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OLD NATIONAL BANK

AGRICULTURAL CREDIT APPLICATION


As of :

A complete application consists of the following information as indicated:


Signed Agricultural Financial Statement and Agricultural Financial Statement Supporting Schedules

Signed Complete Federal Income Tax Return(s), and all supporting schedules, for the last three years. (Do not resubmit returns already on file with the bank.)
Signed Detailed Monthly Agricultural Cash Flow Projection
Signed Authorization to Release Financial Information

If you intend to apply for joint credit, please initial here.

Applicant__________

Co-Applicant__________

This application is being completed for the following purpose:


New customer requesting credit
Current customer requesting additional credit
Current customer submitting information necessary to maintain existing credit facilities
Applicant:

Co-Applicant:

Address:

Address:

Phone #:

Phone #:

Tax ID #:

Tax ID #:

Date of Birth:
Applicant is a:

Date of Birth:
(circle one)

Individual

Partnership

Applicant is a:
Corporation

Non-Farm Employment If Applicable:


Employer:

(circle one)

Individual

Partnership

Corporation

Non-Farm Employment If Applicable:


Start Date:

Employer:

Start Date:

CONTINGENT LIABILITIES
Describe and provide the amount of all contingent liabilities for which you are liable such as financial instruments on which you are an endorser, co-maker or
guarantor, lawsuits and other legal actions, and any other special debts on behalf of other parties.

OTHER INFORMATION
YES

NO
Do you have a will? If yes, provide the name of the executor:
Are you a partner or officer in any other venture? If yes, provide information
Are you obligated to pay alimony, child support, or separate maintenance payments? If yes, provide details on a separate attachment.
Are any assets pledged other than as described on the schedules? If yes, provide details on a separate attachment.
Are you a defendant in any suits or legal actions? If yes, provide details on a separate attachment
Have you ever been declared bankrupt? If yes, provide details on a separate attachment.
Are all assets adequately covered by insurance? If yes, provide the name of the insurance company:
Have all required income tax returns been filed and have all tax payments been made? If no, provide details on a separate attachment

The information contained in this application and all supporting schedules is provided for the purpose of obtaining, or maintaining credit with Old National Bank
(hereinafter referred to as "Bank") on behalf of the undersigned, or persons, firms, or corporations in whose behalf the undersigned may either severally or jointly
with others, execute a guaranty in Bank's favor. Each undersigned understands that Bank is relying on the information provided herein ( including the designation
made as to ownership of property) in deciding to grant or continue credit. Each undersigned represents and warrants that the information provided is true and
complete and that Bank may consider this statement as continuing to be true and correct until a written notice of change is given to Bank by the undersigned. Bank
is authorized to make all inquiries it deems necessary and to obtain credit reports from any credit reporting agency to verify the accuracy of the statements made
herein, in connection with Bank's preliminary evaluation of undersigned, or during any periodic review of undersigned deemed necessary by Bank. Bank is
authorized to answer questions about its credit experience with me / us.

Signature:

Date:

Signature:

Date:

Signature:

Date:

Signature:

Date:

Revised 01/05

Agricultural Credit Application, Page 1 of 24

Schedule 1 - Cash on Hand and in Banks (Excluding Retirement Accounts)


Account
Financial Institution

Type

Held In Name Of

Tot. Cur.

Pledged

Mkt. Val.

On Notes

Total Cash on Hand and in Banks

0
Record this amount on the Ag Financial Statement - Line 1

Schedule 2 - Marketable Securities (Excluding Retirement Accounts)


#
Security Description

Shares

Shares Held By

Held In Name Of

Tot. Cur.

Pledged

Mkt. Val.

On Notes

Total Marketable Securities

0
Record this amount on the Ag Financial Statement - Line 2

Schedule 3 - Retirement Accounts (IRA, Pension, 401K, etc.)

Account Type

Account Held By

Held In Name Of

Tot. Cur.

Pledged

Mkt. Val.

