify.
Resource Speaker encouraged their clients to have two or more IGPs. Ms Bulaon
related the discussion to one of their clients who started with hog-raising as its first
IGP. After gaining more capital, she ventured into buy and sell of Banana. Then
again, gaining more capital she was able to buy a hauler for her goods.
Another client engaged in the retail business (sari-sari store) had an idea of putting
up a cottage enterprise. She put up a furniture-making enterprise alongside her
tindahan. They started selling stools, small tables and mini-organizers. To make
the story short, the enterprise grew and their products were in demand, so they
applied for a loan in the bank and financed their operation [to answer the growing
demand].

Farmers [need] to have

goods

vehicles to assist them in hauling and transport of their

Ms Bulaon cited their experience in Kota Kinabalu where farmers have their own
vehicles. In a farming community, it is common for every farmer to have a vehicle.

It would be a lot easier [or rather efficient] since they can save on their
transportation expenses.

On Calamansi Rinds
There are times that there is plenty and abundant harvest of Calamansi. [Surplus]
Produce from Calamansi Farms end up getting rotten. Access and linking to the
Market is needed by these farmers.

Presentation 2: Open Forum

Reactor
Question/Respon
se
What happened
after the Dressmaking training?
Were they able to
use the skill and
put up a business?
A COA-circular
prohibits
outsourcing [or
contracting]
micro/small
enterprises.
Integration of
Social Protection

Teddy
Lopez

Mayan
Villalba

How can farmers

establish their own
means of
processing cacao?
There is an answer
to the surplus of
calamansi
There is an ongoing project in
Dumingag,
Zamboanga del
Norte on
Calamansi

Discussion/Response
Only a few have engaged in
Dress-making.

There must be a policy

reform, empowering our
(micro) small enterprises.

PhilHealth already has

engaged in the registration of
the rural poor.
Occupational Safety is
practiced in the PBC
premises, that covers good
work practices (Health and
Safety)
Traditional methods of
making tablea

Distillera Limtuaco buys

calamansi rinds and process
them into Liqueur de Manille
Conduct an exposure trip

Respondent

production [and
processing]
There has to be a
commitment to ensure right
production

Presentation 3: Rapid Survey Results from the National Sectoral Assembly

Mayan Villalba, Director of Unlad Kabayan was commissioned by NAPC and PCFC to
conduct a study on the utilization of Peoples Development Trust Fund and how it
can best serve the Basic Sectors. She presented a brief background about the
study, emphasizing that the research is a cursory study. As the study progresses,
we are lead to discover that the scope is expanding and we wanted to narrow it
down to: How can the PDTF best serve the basic sectorsa rhetorical question.
The following highlights the presentation:

PDTF is a grant fund for capability-building

Breakdown of PDTF Mandate
o Strategy employed in the utilization of PDTF is through Capacitybuilding
o The intermediaries are the MFIs
o Support strategy is the enabling policy environment
NAPC has two legs, one for the Basic Sectors and the other for the
Government
PCFC on the other hand caters to MFIs (mostly), although LGUs can access
capability building funds through PDTF
Data sources:
o Official Government Documents/ Laws, Orders, Policies
o Initial Survey results (from the National Sectoral Assembly)
o Secondary sources include:
Official Poverty Statistics from NSCB
Internet Sources
NSA Survey Results
o Majority of the garnered responses came from the IP and Urban Poor
Sector
o NCR has the most number of responses in PDTF awareness
o Most of the sectors are unaware of the PDTF
o Majority want the PDTF to continue

Presentation 3: Open Forum

Reactor
Question/Inquiry
Are Moros to be
considered as IPs?

Clarifications of
the utilization of
PDTF
Dir. Jhecy
Rebete

Response/Follow-up
Discussion
Moros [can be] considered as
IP however it is not advisable
to regard or treat them as a
minority. However, there are
ones that lives on tribes on
remote rural areas which
can be considered as
marginalized Moros
Participants of the NSA are
not the proper subjects for
the conduct of the survey.
Most of them are not even
aware of the PDTF.
It is a good thing that the
research has been conducted
in the NSA so that we will
know the level of awareness
of the PDTF. There were
responses that came from
the ones who didnt know the
PDTF and wanted it to be
more accessible to the poor
or if not become a facility for
job generation and enterprise
Development
Take note that the study is a
rapid survey. The
researchers wanted to gauge
the level of awareness of the
Basic Sectors regarding PDTF.
It is in the premise of 8425
that PDTF was created, thus
the Basic sectors should
know about it.
PDTF should be used only for
Capacity Development not as
Seed Fund
Encouraged everyone to
think out of the box, we need
to see things at the
contextual level. The Rapid
survey was conducted during
the NSA to check the level of
awareness of the Basic

Respondent

Sectors with regards to PDTF.

