Foundation Certificate

Syllabus summary
You study one module covering three topics:
The Banking Model

Regulation

Banks are different from other businesses. There

is an inherent complexity in their business models
and risk profile. This topic explains money and
banking, the essence of a bank, how it functions,
its unique risk characteristics and the services it
provides to customers. The topic provides an
overview of funding, capital, lending and credit,
non lending services and the measures by which
bank performance is evaluated.

Banks are rightly heavily regulated to protect the

interests of customers and the wider society they
serve. This topic explains what regulation is, why it
is important and why banks are regulated as a
specific industry. It provides an understanding of
why regulation is relevant to the individual bank
employee and what regulation applies to them in
their roles. It addresses regulation that applies to
products and services and regulation that
specifically relates to customers.

Foundation Certificate
Syllabus summary

Ethics

Ethical standards and ethical behaviour must be

core to the culture of banks. This topic provides a
background to ethical principles, ethics in decision
making and ethics and regulation. It provides an
understanding of the need to balance stakeholder
expectations and gives particular emphasis to
trust and the duty of care to customers. The
module explores various scenarios and ethical
dilemmas.