On Notes

Total Retirement Accounts

0
Record this amount on the Ag Financial Statement - Line 19

Schedule 4 - Life Insurance Investments Including Cash Surrender Values


Gross

Insurance Company Name

Policy Owner

Beneficiary

Net

Face

Cash

Policy

Cash

Pledged

Amount

Value

Loans

Value

On Notes
0
0
0
0
0

Total Cash Surrender Value Life Insurance

Agricultural Financial Statement Supporting Schedules, Page 2 of 24

Record this amount on the Ag Financial Statement - Line 11

Agricultural Financial Statement Supporting Schedules, Page 3 of 24

Schedule 5 - Unrealized Gains (Losses) on Futures & Options

Commodity

Futures

Long

OR

Or

Premium

Current

Or

Premium

Contract

Contract

Total

Or

Current

Option

Short

of

Futures

Price

Contract

Mkt. Price

Mkt.

Gain

Pledged

(F,O)

(L,S)

Contracts

Month

Amount

Value

(Loss)

On Notes

Total Unrealized Gains (Losses) on Futures & Options

0
Record this amount on the Ag Financial Statement - Line 4

Schedule 6 - Accounts Receivable - Government


Crop Yr.
Security or

Payment

Expected

Total

Purchase Money

Accrues

Receipt

Balance

Pledged

Description

To

Date

Due

On Notes

Due From:

Total Accounts Receivable - Government

Record this amount on the Ag Financial Statement - Line 3

Schedule 7 - Accounts Receivable - Other


Aging Schedule
Security or

Due From:

Original

Under

Extended Payment

90 Days

Total

Arrangements

Purchase Money

Due

Original

30

30 to 89

and

Balance

Payment

Description

Date

Balance

Days

Days

Over

Due

Amount
0
0
0
0

Total Accounts Receivable - Other

0
Record this amount on the Ag Financial Statement - Line 10

Schedule 8 - Livestock Held For Sale

Description

Average

Unit

Tot. Cur.

Pledged

Head

Weight

Mkt. Val.

Mkt. Val.

On Notes

Agricultural Financial Statement Supporting Schedules, Page 4 of 24

Payment

Pledged

Frequency On Notes

Total Livestock Held For Sale

Record this amount on the Ag Financial Statement - Line 5

Agricultural Financial Statement Supporting Schedules, Page 5 of 24

Schedule 9 - Breeding or Production Livestock

Description

Average

Unit

Tot. Cur.

Pledged

Head

Weight

Mkt. Val.

Mkt. Val.

On Notes
0
0
0
0
0
0
0

Total Breeding or Production Livestock

Record this amount on the Ag Financial Statement - Line 13

Schedule 10 - Grain and Forage Held For Resale

Description

Unit

Unit

Tot. Cur.

Pledged

Units

Measure

Mkt. Val.

Mkt. Val.

On Notes
0
0
0
0
0
0
0
0
0
0

Total Grain and Forage Held For Resale

Record this amount on the Ag Financial Statement - Line 6

Schedule 11 - Grain and Forage Held As Feed

Description

Unit

Unit

Tot. Cur.

Pledged

Units

Measure

Mkt. Val.

Mkt. Val.

On Notes
0
0
0
0

Total Grain and Forage Held as Feed

Record this amount on the Ag Financial Statement - Line 7

Schedule 12 - Investment in Growing Crops

Description

Total Investment in Growing Crops

Acres

Invest.

Pledged

Planted

@ Cost

On Notes

Agricultural Financial Statement Supporting Schedules, Page 6 of 24

Record this amount on the Ag Fin. Stmt. - Line 8

Agricultural Financial Statement Supporting Schedules, Page 7 of 24

Schedule 13 - Prepaid Expenses and Supplies On Hand


Description

Value

Total Prepaid Expenses and Supplies On Hand

Record this amount on the Ag Financial Statement - Line 9

Schedule 14 - Other Current Assets

Description

Unit

Unit

Tot. Cur.

Units

Measure

Value

Mkt. Val.

Pledged
On Notes
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Total Other Current Assets

Record this amount on the Ag Financial Statement - Line 12

Schedule 15 - Farm Machinery, Equipment, and Vehicles Held Under Capital Leases
Year
Description

Year

Make

Model

Acquired

Total Farm Machinery, Equipment and Vehicles Held Under Capital Leases

Cost

Book

Tot. Cur.

Pledged

Value

Mkt. Val.