NAPC was created to seek
the welfare of the basic
sectors. PDTF was created
according to the social
reform agenda which is a
capability-building fund
administered by PCFC.
We need to look for other
windows for the PDTF

Presentation 4: SEDPI
Social Enterprise Development Partnerships Inc
SEDPI is a for-profit corporation with a strong social agenda. SEDPI specializes in
research, consultancy and capability building. The corporation is an accredited
service provider of PCFC. Mr Rapisura gave a brief backgrounder of SEDPI.
SEDPI conducts an organizational appraisal by conducting research on the ground.
This method matches the needs and the capacity of the organization.
Lessons Learned
It is important to invest in social protection. The poor tends to borrow money in
times of emergency, making them more vulnerable. Loans are the emergency
remedy of the poor.

Presentation 4: Open Forum

Reactor
Questions/Reaction

Why 10% for Social

Enterprise?

Have ever
considered training

Discussion/Follow-up
Response
Most of the investments are
placed in MFIs. Social
Enterprise are not that viable
in the country. Most of these
enterprises are start-ups
and conveys more risks
No. it is more viable to train
and hire professionals to

Viability vs
Empowerment

any POs?

How did SEDPI

managed to grow
its funds?

manage an enterprise. It is in
the spirit of Professionalism
and ethics that drive them to
achieve results. Theres a big
difference between a
professional and a trained
personnel
SEDPI started operating with
their own personal funds. To
further their operations, they
borrowed money from friends
and relatives. Soon, they
were able to reach out
migrants and convinced
them to invest in their
preferred shares.
RP Bias is on MFIs. The very
reason why MFIs charge high
interest rates is because of
two reasons:
They need to become
sustainable, adding admin
cost in the interest rate
Risks are higher when you
engage in microfinance
(which includes noncollaterized loan)

Presentation 5: Paglaum MPC

Paglaum Multipurpose Cooperative is represented by Mr Jared Gran, Area Manager.
The word Paglaum literally translates into Hope in Cebuano language. Paglaum
MPC started as a Social/Community Development Foundation engaged in Social
Welfare. The organizers had a vision of making Paglaum sustainable. They decided
to transform it into a cooperative starting with 35 members. Mr Gran showcased the
transition of the organization over the years.

Agrofinancing is one of the programs of Paglaum. It is a customized credit facility for

farmers where the basis for the financing will be the Farm/business plan.

Presentation 5: Open Forum

Questions/Inquiri
es
What monitoring
mechanisms do
you employ?

What repayment
schemes do you
use for your credit
program?

Ms Babes

Were you able to

access PDTF?
Who are your Key
partners in
Enterprise
Development and
Agri-related
projects?

Reactions/Follow-up
Discussions
We stationed a personnel in
the project site to monitor
the area.
Tailor-fit or streamlining of
credit services accessible to
farmers
Repayment is similar to
Asset conversion where
part of the total harvest []
will be amortized to pay the
availed loan (Agrofinancing)
Fourth to sixth class
municipalities should have
access to shared facilities
and should have a common
livelihood development
center
No. need to confirm it with
MPC Executives.
Kennemer Foods
Cordaid Int.

NAPC should speed up the

completion of the revised
IRR

After the short forum, resource speakers were called one by one for the giving of
plaques and tokens of appreciation.
The days activity was then synthesized by Mayan Villalba.

Day 2
Opening Niceties
The program started with an opening prayer led by Ms Gloria [from the basic sector]
followed by an Energizer. Mr Nicanor facilitated the energizer, cabbage game.
Questions pertaining to yesterdays presentation was written down on pieces of
paper and was balled into a cabbage. Participants coming from the NAPC, PCFC and
Basic Sectors were asked to form an oblong and were encouraged with mingle
with the other participants [coming from other institutions]. The activity will be a
precursor to the recap of Day highlights.
The mechanics of the game is to dance while the music goes on at the same time,
the ball is being passed along. The one who holds the ball when the music
stopped, will peel a leaf from the cabbage, read and answer the question.
Recapitulation
The recap was given by Mr Phill Recla, the documenter. He presented the highlights
of the key messages given by the Focal Officials from NAPC and PCFC. Next, He
discussed the lessons, innovations, and initiatives from each of the presenters.
Admin Reminders: Mr Nicanor reminded participants to sign up for the attendance
and leave their contact details.
The Facilitator informed the participants about the flow of todays activity.

PCFC-PDTF Presentation
Mr Erwin Idong, Corporate Treasurer of PCFC presented the highlights of RA 8425 as
basis of operations of the PDTF. He clarified that PCFC manages the PDTF as NAPC
oversees the fund utilization. There are sets of criteria that need to be met for
eligible grantees and have identified the eligible purposes. Grant conditions follow
75-25 rule of sharing project cost. PDTF will shoulder 75% of the project cost and
the 25% will be shouldered by the Grantee (can be in-kind).
In order to access the PDTF, clients must be accredited with PCFC.

