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PT's KNOWLEDGE BOOSTER

The concept of Money 1


/ku dh vo/kkj.kk & 1
SuggestedTime:15min
DIRECTIONS:Forthefollowingquestions,choosethecorrect
option.

fnkkfunsZk% fuEufyf[kr izuksa ds fy, lgh fodYi dk p;u djsaA

1 .

1-

^^oLrq eqk^^ ds laca/k esa fuEu esa ls dkSu lk lgh gS\


,- bl eqk dk ewY; blds mi;ksxdrkZvksa }kjk ekuk tkrk gS
ch- eqk ds :i esa mi;ksx dh xbZ dqN oLrq,a jgh gSa & lhi 'ka[k] dksdks dh
Qfy;ka chUl] rkack] ued bR;kfn
lh- ;g og eqk gS ftldk ewY; ml inkFkZ oLrq ls kIr gksrk gS ftlls og
cuh gqbZ gS
Mh- ;g ,slh oLrqvksa ls cuh gksrh gS ftudk viuk ewY; gksrk gS lkFk gh eqk
ds :i esa muds mi;ksx dk ewY; Hkh gksrk gS
bZ- dkxt+ ,d ,slh oLrq gS tks vf/kfn"V eqk oS/k eqk ds :i esa Hkh lQy jgh gS
1 ,] ch vkSj bZ
2 ,] ch vkSj lh
3 ch] lh] Mh vkSj bZ
4 bZ dks NksM+dj vU; lHkh

2-

xzs'ke dk fl)kar D;k n'kkZrk gS\ vPNh vkSj cqjh eqk dh n`f"V ls
1 tc rd yksx O;fxr ykHk ds ;kl tkjh j[ksaxs] vPNh eqk ges'kk cqjh
eqk dks pyu ls ckgj dj nsxh
2 tc rd yksx O;fxr ykHk ds ;kl tkjh j[ksaxs] cqjh eqk ges'kk vPNh
eqk dks pyu ls ckgj dj nsxh
3 ljdkj ds fdlh Hkh dkj ds gLr{ksi dh vko';drk ds fcuk vPNh vkSj
cqjh eqk ds dkj lgvfLrRo esa jgsaxs
4 pwafd /kkjdksa }kjk bldk LokHkkfod ewY; dkQh mPp ekuk tkrk gS vr%
cqjh eqk vPNh eqk dks pyu ls ckgj dj nsrh gS

3-

vf/kfn"V eqk dh fuEu esa ls dkSu lh fo'ks"krk,a gSa\


,- bldh mRifk phu ds lksax jktoa'k ds nkSjku gqbZ vkSj ;qvku vkSj feax
jktoa'kksa ds nkSjku ;g loZO;kih cu xbZ
ch- blds nq:i;ksx dk ifj.kke vFkZO;oLFkk esa csyxke eqkLQhfr dh fLFkfr
ds ln`'k gks ldrk gS
lh- czsVu oqM~l O;oLFkk us 'kq) vf/kfn"V eqk ds mi;ksx dks oS/k ?kksf"kr fd;k]
ftlds ihNs fdlh oLrq dk leFkZu ugha Fkk
Mh- pwafd ljdkj bls dkuwuh :i ls oS/k eqk ?kksf"kr djrh gS] vr% ;g
mi;ksxdrkZvksa ds fy, ewY;oku gS
bZ- ,d HkkSfrd oLrq ds :i esa ;g vR;ar mi;ksxh gS
1 mijks esa ls dksbZ ugha
2 mijks lHkh
3 lh vkSj bZ dks NksM+dj vU; lHkh
4 ch vkSj bZ dks NksM+dj vU; lHkh

2 .

3 .

Whichoftheseistrueof"CommodityMoney?"
A . The value isdirectlyperceived by theusers of this
money
B. SomecommoditiesusedasMoneyhavebeenshells,
cocoabeans,copper,saltetc.
C . It is money whose value comes from the material
(commodity)thatitismadeof
D. Itismadeofobjectsthathavevalueinthemselvesas
wellasvalueintheiruseasmoney
E. Paperis acommodity that'ssucceeded alsoas Fiat
Money
(1) A,BandE
(2) A,BandC
(3) B,C,DandE
(4) AlltheaboveexceptE
WhatdoestheGresham'sLawsignify?(intermsofBadand
Goodmoney)
(1) GoodmoneywillalwaysdriveoutBadmoney,aslong
aspeoplecontinuetoseekpersonalbenefit
(2) BadmoneywillalwaysdriveoutGoodmoney,aslong
aspeoplecontinuetoseekpersonalbenefit
(3) GoodandBadmoneytypeswillcoexistwithoutany
needforgovernmentalinterference
(4) BadmoneydrivesoutGoodmoneyasitisinherently
valuedmuchhigherbytheholders
Whichoftheseischaracteristic(ortrue)ofFiatMoney?
A . It originated during the Chinese Song dynasty and
becamewidespreadduringYuanandMingdynasties
B. Itsmisusecanleadtosituationsakintohyperinflation
inaneconomy
C . TheBrettonWoodssystemdeclaredtheuseofpure
Fiatmoneylegal,withnobackingofanycommodity
D. Governmentdeclaresitaslegallyvalidtender,hence
itisofvaluetousers
E. Itisofimmenseuseasaphysicalcommodity
(1) Noneoftheabove
(2) Alloftheabove
(3) AlloftheaboveexceptCandE
(4) AlloftheaboveexceptBandE

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T o t a l q u e s t i o ns : 35

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(1)of(8)

4 .

4-

Fillintheblanks.

fdlh ns'k dh eqk vkiwfrZ esa eqk ----- vkSj mi;ksx dh xbZ fof'k"V ifjHkk"kk ds
vuqlkj] ,d ;k ,d ls vf/kd dkj dh cSad eqk psfdax [kkrksa] cpr [kkrksa vkSj
vU;dkj ds cSad [kkrksa ds :i esa gksrh gSA cSad eqk] ftlesa dsoy nLrkost gksrs
gS]a fodflr ns'kksa esa LFkwy eqk ds ----- fgLls dk fuekZ.k djrh gSA
1 cSaduksV vkSj flDds] lcls cMs+
2 cSaduksV vkSj flDds] lcls NksVs
3 lksuk vkSj pkanh] lcls cMs+
4 oLrq vkSj vf/kfn"V] lcls NksVs

The money supply of a country typically is made up of


currency(.....)and,dependingontheparticulardefinition
used,oneormoretypesofbankmoney(thebalancesheld
incheckingaccounts,savingsaccounts,andothertypesof
bankaccounts).Bankmoney,whichconsistsonlyofrecords,
forms by far the ..... part of broad money in developed
countries
(1) banknotesandcoins,largest
(2) banknotesandcoins,smallest
(3) goldandsilver,largest
(4) commodityandfiat,smallest

5 .

