abqjournal.

com/homestyle
local real estate , home builders ,
and design trends

home style
issue 28

november 25 december 1, 2016

baby boomers & the real estate market

disclose, don't disguise
every open house this weekend
greater albuquerque & santa fe

AlbuquerqueJournal

AlbuquerqueJournal

hs 2

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visit abqjournal.com/homestyle for interactive listings

homestyle november 25 december 1, 2016

hs 3

table of contents
4

dress up your home for holidays

Simple ways to make your space festive

creative solutions for centerpieces

Add a touch of elegance to holiday meals

when renting can be a smart decision

Multiple factors affect choice

about the cover

8-9

Open House 11/27 1-3PM

Regular cleaning extends life of rug

12

prepare your home for holiday guests

13

disclose, don't disguise

Distinguishing Style

14

real estate investments

Beginner's guide, tips

teamsedorykproperties.com

8200 Carmel NE
Albuquerque NM 87122

Help your guests feel comfortable

cell: 505.321.4622
office: 505.892.1000
susansedoryk@gmail.com

1317734-01

HOME OF THE WEEK

open houses
dial down risk approaching retirement
Invest to minimize loss

Homestyle is brought to you by the marketing and

advertising departments at the Albuquerque Journal.
We are proud to partner with The Greater Albuquerque
Association of Realtors (GAAR), Commercial
Association of Realtors New Mexico (CARNM) and
Home Builders Association of Central New Mexico
(HBACNM) and Santa Fe Association of Realtors
(SFAR). We welcome your comments and opinions for
publication in HomeStyle. Please send them to
HomeStyle@abqjournal.com.

editor
lauren rolls

for advertising, more information

or additional copies

Albuquerque Journal
7777 Jefferson St. NE
Albuquerque, NM 87109

Contact Jorge Lopez

505.823.3393
jalopez@abqjournal.com

3 Bed / 2.5 Bath

2,341 Sq. Ft.

avoid the "adobe" rug

baby boomers: lucrative demographic

Feature Story

19

$195,000

MLS #876747

7909 Tiburon Hills Dr

10-11

15-18

1956 Cortina Loop SE

Rio Rancho, NM 87124

Home

business
development
jorge lopez

the

35 Boliver Loop
Tijeras, NM 87059

design
byron hughey
monica schwartz

505.823.7777
homestyle@abqjournal.com

fo
Holid r
a ys

4 Bed | 2 Bath | 3 Car Garage

Was $459,759 | Now $449,759

Locally owned, nationally recognized, multi-award

winning home builder. License #60253. Prices and
availability subject to change without notice.
1315937-05

AlbuquerqueJournal

hs 4

local leaders
coldwell banker
holiday
design /tips

Celebrants who do not

have the time to decorate
their entire homes can
create a warm, inviting
space by decorating their
front doors and entryways.

simple ways to
dress up your home
for the holidays
tips to bring the holidays
into your home

he holiday season is rife with traditions

that focus on fun and family. One

such
testament to the festive spirit of the
holiday season is the many homes and
businesses decorated with the lights and colors
that have become synonymous with the season.
Decorating for the holiday season can be
time-consuming. While decking the halls may
not consume as much time as holiday shopping
and wrapping presents, according to data from
a 2013 American Time Use Survey, interior and
exterior decorating for the holidays may consume
anywhere from 2.5 to 3 hours per session.
Holiday decorating includes things as simple
as setting up a menorah or as complex as stringing lights on the exterior of a home. Though
elaborate displays can take hours to erect,
time-crunched holiday celebrants can still create
festive, welcoming displays.

hang holiday wreaths

the mantle or within the main window of the

house, where they can reflect tree lights and add
sparkle.

bring in more greenery

Drape evergreen boughs on staircase
handrailings or on the mantle, or use greenery
to frame doorways. The scent will be inviting
and things instantly will look more festive.

use throws and

decorative pillows
Change the look of a room with holidaycolored decor if you do not want to clutter
the space with knickknacks. A red and green
blanket draped over the sofa can give off a
comforting holiday vibe.

focus on the front door and

entryway

Holiday enthusiasts without much time

to decorate can invest in a couple of holiday
wreaths, which can be dressed up as much or
as little as celebrants prefer. If you do not have
the time to string lights on the house, wrap
them around wreaths hung in windows or
hang the wreaths on a homes main entrance.
Celebrants who want to go a less traditional
route can hang wreaths made of holly, citrus
fruits, ribbons, or any other greenery instead of
the more customary evergreen wreaths.

Celebrants who do not have the time to

decorate their entire homes can create a
warm, inviting space by decorating their front
doors and entryways. Place greenery, bows,
tinsel, lights, and winter-inspired accessories
by the front door so friends and family visiting for the season catch the holiday spirit the
moment they walk through the door.

decorate with ornaments

Rather than contending with twinkle lights

and electric cords, homeowners can employ battery-operated faux candles to create
a homey appeal in windows and hallways
throughout their homes. Simplify holiday decorating with some easy tips to make houses
cozy and festive.

Ornaments are not exclusive to Christmas

trees. Fill a vase or bowl with metallic ornaments and place it in a prominent location,
such as a busy hallway or the foyer of your
home. Hang ornaments on clear filament from

place led candles

in windows

visit abqjournal.com/homestyle for interactive listings

homestyle november 25 december 1, 2016

hs 5

holiday entertaining

A beautifully set table can

make guests feel welcome
and establish the ambiance
for the meal.

creative solutions for

table centerpieces

ntertaining guests is a great way

to
make memories with family and
friends. If your entertaining plans
includes a meal, chances are everyone
will be sitting at the table to dine and
converse. A beautifully set table can make
guests feel welcome and establish the
ambiance for the meal.
A centerpiece is at the heart of a welldressed table. While centerpieces are
most often associated with formal affairs,
any meal or gathering is enhanced with
the right centerpiece. Here are some easy
and elegant centerpiece ideas to dress up
your dinner table.

fruit and foods

to open and share your home

TiburoN
Affordable Luxury In the Heart of Petroglyph Estates

candy
Whimsical parties or childrens events
can be made more fun with clever centerpieces made from candy. Stick lollipops
into buckets filled with sand or push them
into a foam form to make a candy topiary.
Canisters filled with candy of all shapes,
sizes and colors appeal to guests eyes and
their affinity for sweets.

