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Income, Poverty, and Health

Insurance Coverage: 2015


September 2016
URL: http://www.census.gov/newsroom/presskits/2016/income_poverty.html

Presenters

Host

Michael C. Cook, Sr.


Chief, Public Information Office

Presenter David G. Waddington


Acting Chief, Social, Economic, and Housing Statistics Division

Resources for Todays Webinar


Go to www.census.gov and click on the slider at the top to access

Todays Webinar Presentation

News Release and Supporting Tables

Links to the Reports and Other Reference Pages

Links to Fact Sheets

Highlights

Median household income for the nation was $56,500 in


2015, an increase in real terms of 5.2 percent from the
2014 median of $53,700.

The official poverty rate in 2015 was 13.5 percent, down 1.2
percentage points from 2014. In 2015, there were 43.1
million people in poverty, 3.5 million fewer than in 2014.

The Supplemental Poverty Measure (SPM) rate in 2015


was 14.3 percent, 1 percentage point lower than the SPM
estimate for 2014.

The percentage of people without health insurance


coverage for the entire calendar year was 9.1 percent, or
29.0 million people. This was a decrease of 1.3 percentage
points from the previous year.
Income rounded to nearest $100.
Source: U.S. Census Bureau, Current Population Survey, 2015 and 2016 Annual
Social and Economic Supplements.

Real Median Household Income: 1967 to 2015


60

Income in thousands (2015 dollars)

Recession

$56,500
50

40

$44,300

30

20

10

0
1967

1975

1980

1985

1990

1995

2000

2005

2010

2015

Note: The data for 2013 and beyond reflect the implementation of the redesigned income questions.
Income rounded to nearest $100.
Source: U.S. Census Bureau, Current Population Survey, 1968 to 2016 Annual Social and Economic
Supplements.

Real Median Household Income by Age of


Householder: 2014 and 2015
100

2014

Income in thousands (2015 dollars)

2015

90
80

+7.0%

+4.2%

70

+3.5%
+5.6%

60
50
40

+4.3%

No significant
difference

30
20
10
0
15 to 24
years

25 to 34
years

35 to 44
years

45 to 54
years

55 to 64
years

65 years and
older

Source: U.S. Census Bureau, Current Population Survey, 2015 and 2016 Annual Social and
Economic Supplements.

Real Median Household Income by Race and


Hispanic Origin of Householder: 1967 to 2015
80

Income in thousands (2015 dollars)

Recession

$77,200
70

Asian

$64,300

$63,000

60
50
40

Non-Hispanic White
$52,300
$45,100

Hispanic (any race)

$38,900

$36,900

30

Black

$26,800
20
10
0
1967

1975

1980

1985

1990

1995

2000

2005

2010

2015

Note: The data for 2013 and beyond reflect the implementation of the redesigned income questions. Income
rounded to nearest $100.
Source: U.S. Census Bureau, Current Population Survey, 1968 to 2016 Annual Social and Economic
Supplements.

Real Median Household Income by Nativity of


Householder: 2014 and 2015
100

2014

Income in thousands (2015 dollars)

2015

90
80
70
60

No significant
difference

+4.4%
+5.3%

50

+10.5%

40
30
20
10
0
Native born

Total foreign born

Naturalized citizen

Noncitizen

Source: U.S. Census Bureau, Current Population Survey, 2015 and 2016 Annual Social and
Economic Supplements.

Real Household Income at Selected Percentiles:


1967 to 2015
220

Income in thousands (2015 dollars)

Recession

$214,500

200
180

95th

160
140

$117,900

$162,200

90th

120
100
80
60

$93,400
50th (median)

$44,300

$56,500

40
20

$10,100

10th

$13,300

0
1967

1975

1980

1985

1990

1995

2000

2005

2010

2015

Note: The data for 2013 and beyond reflect the implementation of the redesigned income questions.
Income rounded to nearest $100.
Source: U.S. Census Bureau, Current Population Survey, 1968 to 2016 Annual Social and Economic
Supplements.

10

Gini Index of Money Income and


Equivalence-Adjusted Income: 1967 to 2015
Recession

0.500
0.480

0.479

0.460

0.462

0.440

Money Income
Gini Index

0.420
0.400

0.397
Equivalence-adjusted
Gini Index

0.380
0.360

0.362

0.340
0.320
0.300
1967

1975

1980

1985

1990

1995

2000

2005

2010

2015

Note: The data for 2013 and beyond reflect the implementation of the redesigned income questions.
Change in data collection methodology in 1993.
Source: U.S. Census Bureau, Current Population Survey, 1968 to 2016 Annual Social and Economic
Supplements.