6 .

7.

WhatistheRBI'sstandon"Bitcoin"?
(1) Itisintheprocessoflegalisingitsuseby2017,and
hasstartedinternaltestingonimplentationchallenges
(2)

In2013itissuedacautionagainstitsuse.In2015,it
statedthatthe'BlockchainTechnology'underlyingit
isappreciablyusefulinmanyotherways

(3)

In2015itissuedacautionagainstitsuse.In2013,it
hadstatedthatthe'BlockchainTechnology'underlying
itisappreciablyusefulinmanyotherways

(4)

Itdeclared itillegalin 2011andhasrequestedthe


LawEnforcementagenciestoarrestusers

5-

^^fcVdbu^^ ij vkjchvkbZ dk D;k #[k gS\


1 og o"kZ 2017 rd blds mi;ksx dks dkuwuh :i nku djus dh f;k
esa gS] vkSj f;kUo;u esa vkus okyh pqukSfr;ksa ij mlus vkrafjd ijh{k.k
'kq: dj fn;k gS
2 o"kZ 2013 esa mlus blds mi;ksx ds fo#) ,d psrkouh tkjh dh FkhA o"kZ
2015 esa mlus dgk fd blesa varfuZfgr ^^Cydpsu kS|ksfxdh^^ vU; vusd
dkj ls dkQh mi;ksxh gS
3 o"kZ 2015 esa mlus blds mi;ksx ds fo#) ,d psrkouh tkjh dh FkhA o"kZ
2013 esa mlus dgk fd blesa varfuZfgr ^^Cydpsu kS|ksfxdh^^ vU; vusd
dkj ls dkQh mi;ksxh gS
4 o"kZ 2011 esa mlus bls xSj&dkuwuh ?kksf"kr fd;k Fkk vkSj dkuwu orZd
vfHkdj.kksa ls blds mi;ksxdrkZvksa dks fxjrkj djus dk vuqjks/k fd;k Fkk

6-

^^lqij Myj^^ D;k gS\


1 fcVdbu dk mi;ksx djds lVos;j frHkk'kkyh O;f;ksa }kjk cukbZ xbZ
eqk] ftldk oSf'od cktkjksa esa mPp ewY; gS
2 jk"Vifr fyadu dh o"kZxkaB ij ,d laLekjd ds :i esa tkjh fd;k x;k
fo'ks"k Myj
3 vesfjdk dk ,d tkyh 100 Myj dk uksV ftls igpkuuk dkQh dfBu gS
4 ,d ,slh eqk ftldk mi;ksx fQYeksa esa lqijeSu }kjk fd;k fn[kk;k x;k gS]
tks vkerkSj ij /kks[kk nsus ds fy, tkylkth gS

7-

^^/ku&'kks/ku euh yUMfjax^^ dh dkSu&dkSu lh fo'ks"krk,a gSa\


,- efyu eqk dks LoPN eqk fn[kkus dh fof/k
ch- ;g 7 fof'k"V dneksa ds mi;ksx ls cuh gksrh gS
lh- bls jksdus ds fy, Hkkjr ds ikl ih,e,y, 2002 dkuwu gS] vkSj orZu
funs'kky; ,sls ekeyksa ls fuiVrk gS
Mh- bldk fuekZ.k vkerkSj ij dsoy lVos;j m|ksx esa gh gksrk gS
bZ- vijkf/k;ksa }kjk bl f;k dk mi;ksx djds vius vtZu dks eq :i ls
mi;ksx dh tk ldus okyh eqk esa ifjofrZr fd;k tkrk gS
1 , vkSj Mh
2 ,] lh vkSj bZ
3 ch] Mh vkSj bZ
4 mijks lHkh

Whatisa"Superdollar"?
(1)

ThemoneymadebysoftwaregeniusesusingBitcoins,
thathashighvalueinglobalmarkets

(2)

The special dollar issued as a commemorative on


PresidentLincoln'sanniversary

(3)

Afraud100dollarbillofUSAthatishardtodetect

(4)

ThecurrencythatSupermanwasshownasusingin
movies,usuallycounterfeitedtodeceive

Whatarethecharacteristicsof"MoneyLaundering"?
A .

Themethodofmakingdirtymoneylookclean

B.

Itismadeupof7distinctsteps

C .

India has the PMLA 2002 law to stop it, and the
EnforcementDirectoratehandlessuchcases

D.

ItisusuallygeneratedintheSoftwareIndustryonly

E.

Criminals would use this process to convert their


earningsintofreelyusablemoney

(2)of(8)

(1)

AandD

(2)

A,CandE

(3)

B,DandE

(4)

Alltheabove

fj LFkkuksa dh iwf rZ djsaA

IC : PTpnrkb1517 E/H

8.Whatisthe"GoldStandard"system?
(1) Afinancialintermediationsysteminwhichgoldisused
topayforthecurrenciesprinted
(2) Amonetarysysteminwhichthestandardeconomic
unitofaccountisbasedonafixedquantityofgold
(3) Amonetarysysteminwhichallcurrenciesintheworld
tradebasedontheprevailingvalueofphysicalgold
(4) Afinancialsysteminwhichthestandardeconomicunit
ofexchangeisbasedonafixedquantityofUSmarked
gold
9 .