3 Move-iN reAdy ModelS

miscellaneous items
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1318360-04

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Look around the house for any number

of other items that can be placed inside
vases or clear containers. Bells, tissue paper,
pebbles or confetti can be used to create attractive centerpieces for the table. With some
inspiration and a little creativity, hosts and
hostesses can create centerpieces that add a
touch of elegance to any dinner party.

rB

Floral arrangements make for great

centerpieces. Such arrangements can
be as simple or as extravagant as you
desire. For casual meals, consider picking
some flowers from your own garden or
a nearby field. Spring daffodils or cherry
blossom branches can add color to a
table. Some smaller, potted impatiens
and begonias make great centerpieces
for summer soires, while autumn and
winter blooms work for holiday gatherings and parties.
If you want an even more special
touch, consider working with a florist. Explain the theme of your party and ask the
florist to recommend appropriate flowers
for the gathering based on your theme.

1321068-01

Un
se

fresh flowers

Floral centerpieces may be some of the

most popular, but food also works as a base
for interesting centerpieces. Grab an unused
soup tureen or some decorative vases and fill
them with an assortment of items. Lemons,
oranges and other citrus fruits add a splash
of bold color to a table. Otherwise, look for
exotic foods that have interesting appearances, like prickly pears or artichokes. Fill a
tall vessel with walnuts or chestnuts for an
earthy look. A large basket brimming with
assorted breads and crackers looks attractive
and is also ready for guests to dig in.

d.

yo R
a ga

Pap

mp

ass

rhettashleyhomes.com

505.917.6157

Homes Starting in the low $300s Available Now

OPEN Sunday 12-4

d.

R
rojo
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Sales Center is located at 7912 Teaberry road NW, abq

(East of the intersection of Unser and Rainbow)

AlbuquerqueJournal

hs 6

renting

Only when individuals are

financially and emotionally
ready to buy should they
begin searching for their
first homes.

when renting can be a smart decision

many factors to consider when looking to buy or rent

onventional wisdom suggests

buying a home makes more financial sense than renting.

In many
cases, this is true. However,
renting is sometimes a smarter approach
than buying. As with any financial decision, all of the options and circumstances need to be weighed before jumping
in. Making a major purchase requires
doing your homework. The following are
some reasons why renting can be more
beneficial than buying.

you are young

The National Association of REALTORS says the typical first-time home
buyer is 31 years old. People who are
younger than that and uncertain about
their futures should not feel pressured
into buying simply because it is presumed to be the adult thing to do.
Renting and feeling your financial way,
which can include seeing how a job pans
out or where your budget lies after pay-

ing off debts, might make more financial

sense than buying.

the price-to-rent ratio is

too high
Buying may seem like a wise idea, but it
could be causing you to spend more than
necessary, particularly if you check the
price-to-rent (P/R) ratio and find homes
in your area are not fairly priced. Figuring
a P/R ratio includes finding two similar
houses (or condos or apartments) where
one is for sale and the other is for rent. Divide the sale price of the first place by the
annual rent for the second. The end result
is the P/R ratio.
So if a home sells for $300,000, and
there is a house around the corner renting
for $1,200 a month, divide $300,000 by
$14,400 (the annual cost of renting). The
ratio would be 20.8. A rent ratio above 20
means the cost of home ownership will
exceed the cost of renting. The higher the
P/R ratio, the more sense it makes to rent
instead of buy.

home prices continue to rise

Some people find themselves being priced out of certain neighborhoods
or cities. RealtyTrac recently analyzed
median wage and home-price growth
between 2012 and 2014, ultimately finding
that, while the typical workers earnings
increased a meager 0.3 percent during the
study period, median house prices were up
by 17 percent. Wages have not recovered
from the Great Recession as quickly as
home prices have, and some people may
need to rent out of necessity.

a market shortage makes it

harder to find an
affordable home
The number of homes available for sale
in many areas of the country has fallen
below the number that realtors say is
required for the market to be in balance.
Therefore, even when a home becomes
available, demand drives the price up to

where it may not be affordable or fiscally

smart to purchase. In such instances, renting may be the best option.

you dont meet the

buying criteria
Dont buy a home based on market
conditions or pressure from others. Instead, buy when youre financially ready.
This means being out of debt; having between three and six months of expenses
in an emergency fund; enough cash for a
10 to 20 percent down payment on a fixed
mortgage; and when your mortgage payment will be no more than 25 percent of
your monthly take-home pay, according
to financial expert Dave Ramsay.
Renting can be a smart move in many
instances. Only when individuals are
financially and emotionally ready to buy
should they begin searching for their
first homes.

visit abqjournal.com/homestyle for interactive listings

homestyle november 25 december 1, 2016

hs 7
7909 tiburon hills dr
albuquerque, NM 87120
$319,000

mls # 877924

1,622 sq. ft.

3 bed / 1 3/4 bath
amy waterman
505.917.5084
realty one of new mexico
505.883.9400

about the cover

W
7909 tiburon hills
Rhett Ashley home is
located in the heart of the highly-sought-after neighborhood of
Petroglyph Estates, with spectacular 360-degree views from its rooftop deck. This home
has been built to Build Green New Mexico
Silver certification standards, which will afford
you the confidence of optimum efficiency. The
soaring 12-foot to 14-foot ceilings and 8-foot
doors make this home feel much larger than
the square footage would have you believe.
elcome to

drive. This

Throughout the home are designer features

that come standard in any Rhett Ashley Home.
These features include oversized tile flooring,
carpet in the bedrooms, Pella Low-E windows, granite and quartz counter tops in the
kitchen which also features a huge island
and GE Profile stainless-steel appliances. The
property has front landscaping with a drip
system, designer tile accents in the bathrooms,
free-standing soaking tub in master bath and a
water feature in the backyard.

www.arrowwoodhomes.com

One Home Remains!

Special move-in incentives!

MLS# 862912

2842 Merlot - The Rio Grande

D
4 Bed
OL / 2.5 Bath / 2 Car Garage

3 Bed | 2 Bath | 1,772 sqft

2.5 Acres | 2 Car Garage

Live in Placitas for $300,000

115 Windmill Trail
Placitas, NM 87043

Ready to close, Appliances included!

$300,000

$174,622

2840 Baco Noir - The Rio Grande

4 Bed / 2.5 Bath / 2 Car Garage
MODEL HOME. Appliances included!

$179,990

Home is two-story, including open family

area, dining and kitchen area with rear
access. Master suite with large walk-in closet.