Owned

On Notes

Agricultural Financial Statement Supporting Schedules, Page 8 of 24

Record this amount on the Ag Financial Statement - Line 14

Agricultural Financial Statement Supporting Schedules, Page 9 of 24

Schedule 16 - Farm Machinery, Equipment, and Vehicles Owned


Year
Description

Year

Make

Model

Acquired

Cost

Book

Tot. Cur.

Ownship

Pledged

Value

Mkt. Val.

Owned

Share

On Notes
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Total Farm Machinery, Equipment and Vehicles Owned

0
Record this amount on the Ag Financial Statement - Line 15

Schedule 17 - Farm Machinery, Equipment, and Vehicles Held Under Operating Leases

Description

Year

Make

Model

Date

Expiration

Payment

Payment

Acquired

Date

Amount

Frequency

Agricultural Financial Statement Supporting Schedules, Page 10 of 24

Total Farm Machinery, Equipment and Vehicles Held Under Operating Leases

Record this amount on the Ag Financial Statement - Line 21

Agricultural Financial Statement Supporting Schedules, Page 11 of 24

Schedule 18 - Farm Real Estate Owned (Undivided Interest)


Tillable

Tillable

Acres

Mkt. Val.

Description / Location

Total Farm Real Estate Owned Undivided Interest

Non-tillable Non-tillable Improved


Acres

Mkt. Val.

Acres

Improved

Total

Tot. Cur.

Pledged

Mkt. Val.

Acres

Mkt. Val.

On Notes

#DIV/0!

0
Record this amount on the Ag Financial Statement - Line 16

Schedule 19 - Farm Real Estate Owned (Partial Interest)


Undivided Total
Tillable

Tillable

Acres

Mkt. Val.

Description / Location

Total Farm Real Estate Owned


(Partial Interest)

Nontillable Non-tillable Improved


Acres

Mkt. Val.

Acres

Partial Totals
Improved

Total

Tot. Cur.

Mkt. Val.

Pledged

Mkt. Val.

Acres

Mkt. Val.

Owned

Owned

On Notes

#DIV/0!

0
Record this amount on the Ag Financial Statement - Line 17

Schedule 20 - Farm Real Estate Leased

Property Description / Landlord

Tillable

Annual

Nontillable

Annual

Improved

Annual

Total

Acres

Rents

Acres

Rents

Acres

Rents

Acres

Annual
Rents
0

Agricultural Financial Statement Supporting Schedules, Page 12 of 24

Lease

Lease

Lease

Type

Terms

Expires

Total Farm Real Estate Leased

Agricultural Financial Statement Supporting Schedules, Page 13 of 24

Schedule 21 - Non- Farm Real Estate Owned


Date
Description / Location

Acquired

Cost

Tot. Cur.

Mkt. Val.

Pledged

Mkt. Val.

Owned

Owned

On Notes:
0
0
0
0
0

Total Non-Farm Real Estate Owned

Record this amount on the Ag Financial Statement - Line 18

Schedule 22 - Personal and Other Non-Current Assets

Description

Unit

Unit

Tot. Cur.

Units

Measure

Value

Mkt. Val.

Pledged
On Notes:
0
0
0
0
0
0
0
0

Total Personal and Other Non-Current Assets

Record this amount on the Ag Financial Statement - Line 20

Schedule 23 - Accounts Payable


Aging Schedule
Security or

Vendor / Payee

Under

Extended Payment

90 Days

Total

Arrangements

Purchase Money

Due

Original

30

30 to 89

and

Balance

Payment

Payment

Accrued

Description

Date

Balance

Days

Days

Over

Due

Amount

Frequency

Interest

0
0
0
0
0
0
Total Accounts Payable

0
Combine with Schedule 26 and record total on the Ag Financial Statement - Line 22

Schedule 24 - Operating Lines and Other One Year Notes

Creditor

Credit Type and

Note

Maturity

Original

Current

Payment

Payment

Accrued

Collateral Description

Date

Date

Balance

Balance

Amount

Frequency

Interest

Agricultural Financial Statement Supporting Schedules, Page 14 of 24

Total Operating Lines and Other One Year Notes

0
Record this amount on the Ag Financial Statement - Line 23

Agricultural Financial Statement Supporting Schedules, Page 15 of 24

Schedule 25 - Other Current Liabilities

Description

Unit

Unit

Total

Units

Measure

Value

Amt. Due

Accrued
Interest

0
0
0
0
0
0
Total Other Current Liabilities

Record this amount on the Ag Financial Statement - Line 24

Schedule 26 - Credit Card Debt


Is A Principal Balance

Prin. Bal.