8-

^^Lo.kZeku^^ .kkyh D;k gS\


1 ,d fokh; e/;LFkrk .kkyh ftlesa eq.k dh xbZ eqk ds cnys Lo.kZ ds
Hkqxrku dk mi;ksx fd;k tkrk gS
2 ,d ekSfd .kkyh ftlesa [kkrs dh ekud vkfFkZd bdkbZ ,d fuf'pr
ek=k ds Lo.kZ ij vk/kkfjr gS
3 ,d ekSfd .kkyh ftlesa fo'o dh lHkh eqkvksa ds chp HkkSfrd Lo.kZ ds
pfyr ewY; ds vk/kkj ij O;kikj gksrk gS
4 ,d fokh; O;oLFkk ftlesa fofue; dh ekud vkfFkZd bdkbZ vesfjdh
cktkj esa Lo.kZ dh ,d fuf'pr ek=k ij vk/kkfjr gksrh gS

9-

fofy;e LVSuys tsoUl ds ,d fl nksgs ds vuqlkj]

AsperthefamouscoupletofWilliamStanleyJevons,

Money'samatteroffunctionsfour,
AMedium,aMeasure,aStandard,aStore
Whatdoesitmeanregardingwhatmoneydoes?
(1) It acts as a medium of exchange, it is a common
measureofvalue(unitofaccount),itisastandardof
valueanditisastoreofvalue
(2) Itactsasamediumofexchange,itisanuncommon
measureofvalue(unitoffinance),itisastandard
bearerofvalueanditisastoreofworthofservices
(3) It rarely actsas a mediumof exchange, it is not a
commonmeasureofvalue(unitofaccount),itisnota
standardofvalueanditisnotatallastoreofvalue
(4) Itactsasanexchangeforgoods,itisameasureof
value (unit of account), it is a standard of global
reputationanditisastoreofvalue
10. Whatdowemeanbytheterm"moneysupply"?
(1) Thetotalamountofmonetaryassetsavailableinan
economyataspecifictime
(2) Thetotalnetamountoffinancialassetsavailablein
anopeneconomyataspecifictime
(3) Thetotalgrossamountofeconomicassetsavailable
inaclosedeconomyataspecifictime
(4) Thetotalamountofmonetaryassetsavailableinan
economyataspecifictimethatcanbeconvertedto
goldimmediately
11. Let us focus on ancient India, especially the era of the
Mahajanpadas.Whatwasthemoneysysteminusethen?
A . Itwasathreetieredsystemmadeupofcopper,silver
andgold
B. GoldforStatefunctions,Silverfortaxes,contracts
etc.,Copperforcommontransactions
C . AllcoinsinusewerebackedupbyStateguarantee
D. Globaluseofthesecoinsensuredthatfiatmoneywas
alsoincirculation
(1) A,BandC
(2) OnlyAandB
(3) Alltheabove
(4) A,BandD
12. Fillintheblanks.
IntheUS,the.....isresponsibleforcontrollingthemoney
supply,whileintheEuroareatherespectiveinstitutionis
the...... Othercentralbankswith significantimpacton
globalfinancesaretheBankofJapan,.....andtheBankof
England.
(1) FederalUSBank,EuropeanMonetaryAuthority,Bank
ofPRC
(2) USGovernment,EuropeanCentralBank,ReserveBank
ofIndia
(3) Federal Reserve, European Central Bank, People's
BankofChina
(4) FederalReserve,EuropeanCentralBank,Bundesbank
(ofGermany)
IC : PTpnrkb1517 E/H

eqk pkj dk;ksaZ dks djus okyk inkFkZ gS


,d ek/;e] ,d eki] ,d ekud] ,d HkaMkj
eqk D;k djrh gS bl laca/k esa bldk D;k vFkZ gS\
1 ;g fofue; ds ek/;e ds :i esa dk;Z djrh gS] ;g ewY; dh ,d lkekU;
eki [kkrs dh bdkbZ gS] ;g ewY; dk ekud gS vkSj ;g ewY; dk laxzg gS
2 ;g fofue; ds ek/;e dk dk;Z djrh gS] ;g ewY; dh vlkekU; eki
fok dh bdkbZ gS] ;g ewY; dh ekud&/kkjd gS] vkSj ;g lsokvksa ds
ewY; dk laxzg gS
3 ;g dHkh&dHkh gh fofue; ds ek/;e dk dk;Z djrh gS] ;g ewY; dh eki
[kkrs dh bdkbZ ugha gS] ;g ewY; dk ekud ugha gS vkSj ;g ewY; dk
laxzg rks fdlh Hkh rjg ls ugha gS
4 ;g oLrq fofue; dk dk;Z djrh gS] ;g ewY; dh eki [kkrs dh bdkbZ
gS] ;g oSf'od fr"Bk dk ekud gS vkSj ;g ewY; dk laxzg gS
10- ^^eqk dh vkiwfrZ^^ 'kCn ls vki D;k le>rs gSa\
1 fdlh fof'k"V le; vFkZO;oLFkk esa miyC/k ekSfd ifjlaifk;ksa dh dqy ek=k
2 fdlh fof'k"V le; ,d [kqyh vFkZO;oLFkk esa miyC/k fokh; ifjlaifk;ksa
dh dqy 'kq) ek=k
3 fdlh fof'k"V le; ,d can vFkZO;oLFkk esa miyC/k vkfFkZd ifjlaifk;ksa
dh dqy ldy ek=k
4 fdlh fof'k"V le; vFkZO;oLFkk esa miyC/k ekSfd ifjlaifk;ksa dh dqy
ek=k ftls rqjar Lo.kZ esa ifjofrZr fd;k tk ldrk gS
11- kphu Hkkjr ij /;ku nsa] fo'ks"k :i ls egktuinksa ds ;qx ijA ml dky esa
pfyr eqk O;oLFkk D;k Fkh\
,- og rkacs] pkanh vkSj Lo.kZ ls cuh ,d f=&Lrjh; O;oLFkk Fkh
ch- Lo.kZ & jkT; ds dk;ksaZ ds fy,] pkanh & djksa] vuqca/kksa bR;kfn ds fy,]
rkack & lkekU; ysu&nsu ds fy,
lh- mi;ksx fd;s tkus okys lHkh flDdksa dks jkT; dh xkjaVh kIr Fkh
Mh- bu flDdksa dk oSf'od mi;ksx lqfuf'pr djrk Fkk fd vf/kfn"V eqk Hkh
pyu esa Fkh
1 ,] ch vkSj lh
2 dsoy , vkSj ch
3 mijks lHkh
4 ,] ch vkSj Mh
12- fj LFkkuksa dh iwf rZ djsaA
vesfjdk esa ----- eqk dh vkiwfrZ dks fu;af=r djus ds fy, ftEesnkj gS] tcfd ;wjks
{ks= esa lacaf/kr laLFkk ----- gSA vU; dsah; cSadsa] ftudk oSf'od fok ij [kklk
Hkko gS] os gSa cSad vQ tkiku] ----- vkSj cSad vQ baXySaMA
1 la?kh; vesfjdh cSad] ;wjksih; dsah; cSad] cSad vQ ihvkjlh
2 vesfjdh ljdkj] ;wjksih; dsah; cSad] Hkkjrh; fjtoZ cSad
3 QsMjy fjtoZ] ;wjksih; dsah; cSad] ihiYl cSad vQ pkbuk
4 QsMjy fjtoZ] ;wjksih; dsah; cSad] cqaMslcSad teZuh dh
(3)of(8)