Diane Diaz
Mobile: 505.238.2467
E-mail: dianediaz505@gmail.com

ArrowWood Homes | 2840 Baco Noir Dr. SW Albuquerque NM 87121

505.503.6987 | Call Sam for an appointment 505.306.0900

500 Unser Blvd Rio Rancho, NM 87124 505.892.1000

1318342-04

*Prices, promotions, and special programs are subject to change without notice 11/16
1321071-01

AlbuquerqueJournal

hs 8

rug care / cleaning

Dirt will not only effect the

appearance of your rug, but
also shorten its life.

By matt gabel

serafian's oriental rugs

dont let your rug

become an adobe rug
extend the life of your rugs with regular cleaning

ith a car, its obvious that regular

tune-ups and oil changes keep the

car running at its peak. Whats

not so obvious is that cleaning
your rug at least every other year will keep your
rug at its peak potentially for decades. People
often ask about preventing long-term damage
to their favorite and cherished rugs. The answer
is simple keep them clean. When you dont,
especially in New Mexico, the rug can literally
become an adobe rug.

excess dirt and dust

no steam cleaning

Dirt and dust are the single biggest factors in

destroying Oriental and fine rugs. When dirt and
dust gets ground into the foundation of the rug, it
begins to cut away at the fibers. In New Mexico,
that problem is exacerbated due to the extremely
large amounts of dirt and dust that inevitably get
into our homes. It doesnt take long for that dirt
and dust to start sifting down into the base of the
fibers of the rug, where it becomes packed in and
makes the rug difficult to clean.

People think that steam cleaning either with

a service or a steam cleaner you can rent will fix
the problem in fact, this makes it even worse.
Steam cleaning can be effective at removing
soil from your wall-to-wall carpeting, but due
to how tightly packed together the fibers are in
Oriental and fine rugs, steam cleaning actually
packs the dirt even further into the rug instead
of removing it. Once this happens, the dirt
hardens and becomes literal adobe in your rug.

visit abqjournal.com/homestyle for interactive listings

homestyle november 25 december 1, 2016

hs 9

rug care / cleaning

Over 18 pounds of sand that was
beat out of the foundation of a
very dirty rug.

Needless to say, we have cleaned more than

our share of rugs that have this problem. It is
difficult to think of a term more ubiquitous with
the southwest than adobe. Tough enough to be
used in homes, not so great when it is packed
into your rug.

mechanical cleaning
process
It takes a strong mechanical motion to break
apart the adobe bond packed into rugs. Once
broken down, the loose dirt needs to be thoroughly removed before the rug gets wet again.
This can be done with pneumatic or further mechanical steps that beat the dry particulates out
of the foundation. Then, and only then, can you
begin to get the rug truly clean. Serafians offers

state-of-the-art mechanical cleaning at our rug

cleaning facility that will get the adobe, dirt and
dust out of any rug.
Regular cleaning prevents dirt and dust from
building up in your rug to begin with. In general,
we recommend having your rugs washed every
two years. This will keep the dirt from grinding
in and forming that dangerous bond. As long
as you can prevent that adobe from forming in
the foundation of your rug, it will have a longer,
brighter and cleaner life.

Matt Gabel is the Retail Manager at Serafians

Oriental Rugs. For more information, call (505)
504-RUGS or go to serafians.com

r
lto
ea
rR
ou
kY
As

MOVE-IN

New Homes Property Management

Commercial Financing

READY

www.realty1newmexico.com 505.883.9400
Eight locations including Los Lunas and Santa Fe

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AlbuquerqueJournal

hs 10

homestyle november 25 december 1, 2016

hs 11

feature story

baby boomers

65+

55-64

77.9%

74.7%

45-54

69.1%

35-44

<35

58.3%

34.1%

2016 home owernship: rates by age

Homeownership Rates by Age, (U.S. Census Bureau, July 28, 2016).

field guide from the national association of realtors brings insights

to serving the baby boomer demographic

baby boomers:

one of america's most

lucrative demographics

ith more than

75 million

people fitting into the

american baby boomer demo-

graphic, it is easy to understand why this group would be important

for REALTORS to understand. Even
more eye-popping to REALTORS is the
fact that more than 70 percent of baby
boomers own homes and will be looking
to homeownership changes really soon.
This spells big opportunities for
REALTORS looking to serve the
burgeoning baby boomer market over
the next 10 to 15 years. It is also one of
the reasons why the National Associal of REALTORS updated its Field
guide to working with baby boomers
resource earlier this year. Marketing to
baby boomers is an important area of
emphasis in this field guide, which features an article from Forbes Magazine
entitled 7 reasons why marketing to
baby boomers is unique which includes
the following insights:

they have money to spend

Unlike those who grew up in the Great
Depression, baby boomers are quite affluent. According to a Nielsen report, they account for $230 billion in sales of consumer
packaged goods like coffee, diet soda and

magazines. The segment makes up 70

percent of the nations disposable income.
Baby boomers will also inherit $13 trillion
in the next 20 years.

they invented the suburbs

Suburban home development occurred
simultaneously with baby boomers ability
to make down payments on a mortgage
and their desire to leave urban marketplaces. They still live in the suburbs, where
many now own their homes 100 percent.

they plan to live in a

better house
The article explains that 70 percent of
baby boomers think their current house
is not the best they can get and they are
looking to upgrade. Baby boomers are setting new trends that defy traditional definitions of a relaxed retirement. Instead,
they are diligently looking for newly constructed homes where they can continue
to pursue an active lifestyle surrounded by
the latest amenities.

they are loyal to

their brands
Their brand loyalty is tenacious.
Once they find a brand they like, or the

one they grew up with, they stick with

it; Volkswagen cars, Levi jeans, Harley Davidson motorcycles, Club Med,
Noxzema, Leggs. This means that finding out what your baby boomer clients
interests are will help guide you toward
homes that best meet these trends and,
ultimately, increase the chances of closing a deal.

more likely to post a photograph of a

new grandbaby or the new RV they just
purchased on Facebook. Its the more
traditional venues such as Facebook
and Twitter that are used by baby boomers; so keep your focus there.

baby boomers are not old

they do use social media,

but in a different way

Baby boomers do not want to be

reminded of their age or be considered
as old; rather, they want to be encouraged about their accomplishments and
their future. They want to hear about the
opportunities that reside before them to
experience new chapters in their life.
In addition to marketing resources for
the baby boomer market, this field guide
also provides tips on reverse mortgage
basics, housing trends for the over-50
demographic, related websites relevant to
this audience and links to eBooks & other
resources. Visit realtor.org to find the field
guides resource page or check out this
story on abqjournal.com/homestyle for a
direct link.