11

Real Median Earnings and Womens-to-Mens


Earnings Ratio: 1960 to 2015
(Full-time, year-round workers, aged 15 and older)
60
50
40

Earnings in thousands (2015 dollars)

Earnings of men

10

$51,200

$37,600

$40,700

30
20

Recession

Earnings of women
$22,800

0
100

Percent

90

Womens-to-mens
earnings ratio

80
70

80%

60
50

61%

40
1960

1965

1970

1975

1980

1985

1990

1995

2000

2005

2010

2015

Note: The data for 2013 and beyond reflect the implementation of the redesigned income questions.
Earnings rounded to nearest $100.
Source: U.S. Census Bureau, Current Population Survey, 1961 to 2016 Annual Social and Economic
Supplements.

12

Total and Full-Time, Year-Round Workers


with Earnings by Sex: 1967 to 2015
100

Numbers in millions

Recession

90

86.4 million

80

All male workers

77.0 million

70
60

All female

53.2 million

63.9 million

workers

50

47.2 million

36.6 million

Males, full-time
year-round

40
30

34.4 million

Females, full-time
year-round

20
10

14.8 million

0
1967

1975

1980

1985

1990

1995

2000

2005

2010

2015

Note: The data for 2013 and beyond reflect the implementation of the redesigned income questions.
Source: U.S. Census Bureau, Current Population Survey, 1968 to 2016 Annual Social and Economic
Supplements.

13

Poverty Rate and Number in Poverty:


1959 to 2015
25
20

Recession

Percent

22.4%

Poverty rate

15

13.5%

10
5
0
50
45
40

Numbers in millions

39.5
million

43.1
million

Number in poverty

35
30
25
20
1959

1965

1970

1975

1980

1985

1990

1995

2000

2005

2010

2015

Note: The data for 2013 and beyond reflect the implementation of the redesigned income questions.
Source: U.S. Census Bureau, Current Population Survey, 1960 to 2016 Annual Social and
Economic Supplements.

14

Poverty Rates by Race and Hispanic


Origin: 1959 to 2015
70

60

Recession

Percent

55.1%

50

40

Black
30

22.8%

24.1%
21.4%

Hispanic (any race)

20

Asian

16.1%
10

7.5%

11.4%
9.1%

Non-Hispanic White

0
1959

1965

1970

1975

1980

1985

1990

1995

2000

2005

2010

2015

Note: The data for 2013 and beyond reflect the implementation of the redesigned income questions.
Source: U.S. Census Bureau, Current Population Survey, 1960 to 2016 Annual Social and
Economic Supplements.

15

Poverty Rates by Age: 1959 to 2015


50

Percent

Recession

45
40
35
30

35.2%
27.3%

65 years and older

25
20

Under 18 years
19.7%

17.0%

15

12.4%
8.8%

10

18 to 64 years
5
0
1959

1965

1970

1975

1980

1985

1990

1995

2000

2005

2010

2015

Note: The data for 2013 and beyond reflect the implementation of the redesigned income questions. Data
for people aged 18 to 64 and 65 and older are not available from 1960 to 1965.
Source: U.S. Census Bureau, Current Population Survey, 1960 to 2016 Annual Social and Economic
Supplements.

16

Poverty Rates by Age and Sex: 2015


25

20

Percent

No significant
difference

Male
-5.3 percentage
points

-6.1
percentage
points
15

Female

-4.3
percentage
points
-2.1
percentage
points

-1.7
percentage
points

-3.3
percentage
points

10

0
Under 18 years 18 to 24 years 25 to 34 years 35 to 44 years 45 to 54 years 55 to 59 years

65 years and
older

Source: U.S. Census Bureau, Current Population Survey, 2016 Annual Social
and Economic Supplement.