13.Whatismeantbytheterm"FractionalReserveBanking"?
(1) Theleastcommonformofbankingworldwide,inwhich
banksholdreserves(atthebankitselfascurrency,or
withtheCentralBankasdeposits)thatareafraction
ofitsdepositliabilities
(2) Themostcommonformofbankingworldwide,inwhich
banksholdreserves(withtheCentralBankasdeposits)
that are a large part as percentage of its deposit
liabilities
(3) Theleastcommonformofbankingworldwide,inwhich
banks give away reserves (at the bank itself as
currency,orwiththeCentralBankasdeposits)that
areafractionofitsdepositliabilities
(4) Themostcommonformofbankingworldwide,inwhich
banksholdreserves(atthebankitselfascurrency,or
withtheCentralBankasdeposits)thatareafraction
ofitsdepositliabilities

13- ^^vkaf'kd vkjf{kr cSafdax^^ 'kCn dk D;k vFkZ gS\


1 fo'o Hkj esa U;wure lkekU; cSafdax dk :i] ftlesa cSadsa lajf{kr fjtoZ
/kkj.k djrh gSa ;k rks eqk ds :i esa Lo;a cSad ds ikl] ;k tekvksa ds :i
esa dsah; cSad ds ikl tks mldh tek ns;rkvksa dk ,d va'k gksrs gSa
2 fo'o Hkj esa lokZf/kd lkekU; cSafdax dk :i] ftlesa cSadksa ds ikl lajf{kr
fjtoZ gksrs gSa tekvksa ds :i esa dsah; cSad ds ikl] tks mlds tek
nkf;Roksa ds fr'kr ds :i esa ,d cM+k va'k gksrs gSa
3 fo'o Hkj esa U;wure lkekU; cSafdax dk :i] ftlesa cSadsa lajf{kr nsrh gSa
;k rks eqk ds :i esa Lo;a cSad ds ikl] ;k tekvksa ds :i esa dsah; cSad
ds ikl tks mldh tek nkf;Roksa dk ,d va'k gksrs gSa
4 fo'o Hkj esa lokZf/kd lkekU; cSafdax dk :i ftlesa cSadsa lajf{kr /kkj.k
djrh gSa ;k rks eqk ds :i esa Lo;a cSad ds ikl] ;k tekvksa ds :i esa
dsah; cSad ds ikl tks mldh tek ns;rkvksa dk ,d va'k gksrs gSa

14. Whatcanbesaidaboutthemoneysystemusedduringthe
IndusValleycivilisation?
(1) Therewasanextensiveuseofcoinsastradingwas
doneonalargescale
(2) Thereisnoconsensusyetonwhetherthesealsfound
arecoinsornot
(3) There were gold, silver and terracotta coins in
widespreaduse
(4) Fiatmoneyasorderedbytherulersofeachcitywere
inlargescalecirculation

14- fla/kq ?kkVh dh lH;rk ds nkSjku mi;ksx dh tkus okyh eqk .kkyh ds ckjs esa D;k
dgk tk ldrk gS\
1 pwafd O;kikj O;kid iSekus ij gksrk Fkk vr% flDdksa dk mi;ksx dkQh
l?ku Fkk
2 vHkh rd bl ckr ij vkelgefr ugha gks ikbZ gS fd feyh gqbZ eqk,a
flDds Fks ;k ugha
3 Lo.kZ] pkanh vkSj VsjkdksVk ls cus flDds O;kid :i ls mi;ksx esa Fks
4 R;sd 'kgj ds 'kkldksa ds vkns'kkuqlkj vf/kfn"V eqk cMs iSekus ij
pyu esa Fkh

15. Readthepassage.Whatproblemdoesithighlight?

15- x|ka' k dks i<sa+A ;g fdl leL;k ij dk'k Mkyrk gS\

Hereisthebarmusicianwhois"paid"withliquororfood,
itemswhichhislandlordwillnotacceptasrentpayment,
whenthemusicianwouldratherhaveamonth'sshelter.If,
instead,themusician'slandlordweretothrowapartyand
desiremusicforit,hiringthemusiciantoplayitbyoffering
themonth'srentinexchange,acoincidenceofwantswould
exist.
(1) Thecrisisthatafinancialsystemlackinggoldorsilver
asamediumofexchangewillface
(2) Theproblemthataneconomyhavingexcessmoney
willneverface
(3) The problem that an economy lacking money as a
mediumofexchangewillface
(4) Noneoftheabove
16. Whatwillactagainstthebasicnatureofmoneyasastore
ofvalue?
(1) Inflation
(2) Governmentpoliciesregardingtradeandcommerce
(3) Fractionalreservebankingsystem
(4) Physicaldamage
(4)of(8)

;gk ,d ckj laxhrdkj gS ftls 'kjkc ;k Hkkstu ds :i esa ^^Hkqxrku^^ fd;k tkrk
gS] ,slh oLrq,a ftUgsa mldk edku ekfyd fdjk;s ds Hkqxrku ds :i esa Lohdkj
ugha djsxk] tcfd laxhrdkj dks laHkor% ,d eghus ds vkJ; dh vko';drk gSA
blds ,sot esa ;fn laxhrdkj dk edku&ekfyd ,d ikVhZ nsuk pkgrk gS] vkSj
mlesa mls laxhr pkfg, rks laxhr ds fy, laxhrdkj dks fdjk;s ij bl 'krZ ij
ysrk gS fd og mlds ,d eghus ds fdjk;s ds cnys gS] rks vko';drkvksa ds la;ksx
dh fLFkfr gksxhA
1 fokh; .kkyh esa tgka fofue; ds ek/;e ds :i esa Lo.kZ ;k pkanh dk
vHkko gS] ;g ladV mifLFkr gks tk;sxk
2 ;g oks leL;k gS tks vR;f/kd /ku okyh vFkZO;oLFkk esa iSnk gks tk,xh
3 ;g oks leL;k gS tks ml vFkZO;oLFkk esa iSnk gksxh tgka fofue; ek/;e
gsrq /ku ugha gS
4 mijks esa ls dksbZ ugha
16- eqk ds
1
2
3
4

ewY; ds laxzg ds cqfu;knh Lo#i ds fo#) D;k dk;Z djsxk\


eqkLQhfr
O;kikj vkSj okf.kT; ds laca/k esa ljdkj dh uhfr;ka
vkaf'kd vkjf{kr cSafdax .kkyh
HkkSfrd {kfr
IC : PTpnrkb1517 E/H