As you develop your social media

strategy for baby boomers, be aware
that while a 20-year old is posting
photos of their night out on Instagram
or Snapchat, while a baby boomer is

Source: Bschwartz,
themembersedge.blogs.realtor.org

they are not defined by

their parents
Woodstock, the famous music festival, was a countercultural event which
symbolized that the baby boomers were
not going to be defined by their parents
morals or lifestyle. They were going to
think and act for they themselves and
they still want to be thought of that
way. The least hint of patronizing the
baby boomers will flatten any marketing campaign.

AlbuquerqueJournal

hs 12

local leaders
holiday
hosting/ coldwell banker

When opening homes to

loved ones and friends,
hosts want to make their
guests feel welcome.

prepare your home for holiday guests

tips to make your family, friends comfortable

he song may say,theres no place

like home for the holidays, yet

many people find their holidays

are frequently spent in someone
elses abode. The popular motor club
federation AAA says that more than 90
million Americans journey 50 miles or
more from home during the year-end
holiday season, and each year the number
of travelers increases. When opening their
homes to loved ones and friends, hosts
want to make their guests feel welcome.
Fortunately, there are many ways to do
just that.

establish a cozy nook

Determine where your guests will be
sleeping. Do not worry if you do not have
a separate guest room. There are other
things you can do, such as giving up your
own bedroom for the duration of their

stay. Otherwise, turn another spot into a

guest area. A den or living room with a
pullout sofa also might work. Childrens
rooms also are another idea. Let young
children camp out in the living room
or the basement while you turn their
rooms into spots for your guests. The kids
will appreciate the novelty of setting up
sleeping bags, and guests will get some
measure of privacy.

have separate guest

amenities
Invest in some lush towels and washcloths reserved for guests. Also, have
comfortable sheets on hand. Be sure all
linens are freshly washed, and have a
drawer or two available in case guests
want to unpack their suitcases. Keep
some toiletries stocked as well. A few
extra toothbrushes, mouthwash, soap,

and other personal items may be needed

to accommodate forgetful guests.

the bathroom, helping to cut down on the

items guests need to bring with them.

provide creature comforts

stock favorite foods

Guests wont be used to the rooms in

your house, so be sure that you offer a
light for a nightstand and an alarm clock.
Nightlights placed in the bathroom or
hallway can illuminate unfamiliar surroundings. Keep a fan on hand so that
guests can adjust the temperature in their
rooms and also if they need a little white
noise while they sleep. A tray with books,
magazines and the Wi-Fi code also may
be appreciated.

Make a list of the foods that your

guests enjoy and plan a shopping trip
to stock up on these items. Encourage
guests to have free reign of the kitchen,
helping themselves to snacks or whatever
is desired. Remember to ask about any
dietary restrictions, including allergies.

separate bathroom facilities

If possible, devote one bathroom in the
house for guests use. This way they will
have all the privacy they need. Ask if there
are any special products they like to use in

deep clean your home

Clear away unnecessary clutter and
give floors a fresh wash or vacuuming,
especially if you have pets. Pay special
attention to showers and the bathroom
itself. You dont want guests tripping over
your belongings. A few special and simple
touches can quickly prepare a home for
holiday hosting and entertaining.

visit abqjournal.com/homestyle for interactive listings

homestyle november 25 december 1, 2016

hs 13
home selling

disclose, don't disguise

fix or disclose problem spots to avoid bad blood with potential buyers
By mindy abramson

Distinguishing Style

ellers are often inclined to find the easiest

to prepare their property for

sale. They also believe they can save money by
avoiding the work altogether. Ignoring issues
in a house going on the market is not wise disguising known issues is even worse. Both options are sure
to backfire, which could delay or destroy the sale. Your
reputation is also on the line.
Below are some examples of how homeowners
try to hedge their bets. These are things to avoid
when fixing up your home to sell: covering flooring
in various stages of disrepair (such as carpet stains,
other floor stains, wear patterns, torn or missing
flooring, or other defects) with furniture or rugs;
covering broken counter or wall tile with accessories
or linens; covering wall cracks with art; covering
and cheapest ways

broken window seals or cracked windows with window treatments; covering an active water stain with
paint; covering marred and permanently stained
tubs and shower floors with mats; and covering
cracked stucco with landscaping
Note the covering pattern. Playing dumb by
claiming things work when you know they dont
falls into this category too. Inspectors are likely to
discover the problems you are concealing. You will
be forced to correct the problems anyway or reduce
the sale price to accommodate the repairs. Certainly,
the new owners will see the problems soon enough.
All roads lead to an unpleasant experience on both
sides of the deal.
The best choice is to fix it. Well-kept houses
attract more buyers and better prices. Buyers who

notice problems being camouflaged will wonder

what else the sellers are hiding and likely walk away.
Distrust does not create an environment for a positive transaction.
If the problem is one you are unwilling or unable
to repair, disclose it. There should be no surprises in
a real estate sale. Consider getting a few bids from
reputable companies to address the needed repairs
before you place your house on the market. Buyers
are likely to significantly overestimate the costs of
these repairs in their negotiations. Having viable
bids to correct the problems will help control your
losses. The bottom line is disclose, never disguise.
Better yet, just fix it!
, 2016, Mindy Abramson, CSP, all rights reserved

505
Interiors

Pirouette Window Shadings

Fashionably early.

Order your shades now and be ready for holiday gatherings.