Carried From Month

Avg. Mo.

Total

Avg. Yrly

Beyond

Accrued

To Month?

Payment

Amt. Due

Payment

12 Months

Interest

Creditor

0
0
0
0
0
Total Credit Card Debt

Combine with Schedule 23 and record total on the Ag Financial Statement - Line 25
Record this amount on the Ag Financial Statement - Line 28

Schedule 27 - Long Term Loans and Capital Lease Obligations

Portion of Principal Due

Credit Type

Creditor

Payment

Within

Beyond

and

Note

Maturity

Original

Current

Payment

Payment

Within 12

12

12

Collateral Description

Date

Date

Balance

Balance

Amount

Frequency

Months

Months

Months

Total Long Term Loans and Capital Lease Obligations

Record this amount on the Ag Financial Statement - Line 29

Portion of Principal Due


Payment

Description

Within

Beyond

Unit

Unit

Total

Payment

Payment

Within 12

12

12

Units

Measure

Value

Amt. Due

Amount

Frequency

Months

Months

Months

Accrued
Interest

Agricultural Financial Statement Supporting Schedules, Page 16 of 24

Interest

Record this amount on the Ag Financial Statement - Line 26

Schedule 28 - Other Long Term Liabilities

Accrued

Total Other Non-Current Liabilities

0
Record this amount on the Ag Financial Statement - Line 27
Record this amount on the Ag Financial Statement - Line 30

Agricultural Financial Statement Supporting Schedules, Page 17 of 24

ANNUAL CROP AND OTHER FARM PRODUCT PRODUCTION SUMMARY AND PROJECTION
PROJECTED

Property Description

Prior Year 1

Prior Year 2

Acres

Production

Acres

Production

Farmed or

Per

Total

Average

Total

Farmed or

Per

Total

Average

Total

Farmed or

Acres

Production
Per

Total

Average

Total

Crop

Production

Base

Units

Price Per

Mkt. Val.

Production

Base

Units

Price Per

Mkt. Val.

Production

Base

Units

Price Per

Mkt. Val.

or

Base

Unit

Produced

Unit

Produced

Base

Unit

Produced

Unit

Produced

Base

Unit

Produced

Unit

Produced

Product

$0.00

$000

$0.00

$000

$0.00

$000

Total Crop and Other Production

ANNUAL LIVESTOCK PRODUCTION SUMMARY AND PROJECTION


PROJECTED
Average

Description

Total Livestock Production

Prior Year 1
Average

Average

Prior Year 2
Average

Average

Average

Total

Weight

Total

Price

Total

Total

Weight

Total

Price

Total

Total

Weight

Total

Price

Total

Head

Per

Weight

Per

Mkt. Val.

Head

Per

Weight

Per

Mkt. Val.

Head

Per

Weight

Per

Mkt. Val.

Produced

Head

Produced

lb.

Produced

Produced

Head

Produced

lb.

Produced

Produced

Head

Produced

lb.

Produced

lbs.

$0.00

$000

lbs.

$0.00

$000

lbs.

$0.00

$000

Annual Production Summary and Projection, Page 18 of 24

CASH FLOW BUDGET - GRAIN 200_


1
2
3
4

Name :

Signature :

Completed as of :

Month

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sept

Oct

Nov

Dec

Number of Days in Month

31

28

31

30

31

30

31

31

30

31

30

31

Beginning cash balance


Operating Receipts
Crops and LDP
Government Payments - AMTA, & Oil Seed
Accounts Receivable

Capital Receipts:

31
0

Machinery & equipment


Real Estate
Off-farm wages

7
8

Non-Farm Income:

9
10 Total Cash Available (add lines 1 - 9)
11
12
13
14
15
16
17
18
19
20
21
22
23
24

27
28
29
30

Operating Expenses:
Grain Storage
Fertilizer, Chemicals and Lime
Gas, fuel, oil & Propane for drying
Insurance (property, liability, crop)
Marketing and Transportation Expense
Rents and leases - Land
Rents and leases - Machines
Repairs - Equipment and Machines
Seed
Storage and Custom Drying
Supplies
Taxes ( real estate & personal property)
Utilities (farm share)
Farm Management

