Moneyfish en

Copyright Notice
Copyright 2003-2006 by Welltodo System Sdn Bhd. All rights reserved. No part of this
publication may be reproduced or transmitted in any form or by any means, electronic,
mechanical or otherwise, without the prior written permission of the Publisher. Any
unauthorized use, sharing, reproduction, or distribution is strictly prohibited.
Legal Notice
While attempts have been made to verify information provided in this publication, neither
the author nor the publisher assumes any responsibilities for errors, omissions, or
contradictory information contained in this book. This book is not intended as legal,
investment, or accounting advice. The purchaser or reader of this book assumes all
responsibility for the use of these materials and information. Dr. Steven Lee and Welltodo
System Sdn Bhd assumes no responsibility or liability whatsoever on behalf of any
purchaser or reader of these materials.
Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.
Super Contents:
MONEY FISH: The Hydrophobic Fish 4
A New Era Has Begun 5
How to Be Financially Free 6
The 12 Rules of How to Avoid Losing and Start Making Money from the Stock Market ... 8
Rule 1: Why do you invest?
Rule 2: How to create wealth in stock market with just $1000
Rule 3: Dont get obsessed with stocks
Rule 4: Never gamble
Rule 5: Say goodbye to news
Rule 6: Analyse yourselves, forget the tips
Rule 7: Cut loss even lose money
Rule 8: Don't just focus on making money
Rule 9: History will not always repeat
Rule 10: Quotation from Warren Buffet
Rule 11: Turn bad stocks into good stocks, dont just hold your stocks
Rule 12: Wake up from mistakes
How to Make Yourself Rich 14
See What Our Clients Say 15
The Investment Course On How to Fish For Yourself 22
Translated by: Ko Wi Siong
Published by:
WELLTODO SYSTEM SDN BHD (707809-M)

Tel: 604-8913 200 / 201 Fax: 604-8913 202 H/P: 012-475 7723 / 012-401 7723
E-mail: info@drstevenlee.com Website: www.DrStevenLee.com
Money Fish (The Hydrophobic Fish)

I was afraid of water since birth, unlike my friends, who swim wild and free. Why?
Afraid of water? Afraid of failure? Afraid of difficulty?
I am not sure.
One day, out of the blue, I found myself thrown into the water. Friends were humiliating
me. I was totally helpless. All of a sudden, I then realize if I dont swim and struggle, death
is awaiting. I will remain a fish not being able to swim, forever being looked down by my
friends.
I must break through! I must live!

I started to learn how to swim and I tried breathing. Slowly, I could swim swiftly in the
water like a normal fish.
Its just a miracle!
After some time, I could finally swim with freestyles.
I am no longer a hydrophobic fish!
I succeeded!
This is my experience in life.
When you are poor and struggling in pain, nobody understands you. The moment you
stride over it, you will taste the sweetness of success.
Wishing you success,
Steven Lee
#1 Best-Selling Author of Creating Wealth in Stock Market
A New Era Has Begun

Are you prepared?
Think about this
Is your one months income equivalent to your one year's expenses?
Or
Is your one months income equivalent to your one month's expenses?
And
How can the stock market improve your life?
Let me share with you my investment experience:
"My Ignorance Brought Me Risk,

And Risk Awakens Me to The Right Investment Rules."
Financial Freedom is Everyone's Dream.
How to Be Financially Free

1. Know how to create unlimited income. Control your income and become the master of
your money.
2. Create multiple source of income, just like building multiple pipelines.
But what obstacle came between you on your way to create wealth?
Have you ever heard people say:
I will never be rich
Money is not important. Its not everything.
I am not the kind of people that can be wealthy....
Only the rich can become richer. The poor people like us will become poorer
Yes, that's correct, because you have put yourself in the circle of the poor.
May I ask: Before the rich became rich, were they rich or were they not?
If You Want To Be Rich, Change Your Mindset Today !