Plus, save $100 with rebates on select purchases of
Hunter Douglas window fashions, now through 12/12/16.*
*Manufacturers mail-in rebate offer valid for qualifying purchases made 9/17/1612/12/16 from participating dealers in the U.S. only. For certain rebate-eligible products, the purchase of multiple units of such product is required to receive a
rebate. If you purchase fewer units than the required multiple you will not be entitled to a rebate; partial rebates will not be awarded. Offer excludes HDOrigins and Nantucket Window Shadings, a collection of Silhouette Window Shadings.
Rebate will be issued in the form of a prepaid reward card and mailed within 6 weeks of rebate claim receipt. Funds do not expire. Subject to applicable law, a $2.00 monthly fee will be assessed against card balance 6 months after card
issuance and each month thereafter. Additional limitations may apply. Ask participating dealer for details and rebate form. 2016 Hunter Douglas. All rights reserved. All trademarks used herein are the property of Hunter Douglas or their
respective owners.3212156
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DESIGN
STUDIO
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albuquerque, nM

505.898.8077

AlbuquerqueJournal

hs 14

investing

beginner's
guide to
real estate
investments

According to the experts

at Entrepreneur, even in a
bad economy, real estate
investments will usually
fare better than stocks.

purchasing a property as an
investment can provide steady income

urchasing a house or property is about more

than setting up a home. Although

quite a
number of people buy real estate to establish
their future, long-term abodes, many others
recognize the potentially lucrative investment that
lies within a real estate purchase.
Despite the ups and downs of the economy, real
estate has become a common investment vehicle
one that has plenty of potential for making big
gains for those who are willing to put in the effort.
According to the experts at Entrepreneur, even in a
bad economy, real estate investments will usually
fare better than stocks. Real estate also continues
to appreciate despite the occasional economical
slow-down.
Like any other endeavor, there is a right and
a wrong way to go about investing in real estate.
Novices may not know where to begin their first
forays into the real estate market as investors, even
if they already own their own homes. Buying a
property as an investment is an entirely different
animal than buying a home to establish a residence.
However, with the right guidance, anyone can
dabble in real estate.

establish financial goals

start small

Before you even begin looking at properties or put

forth the effort of meeting with an agent, you must determine what you expect from the investment. The days
of buying real estate and flipping it for a fast profit may
no longer be here. However, real estate can provide a
steady stream of long-term income. Understand what
you hope to achieve by investing. If its to become an
overnight millionaire, you may be looking at the wrong
investment vehicle in real estate.

If this is your first time out there, stick with properties that will turnover quickly. Research areas in and
around urban centers or close to transportation and
shopping. A good starter property is a small house or a
condominium that can be refurbished and then rented.
Rental properties can offer steady sources of income.

establish a plan

Become an expert by learning as much as you can

about what is out there. Attend open houses, look for
vacant/unattractive properties, scour the classifieds in your
local paper, or put the word out there that youre interested in buying a property. Only look at properties that
have motivated sellers, because then youll get closest to
the price you want to pay.
Research the area and the home turnover rate for the
specific area where you are looking. Dont make assumptions that a property will appreciate without doing your
homework. Real estate can be a worthy investment opportunity. With research, a plan and the right price, just
about anyone can be a real estate investor.

New investors who do not have a plan in place will

likely spend too much or have more setbacks than
others who have planned accordingly. When investing
in real estate, its more about the bottom line than the
property itself. According to Springboard Academy, a real
estate academy for investors, look for motivated sellers
and stick to a set purchase price. Try to make offers on
a variety of properties that work in your financial favor;
and know what you want to do with the property (i.e.,
renovate and sell, remove and rebuild, or rehab and rent)
before you buy. Fit the house to the plan, not vice-versa.

look at many
different properties

visit abqjournal.com/homestyle for interactive listings

homestyle november 25 december 1, 2016

southwest mls

hs 15

open houses

this friday - thursday

28 listings
low: 121k high: 1m

open house listing information was derived

from the southwest multiple listing service
properties (swmls) as of 5pm on tuesday.
information is accurate, but not guaranteed.

feature story

Far NE Heights
7805 Republic Drive NE
$279,900|1925 sq. ft.|4bdr|2ba
Realty One of New Mexico
(505) 883-9400
Delilah M Valdez
MLS # 877661
11/26 1:00PM-3:00PM

Foothills North
13009 Sand Cherry Place NE
$999,999|4850 sq. ft.|4bdr|5ba
Coldwell Banker Legacy
(505) 898-2700
Brian M Steudle
MLS # 875354
11/27 1:00PM-4:00PM

Four Hills Village

1632 Soplo Road SE
$375,000|2880 sq. ft.|4bdr|3ba
Coldwell Banker Legacy
(505) 293-3700
Jan DeMay
MLS # 868598
11/26 1:00PM-3:00PM

Ladera Heights
8620 Sonoma Avenue NW
$184,900|2627 sq. ft.|4bdr|3ba
Coldwell Banker Legacy
(505) 292-8900
Crystal M Sadowski
MLS # 879764
11/26 9:00AM-9:00PM

NE Edgewood
26 Park Road
$124,000|1393 sq. ft.|1bdr|1ba
Berkshire Hathaway Home Services
New Mexico Properties
(505) 798-6300
Billiejo Markham
MLS # 878183
11/27 1:00PM-4:00PM

Near North Valley

2452 Plaza Vizcaya NW
$300,000|1790 sq. ft.|3bdr|2ba
Realty One of Santa Fe
(505) 490-4151
Aaron Sandoval
MLS # 877311
11/26 10:00AM-12:00PM

continued on
page 16
1318282-04

BARBARA MADARAS
office: 505.292.8900
cell: 505.301.1033

CRS GRI GREEN

All Bulldog, All the Time! My Commitment..The Best of

Traditional Customer Service with the most Up to Date Practices!
My Goal: To do a job that would cause you to enthusiastically
recommend me to your closest friends! My promise: That every
client feels they are my Only Client! Let me be a BULLDOG for
you anywhere in the Metro Area!

Coldwell Banker Legacy

www.barbaramadaras.com

jack jenkins
office: 505.898.2700
cell: 478.284.8392
As a retired Air Force veteran, I live the core values:
Integrity first, service before self, and excellence in all
I do. I will be with you every step of the way as you
embark on this fantastic journey!

Coldwell Banker Legacy

jackjenkins.cblegacy.com/

feature yourself or yourhouses here, every friday.

Contact Jorge Lopez
505.823.3393
jalopez@abqjournal.com

AlbuquerqueJournal

hs 16
southwest mls

open houses

this friday - thursday

open house listing information was derived

from the southwest multiple listing service
properties (swmls) as of 5pm on tuesday.
information is accurate, but not guaranteed.