17

Supplemental Poverty Measure (SPM)


Observations from the
Interagency Technical Working
Group
Will not replace the official
poverty measure
Will not be used for resource
allocation or program eligibility
Census Bureau and Bureau of
Labor Statistics responsible for
improving and updating the
measure
Continued research and
improvement
Based on National Academy of
Sciences panel 1995
recommendations
Source: U.S. Census Bureau, Current Population Survey, 2016
Annual Social and Economic Supplement.
www2.census.gov/library/publications/2016/demo/p60-258.html

18

Supplemental Poverty Measure


Thresholds and Resources
Official and SPM Thresholds for Units
with Two Children, Two Adults: 2015
$25,930

$25,583

$24,036

$21,806

Official
Official
poverty
poverty
measure
measure

Owners
Owners
with a
a
with
mortgage
mortgage

Owners
Owners
without
without a a
mortgage
mortgage

Renters
Renters

Supplemental Poverty Measure Thresholds

Source: Official Poverty Thresholds,


www.census.gov/hhes/www/poverty/data/threshld/index.html,
Supplemental Poverty Measure Thresholds, Bureau of Labor Statistics (BLS),
www.bls.gov/pir/spmhome.htm.

Source: U.S. Census Bureau


www.census.gov/library/infographics/poverty_measure-how.html

19

Comparison of SPM Poverty Estimates:


2014 and 2015
2014

Percent

2015

25

20
No significant
difference

15.3
15

15.0

14.3

13.8

14.4

13.7

10

0
All People

Under 18 years

18 to 64
years

65 years and
older

Source: U.S. Census Bureau, Current Population Survey, 2015 and


2016 Annual Social and Economic Supplement.

20

Comparison of SPM and Official


Poverty Estimates: 2015
25

Official*

Percent

SPM

20.1

20

16.1
15

13.7 14.3

13.7

13.8
12.4

10

8.8

0
All People

Under 18 years

18 to 64
years

65 years and
older

*Includes unrelated individuals under age 15.


Source: U.S. Census Bureau, Current Population Survey, 2016
Annual Social and Economic Supplement.

21

Change in Number of People in Poverty After


Including Each Element: 2015 (In millions)
Under 18 years
Social Security
Refundable tax credits
SNAP
SSI
Housing subsidies
Child support received
School lunch
TANF/general assistance
Unemployment insurance
Workers' compensation
WIC
LIHEAP
Child support paid
Federal income tax
FICA
Work expenses
Medical expenses

18 to 64 years

65 years and over

-26.6
-9.2
-4.6
-3.3
-2.5
-1.4
-1.3
-0.7
-0.6
-0.4
-0.4
-0.2
0.3
1.4
4.8
5.6
11.2
-35

-25

-15

-5

15

Source: U.S. Census Bureau, Current Population Survey, 2016


Annual Social and Economic Supplement.

22

Change in Number of People in Poverty After


Including Each Element: 2015 (In millions)
Under 18 years
Social Security
Refundable tax credits
SNAP
SSI
Housing subsidies
Child support received
School lunch
TANF/general assistance
Unemployment insurance
Workers' compensation
WIC
LIHEAP
Child support paid
Federal income tax
FICA
Work expenses
Medical expenses

18 to 64 years

65 years and over

-26.6
-9.2
-4.6
-3.3
-2.5
-1.4
-1.3
-0.7
-0.6
-0.4
-0.4
-0.2
0.3
1.4
4.8
5.6
11.2
-35

-25

-15

-5

15

Source: U.S. Census Bureau, Current Population Survey, 2016


Annual Social and Economic Supplement.

22

Change in Number of People in Poverty After


Including Each Element: 2015 (In millions)
Under 18 years
Social Security
Refundable tax credits
SNAP
SSI
Housing subsidies
Child support received
School lunch
TANF/general assistance
Unemployment insurance
Workers' compensation
WIC
LIHEAP
Child support paid
Federal income tax
FICA
Work expenses
Medical expenses

18 to 64 years

65 years and over

-26.6
-9.2
-4.6
-3.3
-2.5
-1.4
-1.3
-0.7
-0.6
-0.4
-0.4
-0.2
0.3
1.4
4.8
5.6
11.2
-35

-25

-15

-5

15

Source: U.S. Census Bureau, Current Population Survey, 2016


Annual Social and Economic Supplement.

22

Change in Number of People in Poverty After


Including Each Element: 2015 (In millions)
Under 18 years
Social Security
Refundable tax credits

18 to 64 years

65 years and over

-26.6
-9.2
-4.6
-3.3
-2.5
-1.4
-1.3
-0.7
-0.6
-0.4
-0.4
-0.2

SNAP
SSI
Housing subsidies
Child support received
School lunch
TANF/general assistance
Unemployment insurance
Workers' compensation
WIC
LIHEAP
Child support paid
Federal income tax
FICA
Work expenses
Medical expenses

0.3
1.4
4.8
5.6
11.2
-35

-25

-15

-5

15

Source: U.S. Census Bureau, Current Population Survey, 2016


Annual Social and Economic Supplement.