Rich and poor is just a line apart. Everyone listen. Everyone see. Everyone lives in the
same world. Opportunity lies in front. Why is there difference in wealth? The rich and the
poor.
Because in whatever the rich does they are one step ahead of others.
Why does the poor become poorer?
Because they do not have a strong desire to be rich and lack of action.
The Four Natural Rules of Success:

1.
2.
3.
4.
A Right Mindset
Moving one step ahead
Desire to be Rich
Consistent Action
With the right mindset, moving one step ahead of others, coupled with a strong desire to
be rich and consistent action, you can build your wealth from nothing.
Businessman / Investor
Advantage
Disadvantage
1.
2.
3.
4.
More money
More freedom
More secure
Multiple source of income
1. High risk
2. Non-stop learning and growth
Employee
1. Comfortable life
2. Low risk
3. Single source of income
1. Less freedom
2. Less secure
3. Less money
Robert Kiyosaki in his book "Rich Dad Poor Dad", mentioned two ways to create wealth:
1. Building business
2. Investing
Sure there is a risk in investment. It either brings you a great fortune, or costs you
tremendous amount of money.
The question is, when opportunity arrives, are you prepared?
In the stock market, spending time and money in order to gain experience can be fatal.
My customers frequently complained to me that, before learning Power System, they had
lost around one to two hundred thousand of dollars in the market, some even lost one to
two million without learning anything, except some painful experiences.
Before investing in the market, lets see what problems a typical investor would face:
Problem 1 : Dont know which stock to buy - buying the wrong stock
Problem 2 : Dont know when to buy - buying at the wrong time
Problem 3 : Dont know when to sell - missed the profit take
Problem 4 : Unwilling to sell when losing money
Problem 5 : Gambling, not investing
Let me share with you
The 12 Rules of How to Avoid

Losing and Start Making Money
from the Stock Market
Rule 1: Why Do You Invest?
Make money, this is the answer to most people.
If your reason is to make money, then ask yourself these three questions:
1. Is your strategy making money?
2. Is your strategy safe?
3. How to increase the profit and minimize the risk?
Rule 2: How to Create Wealth in Stock Market with Just $1,000
Let say we invest some lower price stocks with just $1,000 in the stock market, invest
twice a year for short-to-medium term. If each time the return is double, you will make one
million dollar cash within 5 years. If your starting capital is $20,000, imagine after 3 years...
$1,000
$20,000
Year 1
$2,000
$4,000
$40,000
$80,000
Year 2
$8,000
$16,000
$160,000
$320,000
Year 3
$32,000
$64,000
$640,000
$$11,,228800,,000000
Year 4
$128,000
$256,000
$2,560,000
$5,120,000
Year 5
$512,000
$$11,,002244,,000000
$10,240,000
$20,480,000
If using the same $1,000 capital, invest twice a year, but the return is only 50%, after 9
years...
$1,000
Year 1
Year 2
$1,500
$2,250
$3,375
$5,063
Year 6
$86,498
$129,746
Year 7
$194,620
$291,929
Year 3
$7,594
$11,391
Year 4
$17,086
$25,629
Year 8
$437,894
$656,841
Year 5
$38,443
$57,665
Year 9
$985,261
$$11,,447777,,889922
So we can always start small. However, it is very important that we know how to select
high profit and low risk stocks.
Rule 3: Don't Get Obsessed with Stocks
Sitting and monitoring the market whole day long will not bring you profit. Instead, itll
increases pressure and misleads your judgment.
Rule 4: Never Gamble
95% of the people always buy at the highest price. They dont really know when to buy,
just relying on news, rumors and tips. Only 5% of the people know how to buy at the
lowest price. Thats why 95% are losing money, only the 5% are making money.
Investment Builds Wealth, Gambling Definitely Lose !

