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Mikey Rox,
entrepreneur,
10 Reasons
You Dont
Need a
College
Degree to
Succeed
-Time Article

-Some
employers still
hire based on
skill and talent
-There are a
lot of great
paying jobs
that dont
require a
degree

Danielle
DouglasGabriel,
Reporter, Still
questioning
whether
college is
worth it? Read
this.
Washington
Post

Definition Casual
al
-Youll
already be
about
$100,000
ahead of
your college
peers

-5 figure
student
debt
-As the
economy
continue
s to
change
will the
job
market
still favor
college
graduate
s?

Evaluational
-Little of
what you
learn in
college will
benefit you
in your
actual
career
-Why are
you going to
college?

-The
structural
shift of the
economy
has caused
the college
graduate to
become
more
desirable in
the job
market

Mary C Daly
and Leila
Bengali,
FRBSF Senior
Vice President
and Associate
Director of
Research, Is
It Still Worth
Going to
College
FRBSF
Economic
Letter

-gap in
earnings
between
college and
high school
graduates
rises over
the course
of a
workers life.

-value of a
college
degree
remains
high
- leaving
college
graduates
with
substantially
higher
lifetime
earnings
than their
peers with a
high school
diploma

Jeffrey J.
Selingo,
author,
professor
Is college
worth the

-widening
gap in the
unemploym
ent rate and
wages of
those

-Just 38
percent of
students
who have
graduated
college in

Actio
n

Jurisdictio
nal

cost? Many
recent
graduates
dont think
so.
Washington
Post

without a
college
degree and
those who
have one

CollegeAtlas.o
rg, The
Benefits of a
College
Degree

College View,
The Benefits
of Having a
College
Degree

the past
decade
strongly
agree that
their higher
education
was worth
the cost
-what is
different
now
compared to
the 1970s is
the level of
debt that
many
students
must take
on to
finance their
education.
-A college
degree also
has a very
positive
impact on
an
individuals
written and
verbal
communicati
on skills
-That said,
we are
extremely
passionate
about higher
education
and its
value to
individuals,
families and
communities
.

-In
college,
your
most
important
task is to
learn and
begin to
take
charge of

-equally
important
aspect of
the college
experience
is making
connections
.
-you will find
that your

-studies
have
shown that
children in
household
s where
one or
both
parents
have a
college
degree are
themselve
s more
likely to
earn a
college
degree.

your life
by
making
your own
choices.

Huffington
Post, Why
Your College
Degree Has
More Value
Than You
Think

Do high school
students
receive these
benefits?

Whats the
Value of a

-more than 100


percent

career
choices will
likely be
much more
substantial
with your
degree
-Studies
conducted
by the
College
Board and
others like it
have found
that those
who have
completed
additional
schooling
are not only
more wellequipped to
handle
mental
challenges,
but also
report a
higher level
of
satisfaction
when doing
so.
-Higher
socioecono
mic status
(measured
by total
family
income,
level of
education
attained and
professional
career
status) is
directly
correlated
with better
physical
health and
life
expectancy.
-Only 36.5
percent of

College
Education? It
Depends.
Jennifer
Barrett,
personal
finance editor,
cnbc news

increase over
the last 25
years.
-Young high
school
graduates face
an
unemployment
rate of 19.5
percent and
underemploym
ent rate of 37
percent,
according to
EPI
researchers.

Why College Isnt


Worth the Money
Casey Bond,
Personal Finance
Editor

students at
public, fouryear
universities
have
obtained a
degree after
five years
close to the
lowest level
in three
decades.

-High school
students get a
four year head
start in the work
force

-Growth of
student loan
debt caused
by recent
housing crisis
-A arts major
on average
can expect to
make less
than an
engineering
major

The Historical
Perspective Harold
Perkin, Professor,
University of
Lancaster, England

-While higher
learning is
constantly
changing it has
been a staple
throughout the
history of many
countries

-The cheaper
state option of
college is just
as good as
the private
school with
the premium
price tag

-The
University is
capable of
enormous
change

-most powerful
value of all is
the pecking
order of
institutions

Are Recent College

-unemployment

-The recession -there have

Graduates Finding
Good Jobs, Jaison
R. Abel, Richard
Deitz, and Yaqin Su,

rates for recent


college
graduates have
indeed been
quite high since
the onset of the
Great
Recession.

has caused
college
graduates to
fall into jobs
that have
nothing to do
with what they
studied in
college

-college
graduates
generally
require some
time to
transition into
the labor
market.

MAKING COLLEGE
WORTH IT: A
REVIEW OF
RESEARCH ON THE
RETURNS TO
HIGHER
EDUCATION , Philip
Oreopoulos, Uros
Petronijevic

-the
investment
appears to
payoff for both
the average
and marginal
student.
- the past
three decades
in particular,
the earnings
premium
associated
with a college
education has
risen
substantially.
-technological
change, which
has led to an
increase in
demand for
workers with
skills that
complement
the use of new
technologies.

The Economic
Approach Gareth

-Education
in the liberal

Expansions of
higher

been
widespread
reports of
newly minted
college
graduates
who are
unsuccessful
at finding jobs
suited to their
level of
education

Williams, professor of
educational planning

arts is
tedious and
expensive

education
have lead to
lower rates of
economic
growth, and
the lifetime
earnings of
graduates
--An
oversupply of
graduates
leads to more
competition in
the market
which leads to
less job
security

Are college costs


worth it? How ability,
major, and debt affect
optimal schooling
decisions, Douglas
A. Webber

-Most
degrees are
worth the
usually
investment,
but if you
are paying
more for a
college
education, it
pays off later
in life

-majors with
low expected
returns do not
pay off until
middle age
-Student loan
debt has hit a
national total
that estimates
to 1 trillion
dollars which
is an
economic
bubble that
could have
negative
effects

-Attending
college is a
good financial
proposition
even for those
people who
might not
finish or get
their degree

Personality Factors,
Money Attitudes,
Financial Knowledge,
and Credit-Card Debt
in College Students,

Jill M.
Norvilitis,Michelle
M. Merwin,Timothy
M. Osberg, Patricia
V. Roehling,Paul
Young,Michele M.
Kamas

-Credit Card
debt among
college
students

-Students

reporting
greater debt
reported
greater
stress and
decreased
financial well
being

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