crN

Induslnd Bank

165191 PN1994PLC076333

July 1 1, 2016
The Asst. Vicc President
Listing DePartment
National Stock Exchange ofltrdia Ltd.
E\changc Plaza. ) iloor
Plot No. C/1, G Block
Bandra Kurla ComPlex
Bandra (East), Mumbai - 400 051

The Deputy General Manager

Corporate RelationshiP DePt.
BSE Ltd.
1'L F1oor. New lrading Ring
Rotunda Building, P. J. Towerc
Dalal Street, Fofi
Mumbai 400 001

NSE Symbol: INDUSINDBK

BSE Scrip Code: 532187

Dcar Sir,

Unaudited Financial Results Junc 30.2016

Pursuant to Regulation 30(6) of SEBI (Listing Obligations and Disclosure Rcquirements)
held
Regulations, 2015, we notifY that the Boarcl of Directors o1'the Bank, at their meeting
for
the
Rcsults
Financial
today in Mumbai, have taken on record, iDter alia, the Unaudited
Quarter ended June 30, 2016.
The information is being hosted on lhe Bank's wcbsite at

!|{!li4dugi!d.q9j!

We request you to take the same on iecord.

Youm faithfully,

For lnduslnd Bank Limitcd

Haresh K. Gaj anl

Company Secr ary

Encl. :

a,/a

lndus nd BankLihild,701 30150litaireCorporatePark, t67,Guru Hargovindj Marg,Andhei

Mumbai.400093.Maharashtra,lnda Te|(022)66412200 Fax:1022)66412224

Registrdoffi.er24Oi Gen.ThimmayvaRoad, Pune4| oot, tndia

(020)26343201 Fat (020) 2634 3241 Visit us ar www indusind.com

le.

C N: 165191PN1994P1C076333

(E),

lnduslnd Bank
R.gd.

ofiie : 24lr,

Ccn. Thimnly-B Rord,

c.n.omcni,

Pune 4l

001

CIN : L65l9lPNl9tI!LC076133

Und.lirc{t Fi@.ial Rcsults for

rhc

qmrtcr .ndcd JIn. 30, 2016

.ndcd
30.05.20t5

Yca. cnd.d
31,0r.2016

(hardired)r

I tn e'e, Eam"d r{r-'t' n.-'dt

(a) Inrc6t / Dscoln( on Ad! f,ces / lrillr
!U rnqdr on In,ts'ncnL!
(.) lntcres on balanccs {ith

!2elt\

3t3169

2642t1.

255731

,2JQ6
Rcscfr tsank

oftndir

and othcr

i.rer

5293

5126

7sl6

Jl72

otzZj

9l2Sq

(d) orhd

z.

otrtilncomJ

3.

Torar Incom.

(r+2)

41449

, k r' r !\p!n .o
I
lii)

op( r'

nE

r'L n<r L'ir

Orn.' Op.'rrinEErFBcr

6-

Total Erpendnric

7.

Opcrarids?roffi !cfore Pmvision! an.l C..lingcncicx (3-6)

!rcvirions (other rhan t4x)

E\cenlonrlGm\

(a+t Ex.lndi4

Provisions and

qondngen.ics

tt3527

rs6343

r0!6b

t02932

35639

f3641

74?r

69311

303dS7

x93304

rs3!66
21!t50 l q24456
2ta64X
4119t' 173063
tt720
10850
4596 t1t97
ilrol
3216e5
l,!,sn6t
3isill
rrnzs4i 1aalae
.195s 36nto
p?2si 14ja2
51730 21.1601
ts6z3s ro?:';re

115tl9

2t477

21366

rooit2

93753

^nd

10. Prent (+) / Lo$ (-) fion Ordi.ary

bcfore l ax
^(iyitics
11 3.9)

(audir.d)

12133

Q72)6

ll.

ra\

rircnr

34r9,1

I l?t3

Il.

Ncr

Pofir(,) Lo.,atrdmo'diniF q.,iqrk.drrs rri

66liS

62oJi

52504

22sf.45

13

Extaordinary

i4,

NcaPmfir

66r33

6203t

52504

27i64s

r5.