28 listings
feature story
low: 121k
high: 1m

North of I
37 Chaco Loop
$459,000|3096 sq. ft.|4bdr|3ba
Ussery Real Estate
(505) 702-7192
John T. Ussery
MLS # 874595
11/27 12:01PM-6:01PM

North Valley
1427 El Segundo Avenue NE
$215,000|1627 sq. ft.|3bdr|3ba
Coldwell Banker Legacy
(505) 292-8900
Michael T Dunn
MLS # 876818
11/27 1:00PM-3:00PM

Northeast Heights
1845 Lester Drive NE
$259,900|1821 sq. ft.|4bdr|2ba
EXP Realty LLC
(505) 554-3873
Jeffrey Rose
MLS # 878438
11/26 11:00AM-2:00PM

Northeast Heights
10109 Blume Street NE
$165,000|1211 sq. ft.|3bdr|2ba
Realty One of Santa Fe
(505) 490-4151
Aaron Sandoval
MLS # 877582
11/27 1:00PM-3:00PM

Northeast Heights
10609 Snow Heights Boulevard NE
$156,900|1299 sq. ft.|3bdr|2ba
Realty One of New Mexico
(505) 883-9400
Rosa Martinez
MLS # 879717
11/25 1:00PM-3:00PM

Northwest Heights
7912 Teaberry Road
$399,900|2512 sq. ft.|3bdr|3ba
Realty One of New Mexico
(505) 883-9400
Amy Waterman
MLS # 878324
11/27 12:00PM-4:00PM

Northwest Heights
4705 Homestead Trail NW
$259,000|2649 sq. ft.|4bdr|3ba
Coldwell Banker Legacy
(505) 292-8900
Michael T Dunn
MLS # 879311
11/26 1PM-3PM,11/27 2PM-4PM

Northwest Heights
7315 Williamsburg Road NW
$225,000|3147 sq. ft.|5bdr|3ba
Keller Williams Realty
(505) 897-1100
Valerie Almanzar
MLS # 878619
11/27 12:00PM-2:00PM

Northwest Heights
5117 Camino Vista NW
$185,000|2057 sq. ft.|3bdr|2ba
Welcome Home Realty
(505) 839-0775
Deborah Duran
MLS # 877817
11/27 1:00PM-3:00PM

Paradise East
5036 Fairfax Drive NW
$265,000|2352 sq. ft.|4bdr|3ba
Coldwell Banker Legacy
(505) 292-8900
Crystal M Sadowski
MLS # 879489
11/27 1:00PM-3:00PM

Paradise East
9217 Clinton Anderson Drive NW
$229,900|1861 sq. ft.|3bdr|2ba
Coldwell Banker Legacy
(505) 292-8900
Crystal M Sadowski
MLS # 879519
11/27 12:00PM-3:00PM

Paradise West
7000 Brindisi Place NW
$262,500|2490 sq. ft.|3bdr|3ba
Coldwell Banker Legacy
(505) 292-8900
Barbara Madaras
MLS # 879391
11/26 2PM-4PM,11/27 1PM-3PM

Paradise West
10415 Calle Hermosa Court NW
$208,500|2093 sq. ft.|3bdr|3ba
Vista Encantada Realtors, LLC
(505) 884-0020
Janie Gilmore-Daniels
MLS # 874897
11/26 1:00AM-3:00PM

Rio Rancho MiD

4537 Ambrose Alday Loop SE
$235,000|2300 sq. ft.|4bdr|2ba
CENTURY 21 Camco Realty
(505) 292-2021
Raymond D Pirolo
MLS # 867834
11/26 10:00AM-1:00PM

Rio Rancho MiD

589 Stallion SE
$121,000|1000 sq. ft.|2bdr|1ba
Keller Williams Realty
(505) 271-8200
Ellen K Hatala
MLS # 873263
11/26 1:00PM-3:00PM

Rio Rancho North

3205 Oldenburg Road NE
$379,900|2298 sq. ft.|4bdr|3ba
Coldwell Banker Legacy
(505) 292-8900
Isaiah M Vargas
MLS # 878603
11/25 3PM-5PM,11/26 3PM-5PM,11/27
1PM-3PM

continued on
page 17

8700 Warm Springs Rd NW

albuquerque, Nm 87120
$339,900
Northwest Heights

9000 Alameda Blvd NE

Abuquerque, NM 87122
$1,195,000
north albuquerque acres

4 bed / 2.5 bath /2,692 Sq. Ft.

Kari Rosenthal
In-House Realty Of New Mexico
office: 505.385.6701 cell: 505.250.9441

4 bed / 4.5 bath / 4,350 Sq. Ft.

Robert Devine
Switch Realty
office: 505.596.0606 cell: 505.515.5800

MLS# 872046

MLS# 876458

64 Wind Road NW
albuquerque, NM 87120
$389,900
Northwest Heights
3 bed / 2 bath / 1,938 Sq. Ft.
Missy Ashcraft
Keller Williams Realty
office: 505.271.8200 cell: 505.362.6823

feature yourself or your

houses here, every friday.
Contact Jorge Lopez
505.823.3393
jalopez@abqjournal.com

MLS# 857822
visit abqjournal.com/homestyle for interactive listings

homestyle november 25 december 1, 2016

southwest mls

hs 17

open houses

this friday - thursday

28 listings
low: 121k high: 1m

open house listing information was derived

from the southwest multiple listing service
properties (swmls) as of 5pm on tuesday.
information is accurate, but not guaranteed.
Rio Rancho South
1956 Cortina Loop SE
$195,000|2341 sq. ft.|3bdr|3ba
Coldwell Banker Legacy
(505) 892-1000
Team Sedoryk
MLS # 876747
11/27 12:00PM-3:00PM

Rio Rancho South

2414 Treviso Drive SE
$184,500|2004 sq. ft.|2bdr|3ba
Coldwell Banker Legacy
(505) 293-3700
Jane Ryfun
MLS # 879264
11/27 2:00PM-4:00PM

Southwest Heights
11100 Pelican Court SW
$139,900|1502 sq. ft.|3bdr|2ba
Hardy & Company
(505) 629-0010
Stephen Hardy
MLS # 879807
11/26 11AM-1PM,11/27 1PM-3PM

UNM
413 Solano Drive NE
$325,000|1941 sq. ft.|3bdr|2ba
Re/Max Select
(505) 265-5111
Ruben A Ortega
MLS # 877930
11/27 1:00AM-3:00PM

feature story

Best Buys in Town

Rio Rancho South

2024 Barona Avenue SE
$250,000|3019 sq. ft.|5bdr|3ba
Coldwell Banker Legacy
(505) 892-1000
Roberta G Gore
MLS # 867066
11/27 1:00PM-4:00PM

Price reduced to

$925,000

MLS# 874933

Southeast Heights
6411 Lovelace Road SE
$340,000|3084 sq. ft.|5bdr|3ba
Larry Hendrix Real Estate LLC
(505) 239-6621
Michelle Espinoza
MLS # 874696
11/25 1:00PM-5:00PM

1543 Eagle Ridge PL NE

Albuquerque NM 87122
5 Bed / 4 Bath
Over 6,000 Sq. Ft.

