FUND FACTSHEET MARCH 2016

All data expressed as at 29 February 2016

unless otherwise stated

RHB DANA HAZEEM (formerly known as RHB DANA KIDSAVE)

The Fund aims to maximise total returns through a combination of long term growth of capital and current income consistent with the preservation of capital.

INVESTOR PROFILE

INVESTMENT STRATEGY

This Fund is suitable for Investors who:

require investments that comply with Shariah requirements; and
are willing to accept moderate risk in their investments in order to achieve long term growth and income.

40% - 60% of NAV: Investments in Shariah-compliant equity

and equity related securities of companies that have dividend
and/or growth potential.
40% - 60% of NAV: Investments in Non-Equity ShariahCompliant Investments.

FUND PERFORMANCE ANALYSIS

FUND DETAILS

Performance Chart Since Launch*

Investment Manager
Trustee
Fund Category
Fund Type
Launch Date
Unit NAV
Fund Size (million)
Units In Circulation (million)
Financial Year End
MER (as at 28 Feb 2015)
Min. Initial Investment
Min. Additional Investment
Benchmark

Cumulative Performance (%)*

1 Month
Fund
0.00
Benchmark
-0.50

Fund
Benchmark

3 Months
-0.89
-0.32

1 Year
10.75
-0.65

6 Months
12.66
5.01

YTD
-4.36
-1.89

Sales Charge
Redemption Charge
Annual Management Fee
Annual Trustee Fee
Switching Fee
Redemption Period

Since Launch
23.71
13.90

Calendar Year Performance (%)*

2015
Fund
20.04
Benchmark
4.29

2014
0.35
0.75

Distribution Policy

*The implementation of GST will be effective from 1 April 2015 at the rate
of 6% and the fees or charges payable is exclusive of GST.
*For the purpose of computing the annual management fee and annual
trustee fee, the NAV of the Fund is exclusive of the management fee and
trustee fee for the relevant day.

Source: Lipper IM

FUND PORTFOLIO ANALYSIS

Sector Allocation*

FUND STATISTICS

Country Allocation*

Unquoted Bonds

Historical NAV (RM)

1 Month
High
0.5654
Low
0.5125

39.75%

Consumer Products

Malaysia

23.52%

Industrial Products

96.11%

15.36%

MM,Cash & Others

Cash

3.89%

3.89%
0%

20%

12 Months
0.5826
0.4901

Since Launch
0.5826
0.4901

Source: Lipper IM

17.48%

Trading / Services

RHB Asset Management Sdn.

Bhd.
HSBC (Malaysia) Trustee Bhd
Balanced Fund (ShariahCompliant)
Income and Growth Fund
18 February 2013
RM0.5150
RM44.10
85.65
28 February
1.57%
RM1,000.00
RM100.00
50% FBM Emas Shariah Index
+ 50% Maybank 12-month
Islamic FD
Up to 6.38% of investment
amount
None
1.50% p.a. of NAV*
Up to 0.08% p.a. of NAV*
RM25.00 per switch
Within 10 days after receipt
the request to repurchase
Annually, if any

40%

Top Holdings (%)*

CAGAMAS BHD-3.95% (26/10/2018)
UNITED U-LI CORPORATION
BGSM MGMT SDN BHD-4.9% (27/12/2018)
BRIGHT FOCUS BHD 5.0% (20/01/2023)
AL-AQAR CAPITAL-4.19% (04/05/2018)
*As percentage of NAV
RHB Asset Management Sdn Bhd (174588-x)

60%

10.18
9.61
6.86
6.84
6.80

0%

50%

100%

150%

Historical Distributions (Last 3 Years) (Net)

Distribution
Yield (%)
(sen)
25 Feb 2016
4.2500
7.90
26 Feb 2015
3.8000
6.98
26 Feb 2014
1.7000
3.25

Source: RHB Asset Management Sdn. Bhd.

Head Office: 19th Floor, Plaza OSK, Jalan Ampang, 50450 Kuala Lumpur

General Line: 603-2164 3036

FUND FACTSHEET MARCH 2016

All data expressed as at 29 February 2016
unless otherwise stated

RHB DANA HAZEEM (formerly known as RHB DANA KIDSAVE)

The Fund aims to maximise total returns through a combination of long term growth of capital and current income consistent with the preservation of capital.