17. .....isthemostliquidassetaseveryonerecognisesit,and
acceptsitasthecommoncurrency.
(1) Gold(andSilver)
(2) Dollar
(3) Money
(4) Entrepreneurship

17- ----- lcls vf/kd rjy ifjlaifk gS D;ksafd lHkh mls ekU;rk nsrs gSa] vkSj mls
lkekU; eqk ds :i esa Lohdkj djrs gSaA
1 Lo.kZ vkSj pkanh
2 Myj
3 iSlk /ku
4 m|ferk

18. IntheancientempiresofEgypt,Babylon,IndiaandChina,
thetemplesandpalacesoftenhadcommoditywarehouses
whichissuedcertificatesofdepositasevidenceofdebt,a
formof......
(1) representativemoney (2) commoditymoney
(3) fiatmoney
(4) religiousmoney

18- izkphu lkezkT;ksa tSls fd feL=] cschyksu] Hkkjr vkSj phu ds eafnjksa vkSj egyksa esa
vDlj oLrq xksnke gksrs Fks tks _.k dh lk{k ds :i esa tek ek.ki= tkjh djrs
Fks] tks ,d dkj dk ----- FkkA
1 kfrfuf/kd eqk
2 oLrq eqk
3 vf/kfn"V eqk
4 /kkfeZd eqk

19. WhereinEuropewaspapermoneyfirstintroduced?When?
Why?
(1) InGreatBritain,in1561,duetorichsilverdeposits
andconsequentlargeweightofcoins
(2) InSweden,in1661,duetorichcopperdepositsand
consequentlargeweightofcoins(asvaluewasless)
(3) InPrussia,in1611,duetolackofgoldandsilver
(4) InRussia,in1488,duetopooradministrationoflarge
oredeposits

19- ;wjksi esa loZFke dkxt+h eqk dh 'kq#vkr dgk gqbZ Fkh\ dc\ D;ksa\
1 xzsV fczVsu esa] 1561 esa] le`) pkanh ds HkaMkjksa ds dkj.k ftlds ifj.kkeLo:i
flDdksa dk otu Hkkjh gksrk Fkk
2 LohMu esa] 1661 esa] rkacs ds le`) HkaMkjksa ds dkj.k] ftlds ifj.kkeLo:i
flDdksa dk Hkkjh otu gksrk Fkk D;ksafd ewY; de Fkk
3 qf'k;k esa] 1611 esa] Lo.kZ vkSj pkanh ds vHkko ds dkj.k
4 :l esa] 1488 esa] fo'kky v;Ld HkaMkjksa ds [kjkc 'kklu ds dkj.k

20. Inbookkeepingandfinance,cashrefersto.....comprising
currency or currency equivalents that can be accessed
immediatelyornearimmediately(asinthecaseofmoney
marketaccounts).
(1) currentandfuturepossibleassets
(2) paymentassets
(3) currentassets
(4) capitalassets

20- cgh[kkrs vkSj fok esa] udn dk laca/k ----- ls gksrk gS ftlesa eqk ;k eqk ds
led{k gksrs gSa ftudk vkdyu rqjar ;k yxHkx rqjar fd;k tk ldrk gS tSlk
eqk cktkj ds [kkrksa ds ekeys esa gksrk gSA
1 orZeku vkSj laHkkfor Hkfo";dkyhu ifjlaifk;ka
2 Hkqxrku ifjlaifk;ka
3 pkyw ifjlaifk;ka
4 iwathxr ifjlaifk;ka

21. HowwastheAmerican(US)dollarfirstdefined?Asaunitof
(1) puregoldofacertainweight,afterthe1792report
submittedtotheCongress
(2) puregold+copperalloyofacertainweight,afterthe
1792reportsubmittedtotheCongress
(3) puresilverofacertainweight,afterthe1792report
submittedtotheCongress
(4) Noneoftheabove
22. Howdidtheterm"Rupee"originate?
(1) Fromroopak,aSanskrittermformetaphoricalshape,
andfromSanskritrup ,beautifulform
(2) Fromrupya ,aSanskrittermforgoldcoin,andfrom
Sanskritrup ,aparticularshape
(3) From roopasi ,aSanskrittermforbeautifulwoman,
andfromSanskritrup ,roundshape
(4) Fromrupya ,aSanskrittermforsilvercoin,andfrom
Sanskritrup ,beautifulform

IC : PTpnrkb1517 E/H

21- igyh ckj vesfjdh Myj dh ifjHkk"kk fdl dkj dh bdkbZ ds :i esa xbZ Fkh\
1 1792 dh fjiksVZ dkaxzsl dks Lrqr djus ds ckn ,d fuf'pr otu ds 'kq)
lksus dh
2 1792 dh fjiksVZ dkaxzsl dks Lrqr djus ds ckn ,d fuf'pr otu ds 'kq)
lksus vkSj rkEcs dh feJ /kkrq dh
3 1792 dh fjiksVZ dkaxzsl dks Lrqr djus ds ckn ,d fuf'pr otu dh
pkanh dh
4 mijks esa ls dksbZ ugha
22- ^^:i;k^^ 'kCn dh mRifk fdl dkj gqbZ\
1 :id ls] tks ckeqgkojk vkd`fr ds fy, laLd`r 'kCn gS] vkSj laLd`r ds
:i ls] tks ,d lqanj :i gS
2 #i;k ls] tks Lo.kZ flDds ds fy, laLd`r 'kCn gS] vkSj laLd`r ds :ik ls]
tks ,d fof'k"V vkdkj gS
3 :ilh ls] tks lqanj ukjh ds fy, laLd`r 'kCn gS] vkSj laLd`r ds :i ls]
tks ,d xksykdkj vkdkj gS
4 #i;k ls] tks pkanh ds flDds ds fy, laLd`r 'kCn gS] vkSj laLd`r ds :i
ls] tks ,d lqanj :i gS
(5)of(8)