An Open forum followed shortly after the presentation

Presentation 6
NAPC shall monitor the
utilization of the funds as
stated in EO 11

Mechanics of the SWOT Activity

Lunch
SWOT Activity
SWOT Presentation
Presentation 1: Basic Sector
SWOT PROCESS
SWOT/C MATRIX

Internal Forces
Strength
Existing policy/law
Funds

Internal Forces
Weaknesses
Lack IEC
No feedback

BS representation in
the Execom
Manual of
operations in place
Build-up partners
including Service
Providers
Provision of
Community
organizing under
Sec 3.C under EO
110

mechanism to the
sector including
monitoring tools
No extensive
knowledge of PDTF
No clear term of
references from
among PDTF/NAPC
No enabling
mechanism to the
basic sector- only
towards MFIs
BS are treated as
beneficiaries not as
partners
No mapping tool for
identification of the
end users and
service providers
No policy on Social
Enterprise
No clear reporting
on the utilization of
funds
MFIs vs POs (issues
of sustainability)
POs ability on the
proposal writing
Lack of
convergence
mechanism
No training program
for conduits (POs)
No capacity building
for consolidators
No risk
management
No genuine
convergence from
among the BS
No comprehensive
plan / roadmap to
group enterprise
development
Lack of coordination
from among NAPC

inter unit w/ the BS

External Forces:
Opportunities

SO

W-O

Presence of NAPC
BS in the regional
councils
Mechanism in
cascading
information at the
ground
Availability of social
protection programs

External Forces:
Threat/Challenges

S-T/C

Farm to market
roads
Develop roadmap to
group enterprises to
address T/C from
the bilateral
agreements
Competition with
MFIs
Privatization
Bilateral
agreements

W-T/C

20% counterpart
No market link
Income tax
requirements for
individual providers
LGU bureaucracy
LGU lack of political
will
Requirements of
PDTF accreditation
for individual
service providers
Treated as
consumers only
No control on
interest impose
MFIs (market
driven)

Recommendations:

Review and amend EO 110 in accordance to the BS needs

Strengthening and capacitating BS reps to the council (PDTF)
Regular feedback mechanism to all BS councils
In house formation of PDTF in NAPC with BS
No to PCFC privatization
Funding support to BS council for PDTF marketing campaign

Increase representation of NAPC BS (SRC to intensively set criteria for

representation with clear TOR, esp . feedback mechanism)
Create Monitoring and Evaluation Committee with NAPC BS
Extend 1M institutional support to NAPC BS on organizing towards Enterprise
Development
E reporting on PDTF compliance

Presentation 2: National Antipoverty Commission

SWOT/C MATRIX

Internal Forces:
Strengths

Internal Forces:
Weaknesses

SO
External Forces:
opportunities

Presence of
corporations,
NGOs and LGUs
that are into
capability building,
enterprise
development, that
can become
partners in PDTF
implementation;
Robust MFIs
industry;
Pathways out of
poverty and
strategies have
emerged
A. Noncorporation
like Alter
Trade,
Peoples Bank
of Caraga,
Paglaum, etc;
B. Corporation
with strong
social
corporate
responsibility
Presence of active
Basic Sectors
outside NAPC
Funding windows
for SMEs available
PAGCOR 4.5B
funds to be
accessed
(Presidents
Contingent Fund)

RA 8425
PDTF Fund (100M)
Presence of Grant
Fund that poor LGUs,
and NGOs could
access for capability
building activities
Institutionalized
capacity building
support for NGOs and
LGUs in microfinance
(RA8425 Review &
Assessment, NAPCAteneo Economics
Dept., 2010);
Through PDTF, MFIs
and end-clients were
able to reach
microfinance financial
performance
standards, serving
more target groups
and areas (based on
findings made by
SEDPI, AFCCO, CRBC,
2014-2015);
Positive impact on the
lives of the end
clients of MFIs
a. 70% are better
able to send
children to school
b. 43% improved
housing
c. 38% had increase
in savings
d. 37% had increase
in income
e. 25% improved diet
(source: SEDPI, Feb.
16, 2015);

W-O
Lack of awareness
on PDTF;
Rural women and
fisherfolk have
limited access to
productive resources
(Womens EDGE
Chapter 4 Priority
Gender Issue);
Lack of funds to
support economic
activities/proposals
to sustain the
project after
capability building
activities have
provided by PDTF;
Difficulty of POs and
CSOs to access PDTF
due to stringent
requirements and
conditions
(i.e., at least
P500,000 asset, lack
of technical skills to
prepare proposal,
Sominot one shot
activity, etc.);
The need to
document best
practices and
success stories for
possible replication
and/or policy
formulation;
The difficulty of
complying
liquidation
requirements. Some
PDTF grantees have
requested that we