25 Total Cash Operating Expenses (add lines 11 - 24)


26

37
38
39
40
41
42

44

31
0

0 25

0 26

0 27

0 28

0 29

0 30

0 32

0 33

0 10

0 13
0 14
0 15
0 16
0 17
0 18
0 19
0 20
0 21
0 22
0 23
0 24
0

Term debt loan payments


Total Cash Required

- Principal
- Interest
(add lines 28 - 33)

Inflows from interest earning accounts


Cash position before borrowing
Money to be borrowed
- Operating Line
- Term Debt
Operating loan payments
- Principal
- Interest
Outflows to interest earning accounts
Ending cash balance
Operating Line Balance:

43

28
0

0 31

35 Cash Available Less Cash Required (line 10 minus 34)


36

0 12

Capital Expenditures:
Machinery & Equipment
Buildings, Land & Improvements
Other Expenditures:
Family Living withdrawals
Income tax and social security
Mortgage

33
34

Feb 200_ March 200_

0 11

31
32

Jan 200_

Yr. End Totals

5
6

December 30, 1899

0 34

0 35

0 36
0

0 37

0 38

0
0 39
0 40
0 41
0

0 42

0 43

0 44

Balance at Previous Year End

Loan Balance
Interest Rate for 1st $200,000
Interest Rate over $200,000

6.54%
8.00%

Cash Flow Analysis / Repayment Capacity


200_

200_

200_

$0

$0

$0

Net Farm Income


Plus: Depreciation
Plus: Interest
Plus: Non-Farm Income
Minus: Family Living Needs
Minus: Income Taxes Paid
Total Debt Repayment Capacit

Proposed Debt Service


Coverage Ratio

Income Acres:

124

Projected Cash Flow 200_


Gross Farm Receipts
Less Operating Expens
Net Farm Income
0
Plus: Non-Farm Incom
Minus: Family Living Needs
Minus: Income Taxes Paid
$0

Proposed Debt Service


Coverage Ratio

FILENAME:

0
0

###

Cash Available

Average
0
0
0
0
0
0

###

###

###

###

Debtor's Name and Address

0
0
0

Secured Party's Name and Address

Date :

September 28, 2016

Old National Bank


1 Main Street

Debtor's Soc. Sec. Or Taxpayer I.D. Number

Evansville, IN 47705

0
Debtor agrees to provide to Old National Bank a written list of the buyers, commission merchants and selling agents to or through whom the
Debtor may sell the farm products described in the Security Agreement given to Old National Bank and executed by Debtor on the "Security
Agreement Date" specified above. As used in this document, the terms "farm products," "buyers," "commission merchants, " and "selling
agents" have the meanings given to them by the Federal Food Security Act of 1985.
Debtor is providing to Old National Bank the following list of potential buyers, selling agents and commission merchants to or through whom
Debtor anticipates selling the farm products described in the Security Agreement executed by Debtor on the "Security Agreement Date"
specified above. Debtor is aware that sale of the farm product collateral to or through anyone not on this list is illegal unless the Debtor notifies
Old National Bank in writing of the identity of the buyer, selling agent, or commission merchant at least 7 days prior to the sale or Debtor
accounts to Old National Bank for the proceeds of the sale not later than 10 days after the sale. The Debtor agrees that Old National Bank may
require any check or draft issued as full or partial payment for the sale of farm products to be make payable to both Debtor and Old National
Bank. The Debtor agrees to keep this list current and to promptly notify Old National Bank of any changes to this list.

Debtor and Old National Bank intend that the above terms and the following list amend and become a part of the Security Agreement
described above.

Name

Address

Farm Products

If checked, this list replaces any prior list provided by Debtor to Old National Bank. Debtor agrees not to sell any farm products covered by
the described Security Agreement to anyone named on any prior list unless that same person or entity is also listed above.

Secured Party:
By:

Debtor's Signature: Debtor acknowledges receipt of a copy of this


document on the date shown above.
X
X

LISTING OF POTENTIAL BUYERS, SELLING AGENTS OR


COMMISSION MERCHANTS.