Rule 5: Say Goodbye to News
News used to be able to predict the market trend. But not anymore, it is difficult to judge
which news could actually influence the market nowadays.
Rule 6: Do Your Own Analysis, Forget About Tips
Before investing, ask yourself these four questions:
1. How many people have already heard about the tips before you?
If many have heard about it before you, it is already obsolete, and chances are the
price is already high.
2. How long have the tips been spreading before it reaches you?
The next day?
3. Who told you?
Listed company director? Or friend?
4. Assuming that the tip is true, would you possible know about it?
Normally insider news is not disclosed.
Rule 7: Sell Your Stocks Even Lose Money
It is easier to be said than done.
Do you rather sell at A, loss a little or sell at B, loss even more.
Sell at a loss is a difficult decision. Your heart will object, and your feeling will say "It is
going to rebound, don't sell." Eventually price dropped further, causing a much tragic lost.
10
Rule 8: Don't Just Focus On Making Money

How to protect your capital is much more important. Dont try to make 100% profit. It is
already good enough to have a 60% profit margin.
20 %
Dont try to sell at the highest price
60 %
Safety region for buy or sell
20 %
Dont try to buy at the lowest price
Rule 9: History Will Not Always Repeat

Everyone expects to make some money from the stock market before Christmas, New
Year, annual budget announcement or election, but the stock market is not always bullish
during these events. We can say history is not always repeated.
The best way is Let the Market Lead us.
Rule 10: Quotation of Warren Buffet
There are only two rules to make money in stock market:
The first rule: Never lose your money.
The second rule: Never forget the first rule.
Rule 11: Turn Bad Stocks into Good Stocks, Dont Just Hold Your Stocks
Dont hold your stocks too long, there is a value when stocks are sold.
How long have you been holding your stocks until now? Since Year 1993? 1997? Or Year
2000?
Why didn't you exercise your stocks? Long term investment strategy is not practical
anymore. Even the blue chips also crash when the market collapses.
11
The best strategy is to sell the stocks that are not earning money, and reselect some good
counters. Buy low at (A) and sell high at (B). Buy low, sell high for several times will earn
you more than enough to compensate the lost.
Example: (The Power of Multiply)
Balance: $ 50,000
1. I lost $500,000 in 1993.

2. I am still holding $50,000
value of stocks.
3. If I invest twice a year,
with a 50% return, using
the power of multiply,
after 5 years, I will have
$2,883,251.
Year 1
$75,000
$112,500
Year 2
$168,750
$253,125
Year 3
$379,687
$569,531
Year 4
$854,296
$1,281,445
Year 5
$1,922,167
$$22,,888833,,225511
12
Your Current Situation:
1. I lost $
in year
2. I am still holding $
value of stocks.
3. If I invest twice a year,
with a 50% return, using
the power of multiply,
after 5 years, I will have
$
.
Balance: $
.
.
Year 1
Year 2
Year 3
Year 4
Year 5
$
$
$
$
$
$
$
$
$
$
Rule 12: Wake up from mistakes

Stop investing if you are not sure of when to buy or sell.
Without the knowledge of investment, you are bound to lose again. This is an age of
information. Investors are using knowledge, techniques and strategies to make money.
Without investment knowledge, how do you protect your money?
Building wealth through investing starts with securing your capital.
13
How to Make Yourself Rich

Imagine yourself after five years......
Do you remain financially stagnant......
Or you dont have to worry about money anymore......, do whatever you like to do, with joy
and meaningful.
Start planning now. You should know how much money you need to achieve financial
freedom. You should also know that in order to achieve your goal, you need a plan or an
action manual.
Your plan must allow you to fish for yourself (achieve your own financial freedom), not
fishing for other people (working for others, and helping them to achieve their financial
success). The school only teaches you how to fish for others (your boss generate passive
income).
Make a good planning for your future.
Wish you success,
Steven Lee
Helping Others Achieve Success, We Succeed!
14
See What Our Clients Say
I only invested about 20% of my cash

Why do you want to learn POWER SYSTEM?
I always believe that the stock market is the most fun and easiest place to make your
fortune but it is also the most dangerous place. So I need a proven market tool to help
me to minimize the risk of loss in investing in the stock market. I believe POWER
SYSTEM is the tool I need.
Testimonial
I attended the seminar in March 2004. If not because of the seminar, I could have tied up
all my cash in the stock market because I could have invested quite a big portion of my
cash there. Till this day the market is going down. I am so lucky that I have only invested
about 20% of my cash in the market and the best thing is that I made some money as well.
This is due to the POWER SYSTEMs teaching.
Thanks.. Come and learn to get yourself free of debt.
T. S. Mar (General Manager)
Penang
I sold off my old stocks