Prid op Equity Sh

59ti7

s94et

53II9

(10-rl)

r;r

tcft (trt

oa

ux xpcnsc)

rhc !criod (12-13)

n Cnpnrl

Gacc Valnc: Rs

l0/

cich)

16. Re5ervcs cxcluding rcvaluation rcscNes

(i)

rq?!r

t61?022

\Ll

Nil

Nil

t5 42

t5 50

12.43

PerccntaForsharcshcldbyGovcrnhsntorlndia

(ii).Calital Adcgoict Rano ('rt-I qcl lll

(ni) Emir8! pcr sl'u -(sdr. anl Dihftd)(k,)

(a) .BaicEPS bctbrc Extaodinary trcns (not annuahzcd)

.Dilufert El,S bcforc Ex(aordinary rctu (not rnnuahr.d)

@) sasicII'S ali.! Fxtrotdinrry itlms (nor annualizcd)

.Dil!194 EPs aitcr lxt!'ordinary ltcms (nd dnlal'cd)

(iv) N?A

t0.43
I

r.ll

990

I0 33

lril
r.68
32.26

10.,t3

1168
3?.26

rltig!

35550

o,el

N.r NPA (%)

033

510t2

!2t15

22,48A

o.dtr

q7t

0 36

0..11

1i6s2
t211s

q3l

9.36

tL^

InduslndBank
There hasbeen no naterial change in ihe accountingpolicier adopled during thc quaner endcd June 30,2016 as
drose lollowed lor Lhc year ended Mrrch 31. 2016

compa'r'ft'

in8 rcsults lor the quner ended June 30, 2016 have been arivcd at after considering provision lor (andad ascs
.eq!n ncns lor exposurs to entities wiLh U.hedAed Forci$ Cudcn.y lxposur, non perloming asets OiPAt,
depreciation on inv.sdcns incomerax andotner usual and ncce$aryprovisions
The

wo

including

The above inancial icsults lor dre quafierenddJun.30,2016 were subjected io a Linited Review bv ihc statutory Audi
oftheBank A clean repo( has b.cn asucd by then thereon These financial rcsults w.rc reviewed bv the Audn Connihre
subsequently havc been taken on record rnd apFr.v.dby the BoardolDnc.tos at its neeting hrld on Julv ll,2016

RBI Masier Circular DaR.No.BP BC l/2106.20l/2015 l6 dated tuly 01,2015, as amendcd, on Basel IIl Capital R.Sutations
contain guidelines on.cnaidPillar3 and leverage ratio dncloruE requnement that at to be nadc along widr the publicatidn oi
6nan.i al results Accordingly, su.h applicabl e discl osui s have be en pl accd on th. Nebs ite of the B ank which .a n be ac'e sd at
httP

//lM

indusind .om/.odrcnt/home/inponant linb/rcgulatory_disclosures

s3.ti.n htnl

Th.sc dir.losurcs have not b.cn rubje.ted to the Limited Rcvrw

The Capital Adeqla.y Rano is computed on the basis olRBISlidelines apllicablc.d the relevant rpoting datcs and rhe
ror the comrpondins picvious period is not adjusted to consider the inpad oisubsequentchanses ifanv, in the guidelines

The busine$ opcniions ofthe Bank aic largcly concentratcd in Indra and lor the Fdapose of seEment Reloning' the rank
.omidsed to opdate only in domesnc segdrnL o n obtain ing RBI approval dre Rank har.onmenced during the quatrer end
June 30 2016, its oP.ratior in lniemational linan.c scrice Centre oFsc) Ba.kus Unit in oujarat lniemational Financc
city (GIFT). The blsincs .onducted nom the sanc is .onsidered a5 a laft .l Indian opentions

Puruanr to RBI.ir.ularDaR !P.BC.No 3l /21 04.013/2015 l6 datcd Julv 16,2015, th. Banthas, with eFect ft.m septenber
30,2015, id.luded i$ deposits pla.cd wth NAAARD, SIDBI and NHa on accolnt olrhordall in lendinS to pnorily secior undd
'other A$ets . Hi$cn there iveE included u.dcr Inve$nents and int.r.$ in..ne thereon was in.ludcd under'1fterest Eamcd
In.one on Investments On account oltlris Earouping, inteftst incoDe on deFosit placed with NABARD, SIDBI and NHR ir
inchdcd udder Interest Eamcd OrheIr.l]iSws lor ihc picvlors pedods have b.cn reStouped / E.la$incd to confom to
curent period s cla$ification Thc abovc changc in cla$ification has no inpact on thc profLt oltlre Bank for lne quafer e'ded
June 30 , 20 1{i or the

pfvious perildr

InremsolBsIcncuhrDBOD.IP.BCNo93/21.0.1.132/20l3l'ldatcdFcbruary26,2014,inr.spcctolaseissoldiosc/Rcs