22

Change in Number of People in Poverty After


Including Each Element: 2015 (In millions)
Under 18 years
Social Security
Refundable tax credits
SNAP
SSI
Housing subsidies
Child support received
School lunch
TANF/general assistance
Unemployment insurance
Workers' compensation
WIC
LIHEAP
Child support paid
Federal income tax
FICA
Work expenses
Medical expenses

18 to 64 years

65 years and over

-26.6
-9.2
-4.6
-3.3
-2.5
-1.4
-1.3
-0.7
-0.6
-0.4
-0.4
-0.2
0.3
1.4
4.8
5.6
11.2
-35

-25

-15

-5

15

Source: U.S. Census Bureau, Current Population Survey, 2016


Annual Social and Economic Supplement.

22

Changes in the rate of


health insurance coverage
reflect:
Economic trends
Demographic shifts
Policy changes, such as the
Affordable Care Act (ACA)

23

Percentage of People by Type of Health Insurance


Coverage: 2015
0

10

20

30

40

50

60

70

90

100

9.1

Uninsured
With health insurance

90.9

Any private plan

67.2
55.7

Employment-based
Direct-purchase

16.3

Any government plan

37.1

Medicare

16.3

Medicaid
Military health care*

80

19.6
4.7

*Military health care includes TRICARE and CHAMPVA (Civilian Health and Medical
Program of the Department of Veterans Affairs) as well as care provided by the Department
of Veterans Affairs and the military.
Source: U.S. Census Bureau, Current Population Survey, 2016 Annual Social and
Economic Supplement.

24

Change in Percentage of People by Type of Health


Insurance Coverage: 2014 to 2015

Uninsured
With health insurance

Any private plan


Employment-based
Direct-purchase

Any government plan


Medicare
Medicaid
Military health care*

No statistical change between years.


*Military health care includes TRICARE and CHAMPVA (Civilian Health and Medical Program of the
Department of Veterans Affairs) as well as care provided by the Department of Veterans Affairs and the
military.
Source: U.S. Census Bureau, Current Population Survey, 2014, 2015, and 2016 Annual Social and
Economic Supplements.

25

Change in Percentage of People by Type of Health


Insurance Coverage: 2013 to 2015

Uninsured
With health insurance

Any private plan


Employment-based
Direct-purchase

Any government plan


Medicare
Medicaid
Military health care*

No statistical change between years.


*Military health care includes TRICARE and CHAMPVA (Civilian Health and Medical Program of the
Department of Veterans Affairs) as well as care provided by the Department of Veterans Affairs and the
military.
Source: U.S. Census Bureau, Current Population Survey, 2014, 2015, and 2016 Annual Social and
Economic Supplements.

26

Uninsured Rate by Single Year of Age: 2013 to 2015


35

Percent
2013
2014
2015

30

25

20

15

10

0
0

10

15

20

25

30

35

40

45

50

55

60

65

70

75+
75

Age

Source: U.S. Census Bureau, 2013, 2014, and 2015


1-Year American Community Surveys.

27

Uninsured Rate by Single Year of Age: 2013 to 2015


35

Percent
2013
2014
2015

30

25

20

15

10

0
0

10

15

20

25

30

35

40

45

50

55

60

65

70

75+
75

Age

Source: U.S. Census Bureau, 2013, 2014, and 2015


1-Year American Community Surveys.

27

Uninsured Rate by Single Year of Age: 2013 to 2015


35

Percent
2013
2014
2015

30

25

20

15

10

0
0

10

15

20

25

30

35

40

45

50

55

60

65

70

75+
75

Age

Source: U.S. Census Bureau, 2013, 2014, and 2015


1-Year American Community Surveys.

27

Uninsured Rate by Single Year of Age: 2013 to 2015


35

Percent
2013
2014
2015

30

25

20

15

10

0
0

10

15

20

25

30

35

40

45

50

55

60

65

70

75+
75

Age

Source: U.S. Census Bureau, 2013, 2014, and 2015


1-Year American Community Surveys.

27

Uninsured Rate by Single Year of Age: 2013 to 2015


35

Percent
2013
2014
2015

30

25

20

15

10

0
0

10

15

20

25

30

35

40

45

50

55

60

65

70

75+
75

Age

Source: U.S. Census Bureau, 2013, 2014, and 2015


1-Year American Community Surveys.