I learned POWER SYSTEM in order to increase my knowledge and to become a smart
investor. I also want to make more money and making it a long term investment.
Testimonial
After learning POWER SYSTEM, I know more about the stock market. Luckily, after
talking to Dr. Steven Lee a few times, I took his advise not to buy but instead sold off
some of my old stocks.
Example: Before attended POWER SYSTEM I bought Genting at RM17.60 and also at
RM16.90. Leveraging it to RM17.20. After attended POWER SYSTEM, the next day I
immediately sold off at RM17.40. I can see the price keep dropping and the price for
Genting has gone down till RM14.50 now.
15
GENTING BHD
Date
Open
High
Low
Close
Apr-08-04
17.50
17.60
17.40
17.50
Apr-09-04
17.50
17.60
17.40
17.50
Apr-12-04
17.50
17.60
17.10
17.30
Apr-13-04
17.30
17.40
17.10
17.30
Apr-14-04
17.20
17.20
16.90
16.90
Apr-15-04
16.90
17.00
16.80
17.00
Apr-16-04
17.00
17.00
16.90
17.00
Apr-19-04
17.00
17.00
16.80
16.80
Apr-20-04
17.00
17.10
16.90
17.10
Apr-21-04
16.90
17.20
16.90
17.20
Apr-22-04
17.20
17.50
17.20
17.40
Apr-23-04
17.40
17.50
17.30
17.50
Apr-25-04
Attended Power System
Apr-26-04
17.00
17.40
17.00
17.20
Apr-27-04
17.00
17.00
16.80
17.00
Apr-28-04
17.10
17.10
16.80
17.00
Apr-29-04
16.80
16.80
16.70
16.70
Apr-30-04
16.70
16.70
16.50
16.50
May-05-04
16.70
16.90
16.50
16.80
May-06-04
16.80
17.00
16.50
16.70
May-07-04
16.70
16.70
16.00
16.00
May-10-04
16.00
16.00
15.10
15.30
May-11-04
15.20
15.50
15.20
15.30
May-12-04
15.30
15.60
15.20
15.30
May-13-04
15.30
15.30
14.80
15.00
May-14-04
15.00
15.00
14.70
14.80
May-17-04
14.90
14.90
14.30
14.70
May-18-04
14.50
14.60
14.30
14.50
Thomas Teoh (Manager)

Penang
16
Invest in stock market with successful results ...

To learn and be guided by a proven stock market investor into financial freedom.
Testimonial
The POWER SYSTEM provides a systematic approach and framework to invest in stock
market with successful results.
Vincent (Manager)
Penang
POWER SYSTEM has proven to me

Dr. Steven Lee is a life living example. He has made a fortune from the stock market. I am
impressed and yet curious how he did it. I want to learn this proven way to improve my life.
Testimonial
Since the training course I attended in February 2004 till now May 2004, the POWER
SYSTEM has proven to me that it has correctly predict what the market trend would be. I
have gained much confidence and belief that I can improve my profit margin and reduce
my losses. Indeed. I have done it.
Jack (Director)
Kuala Lumpur
A System that will bring you wealth

I want to understand the market trend and learn to invest in stock market such as to select
counter & etc.
Testimonial
POWER SYSTEM is the only system that will bring to build your wealth.
Chooh (Sales Manager)

Kedah
17
POWER SYSTEM is wonderful

I learn POWER SYSTEM to create wealth and make investing my second job. In order to
make it my second job, I need the tools and knowledge. Like a soldier needs weapons
before he gets into war.
Testimonial
Both the theory and statistics of the POWER SYSTEM are wonderful. I strongly believe
that if I follow it, I will soon be on my way to becoming a
Meng Chye (Technician)
Kedah
We noticed the market is in the down trend

I want to learn POWER SYSTEM because I had lost my way in the share market. So I
want to learn a way to create wealth from share market with little capital.
Testimonial
I attended the training course at the end of April 2004, we noticed that the share market is
in the down trend. So, I did not make any transactions. After that I went for my business
trip overseas, the Composite Index had dropped from the level of 800+ to 700+. I am very
glad that I am able to analyze the market trend and did not buy any shares to avoid losses
and nightmares.
KLSE (MALAYSIA COMPOSITE INDEX)