23. Fillintheblanks.
Someeconomistsbelievethatthegoldstandardactsasa
..... on economic growth. As an economy's productive
capacity.....,thensoshoulditsmoneysupply.Becausea
goldstandard requiresthat money be ..... in the metal,
thenthe.....ofthemetal.....theabilityoftheeconomy
toproducemorecapitalandgrow.
(1) booster,shrinks,backed,scarcity,augments
(2) limit,grows,backed,scarcity,constrains
(3) push,grows,printed,surplus,augments
(4) limit,shrinks,backed,scarcity,constrains
24. ThehyperinflationseeninWeimarGermanywasdueto
(1) the defeat of Germany in the World War I and
consequentinabilitytoconvertgoldintocurrencyto
paybacklargescaleborrowings
(2) theassumptionofKaiserWilhelmIthatGermanywould
lose the World War I and consequent largescale
borrowings
(3) thedecisionbyKaiserWilhelmIIthatGermanywould
financethefightinWorldWarIthroughincometaxon
citizens
(4) theassumptionofKaiserWilhelmIIthatGermanywould
win the World War I and consequent largescale
borrowings

25. Whatdoesthisimageindicate?
(1) It s ho ws th e 8r d cen tu ry BC g ol d coi n of t he
Mahajanpadas,knownasRupayya,withsymbolsof
wheelandhippopotamus
(2) Itshowsthe3rdcenturyBCsilvercoinoftheGupta
Empire,knownasRupyasheela,withsymbolsofchakra
andcamel
(3) Itshowsthe9rdcenturyBCgoldcoinoftheMaurya
Empire,knownasRupyarupa,withsymbolsofwheel
andelephant
(4) Itshowsthe3rdcenturyBCsilvercoinoftheMaurya
Empire,knownasRupyarupa,withsymbolsofwheel
andelephant
26. HowmanyandwhichcountriesuseRUPEEastheircurrency
today?
(1) 8 India, Nepal, Maldives, Indonesia, Pakistan, Sri
Lanka,Mauritius,Seychelles
(2) 9 India, Nepal, Maldives, Indonesia, Pakistan, Sri
Lanka,Mauritius,Bhutan,Malaysia
(3) 8 India, Nepal, Indonesia, Pakistan, Sri Lanka,
Mauritius,Seychelles,Bhutan
(4) 9 India, Nepal, Indonesia, Pakistan, Sri Lanka,
Mauritius,Seychelles,Bhutan,Seychelles
(6)of(8)

23- fj LFkkuksa dh iwf rZ djsaA


dqN vFkZ'kkfL=;ksa dk ekuuk gS fd Lo.kZeku vkfFkZd o`f) ij ----- ds :i esa dk;Z
djrk gSA tc fdlh vFkZO;oLFkk dh mRiknd {kerk ----- gS] mlh dkj dk O;ogkj
mldh eqk vkiwfrZ dk Hkh gksuk pkfg,A pwfa d Lo.kZeku ds fy, vko';d gS fd
eqk dks /kkrq dk@dh ----- gksuk pkfg,] rHkh /kkrq dk ----- vFkZO;oLFkk dh vf/kd
iwt h mRiknu vkSj o`f) dh {kerk esa ----- djrk gSA
1 o/kZd] ladqfpr] leFkZu] vHkko] o`f)
2 lhek] c<+rh] leFkZu] vHkko] :dkoV
3 /kDdk] c<+rh] eqfr] vf/k'ks"k] o`f)
4 lhek] ladqfpr] leFkZu] vHkko] :dkoV
24- okbZej teZuh esa ns[kh xbZ csyxke eqkLQhfr fdl dkj.k Fkh\
1 Fke fo'o ;q) esa teZuh dh ijkt; vkSj blds ifj.kkeLo:i cMs iSekus ij
m/kkj pqdkus ds fy, Lo.kZ dks eqk esa ifjofrZr djus dh mldh v{kerk
2 dSlj foYgse Fke dh ;g dYiuk fd Fke fo'o ;q) esa teZuh ijkftr
gksxk ifj.kkeLo:i cMs iSekus ij m/kkj ys fy, x;s
3 dSlj foYgse f}rh; dk ;g fu.kZ; fd teZuh ukxfjdksa ij dj vf/kjksfir
djds ;q) dk fokiks"k.k djsxk
4 dSlj foYgse f}rh; dh ;g dYiuk fd ;q) esa teZuh fot;h gksxk vkSj
blds ifj.kkeLo:i cMs iSekus ij m/kkj ys fy, x;s Fks

25- ;g fp= D;k ladsr nsrk gS\


1 ;g egktuinksa ds bZlkiwoZ 8 oha 'krkCnh ds Lo.kZ ds flDds n'kkZrk gS]
ftUgsa #iS;k dgk tkrk Fkk] vkSj ftuij ifg;s vkSj nfj;kbZ ?kksMs+ ds rhd
cus gq, Fks
2 ;g xqIr lkezkT; ds bZlkiwoZ 3 jh 'krkCnh ds pkanh ds flDds n'kkZrk gS] ftUgsa
#I;'khy dgk tkrk Fkk vkSj ftuij p vkSj V ds rhd cus gq, Fks
3 ;g ekS;Z lkezkT; ds bZlkiwoZ 9 oha 'krkCnh ds lksus ds flDds n'kkZrk gS] ftUgsa
#I;:i dgk tkrk Fkk] vkSj ftuij ifg;s vkSj gkFkh ds rhd cus gq, Fks
4 ;g ekS;Z lkezkT; ds bZlkiwoZ 3 jh 'krkCnh ds pkanh ds flDds n'kkZrk gS ftUgsa
:I;:i dgk tkrk Fkk vkSj ftuij ifg;s vkSj gkFkh ds rhd cus gq, Fks
26- fdrus vkSj dkSu ls ns'k #i;s dk eqk ds :i esa mi;ksx djrs gSa\
1 8( Hkkjr] usiky] ekynhOl] baMksufs 'k;k] ikfdLrku] Jhyadk] efj'kl] ls'ksYl
2 9( Hkkjr] usiky] ekynhOl] baMksufs 'k;k] ikfdLrku] Jhyadk] efj'kl] HkwVku]
eysfk;k
3 8( Hkkjr] usiky] baMksusf'k;k] ikfdLrku] Jhyadk] efj'kl] ls'ksYl] HkwVku
4 9( Hkkjr] usiky] baMksufs 'k;k] ikfdLrku] Jhyadk] efj'kl] ls'ksYl] HkwVku] ls'ksYl
IC : PTpnrkb1517 E/H