Price reduced to

$725,000

1611 Torribio Dr NE
Albuquerque NM 87112
4 Bed / 6 Bath
7,193 Sq. Ft.

MLS# 870668

Janie Rowe

santa fe

Coldwell Banker Legacy

505.301.9431 Mobile
505.292.8900 Office

continued on
page 18

jagrowe@comcast.net
www.janierowehomes.com
1318352-04

7909 tiburon hills dr

Albuquerque, Nm 87120
$319,000
tiburon heights

land at fullerton ridge

Albuquerque, NM 87047
$53,022
sandia park

3 bed / 2 bath / 1,622 Sq. Ft.

amy waterman
realty one of nm
office: 505.883.9400 office: 505.917.5084

2.52 acres / 109,932 sq. ft.

marty stribling
marty stribling brokerage
office: 505.255.8424

MLS# 877924

MLS# 841375

46 nature pointe dr
tijeras, NM 87059
$129,000
tijeras
2.0 acres / 87,120 Sq. Ft.
patsy spellman
infinity real estate
office: 505.281.2596 cell: 505.321.8848

MLS# 757372

feature yourself or your

houses here, every friday.
Contact Jorge Lopez
505.823.3393
jalopez@abqjournal.com

AlbuquerqueJournal

hs 18
santa
fe mlsmls
southwest

open houses

this friday - thursday

open house listing information was derived

from the southwest multiple listing service
properties (swmls) as of 5pm on tuesday.
information is accurate, but not guaranteed.

Eldorado
2 Eldorado Way
$360,000|1953 sq. ft.|3bdr|3ba
EXP Realty Santa Fe
505-466-5110
Susan Harris
MLS # 201603175
11/27 1:00PM-3:00PM

Eldorado
67 Condesa Road
$469,000|2300 sq. ft.|3bdr|3ba
Santa Fe Properties
505-982-4466
Gary Wallace
MLS # 201604384
11/27 12:00PM-2:00PM

Hwy 285
8 Camino San Jorge
$549,900|2997 sq. ft.|3bdr|2ba
Keller Williams
505-983-5151
Team Invest
MLS # 201605541
11/27 1:00PM-3:00PM

Las Campanas
9 Bluesky Circle
$1,198,000|4516 sq. ft.|4bdr|4ba
Sothebys Int. RE/Washington
505-988-8088
Paul McDonald
MLS # 201605144
11/27 1:00PM-3:00PM

NW Quadrant
150 Avenida Frijoles
$600,000|2391 sq. ft.|3bdr|3ba
Berkshire Hathaway HomeService
505-982-0330
Carol Hamilton
MLS # 201604879
11/27 1:00PM-3:00PM

NW Quadrant
34 Calle San Martin
$860,000|3050 sq. ft.|3bdr|3ba
Claire Lange Real Estate
505-670-1420
Claire Lange
MLS # 201604690
11/27 1:00PM-4:00PM

SF City Limit SWS

2912 Viale Tresana
$299,000|1300 sq. ft.|2bdr|2ba
Santa Fe Properties
505-982-4466
David Mead
MLS # 201602972
11/27 1:00PM-4:30PM

SF City Limit SWS

3173 Viale Cetona
$359,900|1571 sq. ft.|3bdr|2ba
Santa Fe Properties
505-982-4466
David Mead
MLS # 201505328
11/27 1:00PM-4:30PM

SF City Limit SWS

3171 Viale Cetona
$376,900|1707 sq. ft.|2bdr|2ba
Santa Fe Properties
505-982-4466
David Mead
MLS # 201505329
11/27 1:00PM-4:30PM

SF City Limit SWS

2807 Plaza Verde
$378,500|2300 sq. ft.|3bdr|3ba
Keller Williams
505-983-5151
Lise Knouse
MLS # 201603577
11/27 1:30PM-3:30PM

SF City Limit SWS

3168 Viale Cetona
$384,900|1726 sq. ft.|3bdr|3ba
Santa Fe Properties
505-982-4466
David Mead
MLS # 201505330
11/27 1:00PM-4:30PM

SF City Limit SWS

3150 Viale Tresana
$389,900|1768 sq. ft.|2bdr|3ba
Santa Fe Properties
505-982-4466
David Mead
MLS # 201505332
11/27 1:00PM-4:30PM

SF City Limits NE
663 Bishops Lodge Road
$189,000|705 sq. ft.|1bdr|1ba
Santa Fe Properties/Washington
505-982-4466
Tom Abrams
MLS # 201605252
11/27 1:00PM-3:30PM

SF City Limits NE
847 Colonitas Campestres
$329,000|1276 sq. ft.|2bdr|2ba
Santa Fe Properties
505-982-4466
Hultberg and Burgess Team
MLS # 201602702
11/27 11:00AM-2:00PM

SF City Limits NE
376 Calle Colina
$848,000|2927 sq. ft.|3bdr|3ba
Santa Fe Properties/Washington
505-982-4466
Cristina Branco
MLS # 201602589
11/27 11:00AM-2:00PM

SF City Limits NE
1047 ENCANTADO
$1,050,000|4236 sq. ft.|3bdr|4ba
Keller Williams
505-983-5151
Tai Bixby & Associates
MLS # 201604973
11/27 1:00PM-3:30PM

SF City Limits NW
1618 Villa Strada
$549,000|2534 sq. ft.|3bdr|4ba
Sothebys Int. RE/Grant
505-988-2533
Penelope Vasquez
MLS # 201602771
11/27 1:00PM-4:00PM

SF City SE North
750 Old Santa Fe Trail
$525,000|1428 sq. ft.|2bdr|3ba
Santa Fe Properties
505-982-4466
Ginny Cerrella
MLS # 201602156
11/27 1:00PM-4:00PM