$'

at by deducti.g alc .onsideratio n and Provisioru held as ""

anount, ( bcing anortiz ed ovo ftro yeas Accordinglv, the B a.li has ch ar ged to the Pr' t and
date oi sale iion
'i
Los account an anount ofRs. 32.09 .rorcr durins ihe cuftcnt quarter

duing the quancr ended Math 31,2015 , the shodfall adved

(l1c ou h tanding

Dffective July 01 2015, the Brnkhas t8rouped souring.oss tlatinAto small ticket Eta iI lo an . rigina tion a.dtank 'harAes
which qere hitherto ncttcd . fl ftom " O ther inc^n c"
incured by ih coruum er f ilance D ivsio! u nder " Operaring Expnse
order to b; atsned wlrn practice lollowedby the hdusla.lisurcs ror drc prvious penods have been resrouped / reda$ificd
ac.ordingly. Thn chanee in .lasvn.anon har no iDpa.i .n dre profrt ol the Bank lor the quaner endcd June 30, 2016 or th'

Dlring

d1c

quarer ended Jun. 30, 2016, the Banl a1lot d 3,79,343 shates puisDani to the exercise ol sock options bv cena

11 Theposition olinvcsr.rconplainh

;f

is as under

.omplaints pending iesolution at the beginning ol the quadr 0; rc..ived dunnS thc quancr
quafier 32:.l.rng posiiion 0.

No.

12

Prevlous

piod

/ ye

fiCures have

bccn;cslorpcd

.*u"*nL-,*,"n

Qt,,,,.)d'"s}
L-fin-r,"i-i

durng the

re.lasincd, Nhcre nece$arv to .oofofln to curent pcriod

H*#.r>
tac 5otix

y-"!P'N

321 resolved

vear

InduslndBank
Regd.

Office: 2401, Gen. Thimmayjra Road, Cantonment, Pune 411 001

CIN : 165191PN1994P1C076333

Segment Reporting for the quarter ended June 30, 2016

Business Segments:
(Rs.inlakht
Quarterended
30.o6.2016
(unaudited)

Sr.

Quarter ended

Quarter ended

31.03.2016

30.06.201S

31.03,2016

(audited)

(unaudited)

[audited)

ta) SeqmentRevenue:

t'l
{iil
iiil

Treasury Operations
Corporate / Wholesale Bankins

1,36066

228747
497

tiv) Olhcr Bankins Business

Total I ltens [i) to (iv) I
Lccs

til

31035

34aS11

t447761

15444
378'r2

1513 6

s5742

30469

254A9

69096
258

54966
204

116185
256652

119493

95199

4374

tt5tt9

3527

75652

92272

414142

12333

67216

287
1

+348

123379
Less: Provisions & Continsencies
Net Profit before tax

til

23047

27366

93753

34794

37/14

27435

118281

66r34

52035

s2504

224545

3534307

3772417
3256201
6311040

29A4945

3712417

2906727
5183948

3256201

Loss

(ijil

Treasury 0perations
Corporate / Wholesale Bankins
Retail Bankins

ti\

0ther Bankrne Eusrness

iil

iil

fiit
iii,l

(i'l

Sesment Liabilities
Treasury Oper:tions
CorDorate / Wholesale Banking
Retail Banking
Other Banking Susiness

Ilnallocated Liabilities
CaDital & Other Reserves

Total Liabilities

ri

lr

NI

$P

,2016

121,5

429794

100332

Less: Taxes includins Dcfcrred Taxes

(c) Other Information

379546

22144

Add: Unallocated Revenuc

Lecs: Unallocaled Expenses

426549

477522

404449

RcrarlBankins

Extraordinary Profit

468703

14123

Treasury Operations

r'vl Olher Bankine Business

Total I ltems (i) to (ivl

296287

426466

Inlcr scAment Revnue

(ii) Corporate / Wholesale Banking

riiil

78428
115477
7A4955
685

3870
15a637 6
98615

444549

Total Income
tb) Sesment Results:

75075
122760
227894

3730240
6439747

63110.10

47071.6

726041

659107

726047

14575010

14005699

11734727

14005699

1792/33

2237674

2193676

4826n34

4455015

3A92475

2237674
4455015

5441467
676237
145750',t 0

6ff#,#TiA
T(
)?
cr"'r"*o Ae-,"r""r.

$+"@ry

6877

562571

s7 6A71

t769598

1114114
11734727

7769594
14005699

57

14005699

,,,-

II
l- v

Romsh Sobti
Manasins Director