Evidence of best
practices (but need
documentation) as
observed during PDTF
monitoring, validation
and evaluation
activities conducted by

NAPC Secretariat
Presence of active
Basic Sectors in NAPC
14 Basic Sector

SWOT/C MATRIX
Cooperative
government agencies
at the national and
regional levels

Internal Forces:
Strengths

simplify and
innovate things that
could be allowed by
COA ex., nonfinancial counterpart
of provision of
venue, equipment;
Inability to cater the
vast majority of end
users - Basic
Sector/CSO (2/43 in
ten years)
Lack of marketing
and promotion of the
program to the Basic
Sectors
Policy on counterparting is not a pro
Basic Sector
In-application on
some provision of
the Law
(accreditation of
SP/Trainors)

Internal Forces:
Weaknesses
Quick turn-over of key
officials and technical
staff (9 persons
appointed as NAPC
Secretary/ Lead
Convenor)
- thus, institutional
memory hampered
and operations

(coordination and
monitoring process)
not regularized
(RA8425 Review &
Assessment, NAPCAteneo Economics
Dept., 2010);
External Forces:
Threats/Challenges

RECOMMENDATIONS

S-T/C

W-T/C
1. Meager budget of
NAPC itself; PDTF
resources also small
(RA8425 Review &
Assessment, NAPCAteneo Economics
Dept., 2010);
2. Continuing peace
and conflict
problems
dependent of
resumption of
negotiations;
3. Occurrence of
disasters and global
economic
uncertainties may
erase gains(RA8425
Review &
Assessment, NAPCAteneo Economics
Dept., 2010);

Provide organizational stability

-

Finalize organizational structure with plantilla positions; fill in with

competent staff
Enhance coordination, monitoring role and M&E tools
Lobby/ advocate for full presidential support
Incentives and disincentives for national agencies and LGUs in their
performance
Stronger monitoring and evaluation capacity through networks with
academe and research institutes
Establish M& E and Resource Mobilization unit in NAPC;
Increase NAPCs capacity to mobilize resources from the private and
civil society sectors (Public - Private Partnerships for Poverty
Reduction);
(RA8425 Review & Assessment, NAPC-Ateneo Economics Dept., 2010);
Establish Secretariat Office in one roof (NAPC PDTF)
Add more permanent and dedicated staff, office and equipment
Enhancement of Sustainability Plan linkage to MFIs
Conduct regular strategic planning activities

Others
-

NAPC to accredit the SP/Trainers

Presentation 3PCFC

Strengths

Weaknesses

- Available Grant Fund P2.46M

(MFIs/Federations/Networks/Councils/PO
s/Basic Sectors); P7.55M (LGUs)

Information
dissemination to LGUs
and Basic Sectors

- Potential earnings P2.25M

- Total Amount Committed P2.56M

(MFIs/Federations/Networks/Councils/PO
s/Basic Sectors); P0.95M (LGUs)

Lack of coordination on
follow-through activities

Lack of funds for grants

With dedicated Unit and

Executive Committee
Members

Year-round marketing to
MFIs & Councils

Existing SPs

Policies & guidelines in

place

Opportunities

Threats

- More potential partners for the year

New Government Laws and

Policies

Additional Funds for PDTF

(Bill on Micro-enterprise
Development)

More cohesive team to

pursue achievement of
PDTF objectives

SO:

Conduct of promotional activities to market PDTF to new proponents

Tap accredited SPs to assist the LGUs and Basic Sectors in preparing
PDTF project proposals

Coordination between PCFC and NAPC PDTF Secretariat on PDTFrelated activities of both agencies

SW:

Sourcing of additional funds for PDTF

Regular revisit/review of PDTF policies and guidelines to keep PDTF

attuned to the emerging needs/trends.

OT:

Presentation 4

The session ended with a closing remarks from Atty. Noel Poso, Vice Presents for
Accounts Management of PCFC. He was happy to share that the government
appropriated 1.5B for PCFC. The said amount was lent to their clients.

Reflections:
PDTF is a fund for capability building. For the span of ten years, the corpus fund
remained at 100,000,000.00. Only the earnings from the Corpus fund can be used
for the PDTF.

NAPC is tasked to raise funds for the PDTF and lobby PDTF budget appropriations in
congress. PCFC is the administrator of PDTF and caters only to accredited Service
providers, LGUs and MFIs.
NAPC has been campaigning PDTF to LGUs and POs while PCFC markets PDTF to the
private sector (mostly MFIs). There is a non-alignment of thrust and agenda
between the two institutions. Close coordination is encouraged.
PDTF is a platform for both NAPC and PCFC to work together seeking the welfare of
the basic sectors towards inclusive and sustainable growth.