27. WhichoftheseistrueregardingcoinageissuedbyBritishin
India,andlaterdayRepublicofIndia?
A . After1939allsilvercoinseffectivelybecamelesspure,
duetotheshortageofsilverduringtheworldwar.
B. EastIndiaCompany'scoinageissuewereallpriorto
1858
C . FirstRepublicofIndiacoinswereissuedin1950
D. Coinageissuedafter1857wereundertheauthority
ofthemonarchandnottheCompany
(1) AlltheaboveexceptA
(2) AlltheaboveexceptAandB
(3) AlltheaboveexceptBandC
(4) Alltheabove

27- fczfV'kksa }kjk] vkSj ckn ds Hkkjrh; x.kjkT; }kjk Hkkjr esa tkjh fd;s x, flDdksa
ds ckjs esa fuEu esa ls dkSu lk@ls okD;ka'k lgh gS@gSa\
,- o"kZ 1939 ds ckn pkanh ds lHkh flDds Hkkoh :i ls de 'kq) cu x,]
D;ksafd fo'o ;q) ds nkSjku pkanh dh deh Fkh
ch- bZLV bafM;k daiuh }kjk tkjh fd;s x, lHkh flDds o"kZ 1858 ds iwoZ ds Fks
lh- Hkkjr x.kjkT; ds Fke flDds o"kZ 1950 esa tkjh fd;s x, Fks
Mh- 1857 ds ckn tkjh fd;s x, flDds lezkV ds vf/kdkj ds v/khu Fks u fd
daiuh ds v/khu
1 , dks NksM+dj vU; lHkh
2 , vkSj ch dks NksM+dj vU; lHkh
3 ch vkSj lh dks NksM+dj vU; lHkh
4 mijks lHkh

28. Lookatthe image. Whatwas theprice inrupeesof this


item?
(1) 15rupees
(2) 50rupees
(3) 30rupees
(4) 7.5rupees

28- fp= dks ns[ksaA bl oLrq dk #i;s esa ewY; D;k Fkk\
1 15 #i;s
2 50 #i;s
3 30 #i;s
4 7-5 #i;s

29.ThecurrentratesassetbytheRBIare
A . Policy Repo rate = 6.75%, Reverse Repo Rate =
5.75%
B. MSFrate=7.75%,BankRate=7.75%
C . CRR=4%,SLR=21.5%
D. SavingsDepositRate=4.0%,TermDepositRate>1
year=77.90%
E. Policy Repo rate = 5.75%, Reverse Repo Rate =
6.75%
(1) A,BandD
(2) A,CandD
(3) BandD
(4) AlltheaboveexceptE
30. InIndia,whichoftheseisthecorrectmatchofMoneySupply
componentwithliquidity?
(1) M1lowest,M2morethanM1,M3morethanM2,
M4highest
(2) M1highest,M2lessthanM1,M3lessthanM2,M4
least
(3) M1highest,M2morethanM1,M3lessthanM2,
M4least
(4) M1lowest,M2morethanM1,M3lessthanM2,M4
highest
31. Fillintheblanks.
In economics, money isa broad term that refers to any
financialinstrumentthatcanfulfillthefunctionsofmoney.
These financial instruments together are collectively
referredtoasthe.....ofaneconomy.Inotherwords,itis
theamountoffinancialinstrumentswithinaspecificeconomy
availableforpurchasinggoodsorservices.Sinceitconsists
ofvariousfinancialinstruments(usuallycurrency,demand
depositsandvariousothertypesofdeposits),theamount
ofmoneyinaneconomyismeasuredbyaddingtogether
thesefinancialinstrumentscreatinga......
(1) monetaryaggregate,moneysupply
(2) moneysupplycomponents,nationaleconomy
(3) moneysupply,monetaryaggregate
(4) nationalstructure,globaleconomy
IC : PTpnrkb1517 E/H

29- vkjchvkbZ }kjk fu/kkZfjr orZeku njsa gSa


,- uhfr jsiks nj & 6-75 fr'kr] fjolZ jsiks nj & 5-75 fr'kr
ch- ,e,l,Q nj & 7-75 fr'kr] cSad nj & 7-75 fr'kr
lh- lhvkjvkj & 4 fr'kr],l,yvkj & 21-5 fr'kr
Mh- cpr tek nj & 4 fr'kr] lkof/k tek nj > 1 o"kZ & 7 ls 7-9 fr'kr
bZ- uhfr jsiks nj & 5-75 fr'kr] fjolZ jsiks nj & 6-75 fr'kr
1 ,] ch vkSj Mh
2 ,] lh vkSj Mh
3 ch vkSj Mh
4 bZ dks NksM+dj vU; lHkh
30- Hkkjr esa eqk dh vkiwfrZ ?kVd dk mudh rjyrk ds lkFk lgh feyku fuEu esa
ls dkSu lk gS\
1 ,e 1 & U;wure] ,e 2 & ,e 1 ls vf/kd] ,e 3 & ,e 2 ls vf/kd]
,e 4 & mPpre
2 ,e 1 & mPpre] ,e 2 & ,e 1 ls de] ,e 3 & ,e 2 ls de]
,e 4 & U;wure
3 ,e 1 & mPpre] ,e 2 & ,e 1 ls vf/kd] ,e 3 & ,e 2 ls de]
,e 4 & U;wure
4 ,e 1 & U;wure] ,e 2 & ,e 1 ls vf/kd] ,e 3 & ,e 2 ls de]
,e 4 & mPpre
31- fj LFkkuksa dh iwf rZ djsaA
vFkZ'kkL= esa] eqk ,d O;kid 'kCn gS ftldk laca/k fdlh Hkh fokh; lk/ku ls
gksrk gS tks iSls ds dk;aZ dh iwfrZ dj ldrk gSA la;q :i ls bu fokh; lk/kuksa
dks vFkZO;oLFkk dh ----- dgk tkrk gSA nwljs 'kCnksa esa ;g ,d fof'k"V vFkZO;oLFkk
ds Hkhrj oLrqvksa ,oa lsokvksa ds ; ds fy, miyC/k fokh; lk/kuksa dh ek=k gSA
pwafd blesa fofHkUu fokh; lk/ku 'kkfey gksrs gSa vkerkSj ij eqk] ekax tek] vkSj
fofHkUu dkj dh tek,a] vr% vFkZO;oLFkk esa fo|eku eqk dh x.kuk bu lHkh
fokh; lk/kuksa dks tksMdj ,d ----- dk fuekZ.k fd;k tkrk gSA
1 ekSfd dqy;ksx] eqk dh vkiwfrZ
2 eqk vkiwfrZ ds ?kVd] jk"Vh; vFkZO;oLFkk
3 eqk vkiwfrZ] ekSfd dqy;ksx
4 jk"Vh; lajpuk] oSf'od vFkZO;oLFkk
(7)of(8)