NOTICE OF SECURITY INTEREST


To:

0
0
0

Re:

September 28, 2016

Date :

0
Name of Debtor

Soc. Sec. Or Taxpayer I.D. #

0
Name of Debtor

Old National Bank


1 Main Street
Evansville, IN 47705

Soc. Sec. Or Taxpayer I.D. #

0
0

Name and Address of Secured Party


Address

The Debtor has named you as a potential buyer, commission merchant or selling agent of farm products. You are hereby given notice
pursuant to the Food Security Act of 19985 that the Debtor has given a security interest to Old National Bank in (1) the farm products
described below and (2) any proceeds from the sale of such farm products. This notice is effective for 1 year from the date you receive it.
AGRICULTURAL COMMODITIES:
Description

Crop Year(s)

All Grain

#REF!

Amount

Unlimited

LIVESTOCK:
Description

Amount

PRODUCTS OF CROPS OR LIVESTOCK:


Description

Crop Year(s)

Amount

If no amount is specified for the above described farm products, the security interest covers all such farm products without limitation as to
amount. The farm products described above are or may be located on (describe property and county or parish where farm products are or
may be located):
X The security interest also covers the described farm products wherever located and is not limited to those located on the above property.
PAYMENT OBLIGATIONS
You will be subject to the security interest of Old National Bank in the farm products unless the following payment obligations are satisfied:

X Any check or draft issued to borrower as full or partial payment for any sale of such farm products must be made payable to both the
Debtor and Old National Bank, delivered to or received by Old National Bank, and finally paid.
X If property other than checks or drafts is given as full or partial payment for the sale of such farm products, you must deliver a written
notice describing the property in detail to Old National Bank at the address stated above within three days after such sale.

Satisfaction of the payment obligations will not affect the security interest of the Secured Party in proceeds of the sale of such farm products.

(Signature of Authorized Representative of Secured Party)

AGRICULTURAL FINANCIAL STATEMENT

As of

December 30, 1899

Applicant:

Co-Applicant:

ASSETS

Market Value

Current Assets
1

Cash on Hand and in Banks

Schedule 1

Marketable Securities

Schedule 2

Government Payments Receivable

Schedule 6

Unrealized Gains (Losses) on Futures and Options

Schedule 5

Livestock Held For Sale

Schedule 8

Grain and Forage Held For Sale

Schedule 10

Grain and Forage Held as Feed

Schedule 11

Investment in Growing Crops

Schedule 12

Prepaid Expenses and Supplies on Hand

Schedule 13

10

Other Receivables

Schedule 7

11

Cash Surrender Value Life Insurance

Schedule 4

12

Other Current Assets

Schedule 14

Total Current Assets

Non-Current Assets
13

Breeding and Production Livestock

Schedule 9

14

Machinery, Equipment, and Vehicles Held Under Capital Leases

Schedule 15

15

Machinery, Equipment, and Vehicles Owned

Schedule 16

16

Farm Real Estate Owned - Undivided Interest

Schedule 18

17

Farm Real Estate Owned - Partial Interest

Schedule 19

18

Non-Farm Real Estate Owned

Schedule 21

19

Retirement Accounts ( IRA, Pension, 401K, etc.)

Schedule 3

20

Personal and Other Non-Current Assets

Schedule 22

Total Non-Current Assets

TOTAL ASSETS

LIABILITIES AND NET WORTH


Current Liabilities
21

Machinery & Equipment held under Operating Lease

Schedule 17

22

Accounts Payable

Schedule 23

23

Operating Lines and Other One Year Notes

Schedule 24

24

Other Current Liabilities

Schedule 25

25

Credit Card Debt Due Within 12 Months

Schedule 26

26

Current Portion of Long Term Loans and Leases

Schedule 27

27

Current Portion of Other Long Term Liabilities

Schedule 28

Total Current Liabilities

Non-Current Liabilities
28

Portion of Credit Card Debt Principal Balance Due Beyond 12 Months

Schedule 26

29

Portion of Long Term Loans and Capital Leases Due Beyond 12 Months

Schedule 27

30

Portion of Other Long Term Liabilities Due Beyond 12 Months

Schedule 28

Total Non-Current Liabilities

TOTAL LIABILITIES

NET WORTH

TOTAL LIABILITIES & NET WORTH

Agricultural Financial Statement, Page 24 of 24

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