Date
Open
High
Low
Close
Apr-08-04
882.27
886.21
880.05
884.48
Apr-09-04
884.54
887.42
882.66
883.09
Apr-12-04
883.15
885.88
878.66
879.78
Apr-13-04
880.01
882.34
878.22
880.37
Apr-14-04
878.70
878.70
866.03
866.29
Apr-15-04
866.81
866.81
852.49
861.19
Apr-16-04
860.48
865.65
859.13
861.81
Apr-19-04
861.92
863.48
851.20
855.76
Apr-20-04
856.45
861.73
855.20
861.33
18
Apr-21-04
860.31
864.93
860.31
864.02
Apr-22-04
864.80
872.98
864.80
871.63
Apr-23-04
872.02
875.50
871.41
875.50
Apr-25-04
Attended Power System
Apr-26-04
875.81
875.85
870.12
870.12
Apr-27-04
869.72
870.62
863.90
868.32
Apr-28-04
868.57
868.57
860.54
861.57
Apr-29-04
861.02
861.21
849.13
849.72
Apr-30-04
848.47
848.47
836.52
838.21
May-05-04
840.42
850.32
840.42
846.68
May-06-04
845.74
851.50
842.77
842.77
May-07-04
843.20
845.70
833.62
835.37
May-10-04
834.06
834.06
808.29
813.44
May-11-04
812.44
814.72
801.00
810.16
May-12-04
813.70
827.43
813.70
818.72
May-13-04
818.86
820.62
802.45
803.11
May-14-04
802.87
805.56
790.35
793.97
May-17-04
794.00
794.89
769.29
781.05
May-18-04
781.29
783.98
771.94
783.27
Danny (Manager)
Penang
I am able to control the buying urge

I want to be able to buy stocks with confidence as from my past experiences. I did not
know how and lost a substantial amount of money in stock market.
Testimonial
Since I joined this POWER SYSTEM, I am able to analyze the market trend.
Under Dr. Steven Lees guidance, I am able to control the buying urge knowing the market
trend is not good at the moment.
Yak (Nurse)
Penang
19
POWER SYSTEM is simple and practical...

I have been losing sleep over the losses and want to get the stress out of my life.
Testimonial
I just want to write a quick note to let you know how fabulous, simple and practical Dr.
Steven Lees POWER SYSTEM is.
Because I was very busy, I never consider of managing my own investment. I used to
have sleepless nights over the losses in my retirement savings in the stock market until I
attended Dr. Steven Lees POWER SYSTEM Training.
Its simple and powerful strategies which will take people many years before they come to
know about it. It has proven and I have total changes in my investment mentality.
This POWER SYSTEM has taken the stress out of my life.
Max Choong (Manager)
Ipoh
Right Choice, Right Knowledge and the Right Attitude...

Before I attended Stevens Power System public seminar, I was like everyone else,
listening to rumours or so-called-advice from friends, newspaper etc. But after the seminar,
I realized that in order to be profitable, the only way is through knowledge. So I signed up
straight with Stevens Power System class and it opened my eyes to a whole new way to
trade.
Testimonial
Steven not only teaches us the techniques, but also helps us as a friend to cultivate
personal attitude that is important to make the right choice in the stock market. The right
knowledge and the right attitude, thats the two main learning that you will get from
Stevens class.
S. C. Lim (Engineer)
Penang
20
In Stock Market,
If Using Time And Money
To Exchange For The Experience,
Can Be Very Painful.
Therefore the best way is:
Using Shortest Time,

Studies Others Experience.
Successful
Experience!
21
TThhee IInnvveessttm
meenntt C
Coouurrssee oonn H
Hoow
w ttoo FFiisshh FFoorr Y
Yoouurrsseellff
POWER SYSTEM
A Proven System
Since Year 2000
A course that makes you enjoys investing, and sleep well every night.
Features
Your Benefits
1. Simple
Anyone can apply.
2. Easy
No software needed.
3. Save Time
Just few minutes a day to analyze the market.
4. Apply Internationally Can apply in any country.