MANAGER'S COMMENTS
FUND REVIEW
For the period under review, Dana Hazeems NAV/unit stayed flat. Outperforming its benchmarks (50% FBM Emas Shariah Index + 50% Maybank 12-month Islamic fixed
deposit) loss of 0.50%. Year-to-date, the fund recorded a loss of 4.36%, underperforming the benchmark loss of 1.89%. The underperformance was due to the high equity
exposure.
MARKET REVIEW

The FBMKLCI decreased by -13.05 points in the month of February 2016, to close at 1654.75 points, a decrease of -0.78% month-on-month (mom), while declined by -2.2% on
a year-to-date basis (ytd). The benchmark index was in a consolidation mode in the month of February, reacting to news on Chinas economic data, oil prices and Ringgit
movement. The main concern that permeates in the market is the trend of negative interest rate, started by the Eurozone and followed through by the Japan government.
Investors are concern that if this is the sign of global weakening. From our perspective, we would view that the move is to further push the financial institution to generate
loans in the market.
Crude Palm Oil (CPO) spot price increased by +5.92% mom in the month of February 2016 to close at RM2452/tonnes, while it increased by 11.5% on a ytd basis. The positive
uptrend was due to expectations of declining palm oil stocks and lower production output going forward. On crude side, Brent Crude Oil price increased by +3.54% mom to
USD35.97/barrel, while still declined by -3.51% on the ytd basis. The monthly increase was due to the positive sentiment from the meeting of the OPEC and non-OPEC largest
producers, to freeze productions at their January level.
The Malaysia Ringgit has weakened to RM4.2065/USD, depreciated by -1.4% mom in the month of February 2016. The Ringgit was trading in a range, influenced by the
movement of oil price and news on the Chinese Yuan movement.
MARKET OUTLOOK AND STRATEGY
The U.S. Feds act of exercising caution in its rate hike intention is a positive sign, since it shows the commitment of the central bank to support the current gradual growth
momentum in the U.S., while not causing more volatility into the global market. Meanwhile, the central bankers in China and Europe, have the ability and determination to do
more to spur their economies when it is needed. The low oil price will gradually benefit global consumptions and produced a low inflationary environment that will allow
central bankers to maintain or enhance their accommodative monetary policies, helping to sustain global growth this year.
Domestically, the diversified nature of the Malaysian economy has enabled the GDP to grow 5% yoy in 2015, which was commendable amidst the declining energy and other
commodity prices. The current weak sentiments, influenced by news on oil prices, fear of Chinas slowdown and the unexciting 4Q15 results, have driven market valuation to
an attractive level. Meanwhile, any increase of interest from foreign investors from the current low level will be positive to the equity market. Furthermore, the gradual
restoration of confidence from the stabilization of energy and commodity prices, strengthening of Ringgit, and resolution of domestic issues will benefit the equity market
going forward.
In terms of strategy, we continue to see a detachment of fundamentals from these sentiments driven market, therefore, we will remain discipline in our undervalued stock
picking approach. We are cognizant of the current risks and high volatility in the equity market, and will continue to focus on good quality stocks that have resilient earnings,
strong balance sheet and cashflows, while able to show clear growth roadmap, which will benefit the fund in the longer term.

DISCLAIMER:
A Product Highlights Sheet (PHS) highlighting the key features and risks of the Fund is available and investors have the right to request for a PHS. Investors are advised to
obtain, read and understand the PHS and the contents of the Master Prospectus dated 3 August 2015 and its supplementary(ies) (if any) (the Master Prospectus) before
investing. The Master Prospectus has been registered with the Securities Commission Malaysia who takes no responsibility for its contents. Amongst others, investors should
consider the fees and charges involved. Investors should also note that the price of units and distributions payable, if any, may go down as well as up. Where a distribution is
declared, investors are advised that following the issue of additional units/distribution, the NAV per unit will be reduced from cum-distribution NAV to ex-distribution NAV.
Any issue of units to which the Master Prospectus relates will only be made on receipt of a form of application referred to in the Master Prospectus. For more details, please
call 1-800-88-3175 for a copy of the PHS and the Master Prospectus or collect one from any of our branches or authorised distributors.
The Manager wishes to highlight the specific risks for the Fund are market risk, particular security risk, reclassification of Shariah status risk, interest rate risk, credit/default
risk. These risks and other general risks are elaborated in the Master Prospectus.
This factsheet is prepared for information purposes only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any
specific person who may receive it. Past performance is not necessarily a guide to future performance. Returns may vary from year to year.
RHB Asset Management Sdn Bhd (174588-x)

Head Office: 19th Floor, Plaza OSK, Jalan Ampang, 50450 Kuala Lumpur

General Line: 603-2164 3036