27

Uninsured Rate by Household Income:


2014 and 2015
2014

Percent

2015

35

30

25

20

-1.7 percentage
points

15

-1.6 percentage
points
-1.1 percentage
points

10

-0.7 percentage
points
-0.8 percentage
points

0
Less than $25,000

$25,000 to $49,999

$50,000 to $74,999

$75,000 to $99,999

$100,000 or more

Source: U.S. Census Bureau, Current Population Survey,


2015 and 2016 Annual Social and Economic Supplements.

28

Uninsured Rate by Work Experience, Ages 19 to 64 Years:


2014 and 2015
35

2014

Percent

2015

30

25
-2.3 percentage
points

20

15

-2.0 percentage
points

-1.3 percentage
points

10

0
Worked full-time, year-round

Less than full-time, year-round

Did not work at least one week


(Non-workers)

Source: U.S. Census Bureau, Current Population Survey,


2015 and 2016 Annual Social and Economic Supplements.

29

Uninsured Rate by Race and Hispanic Origin:


2014 and 2015
35

Percent

2014

2015

30

25
-3.6 percentage
points

20

15

10

-0.9 percentage
points

No significant
difference

-1.9 percentage
points

0
White, not Hispanic

Black

Asian

Hispanic

Source: U.S. Census Bureau, Current Population Survey,


2015 and 2016 Annual Social and Economic Supplements.

30

Uninsured Rate by State: 2013

Source: U.S. Census Bureau, 2013 1-Year American


Community Survey.

31

Uninsured Rate by State: 2014

Source: U.S. Census Bureau, 2014 1-Year American


Community Survey.

31

Uninsured Rate by State: 2015

Source: U.S. Census Bureau, 2015 1-Year American


Community Survey.

31

Uninsured Rate by State and


Medicaid Expansion Status: 2015

*Medicaid expansion status as of January 1, 2015.


Source: U.S. Census Bureau, 2015 1-Year American
Community Survey.

32

Decrease in Uninsured Rate for


Expansion States: 2013 to 2015
0

Source: U.S. Census Bureau, 2013, 2014, and 2015


1-Year American Community Surveys.

33

Decrease in Uninsured Rate for


Non-Expansion States: 2013 to 2015
0

Source: U.S. Census Bureau, 2013, 2014, and 2015


1-Year American Community Surveys.

34

Uninsured Rate by Poverty Status and


Medicaid Expansion of State for Adults Aged 19 to 64 Years:
2013 to 2015
Percent

Expansion states*
2013
2014

Non-expansion states*
2013
2014

2015

2015

45
40
35
30
25
20
15
10
5
0

Below 100%
of poverty

Between 100%
At or above
and 399% of 400% of poverty
poverty

Below 100%
of poverty

Between 100%
At or above
and 399% of 400% of poverty
poverty

*Medicaid expansion status as of January 1, 2015.


Source: U.S. Census Bureau, 2013 , 2014, and 2015
1-Year American Community Surveys.

35

Highlights

Median household income for the nation was $56,500 in


2015, an increase in real terms of 5.2 percent from the
2014 median of $53,700.

The official poverty rate in 2015 was 13.5 percent, down 1.2
percentage points from 2014. In 2015, there were 43.1
million people in poverty, 3.5 million fewer than in 2014.

The Supplemental Poverty Measure (SPM) rate in 2015


was 14.3 percent, 1 percentage point lower than the SPM
estimate for 2014.

The percentage of people without health insurance


coverage for the entire calendar year was 9.1 percent, or
29.0 million people. This was a decrease of 1.3 percentage
points from the previous year.
Income rounded to nearest $100.
Source: U.S. Census Bureau, Current Population Survey, 2015 and 2016 Annual
Social and Economic Supplements.

36

Questions?
Dial-in number: 877-917-4904
Participant passcode: 4044808

37

Upcoming Releases
American Community Survey (ACS)
September 15 ACS One-Year Estimates (2015)
December 8 ACS Five-Year Estimates (2011-2015)

Other Releases
December Small Area Income and Poverty Estimates: 2015

38

For additional questions, contact:


Media Public Information Office
301-763-3030
pio@census.gov
General Public Customer Services Center
1-800-923-8282 or
301-763-INFO (4636)
For additional resources:
Press Kit Link http://www.census.gov/newsroom/presskits/2016/income_poverty.html
Random Samplings http://blogs.census.gov/
Blogs Link

39

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