Know how to select the right stock.
(Able to select high profit, low risk stock)
5. Apply Instantly
Know when to buy, and when to sell.

Know how to analyze the market trend.
Know how to analyze real or false signal.
22
After Training
Your Benefits
1. Stock Selection Follow Up
Yes
2. Buy Timing Follow Up
Yes
3. Sell Timing Follow Up
Yes
4. Personal Guidance
(For slow learner)
Yes
5. Personal Investment Mentor
Yes
6. Revision Class
Yes
7. One-to-one Consultation
Yes
8. VIP Website
Yes
FREE Life Time Update !!

,
!
One Time Payment For Life Time Update!
Copyright 2000-2006 by Welltodo System Sdn Bhd. All rights reserved.
23
Y
Yoouu ccaann ssppeenndd ffiivvee yyeeaarrss,, tteenn yyeeaarrss oorr aa lliiffeettiim
mee ttoo
ffiigguurree oouutt tthhee ppaatthh ttoo w
weeaalltthh..
B
Buutt yyoouurr ssaaccrriiffiiccee ccoouulldd nnoott eennssuurree yyoouurr ssuucccceessss..
S
mee bbyy lleeaarrnniinngg
Soo,, tthhee bbeesstt w
waayy iiss ttoo sshhoorrtteenn tthhee ttiim
ssuucccceessssffuull ppeeooppllee''ss eexxppeerriieenncceess..
Dr. Steven Lee (Ph.D)

Investor, Entrepreneur, Educator
#1 Best-Selling Author of Creating Wealth in Stock Market
Born in a poor family. In 1998, he created an investment system that can analyse stock
market fluctuations Power System. This system has helped countless investors enjoy
investing. His books include "Creating Wealth in Stock Market" and "The Magic Idea of
Getting Rich", both of which highly acclaimed.
24
For more details, please contact us at:
Company : WELLTODO SYSTEM SDN BHD (707809-M)

Address : 98-2-17A, Prima Tanjung, Jalan Fettes,
Tanjung Tokong, 10470 Penang, Malaysia.
Phone
: (6) 04 - 8913 200 / 201
Mobile
: (6) 012 - 475 7723 / 012 - 401 7723
Fax
: (6) 04 - 8913 202
Email
: info@drstevenlee.com
Website
: www.DrStevenLee.com
25

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Copyright Notice

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

Translated by: Ko Wi Siong

WELLTODO SYSTEM SDN BHD (707809-M)

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

Money Fish (The Hydrophobic Fish)

I must break through! I must live!

Wishing you success,

#1 Best-Selling Author of Creating Wealth in Stock Market

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

A New Era Has Begun

Let me share with you my investment experience:

"My Ignorance Brought Me Risk,

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

Financial Freedom is Everyone's Dream.

How to Be Financially Free

If You Want To Be Rich, Change Your Mindset Today !

The Four Natural Rules of Success:

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

Let me share with you

The 12 Rules of How to Avoid

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

Investment Builds Wealth, Gambling Definitely Lose !

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

Rule 8: Don't Just Focus On Making Money

Dont try to sell at the highest price

Safety region for buy or sell

Dont try to buy at the lowest price

Rule 9: History Will Not Always Repeat

Example: (The Power of Multiply)

1. I lost $500,000 in 1993.

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

Your Current Situation:

Rule 12: Wake up from mistakes

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How to Make Yourself Rich

Wish you success,

Helping Others Achieve Success, We Succeed!

Copyright@2003-2006 by Welltodo System Sdn Bhd. All rights reserved.

See What Our Clients Say

I only invested about 20% of my cash

I sold off my old stocks

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Attended Power System

Thomas Teoh (Manager)

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Invest in stock market with successful results ...

POWER SYSTEM has proven to me

A System that will bring you wealth

Chooh (Sales Manager)

POWER SYSTEM is wonderful

We noticed the market is in the down trend

KLSE (MALAYSIA COMPOSITE INDEX)

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Attended Power System

I am able to control the buying urge

POWER SYSTEM is simple and practical...

Right Choice, Right Knowledge and the Right Attitude...

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Therefore the best way is:

Using Shortest Time,