Escolar Documentos
Profissional Documentos
Cultura Documentos
People do not remain in jobs they do not like because they are afraid of losing coverage
(Lavidge, 2008).
People do not have to go into significant debt, such as mortgaging their house so they can
pay medical bills (Lavidge, 2008).
No one has to worry about having a serious illness and to worry about the insurance
company not paying for medical costs due to reaching maximum coverage, for example
(Lavidge, 2008).
Private Payer and Private Provider
The private payer and private provider model sometimes referred to as the Bismarck
model provides health care to the citizens. The model uses an insurance system where the
insurers are referred to as the sickness funds (Boylan, 2008). It is financed by both the workers
and their employers through a deduction in their payroll. Bismarck model usually covers
everyone in the society, an indication that it serves the interest of the people. It is a not-for-profit
plan. The health practitioners and the health facilities tend to be private in the regions that
practice private payer and private provider model. Most the regions have more private hospitals
as compared to the public facilities (Fincham, 2009).
Benefits of private payer and private provider model
Holders of the insurance are safer with their insurance as the charges from their payroll is
insignificant
Holders of the insurance are assured of the services since they were guaranteed by their
employers
The holder has the advantage of benefiting from getting the best services from the best
insurance company
f.
People should not be worried about being ill or worry about the amount they will
have to pay provided it does not exceed the limit they had insured their lives
2.
the provider of the health care is the government. The state uses tax payments to finance the
health care services of the members. Most hospitals are normally owned by the federal
government as some of the practitioners in the hospitals are state employees. However, there are
some who are private doctors, who as part of their duty collect extra fees from the state. Under
the Beveridge model, patients should access to any form of care that they need. It will help in
settling all of their medical bills (Boylan, 2008). Countries that utilize Public Provider/Private
Payer model of health care services usually make payments of their medical care via their tax
system. That means that their tax rate is higher as compared to regions that do not use Public
Provider/Private Payer model. Doctors in such regions are public servants, and most of the
hospitals are state-owned. Every person in the region is given an opportunity to attend any health
care facility of his or her choice (Fincham, 2009). The main goal of the Public Provider/Private
Payer system is to offer high-quality services of medical care to their citizens rather than just
make profits. The government works hard to ensure that the public gets the best out of what they
consider as good health care services.
Benefits of Public Provider/Private Payer model include:
a. Citizens are treated free of charge from any hospital
b. The public does not have to make extra payments as the services are the same