SF City SE North
503 Apodaca Hill
$550,000|2436 sq. ft.|4bdr|3ba
Sothebys Int. RE/Palace
505-982-6207
Donna Burns
MLS # 201604999
11/27 11:00AM-3:00PM

SF City SE North
707 Old Santa Fe Trail
$777,777| sq. ft.|3bdr|2ba
Dougherty Real Estate Co. LLC
505-989-7741
Warren Thompson
MLS # 201603601
11/27 1:00PM-3:00PM

SF City SE South
2277 Calle Cacique
$449,500|1777 sq. ft.|3bdr|2ba
Coldwell Banker Trails West
505-988-7285
Carol Day
MLS # 201604784
11/27 1:00PM-3:00PM

SF City SE South
2324 Calle Pava
$520,000|2906 sq. ft.|4bdr|2ba
Coldwell Banker Trails West
505-988-7285
Lynne Einleger
MLS # 201601342
11/27 1:00PM-4:00PM

South of I
28 Brilliant Sky
$319,000|1573 sq. ft.|3bdr|2ba
Coldwell Banker Trails West
505-988-7285
Mindy DeMott
MLS # 201603347
11/27 1:00PM-3:00PM

South of I
13 Las Caballeras
$498,000|3787 sq. ft.|4bdr|4ba
Berkshire Hathaway HomeService
505-982-0330
Carol Hamilton
MLS # 201604748
11/27 1:00PM-3:00PM

25 listings
feature story
low: 189k
high: 1.45m

Las Campanas
18 Mustang Mesa
$1,450,000|4590 sq. ft.|3bdr|4ba
Santa Fe Properties
505-982-4466
Bonnie Beutel
MLS # 201601574
11/27 2:00PM-4:00PM

feature
yourself
or your
houses
here,
every
friday.
Contact Jorge Lopez
505.823.3393
jalopez@abqjournal.com

visit abqjournal.com/homestyle for interactive listings

homestyle november 25 december 1, 2016

hs 19
investing

dial down risk when

approaching retirement
real estate is a smart investment move when looking at retirement
by paul wilson

exp realty

here is certainly no shortage of retirement

available to individuals who actually take the time to consider

them. What most financial experts do agree
on is that the closer you are to retirement, the
less time you have to recover from a loss. For that
reason, many people start dialing down their risk
factors as their age increases.
One way to minimize risk is to invest in things
that you know and understand. For the majority
of homeowners, their largest asset is the equity
in their home, which they generally have more
familiarity with than other types of investments.
Buy the home youd like to retire in today and use it
as a rental property. Finance it with a 15-year loan
planning strategies

so it will amortize quickly and possibly be paid for

at retirement.
Continue living in your current home until
youre ready to move into the home youve designated at your retirement home which will not
create a taxable event. Prior to moving in, you can
rehab the home so that it fits your style and needs
exactly. If youve lived in your current home for at
least two of the last five years, you can exclude up
to $250,000 of gain for single taxpayers and up to
$500,000 for married taxpayers. The proceeds could
then be invested for income.
One of the attractive features of this proposal
include your familiarity with the operation of a
rental due to the similarity of owning a home.

Another positive is most experts agree that home

prices will continue to rise and so will rents. The
maintenance people that you use for your home
can also work on your rental. If you dont want to
deal with tenants, that can easily be delegated to a
property manager.
Low mortgage rates with short terms and high
rental values contribute to positive cash flows that
will pay for the property. Obviously, there are many
other considerations youll want to investigate with
your tax and real estate professionals, but these
pointers can get the conversation started.
Paul@WilsonABQ.com
505.293.1224

Re/Max Alliance Realtors

Beautiful North Valley Home

Pirouette Window Shadings

PIROUETTE WINDOW SHADINGS

$179,900

1401 Bridle Wood Rd

Albuquerque, 87113
MLS #878063

2 Bedroom /2 Bath
1,173 sq. ft.

Taylor Ranch Views

$179,900

Vignette Modern Roman Shades

Motorization

5326 Vicksburg NW
Albuquerque, 87120
MLS #863135

*Manufacturers mail-in rebate offer valid for qualifying purchases made 9/17/1612/12/16 from participating
dealers in the U.S. only. For certain rebate-eligible products, the purchase of multiple units of such product is required to receive a rebate. If you purchase fewer units than the required multiple you will not be entitled to a
rebate; partial rebates will not be awarded. Offer excludes HDOrigins and Nantucket Window Shadings, a collection
of Silhouette Window Shadings. Rebate will be issued in the form of a prepaid reward card and mailed within 6
weeks of rebate claim receipt. Funds do not expire. Subject to applicable law, a $2.00 monthly fee will be assessed
against card balance 6 months after card issuance and each month thereafter. Additional limitations may apply. Ask
participating dealer for details and rebate form. 2016 Hunter Douglas. All rights reserved. All trademarks used
herein are the property of Hunter Douglas or their respective owners.3118345

1318806-04

3 Bedroom /2 Bath
1,879 sq. ft.

Melissa Morenus

Remax Alliance Realtors

9577 Osuna Rd, NE Ste. B
505.620.5504 - cell
505.298.9999 - office
1318356-04

hs 20

AlbuquerqueJournal

Why Pulte Homes?

Top selling new home builder in the Greater Albuquerque Area with
most new homes under construction*
Life Tested homes across 10 premier community locations

Pulte Energy Advantage Homeup to 30% more energy-efficient than the

average existing home

Move-in by the holidays with over 50 quick-move

homes to choose from
Pulte.com/nm

1320037-03

*Albuquerque New Housing Market Letter-September 2016 DataTraq. The author of report has made a good faith effort to accurately present the data and to reach conclusions relative to the subjects discussed;
however, the author and its subsidiaries, if any, expressly disclaim any liability for any loss, damage and injury of any type which may be suffered as a result of any error herein or in the accuracy, completeness,
interpretations, timeliness, or reporting of any information, whether resulting from negligence or otherwise. Continuing a policy of constant research and improvement, Pulte Homes reserves the right to change
price, plan, specifications or availability without notice or obligation. Photographs are for illustrative purposes only and are not intended to be an actual representation of a specific community, neighborhood or
any completed improvements being offered. See sales consultant for details. 2016 PulteGroup. All rights reserved 11/2016 PGI Realty brokerage for Pulte Homes: 505-761-9606 7601 Jefferson NE Suite 320,
visit abqjournal.com/homestyle for interactive
Albuquerque NM 87109.

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