32. WhichoftheseistrueoftheBrettonWoodssystem?
A .
B.
C .
D.

ItwasanagreementbetweenUSA,Canada,Western
Europe,AustraliaandJapan
Itwasamonetaryagreement
Allnationsweretotietheircurrenciestogold
Competitivedevaluationwastobeprevented
(1) A,CandD
(2) OnlyB
(3) BandD
(4) A,B,CandD

ForQ.33to35,readtheparagraphandfillintheblanks.
TocarryoutQEcentralbanks..(33)..bybuyingsecurities,
suchasgovernmentbonds,frombanks,withelectroniccash
thatdidnotexistbefore.Thenewmoneyswellsthesizeof
bankreserves in the economy by the quantity of assets
purchasedhence "quantitative" easing. Like ..(34)..
interestrates,QEissupposedtostimulatetheeconomyby
encouragingbankstomakemoreloans.Theideaisthat
bankstakethenewmoneyandbuyassetstoreplacethe
onestheyhavesoldtothecentralbank.Thatraisesstock
prices and lowers interest rates, which in turn boosts
investment. Today, interest rates on everything from
government bonds to mortgages to corporate debt are
probablylowerthantheywouldhavebeenwithoutQE.If
QEconvincesmarketsthatthecentralbankisseriousabout
fightingdeflationorhighunemployment,thenitcanalso
boosteconomicactivityby..(35)...
33. (1)
(2)
(3)
(4)

generatehardcash
createmoney
createemploymentopportunitiesdirectly
printcurrencynotesinvastnumbers

34. (1)
(2)
(3)
(4)

raising
standardising
lowering
sharplyeliminating

35. (1)
(2)
(3)
(4)

destroyingbusinessconfidence
increasedglobaltradeandcommerce
askingprivatebusinessestoinvestimmediately
raisingconfidence

32- czsVu oqM~l .kkyh ds laca/k esa fuEu esa ls dkSu lk@ls okD;ka'k lgh gS@gSa\
,- ;g vesfjdk] dukMk] if'peh ;wjksi] vLVsfy;k vkSj tkiku ds chp ,d
le>kSrk Fkk
ch- ;g ,d ekSfd le>kSrk Fkk
lh- lHkh ns'kksa dks viuh eqk,a Lo.kZ ds lkFk tksM+uh Fkha
Mh- frLi/kkZRed voewY;u dks jksduk Fkk
1 ,] lh vkSj Mh
2 dsoy ch
3 ch vkSj Mh
4 ,] ch] lh vkSj Mh

'u ekad 33 ls 35 ds fy, ifjPNsn dks i<sa vkSj fj LFkkuksa dh iwfrZ


djs a A
D;w-bZ- dh xfrfof/k dks iwjk djus ds fy, dsah; cSadsa ljdkjh ckaM~l] cSadksa ls] vkSj
iwoZ esa vpfyr bysDVfud udn tSlh frHkwfr;ka ; djds --33-- djrk gSA
ubZ eqk ; dh xbZ ifjlaifk;ksa ds ek/;e ls vFkZO;oLFkk esa cSadksa ds lajf{krksa ds
vkdkj dks c<+k nsrh gS & vr% ^^ek=kRed^^ lgtrkA tSls C;kt njksa dks
--34-- gksrk gS] oSls gh ,slk ekuk tkrk gS fd D;w-bZ- cSadksa dks vf/kd _.k nk;
ds fy, sfjr djds vFkZO;oLFkk dks mksftr djrk gSA blds ihNs dk fopkj ;g
gS fd cSadsa ubZ eqk ysdj mls muls frLFkkfir djsa tks mUgksaus dsah; cSad dks csp
nh gSAa blds dkj.k 'ks;j dh dhersa c<+rh gSa] vkSj C;kt nj de gksrh gS] tks
ifj.kkeLo:i fuos'k dks c<+kok nsrk gSA vkt ljdkjh ckaM~l ls ysdj fuxeksa ds
_.kksa ds fy, fd;s x, ca/kdksa rd lHkh ij C;kt njsa laHkor% mu njksa ls dkQh
de gSa tks D;w-bZ- ds fcuk pfyr gksrhaA ;fn D;w-bZ- cktkjksa dks ;g fo'okl
fnykrk gS fd dsah; cSad okLro esa viLQhfr ;k mPp csjkstxkjh ls yMus ds fr
xaHkhj gS] rks ;g --35-- ds ek/;e ls vkfFkZd xfrfof/k dks c<+kok Hkh ns ldrk gSA
33- 1
3

udn mRiUu
2
lh/ks jkstxkj ds volj fuekZ.k 4

eqk dk fuekZ.k
cM+h la[;k esa uksVksa dk eq.k

34- 1
3

c<+kdj
?kVkdj

ekudhd`r djds
rsth ls lekIr djds

35- 1
2
3
4

O;kikj ds fo'okl dks u"V djus


oSf'od O;kikj vkSj oftt; dks c<+kus
futh O;kikjksa dks rqjar fuos'k djus ds fy, dgus
fo'okl esa o`f)

2
4

Please make sure that you m ark the answers in this scores heet with an HB pencil/pen.
The marking of answers must be done in the stipulated time for the test. Do not take extra time over and above the time limit.

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Answerkeyscanbeseenat: www.PTeducation.com/kbsol.aspx
(8)of(8)

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